FULL-TIME REGULAR EMPLOYEE BENEFITS (Effective 1/1/2022)

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FULL-TIME REGULAR EMPLOYEE BENEFITS (Effective 1/1/2022)
FULL-TIME REGULAR EMPLOYEE BENEFITS (Effective 1/1/2022)
     BENEFIT              SUMMARY DESCRIPTION                  WHO PAYS FOR IT?        WHEN ARE YOU ELIGIBLE?

                   Provided through Blue Cross Blue      The County and the employee
                   Shield of Alabama:                    share in the cost. Employee
                   Benefit provides employees with       premiums are deducted from    Coverage is effective
                   Hospital/Physician/Out-patient/       the paycheck.                 after 90 days of
                   Major Medical Coverage/
Health Insurance                                                                       employment (eligible
                   Prescription Drug Plan/               Premiums:
                                                         Single – $30/semi-monthly     immediately if employee
                   Preventive Care/ EPS.
                                                         Family - $120/semi-monthly    already has BCBS)
                   Complete benefits, deductibles and
                   co-pays are described in plan
                   documents.                            All premiums are pre-tax

                   Provided through Blue Cross Blue
                   Shield of Alabama:
                   $25 Deductible
                                                             Included in the Health    Same as eligibility for
Dental Insurance   $1,000 Maximum per year
                                                                 Insurance Cost        health care coverage
                   Diagnostic & Preventive Care,
                   Restorative, Oral Surgery, Crowns,
                   Dentures, Periodontics, Orthodontic

                   Provided through Southland Superior
                   Vision:
                                                                                       1st day of the month
                   Exam- $10 copay once a year               Included in the Health
Vision Insurance                                                                       following eligibility for
                   Glasses/Contact Lenses - up to $150           Insurance Cost
                                                                                       coverage
                   allowance every 12 months (per fee
                   schedule)
                   Access 2day Health provided by
                   Cullman Primary Urgent Care Center:
Supplemental                                                 Included in the Health    Same as eligibility for
                   Near-Site Health Clinics offering
Health Insurance                                                 Insurance Cost        health care coverage
                   services with no copays or
                   deductibles
                                                                     The County
                   Provided through United of Omaha:      Optional spouse/dependent    1st day of the month
Life Insurance and
                   $25,000 life insurance coverage         coverage for $1.30/semi-    following 90 days of
AD&D
                   $25,000 AD&D coverage                            monthly            employment
                                                           (to be paid by employee)
FULL-TIME REGULAR EMPLOYEE BENEFITS (Effective 1/1/2022)
BENEFIT                   SUMMARY DESCRIPTION                     WHO PAYS FOR IT?           WHEN ARE YOU ELIGIBLE?

                         Provided through United of Omaha:          Based on age and selected      1st day of the month
Voluntary Life
                         Provides option to select coverage             coverage amount            following 90 days of
Insurance
                         for self, spouse & dependents                Employee pays 100%           employment

                         Provided through United of Omaha:
                                                                           The County
                         Provides $5,000/incident (lifetime
                                                                                                   1st day of the month
                         maximum $15,000)
Critical Illness                                                     Optional $5,000 spouse        following 90 days of
                         Coverage based on Schedule of
                                                                  coverage $3.75/semi-monthly      employment
                         Benefits for Invasive Cancer, Heart
                                                                    (to be paid by employee)
                         Attack, Stroke, Major Organ Failure,
                         etc.

                         Provided through United of Omaha:
                         60% of base salary to a maximum                                           1st day of the month
Short-Term
                         benefit of $1,200/week (minimum                   The County              following 90 days of
Disability
                         $25/week)                                                                 employment
                         14-day elimination period
                         11 weeks maximum benefit

                         Provided through United of Omaha:
                         60% of base salary to a maximum                                           1st day of the month
Long-Term
                         benefit of $5,000/month (minimum                  The County              following 90 days of
Disability
                         $100/mo.)                                                                 employment
                         90-day elimination period
                         Until normal SSI retirement age

Retirement               Tier I and Tier II: Through the
A Tier I employee is     Retirement Systems of Alabama            Mandatory Participation
an employee who          (RSA), an employee may retire (at        The employee pays a
was a member of the                                               percentage of all gross income
                         any age) if he/she has 25 years of
Retirement Systems
                         retirement service or is age 60 with     specified by the RSA. The
of Alabama prior to
January 1, 2013.         at least 10 years of service with RSA.   County provides an additional
A Tier II employee is    Contact the Personnel Office for         amount determined annually       Date of Employment
an employee who          more information or visit                by the RSA
has never been a         www.rsa-al.gov
member of the                                                     FY 22 Contributions:
Retirement Systems
                         NOTE: Tier II members receive Tier I     Tier I – 7.5% Reg/8.5% APOST
of Alabama and was
hired after January 1,   benefits while employed by Cullman       Tier II – 7.5% Reg/8.5% APOST
2013.                    County Commission

                         Voluntary participation through RSA-
                         1 or Nationwide Retirement Solutions
                         allows the employee to save for          Voluntary Participation up to
Deferred
                         retirement, while lowering taxable         current allowable limits.      Date of Employment
Compensation
                         income and paying tax on the                Employee pays 100%
                         deferred income in the year of
                         distribution
BENEFIT               SUMMARY DESCRIPTION                     WHO PAYS FOR IT?          WHEN ARE YOU ELIGIBLE?

                    Employee may obtain coverage for:                                        Upon employee
                                                             Premiums are deducted from
Supplemental        (Accident, Cancer, Short-Term                                            purchase of coverage
                                                                   the paycheck
Insurance           Disability, Life, etc.) from Colonial                                    from the insurance
                                                                Employee pays 100%
                    Life/ Aflac/Liberty National/NTA                                         company

Workers             Program administered by County Risk
                                                                      The County             Date of Employment
Compensation        Services (334) 394-3232

Cullman Wellness    Discounted membership to Cullman         Discount if Employee chooses
                                                                                             Date of Employment
& Aquatics Center   Wellness & Aquatic Center                to participate

                    0-10 years - 104 hours per year                                          Accrues immediately
                    10-15 years - 130 hours per year                                         upon employment.
Annual Leave                                                          The County
                    15-20 years - 156 hours per year                                         Cannot use until after
                    20 - over - 208 hours per year                                           probationary period
                                                                                             Accrues immediately
                    104 hours per year                                                       upon employment.
Sick Leave                                                            The County
                    (accrues at 4 hours per pay period)                                      Cannot use until after
                                                                                             probationary period
                    Up to 12 weeks leave in 1 year for:
                    1) Birth or 2) adoption of a child
                                                             The employee is on leave
                    3) spouse/parent/child with a serious                                    After completion of
Family Medical                                               without pay except that
                    health condition;                                                        1250 hours of work over
Leave (FMLA)                                                 accrued sick and annual leave
                    4) employee's own serious health                                         the previous 12 months
                                                             may be used.
                    condition
                    Unpaid Leave (Protects Job)

Jury Duty           Paid leave granted for hours served               The County             Date of Employment

                    Up to 3 days leave for death of
                    immediate family member (day
Bereavement
                    before, day of, and day after funeral)            The County             Date of Employment
Leave
                    must be working days (see employee
                    handbook for list of relatives)
                    Leave of absence with pay up to 21
Military Leave      workdays for annual training or as                The County             Date of Employment
                    directed by law

Holidays            13 paid holidays per year                         The County             Date of Employment

                    5% Associate Degree or Military
                                                                                             Upon verification of
Incentive Pay       10% Bachelor's Degree or higher                   The County
                                                                                             proof of eligibility
                    (Some exclusions apply)
                    5-9 years = $200
                    10-14 years = $400                                                       Based on years of
Longevity Pay       15-19 years = $600                                The County             service as of September
                    20-24 years =$800                                                        30th each year
                    25 years and over = $1,000
Effective 1/1/2022
   RETIREE
                       WHAT YOU RECEIVE                           PREMIUM                      ELIGIBILITY
   BENEFITS

                                                      The County and the employee
                 Through BCBS of Alabama and          share in the cost. Retiree's
Retiree Health                                        portion is paid by bank draft on
                 Southland Superior Vision:                                              First month following
Insurance                                             the 5th of each month.
                 Same coverage as active                                                 the date of retirement
(under age 65)                                        Premiums:
                 full-time employee plan              Single - $60.00/month
                                                      Family - $240.00/month
                                                      The County and the employee
                 Through BCBS of Alabama:             share in the cost. Retiree's
Retiree Health                                        portion is paid by bank draft on   First month following
                 C Plus Plan B Supplement to
Insurance                                             the 5th of the month.              the date of retirement
                 Medicare, Dental Plan
(age 65 and                                           Premiums:                          or first of month
                 (No prescription drug plan and       $80/month for single C Plus and following 65th birthday
over)
                 no vision plan)                      Dental
                                                      (not eligible for family coverage)

                 Pursuant to the retirement
                 requirements of RSA, Tier I and
Retiree Sick
                 Tier II retirees may convert                                            First month following
Leave                                                 No cost to Retiree
                 earned sick time to service credit                                      the date of retirement
Conversion
                 (amount is based on conversion
                 table established by RSA)

                 Employees have option of
Retiree Sick
                 receiving Sick Leave paid out at     No cost to Retiree                 Paid with final paycheck
Leave Payout
                 50%
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