2022 DENTAL BENEFITS GUIDE - BLUECARE PLUS (HMO D-SNP)SM BLUECARE PLUS CHOICE (HMO D-SNP)SM - BLUECARE PLUS DSNP
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BlueCare Plus (HMO D-SNP)SM BlueCare Plus Choice (HMO D-SNP)SM 2022 Dental Benefits Guide H3259_22DENPG_C (08/21)
This guide has info you need about your dental benefits, including what’s covered and how often you can get covered dental care. To see the full details, look in your Evidence of Coverage (EOC). You can find the EOC online at bluecareplus.bcbst.com/yourmaterials. Questions? Give us a call. 1-800-332-5762, TTY 711 We’re here to help. From Oct. 1 to March 31, you can call us seven days a week from 8 a.m. to 9 p.m. ET. From April 1 to Sept. 30, you can call us Monday through Friday from 8 a.m. to 9 p.m. ET. Our automated phone system may answer your call outside of these hours and during holidays. All services may not be covered — give us a call for more information. If you move from one dentist to another during one treatment, or if more than one dentist gives you care for one procedure, we’ll only cover the cost of one dentist’s care. Make sure you visit an in-network provider. Services at an out-of-network provider won’t be covered. You don’t have to get prior authorization for any procedure, but you should check with us first for treatments where the total charges may be more than $200. You’ll have to pay for any non-covered services. If the services you get cost more than your maximum allowed amount, you’ll be responsible for any extra charges. These benefits are subject to the Benefits Chart (what is covered) section of the Evidence of Coverage.
Covered Dental Services Coverage A One periodic exam every six months Exams and One emergency exam every 12 months Cleaning One cleaning or periodontal maintenance visit every six months 1 set (up to 4) of bitewing films every 12 months X-rays 1 panoramic X-ray OR full mouth set of X-rays in 36 months Coverage B Restorative Amalgam and composite filling Services Palliative treatment (emergency relief of pain) Endodontics Root canal treatment (pulp of teeth) Periodontics Full mouth debridement (tissue and bone that Periodontal scaling and root planning supports teeth) Oral Surgery Extractions; oral surgery Coverage C Major Restorative Removable full and partial dentures and Prosthodontics Crowns and fixed bridge Denture, reline or rebase This is a summary of your dental benefits. To see the full details, look in your Evidence of Coverage (EOC) or the next pages in this guide. bluecareplus.bcbst.com | 1
Covered Services, Limitations and Exclusions Coverage A /Preventive Services Exams procedures are subject to additional Covered: Standard exams, including limitations listed below under Basic comprehensive, periodic, detailed/ Periodontics found under Coverage B. extensive and periodontal oral No more than one fluoride treatment every evaluations (exams). Emergency 12 months for members under age 19. exams, limited oral evaluations (exams). Fluoride must be applied separately from Limitations: No more than one periodic cleaning paste. exam every 6 months. No more than X-rays one emergency exam every 12 months. Covered: Full mouth series, intraoral and No more than one comprehensive, bitewing radiographs (X-rays). detailed/extensive or periodontal Limitations: No more than one full mouth exam every 36 months. set of X-rays every 36 months. A full Exclusions: Re-evaluations and mouth set of X-rays is either an intraoral consultations. complete series or panoramic X-ray. Cleanings, Fluoride Treatment Benefits provided for either include all Covered: Adult and child prophylaxis necessary intraoral and bitewing films (cleaning). Child and adult fluoride taken on the same day. No more than four treatments, performed with or without bitewing films every 12 months. Bitewing a cleaning. films must be taken on the same date. Limitations: No more than one cleaning Exclusions: Extraoral, skull and or periodontal maintenance procedure bone survey, sialography, TMJ, and every 6 months. Periodontal maintenance tomographic survey X-ray films, 2 | bluecareplus.bcbst.com
cephalometric films and diagnostic per denture every 24 months. photographs. Cephalometric films and Excluded: Gold foil restorations. diagnostic photographs may be covered Basic Endodontics as orthodontic benefits under Coverage D. Covered: Pulpotomy, pulpal therapy. The Other Preventive Services benefits for basic endodontic treatment Covered: Some preventive services, include X-rays, pulp vitality tests and including sealants, space maintainers. sedative fillings provided with basic Limitations: No more than one endodontic treatment. recementation every 12 months. Limitations: For primary teeth only. Exclusions: Nutritional and tobacco Not covered when performed with counseling, oral hygiene instructions. major endodontic treatment. Exclusions: Pulpal debridement. Coverage B Major Endodontics Covered: Root canal treatment and Basic Restorative Services re-treatment, apexification, Covered: Amalgam restorations, silver apicoectomy services, root fillings, resin composite restorations amputation, retrograde filling, (tooth-colored fillings), stainless steel hemisection, pulp cap. The benefits for crowns. Emergency pain relief. Repair major endodontic treatment include of full and partial dentures. X-rays, pulp vitality tests, pulpotomy, Limitations: No more than one amalgam pulpectomy and sedative filings, and or resin restoration per tooth surface temporary filling material provided every 12 months. Replacement of existing with major endodontic treatment. amalgam and resin composite restorations Limitations: No more than one covered only after 12 months from the root canal treatment, re-treatment date of initial restoration. Replacement or apexification per tooth every of stainless steel crowns covered only 60 months. No more than one after 36 months from the date of initial apicoectomy per root per lifetime. restoration. No more than one repair Exclusions: Implantation, canal bluecareplus.bcbst.com | 3
Covered Services, Limitations and Exclusions preparation and incomplete than one of these procedures is performed endodontic therapy. on the same day. Exclusions: Provisional splinting, scaling Basic Periodontics in the presence of gingival inflammation, Covered: Some non-surgical periodontics, antimicrobial medication and dressing including periodontal scaling and root changes. planing, full mouth debridement and periodontal maintenance. Major Periodontics Limitations: No more than one periodontal Covered: Some surgical periodontics, scaling and root planing per quadrant including gingivectomy, gingivoplasty, every 24 months. No more than one gingival flap procedure, crown full mouth debridement per lifetime. No lengthening, osseous surgery, and bone more than one cleaning or periodontal and tissue grafting. Benefits provided maintenance procedure every 6 months. for major periodontics include services Cleanings are subject to additional related to 90 days of postoperative care. limitations listed under Coverage A/ Limitations: No more than one major Preventive Services, and may be subject periodontal surgical procedure every to a different coverage level under your 36 months. EOC. Benefits for periodontal maintenance Exclusions: Tissue regeneration and are provided only after active periodontal apically positioned flap procedure. treatment (surgical or non-surgical), and Basic Oral Surgery no sooner than 90 days after completion Covered: Some non-surgical or simple of the treatment. Benefits for periodontal extractions. Benefits provided for scaling and root planing, full mouth basic oral surgery include suturing and debridement, periodontal maintenance postoperative care. and prophylaxis are not provided if more Exclusions: General anesthesia or 4 | bluecareplus.bcbst.com
intravenous sedation when performed resin and porcelain) and veneers. with basic oral surgery. Limitations: Only for the treatment of Major Oral Surgery severe carious lesions or severe fracture Covered: Some surgical extractions on permanent teeth, and only when the (including removal of impacted teeth and teeth can’t be adequately restored with an wisdom teeth) and other oral surgical amalgam or resin composite restoration procedures. Benefits provided for major (filling). For permanent teeth only. oral surgery include local anesthesia, Replacement of single tooth restorations suturing and postoperative care. covered only after 60 months Limitations: Benefits for general from the date of initial placement. anesthesia or intravenous (IV) sedation Exclusions: Provisional restorations and are provided only with major oral surgery crowns. Cast crowns or laminate veneers procedures and only when provided by for members age 11 and under. a dentist licensed to administer them. Prosthodontic Services Exclusions: Oral surgery typically covered Covered: Complete, immediate and under a medical plan, including but not partial dentures. limited to, excision of lesions and bone Limitations: While constructing a denture, tissue, treatment of fractures, suturing, if the member and dentist decide on wound and other repair procedures, a personalized restoration or to use a TMJ and related procedures. special technique, the benefits will only Orthognathic surgery and treatment cover the standard procedure or materials. for congenital malformations. Replacement of removable dentures covered only after 60 months from the Coverage C date of initial placement. Exclusions: Interim (temporary) dentures. Major Restorative Services Covered: Some single tooth restorations, Other Major Restorative and including crowns (resin, porcelain, ¾ cast Prosthodontic Services and full cast), inlays and onlays (metallic, Covered: Some crown and bridge bluecareplus.bcbst.com | 5
Covered Services, Limitations and Exclusions services, including core buildups, post only after 6 months from the date of initial and core, recementation and repair. placement. No more than one denture Denture services, including adjustment, reline or rebase every 36 months. relining, rebasing and tissue connecting. Exclusions: Other major restorative Implants are covered once per lifetime. services, including sedative fillings and Implant supported prosthesis is limited to coping. Other prosthodontic services, 1 in 60 months. The benefits provided for including overdenture, precision crown and bridge restorations include the attachments, connector bard, stress services of crown preparation, temporary breakers and coping metal. or prefabricated crowns, impressions and Other Exclusions From Coverage cementation. Regardless of any other reference in this Limitations: Benefits won’t be provided Dental Product Guide, benefits are not for a core build-up separate from those provided for any of the following: provided for crown construction, except in 1) Dental services received from a dental circumstances where benefits are provided or medical department maintained by or for a crown because of severe carious on behalf of an employer, mutual benefit lesions or a fracture so extensive that association, labor union, trustee or similar retaining the crown wouldn’t be possible. person or group; Post and core services are covered only 2) Charges for services performed by you when performed with a covered crown or your spouse, or your or your spouse’s or bridge. Crown and bridge repair and parent, sister, brother or child; recementation are covered separately 3) Services rendered by a dentist beyond only after 12 months from the date of the scope of his or her license; initial placement. Denture adjustments 4) Dental services which are free, or are covered separately from the denture for which you aren’t required or legally 6 | bluecareplus.bcbst.com
obligated to pay for, or for which no that doesn’t offer a favorable prognosis, charge would be imposed if you had that doesn’t meet generally accepted no dental coverage; standards of professional dental care, 5) Dental services to the extent that or that is experimental in nature; charges for such services exceed the 12) Services or supplies for the charge that would have been made treatment of work-related illness or and collected if no coverage existed injury, regardless of the presence or hereunder; absence of workers’ compensation 6) Dental services covered by any coverage. This exclusion doesn’t apply medical insurance coverage, or by any to injuries or illnesses of an employee other non-dental contract or certificate who is (1) a sole-proprietor of the issued by BlueCare Plus Tennessee or group; (2) a partner of the group; or (3) a any other insurance company, carrier, or corporate officer of the group, provided plan. For example, removal of impacted the officer filed an election not to teeth, tumors of lip and gum, accidental accept Workers’ Compensation with the injuries to the teeth, etc.; appropriate government department; 7) Any court-ordered treatment, 13) Charges for any services rendered unless benefits are otherwise in a hospital or other surgical treatment payable; facility and any additional fees charged 8) Courses of treatment started before by a dentist for treatment in any such you became covered under this plan; facility; 9) Any services performed after you’re 14) Dental services with respect to no longer covered by this plan; congenital malformations or primarily 10) Dental care or treatment not for cosmetic or aesthetic purposes. This specifically listed in your Evidence of doesn’t exclude those services provided Coverage as being covered; under orthodontic benefits (if applicable); 11) Any treatment or service that the plan 15) Replacement of tooth structure determines isn’t necessary dental care, lost from wear or attrition; bluecareplus.bcbst.com | 7
Covered Services, Limitations and Exclusions 16) Dental services resulting from loss or theft of a denture, crown, bridge or removable orthodontic appliance; 17) Diagnosis for, or fabrication of, appliances or restorations necessary to correct bite problems, or to restore the occlusion or correct temporomandibular joint dysfunction (TMJ) or associated muscles; 18) Diagnostic dental services, such as diagnostic tests and oral pathology services; 19) Adjunctive dental services, including all local and general anesthesia, sedation, and analgesia (except as provided under major oral surgery); 20) Charges for the treatment of desensitizing medicaments, drugs, occlusal guards and adjustments, mouthguards, microabrasion, behavior management and bleaching; 21) Charges for the treatment of professional visits outside the dental office or after regularly scheduled hours or for observation. 8 | bluecareplus.bcbst.com
For you. With you. We’re right here. Questions? Please call us. 1-800-332-5762, TTY 711 bluecareplus.bcbst.com 1 Cameron Hill Circle | Chattanooga, TN 37402 This document has been classified as public information. BlueCare Plus Tennessee does not discriminate on the basis of race, color, national origin, sex, age, or disability in its health programs and activities. ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-800-332-5762, TTY 711. . فإن خدمات المساعدة اللغوية تتوفر لك بالمجان، إذا كنت تتحدث اللغة العربية:ملحوظة .TTY 711, 1-800-332-5762 اتصل برقم BlueCare Plus Tennessee, an Independent Licensee of the Blue Cross Blue Shield Association
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