COMMUNICATOR - Cedar Point Federal Credit Union

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COMMUNICATOR - Cedar Point Federal Credit Union
COMMUNICATOR                                                                                            SPRING 2021

                                                                                                         A LOOK INSIDE
                                                                                                         THINK OUTSIDE THE MAILBOX
                                                                                                             CREDIT SENSE UPDATE
                                                                                                        SCHOLARSHIP ANNOUNCEMENT
                                                                                                         HOME EQUITY LINES OF CREDIT
                                                                                                              SECURITY REMINDER
                                                                                                                 FREE SEMINARS
                                                                                                             COMMUNITY SUPPORT
                                                                                                            EMPLOYEE APPRECIATION

Think Outside the Mailbox with eStatements
Did you know that Cedar Point                                                           statements, you are required to prove
consumes over eight trees per year by                                                   that you can access your eStatements.
sending paper statements through the                                                    To comply with this law, Cedar Point
mail? We think that is eight trees too                                                  requires that you log in to digital banking
many, so we are pledging to change                                                      to request eStatements. We cannot sign
our paper usage habits! To reduce our                                                   you up for eStatements on your behalf.
carbon footprint, Cedar Point is kicking
off our Think Outside the Mailbox                                                       To sign up for eStatements, simply log in
Campaign. We encourage all of our                                                       to your Digital Banking account on any
members to go green by opting out of                                                    device. Choose Secure Forms from the
paper statements and signing up for                                                     Profile drop-down menu. Choose the
eStatements through Digital Banking                                                     form “eStatement Selection.” Finally, fill
instead. Signing up for eStatements will                                                out the brief form and hit Submit.
help you avoid fees in the future.
                                                                                        Thank you for helping us reduce our
To say thank you for helping us go green,                                               carbon footprint by signing up for
                                            into a drawing to win a $500 cash
Cedar Point is giving away $1,500 in                                                    eStatements. Please visit our eStatement
                                            prize or a $25 gift card. Winners will be
prizes! If you sign up for eStatements,                                                 page listed below for more information
                                            announced in May.
you could be a winner! Anyone who                                                       and to view the official drawing rules.
has signed up for eStatements by April      In accordance with the E-Sign Act
30, 2021 will be automatically entered      of 2000, in order to turn off paper         cpfcu.com/eStatements
COMMUNICATOR - Cedar Point Federal Credit Union
Thank you to our
employees for 5+ years
of exceptional service!
    APRIL
    Owen Lewis             20
    Debi Melendez          14
    Emerlinda Potter       5
    Tyneshia Holley        5

    MAY
    Aaron Chase            23
    Dora Carrick           20
    Nate Shoaf             15
    BJ Sievers             13
    Angela Swann           9
    Colette Thomas         5
    Shannon DiMichele       5
                                                  Home Equity Lines of Credit
    Mallory Conner         5                      A Home Equity Line of Credit (HELOC)        as 3.99%* Annual Precentage Rate, you
    Kristin Kauffman       5                      is a line of credit secured by the home     could save on interest expenses from
                                                  you own. It allows you to borrow money      high-rate credit cards or loans. Our
    JUNE                                          as needed up to an approved credit limit,   HELOC experts at Cedar Point offer
                                                  much like a credit card. Due to high        quick turnaround during the application
    Denette Slade          26
                                                  demand, many financial institutions have    process. Visit our website to apply while
    Shelly Johnson         25                     temporarily stopped accepting HELOC         this offer lasts.
    Carole Matthews        21                     applications, but Cedar Point hasn’t!
    Cherron Godinez        8
                                                                                              cpfcu.com/Home-Equity
                                                  Whether you need funds to renovate
    Victoria Cash          8                      your home, send your kids to college, pay   *Best rates are based upon approved credit.
                                                  off debt, or cover unexpected expenses,     The rate is a variable rate and may increase.
    Sara Wolf              7
                                                  a HELOC is an excellent option for          Maximum rate is 15%. Closing costs estimated
                                                                                              at $2,200 to $2,400 on a $60,000 HELOC.
                                                  many homeowners. With rates as low
                                                                                              NMLS #449975

AUTO LOAN
RATES AS LOW AS

1.99 %
   APPLY TODAY
                                        APR

 CPFCU.COM/AUTO
  Limitations apply. APR = Annual Percentage Rate.
  Rates accurate 4.1.21. Federally Insured by NCUA.
COMMUNICATOR - Cedar Point Federal Credit Union
Scholarship Announcement
Credit Sense Has a New Look                                                                           Cedar Point is proud to                        union education, knowledge,
                                                                                                      announce that one of our                       and      leadership    skills.
                                                                                                      own employees recently                         Sanford plans to use this
With Credit Sense in Digital                 New Credit Score Analysis
                                                                                                      received an impressive                         $3,500 scholarship towards
Banking, you can securely                    Quickly evaluate all areas
                                                                                                      scholarship.         Ashleigh                  her bachelor’s degree in
check your credit score                      that make up your credit
                                                                                                      Sanford, an employee in                        Business      Administration
in just a few taps. The                      score.
                                                                                                      our Lending Department, is                     from the University of
credit score module has
                                             New Interactive Simulator                                the recipient of the George                    Maryland Global Campus.
been updated with a new
                                             Select various financial                                 E.    Myers      Scholarship,                  Sanford has worked at
modern design and exciting
                                             decisions to see how they                                presented by the Defense                       Cedar Point for over five
new features to help you
                                             might affect your score.                                 Credit Union Council. This                     years and has proven to be
understand and improve
                                                                                                      scholarship is for volunteers,                 a valuable team member.
your financial health. Log
                                             More Graphics and Charts                                 management, or staff of                        Congratulations to Ashleigh
in to Digital Banking to
                                             Gain additional insights as                              DCUC       member       credit                 for    this    well-deserved
activate this free credit
                                             you identify your spending                               unions so they can further                     recognition!
score module today!
                                             patterns.                                                their professional credit

                                                Tips for Keeping Your Accounts Secure
                                                Cedar Point will never ask                      information from a phone                         the legitimacy of the call or
                                                for your digital banking full                   number claiming to be Cedar                      text message. Also, remember
                                                username or password. If                        Point, do not respond. Instead,                  to never give out your debit or
                                                you receive a call or text                      hang up and call Cedar Point                     credit card information to an
                                                message asking for personal                     at 301-863-7071 to verify                        unfamiliar phone number.

                        FREE FINANCIAL SEMINARS
  PRESENTED BY CEDAR POINT FINANCIAL SERVICES, INC.
                           A wholly owned subsidiary of Cedar Point Federal Credit Union

         ESTATE PLANNING                                                        FEDERAL EMPLOYEE BENEFITS
    Wednesday, April 21, 2021 at 6PM                                            Wednesday, May 12, 2021 at 6PM
            Presented by Joann Wood of                                              Presented by Colleen S. Blundell,
       The Law Office of Joann M. Wood, LLC.                                Certified Federal Employee Benefits Consultant

                                    RESERVE YOUR SEAT TODAY!
                  All seminars are free and open to the public. Register online at
                   cpfcu.com/Seminars or by calling 301-863-7071 ext 8463
Colleen Blundell is a Registered Representative of and Securities and investment advisory services offered through Hornor, Townsend & Kent,
LLC (HTK), Registered Investment Adviser, Member FINRA/SIPC, 161 Washington Street, Suite 700, Conshohocken, PA 19428. 610-771-0800.
HTK does not offer tax or legal advice. Cedar Point Federal Credit Union and Cedar Point Financial Services, Inc. are not affiliated with HTK. The
Law Office of Joann M. Wood LLC is unaffiliated with HTK. Securities and Investment Advisory Services are not a deposit, are not guarantees or
obligations of Cedar Point Credit Union, and are not insured by NCUA/NCUSIF/FDIC or any other bank or government entity.
3433532CC_Feb23
COMMUNICATOR - Cedar Point Federal Credit Union
Red
                                                                                                                              t
 Community Support                                                                                                      Carpe
 Cedar Point is dedicated to having a positive                Employee Appreciation Week                                 Day
 impact on the communities we serve! If your
 charitable organization needs some support,                  Did you know that March 5,         Employees were also treated to
 we may be able to help.                                      2021 was National Employee         lunch at the end of the week,
                                                              Appreciation Day? For the          with Executive Team members
 All charitable giving and corporate sponsorships
                                                              management team, one day           personally delivering the food
 must fall into one of the following categories:
                                                              was not enough to show our         and spending time with the
                      Health                                  employees how much they are        employees. Games were played,
                                                              appreciated. So we celebrated      prizes were awarded and smiles
                   Education                                  for the entire week!               were abundant.

                                                              We held a Spirit Week, complete    The management team sincerely
                      Youth                                   with a costume contest each        thanks each of our employees
                                                              day. The daily themes were Team    for their dedication to the credit
                     Cultural                                 Spirit Day, Decade Day, Red        union. Because of them, we are
                                                              Carpet Day, and Black & White      able to fulfill our brand promise
   Family Entertainment & Fine Arts*
                                                              Day, with a casual day on Friday   of turning goals into reality by
          Community Service &                                 to round out the week. Prizes      providing financial solutions
                                                              were awarded to eight lucky        with integrity, honesty and
        Community Improvement**                               employees for their spirit-gear.   outstanding service.
 *Programs/Organizations which enhance the
 communities we serve by providing family-
 oriented entertainment events and venues and
 fine art performances.                                                      UPCOMING HOLIDAYS
 **Programs/Organizations which enhance                                Memorial Day                       Labor Day
 the communities we serve through non-profit                          Monday • May 31                Monday • September 6
 service that seeks to improve and better                                CLOSED                            CLOSED
 specific groups, projects, or populations.
                                                                      Independence Day
 To learn more and apply visit our website.                            Monday • July 5           See all our hours of operation
                                                                          CLOSED                 at cpfcu.com/Locations-Hours
 cpfcu.com/Community

           CEDAR POINT FEDERAL CREDIT UNION                                                          BOARD OF DIRECTORS
                       www.cpfcu.com • cpfcu@cpfcu.com                                             Gene W. Townsend • Chairman
                                                                                                 Robert A. Clements • Vice Chairman
   301-863-7071                    LEONARDTOWN                          WALDORF                      Patricia Robrecht • Treasurer
  Fax 301-863-0137
                                40885 Merchants Lane #19
                                 Leonardtown, MD 20650
                                                                      Coming soon!                   B. Michael Legg • Secretary
                                                                                                 Dr. Bob Schaller • Supervisory Chair
HEADQUARTERS OFFICE                                                   ATM LOCATIONS                      Bruce K. Jackson, Sr.
                                  PRINCE FREDERICK                 www.cpfcu.com/ATM
& FINANCIAL SERVICES                   90 Auto Drive                                                          Anne Marum
     22745 Maple Road           Prince Frederick, MD 20678                                              Kelly Robertson-Slagle
 Lexington Park, MD 20653
                                                                        TELLER24
                                                              301-863-0057 • 800-444-6119                 William B. Wagoner
   LEXINGTON PARK                 CHARLOTTE HALL                                                   Charles Roach • President/CEO
                                 30330 Three Notch Road
  21748 Three Notch Road                                        NEWSLETTER EDITORS
 Lexington Park, MD 20653        Charlotte Hall, MD 20622                                        ASSETS AS OF DECEMBER 2020
                                                               Stephanie Taubert • Jeni Coster
                                                               Kristin Kauffman • Linda Knott      Loans		             $271,281,765
                                                                                                   Assets		            $673,665,145
                                          Federally          PROUD                                 Shares		            $611,233,530
                                         Insured by          MEMBER
                                           NCUA              2021                                  Members		           44,836
COMMUNICATOR - Cedar Point Federal Credit Union COMMUNICATOR - Cedar Point Federal Credit Union COMMUNICATOR - Cedar Point Federal Credit Union COMMUNICATOR - Cedar Point Federal Credit Union COMMUNICATOR - Cedar Point Federal Credit Union COMMUNICATOR - Cedar Point Federal Credit Union
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