The Official Hidden Valley Lake Association Publication Volume 9 Issue 11 November 5, 2016 hvla.com
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VIEWS The Official Hidden Valley Lake Association Publication • Volume 9 Issue 11 • November 5, 2016 • hvla.com VIEWS page 1
The HVLA VIEWS • hvla.com Magazine content © 2010 HVLA. All Rights Reserved. No part of this publication may be reproduced without written permission from HVLA. Articles, information, letters, photos, etc., may be submitted in a variety of ways: Email: media@hvla.com Mail: 18174 Hidden Valley Rd. HIDDEN VALLEY LAKE BOARD OF DIRECTORS HVLA.COM Hidden Valley Lake CA 95467 Phone: (707) 987-3138 Sky Pile, President • board@hvla.com Administration Office Hours Doug Berman, VP • board@hvla.com M-F from 8 a.m. to 5 p.m. Stephan Verhaart, Tres. • board@hvla.com Front Desk Reception Office Hours Bruce Brashares, Sec. • board@hvla.com M-F from 8 a.m. to 5 p.m. Sat. 10-2 Joan Hollywood-Alten, Director • board@hvla.com Kathleen Buscher, Director • board@hvla.com Like us on Facebook: http://www.facebook.com/hiddenvalleylake Sean Millerick, Director • board@hvla.com The HVLA Views is the official monthly publication intended primarily for (1) notifying HVLA members of actions and proposed actions of the Board of Directors, (2) informing members HIDDEN VALLEY LAKE ASSOCIATION of changes to HVLA policies, procedures, rules and regulations, and (3) providing a forum for ADMINISTRATIVE STAFF appropriate input from the community. Rod Wood, Interim General Manager Copy deadline for insertion into the HVLA Views is the 10th of the month prior to the month of publication. The HVLA Views is mailed bulk rate to all homeowners and registered tenants to Richard Pritchard, Golf Director the addresses on file on approximately the 5th of the month of publication. Opinions expressed Ryan Royal, Security Director by the contributing authors do not necessarily reflect those of Hidden Valley Lake Association, its Board of Directors, or HVLA Management. The inclusion of advertising in this publication Charles Russ, Operations Director does not constitute an endorsement or recommendation by HVLA or its Board of Directors of Connie Stuefloten, Recreation Director the products, services, or views contained therein. Errors liability is limited to publishing the corrected information or ad. Kim Smith, Accounting Director Contributed articles, letters, and announcements may be printed on a space available basis. Patrick Streight, HR Coordinator Letters may be written by members in good standing and must have the writer’s name, address, Billy Witt, Golf Course Superintendent, UBL number, phone number, and signature. Only the author’s name will be printed. Letters should be limited to 200 words or less. Printing of articles, letters, and announcements shall Matt Woodard, Project Manager be at the discretion of HVLA Management. Letters that contain solicitations, inaccuracies, libelous or incorrect statements, personal attacks, or lack clarity will NOT be printed. ON THE COVER For information on advertising in the HVLA VIEWS, please contact HVLA Marketing Communications Manager/Editor Jim Freeman. With two fishing poles and huge, ad- p: 707.987.3138 ext. 118 • f: 707.987.2752 • e: media@hvla.com venture-filled brown eyes, four year- old Madison Lewis, is ready to tack- le any size fish during last month’s Deadlines for submissions are always the 10th of the month prior to publica- Kids Fishing Derby, Oct. 8, at the tion. We reserve the right to accept, reject and edit all articles, photos, and Spillway Pond. Trophy winners were advertising. Please submit all items electronically. Ava Bradley, a double trophy winner with first fish and first to limit out with a maximum of three fish, Elise Burns and Dillon Montero, first and LAKE COUNTY second, respectively, for the largest fish. Kudos go to all the members and friends of the Lake Committee for another great fishing event. Spe- Celebrating cial thanks to Cynthia Tice for taking Ewa Konopka, DDS, MS 15 years 100 photos of the event, a number of of which were cover-shot worthy, mak- Ian van Zyl, BDS, DDS, MS family dental care ing it difficult for the National Press Your Family Dentists in Middletown Club to decide the best one. Photo by Cynthia Tice 21038 Calistoga St, Middletown, CA 95461 • 707.987.2773 VIEWS page 2
Wrapping Up CHARLES RUSS DIRECTOR OF OPERATIONS Our work plan and projects list over this past year, along with landscape improvements. This initial design, not to ex- the Reserve Study that Browning produced—which has been ceed $20,000, will be performed by Guadalupe Chavarria a great ‘road map’ of sorts—has been very aggressive, proba- of Windsor and Bill Lincoln of Rim Rock Ranch. bly one of the most in all the 20-plus years that I’ve been here. In spite of everything we’ve faced this year, and with the latest Golf Cart Barn contracts signed by the Board in October, we’ll now come in Listed as a major component in the Reserve Study, the Golf right at the 100% completion point of the work plan. I’m pretty Cart Barn roof is slated for replacement this year. Curtis proud of that and I feel good leaving this in Project Manager, Edward Roofing won the bid not to exceed $20,000 which Matt Woodward’s, hands as I prepare to go on deployment for includes contingency for hidden damages and dry rot. the next 11 months with the National Guard. Vehicle Replacement The Board approved a number of contracts, a few of which will For this year and next, six vehicles are scheduled for re- be highly visible to the community. placement at a cost of $134,964 as earmarked in the Re- serve Study. Staff proposed eliminating two vehicles in Picnic Tables favor of a rubber tracked Compact Tract Loader not to Say goodbye to the concrete and timber picnic tables at the exceed $57,000. Operationally, the Loader’s versatility as Greenview BBQ that have become brittle and fractured. Staff a multi-purpose forklift, sand spreader, auger, trencher, recommended purchasing ADA expanded, plastic-coated met- ease-of-use, and a significant ‘back saver’ for employees al picnic tables at a cost not to exceed $13,000 for 28 tables is more useful. with benches. The tables are designed so that they can be anchored in the ground, but can be detached and used else- While 2016 will certainly stand out as one of the most ag- where. gressive and pricey work project years, next year will be no slouch in terms of project items. Look for a list of those Fishing Pier projects in the 2017 Reserve Study Projects elsewhere in The Board chose Clearlake Marine Construction, Inc., to this issue. provide a turn-key solution to replace the fishing pier at Big Beach Park, not to exceed $60,000. The project calls for demo and disposal of the existing pier, a custom steel frame and handrails, vinyl decking, polyurethane floats and an aluminum HIDDEN VALLEY LAKE ASSOCIATION gangway. REGULAR BOARD MEETING Billboard BOARDOFDIRECTORS ACTIONS Another item we’ve been working on is our 40-year-old Hwy 29 billboard advertising our golf course, restaurant and lounge. As of this writing, all the panels have been replaced and paint- ed front and back in preparation for a 3mm aluminum com- In its October 6 and 13, 2016, Executive Sessions, the posite digital print submitted by Signarama of Santa Rosa at a cost of $6,000 or less from the Reserve Fund. The Board is Board reported out the following approved actions: currently working with staff to approve a design. • Contract with Robert Owens, CPA, for 2016 audit. Little Beach Drainage Design • Purchase of Case Compact Track Loader In 2013, the Lake Committee asked the Board to improve • Re-roof Golf Cart Barn drainage at Little Beach Park. The Board resolved to fund • Engineering design services for Little Beach $88,070 for engineering design services and construction in • Replace Big Beach Fishing Pier phases: (a) better parking lot drainage; (b) parking lot modi- • Replace picnic tables at BBQ area fications between the parking lot and picnic area; (c) a retain- • Replace Hwy. 29 billboard sign ing wall across the beach parallel to the shore to help level the beach and reduce erosion; (d) design and construction of a Complete copies of the full text of all resolutions and policies new bridge downstream of the culvert outlet; (e) design and are available from the Association Office upon request. relocation of playground equipment in the beach area, and (f) VIEWS page 3
Weather or not... RYAN ROYAL DIRECTOR OF SECURITY Sirens slower you go, the easier it will be for you to recognize poten- In October, the Board of Directors approved the 2017 bud- tial hazards and control, slow, and stop your vehicle. get and, separately, a one-time special assessment of $57 • Make sure your car is prepared for the conditions (check your per lot for the installation of six fire sirens in strategic loca- battery, windshield wipers and washer fluid, tires, antifreeze, tions throughout the community. Between the series of fires and headlights). last year and this year, the lack of any notification capabil- • Use caution near intersections. Never assume that because ities for the entire community has been at the forefront of you have the green light or the right of way that the intersec- most of us who live here. Those of us who grew up hearing tion will be clear — keep your head and eyes moving in search sirens warn of tornados, floods, or a call going out to volun- of potential hazards. teer firefighters, know the value of these proven lifesavers. • Stay in one lane as much as possible — avoid unnecessary Emotionally, we all hope we never have to use them; logi- lane changes (don’t go zipping in and out of traffic, passing cally, we can’t live without them. The project to install them people, etc.). will be watched closely by all of us and for the safety and • Keep two hands on the wheel, two eyes on the road, and your security of our loved ones, can’t happen soon enough. mind focused on driving at all times. Nixle On a final note, it’s a great idea to put together a car winter With winter sneaking up fast, you should be always on the emergency kit before an unforeseen event happens while you’re alert for a major disaster that could occur at a moment’s on the road. Your kit should contain the following: notice. Let us help keep you in the loop with alerts, adviso- • an ice scraper and a snow brush ries, and community events. Sign up for the Hidden Valley • a bag of sand, salt, or cat litter (for traction if you get stuck in Lake Association Nixle at www.hvla.com. Keep in mind that snow) if you go to www.Nixle.com you will not be signed up for • emergency warning flares or triangles “OUR” Nixle. Don’t have internet? Don’t worry. Just come to • blankets Member Services at 18174 Hidden Valley Road and ask for • gloves or mittens the Nixle Sign-Up Form. • a flashlight and batteries Sandbags • a first-aid kit HVLA is again providing sandbags to members free of • booster cables charge. If you need sandbags, you can pick yours up at • nonperishable snack foods Member Services during normal business hours, or by call- • a candle and matches ing Security Services Dispatch at 707-987-3515, 24 hours a • a cup in case you need to melt snow for water day. It is the responsibility of homeowners to fill their own If you get stranded, stay with your vehicle and call for assis- bags. Security Patrol may be able to assist on a case-by-case tance. Run the heater occasionally to keep warm, but avoid basis. There is a 10-bag limit per household; however, more carbon monoxide poisoning by making sure your tailpipe isn’t can be available upon special request. Sand piles are located stuffed or blocked with snow or other debris. Please remember at the corner of Knollview Drive and Hidden Valley Road, to never drive through flooded areas. close by the HVL Old Main Gate Plaza, and on Powderhorn Road near Timber Point Road at the entrance to the 15th SECURITY DISCLAIMER Tee near the restrooms. We hope that our security systems provide some deterrence to crime. Safe Driving However, no matter what steps we take, Hidden Valley Lake can never be Now that the inclement weather is upon us, the best strate- completely safe and secure. Although we operate security gates seven days gy for driving in bad weather is to avoid it; however, if going per week and 24 hours per day as required by the CC&Rs, persons who out is necessary or you get caught in bad conditions once enter Hidden Valley Lake legitimately can certainly commit crimes. As a you’re already on the road, follow these safe driving tips: result, Hidden Valley Lake is not and can never be free of crime, and the As- • Make sure your headlights are on. The state of California sociation cannot guarantee your safety or security. Accordingly, you should does require drivers to keep their headlights on if wind- NOT rely on the Association to protect you from loss or harm. Instead, you shield wipers are on. should provide for your own security by taking common sense precautions • Increase your following distance — if you’re going slowly such as installing a security system, locking your house and car doors, because of bad weather, is there really any point to being securing personal property, carrying insurance against loss, watching out only two feet behind the car in front of you? for your neighbors, and reporting suspicious activities to law enforcement. • Slow down. Braking takes longer on slippery roads. The VIEWS page 4
Holiday Happenings CONNIE STUEFLOTEN DIRECTOR OF RECREATION Elsewhere in this issue you may have noticed a flyer for QiGong led by a success. The parade will roll through the front Cindy McClellen. Medical Qigong (pronounced chee-gong) is a branch nine and through the parking lot. Dress your golf of traditional Chinese medicine utilizing both prescription exercises cart with lights, red and green décor and help us and treatments (similar to acupuncture, but without the needles). This bring some holiday spirit to our Course. Get Contest class will focus exclusively on generic exercises for health. Rules and Entry Forms at the Pro Shop and Member Properly practiced, QiGong can: Services. Prizes and trophies will be awarded to the • Improve physical strength and energy best-decorated carts. • Help to relieve pain, illness, and physical problems • Maintain and improve your state of physical fitness and mental well MEMBER SERVICES HOLIDAY CLOSURES being Thanksgiving Closed Thursday, Nov. 24, Friday, Nov. 25, & • Provide a feeling of calm, comfort, balance, and rejuvenation Saturday, Nov. 26 • Aid in increasing longevity and overall good health Christmas The Hidden Valley Lake community is excited about the second annual Closes at noon on Friday, Dec. 23 “Senior Giving Tree” program. There are many wonderful housebound Closed Saturday, Dec. 24 & Monday, Dec. 26 residents in the South Lake County area and we would like to help New Year’s make their Christmas special. Here’s how the program works: Closed Saturday, Dec 31 & Monday, Jan. 2, 2017 During the second week in November, the decorated “Senior Giving IMPORTANT DATES Tree” will be placed at the Administration Building on Hidden Valley December Road and another one will be on display at the Greenview Restaurant. 3 Festival of Lights at the Greenview A number on the Christmas tree decoration will be assigned to a recip- 3 Gingerbread House Contest at Admin Bldg. ient and that number, along with their Christmas wish, will go on the 3 Stone House Holiday Open House tree. Recipients’ names will remain anonymous and the gift giver can at Stone House at Admin Bldg.; 4:30–6PM; choose to also be anonymous. Gifts will be distributed the week be- music & food. fore Christmas. As with any program, the success or failure is based on 9 Teen Holiday Band Concert, Community Center, members helping members. If you want to get involved, we could use 6–9PM, $3 admission. No backpacks allowed. some volunteer Santas to deliver the gifts the week before Christmas. Door prizes, pizza, soda, live band. Please call Member Services and leave your contact information and 31 New Year’s Eve Party one of Santa’s helpers will call you right back. Great Gatsby Party. Limited seating, tickets on Speaking of Santa, Mr. and Mrs. Santa Claus arrive on Saturday, Dec. sale NOW. 3, during the Festival of Lights, 4-6:30PM. Again this year, we’ll feature the horse-drawn carriage, a popular ride for both kids and adults, for $2 each. Tony Neves provides the live musical entertainment and adds a Sinatra-type voice to some of our favorite Christmas music. Thanks Remember When . . . to Juno and staff, the Greenview Restaurant’s cookies and hot choc- Gift Shoppe olate have been a great hit over the years and each year, despite the featuring the OLD/NEW increased crowds and the dire warning that once the cookies are gone, they’re gone, there always seem to be just enough to go around. A Great Selection of Gifts From Nov. 28 through Dec. 3, the 20th Annual Gingerbread House Dec- for the Holidays orating Contest takes place at the HVLA Admin lobby. There are six A second location in Hidden Valley Lake categories and 18 winning spots for holiday bakers. Past years have seen some incredible architecture made entirely of gingerbread and 14892 Lakeshore Dr. 18990 Coyote Valley #4 Clearlake 707 987-1957 we’re expecting similar delightful entries again this year. Entry forms Cell 707 295-6517 are available from Member Services and online at HVLA.com. shopclearlake.com/rememberwhen Bring the holiday spirit to the Hidden Valley Lake Golf Course and Tree Lighting celebration! Join us for our 3rd Annual Golf Cart Christmas 45 years of collecting In business since 1979 Parade and Contest, Dec. 3, at 5PM. We need your help to make it VIEWS page 5
Festival of Lights Golf Cart Parade 2016 Saturday Festival of Lights Dec. 3, 2016 This is our 5 pm d d e d de & 3rd Annual de Parade of One Night Only dd Golf Carts No Entry Fee! ede Tree Lighting dd Get Contest Free Admission! d e Santa Arrives Rules and Entry Forms d at the d Bring the holiday spirit to the Pro Shop Hidden Valley Lake Golf Course d and Member and Tree Lighting celebration! December 3, 2016 Services. Prizes and Join us for our Golf Cart d 4 - 6:30 PM d 20th Annual People’s Choice • Nov. 28-Dec Christmas Parade and contest. Trophies will be awarded We need your help to make d Greenview Restaurant d Gingerbread House to the best it a success. The parade will Tree Lighting Schedule Decorating Contest decorated roll through the front nine and • Contest is free and open to the public carts. through the parking lot. Dress 4:30 - Santa Arrives • Entry forms, rules and information at the your golf cart with lights, red 5:00 - Golf Cart Parade Greenview and HVLA Member Services and green décor and help us 5:30 - Tree Lighting • Ribbons and trophiesawarded to the bring some holiday spirit to our Cookie Decorating • Face Painting top three winners in each category Course. Horse-Drawn Carriage • Christmas Crafts • Each entry awarded participation ribbon Hot Cocoa and Free Cookies (while they last!) • Entries on display the first week in Live Holiday Music w/Tony Neves December Teen Center Concert d d d d d d Dec. 9, 2016 • 6-9PM Community Center d $3 Cover Door Prizes d Pizza d Soda d Live Band d Please, no alcohol, drugs or backpacks! VIEWS page 6
HVLA GARDEN CLUB Our November meeting is all business. Budgeting our money each year is always a challenge. During this meeting, we will be entertaining suggestions for line items to be included in the 2017 budget. Your ideas are always welcome and we look forward to getting as many as possible. Additionally, we’ll be choosing our new slate of officers for the next two years. If you’d like to help guide the Garden Club, we’d love to hear from you. In December, we will be having our annual Holiday Party. This year Diana Dowling will be graciously hosting this event. More information will be forthcoming via email. Meetings of the Hidden Valley Lake Garden Club are free and open to the public on the second Monday of each month. They are held in the Activities Room of the Administration Building of the HVL Association, 18174 Hidden Valley Road. A social gathering with refreshments begins at 9:30AM followed by a business meeting and program at 10:00AM. We have five new members joining our group. If you are interested in joining the HVL Garden Club, contact Marie Powell at georgemarie@mac.com Tis the season to be thankful! As another year winds down, we’d like to thank the community for being the wonderful place it is and wish everyone a happy holiday season. So Happy Thanksgiving! We’re here to help and you’re always welcome to call or stop in. We’d love to see you. MorganLane.com MorganLaneTeam @ MorganLane.com 18990 Coyote Valley Road # 15, Hidden Valley Lake: 707.987.1991 VIEWS page 7
Top agenT 34TH Annual HVL Holiday Craft Fair Dec. 6 Lorrie Nearly as old as the Association’s Annual McMurray Festival of Lights,(this year’s begins at 4PM, Saturday, Dec. 3), the Annual Hidden Valley Lake Holiday Craft Fair, Sunday, wiLL geT Dec. 4, from 9-3PM in the Greenview Room celebrates its 34th year of activity. The unique Fair is a fundraiser for our annual your hoMe Independence Day Celebration in July. It significantly contributes to the fireworks and has been doing so since it began. soLd fasT! Selling handcrafted gifts for the holidays, the nearly two-dozen crafts booths are sure to have something for everyone. Crafters will be presenting photo frames, jewelry, knitted items for pets, fused glass, pottery, art pieces, decorative pillows, uniquely decorated gourds, and leather and fabric purses. For additional info call Co-Chairs, Carol Brossier, 987-2656, or Janet Ruiz, 490-9365. 707.355.1553 LisTed. HVL & Community EVENTS negoTiaTed. Nov. 17..........ES/Board Open Meeting, 3:30/6:30 pm (CC) soLd! Nov. 24-26......................... Member Services Closed (AC) Call me today Dec. 3 ........................... Festival of Lights, 4-6:30pm (GV) for a complimentary Dec. 3 ............................ Gingerbread House Contest (AC) market analysis Dec. 3 .....................Stone House Holiday, 4:30-6pm, (SH) & Happy Thanksgiving Dec. 8 .......................................ES Meeting, 3:30 pm (CC) to one and all! Dec. 9 ........................... Teen Center Concert, 6-9pm (CC) Dec. 22 .........ES/Board Open Meeting, 3:30/6:30 pm (CC) Broker associate, gri Dec. 31 ............... New Year’s Eve Party, 7:30pm -’til, (CC) Lic. #01348596 NOTE: Executive Session Meetings (ES) will include Internal Dispute hvlrealtor@ mac.com Resolution (IDR) appeals, member requests to meet with the Board, and morganlane.com other Executive Session topics. If hearings are not concluded within the MORGAN LANE 707.987.1991 hour, ES will recess until after the regular board meeting. Board Meeting location: (AC) Activity Center. (CC) Community Center. (CR) Conference M O RG A N L A N E R E A L E s tAt E Room. (GV) Greenview Restaurant. (BF) Ball Field. (GC) Golf Course VIEWS page 8
Getting Your Mind Into the Gutter Living in an HOA is living in a “controlled environment.” Friday of each month and applications are to be submitted by There are rules set from the inception of the community the Friday before the meeting. Permits are not issued without and, generally, some have been revised over the years. The prior review of the Committee or Department. Environmental Control Department has the duty to enforce Major areas of concern for both the Environmental Control the rules set forth in the Covenants, Conditions and Restric- Department and the Environmental Control Committee are: tions (CC&Rs). These rules are in place to keep the commu- Landscaping: nity’s assets maintained and enjoyable for everyone. • Tree removal and planting of new trees and vegetation The Environmental Control Department enforces year- • Excavation, drainage, and soil erosion round property maintenance to keep all properties’ values maintained. At this time of year, the major property mainte- • Fencing (safety, garden, privacy, dog, electric, and nance concern is water drainage from our members’ prop- decorative) erties into culverts and then into their respective streams. • Walkways, retaining walls, patios, and driveways Easy water flow versus flooding is the principal reason EC Structures: harps on cleaning out the culverts in front of your house. • Room additions that change the footprint, roofline or It’s one of those rules that hasn’t changed over the years: addition of doors and windows property owners are responsible for clearing out clogged • Outbuildings (garages, sheds, gazebos, etc.) culverts. But, the issues all start ‘upstairs,’ so to speak. • Exterior colors, roofs, solar A quick Google check confirms that for every inch of rain- • View restrictions fall, 600 gallons of water will fall on every 1000 square feet of roof. A 2000 square foot house with a standard pitch will • Pools, hot tubs, shade screens, decks, docks boatlifts, etc. drain nearly 1300 gallons of water through its gutters for • Placement, color, and screening of propane tanks, heating, each inch of rainfall. Now multiply that by the number of and air conditioning units houses on a street draining rainfall into the culvert. Yikes! Lakeshore: That’s a lot of water, especially if it reaches clogged culverts. • Walls, riprap, beaches, erosion, etc. If the water can’t drain adequately, it will usually flood the road and often drain into a neighbor’s yard. Property Lines: • Setbacks and easements It only makes sense, then, to clean your gutters of all the season’s debris so that in winter, water flows off the roof in- Parking & Storage: stead of damaging debris-laden gutters, which in turn, dam- • Personal vehicles, RV’s, boats, trailers, etc. age the roof. Every gallon of water backed up in a clogged • Wood, trash cans, yard tools, play equipment, etc. gutter adds 8.36 pounds to the weight of that gutter. The All the above and many other items require ECC approval prior question you’ve got to ask yourself is, how strong are the to the start of your project. Otherwise, possible financial pen- nails that hold those gutters to the house? Ben Franklin’s alty, tear out, and/or stop work orders may be issued. PLEASE rather trite quote, an ounce of prevention is worth a READ THE ENTIRE APPLICATION. Most require a Plot Plan pound of cure, is really appropriate for spending the time to be submitted. Insufficient or missing information will delay and energy to ensure your gutters are free of debris. your application from being approved. If you have any doubt In summer, of course, keeping gutters clean prevents about whether you need ECC approval for your project, or if a place for embers from a wildfire to ignite and burn the you have any questions regarding the approval process, please house. Hence, the reason that EC wants you to get your call (707) 987-3138, ext. 113. mind on your gutters at least twice a year. Although Performance Deposits are no longer required, per- One Rule mits do expire after six months unless an extension is request- While cleaning gutters and culverts doesn’t require pre-ap- ed in writing. If projects are not completed as approved, a $100 proval from anyone, the Environmental Control Committee fine will be invoiced to your account. (ECC) does have one rule before any changes or improve- Moving Forward ments are made to your property or the exterior of your The Hidden Valley Lake Board of Directors and the Environ- home: you must first receive approval from the Environ- mental Control Committee would like to notify all members mental Control Committee. that although a certain violation may have been overlooked Please Remember! in the past, it would not necessarily be allowed in the future. You need to apply to the ECC for anything, other than Even though there are a number of examples throughout the normal maintenance, that you wish to perform on the ex- community doesn’t mean it is right. To the contrary, we are terior of your home or property including landscaping. committed to the uniform adherence to, and enforcement of All requests for ECC approval must be submitted by the lot the rules and regulations to which we have all agreed to be owner or have a signed authorization from the owner at- bound by our CC&Rs in Hidden Valley Lake. We trust we will tached to the request. The ECC meets the first and third receive your support and cooperation in this effort. VIEWS page 9
BE A SANTA TO A SENIOR BUDGET FORECASTING The 2017 Annual Budget Summary contains estimates of operating revenues and expenses for next year. The Here’s how: take a numbered Five-Year Assessment Projection summarizes estimates ornament from the Giving Tree of future year assessments, contributions to the Reserve and buy, build, or create a gift Fund and Capital Expenditures. The Board of Directors believes it has diligently made prudent assumptions for the person on the form. in the preparation of these estimates and that these Wrap it and drop it off at Member estimates will provide reasonable guidelines for the Services or at the Greenview Restaurant. allocation of Association resources. Some assumptions Anyone can pick a wish, fulfill it, and put it inevitably will not materialize and unanticipated events and circumstances may occur subsequent to September under the tree. Recipients’ names will remain 22, 2016, the date of these forecasts. Therefore, the ac- anonymous. Santas can also be anonymous tual results achieved during the forecast period may vary upon request. Before Christmas, an HVL from the forecast and the variation may be material. Santa will deliver your gift. Know a homebound senior who should be NOTICE OF 2017 REGULAR ASSESSMENTS a gift recipient? Complete the simple form The annual fiscal year for the Association is the same at Member Services describing a gift the as the calendar year running from January 1st through senior will like. December 31st of each year. The regular annual assessment for the 2017 fiscal year is as follows: For more information, call Member Services Undeveloped Lot…..……$1,536.00 707.987.3138 Developed Property……$2,016.00 The annual assessment shall be due and payable in twelve equal monthly installments, due on the first of each month and delinquent if not paid by the last day of the month. ACCESS TO BOARD MINUTES Should that date fall on a date that the office is closed In accordance with Civil Code Section 4950(b), members have (such as Sundays and Holidays), payments received on a right to obtain copies of minutes of meetings of the Board of the next business day shall be considered current. Directors. The Association will provide minutes, other than for The monthly payment amount shall be as follows: executive sessions, within 30 days of a meeting of the Board Undeveloped Lot……………........$128.00 per month of Directors. Minutes are available on the Association website Late Fee for monthly payments not received by the for download. In addition, members can request copies of these last day of the month is $12.80 per month. Should documents by notifying the Association office in writing at 18174 that date fall on a date that the office is closed (such Hidden Valley Road, Hidden Valley Lake, CA 95467 or by email to as Sundays and Holidays), payments received on the memberservices@hvla.com. Documents will be provided upon next business day shall be considered current. reimbursement of the Association’s cost of duplication. Developed Property……….$168.00 per month Late Fee for monthly payments not received by the last day of the month is $16.80 per month. Should that date fall on a date that the office is closed (such SPECIAL ASSESSMENT as Sundays and Holidays), payments received on the The Board of Directors approved a onetime special assess- next business day shall be considered current. ment of $57 due on January 1, 2017. The onetime special *Interest shall accrue on late assessments and assessment was approved to pay for the installation of an costs of collection at the rate of 12% per annum emergency siren warning system. This system will be used For those that pay the annual assessment in full on or in addition to other warning systems to better alert you in before January 31, 2017, an early payment discount is the event of an emergency. The emergency siren warning being offered. To take advantage of this offer, payment system will enable HVLA staff to alert members indepen- must be received in the Association office on or before dent from other emergency warning systems. Our members January 31st. Should that date fall on a date that are responsible for their own safety and security, so HVLA the office is closed (such as Sundays and Holidays), encourages its members to utilize all methods available to payments received on the next business day shall be stay informed and safe in the event of an emergency. A one- considered current. The annual payment amount for time special assessment was selected instead of an addition- this program, inclusive of discount, shall be as follows: al increase to the regular assessment. This will better match Undeveloped Lot………............... $1,474 if paid in the onetime nature of the expense to install our emergency full by January 31, 2017 (includes $62 discount) siren warning system. The onetime special assessment will Developed Lot…………................ $1,954 if paid in be due with your regular assessment on January 1, 2017. full by January 31, 2017 (includes $62 discount) VIEWS page 10
2017 2017 APPROVED ANNUAL APPROVED BUDGET ANNUAL BUDGET SUMMARY SUMMARY Commons INCOME General & Environ Security & Golf Food & Gen Maint 2017 ACCT ACCT DESCRIPTION Admin Control Gate Ops Ops Events Amenities Beverage & Fleet BUDGET Assessments & Collections 6,591,808 30,000 0 0 0 15 0 0 6,621,823 Fees for Services 201,823 40,000 0 0 0 0 0 0 241,823 General Fees & Fines 0 49,500 26,000 0 0 0 0 0 75,500 Admissions & Lessons 0 0 0 596,380 16,695 11,865 19,000 0 643,940 Rentals 788 0 0 11,203 0 65,006 4,410 0 81,406 Merchandise Sales 0 0 0 205,736 0 0 975,600 0 1,181,336 REVENUES 6,794,418 119,500 26,000 813,319 16,695 76,886 999,010 0 8,845,827 COGS 0 0 0 77,200 0 0 328,660 0 405,860 Direct Compensation 767,152 110,371 677,169 507,082 128,423 45,911 380,202 436,434 3,052,744 Payroll Costs 123,602 24,883 172,466 142,040 34,908 14,060 103,813 119,091 734,863 Employee Benefits 115,400 16,099 82,726 140,326 5,632 642 48,761 142,193 551,778 Financial Services 356,000 0 0 5,040 0 0 14,825 0 375,865 Taxes & Licenses 10,100 25 2,000 1,500 0 17,261 1,500 6,000 38,386 Professional Services 233,500 6,100 5,050 8,800 0 500 1,450 2,840 258,240 General Expense 350,916 2,000 22,700 32,970 3,108 5,700 31,300 6,050 454,744 Equipment 16,500 2,000 35,746 32,600 2,500 14,730 23,000 69,000 196,076 Supplies 10,000 0 3,300 91,500 0 29,716 36,200 37,500 208,216 Utilities 42,900 400 24,505 213,018 0 116,638 47,100 35,150 479,711 Maintenance 33,000 305,000 24,130 31,980 3,055 217,687 30,111 16,600 661,563 Event Expense 0 0 0 0 72,115 0 0 0 72,115 Other Expense 101,607 12,852 7,710 115,029 0 2,892 2,089 -302,676 -60,497 TOTAL EXPENSES 2,160,677 479,730 1,057,502 1,399,086 249,741 465,736 1,049,010 568,182 7,429,665 9850 Capital Projects & Purchases 30,930 30,930 9900 Transfer to Replacement Acct 1,385,233 0 0 0 0 0 0 0 1,385,233 9910 Transfer to CIP Account 0 0 0 0 0 0 0 0 0 TOTAL OTHER EXPENSES 3,576,840 0 0 0 0 0 0 0 1,416,163 NET REVENUES 3,217,578 -360,230 -1,031,502 -585,767 -233,046 -388,851 -50,000 -568,182 0 FIVE–YEAR ASSESSMENT PROJECTION The accompanying assessment projection and financial EXPENDITURE BUDGET 2017 forecast present, to the best of the Board of Directors’ OPERATIONS and REPLACEMENT EXPENDITURE BUDGET 2017FUND knowledge and belief, the Association’s financial posi- tion, results of operations, and cash flows for the fore- OPERATIONS Cost and REPLACEMENT of Goods Sold; 4.6% FUND cast periods. Accordingly the projection and forecast Cost of Goods Sold; 4.6% reflect its judgment as of this publication date of the expected conditions and its expected course of action. The assumptions disclosed herein are those that the Transfer to Board of Directors’ believes are significant to the fore- Replacement Fund; 15.7% Capital Purchases; 0.3% cast. There will usually be differences between the fore- Other Expense; -0.7% Transfer to Replacement Fund; casted and actual results, because events and circum- Events/Activities; 0.8% Capital Purchases; 0.3% 15.7% Direct Compensation; 34.5% stances frequently do not occur as expected, and those Other Expense; -0.7% Events/Activities; 0.8% differences may be material. Maintenance; 7.5% Direct Compensation; 34.5% Maintenance; 7.5% ASSESSMENTS PROJECTION Utilities; 5.4% FOR YEARS 2018–2022 Utilities; 5.4% Based on a Total of Payroll Costs; 2325 Improved Properties & 946 Unimproved Properties Supplies; 2.4% 8.3% Payroll Costs; Equipment; 2.2% 8.3% TOTAL % INCREASE Supplies; 2.4% PLAN YEAR IMPROVED UNIMPROVED ASSESSMENTS PRIOR YEAR General Expense; 5.1% Equipment; 2.2% Professional Services; 2.9% Employee Benefits; 6.2% 2018 $2,137 $1,628 $6,511,826 6.00% General Expense; 5.1% Taxes & Licenses; 0.4% Financial Services; 4.2% Professional Services; 2.9% Employee Benefits; 6.2% 2019 $2,276 $1,734 $6,935,095 6.50% Taxes & Licenses; 0.4% Financial Services; 4.2% 2020 $2,429 $1,851 $7,403,213 6.75% 2021 $2,606 $1,985 $7,939,946 7.25% 2022 $2,684 $2,045 $7,791,184 3.00% VIEWS page 11
RESERVE STUDY Hidden Valley Lake California Member Summary 2016 Update- 3 Prepared for the 2017 Fiscal Year October 17, 2016 This is a summary of the Reserve Study that has been performed for Hidden Valley Lake, (the "Association"). This study was conducted in compliance with California Civil Code Sections 5300, 5550 and 5560 and is being provided to you, as a member of the Association, as required under these statutes. A full copy is available (through the Association) for review by members of the Association. The intention of the Reserve Study is to forecast the Association's ability to repair or replace major components as they wear out in future years. This is done utilizing the "Cash Flow Method." This is a method of developing a reserve funding plan where the contributions to the reserve fund are designed to offset the variable annual expenditures from the reserve fund. Browning Reserve Group prepared this Update w/o Site Visit Review for the January 1, 2017 - December 31, 2017 fiscal year. Hidden Valley Lake is a Planned Development with a total of 3,271 Lots. The Reserve Study is not an engineering report, and no destructive testing was performed. The costs outlined in the study are for budgetary and planning purposes only, and actual bid costs would depend upon the defined scope of work at the time repairs are made. Also, any latent defects are excluded from this report. Funding Assessment Based on the 30 year cash flow projection, the Association's reserves appear adequately funded as the reserve fund ending balances remain positive throughout the replacement of all major components during the next 30 years. California statute imposes no reserve funding level requirements nor does it address funding level adequacy, and although one or more of the reserve fund percentages expressed in this report may be less than one hundred percent, those percentages do not necessarily indicate that the Association's reserves are inadequately funded. VIEWS page 12
Hidden Valley Lake California Member Summary 2016 Update- 3 Prepared for the 2017 Fiscal Year 2017 2016 2017 Line Item Current Fully Fully Contribution Replacement Useful Remaining Funded Funded based on Reserve Component Cost Life Life Balance Balance Cash Flow Method 01000 - Paving 10,535,179 1-50 0-19 6,773,270 7,166,795 691,866 02000 - Concrete 92,678 1-25 0-14 50,942 76,543 27,621 03000 - Painting: Exterior 51,602 7-7 0-6 40,308 28,426 6,565 03500 - Painting: Interior 50,904 3-12 0-6 29,424 28,400 5,825 04000 - Structural Repairs 1,428,851 1-50 0-47 890,657 691,263 44,538 04500 - Decking/Balconies 96,028 20-20 0-17 56,936 16,690 5,129 05000 - Roofing 206,524 20-40 0-34 123,766 101,119 6,935 08000 - Rehab 5,039,113 1-60 0-49 4,573,757 4,760,027 92,554 11000 - Gate Equipment 107,188 1-40 0-9 53,159 40,566 12,607 12000 - Pool 183,500 1-25 0-12 113,720 121,041 18,266 17000 - Tennis Court 66,373 5-24 3-13 29,172 35,667 5,712 17500 - Basketball / Sport 69,392 6-30 5-19 25,813 29,032 3,319 Court 18000 - Landscaping 753,797 1-20 0-4 652,140 576,061 42,417 18500 - Lakes / Ponds 1,033,361 1-30 0-20 665,805 721,685 63,123 19000 - Fencing 243,531 1-30 0-24 88,373 73,355 12,420 19500 - Retaining Wall 10,578 10-20 0-15 6,089 3,429 713 20000 - Lighting 89,250 10-40 0-14 57,470 56,988 3,468 21000 - Signage 93,941 5-30 0-17 42,625 43,377 9,570 22000 - Office Equipment 167,746 1-10 0-10 95,009 80,676 29,947 23000 - Mechanical 155,671 4-25 0-23 99,948 98,849 13,996 Equipment 24000 - Furnishings 80,876 6-20 1-14 40,970 48,070 6,057 24600 - Safety / Access 101,624 5-12 0-7 65,688 51,942 12,195 25000 - Flooring 53,059 5-20 0-14 26,626 28,285 3,627 26000 - Outdoor Equipment 320,520 1-30 0-24 162,156 173,250 19,890 27000 - Appliances 217,540 5-25 0-19 152,858 166,545 15,553 28500 - Waste Water 18,450 30-30 29-29 615 1,261 1,078 Treatment 30000 - Miscellaneous 2,447,398 4-30 0-19 1,763,250 1,209,710 230,243 Totals $23,714,676 $16,680,546 $16,429,050 $1,385,233 Estimated Ending Balance $4,838,088 $4,807,890 $35.29 /Lot/month @ 3271 Percent Funded 29.0% 29.3% VIEWS page 13 2511 10/17/2016 v5.0;840c.12.2017 UDwoSV.2.JS.RB
Hidden Valley Lake California Assessment and Reserve Funding Disclosure For the Fiscal Year Ending 2017 2016 Update- 3 October 17, 2016 (1) The regular assessment per ownership interest is $168 Homes / $128 Lots per month for the fiscal year beginning January 1, 2017. Note: If assessments vary by the size or type of ownership interest, the assessment applicable to this ownership interest may be found on page ___ of the attached summary. (2) Additional regular or special assessments that have already been scheduled to be imposed or charged, regardless of the purpose, if they have been approved by the board and/or members: Date Amountperownership interest permonth or year (if assessments P urpose of the assessment: assessment will be due: are variable, see note immediatelybelow): N/A $0.00 N/A Total: $0.00 Note: If assessments vary by the size or type of ownership interest, the assessment applicable to this ownership interest may be found on page ___ of the attached report. (3) Based upon the most recent reserve study and other information available to the board of directors, will currently projected reserve account balances be sufficient at the end of each year to meet the association's obligation for repair and/or replacement of major components during the next 30 years? Yes X No This disclosure has been prepared by Browning Reserve Group and has been reviewed and approved by the association's board of directors based upon the best information available to the association at the time of its preparation. The accuracy of this information over the next 30 years will be dependent upon circumstances which are impossible to predict with specificity, and will require future action to adjust assessments over the period in accordance with the current projections and future developments. (4) If the answer to (3) is no, what additional assessments or other contributions to reserves would be necessary to ensure that sufficient reserve funds will be available each year during the next 30 years that have not yet been approved by the board or the members Approximate date assessment will be due: Amountperownershipinterest permonth or year: N/A N/A (5) All major components are included in the reserve study and are included in its calculations. See next page §5300(b)(4), for any major component exclusions. (6) Based on the method of calculation in paragraph (4) of the subdivision (b) of section 5570, the estimated amount required in the reserve fund at the end of the current fiscal year is $16,680,546, based in whole or in part on the last reserve study or update prepared by Browning Reserve Group as of October, 2016. The projected reserve fund cash balance at the end of the current fiscal year is $4,838,088 resulting in reserves being 29.0% percent funded at this date. Civil code section 5570 does not require the board to fund reserves in accordance with this calculation. An alternate and generally accepted method of calculation has been utilized to determine future reserve contribution amounts. The reserve contribution for the next fiscal year has been determined using the Cash Flow method of calculation (see section III, Reserve Fund Balance Forecast). This is a method of developing a reserve funding plan where the contributions to the reserve fund are designated to offset the variable annual expenditures from the reserve fund. Different reserve funding plans are tested against the anticipated schedule of reserve expenses until the desired funding goal is achieved. 2511 10/17/2016 v5.0;840c.12.2017 VIEWS page 14 Version 10/17/2016 2:18:26 PM © Browning Reserve Group 2016 3
Hidden Valley Lake California Assessment and Reserve Funding Disclosure For the Fiscal Year Ending 2017 2016 Update- 3 (7) Based on the method of calculation in paragraph (4) of subdivision (b) of section 5570 of the Civil Code, the estimated amount required in the reserve fund at the end of each of the next five budget years is presented in column (b) 'Fully Funded Balance' in the table immediately below; and the projected reserve fund cash balance in each of those years, taking into account only assessments already approved and other known revenues, is presented in column (c) 'Reserve Ending Balance'; leaving the reserve at percent funding as presented in column (d) 'Percent Funded' in each of the respective years. Fiscal Fully Funded Reserve Percent Year Balance Ending Balance Funded (a) (b) (c) (d) 2017 $16,429,050 $4,807,890 29.3% 2018 $16,807,579 $4,898,249 29.1% 2019 $17,115,031 $4,205,501 24.6% 2020 $16,399,734 $1,466,179 8.9% 2021 $13,338,335 $412,922 3.1% If the reserve funding plan approved by the association is implemented, the projected fund cash balance in each of those years will be the amounts presented in column (c) 'Reserve Ending Balance' in the table immediately above, leaving the reserve at percent funding as presented in column (d) 'Percent Funded' in each of the respective years. NOTE: The financial representations set forth in this summary are based on the best estimates of the preparer at that time. The estimates are subject to change. At the time this summary was prepared, 2.50% per year was the assumed long-term inflation rate, and 2.50% per year was the assumed long-term interest rate. Additional Disclosures §5565(d) The current deficiency in reserve funding as of December 31, 2017 is $3,553 per ownership interest (average). This is calculated as the current estimate of the amount of cash reserves necessary as of the end of the fiscal year for which the study is prepared, less, the amount of accumulated cash reserves actually (Projected to be) set aside to repair, replace, restore, or maintain the major components. Deficiency = 2017 Fully Funded Balance - 2017 Reserve Ending Balance Ownership Interest Quantity §5300(b)(4) The current board of directors of the association has not deferred or determined to not undertake repairs or replacements over the next 30 years. M ajor Component: Justification for Deferral: N/A N/A §5300(b)(5) The board of directors as of the date of the study does not anticipate the levy of a special assessment for the repair, replacement, or restoration of the major components. VIEWS page 15
Section III Hidden Valley Lake 30 Year Reserve Funding Plan Cash Flow Method 2016 Update- 3 Prepared for the 2017 Fiscal Year 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Beginning Balance 5,526,521 4,838,088 4,807,890 4,898,249 4,205,501 1,466,179 412,922 1,769,308 2,876,063 4,273,276 Inflated Expenditures @ 2.5% 2,017,807 1,534,518 1,626,644 2,646,682 4,932,641 3,524,619 1,143,200 1,447,966 1,213,396 3,708,269 Reserve Contribution 1,201,416 1,385,233 1,597,174 1,841,542 2,123,298 2,448,163 2,472,645 2,497,371 2,522,345 2,547,568 Lots/month @ 3271 30.61 35.29 40.69 46.92 54.09 62.37 62.99 63.62 64.26 64.90 Percentage Increase 15.3% 15.3% 15.3% 15.3% 15.3% 1.0% 1.0% 1.0% 1.0% Special Assessments / Other 0 0 0 0 0 0 0 0 0 0 Interest After Tax @ 2.50% 127,958 119,086 119,829 112,392 70,021 23,199 26,941 57,350 88,263 92,323 Ending Balance 4,838,088 4,807,890 4,898,249 4,205,501 1,466,179 412,922 1,769,308 2,876,063 4,273,276 3,204,898 VIEWS 2026 2027 2028 2029 2030 2031 2032 2033 2034 2035 Beginning Balance 3,204,898 4,427,611 5,592,607 6,544,300 8,007,316 6,150,247 7,482,318 8,667,597 10,325,045 12,295,305 Inflated Expenditures @ 2.5% 1,444,559 1,557,485 1,822,907 1,367,644 4,709,374 1,540,527 1,745,441 1,335,680 1,095,242 4,696,244 page 16 Reserve Contribution 2,573,044 2,598,774 2,624,762 2,651,010 2,677,520 2,704,295 2,731,338 2,758,651 2,786,238 2,814,100 Lots/month @ 3271 65.55 66.21 66.87 67.54 68.21 68.90 69.58 70.28 70.98 71.69 Percentage Increase 1.0% 1.0% 1.0% 1.0% 1.0% 1.0% 1.0% 1.0% 1.0% 1.0% Special Assessments / Other 0 0 0 0 0 0 0 0 0 0 Interest After Tax @ 2.50% 94,229 123,706 149,838 179,650 174,785 168,303 199,382 234,477 279,264 283,856 Ending Balance 4,427,611 5,592,607 6,544,300 8,007,316 6,150,247 7,482,318 8,667,597 10,325,045 12,295,305 10,697,016 2036 2037 2038 2039 2040 2041 2042 2043 2044 2045 Beginning Balance 10,697,016 11,481,374 12,261,970 13,769,898 15,576,356 16,680,443 18,375,677 20,087,106 22,269,524 23,439,128 Inflated Expenditures @ 2.5% 2,331,691 2,383,195 1,712,823 1,484,206 2,251,792 1,724,782 1,780,517 1,387,770 2,472,440 5,042,638 Reserve Contribution 2,842,241 2,870,663 2,899,370 2,928,364 2,957,648 2,987,224 3,017,096 3,047,267 3,077,740 3,108,517 Lots/month @ 3271 72.41 73.13 73.87 74.60 75.35 76.10 76.86 77.63 78.41 79.19 Percentage Increase 1.0% 1.0% 1.0% 1.0% 1.0% 1.0% 1.0% 1.0% 1.0% 1.0% Special Assessments / Other 0 0 0 0 0 0 0 0 0 0 Interest After Tax @ 2.50% 273,807 293,128 321,381 362,299 398,232 432,792 474,849 522,921 564,304 561,802 Ending Balance 11,481,374 12,261,970 13,769,898 15,576,356 16,680,443 18,375,677 20,087,106 22,269,524 23,439,128 22,066,809 2511 10/17/2016 v5.0;840c.12.2017 UDwoSV.2.JS.RB Version 10/17/2016 2:18:26 PM © Browning Reserve Group 2016 5
YEAR 2017 RESERVE FUND SPENDING PLAN Items in Reserve Funding Plan to be completed in 2017 Value Pool Pavers........................................................................ 1,262 Admin Office/Storage Bldg. Rehab..................................... 4,100 Pool Restroom Rehab...................................................... 10,250 Admin Hot Dog Bldg. Demolish........................................ 20,000 Resurface Kiddie Pool/Deck............................................. 16,006 Admin/Security Chairs & CarpeTng.................................. 13,592 Pool Lane Ropes................................................................ 1,787 Grounds Maintenance Shop Repairs.................................. 7,047 Asphalt Sealing................................................................. 60,150 Ball Park Tot Lot Safety Surface.......................................... 2,562 Road Paving................................................................... 222,243 Campground Storage Bldg. Painting.................................. 4,834 Road Striping................................................................... 59,489 Dog Park Drinking Fountains.............................................. 3,280 GC Cart Path Repairs....................................................... 81,599 Equestrian Center Split Rail Fencing................................... 4,100 GC Bridges: #6, 9, 10.................................................... 118,900 Lake Sediment Removal................................................. 400,000 GC Maintenance Vehicles................................................. 41,000 Gate Guard House Structural Repairs................................. 5,125 GC Cart Barn Doors & Paint............................................... 5,268 Gate Guard House Rehab.................................................. 7,686 GC Maintenance Equipment........................................... 206,844 Gate Wiring Harnesses....................................................... 2,725 GC IrrigaTon..................................................................... 23,693 Replace Wood Signs, Greenview/Dog Park........................ 6,150 GC Liner #5...................................................................... 26,650 Replace Various Wood Picnic Tables.................................. 1,640 GC Pump Houses Equipment........................................... 18,792 Replace 1/3 Mailboxes, Hartmann/Raven Hill................... 41,137 GC T-Box Benches............................................................. 9,225 HVLA Computers/Printers/Video Cameras....................... 33,706 F&B: Ice Machine, Ovens, Toaster, Grill............................... 9,532 Folding Tables/Chairs, Portable Stage................................ 9,587 Community Center Kitchen Grill.......................................... 3,587 Security MAV Units........................................................... 12,000 Admin Outdoor Gazebo Repairs......................................... 1,537 TOTAL 1,497,085 VIEWS page 17
NOTICE ASSESSMENTS AND FORECLOSURE This notice outlines some of the rights and responsibilities If a lien is recorded against an owner’s property in of owners of property in common interest developments error, the person who recorded the lien is required to and the associations that manage them. Please refer to the record a lien release within 21 days, and to provide sections of the Civil Code indicated for further information. an owner certain documents in this regard. (Section A portion of the information in this notice applies only to 5685 of the Civil Code) liens recorded on or after January I, 2003. You may wish to The collection practices of the association may be consult a lawyer if you dispute an assessment. governed by state and federal laws regarding fair debt ASSESSMENTS AND FORECLOSURE: Assessments become collection. Penalties can be imposed for debt collec- delinquent 15 days after they are due, unless the governing tion practices that violate these laws. documents of the association provide for a longer time. The PAYMENTS: When an owner makes a payment, he failure to pay association assessments may result in the loss or she may request a receipt, and the association is of an owner’s property through foreclosure. Foreclosure required to provide it. On the receipt, the association may occur either as a result of a court action, known as must indicate the date of payment and the person judicial foreclosure or without court action, often referred who received it. Pursuit to Section 5655 of the Civil to as non-judicial foreclosure. For liens recorded on and Code the association mailing address for overnight after January 1, 2006, an association may not use judicial or payments is18174 Hidden Valley Road Hidden Valley non-judicial foreclosure to enforce that lien if the amount Lake CA 95467. of the delinquent assessments or dues, exclusive of any accelerated assessments, late charges, fees, attorney’s fees, DISPUTE OF CHARGES: An owner may, but is not interest, and costs of collection, is less than one thousand obligated to, pay under protest any disputed charge or eight hundred dollars ($1,800). For delinquent assessments sum levied by the Association, including, but not lim- or dues in excess of one thousand eight hundred dollars ited to an assessment, fine, penalty, late fee, collection ($1,800) or more than 12 months delinquent, an association cost, or monetary penalty imposed as a disciplinary may use judicial or non-judicial foreclosure subject to the measure, and by doing so, specifically reserve the conditions set forth in Article 3 (commencing with Section right to contest the disputed charge or sum in court 5700) of Chapter 8 of Part 5 of Division 4 of the Civil Code. or otherwise. When using judicial or non-judicial foreclosure, the associ- An owner may dispute an assessment debt by sub- ation records a lien on the owner’s property. The owner’s mitting a written request for dispute resolution to the property may be sold to satisfy the lien if the amounts se- association as set forth in Article 2 (commencing with cured by the lien are not paid. (Sections 5700 through 5720 Section 5900) of Chapter 10 of Part 5 of Division 4 of of the Civil Code, inclusive) the Civil Code. In addition, an association may not In a judicial or non-judicial foreclosure, the association may initiate a foreclosure without participating in alter- recover assessments, reasonable costs of collection, reason- native dispute resolution with a neutral third party able attorney’s fees, late charges, and interest. The associa- as set forth in Article 3 (commencing with Section tion may not use non-judicial foreclosure to collect fines or 5925) of Chapter 10 of Part 5 of Division 4 of the Civil penalties, except for costs to repair common areas damaged Code, if so requested by the owner. Binding arbitra- by a member or a member’s guests, if the governing docu- tion shall not be available if the association intends to ments provide for this. (Section 5725 of the Civil Code) initiate a judicial foreclosure. An owner is not liable The association must comply with the requirements of Arti- for charges, interest, and costs of collection, if it is cle 2 (commencing with Section 5650) of Chapter 8 of Part established that the assessment was paid properly on 5 of Division 4 of the Civil Code when collecting delinquent time. (Section 5685 of the Civil Code) assessments. If the association fails to follow these require- MEETINGS AND PAYMENT PLANS: An owner of a ments, it may not record a lien on the owner’s property until separate interest that is not a time-share interest may it has satisfied those requirements. Any additional costs that request the association to consider a payment plan to result from satisfying the requirements are the responsibility satisfy a delinquent assessment. The association must of the association. (Section 5675 of the Civil Code) inform owners of the standards for payment plans, if At least 30 days prior to recording a lien on an owner’s any exist. (Section 5665 of the Civil Code) separate interest, the association must provide the owner of The board of directors must meet with an owner record with certain documents by certified mail, including who makes a proper written request for a meeting to a description of its collection and lien enforcement proce- discuss a payment plan when the owner has received dures and the method of calculating the amount. It must a notice of delinquent assessments. These payment also provide an itemized statement of the charges owed by plans must conform with the payment plan standards the owner. An owner has a right to review the association’s of the association, if they exist. (Section 5665 of the records to verify the debt. (Section 5660 of the Civil Code) Civil Code) VIEWS page 18
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