The Official Hidden Valley Lake Association Publication Volume 9 Issue 11 November 5, 2016 hvla.com

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The Official Hidden Valley Lake Association Publication Volume 9 Issue 11 November 5, 2016 hvla.com
VIEWS

The Official Hidden Valley Lake Association Publication • Volume 9 Issue 11 • November 5, 2016 • hvla.com
                                             VIEWS   page 1
The Official Hidden Valley Lake Association Publication Volume 9 Issue 11 November 5, 2016 hvla.com
The HVLA VIEWS • hvla.com
                                                    Magazine content © 2010 HVLA. All Rights Reserved. No part of this publication
                                                    may be reproduced without written permission from HVLA. Articles, information,
                                                    letters, photos, etc., may be submitted in a variety of ways:
                                                    		Email: media@hvla.com
                                                    		Mail:                      18174 Hidden Valley Rd.
HIDDEN VALLEY LAKE BOARD OF DIRECTORS
        HVLA.COM
                                                    			                          Hidden Valley Lake CA 95467
                                                    		Phone: (707) 987-3138
Sky Pile, President • board@hvla.com
                                                    Administration Office Hours
Doug Berman, VP • board@hvla.com                    		                M-F from 8 a.m. to 5 p.m.
Stephan Verhaart, Tres. • board@hvla.com            Front Desk Reception Office Hours
Bruce Brashares, Sec. • board@hvla.com              		               M-F from 8 a.m. to 5 p.m.
                                                    		Sat. 10-2
Joan Hollywood-Alten, Director • board@hvla.com
Kathleen Buscher, Director • board@hvla.com                    Like us on Facebook: http://www.facebook.com/hiddenvalleylake
Sean Millerick, Director • board@hvla.com
                                                    The HVLA Views is the official monthly publication intended primarily for (1) notifying HVLA
                                                    members of actions and proposed actions of the Board of Directors, (2) informing members
HIDDEN VALLEY LAKE ASSOCIATION                      of changes to HVLA policies, procedures, rules and regulations, and (3) providing a forum for
ADMINISTRATIVE STAFF                                appropriate input from the community.
Rod Wood, Interim General Manager                   Copy deadline for insertion into the HVLA Views is the 10th of the month prior to the month of
                                                    publication. The HVLA Views is mailed bulk rate to all homeowners and registered tenants to
Richard Pritchard, Golf Director                    the addresses on file on approximately the 5th of the month of publication. Opinions expressed
Ryan Royal, Security Director                       by the contributing authors do not necessarily reflect those of Hidden Valley Lake Association,
                                                    its Board of Directors, or HVLA Management. The inclusion of advertising in this publication
Charles Russ, Operations Director
                                                    does not constitute an endorsement or recommendation by HVLA or its Board of Directors of
Connie Stuefloten, Recreation Director              the products, services, or views contained therein. Errors liability is limited to publishing the
                                                    corrected information or ad.
Kim Smith, Accounting Director
                                                    Contributed articles, letters, and announcements may be printed on a space available basis.
Patrick Streight, HR Coordinator                    Letters may be written by members in good standing and must have the writer’s name, address,
Billy Witt, Golf Course Superintendent,             UBL number, phone number, and signature. Only the author’s name will be printed. Letters
                                                    should be limited to 200 words or less. Printing of articles, letters, and announcements shall
Matt Woodard, Project Manager
                                                    be at the discretion of HVLA Management. Letters that contain solicitations, inaccuracies,
                                                    libelous or incorrect statements, personal attacks, or lack clarity will NOT be printed.

ON THE COVER                                        For information on advertising in the HVLA VIEWS, please contact HVLA
                                                    Marketing Communications Manager/Editor Jim Freeman.
   With two fishing poles and huge, ad-             p: 707.987.3138 ext. 118 • f: 707.987.2752 • e: media@hvla.com
   venture-filled brown eyes, four year-
   old Madison Lewis, is ready to tack-
   le any size fish during last month’s           Deadlines for submissions are always the 10th of the month prior to publica-
   Kids Fishing Derby, Oct. 8, at the             tion. We reserve the right to accept, reject and edit all articles, photos, and
   Spillway Pond. Trophy winners were             advertising. Please submit all items electronically.
   Ava Bradley, a double trophy winner
   with first fish and first to limit out
   with a maximum of three fish, Elise
   Burns and Dillon Montero, first and                                                                                    LAKE COUNTY
   second, respectively, for the largest
   fish. Kudos go to all the members
   and friends of the Lake Committee
   for another great fishing event. Spe-                                                                         Celebrating
   cial thanks to Cynthia Tice for taking           Ewa Konopka, DDS, MS                                          15 years
   100 photos of the event, a number of                                                                                   of
   which were cover-shot worthy, mak-               Ian van Zyl, BDS, DDS, MS
                                                                                                                  family dental care
   ing it difficult for the National Press          Your Family Dentists                                            in Middletown
   Club to decide the best one.
                      Photo by Cynthia Tice         21038 Calistoga St, Middletown, CA 95461 • 707.987.2773
                                                            VIEWS        page 2
The Official Hidden Valley Lake Association Publication Volume 9 Issue 11 November 5, 2016 hvla.com
Wrapping Up
                                                                                                   CHARLES RUSS
                                                                                                 DIRECTOR OF OPERATIONS

Our work plan and projects list over this past year, along with       landscape improvements. This initial design, not to ex-
the Reserve Study that Browning produced—which has been               ceed $20,000, will be performed by Guadalupe Chavarria
a great ‘road map’ of sorts—has been very aggressive, proba-          of Windsor and Bill Lincoln of Rim Rock Ranch.
bly one of the most in all the 20-plus years that I’ve been here.
In spite of everything we’ve faced this year, and with the latest     Golf Cart Barn
contracts signed by the Board in October, we’ll now come in           Listed as a major component in the Reserve Study, the Golf
right at the 100% completion point of the work plan. I’m pretty       Cart Barn roof is slated for replacement this year. Curtis
proud of that and I feel good leaving this in Project Manager,        Edward Roofing won the bid not to exceed $20,000 which
Matt Woodward’s, hands as I prepare to go on deployment for           includes contingency for hidden damages and dry rot.
the next 11 months with the National Guard.                           Vehicle Replacement
The Board approved a number of contracts, a few of which will         For this year and next, six vehicles are scheduled for re-
be highly visible to the community.                                   placement at a cost of $134,964 as earmarked in the Re-
                                                                      serve Study. Staff proposed eliminating two vehicles in
Picnic Tables
                                                                      favor of a rubber tracked Compact Tract Loader not to
Say goodbye to the concrete and timber picnic tables at the
                                                                      exceed $57,000. Operationally, the Loader’s versatility as
Greenview BBQ that have become brittle and fractured. Staff
                                                                      a multi-purpose forklift, sand spreader, auger, trencher,
recommended purchasing ADA expanded, plastic-coated met-
                                                                      ease-of-use, and a significant ‘back saver’ for employees
al picnic tables at a cost not to exceed $13,000 for 28 tables
                                                                      is more useful.
with benches. The tables are designed so that they can be
anchored in the ground, but can be detached and used else-            While 2016 will certainly stand out as one of the most ag-
where.                                                                gressive and pricey work project years, next year will be
                                                                      no slouch in terms of project items. Look for a list of those
Fishing Pier
                                                                      projects in the 2017 Reserve Study Projects elsewhere in
The Board chose Clearlake Marine Construction, Inc., to
                                                                      this issue.
provide a turn-key solution to replace the fishing pier at Big
Beach Park, not to exceed $60,000. The project calls for demo
and disposal of the existing pier, a custom steel frame and
handrails, vinyl decking, polyurethane floats and an aluminum
                                                                      HIDDEN VALLEY LAKE ASSOCIATION
gangway.                                                              REGULAR BOARD MEETING
Billboard                                                             BOARDOFDIRECTORS
                                                                      ACTIONS
Another item we’ve been working on is our 40-year-old Hwy 29
billboard advertising our golf course, restaurant and lounge.
As of this writing, all the panels have been replaced and paint-
ed front and back in preparation for a 3mm aluminum com-
                                                                      In its October 6 and 13, 2016, Executive Sessions, the
posite digital print submitted by Signarama of Santa Rosa at
a cost of $6,000 or less from the Reserve Fund. The Board is          Board reported out the following approved actions:
currently working with staff to approve a design.                     • Contract with Robert Owens, CPA, for 2016 audit.
Little Beach Drainage Design                                          • Purchase of Case Compact Track Loader
In 2013, the Lake Committee asked the Board to improve                • Re-roof Golf Cart Barn
drainage at Little Beach Park. The Board resolved to fund             • Engineering design services for Little Beach
$88,070 for engineering design services and construction in           • Replace Big Beach Fishing Pier
phases: (a) better parking lot drainage; (b) parking lot modi-        • Replace picnic tables at BBQ area
fications between the parking lot and picnic area; (c) a retain-      • Replace Hwy. 29 billboard sign
ing wall across the beach parallel to the shore to help level the
beach and reduce erosion; (d) design and construction of a            Complete copies of the full text of all resolutions and policies
new bridge downstream of the culvert outlet; (e) design and           are available from the Association Office upon request.
relocation of playground equipment in the beach area, and (f)
                                                        VIEWS       page 3
The Official Hidden Valley Lake Association Publication Volume 9 Issue 11 November 5, 2016 hvla.com
Weather or not...
    RYAN ROYAL
 DIRECTOR OF SECURITY

Sirens                                                                   slower you go, the easier it will be for you to recognize poten-
In October, the Board of Directors approved the 2017 bud-                tial hazards and control, slow, and stop your vehicle.
get and, separately, a one-time special assessment of $57            •   Make sure your car is prepared for the conditions (check your
per lot for the installation of six fire sirens in strategic loca-       battery, windshield wipers and washer fluid, tires, antifreeze,
tions throughout the community. Between the series of fires              and headlights).
last year and this year, the lack of any notification capabil-       •   Use caution near intersections. Never assume that because
ities for the entire community has been at the forefront of              you have the green light or the right of way that the intersec-
most of us who live here. Those of us who grew up hearing                tion will be clear — keep your head and eyes moving in search
sirens warn of tornados, floods, or a call going out to volun-           of potential hazards.
teer firefighters, know the value of these proven lifesavers.        •   Stay in one lane as much as possible — avoid unnecessary
Emotionally, we all hope we never have to use them; logi-                lane changes (don’t go zipping in and out of traffic, passing
cally, we can’t live without them. The project to install them           people, etc.).
will be watched closely by all of us and for the safety and          •   Keep two hands on the wheel, two eyes on the road, and your
security of our loved ones, can’t happen soon enough.                    mind focused on driving at all times.
Nixle                                                                On a final note, it’s a great idea to put together a car winter
With winter sneaking up fast, you should be always on the            emergency kit before an unforeseen event happens while you’re
alert for a major disaster that could occur at a moment’s            on the road. Your kit should contain the following:
notice. Let us help keep you in the loop with alerts, adviso-        • an ice scraper and a snow brush
ries, and community events. Sign up for the Hidden Valley            • a bag of sand, salt, or cat litter (for traction if you get stuck in
Lake Association Nixle at www.hvla.com. Keep in mind that               snow)
if you go to www.Nixle.com you will not be signed up for             • emergency warning flares or triangles
“OUR” Nixle. Don’t have internet? Don’t worry. Just come to          • blankets
Member Services at 18174 Hidden Valley Road and ask for              • gloves or mittens
the Nixle Sign-Up Form.                                              • a flashlight and batteries
Sandbags                                                             • a first-aid kit
HVLA is again providing sandbags to members free of                  • booster cables
charge. If you need sandbags, you can pick yours up at               • nonperishable snack foods
Member Services during normal business hours, or by call-            • a candle and matches
ing Security Services Dispatch at 707-987-3515, 24 hours a           • a cup in case you need to melt snow for water
day. It is the responsibility of homeowners to fill their own        If you get stranded, stay with your vehicle and call for assis-
bags. Security Patrol may be able to assist on a case-by-case        tance. Run the heater occasionally to keep warm, but avoid
basis. There is a 10-bag limit per household; however, more          carbon monoxide poisoning by making sure your tailpipe isn’t
can be available upon special request. Sand piles are located        stuffed or blocked with snow or other debris. Please remember
at the corner of Knollview Drive and Hidden Valley Road,             to never drive through flooded areas.
close by the HVL Old Main Gate Plaza, and on Powderhorn
Road near Timber Point Road at the entrance to the 15th              SECURITY DISCLAIMER
Tee near the restrooms.
                                                                     We hope that our security systems provide some deterrence to crime.
Safe Driving                                                         However, no matter what steps we take, Hidden Valley Lake can never be
Now that the inclement weather is upon us, the best strate-          completely safe and secure. Although we operate security gates seven days
gy for driving in bad weather is to avoid it; however, if going      per week and 24 hours per day as required by the CC&Rs, persons who
out is necessary or you get caught in bad conditions once            enter Hidden Valley Lake legitimately can certainly commit crimes. As a
you’re already on the road, follow these safe driving tips:          result, Hidden Valley Lake is not and can never be free of crime, and the As-
• Make sure your headlights are on. The state of California          sociation cannot guarantee your safety or security. Accordingly, you should
  does require drivers to keep their headlights on if wind-          NOT rely on the Association to protect you from loss or harm. Instead, you
  shield wipers are on.                                              should provide for your own security by taking common sense precautions
• Increase your following distance — if you’re going slowly          such as installing a security system, locking your house and car doors,
  because of bad weather, is there really any point to being         securing personal property, carrying insurance against loss, watching out
  only two feet behind the car in front of you?                      for your neighbors, and reporting suspicious activities to law enforcement.
• Slow down. Braking takes longer on slippery roads. The
                                                            VIEWS        page 4
The Official Hidden Valley Lake Association Publication Volume 9 Issue 11 November 5, 2016 hvla.com
Holiday Happenings
                                                                                     CONNIE STUEFLOTEN
                                                                                          DIRECTOR OF RECREATION

Elsewhere in this issue you may have noticed a flyer for QiGong led by       a success. The parade will roll through the front
Cindy McClellen. Medical Qigong (pronounced chee-gong) is a branch           nine and through the parking lot. Dress your golf
of traditional Chinese medicine utilizing both prescription exercises        cart with lights, red and green décor and help us
and treatments (similar to acupuncture, but without the needles). This       bring some holiday spirit to our Course. Get Contest
class will focus exclusively on generic exercises for health.                Rules and Entry Forms at the Pro Shop and Member
Properly practiced, QiGong can:                                              Services. Prizes and trophies will be awarded to the
• Improve physical strength and energy                                       best-decorated carts.
• Help to relieve pain, illness, and physical problems
• Maintain and improve your state of physical fitness and mental well          MEMBER SERVICES HOLIDAY CLOSURES
  being                                                                        Thanksgiving
                                                                               Closed Thursday, Nov. 24, Friday, Nov. 25, &
• Provide a feeling of calm, comfort, balance, and rejuvenation                Saturday, Nov. 26
• Aid in increasing longevity and overall good health                          Christmas
The Hidden Valley Lake community is excited about the second annual            Closes at noon on Friday, Dec. 23
“Senior Giving Tree” program. There are many wonderful housebound              Closed Saturday, Dec. 24 & Monday, Dec. 26
residents in the South Lake County area and we would like to help              New Year’s
make their Christmas special. Here’s how the program works:                    Closed Saturday, Dec 31 & Monday, Jan. 2, 2017

During the second week in November, the decorated “Senior Giving               IMPORTANT DATES
Tree” will be placed at the Administration Building on Hidden Valley           December
Road and another one will be on display at the Greenview Restaurant.            3 Festival of Lights at the Greenview
A number on the Christmas tree decoration will be assigned to a recip-          3 Gingerbread House Contest at Admin Bldg.
ient and that number, along with their Christmas wish, will go on the           3 Stone House Holiday Open House
tree. Recipients’ names will remain anonymous and the gift giver can           		 at Stone House at Admin Bldg.; 4:30–6PM;
choose to also be anonymous. Gifts will be distributed the week be-            		 music & food.
fore Christmas. As with any program, the success or failure is based on         9 Teen Holiday Band Concert, Community Center,
members helping members. If you want to get involved, we could use             		 6–9PM, $3 admission. No backpacks allowed.
some volunteer Santas to deliver the gifts the week before Christmas.          		 Door prizes, pizza, soda, live band.
Please call Member Services and leave your contact information and             31 New Year’s Eve Party
one of Santa’s helpers will call you right back.                               		 Great Gatsby Party. Limited seating, tickets on
Speaking of Santa, Mr. and Mrs. Santa Claus arrive on Saturday, Dec.           		 sale NOW.
3, during the Festival of Lights, 4-6:30PM. Again this year, we’ll feature
the horse-drawn carriage, a popular ride for both kids and adults, for
$2 each. Tony Neves provides the live musical entertainment and adds
a Sinatra-type voice to some of our favorite Christmas music. Thanks
                                                                                      Remember When . . .
to Juno and staff, the Greenview Restaurant’s cookies and hot choc-                           Gift Shoppe
olate have been a great hit over the years and each year, despite the                  featuring the OLD/NEW
increased crowds and the dire warning that once the cookies are gone,
they’re gone, there always seem to be just enough to go around.                     A Great Selection of Gifts
From Nov. 28 through Dec. 3, the 20th Annual Gingerbread House Dec-                     for the Holidays
orating Contest takes place at the HVLA Admin lobby. There are six
                                                                             A second location in Hidden Valley Lake
categories and 18 winning spots for holiday bakers. Past years have
seen some incredible architecture made entirely of gingerbread and           14892 Lakeshore Dr.         18990 Coyote Valley #4
                                                                                 Clearlake                   707 987-1957
we’re expecting similar delightful entries again this year. Entry forms
                                                                                              Cell 707 295-6517
are available from Member Services and online at HVLA.com.
                                                                                      shopclearlake.com/rememberwhen
Bring the holiday spirit to the Hidden Valley Lake Golf Course and Tree
Lighting celebration! Join us for our 3rd Annual Golf Cart Christmas                     45 years of collecting
                                                                                            In business since 1979
Parade and Contest, Dec. 3, at 5PM. We need your help to make it
                                                         VIEWS     page 5
The Official Hidden Valley Lake Association Publication Volume 9 Issue 11 November 5, 2016 hvla.com
Festival of Lights
  Golf Cart Parade                                                                                  2016
                   Saturday                                         Festival of Lights
                  Dec. 3, 2016
This is our
                          5 pm                                                                                                        d
                                                                                                                                        d
                                                                                                                                          e
                                                                                                                       d de

                                                                                               &
3rd Annual                                                                                                       de
 Parade of         One Night Only                                                                                       dd
Golf Carts          No Entry Fee!
                                                                                    ede
                                                                                                                Tree Lighting
                                                                                                                        dd
 Get Contest       Free Admission!                                                 d e
                                                                                                                        Santa Arrives
   Rules and
 Entry Forms                                                                          d
      at the                                                                              d
                   Bring the holiday spirit to the
    Pro Shop
                  Hidden Valley Lake Golf Course                                                                    d
       and
    Member        and Tree Lighting celebration!                         December 3, 2016
    Services.
   Prizes and
                      Join us for our Golf Cart                           d 4 - 6:30 PM d                           20th Annual People’s Choice • Nov. 28-Dec
                  Christmas Parade and contest.
    Trophies
will be awarded     We need your help to make                         d Greenview Restaurant d                      Gingerbread House
  to the best      it a success. The parade will
                                                                      Tree Lighting Schedule                        Decorating Contest
   decorated      roll through the front nine and
                                                                                                                    • Contest is free and open to the public
      carts.      through the parking lot. Dress                             4:30 - Santa Arrives                   • Entry forms, rules and information at the
                   your golf cart with lights, red                           5:00 - Golf Cart Parade                  Greenview and HVLA Member Services
                   and green décor and help us                               5:30 - Tree Lighting                   • Ribbons and trophiesawarded to the
                  bring some holiday spirit to our                     Cookie Decorating • Face Painting              top three winners in each category
                               Course.                              Horse-Drawn Carriage • Christmas Crafts         • Each entry awarded participation ribbon
                                                                    Hot Cocoa and Free Cookies (while they last!)   • Entries on display the first week in
                                                                        Live Holiday Music w/Tony Neves               December

             Teen Center Concert

                     d         d                                                                                             d
                       d                                             d                                                            d
                                     Dec. 9, 2016 • 6-9PM
                                             Community Center d $3 Cover
                                              Door Prizes d Pizza d Soda
                                                    d Live Band d
                                                                          Please, no alcohol,
                                                                         drugs or backpacks!

                                                          VIEWS   page 6
The Official Hidden Valley Lake Association Publication Volume 9 Issue 11 November 5, 2016 hvla.com
HVLA
              GARDEN CLUB
  Our November meeting is all business. Budgeting our
     money each year is always a challenge. During this
    meeting, we will be entertaining suggestions for line
 items to be included in the 2017 budget. Your ideas are
always welcome and we look forward to getting as many
as possible. Additionally, we’ll be choosing our new slate
  of officers for the next two years. If you’d like to help
     guide the Garden Club, we’d love to hear from you.
         In December, we will be having our annual
         Holiday Party. This year Diana Dowling will
               be graciously hosting this event.
       More information will be forthcoming via email.
   Meetings of the Hidden Valley Lake Garden Club are
   free and open to the public on the second Monday of
   each month. They are held in the Activities Room of
    the Administration Building of the HVL Association,
     18174 Hidden Valley Road. A social gathering with
        refreshments begins at 9:30AM followed by a
         business meeting and program at 10:00AM.
        We have five new members joining our group.
              If you are interested in joining the
                   HVL Garden Club, contact
           Marie Powell at georgemarie@mac.com

                              Tis the season
                             to be thankful!
                     As another year winds down, we’d like to
                     thank the community for being the wonderful
                     place it is and wish everyone a happy holiday
                     season. So Happy Thanksgiving!
                          We’re here to help and you’re always
                     welcome to call or stop in. We’d love
                     to see you.
                                                                               MorganLane.com
                                                                       MorganLaneTeam @ MorganLane.com

  18990 Coyote Valley Road # 15, Hidden Valley Lake: 707.987.1991
                                                      VIEWS   page 7
The Official Hidden Valley Lake Association Publication Volume 9 Issue 11 November 5, 2016 hvla.com
Top agenT
                                                       34TH Annual HVL
                                                      Holiday Craft Fair
                                                            Dec. 6

        Lorrie                                           Nearly as old as the Association’s Annual

 McMurray
                                                          Festival of Lights,(this year’s begins at
                                                        4PM, Saturday, Dec. 3), the Annual Hidden
                                                          Valley Lake Holiday Craft Fair, Sunday,

  wiLL geT
                                                        Dec. 4, from 9-3PM in the Greenview Room
                                                          celebrates its 34th year of activity. The
                                                         unique Fair is a fundraiser for our annual

your hoMe
                                                         Independence Day Celebration in July. It
                                                         significantly contributes to the fireworks
                                                           and has been doing so since it began.

 soLd fasT!                                              Selling handcrafted gifts for the holidays,
                                                          the nearly two-dozen crafts booths are
                                                           sure to have something for everyone.
                                                         Crafters will be presenting photo frames,
                                                        jewelry, knitted items for pets, fused glass,
                                                           pottery, art pieces, decorative pillows,
                                                          uniquely decorated gourds, and leather
                                                         and fabric purses. For additional info call
                                                            Co-Chairs, Carol Brossier, 987-2656,
                                                                  or Janet Ruiz, 490-9365.

      707.355.1553
         LisTed.                                 HVL & Community EVENTS
      negoTiaTed.                                Nov. 17..........ES/Board Open Meeting, 3:30/6:30 pm (CC)
         soLd!                                   Nov. 24-26......................... Member Services Closed (AC)

       Call me today                             Dec. 3 ........................... Festival of Lights, 4-6:30pm (GV)

   for a complimentary                           Dec. 3 ............................ Gingerbread House Contest (AC)

     market analysis                             Dec. 3 .....................Stone House Holiday, 4:30-6pm, (SH)

  & Happy Thanksgiving                           Dec. 8 .......................................ES Meeting, 3:30 pm (CC)

      to one and all!                            Dec. 9 ........................... Teen Center Concert, 6-9pm (CC)
                                                 Dec. 22 .........ES/Board Open Meeting, 3:30/6:30 pm (CC)
               Broker associate, gri             Dec. 31 ............... New Year’s Eve Party, 7:30pm -’til, (CC)
                  Lic. #01348596
                                                 NOTE: Executive Session Meetings (ES) will include Internal Dispute
                hvlrealtor@ mac.com              Resolution (IDR) appeals, member requests to meet with the Board, and
                 morganlane.com                  other Executive Session topics. If hearings are not concluded within the
 MORGAN LANE      707.987.1991                   hour, ES will recess until after the regular board meeting. Board Meeting
                                                 location: (AC) Activity Center. (CC) Community Center. (CR) Conference
M O RG A N L A N E R E A L E s tAt E             Room. (GV) Greenview Restaurant. (BF) Ball Field. (GC) Golf Course

                                       VIEWS   page 8
The Official Hidden Valley Lake Association Publication Volume 9 Issue 11 November 5, 2016 hvla.com
Getting Your Mind Into the Gutter
Living in an HOA is living in a “controlled environment.”           Friday of each month and applications are to be submitted by
There are rules set from the inception of the community             the Friday before the meeting. Permits are not issued without
and, generally, some have been revised over the years. The          prior review of the Committee or Department.
Environmental Control Department has the duty to enforce            Major areas of concern for both the Environmental Control
the rules set forth in the Covenants, Conditions and Restric-       Department and the Environmental Control Committee are:
tions (CC&Rs). These rules are in place to keep the commu-
                                                                    Landscaping:
nity’s assets maintained and enjoyable for everyone.
                                                                    • Tree removal and planting of new trees and vegetation
The Environmental Control Department enforces year-
                                                                    • Excavation, drainage, and soil erosion
round property maintenance to keep all properties’ values
maintained. At this time of year, the major property mainte-        • Fencing (safety, garden, privacy, dog, electric, and
nance concern is water drainage from our members’ prop-               decorative)
erties into culverts and then into their respective streams.        • Walkways, retaining walls, patios, and driveways
Easy water flow versus flooding is the principal reason EC          Structures:
harps on cleaning out the culverts in front of your house.          • Room additions that change the footprint, roofline or
It’s one of those rules that hasn’t changed over the years:           addition of doors and windows
property owners are responsible for clearing out clogged
                                                                    • Outbuildings (garages, sheds, gazebos, etc.)
culverts. But, the issues all start ‘upstairs,’ so to speak.
                                                                    • Exterior colors, roofs, solar
A quick Google check confirms that for every inch of rain-
                                                                    • View restrictions
fall, 600 gallons of water will fall on every 1000 square feet
of roof. A 2000 square foot house with a standard pitch will        • Pools, hot tubs, shade screens, decks, docks boatlifts, etc.
drain nearly 1300 gallons of water through its gutters for          • Placement, color, and screening of propane tanks, heating,
each inch of rainfall. Now multiply that by the number of             and air conditioning units
houses on a street draining rainfall into the culvert. Yikes!       Lakeshore:
That’s a lot of water, especially if it reaches clogged culverts.   • Walls, riprap, beaches, erosion, etc.
If the water can’t drain adequately, it will usually flood the
road and often drain into a neighbor’s yard.                        Property Lines:
                                                                    • Setbacks and easements
It only makes sense, then, to clean your gutters of all the
season’s debris so that in winter, water flows off the roof in-     Parking & Storage:
stead of damaging debris-laden gutters, which in turn, dam-         • Personal vehicles, RV’s, boats, trailers, etc.
age the roof. Every gallon of water backed up in a clogged          • Wood, trash cans, yard tools, play equipment, etc.
gutter adds 8.36 pounds to the weight of that gutter. The           All the above and many other items require ECC approval prior
question you’ve got to ask yourself is, how strong are the          to the start of your project. Otherwise, possible financial pen-
nails that hold those gutters to the house? Ben Franklin’s          alty, tear out, and/or stop work orders may be issued. PLEASE
rather trite quote, an ounce of prevention is worth a               READ THE ENTIRE APPLICATION. Most require a Plot Plan
pound of cure, is really appropriate for spending the time          to be submitted. Insufficient or missing information will delay
and energy to ensure your gutters are free of debris.               your application from being approved. If you have any doubt
In summer, of course, keeping gutters clean prevents                about whether you need ECC approval for your project, or if
a place for embers from a wildfire to ignite and burn the           you have any questions regarding the approval process, please
house. Hence, the reason that EC wants you to get your              call (707) 987-3138, ext. 113.
mind on your gutters at least twice a year.                         Although Performance Deposits are no longer required, per-
One Rule                                                            mits do expire after six months unless an extension is request-
While cleaning gutters and culverts doesn’t require pre-ap-         ed in writing. If projects are not completed as approved, a $100
proval from anyone, the Environmental Control Committee             fine will be invoiced to your account.
(ECC) does have one rule before any changes or improve-             Moving Forward
ments are made to your property or the exterior of your             The Hidden Valley Lake Board of Directors and the Environ-
home: you must first receive approval from the Environ-             mental Control Committee would like to notify all members
mental Control Committee.                                           that although a certain violation may have been overlooked
   Please Remember!                                                 in the past, it would not necessarily be allowed in the future.
   You need to apply to the ECC for anything, other than            Even though there are a number of examples throughout the
   normal maintenance, that you wish to perform on the ex-          community doesn’t mean it is right. To the contrary, we are
   terior of your home or property including landscaping.           committed to the uniform adherence to, and enforcement of
All requests for ECC approval must be submitted by the lot          the rules and regulations to which we have all agreed to be
owner or have a signed authorization from the owner at-             bound by our CC&Rs in Hidden Valley Lake. We trust we will
tached to the request. The ECC meets the first and third            receive your support and cooperation in this effort.
                                                           VIEWS     page 9
The Official Hidden Valley Lake Association Publication Volume 9 Issue 11 November 5, 2016 hvla.com
BE A SANTA TO A SENIOR
                                                                       BUDGET FORECASTING
                                                                       The 2017 Annual Budget Summary contains estimates
                                                                       of operating revenues and expenses for next year. The
  Here’s how: take a numbered                                          Five-Year Assessment Projection summarizes estimates
  ornament from the Giving Tree                                        of future year assessments, contributions to the Reserve
  and buy, build, or create a gift                                     Fund and Capital Expenditures. The Board of Directors
                                                                       believes it has diligently made prudent assumptions
  for the person on the form.                                          in the preparation of these estimates and that these
  Wrap it and drop it off at Member                                    estimates will provide reasonable guidelines for the
  Services or at the Greenview Restaurant.                             allocation of Association resources. Some assumptions
  Anyone can pick a wish, fulfill it, and put it                       inevitably will not materialize and unanticipated events
                                                                       and circumstances may occur subsequent to September
  under the tree. Recipients’ names will remain
                                                                       22, 2016, the date of these forecasts. Therefore, the ac-
  anonymous. Santas can also be anonymous                              tual results achieved during the forecast period may vary
  upon request. Before Christmas, an HVL                               from the forecast and the variation may be material.
  Santa will deliver your gift.
  Know a homebound senior who should be                                 NOTICE OF 2017 REGULAR ASSESSMENTS
  a gift recipient? Complete the simple form
                                                                       The annual fiscal year for the Association is the same
  at Member Services describing a gift the                             as the calendar year running from January 1st through
  senior will like.                                                    December 31st of each year. The regular annual
                                                                       assessment for the 2017 fiscal year is as follows:
  For more information, call
  Member Services                                                      Undeveloped Lot…..……$1,536.00
  707.987.3138                                                         Developed Property……$2,016.00
                                                                       The annual assessment shall be due and payable in twelve
                                                                       equal monthly installments, due on the first of each month
                                                                       and delinquent if not paid by the last day of the month.
 ACCESS TO BOARD MINUTES                                               Should that date fall on a date that the office is closed
  In accordance with Civil Code Section 4950(b), members have          (such as Sundays and Holidays), payments received on
  a right to obtain copies of minutes of meetings of the Board of      the next business day shall be considered current.
  Directors. The Association will provide minutes, other than for      The monthly payment amount shall be as follows:
  executive sessions, within 30 days of a meeting of the Board         Undeveloped Lot……………........$128.00 per month
  of Directors. Minutes are available on the Association website       Late Fee for monthly payments not received by the
  for download. In addition, members can request copies of these       last day of the month is $12.80 per month. Should
  documents by notifying the Association office in writing at 18174    that date fall on a date that the office is closed (such
  Hidden Valley Road, Hidden Valley Lake, CA 95467 or by email to      as Sundays and Holidays), payments received on the
  memberservices@hvla.com. Documents will be provided upon             next business day shall be considered current.
  reimbursement of the Association’s cost of duplication.              Developed Property……….$168.00 per month
                                                                       Late Fee for monthly payments not received by the
                                                                       last day of the month is $16.80 per month. Should
                                                                       that date fall on a date that the office is closed (such
SPECIAL ASSESSMENT                                                     as Sundays and Holidays), payments received on the
The Board of Directors approved a onetime special assess-              next business day shall be considered current.
ment of $57 due on January 1, 2017. The onetime special                *Interest shall accrue on late assessments and
assessment was approved to pay for the installation of an              costs of collection at the rate of 12% per annum
emergency siren warning system. This system will be used
                                                                       For those that pay the annual assessment in full on or
in addition to other warning systems to better alert you in
                                                                       before January 31, 2017, an early payment discount is
the event of an emergency. The emergency siren warning                 being offered. To take advantage of this offer, payment
system will enable HVLA staff to alert members indepen-                must be received in the Association office on or before
dent from other emergency warning systems. Our members                 January 31st. Should that date fall on a date that
are responsible for their own safety and security, so HVLA             the office is closed (such as Sundays and Holidays),
encourages its members to utilize all methods available to             payments received on the next business day shall be
stay informed and safe in the event of an emergency. A one-            considered current. The annual payment amount for
time special assessment was selected instead of an addition-           this program, inclusive of discount, shall be as follows:
al increase to the regular assessment. This will better match          Undeveloped Lot………............... $1,474 if paid in
the onetime nature of the expense to install our emergency             full by January 31, 2017 (includes $62 discount)
siren warning system. The onetime special assessment will              Developed Lot…………................ $1,954 if paid in
be due with your regular assessment on January 1, 2017.                full by January 31, 2017 (includes $62 discount)

                                                           VIEWS      page 10
2017 2017
                                           APPROVED   ANNUAL
                                               APPROVED        BUDGET
                                                        ANNUAL BUDGET   SUMMARY
                                                                      SUMMARY

                                                                                                                                           Commons
                INCOME               General &    Environ      Security &      Golf                                           Food &       Gen Maint            2017
ACCT       ACCT DESCRIPTION           Admin       Control      Gate Ops        Ops          Events          Amenities        Beverage       & Fleet            BUDGET
       Assessments & Collections      6,591,808      30,000             0           0               0                15              0                  0      6,621,823
       Fees for Services                201,823      40,000             0           0               0                 0              0                  0        241,823
       General Fees & Fines                   0      49,500        26,000           0               0                 0              0                  0         75,500
       Admissions & Lessons                   0           0             0     596,380          16,695            11,865         19,000                  0        643,940
       Rentals                              788           0             0      11,203               0            65,006          4,410                  0         81,406
       Merchandise Sales                      0           0             0     205,736               0                 0        975,600                  0      1,181,336
                         REVENUES     6,794,418     119,500        26,000     813,319          16,695            76,886        999,010                  0      8,845,827
      COGS                                    0           0             0    77,200                 0                0         328,660               0           405,860
      Direct Compensation               767,152     110,371       677,169 507,082             128,423           45,911         380,202         436,434         3,052,744
      Payroll Costs                     123,602      24,883       172,466 142,040              34,908           14,060         103,813         119,091           734,863
      Employee Benefits                 115,400      16,099        82,726 140,326               5,632              642          48,761         142,193           551,778
      Financial Services                356,000           0             0     5,040                 0                0          14,825               0           375,865
      Taxes & Licenses                   10,100          25         2,000     1,500                 0           17,261           1,500           6,000            38,386
      Professional Services             233,500       6,100         5,050     8,800                 0              500           1,450           2,840           258,240
      General Expense                   350,916       2,000        22,700    32,970             3,108            5,700          31,300           6,050           454,744
      Equipment                          16,500       2,000        35,746    32,600             2,500           14,730          23,000          69,000           196,076
      Supplies                           10,000           0         3,300    91,500                 0           29,716          36,200          37,500           208,216
      Utilities                          42,900         400        24,505 213,018                   0          116,638          47,100          35,150           479,711
      Maintenance                        33,000     305,000        24,130    31,980             3,055          217,687          30,111          16,600           661,563
      Event Expense                           0           0             0         0            72,115                0               0               0            72,115
      Other Expense                     101,607      12,852         7,710 115,029                   0            2,892           2,089        -302,676           -60,497
                  TOTAL EXPENSES      2,160,677     479,730     1,057,502 1,399,086           249,741          465,736       1,049,010         568,182         7,429,665
 9850 Capital Projects & Purchases       30,930                                                                                                                   30,930
 9900 Transfer to Replacement Acct    1,385,233            0             0           0              0                 0               0              0         1,385,233
 9910 Transfer to CIP Account                 0            0             0           0              0                 0               0              0                 0
         TOTAL OTHER EXPENSES         3,576,840            0             0           0              0                 0               0              0         1,416,163
                    NET REVENUES      3,217,578     -360,230    -1,031,502    -585,767       -233,046          -388,851         -50,000       -568,182                 0

FIVE–YEAR ASSESSMENT PROJECTION
The accompanying assessment projection and financial                                 EXPENDITURE BUDGET 2017
forecast present, to the best of the Board of Directors’                         OPERATIONS  and REPLACEMENT
                                                                                     EXPENDITURE          BUDGET 2017FUND
knowledge and belief, the Association’s financial posi-
tion, results of operations, and cash flows for the fore-
                                                                                 OPERATIONS Cost
                                                                                            and      REPLACEMENT
                                                                                                 of Goods Sold; 4.6% FUND
cast periods. Accordingly the projection and forecast                                                         Cost of Goods Sold; 4.6%
reflect its judgment as of this publication date of the
expected conditions and its expected course of action.
The assumptions disclosed herein are those that the                                                          Transfer to
Board of Directors’ believes are significant to the fore-                                                Replacement Fund;
                                                                                                               15.7%
                                                                         Capital Purchases; 0.3%
cast. There will usually be differences between the fore-                Other Expense; -0.7%
                                                                                                             Transfer to
                                                                                                         Replacement Fund;
casted and actual results, because events and circum-                   Events/Activities; 0.8%
                                                                         Capital Purchases; 0.3%
                                                                                                               15.7%
                                                                                                                                              Direct Compensation; 34.5%
stances frequently do not occur as expected, and those                   Other Expense; -0.7%
                                                                        Events/Activities; 0.8%
differences may be material.                                                                     Maintenance; 7.5%                            Direct Compensation; 34.5%

                                                                                                Maintenance; 7.5%

           ASSESSMENTS PROJECTION                                                                  Utilities; 5.4%
              FOR YEARS 2018–2022
                                                                                                   Utilities; 5.4%
                Based on a Total of                                                                                                                  Payroll Costs;
2325 Improved Properties & 946 Unimproved Properties                                    Supplies; 2.4%                                                   8.3%

                                                                                                                                                     Payroll Costs;
                                                                                        Equipment;  2.2%                                                 8.3%
				                                     TOTAL        % INCREASE                       Supplies; 2.4%
PLAN YEAR IMPROVED UNIMPROVED         ASSESSMENTS     PRIOR YEAR                          General Expense; 5.1%
                                                                                         Equipment; 2.2%
                                                                                              Professional Services; 2.9%                          Employee Benefits; 6.2%
  2018     $2,137       $1,628       $6,511,826        6.00%                              General Expense; 5.1%
                                                                                                         Taxes & Licenses; 0.4%     Financial Services; 4.2%
                                                                                              Professional Services; 2.9%                          Employee Benefits; 6.2%
  2019     $2,276       $1,734       $6,935,095        6.50%
                                                                                                           Taxes & Licenses; 0.4%   Financial Services; 4.2%
  2020     $2,429       $1,851       $7,403,213        6.75%
  2021     $2,606       $1,985       $7,939,946        7.25%
  2022     $2,684       $2,045       $7,791,184        3.00%

                                                               VIEWS         page 11
RESERVE STUDY

                                                                                             Hidden Valley Lake

                                                                    California Member Summary
                                                                                                2016 Update- 3
                                                                               Prepared for the 2017 Fiscal Year

 October 17, 2016

     This is a summary of the Reserve Study that has been performed for Hidden Valley Lake,
     (the "Association"). This study was conducted in compliance with California Civil Code
     Sections 5300, 5550 and 5560 and is being provided to you, as a member of the
     Association, as required under these statutes. A full copy is available (through the
     Association) for review by members of the Association.

     The intention of the Reserve Study is to forecast the Association's ability to repair or
     replace major components as they wear out in future years. This is done utilizing the "Cash
     Flow Method." This is a method of developing a reserve funding plan where the
     contributions to the reserve fund are designed to offset the variable annual expenditures
     from the reserve fund.

     Browning Reserve Group prepared this Update w/o Site Visit Review for the January 1,
     2017 - December 31, 2017 fiscal year.

     Hidden Valley Lake is a Planned Development with a total of 3,271 Lots.

     The Reserve Study is not an engineering report, and no destructive testing was performed.
     The costs outlined in the study are for budgetary and planning purposes only, and actual
     bid costs would depend upon the defined scope of work at the time repairs are made. Also,
     any latent defects are excluded from this report.

   Funding Assessment

     Based on the 30 year cash flow projection, the Association's reserves appear adequately
     funded as the reserve fund ending balances remain positive throughout the replacement of
     all major components during the next 30 years.

     California statute imposes no reserve funding level requirements nor does it address
     funding level adequacy, and although one or more of the reserve fund percentages
     expressed in this report may be less than one hundred percent, those percentages do not
     necessarily indicate that the Association's reserves are inadequately funded.

                                           VIEWS   page 12
Hidden Valley Lake
                                                                                                       California Member Summary
                                                                                                                        2016 Update- 3
                                                                                                       Prepared for the 2017 Fiscal Year
                                                                                                                        2017
                                                                                    2016           2017               Line Item
                                            Current                                 Fully          Fully            Contribution
                                          Replacement   Useful    Remaining        Funded         Funded              based on
Reserve Component                             Cost       Life       Life           Balance        Balance         Cash Flow Method

01000 - Paving                          10,535,179      1-50       0-19         6,773,270      7,166,795              691,866

02000 - Concrete                             92,678     1-25       0-14            50,942         76,543               27,621

03000 - Painting: Exterior                   51,602      7-7        0-6            40,308         28,426                 6,565

03500 - Painting: Interior                   50,904     3-12        0-6            29,424         28,400                 5,825

04000 - Structural Repairs               1,428,851      1-50       0-47          890,657        691,263                44,538

04500 - Decking/Balconies                    96,028     20-20      0-17            56,936         16,690                 5,129

05000 - Roofing                             206,524     20-40      0-34          123,766        101,119                  6,935

08000 - Rehab                            5,039,113      1-60       0-49         4,573,757      4,760,027               92,554

11000 - Gate Equipment                      107,188     1-40        0-9            53,159         40,566               12,607

12000 - Pool                                183,500     1-25       0-12          113,720        121,041                18,266

17000 - Tennis Court                         66,373     5-24       3-13            29,172         35,667                 5,712

17500 - Basketball / Sport                   69,392     6-30       5-19            25,813         29,032                 3,319
Court
18000 - Landscaping                         753,797     1-20        0-4          652,140        576,061                42,417

18500 - Lakes / Ponds                    1,033,361      1-30       0-20          665,805        721,685                63,123

19000 - Fencing                             243,531     1-30       0-24            88,373         73,355               12,420

19500 - Retaining Wall                       10,578     10-20      0-15             6,089          3,429                   713

20000 - Lighting                             89,250     10-40      0-14            57,470         56,988                 3,468

21000 - Signage                              93,941     5-30       0-17            42,625         43,377                 9,570

22000 - Office Equipment                    167,746     1-10       0-10            95,009         80,676               29,947

23000 - Mechanical                          155,671     4-25       0-23            99,948         98,849               13,996
Equipment
24000 - Furnishings                          80,876     6-20       1-14            40,970         48,070                 6,057

24600 - Safety / Access                     101,624     5-12        0-7            65,688         51,942               12,195

25000 - Flooring                             53,059     5-20       0-14            26,626         28,285                 3,627

26000 - Outdoor Equipment                   320,520     1-30       0-24          162,156        173,250                19,890

27000 - Appliances                          217,540     5-25       0-19          152,858        166,545                15,553

28500 - Waste Water                          18,450     30-30      29-29             615           1,261                 1,078
Treatment
30000 - Miscellaneous                    2,447,398      4-30       0-19         1,763,250      1,209,710              230,243

                     Totals           $23,714,676                             $16,680,546    $16,429,050         $1,385,233
                     Estimated Ending Balance                                  $4,838,088     $4,807,890               $35.29
                                                                                                                    /Lot/month @ 3271
                     Percent Funded                                                  29.0%          29.3%

                                                          VIEWS      page 13
 2511 10/17/2016 v5.0;840c.12.2017 UDwoSV.2.JS.RB
Hidden Valley Lake

                                                             California Assessment and Reserve Funding
                                                              Disclosure For the Fiscal Year Ending 2017
                                                                                                                                 2016 Update- 3

October 17, 2016

    (1) The regular assessment per ownership interest is $168 Homes / $128 Lots per month for the fiscal year
    beginning January 1, 2017.
            Note:   If assessments vary by the size or type of ownership interest, the assessment applicable to this
            ownership interest may be found on page ___ of the attached summary.

    (2) Additional regular or special assessments that have already been scheduled to be imposed or
    charged, regardless of the purpose, if they have been approved by the board and/or members:

             Date               Amountperownership interest permonth or year (if assessments
                                                                                                   P urpose of the assessment:
      assessment will be due:            are variable, see note immediatelybelow):

              N/A                                           $0.00                                            N/A
                     Total:                                 $0.00

            Note:   If assessments vary by the size or type of ownership interest, the assessment applicable to this
            ownership interest may be found on page ___ of the attached report.

    (3) Based upon the most recent reserve study and other information available to the board of
    directors, will currently projected reserve account balances be sufficient at the end of each year to
    meet the association's obligation for repair and/or replacement of major components during the next
    30 years?

    Yes        X       No
            This disclosure has been prepared by Browning Reserve Group and has been reviewed and approved by
            the association's board of directors based upon the best information available to the association at the time
            of its preparation. The accuracy of this information over the next 30 years will be dependent upon
            circumstances which are impossible to predict with specificity, and will require future action to adjust
            assessments over the period in accordance with the current projections and future developments.

    (4) If the answer to (3) is no, what additional assessments or other contributions to reserves would
    be necessary to ensure that sufficient reserve funds will be available each year during the next 30
    years that have not yet been approved by the board or the members
                 Approximate date assessment will be due:                     Amountperownershipinterest permonth or year:

                                   N/A                                                           N/A

    (5) All major components are included in the reserve study and are included in its calculations.
    See next page §5300(b)(4), for any major component exclusions.

    (6) Based on the method of calculation in paragraph (4) of the subdivision (b) of section 5570, the
    estimated amount required in the reserve fund at the end of the current fiscal year is $16,680,546,
    based in whole or in part on the last reserve study or update prepared by Browning Reserve Group as
    of October, 2016. The projected reserve fund cash balance at the end of the current fiscal year is
    $4,838,088 resulting in reserves being 29.0% percent funded at this date. Civil code section 5570
    does not require the board to fund reserves in accordance with this calculation.

            An alternate and generally accepted method of calculation has been utilized to determine future reserve
            contribution amounts. The reserve contribution for the next fiscal year has been determined using the Cash
            Flow method of calculation (see section III, Reserve Fund Balance Forecast). This is a method of
            developing a reserve funding plan where the contributions to the reserve fund are designated to offset the
            variable annual expenditures from the reserve fund. Different reserve funding plans are tested against the
            anticipated schedule of reserve expenses until the desired funding goal is achieved.

 2511 10/17/2016 v5.0;840c.12.2017
                                                                    VIEWS     page 14
Version 10/17/2016 2:18:26 PM         © Browning Reserve Group 2016                                                                          3
Hidden Valley Lake
                                                                           California Assessment and Reserve Funding
                                                                            Disclosure For the Fiscal Year Ending 2017
                                                                                                         2016 Update- 3
(7) Based on the method of calculation in paragraph (4) of subdivision (b) of section 5570 of the
Civil Code, the estimated amount required in the reserve fund at the end of each of the next five
budget years is presented in column (b) 'Fully Funded Balance' in the table immediately below; and
the projected reserve fund cash balance in each of those years, taking into account only assessments
already approved and other known revenues, is presented in column (c) 'Reserve Ending Balance';
leaving the reserve at percent funding as presented in column (d) 'Percent Funded' in each of the
respective years.
                Fiscal         Fully Funded        Reserve           Percent
                Year             Balance        Ending Balance       Funded
                 (a)                (b)               (c)              (d)
                2017           $16,429,050         $4,807,890            29.3%
                2018           $16,807,579         $4,898,249            29.1%
                2019           $17,115,031         $4,205,501            24.6%
                2020           $16,399,734         $1,466,179              8.9%
                2021           $13,338,335          $412,922               3.1%

If the reserve funding plan approved by the association is implemented, the projected fund cash
balance in each of those years will be the amounts presented in column (c) 'Reserve Ending Balance'
in the table immediately above, leaving the reserve at percent funding as presented in column (d)
'Percent Funded' in each of the respective years.
NOTE: The financial representations set forth in this summary are based on the best estimates of the
preparer at that time. The estimates are subject to change. At the time this summary was prepared,
2.50% per year was the assumed long-term inflation rate, and 2.50% per year was the assumed
long-term interest rate.

                                              Additional Disclosures
§5565(d) The current deficiency in reserve funding as of December 31, 2017 is $3,553 per
ownership interest (average).
     This is calculated as the current estimate of the amount of cash reserves necessary as of the end of the
     fiscal year for which the study is prepared, less, the amount of accumulated cash reserves actually
     (Projected to be) set aside to repair, replace, restore, or maintain the major components.

     Deficiency =         2017 Fully Funded Balance - 2017 Reserve Ending Balance
                                          Ownership Interest Quantity

§5300(b)(4) The current board of directors of the association has not deferred or determined to not
undertake repairs or replacements over the next 30 years.

                 M ajor Component:                                    Justification for Deferral:

                         N/A                                                    N/A

§5300(b)(5) The board of directors as of the date of the study does not anticipate the levy of a
special assessment for the repair, replacement, or restoration of the major components.

                                                 VIEWS     page 15
Section III
                                                                                                                                                                      Hidden Valley Lake

                                                                                                                      30 Year Reserve Funding Plan Cash Flow Method
                                                                                                                                                                          2016 Update- 3
                                                                                                                                                        Prepared for the 2017 Fiscal Year

                                                          2016         2017         2018         2019         2020          2021         2022         2023         2024          2025
                            Beginning Balance       5,526,521      4,838,088    4,807,890    4,898,249    4,205,501     1,466,179     412,922     1,769,308    2,876,063     4,273,276
               Inflated Expenditures @ 2.5%         2,017,807      1,534,518    1,626,644    2,646,682    4,932,641     3,524,619    1,143,200    1,447,966    1,213,396     3,708,269
                         Reserve Contribution       1,201,416      1,385,233    1,597,174    1,841,542    2,123,298     2,448,163    2,472,645    2,497,371    2,522,345     2,547,568
                             Lots/month @ 3271            30.61        35.29        40.69        46.92        54.09         62.37        62.99        63.62        64.26         64.90
                            Percentage Increase                        15.3%       15.3%        15.3%        15.3%         15.3%         1.0%         1.0%          1.0%          1.0%
                Special Assessments / Other                  0             0           0            0            0             0            0            0             0             0
                  Interest After Tax @ 2.50%            127,958     119,086      119,829      112,392       70,021        23,199       26,941       57,350        88,263        92,323
                               Ending Balance       4,838,088      4,807,890    4,898,249    4,205,501    1,466,179      412,922     1,769,308    2,876,063    4,273,276     3,204,898

VIEWS
                                                          2026         2027         2028         2029         2030          2031         2032         2033         2034          2035
                            Beginning Balance       3,204,898      4,427,611    5,592,607    6,544,300    8,007,316     6,150,247    7,482,318    8,667,597   10,325,045    12,295,305
               Inflated Expenditures @ 2.5%         1,444,559      1,557,485    1,822,907    1,367,644    4,709,374     1,540,527    1,745,441    1,335,680    1,095,242     4,696,244

page 16
                         Reserve Contribution       2,573,044      2,598,774    2,624,762    2,651,010    2,677,520     2,704,295    2,731,338    2,758,651    2,786,238     2,814,100
                             Lots/month @ 3271            65.55        66.21        66.87        67.54        68.21         68.90        69.58        70.28        70.98         71.69
                            Percentage Increase           1.0%         1.0%         1.0%         1.0%         1.0%          1.0%         1.0%         1.0%          1.0%          1.0%
                Special Assessments / Other                  0             0           0            0            0             0            0            0             0             0
                  Interest After Tax @ 2.50%             94,229     123,706      149,838      179,650      174,785       168,303      199,382      234,477       279,264       283,856
                               Ending Balance       4,427,611      5,592,607    6,544,300    8,007,316    6,150,247     7,482,318    8,667,597   10,325,045   12,295,305    10,697,016

                                                          2036         2037         2038         2039         2040          2041         2042         2043         2044          2045
                            Beginning Balance      10,697,016     11,481,374   12,261,970   13,769,898   15,576,356    16,680,443   18,375,677   20,087,106   22,269,524    23,439,128
               Inflated Expenditures @ 2.5%         2,331,691      2,383,195    1,712,823    1,484,206    2,251,792     1,724,782    1,780,517    1,387,770    2,472,440     5,042,638
                         Reserve Contribution       2,842,241      2,870,663    2,899,370    2,928,364    2,957,648     2,987,224    3,017,096    3,047,267    3,077,740     3,108,517
                             Lots/month @ 3271            72.41        73.13        73.87        74.60        75.35         76.10        76.86        77.63        78.41         79.19
                            Percentage Increase           1.0%         1.0%         1.0%         1.0%         1.0%          1.0%         1.0%         1.0%          1.0%          1.0%
                Special Assessments / Other                  0             0           0            0            0             0            0            0             0             0
                  Interest After Tax @ 2.50%            273,807     293,128      321,381      362,299      398,232       432,792      474,849      522,921       564,304       561,802
                               Ending Balance      11,481,374     12,261,970   13,769,898   15,576,356   16,680,443    18,375,677   20,087,106   22,269,524   23,439,128    22,066,809

     2511 10/17/2016 v5.0;840c.12.2017 UDwoSV.2.JS.RB
  Version 10/17/2016 2:18:26 PM        © Browning Reserve Group 2016                                                                                                                     5
YEAR 2017 RESERVE FUND SPENDING PLAN
Items in Reserve Funding Plan to be
completed in 2017                                                               Value
Pool Pavers........................................................................ 1,262    Admin Office/Storage Bldg. Rehab..................................... 4,100
Pool Restroom Rehab...................................................... 10,250             Admin Hot Dog Bldg. Demolish........................................ 20,000
Resurface Kiddie Pool/Deck............................................. 16,006               Admin/Security Chairs & CarpeTng.................................. 13,592
Pool Lane Ropes................................................................ 1,787        Grounds Maintenance Shop Repairs.................................. 7,047
Asphalt Sealing................................................................. 60,150      Ball Park Tot Lot Safety Surface.......................................... 2,562
Road Paving................................................................... 222,243       Campground Storage Bldg. Painting.................................. 4,834
Road Striping................................................................... 59,489      Dog Park Drinking Fountains.............................................. 3,280
GC Cart Path Repairs....................................................... 81,599           Equestrian Center Split Rail Fencing................................... 4,100
GC Bridges: #6, 9, 10.................................................... 118,900            Lake Sediment Removal................................................. 400,000
GC Maintenance Vehicles................................................. 41,000              Gate Guard House Structural Repairs................................. 5,125
GC Cart Barn Doors & Paint............................................... 5,268              Gate Guard House Rehab.................................................. 7,686
GC Maintenance Equipment........................................... 206,844                  Gate Wiring Harnesses....................................................... 2,725
GC IrrigaTon..................................................................... 23,693     Replace Wood Signs, Greenview/Dog Park........................ 6,150
GC Liner #5...................................................................... 26,650     Replace Various Wood Picnic Tables.................................. 1,640
GC Pump Houses Equipment........................................... 18,792                   Replace 1/3 Mailboxes, Hartmann/Raven Hill................... 41,137
GC T-Box Benches............................................................. 9,225          HVLA Computers/Printers/Video Cameras....................... 33,706
F&B: Ice Machine, Ovens, Toaster, Grill............................... 9,532                 Folding Tables/Chairs, Portable Stage................................ 9,587
Community Center Kitchen Grill.......................................... 3,587               Security MAV Units........................................................... 12,000
Admin Outdoor Gazebo Repairs......................................... 1,537                                                                             TOTAL 1,497,085

                                                                            VIEWS           page 17
NOTICE ASSESSMENTS AND FORECLOSURE
This notice outlines some of the rights and responsibilities         If a lien is recorded against an owner’s property in
of owners of property in common interest developments                error, the person who recorded the lien is required to
and the associations that manage them. Please refer to the           record a lien release within 21 days, and to provide
sections of the Civil Code indicated for further information.        an owner certain documents in this regard. (Section
A portion of the information in this notice applies only to          5685 of the Civil Code)
liens recorded on or after January I, 2003. You may wish to          The collection practices of the association may be
consult a lawyer if you dispute an assessment.                       governed by state and federal laws regarding fair debt
ASSESSMENTS AND FORECLOSURE: Assessments become                      collection. Penalties can be imposed for debt collec-
delinquent 15 days after they are due, unless the governing          tion practices that violate these laws.
documents of the association provide for a longer time. The
                                                                     PAYMENTS: When an owner makes a payment, he
failure to pay association assessments may result in the loss
                                                                     or she may request a receipt, and the association is
of an owner’s property through foreclosure. Foreclosure
                                                                     required to provide it. On the receipt, the association
may occur either as a result of a court action, known as
                                                                     must indicate the date of payment and the person
judicial foreclosure or without court action, often referred
                                                                     who received it. Pursuit to Section 5655 of the Civil
to as non-judicial foreclosure. For liens recorded on and
                                                                     Code the association mailing address for overnight
after January 1, 2006, an association may not use judicial or
                                                                     payments is18174 Hidden Valley Road Hidden Valley
non-judicial foreclosure to enforce that lien if the amount
                                                                     Lake CA 95467.
of the delinquent assessments or dues, exclusive of any
accelerated assessments, late charges, fees, attorney’s fees,        DISPUTE OF CHARGES: An owner may, but is not
interest, and costs of collection, is less than one thousand         obligated to, pay under protest any disputed charge or
eight hundred dollars ($1,800). For delinquent assessments           sum levied by the Association, including, but not lim-
or dues in excess of one thousand eight hundred dollars              ited to an assessment, fine, penalty, late fee, collection
($1,800) or more than 12 months delinquent, an association           cost, or monetary penalty imposed as a disciplinary
may use judicial or non-judicial foreclosure subject to the          measure, and by doing so, specifically reserve the
conditions set forth in Article 3 (commencing with Section           right to contest the disputed charge or sum in court
5700) of Chapter 8 of Part 5 of Division 4 of the Civil Code.        or otherwise.
When using judicial or non-judicial foreclosure, the associ-         An owner may dispute an assessment debt by sub-
ation records a lien on the owner’s property. The owner’s            mitting a written request for dispute resolution to the
property may be sold to satisfy the lien if the amounts se-          association as set forth in Article 2 (commencing with
cured by the lien are not paid. (Sections 5700 through 5720          Section 5900) of Chapter 10 of Part 5 of Division 4 of
of the Civil Code, inclusive)                                        the Civil Code. In addition, an association may not
In a judicial or non-judicial foreclosure, the association may       initiate a foreclosure without participating in alter-
recover assessments, reasonable costs of collection, reason-         native dispute resolution with a neutral third party
able attorney’s fees, late charges, and interest. The associa-       as set forth in Article 3 (commencing with Section
tion may not use non-judicial foreclosure to collect fines or        5925) of Chapter 10 of Part 5 of Division 4 of the Civil
penalties, except for costs to repair common areas damaged           Code, if so requested by the owner. Binding arbitra-
by a member or a member’s guests, if the governing docu-             tion shall not be available if the association intends to
ments provide for this. (Section 5725 of the Civil Code)             initiate a judicial foreclosure. An owner is not liable
The association must comply with the requirements of Arti-           for charges, interest, and costs of collection, if it is
cle 2 (commencing with Section 5650) of Chapter 8 of Part            established that the assessment was paid properly on
5 of Division 4 of the Civil Code when collecting delinquent         time. (Section 5685 of the Civil Code)
assessments. If the association fails to follow these require-       MEETINGS AND PAYMENT PLANS: An owner of a
ments, it may not record a lien on the owner’s property until        separate interest that is not a time-share interest may
it has satisfied those requirements. Any additional costs that       request the association to consider a payment plan to
result from satisfying the requirements are the responsibility       satisfy a delinquent assessment. The association must
of the association. (Section 5675 of the Civil Code)                 inform owners of the standards for payment plans, if
At least 30 days prior to recording a lien on an owner’s             any exist. (Section 5665 of the Civil Code)
separate interest, the association must provide the owner of         The board of directors must meet with an owner
record with certain documents by certified mail, including           who makes a proper written request for a meeting to
a description of its collection and lien enforcement proce-          discuss a payment plan when the owner has received
dures and the method of calculating the amount. It must              a notice of delinquent assessments. These payment
also provide an itemized statement of the charges owed by            plans must conform with the payment plan standards
the owner. An owner has a right to review the association’s          of the association, if they exist. (Section 5665 of the
records to verify the debt. (Section 5660 of the Civil Code)         Civil Code)

                                                    VIEWS        page 18
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