PROGRAMS FBN 2021 - Farmers Business Network

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FBN 2021
PROGRAMS
PROGRAM CALENDAR

                   Sept             Oct            Nov              Dec        Jan               Feb       March      April           May            June            July            Aug

                                                                              Finance Programs - Due Date is 1/1/2022
                                                         Standard Finance 0%                                                                Standard Finance 4.5%

                                                  0% Club Qualification ($35,000)                                                 0% Club (0% Interest on All Purchases)

                                                                                                                                            New Member 0% Promo
                                                                                                                                    Credit Approved new members qualify for
                                                                                                                              0% interest on all purchases within 30 days of signup.
                                                                                                                   (Credit app and order must be submitted before 30-day deadline to qualify.)

                                                                                         Early Purchase Programs
     Seed:
   Financed               6% off                          3% off                       1% off

  Seed: Cash              10% off                         7% off                       5% off
Crop Protection:
   Financed                                      4% off            3% off              2% off
Crop Protection:
     Cash                                        8% off            7% off              6% off

                                                                                                Price Guarantees

                                    Qualifying Products eligible for Price Guarantee
2021 FBN DIRECT® SEED EARLY ORDER PROGRAM
                                                             PROGRAM PERIOD | 9/1/2020 - 2/28/2021

      PROGRAM SUMMARY
      •     Complete qualifying seed purchases from FBN Direct® early to take advantage of our great offers
      •     Combine with our 2021 Input Financing program for optimal savings

      PROGRAM TERMS

                       Sales Order                                     Early Order Discount
                                                                                                                           Early Order Discount (Financed)
                   Acknowledgment Date                             (Cash, Check, or Credit Card)
                 9/1/2020 - 10/31/2020                                               10%                            6% discount, plus 0% interest financing

                11/1/2020 - 12/31/2020                                                7%                            3% discount, plus 0% interest financing

                  1/1/2021 - 2/28/2021                                                5%                            1% discount, plus 0% interest financing

      EARLY PURCHASE QUALIFICATIONS
      FBN members in the following states:
      • AL, AZ, AR, CA, CO, FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MI, MN, MS, MO, MT, NE, NJ, NM, NY, NC, ND, OH, OK,
         OR, PA, SC, SD, TN, TX, UT, VA, WA, WV, WI, WY
      Qualifying Products
      • F2F Genetics Network® brand corn, soybeans and alfalfa
      • Master FarmerTM corn
      • Warner Seeds® sorghum
      • Paloma SeedTM soybeans
      For Extended Credit Terms Orders
      • Customer must be credit qualified by FBN Finance, LLC, and all loan documents must be fully executed
      • Payment in full must be made by 1/1/2022; default interest rate charges apply

      FULFILLMENT
      •     Discount to be applied as part of the checkout process in the FBN Direct Store

      GENERAL REQUIREMENTS
      •     FBN Member Account
      •     Member must have up-to-date tax exemption on file with FBN
      •     The purchase of Master FarmerTM corn and Paloma SeedTM Enlist E3® soybeans requires a Grower
            Technology Agreement (GTA) from each of their respective technology providers be on file
      •     Signed Master Distribution Agreement (MDA) and 2021 Annual Program Year Terms

  Copyright © 2014 - 2020 Farmer’s Business Network, Inc. All rights Reserved. “Farmers Business Network,” “FBN,” “FBN Direct,” “Farmers First,” and “F2F Genetics Network” are
 registered service marks or trademarks of Farmer’s Business Network, Inc. All other trademarks are the property of their respective owners. Products available by FBN Direct are
                                         offered by FBN Inputs, LLC and are available only in states where FBN Inputs, LLC is licensed.

Input financing is offered by FBN Finance, LLC, and is available only where FBN Finance, LLC, is licensed. Terms and conditions apply. To qualify, a borrower must be a member of
Farmer’s Business Network, Inc., and meet certain underwriting requirements. Interest rates and fees will vary depending on your individual situation. Not all applicants will qualify.
CROP PROTECTION EARLY PURCHASE/
                                                      CASH DISCOUNT PROGRAM
                                                       PROGRAM PERIOD | 10/1/2020 - 2/28/2021

 PROGRAM SUMMARY
 •     Lock in great offers on crop protection by buying early
 •     Combine with cash discount or input financing for optimal savings

 PROGRAM TERMS

                                                                    Early Order Discount                                     Extended Credit Terms +
     Sales Order Acknowledgment Date
                                                                (Cash, Check, or Credit Card)                                  Early Order Discount

          11/1/2020 - 11/30/2020                                                   8%                                   0% interest PLUS 4% discount

          12/1/2020 - 12/31/2020                                                   7%                                   0% interest PLUS 3% discount

            1/1/2021 - 2/28/2021                                                   6%                                   0% interest PLUS 2% discount

 EARLY PURCHASE QUALIFICATIONS
 •     US FBN members making crop protection purchases in any state where FBN Direct/FBN Inputs, LLC is
       licensed.

 QUALIFYING PRODUCTS
 •     All crop protection (herbicides, fungicides, insecticides/miticides), adjuvant, biological, and fertilizer products.

 FOR EXTENDED TERMS ORDERS
 •     Customer must be credit qualified by FBN Finance, LLC, and all loan documents must be fully executed
 •     Payment in full must be made by 1/1/2022. Default interest rate charges apply

 FULFILLMENT
 •     Discount automatically applied as part of the checkout process in the FBN Direct Store

 GENERAL REQUIREMENTS
 •     FBN Member Account
 •     Member must have up-to-date tax exemption form and, where required, Restricted Use Pesticide (RUP)
       certificate on file with FBN
 •     Signed Master Distribution Agreement (MDA)

Copyright © 2014 - 2020 Farmer’s Business Network, Inc. All rights Reserved. “Farmers Business Network,” “FBN,” “FBN Direct,” and “Farmers First” are registered service
   marks of Farmer’s Business Network, Inc. FBN Direct products are offered by FBN Inputs, LLC and are available only in states where FBN Inputs, LLC is licensed.

ALWAYS READ AND FOLLOW LABEL DIRECTIONS. It is a violation of federal and state/provincial law to use any pesticide product other than in accordance with its label.
  The distribution, sale and use of an unregistered pesticide is a violation of federal and/or state law and is strictly prohibited. We do not guarantee the accuracy of any
 information provided on this page or which is provided by us in any form. It is your responsibility to confirm prior to purchase and use that a product is labeled for your
                       specific purposes, including, but not limited to, your target crop or pest and its compatibility with other products in a tank mix.
PRICE GUARANTEE PROGRAM
                                                         PROGRAM PERIOD | 9/1/2020 - 2/28/2021

PROGRAM SUMMARY
•        Buy early and save with confidence on select crop protection products through the Price Guarantee Program
•        When you purchase qualifying crop protection products through FBN DirectSM before February 28, 2021, you’re
         protected if the price drops before you take delivery
•        FBN will credit you the difference on price guaranteed products.

PROGRAM TERMS
The Price Guarantee program applies to the following products sold through FBN Direct:
• Any Willowood USA or Generic Crop Science branded or other non-branded/generic crop protection products
• Eligible products will be specifically annotated “PG” on fbn.com and the applicable Sales Order Acknowledgment

                          Offer                                                        Requirement                                           Purchase Deadline

         Price Guarantee on Select                          Buy any Willowood USA or Generic Crop Science
                                                                                                                                          9/1/2020 - 2/28/2021
       Purchases through FBN Direct                          branded or other non-branded/generic product

PRICE GUARANTEE QUALIFICATIONS
•       Purchases made in any state where qualifying crop protection products are available for sale by FBN Direct
•       Qualifying products:
        • Only Willowood USA or Generic Crop Science branded or other non-branded/generic products qualify
        • Products from the following manufacturers do not qualify: ABM, Amvac, Amvac Chemical Corporation,
            Arysta/Arysta LifeScience, BASF (including BASF Ag Products and BASF Corporation), Bayer CropScience/
            Bayer Environmental Science, Cheminova, Dow/Dow AgroScience, DuPont/DuPont Crop Protection, FMC/
            FMC Corporation, Gowan, Monsanto (including Monsanto BioAg and Monsanto Company), PBI/Gordon,
            Syngenta Crop Protection, Valent U.S.A. Corporation Agricultural Products, and Winfield Solutions.
•       While Price Guarantee credits are only issued on purchases through 2/28/2021, credits are valid to be used on
        purchases made by 8/31/2021.

FULFILLMENT
•       Qualifying purchases made by 2/28/2021 will be identified as Price Guaranteed purchases.
•       On a monthly basis, the FBN Direct team will identify which accounts are due to receive a Price Guarantee credit
        and issue the credits. Upon issue, the credits are available to be used immediately and will automatically be
        applied to the member’s next transaction.
•       Price Guarantee credits have no cash value.
•       Price Guarantee credits expire at the end of Program Year 2021 (8/31/2021) and must be used on a purchase to
        be delivered by the end of Program Year 2021.

GENERAL REQUIREMENTS
•       FBN Member account
•       Member must have up-to-date tax exemption and, where required, RUP certificate on file with FBN
•       Signed MDA and 2021 Annual Program Year Terms

   Copyright © 2014 - 2020 Farmer’s Business Network, Inc. All rights Reserved. “Farmers Business Network,” “FBN,” “FBN Direct,” “Farmers First,” “F2F” and “F2F
Genetics Network”are registered service marks of Farmer’s Business Network, Inc. FBN Direct products are offered by FBN Inputs, LLC and are available only in states
                                                                where FBN Inputs, LLC is licensed.

     ALWAYS READ AND FOLLOW LABEL DIRECTIONS. It is a violation of federal and state/provincial law to use any pesticide product other than in accordance with its
    label. The distribution, sale and use of an unregistered pesticide is a violation of federal and/or state law and is strictly prohibited. We do not guarantee the accuracy
    of any information provided on this page or which is provided by us in any form. It is your responsibility to confirm prior to purchase and use that a product is labeled
                     for your specific purposes, including, but not limited to, your target crop or pest and its compatibility with other products in a tank mix.
2021 FBN ® INPUT FINANCING PROGRAM
                                       PROGRAM PERIOD | 9/1/2020 - 8/31/2021

PROGRAM SUMMARY
•     Get financing to make input purchases from FBN Direct®
•     Opportunities to purchase at 0% interest and/or maintain the ability to make purchases
      on 0% interest all season long

PROGRAM TERMS
•      The financing offers listed below apply to the following product categories
       • From FBN Direct®: Seed, crop protection, adjuvants, biologicals, fertilizer, and livestock feed; and
          from FBNTM Pharmacy: livestock pharmaceuticals

                     Offer                                    Requirement                        Purchase Window

                                              Any financed purchase of products from the
    Standard 0% financing on all purchases                                                    9/1/2020 - 3/31/2021
                                                        categories listed above.

                                              Any financed purchase of products from the
       Extended terms (4.5%) financing                                                        4/1/2021 - 8/31/2021
                                                        categories listed above.

                                                 Any purchase(s) of products from the
     0% Club (maintain 0% interest for all
                                              categories listed above totalling $35,000 or    9/1/2020 - 3/31/2021
       purchases through 8/31/2021)
                                                                greater.
                                               A new member is eligible for the 0% Club if
            New Member 0% Club                they purchase $25,000 or more in qualifying     4/1/2021 - 8/31/2021
                                                 products within 30 days of signing up.

GENERAL INPUT FINANCING QUALIFICATIONS
•      Input financing is available to FBN members where FBN Finance is licensed to offer input financing, which
       includes the following states:
       • AL, AZ, AR, CA, CO, FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MI, MN, MS, MO, MT, NE, NJ, NM, NY, NC, ND, OH,
           OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WV, WI, WY

Qualifying Products
• From FBN Direct®: Seed, crop protection, adjuvants, biologicals, fertilizer, and livestock feed; and
   from FBNTM Pharmacy: livestock pharmaceuticals

0% Club Qualifications
•      Customer must be credit qualified by FBN Finance, LLC, and all loan documents must be fully executed
•      Members must make purchases from the approved categories totalling $35,000 or more by 3/31/2021
•      Qualifying purchases may include shipping or delivery fees, but must result in a net total of $35,000 or greater
       after applying any discounts or credits
•      New FBN members may qualify for 0% Club by making purchases from the approved categories totalling
       $25,000 or more within 30 days of sign-up
•      Payment in full must be made by 1/1/2022; default interest rate charges apply
2021 FBN ® INPUT FINANCING PROGRAM
                                                            PROGRAM PERIOD | 9/1/2020 - 8/31/2021

        FULFILLMENT
        •     Credit-approved customers will select “Use Extended Terms” in the Payment screen as part of the Checkout
              process in the FBN Direct Store

        GENERAL REQUIREMENTS
        •     FBN Member Account
        •     Must complete a credit application and be approved by FBN Finance or our lending partner
              (ProPartners Financial)
        •     Member must have up-to-date tax exemption form on file with FBN

Copyright © 2014 - 2020 Farmer’s Business Network, Inc. All rights Reserved. “Farmers Business Network,” “FBN,” “FBN Direct,” and “Farmers First” are registered service marks of
             Farmer’s Business Network, Inc. FBN Direct Services are offered by FBN Inputs, LLC and are available only in states where FBN Inputs, LLC is licensed.

Input financing is offered by FBN Finance, LLC, and is available only where FBN Finance, LLC, is licensed. Terms and conditions apply. To qualify, a borrower must be a member of
Farmer’s Business Network, Inc., and meet certain underwriting requirements. Interest rates and fees will vary depending on your individual situation. Not all applicants will qualify.
2021 PALOMA™ ENLIST E3® SOYBEAN + CORN OFFER
                                                             PROGRAM PERIOD | 9/1/2020 - 12/31/2020

      PROGRAM SUMMARY
      •     Combine the value of our high performing corn hybrids with the most in-demand soybean trait in the industry!
      •     Offer available only while supplies last

      PROGRAM TERMS

                  Offer                                                  Requirement                                                       Purchase Deadline

                                       •     Pair a purchase of at least 90 units of Paloma™ Enlist
           Paloma Seed™                      E3® soybeans with an order of corn, and you’ll receive
                                             $5/unit store credit for each unit of corn purchased                                      9/1/2020 - 12/31/20 or
             Enlist E3®
                                                                                                                                         while supplies last
          Soybeans + Corn              •     Minimum order of 45 units of corn
                                       •     Store credit capped at 90 units of corn

      PURCHASE QUALIFICATIONS
      FBN members in the following states:
         • AL, AZ, AR, CA, CO, FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MI, MN, MS, MO, MT, NE, NJ, NM, NY, NC, ND, OH,
            OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WV, WI, WY
      Qualifying Products
         • Paloma SeedTM Enlist E3® soybeans
         • F2F Genetics Network® brand corn
         • Master FarmerTM brand corn

      FULFILLMENT
      •      Credits based on qualifying purchases made through October 31 will be issued in November. Credits based
             on qualifying purchases made November 1 through December 31 will be issued in February.
      •      Store credit issued will be capped at a maximum of 90 units of corn (or $450), even if buyer purchases
             more than 90 units
      •      Store credit must be used on products that are purchased and delivered by September 30, 2021

      GENERAL REQUIREMENTS
      •      FBN Member Account
      •      Member must have up-to-date tax exemption form on file with FBN
      •      The purchase of Master FarmerTM corn and Paloma SeedTM Enlist E3® soybeans require a Grower
             Technology Agreement (GTA) from each of their respective technology providers be on file
      •      Signed Master Distribution Agreement (MDA) and 2021 Annual Program Year Terms

  Copyright © 2014 - 2020 Farmer’s Business Network, Inc. All rights Reserved. “Farmers Business Network,” “FBN,” “FBN Direct,” “Farmers First,” and “F2F Genetics Network” are
 registered service marks or trademarks of Farmer’s Business Network, Inc. All other trademarks are the property of their respective owners. Products available by FBN Direct are
                                         offered by FBN Inputs, LLC and are available only in states where FBN Inputs, LLC is licensed.

Input financing is offered by FBN Finance, LLC, and is available only where FBN Finance, LLC, is licensed. Terms and conditions apply. To qualify, a borrower must be a member of
Farmer’s Business Network, Inc., and meet certain underwriting requirements. Interest rates and fees will vary depending on your individual situation. Not all applicants will qualify.
2021 SEED NETWORK DATA CONTRIBUTION PROGRAM
                                                          PROGRAM PERIOD | 9/1/2020 - 2/28/2021

     PROGRAM SUMMARY
     •     Contributing data to the network brings significant value to our members
     •     Now members can earn store credit for 2021 purchases when 2020 F2F Genetics Network® and Master FarmerTM
           product yield data is uploaded

     PROGRAM TERMS

                                                                                                                                             Data Submission
                                     Offer                                                      Requirement
                                                                                                                                                Deadline

           $3/unit store credit following purchase of
                                                                               Submit 2020 F2F Genetics Network®
            F2F Genetics Network or Master Farmer                                                                                                2/28/2021
                                                                                and/or Master Farmer™ yield data
                       corn for the 2021

      PURCHASE QUALIFICATIONS
      •     FBN members in the following states
            • AL, AZ, AR, CA, CO, FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MI, MN, MS, MO, MT, NE, NJ, NM, NY, NC, ND, OH,
                OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WV, WI, WY
      •     Data contribution needs are specific to 2020 F2F Genetics Network® and Master Farmer™ products
      •     A grower with precision equipment must submit precision yield data
            • Submission of scale tickets is also encouraged
      •     Where precision equipment isn’t available, the submission of manual harvest results will be allowed. To
            submit manual harvest results go to https://www.fbn.com/operation and
                    1. “Add Event” for planting to give the seed name
                    2. “Add Event” for harvest to give the yield
      •     Yield data must include seed brand names matched up with F2F Genetics Network® or Master Farmer™
            seed brand names. See full list here: https://www.fbn.com/varieties/view?y=2020
      •     Data must be submitted by February 28, 2021
      •     Purchase F2F Genetics Network or Master Farmer corn for the 2021 season

      FULFILLMENT
      •     Store credit to be issued on a monthly basis following FBN validation that member has contributed data
            and booked a qualifying seed purchase
      •     Use store credit to further increase ROI by investing in chemicals, adjuvants, fungicides, etc.
      •     Store credit must be used on products that are purchased and delivered by September 30, 2021
      •     Store credit limited to a maximum of $1,000 for this program

      GENERAL REQUIREMENTS
      •     FBN Member Account

Copyright © 2014 - 2020 Farmer’s Business Network, Inc. All rights Reserved. “Farmers Business Network,” “FBN,” “FBN Direct,” “Farmers First,” “F2F” and “F2F Genetics Network”
are registered service marks or trademarks of Farmer’s Business Network, Inc. All trademarks are the property of their respective owners. FBN Direct products are offered by FBN
                                                 Inputs, LLC and are available only in states where FBN Inputs, LLC is licensed.
2021 SEED REPLANT PROGRAM
                                                           PROGRAM PERIOD | 9/1/2020 - 6/30/2021

      PROGRAM SUMMARY
      •     FBN DirectSM will provide a replant seed program for corn, soybeans, sorghum and alfalfa

      PROGRAM TERMS

                                            Offer                                                                         Requirement

                                                                                            All claims for replant of seed originally planted spring
           50% off published pricing for replanting purposes
                                                                                                   2021 must be submitted by June 30, 2021

      REPLANT PROGRAM QUALIFICATIONS
      FBN members in the following states
      • AL, AZ, AR, CA, CO, FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MI, MN, MS, MO, MT, NE, NJ, NM, NY, NC, ND, OH, OK,
         OR, PA, SC, SD, TN, TX, UT, VA, WA, WV, WI, WY
      Qualifying products
      • F2F Genetics Network® brand corn, soybeans and alfalfa
      • Master FarmerTM brand corn
      • Warner Seeds® sorghum
      • Paloma SeedTM soybeans
      • Blue River Organic Seed® NOT included.

      GENERAL REQUIREMENTS
      •     Planting records must show that seed was planted in a particular field between the initial and final planting
            dates used by the USDA Risk Management Agency for Multiple Peril Crop Insurance purposes
      •     Field must be affected by conditions requiring replant of seed
      •     All claims for replant of seed originally planted spring 2021 must be submitted by June 30, 2021
      •     Replant claims require approval by an FBN Seed District Sales Manager
      •     Replant claims relating to seed treatment claims are excluded
      •     All issues arising from the seed treatment are subject to the terms of the FBN Limitation of Warranty and Remedy
      •     Replant seed is subject to availability while supplies last; no substitutions
      •     Member is responsible for the cost to transport all seed product to be used for replant purposes from the
            applicable FBN location and must pay FBN for all expenses relating to its delivery

 Copyright © 2014 - 2020 Farmer’s Business Network, Inc. All rights Reserved. “Farmers Business Network,” “FBN,” “FBN Direct,” “Farmers First,” “F2F” and “F2F Genetics Network”
is a trademark of Farmer’s Business Network, Inc. All trademarks are the property of their respective owners. FBN Direct products are offered by FBN Inputs, LLC and are available
                                                                 only in states where FBN Inputs, LLC is licensed.
2021 SEED SALES GUARANTEE
                                                           PROGRAM PERIOD | 9/1/2020 - 8/31/2021

      PROGRAM SUMMARY
      •     If something’s wrong with your order, we’ll make it right.
      •     Buy with confidence knowing we’ll refund you the full value of your original order.

      PROGRAM TERMS
      •     The following offer applies to any seed or crop protection purchases during the program period.

                           Offer                                                                        Requirement

                                                        Farmer must reject products at time of delivery so they can be returned to FBN
              100% Sales Guarantee
                                                                              in original, undamaged condition.

      GENERAL SALES GUARANTEE QUALIFICATIONS
      •     If FBN cannot deliver an order within 3 days of the requested/scheduled delivery window, the farmer can either
            choose to reschedule to a later date, or can elect to receive a refund for 100% of the value of their original order
      •     A farmer may also be eligible for a full refund if a product was not formulated according to the label or the
            product was physically damaged during the shipping process
      •     If products arrive visibly damaged or with the product label removed, missing or illegible, buyer must
            immediately reject products and not accept delivery
      •     If the delivered product is damaged, the buyer must indicate the damage on the delivery receipt and contact
            FBN within twenty-four (24) hours for correction so the product(s) can be returned to FBN in original condition
            • For seed orders, seed bags must remain unopened/unbroken and seed boxes must remain sealed

      FULFILLMENT
      •     FBN member must reject product shipment at time of delivery
      •     FBN member must notify FBN Sales Representative, Customer Support Representative, or other FBN personnel
            of shipment rejection and invoke the 100% Sales Guarantee no later than at the time of product delivery.

 Copyright © 2014 - 2020 Farmer’s Business Network, Inc. All rights Reserved. “Farmers Business Network,” “FBN,” “FBN Direct,” “Farmers First,” “F2F” and “F2F Genetics Network”
is a trademark of Farmer’s Business Network, Inc. All trademarks are the property of their respective owners. FBN Direct products are offered by FBN Inputs, LLC and are available
                                                                 only in states where FBN Inputs, LLC is licensed.
2021 SWAPS, EXCHANGES, AND RETURNS POLICY
                                      PROGRAM PERIOD | 9/1/2020 - 9/30/2021

PROGRAM SUMMARY
•    When plans change, it’s good to have options
•    Adjust your plans, as needed, with swaps, exchanges, and returns for your purchases

PROGRAM TERMS
•    See the table below for details on returns, swaps, and exchanges

          Offer                                                Requirement
                          Products ordered but not yet delivered may be swapped for any products in inventory at
     Product Swap
                               least 14 days before the “No Earlier Than” delivery date with no cost to swap
                                Products that have been delivered may be exchanged for other products in
    Product Exchange     inventory within 60 days of delivery with no cost to exchange; FBN member is responsible
                                       for a $150 shipping and handling fee to return products to FBN
    Product Returns:       Seed returns are subject to an 8% restocking fee and $150 shipping and handling fee;
         Seed                             Seed returned after June 30, 2021 will not be refunded
    Product Returns:     Crop protection returns are subject to an 8% restocking fee and $150 shipping & handling
    Crop Protection        fee; crop protection products returned after September 30, 2021 will not be refunded

PRODUCT SWAP QUALIFICATIONS
•     FBN member must notify FBN of a product swap at least 14 days before the “No Earlier Than” delivery date
•     A revised Sales Order and a new Sales Order must be signed at least 14 days prior to the Delivery Date
•     New products being requested by the FBN member must be of equal or greater value (using current price of
      newly-requested products) than the originally-purchased products.

PRODUCT EXCHANGE QUALIFICATIONS
•     FBN member must request a product return within 60 days of delivery
•     New products being requested by the farmer must be of equal or greater value (using current price of
      newly-requested products) than the originally-purchased products
•     FBN member is responsible for a $150 shipping and handling fee to return products to FBN
•     Exchanged products must be exchanged in whole quantities, and must be the same products (as determined
      by product lot number) that were originally purchased
•     If a Buyer makes an exchange for products of less value than the original purchase, the balance will be issued
      as FBN Direct credit
•     Products must be in original, undamaged condition
•     Any seed that is open, seal broken or has damage to the packaging will not be accepted for
      exchanges or returns
•     For seed exchanges only:
      • Member may not exchange soybean products
      • Member must initiate request and complete return shipment by June 30, 2021
•     For crop protection exchanges only:
      • Member must initiate and complete return and exchange of products by September 30, 2021
•     FBN member may exchange products one time per Sales Order
•     Any new Sales Order for product exchanges will need to be paid using the same payment method. For
      example, if the original Sales Order is Cash Up Front, a new Sales order for product exchange must also be
      paid Cash Up Front
•     FBN reserves the right to refuse exchanges on special order products
2021 SWAPS, EXCHANGES, AND RETURNS POLICY
                                                          PROGRAM PERIOD | 9/1/2020 - 9/30/2021

     PRODUCT RETURN QUALIFICATIONS
     •     FBN member must request a product return within 60 days of delivery
     •     For seed returns only:
           • Member may not return soybean products
           • Member must initiate request and complete the return of products by June 30, 2021
     •     For crop protection returns only:
           • Member must initiate request and complete the return of products by September 30, 2021
     •     Product returns are subject to an 8% restocking fee, which will be calculated based on the original purchase
           value of the returned products; Member will be refunded the remaining value of the returned product
     •     Returned products must be returned in whole quantities, and must be the same products
           (as determined by product lot number) that were originally purchased
     •     Products must be in original, undamaged condition; any seed that is open, seal broken or has damage to the
           packaging, will not be accepted for exchange or return
     •     FBN member may only return products one-time per Sales Order
     •     FBN reserves the right to refuse returns on special order products
     •     FBN member is responsible for a $150 shipping and handling fee to return products to FBN

     FULFILLMENT
     •     Member should initiate a swap, exchange, or return request with their FBN Sales Representative, Support
           Representative, or other FBN personnel, as appropriate

 Copyright © 2014 - 2020 Farmer’s Business Network, Inc. All rights Reserved. “Farmers Business Network,” “FBN,” “FBN Direct,” “Farmers First,” “F2F” and “F2F Genetics Network”
is a trademark of Farmer’s Business Network, Inc. All trademarks are the property of their respective owners. FBN Direct products are offered by FBN Inputs, LLC and are available
                                                                 only in states where FBN Inputs, LLC is licensed.
ORDER CANCELLATION POLICY
                                                          PROGRAM PERIOD | 9/1/2020 - 9/30/2021

     PROGRAM SUMMARY
     •     Plans can change, so it’s good to have options. Adjust your plans, as needed, with an order cancellation

     PROGRAM TERMS
     •     The following Cancellation offer applies to any seed or crop protection purchases within the program period.

                           Offer                                                                        Requirement

            Order Cancellation Policy                            Member can cancel an order before the scheduled shipment date.

     GENERAL ORDER CANCELLATION QUALIFICATIONS
     •     Member must notify FBN of a request to cancel an order at least 14 days before the schedule “No Earlier
           Than” shipment date.
     •     A member cancelling an order will incur an 8% cancellation fee
     •     Where a member has made payment, the remainder (92%) will be refunded to the member within 14 days of
           confirmation of cancellation and confirmation of customer request from the customer service team.
     •     Where a member has not made payment, the cancellation fee is due and will be collected at the
           time of cancellation.

     FULFILLMENT
     •     Member must notify FBN Sales Representative, Customer Support Representative, or other FBN personnel in
           writing of order cancellation at least 14 days before the scheduled delivery date

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