Living and Thriving Digital Literacy Week

Page created by Randy Jordan
 
CONTINUE READING
Living and Thriving Digital Literacy Week
Living
                        and   Thriving
                               Online

Digital Literacy Week
#DLweekTO
Living and Thriving Digital Literacy Week
Your Guides Today

          Charlotte Mason           Jon Barnett
          AVP Mobile for Everyone   Senior Manager, Capabilities
          Digital Channel           Real Estate Secured Lending
Living and Thriving Digital Literacy Week
Video
Living and Thriving Digital Literacy Week
Who are We?

      How may
    devices do you                     Who has a social    Do you bank
        own?           Have you made   Media account?        online?
                         purchases
       Computer           online?         Facebook
                                                            Do you use
         Laptop                             Twitter
                                          Instagram       mobile banking?
     Mobile phone
     Voice Assistant
         Tablet

                                                                            4
Living and Thriving Digital Literacy Week
What is
Digital?
Living and Thriving Digital Literacy Week
Living and Thriving Digital Literacy Week
Communication               Personal Banking

Voice Assistants                Applications

Digital puts the World at your Fingertips
Living and Thriving Digital Literacy Week
Living and Thriving Digital Literacy Week
How big is the digital world?

                                      32%        of the global population uses a smartphone

          1.8 billion                 5.9 hrs/day
         people worldwide purchased
                goods online          Time an average adult     100 million
                                         spends online          Amazon Alexa devices sold
                                                                    by end of 2018

          2.3 billion                 1.8 million              E-commerce share of global
                                                                   retail sales in 2021
                                           Apple Apps
          Facebook users Q1, 2019
                                                                     17.5%

                                                                                              9
Living and Thriving Digital Literacy Week
Communication
Social Media Explained

  Facebook                     Instagram                    LinkedIn                    Twitter

 • Post comments/pictures   • Share photos and videos    • Connect with          • Online news
 • Chat live                  from a smartphone            professionals         • Short message format
 • Watch videos             • Comment on others' posts   • Search jobs             (140 characters)

 • Shop marketplace         • Share stories (24 hrs)     • Follow companies      • Follow and be
                            • Direct messaging           • Follow groups based     followed
 • Plan events
                                                           on interest
 • Order food ☺

      * Messenger
Voice Assistants
Who uses smart speakers?
What are they used for?
                                                                                           Use Daily Use Monthly   Have ever tried
 Listen to streaming music service                                                               38.2%   69.9%          83.0%
 Ask a question                                                                                  36.9%   66.0%          84.0%
 Check the weather                                                                               35.6%   61.4%          80.1%
 Set an alarm                                                                                    23.5%   41.8%          62.4%
 Control smart-home devices                                                                      23.5%   33.3%          45.8%
 Set a timer                                                                                     22.9%   46.7%          62.4%
 Call someone                                                                                    11.4%   23.5%          40.2%
 Access my calendar                                                                              11.4%   26.5%          39.9%
 Find a recipe                                                                                   7.8%    26.1%          40.2%
 Make a purchase                                                                                 3.9%    15.0%          26.1%
Source: Voicebot, "Smart speaker Consumer Adoption Report" sponsored by Voicify, March 7, 2019
Where are they going?
Applications
Making Sense of Apps, Programs, Applications

                                Mobile apps

                                               Software that allows
                                                 you to perform
                                                 specific tasks

       Desktop applications
Personal Banking
Ways to Bank Digitally
 Ways to Bank Digitally

Smartphone

                                   Desktop Computer
                                   or Laptop
                          Tablet
Security Guarantee

 Most Canadian banks have a security guarantee, protecting you from
 losses incurred through online or mobile banking
Why Digital Banking?
 •   24 Hour Access - Always open
 •   No Wait Times
 •   Can do day-to-day banking
     activities:
     –   View Balance
     –   Pay Bills
     –   View Transaction History
     –   View and Download Statements
     –   Transfer Money
     –    Deposit Cheques
     –   Trade Stocks
     –   Order Foreign Currency
Digital Payment Features
 Digital Payment Features

  Contactless      Send or      Online    Send money      Make in-
  payment up       request     Shopping   to over 170      person
    to $100      money over                countries     payments
                text message                             using your
                   or email                             smartphone
Digital Banking – Getting Started
 Digital Banking- Get Started

                           To sign up for online banking, all you need is an
                           Access Card

    With your Access
    Card, you can
    register for
    EasyWeb, and then
    use the Login ID and
    Password you create
    to use the app
In the news

              24
Keeping your Home Network and Mobile devices safe

                                                                                         Password:

                                                                                           ********
                                                                                              **
   Keep Your Privacy       Make Sure Your Internet      Be Careful What You         Choose Strong Passwords
      Settings On           Connection is Secure             Download

                                                                  !
       Secure   https://

  Browse and shop safely   Be Careful What You Post     Know what your family       Keep Personal Information
                           and Who You Meet Online    are doing with your devices            Limited

                                                                                                                25
Keeping your Home Network and Mobile devices safe

                         • Browser
                         • Social Media Accounts
                         • Cell Phone
                             • Location services
     Keep Your Privacy       • App permissions
        Settings On          • Ad tracking

                                                    26
iPhone and iPad Privacy Settings
Keeping your Home Network and Mobile devices safe

                             • Always use a password on your home WIFI
                             • Install antivirus/anti-spyware software e.g.
                               McAfee, Norton and set it to update daily
                             • Change the default administrator (admin)
                               password for your internet router
   Make sure your Internet
                             • Avoid using public WIFI for sensitive transactions
    Connection is Secure

                                                                                    28
Keeping your Home Network and Mobile devices safe

                           • Anti-virus/anti-spyware software
                           • Download executable files (.exe) with caution
                           • Use trusted download websites rather than peer-to-
                             peer systems to obtain programs
                           • Download music and movies only from paid sites such
     Be Careful what you     as iTunes or trusted retailers’ websites
         Download          • Share files via recognized file sharing software

                                                                             29
Keeping your Home Network and Mobile devices safe

                                   • 8-10 Characters
     Password:                     • Be creative: Use a special phrase and a letter from
                                     each word
             **********
                                   • Substitute numbers for some words or letters
                                   • Upper and lower case letters
  Choose Strong Passwords &        • Symbols instead of letters: &#*!@
    Change them Regularly          • Avoid dictionary words

                    "I want to see the Pacific Ocean" could become 1W2C+P0

                                                                                       30
Keeping your Home Network and Mobile devices safe

                            • Pay attention to browser messages re unsafe content
                            • Shop at Internet merchants you know and trust
        Secure https://     • Research vendors and look for verified reviews
                            • Don't be rushed by 'limited time' offers
                            • Confirm merchant has a secure transaction system
                                • Padlock symbol on the bottom of your browser
   Browse and Shop Safely
                                • https web address
                            • Use a pre-paid debit card instead of a credit card
                            • Check bank statements regularly

                                                                              31
Your Personal
Keeping        Information
        your Home  Network and Mobile devices safe

                              • Don't post anything you wouldn't want your 'children'
                                to read
                              • Post vacation pictures when you're back home
                              • When interacting online – question anything unusual

   Be careful What you Post
  and Who you Meet Online

                                                                                  33
Keeping your Home Network and Mobile devices safe

                              • Set PINs for all devices
                              • Log out of apps when not in use
            !                 • Report lost/stolen devices asap

  Know what your family are
   doing with your devices

                                                                  34
Keeping your Home Network and Mobile devices safe

                       Keep Personal Information
                                Limited

                                                    35
Your Personal Information

                                     Age / DOB

                                         Location
                                         History
                                Name
                                     Purchases
Benefits:                      Internet   Friends       Negative:
• Relevant ads                 Searches
                                                        • Hard to know what you're
                                        Location
• Convenience tools i.e.                                  agreeing to
  storing your credit card            Search            • Don't see the content not
  number                              History             targeted at you
• User information                                      • Give up info you're not
  improves products                       Search
                                 Email                    comfortable with
                                          History
                             User                       • Info can be shared with or
                             Names          Downloads
                                                          sold to other companies
Your Personal Information
 It's your right to know, and be comfortable with how your information is being used

  What you can do:
    • Ask questions
    • Privacy settings on apps and browsers
    • Be alert to impersonators
    • Safely dispose of old technology
    • Look for lock icon to protect data
    • Strong and private passwords
What is wrong with this email?
What is wrong with this email?
What is wrong with this email?
What is wrong with this email?
                1                    There are many issues with this email,
                                 2   but the clear indicators of phishing are:
                                     1."From" Address
                                     2. Urgency Message
                                     3. Impersonal Address
                                     4. Link embedded in Email
            3

            4
Email
 EmailSecurity TipsTips
        Security

 Assume an email is suspicious if:
    1.   There is an urgent call to action
    2.   The "from" address is unfamiliar (jumbled letters, improper email
         format, etc.)
    3.   It is addressed generally to "customer, user, etc."
    4.   It is from a bank, payment service (PayPal), Government Service requiring
         account/payment information
    5.   You are asked to click a link embedded in the email
IsIs
   this legitimate?
     this  legitimate?

        Indicators of phishing are:
        1. Urgency Message
        2. Link embedded in text              1
        3. Uncommon link address
                                      2

                                          3

       Your bank will never email
       or text you requiring secure
       account information!!
Common Scams to Watch out For

      Relative in    The Romantic   You Owe Taxes
    Trouble Scam         Scam           Scam
For Additional Digital Assistance, visit TD's Digital Academy
Thank you!
You can also read