POWERLINES - The 1.99% APCO Visa Balance Transfer Special is Back! MOVE
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POWERLINES
A Publication by APCO Employees Credit Union | Powering financial lives. | January 2021 | Issue 173
MOVE
IT! MOVE
IT!
The 1.99%
APCO Visa Balance Transfer
Special is Back!
Transfer Your Credit Card Balance and Save!
Add holiday debt to the • If you do not pay off the balance
unexpected expenses that transfer within six months,
pop up throughout the year our standard variable APR will be
and it’s easy to find your- applied to the remaining balance,
self overwhelmed. We want based on your creditworthiness.*
to help you alleviate your • Everyone gets the same balance
payment stress by bring- transfer rate option.
ing back our Visa Balance
New and Existing Accounts
Transfer Special that allows
you to move your high- The balance transfer option is avail-
able to all eligible APCO Employees
interest credit card balance
Credit Union members. If you al-
to a lower interest rate credit ready have an APCO Visa Platinum
card from your Credit Union. Rewards Credit Card or APCO Visa
Signature Rewards Credit Card,
Transfer Your Balance simply contact us to set up the bal-
January 4, 2021 through June 22, ance transfer. If you do not have a
2021 you will have the opportuni- credit card from your Credit Union,
ty to transfer your high-interest contact us to begin the application
credit card debt to an APCO Visa process. Once your account is ap-
Platinum Rewards Credit Card or proved, we will help you set up your
Visa Signature Rewards Credit Card. Eligible applicants will balance transfer.
receive a special, low 1.99% APR on all balance transfers. After the six month balance transfer promotion ends, your
The 1.99% balance transfer interest rate is good for six months, APCO Visa will continue to save you money. Benefits of using
giving you the opportunity to pay off that debt at a MUCH an APCO Visa include:
lower interest rate than your current credit card offers. Paying • No annual fee
off that debt at 1.99% versus your current interest rate could • Membership in uChoose Rewards® earning
save you hundreds of dollars or more in interest. 1.75% points on every $1.00 you spend
• A 25 day grace period on all purchases
Here’s What You Should Know
Other financial institutions make balance transfer offers, but For details, visit www.apcocu.org/visa-rewards-card or call
our balance transfer program is different and better: 1-800-249-APCO to transfer your balance today.
• We don’t charge a balance transfer fee. Most other
financial institutions charge an average of 3%. *Terms and conditions apply. Contact us for more details.
COMING SOON! Welcome to the Family
Your Credit Union APCO Employees Credit Union is proud
is working on to partner with 150+ business partners and
updates to organizations to provide credit union services
Online and Mobile
and membership to their employees and their
Banking.
families. We would like to welcome the following
Select Employee Group to our Credit Union family.
Woodruff Farms Homeowners Association
If you’re interested in how your business can add Credit Union member-
ship to its employee benefits package, give us a call at 205-226-6800.
Gardendale
Anniston
Jasper West
(Coming Soon)
Gardendale
Tattersall
Tuscaloosa Queen City
(Coming Soon)
We’ve Added Additional Branches
to Serve You!
Last year brought you an updated Credit Union website,
new APCO Visa Platinum Rewards and Visa Signature Rewards
Credit Cards, and three new branches with two more coming
soon. We are excited to offer the added convenience that
comes with an expanded branch footprint. We hope you’ll stop
by these locations to say hello and allow us to serve you.
Tattersall
Credit Union Volunteers Work to
Preserve Alabama Waterways.
Credit Union employees pitched in to clean shorelines and
neighborhood roadsides for the annual Renew Our Rivers/
Lake Martin Resource Association Lake Martin cleanup on
November 6.
Reminders:
Renew Our Rivers is a volunteer program that removes
Important - Your December 31, 2020 statement debris from rivers and other waterways throughout the
contains all the necessary information for you or your tax Southeast. Started by an Alabama Power employee in
preparer to file your 2020 income tax return. Please save 1999 as a local cleanup of the Coosa River around Alabama
this important end of year statement for your records. Power’s Gadsden Steam Plant, the program has grown
to include a year-round schedule of cleanups for the
If you can’t make it to your Credit Union branch, entire Coosa, Tallapoosa and Black Warrior river systems in
Alabama, the upper Coosa in Georgia and other waterways
remember you’re never without account access. Your
in watersheds in Georgia, Mississippi and Florida.
Credit Union’s Mobile App with Remote Deposit is avail-
able 24/7. All checks deposited MUST be endorsed by More than 160 tons of trash - including plastic and
hand with “For Mobile Deposit Only.” glass bottles, beaded Styrofoam, metal drums, household
appliances and automotive tires have been removed and
delivered to a landfill over the past 15 years.
LOCATIONS Annual Meeting Set for April 1.
Check apcocu.org/locations
to verify branches are open. It’s Annual Meeting time and your chance Celia Yates – Retired from Alabama Power
MAIN OFFICE to learn what’s happening around APCO where she enjoyed a 41 year career. Her
750 17th Street North Employees Credit Union. You can review last position was Senior Marketing Data
Birmingham, AL 35203
(205) 226-6800
the Credit Union’s progress and achieve- Analyst. Ms. Yates has served as a Credit
1-800-249-APCO (2726) ments over the past year. You’ll also be able Union official for 15 years.
Anniston to find out what’s planned for the future
925 Quintard Avenue Supervisory Committee (3 year term)
success of the Credit Union.
(205) 813-7500 Greg Bass – Employed by Alabama Power
Chelsea The 67th Annual Meeting is set for Company for 30 years. His current posi-
370 Chelsea Crossroads Thursday, April 1, 2021. Due to Covid-19
(205) 678-8406 tion is Corporate Accounting Manager. Mr.
and the changing restrictions and safety Bass has served 3 years as a Credit Union
Clanton
1872 7th Street South precautions needed for social gatherings, official.
(205) 280-0366 the meeting will be held virtually. It will
Corporate Headquarters begin at 5:00 p.m. and you can find more The Nominating Committee will accept
600 North 18th Street details on our website at apcocu.org/ additional nominees from the membership
Birmingham, AL 35203 for each vacancy on the Board of Directors
(205) 257-1592 annual-meeting.
and Supervisory Committee until February
Dothan The Nominating Committee has met and is
2220 Montgomery Highway 26, 2021. At that time, nominations will
(334) 793-7226
using this newsletter to place and distrib- be closed. Any person nominated by the
Energy Center ute its list of nominees before the mem- membership must present a written nom-
(Colonnade - Hoover) bership. The Committee’s nominees are: ination signed by at least 500 members to:
3535 Colonnade Parkway
(205) 992-5030 Board of Directors (All 3 year terms) Chairman of the Nominating Committee
Gardendale Wendell Pate – Retired from Alabama 750 17th Street North
949 Main Street
(205) 598-8300 Power Company after 40 years. His last Birmingham, AL 35203
Hoover position was Supervisor of Tech Support. Everyone is invited to virtually attend the
4725 Chace Circle Mr. Pate has served 40 years as a Credit Annual Meeting. The event is a great time
(205) 823-7403 Union official.
Hueytown
to hear directly from the people who care
2901 Allison-Bonnett Drive Carlton Stephens – Employed by Alabama for your finances behind the scenes. We
(205) 257-3905 Power Company for 35 years. His current appreciate your support of the Credit
Jasper position is Facility Support Supervisor. Union and look forward to seeing you there,
706 20th Avenue East
(205) 221-4238
Mr. Stephens has served 13 years as a virtually.
Jasper West Credit Union official.
2501 Highway 78 W
(205) 878-4600
Mobile FINANCIAL REPORT Stay connected
150 St. Joseph Street
(251) 694-2383 09/30/2020 09/30/2019 with your Credit Union!
Montgomery Assets $3,273,916,742 $2,987,505,758 Follow us on
244 Dexter Avenue
Savings $2,859,900,693 $2,615,349,571 Facebook (APCOCreditUnion),
(334) 832-3822
Pelham Twitter (@apcocu) and
Loans $808,937,646 $835,980,271
101 Huntley Parkway Instagram (@apcocu).
(205) 664-7421 Members 71,816 72,007 Visit us online at www.apcocu.org.
Tattersall
6400 Tattersall Park Drive
Hoover, AL 35242
(205) 547-9400
Board of Directors Director Emeritus HOLIDAY CLOSINGS
Trussville Wendell W. Pate – Chairman William M. Bass Martin Luther King Day, Monday, January 18, 2021
151 Main Street Mark Wilkinson – Vice Chairman Supervisory Committee
(205) 661-2715 Greg Shipp – Treasurer Allison Boone – Chairperson
Tuscaloosa Celia Yates – Secretary Greg Bass – Member
630 15th Street Billy Gober – Director Ann Wilkinson – Member
Melinda Lopez – Director
(205) 345-6550 President / CEO
Robert B. Roy – Director
Tuscaloosa Downtown Carlton Stephens – Director Derrick E. Ragland, Jr.
915 Queen City Ave John Valekis – Director
(205) 722-7300
West Mobile Federally Insured by NCUA
6396 Airport Blvd Equal Housing Opportunity Lender
(251) 434-5634
www.apcocu.org 93253-NL-0121
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