New Products to Make Your Life Easier! - CREDIT SENSE IS COMING! - Baptist Health South ...
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Published for Members of Baptist Health South Florida Federal Credit Union Third Quarter 2021
New Products to Make Your Life Easier!
CREDIT SENSE IS FRAUD MONITORING TEXT NOTIFICATIONS
COMING! If we detect a suspicious transaction on
your card, we’ll let you know immediately
by text.
B aptist Health South Florida FCU
has your security in mind. We strive
to make sure using your debit or credit
card is both safe and convenient. Our
Fraud Monitoring Text Notifications How do I sign up to receive Fraud
will notify you immediately if a Monitoring Text Notifications?
suspicious transaction is detected on
your card by sending a text message Debit and credit cardholders are
Your credit score and credit report automatically enrolled in this service.*
are waiting for you! to your cell phone. The text will come
from the short-code # 37268. Please make sure that we have your
W ith this great tool, you
have instant access to
your credit score, credit report,
The text message will offer basic
information about the suspected
current cell phone number on file so
you can take full advantage of this
transaction, including the amount of service. To update your information,
personalized money-saving give us a call at 786.257.2300 or
offers, and tips on how to improve the transaction and if available, the
merchant information. Verifying a log in to Online Banking, select
your score or maintain an the Settings tab at the top of the
already great score. And guess transaction is easy, simply reply “YES.”
By responding “NO,” it will stop the screen, from there click on Profile, and
what? Checking daily, weekly, or select Email and Phone Number.
monthly won’t hurt your score! transaction and you will receive a
number to call. The process is quick, *Baptist Health South Florida FCU does not charge for
Credit Sense enables you to simple, and lets you stay confident this service. However, message and data rates from your
provider may apply. You may opt-out of the service at
conveniently monitor your credit while using your BHSFFCU debit or any time by replying “STOP”. To reactivate fraud text
score and receive tips to improve credit card. alerts, reply “UNDO”.
it, all through the security of
our online banking and mobile
banking app.
CARD CONTROL FOR YOUR TRAVEL PLANS
Benefits of checking your score:
• Receive daily credit monitoring T his new feature allows you the
flexibility to set your own Travel
Plans without the need to contact
with alerts for major changes
• Identify credit bureau errors the credit union. This self-service
feature will be available for our debit
• Understand the factors that
and credit cards within the Card
impact your score
Control app.
• Work toward your financial
goals (continued on page 2)
Hurricane Season Is Here!
Getting Away From It All
Get Hurricane Ready with a Personal Loan! Can Be More Affordable
Than You Think…
H urricane season brings a humbling reminder
that, despite our technologies, most of nature
remains unpredictable. Here are things you can do to
PROTECT your home against a storm:
• Invest in a new home generator
• Protect your home from the elements with new
storm-rated windows
• Trim or remove trees
• Install storm shutters or storm protective
window coverings
• Purchase emergency prep food and storm kits
Don’t let hurricane season complicate things. Let us Finance your Recreational Vehicle with
help you with a Personal Loan: Baptist Health South Florida FCU
• Rates as low as 3.95% APR1
• Rates as low as 8.45% APR* • Max term 15 years2
• Easy and quick application process • No payments for up to 60 days3
• No application fees • Special rate discount of 0.25%4 off your
• Convenient access to funds approved rate during this promotion
1
APR = Annual Percentage Rate. Rates as low as 3.95.% APR for 36 months.
Advertised rates are subject to change without notice. Actual rate and guidelines
* APR = Annual Percentage Rate. Rates as low as 8.45% APR for 12 months. may vary based on credit worthiness, collateral, and other factors. All loans are
Advertised rates are subject to change without notice. Actual rate may vary subject to approval. Baptist Health South Florida FCU membership is required.
based on credit worthiness, loan term, and other factors. All loans are subject Other restrictions may apply. 2Loan term may vary based on vehicle year and other
to approval. Baptist Health South Florida FCU membership is required. Other qualifying factors. 3First payment may be deferred up to 60 days, based on credit
restrictions may apply. worthiness. Your interest accrues from date of the contract and will continue to
accumulate on a daily basis. This will result in one or more of your initial payments
being applied only to interest, until all accumulated interest is satisfied, and not
reduce your principal balance. Qualified borrowers only, available for terms up to
180 months. Deferred payment not available for current active loans. Offer subject
to change without notice. 4Special rate discount of 0.25% may be applied to your
Send. Receive. approved recreational vehicle rate from Baptist Health South Florida FCU from June
21, 2021 to August 13, 2021. Rate cannot go below floor rate of 3.95% APR.
Split the bill.
CARD CONTROL FOR YOUR TRAVEL PLANS
(continued from page 1)
By setting Travel Plans, you can feel confident that your
transactions outside of your normal purchase area will
be approved during your set travel dates and locations.
When you use the Travel Plan feature within Card
Control, you will be able to create a maximum of two
Travel Plans for each card with up to 15 domestic or
international destinations.
Zelle makes sending money to friends and family To start using this feature you must open or
fast, safe and easy. download the BHSFFCU Mobile Banking App and
select “My Cards” under the Quick Links menu. This
will prompt you to install our Card Control App, then
just add your cards and select ‘Travel Plans’.
New Credit Card System Upcoming Webinars You
Don’t Want to Miss!
THE WEBINARS ARE OPEN TO ALL MEMBERS AND
HOSPITAL EMPLOYEES.
FINANCIAL EDUCATION WEBINAR –
MONEY MISTAKES
T he Credit Union has teamed up with
KOFE to offer financial education
webinars. This informative webinar,
taking place on July 28th, will cover how most people
make money mistakes that can lead to problems. It will
provide useful information to help you avoid making
these common mistakes.
O n May 17, 2021, we launched a new, easy-to-navigate
system for accessing your credit card information.
Designed to optimize your experience, the new site
WHEN: July 28, 2021 at 1:00 pm.
WHERE: Live virtual event via Zoom
provides a modern interface and can be used with any
mobile device, including smartphones and tablets. You’ll still HOME BUYER WEBINAR
have all the features you’re used to, and more, including:
• Card Activation / Request Card Replacement T he Credit Union has teamed up
with its mortgage lending partner, FEMBi, to
offer Home Buying webinars. Attend the webinar to
• Change PIN
learn more about the process of financing and buying
• Create PIN
a home.
DON’T HAVE OUR CREDIT CARD? WHEN: Tuesday, August 17, 2021 at 2:00 pm
WHERE: Live virtual event via Zoom
Now is the time to get one! Our Visa Credit Cards have
no annual fees, no teaser rates, and no fine print surprises. COME FOR THE WEBINARS AND
We even offer secured credit cards for our members with
special credit needs.
STAY FOR THE RAFFLE!
During each webinar we hold a live raffle and
Apply online, in a branch, or over the phone by calling give away an amazing prize. Register for FREE at
786.257.2300. www.BaptistHealthFCU.org/event-center
In The
60th Anniversary and HR Nights
Don’t Come Home to a Stack of Bills
After Your Vacation
W e believe everyone needs a break now
and then, but it doesn’t have to break
the bank if planned properly. But when your
HOLIDAY CLOSINGS
vacation leaves you with a stack of bills, it is
hardly relaxing. So, on your next getaway, use INDEPENDENCE DAY
the roadmap below to plan a vacation that will Monday, July 5, 2021
leave you with good memories instead of debt!
• Plan in advance so you’ll have time to save
money. The better you plan your budget,
the better your vacation will be. Involve the LABOR DAY
children in the planning. Ask the kids to look Monday, September 6, 2021
for discount coupons, internet specials, etc.
Don’t be afraid to use coupons - your wallet
PHONE
will thank you in the end. 786-257-2300
• Start a vacation savings fund. Set aside a certain amount each month or WEB SITE
paycheck. Use membership travel clubs like AAA, Costco Travel Club and each BaptistHealthFCU.org
Sam’s Travel Club as they can help you save money on hotels, car rentals and BAPTIST HOSPITAL BRANCH
complete vacation packages. 8900 N. Kendall Dr., Miami, FL 33176
Mon. - Thurs. 8:30 am - 4:30 pm
• Consider off-peak travel if possible. Not only will it save you money, but it will Fri. 8:00 am - 5:00 pm
be less crowded, and you’ll likely get better service.
WEST KENDALL HOSPITAL BRANCH
• Shopping a priority? Create a special shopping budget and research the types 9555 SW 162nd Avenue, Miami, FL 33196
of stores and items you’re hoping to find ahead of time. Mon. - Thurs. 8:30 am - 4:30 pm
Fri. 8:00 am - 5:00 pm
• Air Travel has many ins and outs. Be careful about using your frequent flyer
SOUTH MIAMI HOSPITAL BRANCH
miles, sometimes it does not make sense to cash them in. Go to Travelzoo.com 6200 S.W. 73rd St., Miami, FL 33143
and Airfarewatchdog.com which can be useful online tools when looking to get Mon. - Thurs. 8:30 am - 4:30 pm
the best airline deal. Fri. 8:00 am - 5:00 pm
• In addition to these websites, you can check out several of the major booking HOMESTEAD HOSPITAL BRANCH
engines, like Travelocity.com, Expedia.com, Hotwire.com, Kayak.com, and 975 Baptist Way, Homestead, FL 33033
Mon. - Thurs. 8:30 am - 4:30 pm
Bookit.com. Fri. 8:00 am - 5:00 pm
• Beware of hidden costs in rental cars. Taxes and fees always add to that rental Closed Daily for Lunch: 12:00 pm - 1:00 pm
for the day. What looks like the deal of the century, can quickly become way DOCTORS HOSPITAL
more than you bargained for. 5000 University Dr., Coral Gables, FL 33146
Tues. & Wed. 8:30am - 3:00pm
• Lastly, buy an inexpensive phone card before you travel and find out about Fri. 8:00am - 3:00pm
roaming charges. Avoid hotel phones which can charge exorbitant amounts on Closed Daily for Lunch: 12:00 pm - 1:00 pm
top of what you thought you were paying. If you plan on going online at your TOWN & COUNTRY CORP. CENTER
hotel or cruise ship, make sure you understand what it will cost you! Access Limited to On-Site Staff Only
Thu. 1:30 pm - 3:30 pm
Fri. 1:30 pm - 4:00 pm
MARINERS HOSPITAL
91500 Overseas Hwy, Tavernier, FL 33070
2nd Tue. of the month 9:30 am - 1:30 pm
BHSF ATRIUM BUILDING
Let’s Get Access Limited to On-Site Staff Only
Mon. & Thu. 9:00 am - 12:00 pm
SOCIAL BHSF CORPORATE OFFICE
Access Limited to On-Site Staff Only
ATM ONLY
F ollow us on social media to stay informed of our latest product releases,
educational articles, upcoming events, announcements, interactive
games and more. Follow us on Facebook, Instagram and LinkedIn.
Mon. - Thurs. 8:30 am - 4:30 pm
Fri. 8:00 am - 5:00 pm
Federally insured
by NCUA
ID# 92874
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