THE ESSENTIALS GUIDE 2019 - Your PCS membership gets you discounts and special offers, free advice and support, helplines and much more...
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THE ESSENTIALS GUIDE 2019 Your PCS membership gets you discounts and special offers, free advice and support, helplines and much more... Public and Commercial Services Union | pcs.org.uk
Welcome Your PCS membership gives you access to a members facing severe financial hardship. wide range of benefits including: Exclusions and restrictions apply. Full details • PCS Plus with savings and great are available on the PCS website. ideas for your free time • Legal services Lighthouse financial advice • Financial services Call: 08000 858 590. • Healthcare plans • Helplines. Payplan debt helpline Call: 0800 716 239 Full details of all benefits can be found on our website www.pcs.org.uk/about-pcs/ Death benefit grant member-benefits £1,663 is given to the nominee of any employed full member who dies whilst Healthcare in membership. Remember to keep your BHSF –Health4All health cash plan nominee details up to date. ARMS members You can pay a small monthly fee to help with are not entitled to this benefit. the cost of everyday healthcare by getting cashback when you pay bills for dental PCS credit union treatment and eye tests, as well as other A fast growing ethical alternative to the high treatments and therapies. Find out more – call street banks. For savers it pays dividends 0121 629 1197. which compare favourably with other current accounts. It also provides low Vision Express is working in partnership with interest rate loans covering a wide range of PCS to provide you and your family members needs. Visit pcs.org.uk/creditunion or email with discounts on your eye care. creditunion@pcs.org.uk Financial support Helplines PCS Benevolent fund each year, the national Breast cancer care: 0808 800 6000 executive committee sets aside money to help Domestic violence: 0808 2000 247. Disclaimer This document is intended to provide a general overview of the Make sure we have your up-to- schemes on offer to members and should not be considered to be date membership details: a full legal statement of entitlements. Nothing in this guide should join.pcs.org.uk/signup be seen as giving a member or relative any entitlement to services. For full details of the rules of the schemes and your entitlements to services, see pcs.org.uk/about-pcs/member-benefits 2
Legal help at work and home PCS provides a range of legal and personal personal injury lawyer to assess the merits and case support to members and in some cases value of your case and, if appropriate, to take your their partners. case through to an acceptable settlement. There is a 3-year time limit for making most claims. We offer support in six main areas: •Employment advice and support To register a claim call the dedicated helpline •Personal injury claims on 0800 328 3255 – open 8am to 8pm •General legal advice Monday to Friday. •Criminal legal insurance •Free will service General legal advice •Conveyancing services. For any legal matter, except personal injury or employment law matters, members can call our Employment advice and support 24-hour legal advice line, operated by Slater & Advice and support on issues arising out of the Gordon Solicitors. Call 0800 916 9066 member’s employment (including dismissal) is available to all PCS members, subject to our Criminal legal insurance standard requirements. Competitive premiums for PCS members – see https://www.pcs.org.uk/about-pcs/member- We aim to provide local support to members. benefits/legal/criminal-legal-insurance Reps, where necessary, have access to more experienced support and advice, including, in Free will service appropriate cases, professional and/or legal PCS, through our solicitors, can offer you a free advice. In certain cases, PCS may offer legal will service – provided the arrangements are representation at tribunal hearings. straightforward. More complex arrangements can be put in place, at a reduced cost. Support in employment disputes does not extend to partners, dependents or to See: https://www.pcs.org.uk/about-pcs/ Associate members in new employment. member-benefits/legal/will-writing-service For more: pcs.org.uk/legal Buying or selling a house? Personal injury claims PCS has arranged exclusively-priced Our personal injury scheme covers members conveyancing for members, through and their families who have an accident or Thompsons solicitors who operate in England, suffer injury or ill health where the claim would Scotland, Wales and Northern Ireland. be made within the UK. Cover for occupational injuries does not extend to partners, family For more details regarding matters in England members or associate members. and Wales calls 0151 326 2152. For matters in Scotland call 0800 089 1331. Remember to The scheme offers the services of a specialist mention that you are a PCS member. 3
Free legal support whenever you need it As a PCS member you have access to a free specialist legal service provided by Thompsons Solicitors. Unlike non-specialist high street law firms or claims management companies, the PCS legal service from Thompsons guarantees members 100% compensation, with no deductions for legal fees. As a PCS member you get free expert legal advice for: Work-related personal injury claims (excluding repetitive strain injuries) Non-work accidents including road traffic accidents – family members involved in the same accident are also covered Asbestos disease claims Wills service, which allows you to generate a will online without submitting a paper application Reduced rates for conveyancing Employment law – accessed via your PCS representative Thompsons is committed to supporting the trade union movement and is proud to stand up for PCS members and their families. Thompsons only acts for individuals – never for employers or the insurance industry. Thompsons Solicitors is the trading name of Thompsons Solicitors LLP which is regulated by the Solicitors Regulation Authority. Get in touch for expert legal advice today on 0800 328 3255 or visit www.thompsonstradeunion.law/PCS 4
The complete Union legal service. Making a difference. Every worker needs a union. Our legal services: And every union needs a • Personal injury legal team it can rely on. • Employment For over three decades the • Family law team representing PCS has • Industrial disease been Slater and Gordon. • Criminal defence • Clinical negligence Our award winning team of lawyers can meet all the • Professional negligence legal demands of a union • Legal helpline and their members. • Online services Offices throughout the UK. Call us on Authorised and Regulated by the O800 916 9066 Solicitors Regulation Authority. slatergordon.co.uk 5
As a PCS member you have access to the Health4All health cash plan from BHSF Claim cash back on dental, optical and physiotherapy treatments, plus much more. Cover starts from just £5.78 per month* Personal and family cover available Added extras: • 24/7 counselling and GP helpline • Private prescription service • Discounted gym membership For further information and to apply, call BHSF on: 0121 629 1197 or email: sales@bhsf.co.uk quote ref: PCS0918 *Based on Personal Bronze level cover. Includes Insurance Premium Tax. BHSF Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. BHSF Employee Benefits is authorised and regulated by the Financial Conduct Authority. 6PCS advert 2018.indd 1 21/09/2018 10:06
Financial peace of mind. Make it happen. Maybe you know you should be doing something about your finances but don’t know who to turn to for advice you can trust. That is why PCS has appointed us – to offer members practical, affordable financial advice that is specific to you and could improve your financial situation. We can help you get your pension savings on track, protect the family finances, find a more suitable mortgage, and make good financial choices. Book your complimentary, no obligation, initial appointment now. Email appointments@lighthousefa.co.uk or call 08000 85 85 90. Your home may be repossessed if you do not keep up for repayments on a mortgage or other loans secured on it. A a v ing nt pension is a long term investment. Your eventual income � S tireme may depend upon the size of the fund at retirement, re cia l n a n n future interest rates and tax legislation. Lighthouse � Fi tectio Financial Advice Limited is an appointed representative of pro gages Lighthouse Advisory Services Limited, which is authorised ort �M and regulated by the Financial Conduct Authority. Making your money work harder LIGHTHOUSE FINANCIAL ADVICE www.lighthousegroup.plc.uk/affinity/pcs PCS acts as an introducer appointed representative to the Liverpool Victoria group of companies for Investment, general insurance and advice on investment, life protection and pensions. Liverpool Victoria Financial Advice Services Limited is an introducer to Lighthouse Advisory Services Limited. Lighthouse Advisory Services and Lighthouse Financial Advice Limited are wholly-owned subsidiaries of Lighthouse Group plc. Lighthouse Financial Advice Limited is registered in England No. 04795080. Registered Office: 26 Throgmorton Street, London, EC2N 2AN. View our privacy policy at www.lighthousegroup.plc.uk/ privacy-policy. 2018-09-17 18.2847 exp 30/9/19. 7
Good times are waiting to be discovered... PCS Plus gives you access to a wide range of benefits and savings, including exclusive breakdown-cover deals and insurance discounts on LV= public prices, plus fantastic ideas for new things to do. Your membership will help you get the most out of your free time, so you spend less time searching and more time doing. Fancy a saving spree? Have a look through your Essentials Guide for some of the great offers our members are enjoying right now... Join PCS Plus to take advantage of these fantastic offers! www.pcsplus.co.uk | info@pcsplus.co.uk | 0330 123 2443 (8am – 8pm Monday to Friday, 9am – 5pm Saturday and Sunday) PCS Plus is a trademark of PCS. Registered office: 160 Falcon Road, London, SW11 2LN, VAT registration number: 714 1436 65. Access to services and benefits is provided by Boundless by CSMA, a trading name of Motoring & Leisure Services Limited, registered office Britannia House, 21 Station Powered by Street, Brighton, BN1 4DE, registered in England: 02813598. Motoring & Leisure Services Limited is authorised and regulated by the Financial Conduct Authority – VAT registration number is 620 9666 33. 8
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#VirginExperienceDays YS 20% OFF VIRGIN EXPERIENCE DA FOR PCS+ MEMBERS Thousands of Virgin Experience Days are waiting to be discovered, all with a humble yet heartfelt discount. Adventure days, foodie days, spa days and hotel stays, all kinds of things that make for unforgettable gifts for birthdays, anniversaries and I’m going to buy myself something days. GRAB YOUR DEAL HERE! Visit virginexperiencedays.co.uk/boundless to get your code to receive your discount 0844 504 0844 / Virgin Experience Days, Stamford House, Boston Drive, Bourne End, Buckinghamshire, SL8 5YS *see full terms and conditions at https://www.virginexperiencedays.co.uk/terms-and-conditions 1126_VED_genericaffinity-boundless-02.indd 1 11 13/09/2018 11:36
EXCLUSIVE 5% DISCOUNT FOR PCS PLUS MEMBERS With over 30,000 places to stay, you are sure to find your perfect getaway with Hoseasons massive choice of Lodge, Park and Boating breaks. LODGES PARKS BOATS Search and book securely online at partners.hoseasons.co.uk/pcs alternatively, call our friendly sales team on 0345 498 6591 12 PCS Union A5 ad.indd 1 06/09/2018 10:57:14
a SAVE up to £350 per room * PLUS an additional £10 OFF * per person per break We’ve got stunning country and coastal locations around the UK for you to choose from. Wherever you stay, you’ll find lots to explore. We have some fantastic breaks left for 2018 and have just released all of our 2019 dates. As a Privilege Holiday Club member, you’ll receive: Savings of up to £350* per room | PLUS an extra £10* off per person per break Half-price Holiday Protection Plan | Deposit of only £65 per person | No booking or credit card fees Every Warner break includes: Fantastic accommodation | Breakfasts and three-course evening meals Exciting activities | Use of leisure facilities | Live music and shows every night | Just for grown-ups Call 0333 202 0304* | Quote PHCPCS Visit warnerhotels.co.uk/phc | Book by 31 December 2018 *Small print: Savings of up to £350 per room are on selected breaks and subject to availability. Pricing and offers are based on 2 people sharing accommodation with Simply Dine. Extra £10 per person is taken off at time of booking when quoting your offer code. Prices are correct at of time of printing. If there isn’t availability at this rate then you will be offered the next best rate. Supplements may apply for attributes such as upgrades, views, balconies, spa treatments, fine dining and patios. All offer breaks apply to new bookings only, are subject to promotional availability which is reviewed daily and cannot be combined with any other offer or discount. Offers are only applicable on bookings for up to 19 people and exclude bookings with group or coach benefits. Warner Leisure Hotels reserve the right to change or withdraw any offers or dates at any time without prior notice. Full terms and conditions apply as stated on the website. Calls to 033 numbers are charged at the standard UK rates and will be included in any inclusive minute bundles. Bourne Holidays Ltd (trading as Warner Leisure Hotels) is a company registered in England and Wales with company number 01854900 whose registered office is 1 Park Lane, Hemel Hempstead, Hertfordshire, HP2 4YL. 3363_4595 WRN3363_4595 [216x154] PHC PCS advert.indd 1 14/09/2018 11:28 13
T H E BR I LLIA N T OR IGI NA L AT H ER MAJEST Y ’ S T H EAT R E TM © 1986 RUG Ltd. POTO_Encore_Groups_Guide_Sep_210x148_AW.indd 1 17/07/2018 15:02 Save up to 60% off Tickets + save an additional 10% as a PCS+ Member Theatre Attractions Music Comedy Ballet Opera Visit pcsplus.co.uk to redeem 14
Save up to 60% off selected airport parking, plus further savings for PCS Plus members* At Holiday Extras we’ve been removing hassle from holidays for over 35 years. From airport parking, hotels and lounges to currency, car hire and insurance. Visit www.pcsplus.co.uk/holextraspcs to book online. *Terms and conditions apply, discounts only applicable when booking airport parking, hotels and lounges in advance. Airport Parking: Save up to 60% by booking in advance; Boundless members receive an additional 5% discount. Discounts not applicable for: APH special offers, Leeds Bradford Mid or Short Stay and products at Aberdeen, Birmingham, Exeter, Glasgow International, Glasgow Prestwick, Heathrow, Luton and Southend Airports. Airport Hotels: Save 5% on airport hotels when booking via the dedicated Boundless link. Airport Lounge offer: Save 5% on all UK lounges. Lounge price is per person and based on entry into the London Gatwick Aspire Lounge for all future arrivals; price can vary. Discounts not valid on International Lounges. Less hassle. More holiday.™ 15
EXCLUSIVE PCS member discounts PCS members get an exclusive saving on LV= public prices through PCS Plus powered by Boundless. Through Boundless, our PCS Plus members protect the things they love and offer exclusive insurance discounts on LV= public prices. Car Insurance • Insure up to six cars on the same policy and get a discount for each one • An extra 5% discount if you’re an existing home insurance customer Home Insurance • 24 hour UK emergency helpline, if you need help in a hurry • An extra 5% discount if you have LV= car insurance Breakdown Cover Deal • Cover starting from £40 • Choose from three levels of cover: Standard, Defaqto 5 Star rated Comprehensive and Deluxe For your member discount go to www.pcsplus.co.uk and join PCS Plus for FREE. 16
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