WHAT'S Coastal Bend Co-op - NEW - London ISD
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2020 OPEN ENROLLMENT VIRTUAL ENROLLMENT Coastal Bend Co-op WHAT’S NEW New Medical Plan Blue Cross & Blue Shield of Texas (BCBSTX) FSA Allowable Max Increase for 2020 HSA Allowable Max Increase for 2020 www.cbebc.com
2020 OPEN ENROLLMENT Due to COVID 19 Pandemic, you will complete your enrollment online. There will not be VIRTUAL ENROLLMENT DATES enrollers on site. Call center assistance is JULY 15, 2020—AUGUST 21, 2020 available to help with any questions. Now is the time to make your supplemental BENEFIT WEBSITE benefit elections for a 09/01/2020 effective WWW.CBEBC.COM date. During your annual enrollment period, you may enroll for additional benefits, change plan options, or change dependents. For supplemental benefits that require Evidence of CALL CENTER Insurability, a later effective date may apply. (866) 914-5202 8 AM TO 7:00 PM If you experience a special enrollment event outside the annual enrollment period, changes in employee and/or dependent coverage must DOWNLOAD APP: be submitted to the benefits office within 30 days of the event date. For more information, TEXT FBS CBEBC please contact your benefits administrator. TO 313131 LOGIN INSTRUCTIONS GO TO BENEFIT WEBSITE: 1 www.cbebc.com CLICK LOGIN: 2 LOGIN ENTER USERNAME & PASSWORD: 3 All login credentials have been RESET to the following defaults: Username: The first six (6) characters of your last name, followed by the first letter of your first name, followed by the last four (4) digits of your Social Security Number. If you have six (6) or less characters in your last name, use your full last name, followed by the first letter of your first name, followed by the last four (4) digits of your Social Security Number. Default Password: Last Name* (lowercase, excluding punctuation) followed by the last four (4) digits of your Social Security Number.
2020 OPEN ENROLLMENT WHAT’S NEW EFFECTIVE 9/1/2020, Blue Cross and Blue Shield of Texas (BCBSTX) will be the new health plan administrator for TRS- ActiveCare medical benefits. Benefit and premium changes will apply to all TRS-ActivCare plans for the next plan year. Plan Options TRS-ActiveCare Primary NEW TRS-Active Care HD (formerly 1-HD) If currently enrolled in TRS-AC1HD and make no changes, you will be enrolled in this plan. TRS-ActiveCare Primary+ (formerly Select) If currently enrolled in TRS-AC Select and make no changes, you will be enrolled in this plan. To review new premiums and plan options, refer to 2020-21 TRS-ActiveCare Plan Highlights on your benefit website. HMO PLAN OPTIONS South Texas Blue Essentials HMO If currently enrolled in an HMO in South Texas, you will be enrolled in this plan. Social Security Numbers for your dependentss are required regardless if they are enrolled in coverage or not. Please make sure you have these items on hand when going through your open enrollment. Telehealth services allow you the ability to save on out-of-pocket expenses and will reduce time away from your work and your family. Please remember to utilize your Telehealth services for minor medical needs. Please remember, in order to maximize insurance coverage and reduce out of pocket expenses you should utilize In-Network providers for both Dental and Vision benefits. Benefits elections will become effective 9/1/2020 (elections requiring evidence of insurability, such as life insurance, may have a later effective date if approved.) After annual enrollment closes, benefit changes can only be made if you experience a qualify- Please note, the information provided in this flyer is a highlight of your benefits options. For full policy details, limitations And exclusions, please review the corresponding Plan Information documents available on the benefit website
2020 OPEN ENROLLMENT DISABILITY CRITICAL ILLNESS Disability insurance protects one of your most valuable Critical illness insurance can be used towards medical or assets, your paycheck. This insurance will replace a portion other expenses. It provides a lump sum benefit payable of your income in the event that you become physically directly to the insured upon diagnosis of a covered unable to work due to sickness or injury for an extended condition or event, like a heart attack or stroke. The money period of time. can also be used for non-medical costs related to the illness, including transportation, child care, etc. DENTAL Dental insurance is a coverage that helps defray the costs ACCIDENT of dental care. It insures against the expense of routine Do you have kids playing sports, are you a weekend care, dental treatment and disease. warrior, or maybe accident prone? Accident plans are designed to help pay for medical costs associated with VISION accidents and benefits are paid directly to you. Vision insurance provides coverage for routine eye examinations and can help with covering some of the costs TELEHEALTH for eyeglass frames, lenses or contact lenses. Telehealth provides 24/7/365 access to board-certified doctors via telephone or video consultations that can HOSPITAL INDEMNITY diagnose, recommend treatment and prescribe medication. This is an affordable supplemental plan that pays you Telehealth makes care more convenient and accessible for should you be in-patient hospital confined. This plan non-emergency care when your primary care physician is complements your health insurance by helping you pay for not available. costs left unpaid by your health insurance. CANCER Cancer insurance offers you and your family supplemental LIFE AND AD&D insurance protection in the event you or a covered family Group term life is the most inexpensive way to purchase member is diagnosed with cancer. It pays a benefit life insurance. You have the freedom to select an amount directly to you to help with expenses associated with of life insurance coverage you need to help protect the cancer treatment. well-being of your family. Accidental Death & Dismemberment is life insurance MEDICAL TRANSPORT coverage that pays a death benefit to the beneficiary, Medical Transport covers emergency transportation to and should death occur due to a covered accident. from appropriate medical facilities by covering the out-of- Dismemberment benefits are paid to you, according to pocket costs that are not covered by insurance. It can the benefit level you select, if accidentally dismembered. include emergency transportation via ground ambulance, air ambulance and helicopter, depending on the plan. INDIVIDUAL LIFE IDENTITY THEFT Individual insurance is a policy that covers a single person Identity theft protection monitors and alerts you to and is intended to meet the financial needs of the identity threats. Resolution services are included should beneficiary, in the event of the insured’s death. This your identity ever be compromised while you are coverage is portable and can continue after you leave covered. employment or retire. CALL CENTER INFORMATION Number: (866) 914-5202 Hours: Monday - Friday 8:00 A.M. - 7:00 P.M. Spanish Assistance Available
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