NECSA PENSIONER DAY Presented by: Dr Dieter Tillwick Chairperson: Pensioner Committee
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Date NECSA PENSIONER DAY Presented by: Dr Dieter Tillwick Chairperson: Pensioner Committee
Major Personnel Changes the Past Year
Major personnel changes over the past year:
1. Mr Fred Botha the MSC chairperson (11years) and member (6 years)
retired and chaired the last MSC meeting Jul 18
A new MSC chair has not as yet been elected
2. Mrs Petra Grundling the Necsa HR representative for pensioner
matters retired end Sep 18 after serving pensioners for 32 years
Necsa HR for pensioner matters will now be provided by
Anita Wright, Lebogang Boikhutso and Mpotseng Maruping
3. Dr Anthony Jackson the PC member retired Oct 18 after 18 years
Co-opted Petra Grundling on PC Oct 18 for election today
3. Mr Andre Coetsee the MSC PV Union member for 15 years has
retired Nov 18
Co-opted Andre Coetsee on PC Apr 18 for election today
5. Dr Themba Tyobeka elected co-opted member on PC the 2 years
Co-opted as PC Member Oct 18 for ratification today
2
Members of Pensioner Committee
Years Service/Experience
1 Chairperson Dieter Dr D Tillwick 5 + 4 experience
2 Treasurer Willie Mr W G de Kock 3
3 Secretary Mike Mr M Britton 5
4 Member Buzz Mr B Leuner 4
5 Member * Andre Mr AS Coetsee 1 + 15 experience
6 Member + Themba Dr T Tyobeka 2
7 Co-opted Ria Mrs R van Greunen 2
8 Co-opted * Petra Mrs P Grundlingh - + 32 experience
9 Resigned Jaco Dr A Jackson 18
* Election today and + ratification today
34
Meetings during the Year
No Meeting Date
1 MSC (attended D Tillwick and M Britton) 12 Apr
1 PC 18 Apr
1 Pensioner Forum (PF) (All PC members) 18 Apr
Breakfast DH CEO Mr Jonathan Bromberg (D Tillwick) 28 Jun
Ad Hoc (MSC) (attend D Tillwick, A Coetsee, M Britton) 13 Jul
2 MSC (attended D Tillwick and A Coetsee) 19 Jul
2 PC 25 Jul
2 Pensioner Forum (PF) (All PC members) 25 Jul
3 MSC (attended D Tillwick and B Leuner) 18 Oct
3 PC 24 Oct
3 Pensioner Forum (PF) (All PC members) 24 Oct
1 Annual Pensioner Meeting 7 Nov
5Matters Addressed at PF & PC Meetings
1. PSG services as the medical consultant
2. PSG support services to the PC (e.g. On Necsa site, pensioner wellness
days, Annual Pensioner Day and communication)
3. Discovery and Fedhealth medical option and plan changes
4. Low cost medical plans
5. Pensioner assistance and services by Necsa Anita Wright, Lebogang
Boikhutso and Mpotseng Maruping
6. Replacement of MSC chair
7. PC composition
8. Improvements of Necsa webpage for pensionners
9. Finances
10. Pensionner matters (e.g. Communication and Necsa web page)
11. Risk Register of the PC
6Pensioners Deceased last 1 Oct 17 – 30 Sep 18
No Description
1 Members on Discovery (Retirees) 24
2 Member on Fedhealth (Retirees) 0
2 Members cash option ?
4 Continuation Member on Scheme 45
(i.e. spouse of deceased Principle Member)
Total 69
The PC expresses their sincere condolences
with the family members who lost a loved one.
7Pensioner Medical Scheme Statistics Oct 2018
Principle Adult Child
No Description of Pensioners Spouse
Member Dependant Dependant
1 Pensioner retired < 1990 -26 176 -4 32 0 1 -1 2
2 Pensioner retired > 1990 -20 585 -2 304 0 16 0 12
3 Retrenched pensioner – cont. 0 1 0 1 0 0 0 0
4 < 10 years service (10% pa) 0 4 0 3 -2 0 0 0
5 Pelchem +8 24 +7 21 +2 4 +3 3
6 NTP +2 20 +2 16 +4 4 +1 3
7 Cash option -7 84 0 31 0 0 0 0
8 Fedhealth 0 6 0 2 0 0 0 3
Total -50 900 +3 410 +4 25* +3 23
Total on Discovery/Fedhealth -33 1243 • Not subsidised 8
Red No. changes from 2017/18PRMA Subsidy Calculation 2019
Discovery Health Essential Core* & Comprehensive** Rates (R) CPI Escalated (R)
Beneficiaries Subsidy 2005 2018 2019
Principal Member (PM)* 100% 585 1227 1287
Spouse* 100% 379 793 832
Child (< 21 years)* 100% 244 512 537
Non chronic PM* ATB/MSA 80% of R354 283 593 622
Current chronic PM** 80% top-up: - PM 330 705 739
(before 1 Jan 2015 and get no ATB/MSA) - Spouse 269 562 589
- Child 47 100 105
Additional (retired before 1 Jul 1990) 80% of R136 109 227 238
CPI Inflation (%) pa and Cumulative
2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019
3.60 5.80 9.00 3.50 6.30 3.50 5.69 5.47 5.97 5.92 4.60 6.12 5.06 4.91
3.60 9.61 19.47 30.82 39.07 43.93 52,12 60.44 70.02 80.09 88.37 99.90 110.01 120.33
9Necsa PRMA Liability 31 March 2017
Description Necsa Pelchem NTP
Liability in million R Total
Pensioners mR 353 mR 27 mR 20 mR 400
Active in service mR 82 mR 18 mR 10 mR 110
No of Members Total
Pensioners 920 19 22 961
Active in service 255 60 32 347
Assumptions life expectancy after 65 years:
• Male 17.2 years
• Female 21.4 years
10Discovery Health
• Discovery average plan increase for 2018 are 9.2%
• Increase in pensioner subsidies is based on the September CPI of 4.91%
• It will thus be more problematic to keep up with the cost of medical care
• The subsidies are payable by Momentum
• We appreciate it that Necsa continues to honour their obligation in paying
these subsidies
• Please ensure that your plan option is the most suitable and affordable.
PSG has sent out letters to members who are probably not on the right plan
• Use the consulting services of Necsa and PSG who are available here
today and the next few days at Necsa
11Communication The Postal deliveries are not satisfactory and continuous improvements must be made to communicate with the 816 pensioner principle members: 1. www.necsa.co.za Necsa website under drop down menu “About Us”, click Pensioners. Which contains following information: (i) All information which had to be posted, (ii) AGM presentation and minutes (iii) Terms of Reference of Pensioner Committee (iv) Necsa, PSG and PC contact details (v) Discovery and Fedhealth 2019 updated plans and prices (vi) Wellness feedback (vii) All PSG news flashes and health awareness tips 2. SMSs (~ 700), e-mails (~ 500) and letters (~ 200) were sent to pensioners to contact PSG (Lynette Fourie) or Necsa (Anita Wright, Lebogang Boikhutso and Mpotseng Maruping) for information and assistance with plan option selection Please communicate change in addresses, telephone and cell phone numbers and e-mail addresses to Anita or upload on Necsa web page12
PSG Consultant
1 We would like to thank PSG for their work this during this year
2 Many thanks to PSG for supporting this Annual Pensioner Day
with the great lunch to follow as well as finger lunches at PF
and PC meetings
3 Presentations will follow later by PSG on:
• Discovery Health and Fedhealth changes and options,
• Gap Cover, and
• General Medical matters
4 The cash option members should please note that PSG is not
your consultant but you can complete a Third Party consent
form to appoint PSG as your consultant
13PC Saving Plan (in Rand)
Description Credit Debit Balance
Balance 30 Sep 2017 84 753
Interest 6 120
Contributions from new pensioners 500
Bank costs 37
Administration cost (farewell J Ehlers) 2322
Balance 30 Sep 2018 89 014
Notes:
1 Mr Willie de Kock prepared the financial statements
2 Once off contribution by new pensioner members > R100
3 This is a safety net for any future costs to maintain PRMA benefits
4 I appeal to all pensioners who have not made a contribution to do so
14Algemeen en Dankie
1. From 1 July 2018 the Group Life Insurance rate is R1.78 per R 1 000
2. Necsa representatives John Nkwana and staff for their support
3. PC members for their work and contribution
4. Necsa for the making this Annual Pensioner Day possible
5. PSG for the lunch today and Nerine Brink, Lynette Fourie, Kays
Mokgothu, Buhle Mtumbe, Mari Smit for their services and support
15Dankie/Thank You for Your Attendance
Geseënde Kersfees en ń voorspoedige nuwe jaar!
We wish you good health
over the festive season and the year ahead!
Disclaimer: The PC has taken care that all information provided in this presentation is true and correct, However, the PC shall not
be responsible for and therefore disclaims any liability for any loss, liability, damage (whether direct or consequential) or expense of
any nature whatsoever which may be suffered as a result of or which may be attributable, directly or indirectly, to the use of or
reliance upon any information provided in this presentation.
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