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SENIOR SCENE
T H E P R E M I E R S P A C E C O A S T M A G A Z I N E E S P E C I A L LY F O R A D U LT S 5 0 +
®
March 2021
FREE
Cover Artist:
Vicky Lada
We Talk to
Paul Hogan
What Is Aging?
Guarding Your Gold
Brevard's Hearing Impaired Card
FINANCE | HEALTH | ENTERTAINMENT | COUPONS | NEWS
Your Vision
OUR VISION
is
ard Eye is N
ev o
r
w
B
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2 | www.seniorscenemag.com | March 2021
2021 Foundation Cruise
Helping Seniors of Brevard
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Sail with friends and family from Brevard County! Special Exclusive Helping Seniors
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* Private Cocktail Party * World Class Casino * Comedy Shows * All Meals * All Entertainment
* Work-Out Facilities * World Class Spa * Great Dancing * Live Bands
Price does not include…
●Wine, soda, specialty coffee, bottled water or liquor drinks ●Alternative Restaurants ●Parking ●Excursions
Itinerary…
•Sunday Oct 17th Leave Port Canaveral at 6:00PM • Monday Oct 18th Ocean Cay Private Island
• Tuesday Oct 19th Ocean Cay Private Island • Wednesday Oct 20th Fun Day at Sea
• Thursday Oct 21st Cozumel Mexico • Friday Oct 22nd Costa Maya Mexico
•Saturday Oct 23rd Fun Day at Sea • Sunday Oct 24th Arrive Port Canaveral
EARLY BOOKING INCENTIVE - Book inside & receive free upgrade to Balcony
Payment Information
Initial deposit $400.00 per couple
Final payment July 15, 2021
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After 07/15/21 You will get Future Cruise Credit
Contact: Helping Seniors of Brevard Travel Club Office 321-978-5211
or Chris Morse 818-430-1480 Cell
Cruising the Sea of Excellence
Helping Seniors of Brevard is a Florida 501(c)(3) Nonproot. Helping Seniors of Brevard - Senior Resource Center - 1894 S Patrick Dr - Indian Harbour Beach FL 32937. The Helping Seniors Travel Club is operated by Senior Travel division of The Travel Center
- CST # 20000881-10 FST # 14672 - who is solely responsible for all travel arrangements.. A portion of travel commissions from Helping Seniors Travel Club Members travel funds the Helping Seniors Endowment.
March 2021 | Senior Scene® Magazine | 3
4 | www.seniorscenemag.com | March 2021
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March 2021 | Senior Scene® Magazine | 5
MARCH 2021 SENIOR SCENE® MAGAZINE CREDITS:
Senior Scene® Magazine is locally
owned & operated made possible
through the participation of local
COVER STORY FINANCIAL ADVICE advertisers & distributors.
11 She is Living Her Dream 13 When Does Diminished Capacity Prevent Please remember to thank them.
– Vicky Lada A Person From Creating An Estate Plan? Senior Scene® Magazine, Inc, is a
– Truman Scarborough national publication with 25 years
17 Guarding Your Gold publishing service.
– Max ValaVanis
PUBLISHER:
19 Social Security Column
John Frederiksen
– Kimberly Laporta
ASSOCIATE PUBLISHER:
GENERAL INTEREST Fran O’Hara
ART DIRECTION:
20 Family, Friends, and Faith Bernadette de Isaza
– Joe Steckler
PRODUCTION:
23 HELPING SENIORS OF BREVARD
Seadragon Creative – Dan Lee
NEWSLETTER
AROUND THE HOUSE 35 Mom & Me – Audrey & Kimberley EXECUTIVE EDITOR:
Charlotte McQueen
16 How to Spot Fake Product Reviews 36 Senior News: Getting the COVID Vaccine
– Bill Ford – Matilda Charles ASSOCIATE EDITOR:
38 Thinking About Our Thinking Jill Fulford
37 Nuisance Critters Worry Rural
Newcomer – Sam Mazzotta – Rev. Jeff Wood PHOTO JOURNALIST
40 Remembering The Four Immortal Cheryl Clermont
39 From the Kitchen of Good
Housekeeping Chaplains BROADCAST AUDIO
48 Follow Tips For Good Container 41 Veterans Post – Freddy Groves PRODUCTION:
Gardenings – Gary R. Bachman Pirate Alley Studios
NOSTALGIA Senior Scene® Magazine & its publishers are
not responsible or liable for misinfo, misprints,
10 Whale of a Tale typographical error, opinions, etc. herein contained.
– South Brevard Historical Society The entire contents of this publication are
14 Paul ‘Crocodile Dundee’ Hogan Is Back – copyrighted by Senior Scene® Magazine, Inc.,
all rights reserved.
Sort Of – Nick Thomas
To subscribe for 12 issues, Mail $24.95 with
your address to us at: Senior Scene® Magazine,
PO Box 410481, Melbourne, FL 32941
Office: 321-777-1114
bcfl@seniorscenemag.com
COMMUNITY
38 Calendar Highlights
51 Community Calendar
52 Senior Calendar
SENIOR HEALTH
ENTERTAINMENT 15 VNA Answer Nurse – VNA
36 Crossword Puzzle 45 What is Aging?
40 Sudoku Puzzle – Dr. Arvind M. Dhople, Ph.D.
42 Sudoku Solution 46 What Lies Beneath? Understanding the
42 Crossword Solution Potential Risk of Infection with Cataract
Surgery and How to Avoid It
44 Senior Monthly Travel Tips – TRES VISION Group
52 Trivia
54 Better Golf with Jack Nicklaus Florida Senior Scam Helpline:
800-962-2873
6 | www.seniorscenemag.com | March 2021
SAFE Living
DURING COVID
MEAL DELIVERY | COVID VACCINE ACCESSIBILITY
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We have that covered. We have found new ways of
doing things while still staying active and safe.
Meals delivered to your door and more access to smaller
Schedule an online or fitness classes are just a couple of the precautionary
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you can be a part of the Pandemic. Living safely is the GOODLIFE™!
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March 2021 | Senior Scene® Magazine | 7
Letter H ave you recently stopped to think what a great place Brevard County
is? Great weather, community events, shopping, schools, elder ser-
vices, on and on. It’s so easy to gripe if it goes below 60 degrees or if
from the we get stuck in 5 minutes of traffic. For those of us with roots up North, it’s
easy to forget about 12 inches of snow or an hour commute. So enjoy what
we have here and spread the smile.
Publisher
It seems like we have returned to some activity for health fairs and ex-
pos. As always, we sponsor and participate in most of these and love to meet
so many of our readers. We are constantly amazed at our readers’ active life
style, community involvement and attention to the world around us. We also
enjoy the complements about Senior Scene Magazine and the recognition of
our place in the community. Speaking of health fairs and expos, check out
the information ads about upcoming events on pages 20 and 39.
Senior Scene is excited to remind our reader about a resource here
in Brevard County for our mature residents. This is a professional, com-
prehensive and uncomplicated online product, designed to provide a
centrally located Directory of all businesses and services available to our
Seniors. Go to www.helpingseniorsdirectory.com and enjoy. Speaking of
Helping Seniors of Brevard, this essential, non-profit organization cur-
rently has two fund-raising programs. See page 3 for the 7-Night Cruise
and page 22 for the Car Raffle.
Have you had a chance to view our newly redesigned website, www.
seniorscenemag.com? You can read the current issue and past issues as
well. Check it out, it is easy to navigate. Enjoy.
Please take care and stay safe. See you next month.
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8 | www.seniorscenemag.com | March 2021
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March 2021 | Senior Scene® Magazine | 9
Whale of a Tale
By Diane and Catherine Barile,
South Brevard Historical Society
A black shadow skims the sea surface near the beach. An
explosion of a V-shaped mist rises before the vision
disappears. Sometimes you see the arch of her back
with a miniature offspring at her side.
The North Atlantic Right Whales and their ancestors for
centuries have regularly come to our shore. Although these
behemoths remain unchanged by time the shoreline certainly
has. When seawater was encased in glaciers, the beach was
thirty miles to the east of today’s coast. In later millennia the
melted ice raised the sea level as far west as Orlando.
An ancient indigenous group, and their descendants the
Ais, took whales by canoes, spears and ropes. These people
lived solely on the harvest of the sea, with no agriculture.
Whale bone and baleen were useful for not only daily life but
also trade. Ambergris from sperm whales was also traded by
the Ais.
Right Whales, second only in size to the blue whale,
measures an average of fifty-five feet in length and
weighsapproximately seventy tons. They feed all summer
in New England and Nova Scotia. Mother Whales, like
“snowbirds” head south to Georgia and Florida between
December and March accompanied by a few males and some
juveniles. The females come to the only known calving area
in the world, their instinctual
maternity ward.
In the eighteenth
and nineteenth century
commercial whaling provided
today’s equivalent of
petroleum and plastic. Whales
seemed to be an unlimited
natural resource, suppling a
precious commodity. Right
Whale blubber, forty percent
of its body weight, was
processed into fuel for oil
lamps. Baleen, the flexible strands dangling in the whale’s
mouth, sieved food from sea water. This strong easily bent
material was turned into the plastic of the time. This “whale
bone” was found in the frames of spectacles and hoop skirts,
buggy whips and collar stays and of course those waist
cinching corsets. At times, these fixable sheets were the most
marketable and lucrative of whale products.
With the thriving market and amicable character, these
black whales were the “right” whales; the easiest whales
to hunt and the biggest money maker. They were surface
feeders in coastal waters and seldom sounded or dove after
harpooning. With high fat content, they even floated after
WHALE OF A TALE continued on pg 21
10 | www.seniorscenemag.com | March 2021COVER STORY – SHE IS LIVING HER DREAM
Vicky Lada
V
icky Lada is living her dream. Her dream was always n Indian River Birding Festival 2019,
to be an artist. She paints with acrylic media creating best in plein air
paintings while learning from teachers and fellow artists. n Lagoon Show 2019, 3rd place mixed
Her favorite subjects are sunrises, sunsets, tropical landscapes, media
seascapes and nature in vivid colors. She paints the beauty of n Indian River Birding Festival 2018,
God's creation usually with a variety of tools. 1st place plein air, and 1st place Two
Born March 8, 1949, she spent a sweet childhood in Dimensional
northeast Ingleside, Illinois, on a historical 90-acre health n Lagoon Show 2017, 3rd place acrylic
resort/farm. Her artistic dreams were always encouraged by n Emerging Artist at Sebastian River Art and
Mom and Dad, who liked to paint watercolor landscapes. She Music Festival 2017
loved all the art classes in high school and college she could Cell 772-584-1465, Email: valada6yh@comcast.net
take. Instead, she obtained an AA in Retail Management from https://vickyladaedgeartists.com/
Orange Coast College in California in 1969, then a BS Degree
in Nutrition and Dietetics at California
State University Chico in 1975. For 40 years
with a career, being a wife and Mom were
priorities. She loved taking art classes and
visiting art galleries wherever she traveled:
Chicago, New York, Los Angeles, Hawaii,
Mexico, and the Caribbean. She would
always tell herself "My dream is to paint
when I retire."
Finally, in 2015, that day arrived. She
joined the Sebastian River Art Club. She has
been painting with a variety of teachers and
enjoying it all! Currently the Club treasurer,
one of the teachers and showing in almost all
club art shows. Also, a member of the Christ
Cultural Center show in First Friday Art
Stroll, Vero Beach.
n Art by the River Show 2020,
1st place in Acrylic
March 2021 | Senior Scene® Magazine | 11FOREVERUSA 2021
Y
THURSDA
MAtY SAVE THE DATE!
20 h 2021 SENIOR SCENE MAGAZINE
L
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12 | www.seniorscenemag.com | March 2021When Does Diminished Capacity Prevent
A Person From Creating An Estate Plan?
By Attorney Truman Scarborough
B efore assisting in the preparation of an estate plan,
an attorney must determine that the client has
“Testamentary Capacity”. This requires a person
understand: 1] the general nature and extent of his/her
whether there is a logical and factual basis for the decision.
The question of testamentary capacity is time specific.
Mental capacity may fade in and out during the day. What
the mental condition was at a different time is not the issue.
assets; 2] his/her natural heirs; and 3] the way property will The question is: Was there testamentary capacity at the
be distributed under the proposed will / trust. To make this time instructions were given to the attorney and when the
determination, the attorney will want to meet directly with documents were signed? The test for testamentary capacity is
the client, preferably without anyone else being present. also task-specific. Someone with partially diminished capacity
Advanced age or failing memory do not in themselves may be able to create a simple Will but not a complex Trust.
mean a person lacks testamentary capacity. In fact, everyone The Florida Bar’s Rules of Professional Conduct require
is presumed to have testamentary capacity unless declared attorneys to continue as much as possible working with
incompetent by the court. Even after someone is determined clients suffering from diminished capacity. It says: “When
to be incompetent by a court, there may be lucid moments a client’s ability … is impaired because of mental disability
with testamentary capacity. … the lawyer shall, as far as reasonably possible, maintain a
A person may leave property to whomever he/she normal client-lawyer relationship...” However, an attorney
pleases, but when mental capacity is in question, irregular will become reluctant to proceed if the client is disoriented,
gifts will be scrutinized. There should be a rationale for has difficulty understanding options, or is haphazardly
major changes in long-standing estate plans; if normal changing his/her mind. A professional mental examination
beneficiaries are excluded; or when disproportionally may be requested. While evaluations cannot be used as a final
smaller gifts are left to similar beneficiaries. It is not a
matter of whether we agree with the decision, but WHEN DOES DIMINISHED CAPACITY... cont'd on pg 21
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March 2021 | Senior Scene® Magazine | 13TINSELTOWN TALKS By Nick Thomas
Paul ‘Crocodile Dundee’ Hogan
Is Back – Sort Of
I t’s been 35 years since Paul Hogan unleashed the iconic
character of rugged reptile wrestling Mick Dundee onto
the world in the 80s hit film “Crocodile Dundee” and two
sequels. Hogan returned last December – via digital download in
Murphy, is mostly fantasy sprinkled
with factual tidbits about the real
Hogan. Many more facts about
Hogan’s life and career are recounted in his autobiography, “The
the U.S. – in “The Very Excellent Mr. Dundee” released on Blu- Tap-Dancing Knife Thrower: My Life (without the boring bits),”
ray/DVD February 16. published last year.
The Aussie actor is quick to point out that “Mr. Dundee” is While the book has been highly praised, critics were not
not another Dundee movie, but a so generous when “The Very Excellent Mr. Dundee” was first
self-parody where the quiet-living released last year. No surprise that didn’t bother the unflappable
Hogan (starring as himself) falls Hogan. “I ignored it, you just take it as it comes.”
afoul of a series of ill-fated self- Critics were much kinder when “Crocodile Dundee”
inflicted blunders that snowball, was released in 1986 to international acclaim. “Its impact
sullying his good reputation. was staggering and it turned out to be the most successful
The film also takes a gentle jab at independent movie ever,” said Hogan.
celebrity culture and social media. The original film yielded one scene destined for cinematic
“But it's not a deep comedy history where Hogan defensively brandishes that giant
meaningful movie, just a bit of fun,” said Hogan from his Los hunting knife on the streets of New York City.
Angeles home. “While it pokes fun at Hollywood rules and how “I’ve still got the original knife, safe in a bank,” said Hogan.
social media through the modern online community can give you
a reputation that you don't deserve, it’s mostly aimed at me.”
The screenplay, written by longtime collaborator Dean PAUL ‘CROCODILE DUNDEE’ HOGAN IS BACK cont'd on pg 22
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14 | www.seniorscenemag.com | March 2021VNA Answer Nurse:
Medication Management
Paula Thibideau is a Licensed Practical Nurse with the Visiting Nurse Association (VNA) and
coordinates all aspects of community wellness for the non-profit home healthcare agency.
I ’ve just had three prescriptions added to my daily
regimen. I’m afraid I’ll take too many or skip a dose.
What is the best way to manage my medication?
A: Using a pill organizer and setting alarms are both
a meal. You may need to take them with or without food.
Be aware of side-effect warning labels such as may cause
drowsiness, stomach upset or dizziness. Additionally, new
medications may be interacting with other medications
effective ways to keep your medication organized and you’ve been taking. It’s always good to review medications
ensure you’re taking them at the appropriate time. with your physician at every appointment.
Depending on the number of medications you take, weekly Q: How do I dispose of expired medication?
and monthly organizers are available. Monthly organizers A: Remove all identifying personal information from
provide morning, afternoon and evening dosage slots. medication containers before recycling them. To safely
Q: Prescription bottles are often difficult to read and open. dispose of unused and expired medications. Pour the
What can I do about this? medicine into a sealable plastic bag. If the medication is
A: Ask your pharmacist for large print labels with easy a solid (pill, capsule, etc.), add water to dissolve it. If it’s
twist-off container lids. To prevent accidents, place your a liquid, add kitty litter, saw, coffee grounds to the plastic
prescriptions in a locked box and store it out of reach of bag. Seal the plastic bag and put it in the trash. If you have
small children. any questions, consult your pharmacist.
Q: Is it possible to take the same medication for years and, Keeping track of prescriptions can be overwhelming. If
all of a sudden, feel dizzy? you need help organizing and managing your medication,
A: Talk to your doctor and review your medication talk to your physician to see if you qualify for a home
instructions. If you’ve been taking a medication a long time, VNA ANSWER NURSE continued on next page
you may forget if you take your pills before, during or after
Your care.
Our mission.
Providing quality home care
when you need it most
Doctor ordered Personal care
medical care • Bathing & dressing
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• Medication management • Light cooking
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March 2021 | Senior Scene® Magazine | 15How To Spot Fake Product Reviews
By Bill Ford, Data Doctors
P roduct (or service) reviews have become such a huge
influence in buying decisions that ‘gaming the system’
is something we should all be aware of. Taking reviews
or review rating systems at face value is what most consumers
story. The most valuable reviews tend to detail minor issues or
challenges as more of the overall experience instead of just how
great the product is.
Fake Bad Reviews
do because it’s a quick way to make a decision, but that’s what
those that create fake reviews are counting on. You should expect to see some bad comments on just
There are companies in foreign countries selling large about anything you’re going to buy, but it’s important to really
numbers of fake reviews, so it’s always a good idea to watch for dig into them.
grammar and language errors or lots of reviewers with strange The most important thing you’ll learn is how the merchant
names. Developing a process to dig into the reviews can help responds to the negative feedback.
you avoid making purchases of products that might not fit It’s also important to review other feedback from that
your needs. same reviewer to make sure you aren’t seeing a post from a
chronic complainer. Unfortunately, some people use bad
Review Evaluation Basics reviews to extract additional benefits from the merchant when
A single review of any product isn’t nearly as valuable as it’s unwarranted and in some cases, never actually did business
a large number of reviews, so always start by looking at the with them at all.
quantity.
Surveys suggest that the average number of reviews Review Tools
consumers are looking for is 34 in order to trust the overall There are a handful of free tools available for popular sites
rating. If a product has a large number of reviews and all of that can scan through large numbers of reviews and provide
them are 5 stars, it would be wise to do some further digging. some insight.
Very rarely does a product or a company execute Fakespot (https://Fakespot.com) can analyze reviews for
everything perfectly, so when you don’t see a single review Amazon, eBay, Walmart, Best Buy, Sephora, Steam, Yelp and
complaining about shipping, missing parts, difficult TripAdvisor with plans to add others in the future.
instructions or that it didn’t live up to expectations, be wary. If you buy a lot of tech gadgets, The Review Index (https://
thereviewindex.com) can analyze Stream and Amazon URLs.
Reviewing the Reviewer ReviewMeta (https://reviewmeta.com) only analyses
Most platforms make it easy to see other reviews posted Amazon reviews with very easy to understand reports.
by a reviewer by clicking on their name/profile. When you see
similar wording on reviews for a wide variety of products or Reporting Fake Reviews
constant grammar or language errors, it’s a clear red flag for Most sites offer the ability to tag reviews when you feel
that reviewer. that something’s fishy, so look for a link below the review to
Lots of over the top short reviews with 5 stars should cause report it.
some concern as most 5 star reviewers want to tell you their
VNA ANSWER NURSE continued
health nurse to help administer
medications. For more information
about VNA services, call 321-752-7550
or visit www.vnatc.com.
This information is for educational
purposes. Please consult your physician
for any medical issues. The Visiting
Nurse Association (VNA) is committed
to bringing trusted and quality private
and home health care to Brevard County
patients from Titusville to Barefoot Bay.
For more information about VNA services,
call 321-752-7550 or visit www.vnatc.
com.
16 | www.seniorscenemag.com | March 2021e
72
Lbourne Guarding Your Gold
e 100
By Max ValaVanis 321-956-7072
1
W
Max ValaVanis
orking and saving for a lifetime may very well result ment risk may have been relatively high. Back then, you could
nvestment Advisor in a comfortable retirement lifestyle. Millions of weather a drop in the markets since retirement wasn't near,
senior American citizens have made sacrifices so that and you still commanded a weekly paycheck. I often ask my
Representative
one day they will never need to worry about the "next dollar." clients, if they could double their money this year, would they
ial, Inc. (JWC)
Disappointingly, misfortune may strike and eliminate all or change their lifestyle? Then I follow with the opposite ques-
gh J.W. Cole Advisors, Inc.
most
e unaffiliated of the gold stored in your "Fort Knox." Against popular
entities.
tion, if they lost half their money, would they change their
belief, almost every opportunity for loss can be avoided entire- lifestyle? If you are still trying to double your money, be pre-
ly. Herein are just a few of the ideas the wealthy and informed pared to lose half of it.
use to guard their gold. Appropriately title your assets.
Protect your principal. If still married, titling assets jointly most likely is the best
Alarmingly so, most seniors are unaware of the simple deal. If single, widowed, or divorced, it's a different story. Once
ways to earn a fair return and still protect their principal in- you place a non-spouse (i.e. child or sibling) as your assets' joint
vestment from market losses and inflation. With certain mar- owner, you reduce your control and protection. The legal pro-
ket-related investments, your principal can be 100% guaran- cess to satisfy creditors, judgments, and collections may attach
teed. CDs and money markets hardly keep up with inflation, assets that you jointly own with others. Making this mistake
so safe alternatives include Equity Indexed Annuities, Tradi- with your principal residence can be costly and may also result
tional Fixed Annuities, short-term corporate and government in the loss of your Florida homestead exemption protection.
bonds (not bond funds), and well-diversified portfolios. You Take a good look at how you title all your assets.
don't have to accept unnecessary risk or below-average returns. Prepare for Long-Term care costs.
With a little professional guidance, investing wisely is not a Most seniors have not addressed this potential financial di-
daunting task. saster. Long-term care is defined as the necessary assistance with
Stop trying to double your money.
GUARDING YOUR GOLD continued on pg 22
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March 2021 | Senior Scene® Magazine | 1718 | www.seniorscenemag.com | March 2021
Workers In Your
Home And Social
Security
By Kimberly Laporta, SERVICING RETIREES FOR OVER 30 YEARS
Social Security District Manager • Fixed Annuities / Fixed Indexed Annuities
Melbourne, FL • Diversified Portfolio Investing
• Long Term Care Insurance
• Lifetime Income Strategies
D o you plan to pay a cleaning person, cook,
gardener, babysitter, or other household worker at
least $2,300 in 2021? This amount includes any
cash you pay for your household employee’s transportation,
• IRA And 401K Rollovers
• Life Insurance
meals, and housing. If you will pay at least $2,300 to one 321.956.7072
person, you have some additional financial responsibilities. Located in downtown MeLbourne
When you 600 Strawbridge ave, Ste 100
pay at least $2,300 MeLbourne, FL 32901
in wages to a
household worker, Jason ValaVanis Max ValaVanis
you must do all of Certified Financial Investment Advisor
the following: PlannerTM Professional Representative
Securities offered through J.W. Cole Financial, Inc. (JWC)
n D
educt Social Member FINRA/SIPC. Non-Securities products and services are not offered by JWC.
Security and ValaVanis Financial and JWC are not affiliated.
Medicare taxes
from those
wages.
n P
ay these taxes to the Internal Revenue Service.
n Report the wages to Social Security.
For every $2,300 in wages, most household employees
earn credits toward Social Security benefits and Medicare
coverage. Generally, people need 10 years of work to
qualify for:
n Retirement benefits (as early as age 62).
n Disability benefits for the worker and the worker’s
dependents.
n Survivors benefits for the worker’s family.
n Medicare benefits.
You can learn more about reporting household worker
income by reading Household Workers at www.ssa.gov/
pubs/EN-05-10021.pdf.
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Seniorscene
March 2021 | Senior Scene® Magazine | 19Family, Friends, and Faith
By Joe Steckler, President, Helping Seniors of Brevard County
I
t is easy to get wrapped around the axle talking now connect people by computer, you cannot hold hands or
about senior care and how to pay for it, types of care, hug electronically. Nor can you help loved ones with feeding
transportation, living accommodations, etc. While these or other tasks, taking some of the work load off of facility
issues do affect our ability to live comfortably and within staff. Still, the use of Skype or Zoom has opened doors for
our means, it is equally important to remember our family, many, both near and far from family. This same capability
friends, and faith – especially in this age of coronavirus. can also facilitate communication between well members of a
For families, they have been separated from loved ones in family when travel is limited. And, many facilities now have
nursing homes and assisted living facilities that have been in visiting hours for family and close friends.
lock down for many months. That is a long time when we are For friends, we need them now more than ever.
talking about older family members. Though many facilities Sometimes people are reluctant to ask for help, or feel they
cannot lean on a friend if they have not been in
contact lately. This is not true, and is something
that most of us have to overcome. If a person
had indicated that they want to help, then let
them. Conversely, if you believe a person to be
a friend that you could ask for help in a time
such as this, then call them. Well people know
that others need help shopping or getting to a
doctor, so let them know your status.
Finally we come to faith. Faith can
mean many things to many people; I have
heard endless variations in my 87 years. But
coronavirus has changed things even more
dramatically. For instance, I am Catholic
and have regularly attended Mass. Now, I
watch it on TV. This is a substitute for actual
attendance, but it does not satisfy my desire to
be there in person, just as a computer cannot
satisfy someone who wants to hold a loved
one in a nursing home. The important thing
to remember is that we do benefit from our
faith, regardless of how we practice it, and it
has enabled many of us to get through this
pandemic. Do unto others as you would have
them do unto you goes a long way, especially in
times of crises such as we are experiencing today.
We can get by all this is if we remember
family, friends, and faith. They are powerful
words and have enabled this great country of
ours to be what it is today. A little different
article from what I usually write but maybe it
is time for all of us to take a hard look at how
we are combating coronavirus. Take a moment,
reflect on how you might do better and possibly
help someone in need.
Contact Helping Seniors at 321-473-7770,
at www.HelpingSeniorsofBrevard.org, or at P.O.
Box 372936, Satellite Beach, FL 32937.
20 | www.seniorscenemag.com | March 2021WHALE OF A TALE continued from pg 10
death, making them the perfect fit for their own demise. to their collisions called ship strikes. Whale vocalization
In 1859, however, oil was discovered in Pennsylvania and and orientation are disrupted by sonar especially near the
the nations eyes turned to more affordable kerosene. By 1900 Undersea Naval Training Range located in the calving area.
they were all but a few dozen Right Whales remaining. A You could become a volunteer for the Marine Resources
ban on whaling in 1937 was ineffective because it was never Council, Right Whale Monitoring Program. The network
enforced. International restrictions and American designation of spotters’ record sightings, not with,” Thar she blows” but
as Endangered, then critically Endangered, prevented information immediately sent to state and federal protectors.
complete extinction. In 2001 there were about 300 Right For instance, when notified Canaveral Port pilots maneuver
Whales, in 2020 there are still less than 400. But now even their vessels to avoid ship strikes.
with public awareness and research the whales relationship Despite the tragic history of these giants, there is hope.
with humans is still precarious. We share the only place where Right Whales come to birth.
As we enjoy the sightings of our “snowbird” whales, It could be said that Right Whales are true Floridians. With
threats remain. Eagar beachgoers swim out to get a close look each Mother making the ancestral voyage to our coast, and
not knowing of the five hundred feet restriction zone around each baby born in the safety we afford them, becomes the
each animal to protect caving mothers. Since both whales bridge between the frightful past and a healthy future.
and ships use the same sea lanes, major mortalities are related
WHEN DOES DIMINISHED CAPACITY PREVENT
A PERSON FROM CREATING AN ESTATE PLAN?
continued from pg 13
determination of testamentary capacity, they can
be very helpful.
Separate from general testamentary capacity
is the legal concept of insane delusions. This
occurs when someone believes something that is
not factually true. A person can possess general
testamentary capacity and yet suffer from an
insane delusion. If the insane delusion impacts
only a portion of the estate plan, only that
portion is void.
Even a partial loss of mental capacity can
increase the risk of a challenge to the estate
plan based on “undue influence”. The law
recognizes a person may be persuaded by trusted
individuals to do things that he/she would not
otherwise do. Although lack of capacity and
undue influence are separate issues, the potential
for undue influence increases as capacity
diminishes.
Under Florida law a Will or Trust is null
and void when obtained by “undue influence”.
The law presumes there was undue influence
anytime the person exercising the influence: 1]
substantially gains as a beneficiary 2] occupies
a confidential relationship, (like a child or
caregiver) and 3] was “active in procuring”
the gift, which includes involvement with the
attorney who is preparing the estate plan.
For further information you may be interested
in Attorney Truman Scarborough’s Booklet on
Estate Planning in Florida. It is available without
charge or obligation by calling (321) 267-4770.
Truman Scarborough’s office is located at 239
Harrison Street, in Titusville, FL.
March 2021 | Senior Scene® Magazine | 21GUARDING YOUR GOLD continued from pg 17
the activities of daily living. Medicare does not cover these long- nation of probate. Probate fees typically range from 3% to 6%
term care expenses, nor does Medicare supplement insurance. of the total estate. Additionally, assets transferred to a beneficia-
Those in retirement must either own long-term care insurance, ry through an annuity, IRA, or life insurance policy qualify as
self-pay, or qualify for Florida Medicaid. Privately paying for contract payments, evading probate. Just remember, if it con-
this potential cost can be monumental, with monthly costs tractually names a beneficiary, it will avoid probate.
typically eclipsing $4,000. Yet, some seniors enjoy substantial Secure reliable and professional advice.
and predictable income, allowing them to absorb this cost fully. Virtually, on every street corner of life exists the opportuni-
Others are not so fortunate, so planning is the key. ty for financial loss. Who you listen to, and most importantly,
Eliminate probate. whom you trust will determine the outcome of your financial
Assets pass at death in three ways: by will, by law, or by decisions. Seek experienced and qualified advisors before you
contract. A testamentary will is useful for smaller and simpler release the key to your treasures. Remember, you and only you
estates, but most wills addressing wealth are probated and cost- are ultimately responsible for guarding your gold.
ly. Florida Law affords the use of a Living Trust as a powerful Max ValaVanis is a co-owner of Valavanis Financial in down-
wealth management tool. A Living Trust allows for the transfer town Melbourne and in Rockledge. Max specializes in lifetime
of wealth with reduced costs, publicity, delays, and paperwork. income planning for Retirees while protecting principal. Max can
But the most attractive feature of the Living Trust is the elimi- be reached at 321-956-7072.
PAUL ‘CROCODILE DUNDEE’ HOGAN IS BACK –
SORT OF continued from pg 14
“We also had rubber and wooden ones for various
scenes, but I co-designed the original. It might be
worth a bit of money to a collector now!”
Then there was the heart-stopping scene where
Hogan’s love interest, played by Linda Kozlowski,
encounters a huge crocodile.
“That was mechanical, but there were real crocs
in the water during filming,” he recalled. “We had
guys up trees with rifles just in case one came along
and ruined everything.”
So did Hogan consider asking Kozlowski, his
co-star and former wife, to take a role in the new
film?
The Helping Seniors 2021 Car Raffle “No, she’s given up acting,” he said. “I see
Choose Your Winning Car: Linda a lot and we're still friends. She was living in
Morocco for a while but now is back in LA.”
Despite all the money and fame his Dundee
character generated, Hogan has remained
grounded, unpretentious, and largely distanced
from the Hollywood scene.
“I never really fitted in,” he admitted. “After
the success of Dundee, I received all sorts of script
offers, good and bad. But I wasn't interested in
becoming an actor for hire. My joy was seeing
something that I wrote come to life on the screen.”
While fans may be disappointed that the new
movie only features a luckless Hogan as himself, the
spirit of Mick Dundee lingers throughout the film.
Now 81, however, Hogan has no plans to resurrect
1 ticket for $25 or 5 tickets for $100 Donation. the character.
“The original worked fine. I'd like to just leave
For Tickets: www.HelpingSeniorsofBrevard.org it alone now.”
Call 321-473-7770 and/or get yours at all Boniface Hiers Dealerships.
Helping Seniors Car Raffle Grand Drawing - Saturday October 9th 2021 Nick Thomas teaches at Auburn University at
Grand Drawing will be at the American Muscle Car Museum.
Montgomery, Ala., and has written features, columns, and
Base model provided. Upgrade at winner's cost/discretion. Need not be present to win. See Official Rules for complete details. Helping Seniors of Brevard is a Florida 501(c)(3) Nonproot.
interviews for over 850 magazines and newspapers.
22 | www.seniorscenemag.com | March 2021Greetings,
After nearly ten years of existence, I would like to tell you why
we started this organization. After founding the Brevard Alzheimer's
Foundation in 1995, I saw the need for a helpline that would inform,
publicize, and help connect seniors to community resources. Although
we did this for some time at the Foundation, I saw a gradual move
away from this service that could help not just Alzheimer's clients but all seniors in Brevard.
To continue what was started at the Foundation, we founded Helping Seniors, aligned
ourselves with John Frederiksen of Senior Scene Magazine, and began serving seniors
throughout Brevard. Most importantly, once we identified a resource to a caller, we followed up to
make sure they got the help they needed. At the same time, we began a media program that is
continued today, including a monthly newsletter in Senior Scene Magazine, weekly radio show,
articles in local publications, and television shows broadcast daily on SCGTV and social media.
We are a small organization yet advocate for many. Our staff includes Education Specialist
Kim Bernard, who can be contacted at 321-473-7770; Media Director Kerry Fink; Business
Manager Marti Upton; and our new Executive Director, Rick Broderick, a retired financial person,
active Deacon in the Catholic Church, and a person completely adamant about serving seniors.
Until recently we were located in the Senior Resource Center at Zon Assisted Living, but
with Zon’s decision to close the Center we are again "homeless" and seeking space in central
Brevard. A good way to welcome our new Director might be with reliable leads on office space.
Finally, I want to thank Curt Smith and his fellow Brevard Commissioners for awarding us a
CARES grant that will keep our doors open and serving seniors in need. To all who financially
helped us in 2020, the Board of Directors of Helping Seniors extends a grateful THANK YOU.
Joe Steckler
Elder AdvocateNotes from the Kim's Corner
Executive Director Kim A. Bernard, MS
Rick Broderick, Executive Director Education Specialist
Helping Seniors of Brevard Helping Seniors of Brevard
My name is Rick Broderick and I am I am always busy at Kim’s Corner from
grateful to be joining Helping Seniors of Brevard attending meetings to helping my callers.
as Executive Director. I was first made aware of However, this call really touched my heart. A 64
the many challenges facing seniors as my year old lady called in sounding very depressed,
parents and in-laws reached their golden years— and desperate to just have someone to talk to
from the difficulties in finding reliable support about her situation. She was going to be
after my father-in-law’s home healthcare aid homeless at some point but did not know when.
failed to report a fall (in which, as consequence, She came to me in tears not knowing
my father-in-law’s entire back shattered and where to go. I informed her that she called the
remained untreated for four days)—to not right place. She appreciated me talking with her
knowing social programs available to engage my for as long as she needed. After all, she had
mother’s vibrant mind as she coped with nobody to talk to about her situation.
rebuilding her life as a single woman after my This is often the case of most of my
father’s passing. callers, most grateful and appreciative of me for
As I navigated these new waters, I realized taking the time to talk. Many times, either the
how truly important community is in addressing elderly or family caregiver just wants someone
the needs of seniors. I am thrilled to be joining that will listen to what they are going through.
Helping Seniors of Brevard as I see how strong Since I have been working for Helping
the community is here, built under Joe Steckler’s Seniors, I never thought I would hear anything
leadership and grown due to the selfless effort of other than a thank you. However, this time I
our staff and volunteers. I am looking forward to heard the words, thank you for helping me, you
seeing how our community will continue to grow are a lifesaver. I thanked her for calling us and
throughout 2021 to address the needs of seniors made sure she knew that we were here to help.
in Brevard. For all of my callers, there is help out there
no matter what resources you are in need of for
To briefly introduce myself, I spent just over
your situation.
a decade living in Brevard prior to moving to a
small town in Illinois for the past five years due to Kim
work. People are lovely in the Midwest, but I am You can reach Kim at 321-473-7770 or at
quite content to trade in the minus 30 degree kim@helpingseniorsofbrevard.org.
temperatures typical to February/March for our
glorious Florida sunshine.
I believe an important part of what makes a
community is making sure all voices have a
chance to be heard. Please do not be shy in
contacting me if you would like to discuss any
T ideas you would like to introduce in the coming Foundation Fundraising Cruise
year at Rick@HelpingSeniorsofBrevard.org. I am Sunday, October 17th 2021
excited to join Helping Seniors of Brevard as we 7-night special to Bahamas/Mexico
continue to grow and do what we do best—
Early booking incentives!
helping the seniors of Brevard.
HelpingSeniorsTravelClub.com
(321) 978-5211Is Age Preventing You from VITAS® Healthcare: Here For
Enjoying Life? You When Life Matters Most
Lee Sheldon, DMD, PA Kathleen Kashow, General Manager
Solid Bite VITAS Healthcare in Brevard County
Do you want to know what one of the One of the biggest challenges for families
most common phrases I hear? “If I were (name caring for loved ones near the end of life is
the younger age), I could see doing it. But at when and how to make the decision to change
my age…” from aggressive treatment to care that focuses
Is age the barrier? Or is your age the on comfort.
justification? Referred to as hospice or palliative care,
Restoring teeth correctly or extracting this medical specialty focuses on the relief of
them and putting in implants has a significant pain and other symptoms of an advanced or
cost. Some will want to invest. Some won’t. critical illness. The difference is that palliative
Some will use their age as an excuse. Some care can begin while treatment of a disease is
decide at whatever age that they finally want still taking place. Hospice care begins when
the opportunity to smile and to chew well. treatment has stopped. In both cases, the care
Our oldest full arch dental implant patient plan shifts to improve quality of life.
was 102 when he decided that he’d make the When selecting a hospice provider,
change. He was sick of regluing, sick of patients and their families have a choice. What
choosing the foods that he could chew rather makes VITAS unique in Brevard County is that
than wanted to chew. we have been a pioneer in hospice care since
I talked to him to be sure that he our founding in 1978.
understood the commitment, both financially For most people, the most comfortable
and otherwise, to do the procedure. Of course, place to be as they near end of life is home.
we contacted his physician regarding the Whether that’s a nursing home, assisted living
medical risk. He’s now chewing and smiling as community, or private residence, VITAS brings
he never has before. our care to you. When a patient’s severe
The older you are, the fewer things you symptoms can no longer be managed at home,
can enjoy. Smiling and chewing are the we provide 24/7 compassionate care at the
highlights of nearly every older person’s day. VITAS Inpatient Hospice Center at Rockledge.
Rather than looking for the item on the menu Because many are experiencing the
that you can chew, isn’t it better to choose the death of a loved one for the first time, VITAS
food that you enjoy? Rather than hide your offers families emotional support and education.
teeth, isn’t it better to show off your beautiful Someone always answers our 24/7 care line—
smile? including after hours, weekends, and holidays.
Of course, restoring your smile correctly Are you or a family member facing the
in a mouth with significant damage has a challenges of an advanced illness? If your
significant cost if it’s going to be done right. situation is getting overwhelming, call VITAS
And for many, rather than talk about age, anytime to schedule a free hospice evaluation.
wouldn’t it be appropriate to consider what you For more information about end-of-life
are thinking about day in and day out? If it’s care options, call VITAS Healthcare at
your mouth, maybe the investment will be 321.339.2893 or visit VITAS.com.
worth it.
TThe Power of Music for 2021 Is Here
Persons Living with Dementia for a Fresh Start!
Tara Bailey Ashleigh Caswell
MPA, CMC, RG, CSA, BCPA, CDP Regional Sales Director
Total Long-Term Care Consultant Services Hibiscus Court Assisted Living
As a young girl, I often immersed myself in Finally the tides are beginning to turn for
music to escape the pain and sorrows of past our seniors! Seniors have been able to get their
events that were too difficult to speak about. COVID-19 vaccines, and all the seniors I know
Music helped me to move forth and overcome. are ecstatic about it! Unfortunately, the path to
While caring for my mother in her last months, I vaccines has not been easy for all seniors.
found that playing her favorite music preferences Organizations like Helping Seniors have been
and singing with her enabled her to complete here to help our seniors navigate the landscape!
tasks that she was otherwise unwilling to do. Last year the Helping Seniors Annual Car
There are many studies showing that Raffle supported this free resource to Brevard's
music has a profound impact on emotional and seniors. This year the cars are just as awesome,
behavioral difficulties that caregivers encounter and as a community we will be able to support
with their loved ones. The benefits of using this great organization again!
music can include relieving stress, anxiety, This year for just a $25 donation you can
depression and agitation (Music, Neurology, get a raffle ticket to win a 2021 brand new car,
and Neuroscience: Evolution, the Musical thanks to A.J. Hiers and his family of dealerships!
Brain, Medical Conditions and Therapies, Ch. This year the winner gets to pick out a brand new
11). Procedural Memories (PM) are generally Camaro, Challenger, Sportage or a Miata!
well-preserved in most instances, and scientists The date for the drawing is October 9,
note that they are resistant to decline. Persons 2021, at the American Muscle Car Museum. I am
living with Parkinson’s Disease also benefit hopeful we will be able to safely host ticket
from listening to music. The pleasure holders at the Museum by then. It's truly a
responses can bring about smiling or breathtaking experience to walk into that
moving/dancing even when other forms of showroom! Mark Pieloch and his team are so
communication have ceased. generous to host us year after year! The
One video that has forever been etched collection continues to grow, there are so many
upon my heart that shows the power of music is stunning cars that you need to see! Raffle tickets
are available at helpingseniorscarraffle.com and
shown by a woman and her caregiver recording
onsite at local car shows. The Helping Seniors
the song “My Way”. This video can be found on
team will gladly help you get your lucky tickets!
the Good News Network:
The team at Helping Seniors routinely
https://www.goodnewsnetwork.org/senior-with-
improves the lives of Brevard citizens. Thank you
dementia-climbs-uk-music-charts-with-frank-sinatra- for your support! You are able to help by making
cover/. Or consider the former ballerina who had a donation for tickets or by sharing Helping
limited communication abilities. Her whole body Seniors social media posts or telling your friends
began to respond when she heard “Swan Lake”: who may like to win a car about it.
https://www.npr.org/2020/11/10/933387878/struck- Think of what a great story it'll be when
T with-memory-loss-a-dancer-remembers-swan-lake- your friends see you cruising over the 192
but-who-is-she. While persons living with causeway in your bright shiny new Camaro... you
dementia may struggle to express themselves as can tell them it only took you a few minutes to get
they once did, music, can be a powerful way to Helping Seniors raffle tickets online, you
bridge that gap. supported your local seniors, and you have a
cherry red Camaro prize to show for it!
26 | www.seniorscenemag.com | March 2021Senior Services Directory
Trusted Businesses Serving Brevard Seniors
APPLIANCE REPAIR DENTIST
Allied Appliance Service Co. Lee Sheldon, DMD, PA
2346 Pineapple Avenue 2223 Sarno Road
Melbourne, FL 32935 Melbourne, FL 32935
321-254-4644 www.drleesheldon.com
321-369-9788
ATTORNEY
Ruth Rhodes, Esq. DOWNSIZING
Rhodes Law, P.A. Compassionate Downsizing 4 Seniors
1751 Sarno Rd Ste. 2 Downsize,coordinate, pack, unpack organize,
Melbourne, FL 32935 age in place, estate sales
www.rhodeslawpa.com www.CompassionateDownsizing4Seniors.net
321-610-4542 321-576-2147
The Law Office of
Amy B. Van Fossen, P.A. FINANCIAL PLANNERS
1696 W. Hibiscus Blvd., Ste A
Melbourne, FL 32901 August Velten & Associates
www.AmyBVanFossen.com 2955 Pineda Plaza #104, Melbourne, FL 32940
321-345-5945; (fax) 321-345-5417 www.augusthvelten.com
321-622-7272
William Johnson, P.A.
140 Interlachen Dr., Suite B Financial Cornerstone Group
Melbourne, FL 32940 Retirements • Investments • Insurance
www.floridaelderlaw.net Rockledge and Palm Bay Locations
321-253-1667 www.yourfcg.com
321-735-4994
AUDIOLOGY SERVICES
HEALTH
Palm Bay Hearing Aid Center
490 Centre Lake Dr NE Ste 150 Simple Health Advisors, LLC
Palm Bay, FL 32907 jpough@simplehealthadvisors.com
www.palmbayhearingaids.com www.simplehealthadvisors.com
321-369-9900 321-345-7738
Holistic Health Center
Dr. Kevin Kilday
CARE MANAGEMENT / ADVOCACY Palm Bay, Melbourne, Merritt Island, and Viera
Total Long-Term Care Consultant Services www.holistichealthcenter.us
6767 N. Wickham Rd. Suite 401 321-549-0711
Melbourne, FL 32940
info@tlcconsultantservices.com
T 321-752-0995
March 2021 | Senior Scene® Magazine | 27You can also read
