A MESSAGE FROM THE OFFICE OF HUMAN RESOURCES - Weber County
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A MESSAGE FROM THE OFFICE OF HUMAN RESOURCES Dear Valued Employee, Weber County remains dedicated to helping you be the best you can be, especially in uncertain and challenging times. Throughout this guide you will find benefit plan options to help keep you well and to prepare yourself for a secure future. Open Enrollment is your annual opportunity to evaluate and choose which benefit plans are the best fit for you and your family. Enroll: October 21 – November 21, 2020 by 11:59 p.m. It’s important to note that after Open Enrollment ends on November 21, 2020, you will no longer be able to make changes to most of your 2021 benefit plans without a qualifying life event. Use this Guide and the HR team as your resources to help educate yourself and choose the options that are best for you. What’s New in 2021? Weber County has changed their contribution to 90% for the High Deductible plan and continued with the same contribution to your HSA accounts! For the traditional plan the County contribution will be 80%. Starting January 1, 2021, we will be changing out life insurance, short term disability, accident, and critical illness to The Standard. If you would like to add any of these coverages, please log into Employee Navigator and complete your open enrollment changes. If you are currently enrolled in these products and want to keep plans the same, your current elections will be continued with The Standard. Dental is staying with Dental Select with no change in cost or coverage! If you want to enroll in the Medical FSA or Dependent Care FSA YOU MUST go into Employee Navigator to make your elections for 2021. Log into Employee Navigator to find access to all 2021 employee benefit plans through the single open enrollment action found in your Employee Navigator. Remember to submit this action in the final step and keep a copy of your confirmation form for your records. You can also call Weber County Human Resources at 801-399-8623. Sincerely, Weber County Human Resources 1
When can I enroll or change my benefit Benefits elections? Enrollment AT OPEN ENROLLMENT AS A NEW HIRE OR REHIRE DURING THE YEAR During open enrollment you are When newly hired into a benefit- During the calendar year you may choosing your plans for the eligible position you will have 30 experience a qualified life event. You upcoming calendar year days from your hire date to choose will have 30 days from the event (January 1 - December 31) your plans for the remainder of the date to submit your plan changes in calendar year in which you are Employee Navigator. hired. All your benefit plan All of your benefit plan For qualified life events, you will elections/changes are processed elections/changes are processed have to create your own benefit through Employee Navigator. For through Employee Navigator for election event in Employee open enrollment, log into your new hire or rehired employees. Navigator based on the type of Employee Navigator account to event: marriage/divorce, gain/loss of choose plans and submit your other coverage, etc. Support elections. documentation of the event may be required prior to approval of changes. If you do not have Employee Navigator access, contact Weber County HR prior to the November 21 Open Enrollment deadline. WE ARE HERE TO HELP Web: webercountyutah.gov/HR YOU ENROLL AND MAKE Phone: 801-399-8623 THE BENEFIT SELECTIONS THAT ARE RIGHT FOR YOU. Email: humanresources@co.weber.ut.us 2
Benefit Plan Premiums Listed below are the monthly premiums for medical insurance for full-time employees. The amount you pay for coverage is deducted from your paycheck on a pre-tax basis. Deductions are taken from the first two paychecks each month. Total Premium Per Month Employer Contribution Per Employee Cost Per Month Month Medical Employee Employee + Family Employee Employee + Family Employee Employee Family Only One Only One Only + One SelectMed $544.70 $1,282 $1,552.70 $435.76 $1,025.60 $1,242.16 $108.94 $256.40 $310.54 Traditional SelectMed $462.70 $1,088.90 $1,318.80 $416.43 $980.01 $1,186.92 $46.27 $108.89 $131.88 HDHP SelectValue $502.30 $1,182.70 $1,433.00 $401.84 $946.16 $1,146.40 $100.46 $236.54 $286.60 Traditional SelectValue $426.10 $1,002.90 $1,215.20 $383.49 $902.61 $1,093.68 $42.61 $100.29 $121.52 HDHP Listed below are the monthly premiums for dental insurance. The amount you pay for coverage is deducted from your paycheck on a pre-tax basis. Deductions are taken from the first two paychecks each month. Total Premium Per Month Employer Contribution Per Month Employee Cost Per Month Dental Employee Employee Employee Employee Employee Employee Family Family Family Only + One Only + One Only + One Dental Plan 1 $29.30 $55.86 $83.79 $26.20 $49.97 $74.91 $3.10 $5.89 $8.88 Listed below are the monthly premiums for vision insurance. The amount you pay for coverage is deducted from your paycheck on a pre-tax basis. Deductions are taken from the first two paychecks each month. Total Premium Per Month Employer Contribution Per Month Employee Cost Per Month Vision Employee Employee Employee Employee Employee Employee Family Family Family Only + One Only + One Only + One Vision Plan 1 $6.20 $11.66 $17.22 $6.20 $11.66 $17.22 3
Benefit Carrier Information Selecthealth-Medical www.selecthealth.com 800-538-5038 Dental Select-Dental www.dentalselect.com 800-999-9789 Dental Select-Vision www.dentalselect.com 800-999-9789 The Standard- Life, Disability, Accident, Critical Illness 800-759-8702 www.standard.com Intermountain Employee Assistance Plan 1-800-832-7733 1-801-442-3509 www.intermountainhealthcare.org/EAP Flexible Spending Account-NBS 1-801-532-4000 www.NBSBenefits.com Health Equity- HSA Accounts 866-382-3510 www.healthequity.com Keyes Insurance Services, Inc. - Broker/Claims Assistance www.keyesinsuranceservices.com Dirk Keyes- 801-394-2600 dirk@keyesinsuranceservices.com Toll Free: 800-331-0167 Utah State Retirement Systems www.URS.org 1-800-695-4877 4
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The following chart outlines the dental benefits we offer. 55 12
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you must re-enroll for 2021. 14
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q www.healthequity.com 16
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$300,000 $50,000 $10,000 $.049 $.057 $.072 $.100 $.150 $.230 $.370 $.433 $.623 $1.054 $10,000 $2.50 20
$800 $50 2 $550 $550 $800 $550/1100 once per bone/accident $50 $550/1100 once per bone/accident $50,000 $200 $15,000 $4.05 $6.47 $7.65 $11.98 21
VOLUNTARY CRITICALILLNESS THEl HARTFORD What is critical illness insurance? Critical illness insurance is coverage by your employer which you pay for through convenient deductions from your paycheck. It can assist you financially if you or a covered dependent are ever diagnosed with a covered critical illness (shown below). The benefits are paid in lump sum amounts and can serve as a source of cash to use as you wish, whether to help pay for health care expenses not covered by your major medical insurance, help replace income lost while not working, or however you choose. This highlight sheet is an overview of your critical illness insurance. A certificate of insurance will be available you enroll to explain your coverage in detail. Who is eligible? You are eligible if you are an active full-time employee who works at least 30 hours per week on a regularly scheduled basis, and are less than age 80. Your spouse's eligibility is based upon your age, and your dependent child(ren) must be under age 26 to be eligible. How much coverage can I purchase? You may enroll for $10,000, $20,000, or $30,000 in coverage. You may also enroll your dependent(s) for the following amounts of coverage: • Spouse: 50% of your elected coverage amount • Child(ren): 25% of your elected coverage amount A benefit reduction of 50% will apply to the coverage amount for you and your dependent(s) when you reach the age of 70. Am I guaranteed coverage? During designated enrollment periods, this coverage is without having to provide information about your health for coverage amounts up to $30,000. This is called "guaranteed issue (GI)" coverage- all you have to do is check the box to enroll and become insured. All amounts of dependent coverage are guaranteed issue. What illnesses are covered? This insurance will pay a lump sum benefit if you or a dependent are diagnosed with any of the covered illnesses while insurance is in effect, subject to any pre existing condition limitation. Cancer Conditions Vascular Conditions Heart Attack; HeartTransplant; Stroke; Coronary Artery Bypass Other Specified Conditions Major Organ; End Stage Renal Failure; Coma; Paralysis; Loss of Vision; Child Diseases *subject to any plan limitations and exclusions* 22
Monthly Critical illness cost with The Standard 23
6th 90 Days $.546 $.621 $.676 $.469 $.406 $.452 $.531 $.703 $.848 $.923 $.923 24
Input your information, including all your dependents information 21 25
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