Central Leader Thursday, November 28, 2019 - Neighbourly
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Central Leader
Your place, your paper
Thursday, November 28, 20192 CENTRAL LEADER, NOVEMBER 28, 2019 neighbourly.co.nz
OPINION neighbourly.co.nz/central-leader
Auckland v Wellington councillor pay How to
contact us
City councillors. How neighbourly.co.nz/
The Christchurch shares out the
$1.8 million ‘‘pool’’ provided by the
central-leader
Extra authority, and which must be paid EDITORIAL INQUIRIES:
Go to our page on Neighbourly,
Niall out, will provide an interesting
sign in and use the drop down
comparison.
Todd Niall The case laid out by the contact menu to send us news tips,
todd.niall@stuff.co.nz letters, what’s on or ask a question.
Remuneration Authority for the
new basic-plus-pool system was ADVERTISING INQUIRIES:
OPINION: It is hard to feel sorry intended to recognise the extra Stuart Palmer 027 642 7471, stuart.
for a politician who is suddenly scale and complexity of Auckland palmer@stuff.co.nz
forced to earn 12 per cent more councillors’ work, compared to CLASSIFIEDS: 0800 835 323 or
than five months ago. their counterparts elsewhere. aucklandclassifieds@stuff.co.nz
Auckland councillors will sign ‘‘We had to consider carefully FAMILY NOTICES:
off their new pay deals this week, the current closeness of the
Call 0800 287 322 or email
but before you ask whether they Wellington mayor Andy Foster. remuneration of Auckland
familynotices@stuff.co.nz
are earning it, ask first why those councillors and Christchurch
in Wellington City get almost as usual city functions. His basic pay some cases, and signing off on the councillors,’’ it said in a ADDRESS: PO Box 6341,
much. under the new deal would be funding for initiatives to make background paper. Wellesley St, Auckland, 1141.
The big shake-up by the $111,901. Not enough it seems to fares cheaper, or even free for ‘‘This needs to be resolved but AUDITED READERSHIP: 74,000
Remuneration Authority of local attract any challengers in last young travellers. will take more than a year to (Nielsen: Q4 2017-Q3 2018).
politician salaries was meant to month’s election. Sayers was Regional planning – again left do so.’’ Delivered Thursdays to: Balmoral, Epsom,
bring some science to the returned unopposed. to regional councillors in The way Auckland’s pool has Greenlane, Hillsborough, Lynfield, Mt Albert
relativities of pay around the Compare his lot with one of the Wellington – means in Auckland been shared provides a slightly (south of railway line), Mt Eden, Mt Roskill,
Morningside, New Windsor, One Tree Hill,
country. three councillors who represent the unique development blueprint, larger gap for many. Onehunga, Oranga, Owairaka, Penrose (not Te
However, it is hard to the Northern Ward of Wellington the Unitary Plan, which has re- The mayor Phil Goff has Papapa), Royal Oak, Sandringham, Three
understand how the basic salary City. The three each enjoy a basic shaped housing density, created so many positions of Kings.
for a Wellington City councillor salary of $111,625 and share the development corridors, and responsibility across his 20-seat MISSED DELIVERY?
can be only $676 less than for an representation of 48,000 people. protected prime agriculture land. council that everyone qualifies for
0800 339 001
Auckland councillor. They can leave public It was brave and far-sighted more, taking the lowest paid to
Website: www.fixmydelivery.co.nz
Take Auckland councillor Greg transport and the environment to work that divided some $113,174, and the five chairpeople
Sayers, the single representative a member of the Wellington communities through the two first of the biggest committees to Email: distribution@stuff.co.nz
for the sprawling Rodney Ward. Regional Council. terms of the council. $138,912.
FEEDBACK
Rodney has 70,000 residents – Those regional council Still to be settled are pay rates Once the new pay system is
about one third of the entire functions are a big deal. for the biggest city council outside finalised across the country, the Local paper looking a little
population of Wellington City – Remember the disastrous roll-out Auckland, Christchurch – again Remuneration Authority might different? We’re giving readers
and covers nearly half of of Wellington’s new bus network? just a city council, with regional want to have a look at whether the more of what they want and would
Auckland’s land mass. Not for city councillors to functions carried out by demands of being an Auckland love your feedback. Email us at
The council Sayers sits on is a worry about, public transport is a Environment Canterbury. councillor really are rewarded telluswhatyouthink@stuff.co.nz
unitary authority, doing the work regional council responsibility. Christchurch city’s starting well, compared to other centres. NZ MEDIA COUNCIL
of both a regional council and a In Auckland, councillors are point, set by the Remuneration Whether individual Auckland This paper adheres to the principles
traditional city council, playing an increasingly active role Authority, is $97,280 – more than councillors are earning their new of the NZ Media Council. To find out
environmental protection, in the solid growth of public $10,000 higher that the basic level salaries, well, that’s what elections more or complain visit
transport services, as well as the transport patronage, proposing in set by the authority for Wellington are for. mediacouncil.org.nz.
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24/7 bus lanes for city centre
and Mayoral Drive. services travel into the city
The aim is to ensure people carrying on average 40 people,
can continue to move in and compared to the 30,000 cars with
around the city centre during most of those only carrying
the works, according to Auck- one.’’
land Transport. The works will start from
The proposal included the March 1, 2020 and will continue
removal of 21 paid on-street car for at least nine months. Further
parking spaces, most of which works in early 2021 will close the
were currently located in peak Victoria/Albert St intersection.
hour clearways, to make way for CRL works have already
RYAN ANDERSON the bus lanes. impacted business owners in the
AT service network develop- area, with many Albert St busi-
New bus lanes have been ment manager Pete Moth said nesses blaming their financial
proposed to accommodate City the bus lanes were integral to troubles on the construction.
Rail Link work which will close keep the city moving. Shakespeare Hotel owner
a major intersection. ‘‘These proposed changes will Sunny Kaushal previously told
The 24/7 lanes are proposed enable buses to bypass the Stuff at least six Albert St
for several major roads in Auck- Wellesley St road closure while owners had shut up shop due to
land’s CBD, including Queen St, improving bus travel times, disruptions caused by the $4.4
Hobson St and Victoria St, in which is in line with our long- billion project.
order to bypass the closed inter- term vision for the city centre. Consultation closes on
section at Wellesley St, Albert St ‘‘Each morning, 650 bus December 10.
Western Springs speedway’s future remains in limbo
STEPHEN FORBES was given a 12-month reprieve and at this stage.’’ ‘‘other associated costs’’ involved Buckley said. ‘‘The council
its lease at Western Springs was Under a now-defunct deal from in building the venue that were appears to be having a rethink,
Another season of speedway is extended until March 2020. RFA last year between Springs expected to be in the order of $15m. but I haven’t got a clue what’s
under way at Auckland’s Western chairman Andrew Barnes said it Promotions, which runs speedway But Auckland Council’s Finance going on, it’s all up in the air.’’
Springs, but the sport’s future in agreed to the extension because events, the council and RFA, and Performance Committee Auckland Council manager of
the city remains up in the air. Wiri’s Colin Dale Park wasn’t speedway’s lease was extended voted to defer the deal and funding Parks, Sports and Recreation,
Regional Facilities Auckland ready for speedway to relocate. until March this year. It would in November while a review was Mace Ward, said work on the
(RFA), which manages the But when Stuff contacted RFA for then be offered a 10-year lease with carried out of the city’s stadiums. Colin Dale Park proposal has been
stadium, last year outlined its comment, spokesman Paul two 10-year renewals at Colin Dale Despite time running out for deferred while the council looked
plans to turn it into a venue for Brewer said the park was Park. The proposal included $10m speedway’s lease at Western at feedback it received on RFA’s
cricket, Australian Football managed by the council’s parks, construction funding from council Springs, promoter Bill Buckley is Regional Venue Strategy which
League (AFL) and concerts. But sports and recreation division. and a contingency fund of a now opposed to moving to Colin was released in May last year.
with a price tag of $91 million and ‘‘In terms of speedway at West- further $2.5m. Dale Park. Auckland Deputy Mayor Bill
no finalised funding, that could be ern Springs they have an exten- However, the deal had strings ‘‘They rejected the deal we Cashmore said the council was
some time away. sion until March next year, but we attached. Springs Promotions were offered and I’ve said that’s it, hoping to make a decision in the
In March this year, speedway don’t have anything to add to that would have to agree to cover the I’m staying at Western Springs,’’ new year.
business is easier
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WSLWK17D4 CENTRAL LEADER, NOVEMBER 28, 2019 neighbourly.co.nz
Conversations from developing. Mt Albert is
GET IN TOUCH ONLINE
We Say/You Say: public land for the enjoyment of Win with Resene and Neighbourly
all. Maybe that is why - rather
Brings you quick reactions to issues Does a corner of your community need a splash of colour? Neighbourly’s
than the race/cultural slant the
from Neighbourly commenters. We annual Resene Colour Your Community campaign kicks off this month.
politician is trying to spin!
Say summarises stories or Nominate a community project or community group and you could win
questions we have posted on YOU SAY: $1000 worth of Resene paints, wood stains and accessories for them to
Neighbourly. You Say are Seems a bit rich that the iwi can’t transform their space. Visit www.neighbourly.co.nz/colouryourcommunity
comments from Neighbourly to register your good cause today!
members. Join the discussion by take a bit of opposition to their
signing up to Neighbourly. plans - they can dish it but can’t
take it. This is not, however, race POLL RESULTS: YOU SAY:
based - if the council was doing 70.1 per cent responded with “No Only if it’s a special occasion.
offramp, a car stopped on the side this on their own account, the way”, 24.7 per cent responded
of the motorway and a girl was YOU SAY:
result would still be the same. with “Only if it’s a modest
relieving herself in a bush, How about the food being
YOU SAY: spread”, and 5.3 per cent
everything in view! responded with “Absolutely”. ordered in from a lunch menu,
1. WE SAY: This is the wholesale slaughter of brought in and paid for by the
YOU SAY: a living habitat! These trees are YOU SAY:
Thousands of people crammed councillors themselves? It can be
I live above the stadium and have not only trees but they are homes Most working people don’t get a supplied by local cafes which is
into Western Springs for Friday done for 36 years. Trust me, that to the various insect and bird life free lunch. They have a certain also good for local business and
Jams - which meant throngs of was a tame crowd. I saw Police that inhabit Mt Albert. How dare time frame for lunch. They come then paid for by the councillors
drunk people filling the streets pull up outside my house and they bring race into it. There is back to work in time. If they themselves. The best of both
afterwards, with reports of told a young girl to empty the no disagreement with planting don’t have enough time to eat worlds. No respective councils
people urinating on properties, contents of her drink can out, native trees. The problem we are out, they bring their own packed these days should expect the
obstructing traffic and loud, which she did, on my plants. No having is accepting the manner lunch. Are city councillors public to shell out free lunches.
antisocial behaviour. Did you see problems at all and everyone left in which this is being done. incapable of doing that? Let’s face it, people, who’s ever
anything? quickly and relatively quietly. I Gradual replacement, not a YOU SAY: heard of a poor councillor?
YOU SAY: think not having the top gates scorched earth policy. Politicians This is really petty stuff when 4. WE SAY:
Saw nothing but was awake until open meant we had a quieter and iwi need to stop stirring the
than normal exit. Nothing like a compared to the total cost of People rent out baches, rooms in
11pm listening to them pot and bringing race into it!
stroll up the Bullock Track to council and the time the
screaming, yelling and playing That is just a red herring to their houses, their garages and
quieten the raucous! councillors put in. I’ve been to
music on our street. Why it had distract people from the real car parking spaces, so surely
council meetings and they are
to be on a Sunday evening is 2. WE SAY: issue. hiring out swimming pools is the
like working lunches. In any
beyond me - Saturday evening A politician has condemned the 3. WE SAY: other place I’ve been to, working next logical step. A new app lets
would be a little more tolerable. Mt Albert tree protest in lunches are very routine. It’s people hire their private pools by
People have expressed that when the hour, but it hasn’t come to
YOU SAY: Auckland and questions why the more efficient to have food
lunches aren’t provided for New Zealand - yet. Would you
I live close by but saw no Police response to Ihumātao was available than for everyone to go
councillors on days when they’re pay to use your neighbours’
antisocial behaviour - just happy different. What are your thoughts off and find something.
working into the afternoon, they swimming pool?
people enjoying their night out. on this? YOU SAY:
tend to disappear “all over the
YOU SAY: YOU SAY: place” to get lunch. It’s said this If you are expecting people to POLL RESULTS:
Traffic on the motorway was at a The Ihumātao protesters were on “reduces team bonding”. What work through their lunch break, 71.4 per cent responded with “No,
standstill on Sunday night at 8.30. privately-owned land, trying to do you think? Should councillors then yes, I think lunch should be that’s weird”, and 28.6 per cent
Then just before Western Springs stop the legal owners, Fletchers, get free lunch? supplied. responded with “Yes please!”
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CONVERSATIONS
Levelling the GST taxation playing field
OPINION: At last the GST loophole for online companies will be closed. For too long our small businesses have been competing against often large multinationals selling
exactly the same product into our market without collecting GST. Overseas websites selling goods here online will have to charge and collect GST. Do you think this GST move
will benefit hometown businesses and what more should be done to help small firms particularly in the regions? An MP from each side of the House gives their views.
it’s only fair that overseas businesses – It is clear though that it is not fair that
In the often large multinationals – operating in
our economy are subject to the same rules In the offshore suppliers have an immediate
15 per cent competitive advantage against
red and regulations.
This move removes the competitive
blue small business all across New Zealand.
Businesses should start on a level playing
corner disadvantage that Kiwi retailers have
faced for too long. Small businesses like
corner field. These changes will be beneficial for
many small businesses who are in direct
Deborah Russell bookshops have long argued that they are Stuart Smith competition with overseas businesses. A
New Lynn MP, Labour penalised by an outdated system that Kaikoura MP, National business based in New Zealand selling the
allows large overseas retailers to sell same item as an overseas business will
T N
he Government has closed a exactly the same product to Kiwis without ew Zealand businesses are now be charging similar prices.
loophole that gives overseas having to pay tax. Some businesses are currently disadvantaged by a New Zealand ranks first in the world for
companies an advantage by not doubly disadvantaged. For example, Kiwi loophole that means that GST is doing business. Small businesses are a
requiring them to collect GST on businesses selling into Australia already not collected on low-value goods major reason for this, employing nearly
all goods sold to local consumers. New have to pay Australian GST. purchased from overseas websites. 30 per cent of our total workforce and
legislation ensures offshore suppliers are A few weeks ago, the Minister for Small This creates a reverse tariff which contributing over a quarter of our GDP.
on a level playing field with domestic Business, Stuart Nash, announced a new unfairly discriminates against Kiwi The future of our economy weighs heavily
retailers. initiative that will better support small retailers. The Government definitely needs on the success and growth of the small
There are 26,000 small businesses in the business through hands-on mentoring and to start making changes to boost business business sector. We must ensure we keep
retail sector that employ more than 62,000 advice. confidence. making positive changes to maintain small
people. They are required to collect GST The Kiwi Business Boost series of Therefore it is good to see that it has business competitiveness and confidence
on their sales. The same requirement now regional workshops combines face-to-face adopted a policy that started under in an ever-changing technological and
applies to offshore retail giants. guidance and coaching with tailored National in new legislation which will globalised business environment.
Local businesses have long called for support delivered online. In addition to require overseas websites selling goods More needs to be done to support our
greater fairness in the treatment of low- levelling the playing field, we have made here online to charge and collect GST by small business, particularly in the regions.
value goods from offshore retailers. several changes that benefit local small December 1 this year. As these business continue to expand,
Retail NZ and Business Mentors NZ businesses. This includes improving The change applies to foreign firms that many are finding it hard to attract workers
have welcomed the Government’s move to infrastructure in the regions and access to send goods worth more than $60,000 to New to fill holes. This in combination with
level the playing field for local businesses venture capital, taking action on unfair Zealanders each year, and to items costing significant visa delays isn’t making things
and celebrate the support that this commercial practices and offering less than $1000. any easier. New Zealand businesses
government is providing to small, research and development tax credits to We did express our concerns that the always have and will continue to rely on
domestic businesses. They have name just a few. required date for compliance was too migrant workers. The Government is
acknowledged that the changes will help This reflects the Government’s support rushed. Companies such as eBay and simply making it too hard for businesses to
small business to grow more quickly, of SMEs and our commitment to creating Alibaba expressed similar concerns and it get workers.
creating jobs and wealth across New a productive, sustainable and inclusive will be worrying if they are forced to We need to increase business
Zealand. economy that will benefit all New suspend their New Zealand operations to confidence so that small businesses are
We know local New Zealand-based Zealanders. the make the technical updates necessary able to expand while raising employment
retailers pay their fair share of taxes. So to comply with these new tax laws. and incomes.
You Are Invited
DS-Nov-G2
Join local MP David Seymour
Have your say...
and special guest, Adrian Orr, on a safer and more accessible
Reserve Bank Governor. Point Chevalier for everyone.
Topic: Economic Update with the From the Great North Road intersection at Pt Chev town centre to the
Reserve Bank Governor Westmere shops, there are plans for separated cycleways, improved
crossing facilities, a bus lane on Pt Chev Road and measures to provide
When: Friday, 6 December 2019 a safer environment for all road users.
10.30am - midday Come talk to us
(Christmas morning tea served from 10am) Speak to the project team in person at our drop-in sessions at
Pt Chevalier Library, 1221 Great North Road:
Where: St Marks Church,
• Saturday 30 November, 10am-midday
95 Remuera Rd, Remuera • Thursday 5 December, 4pm-6pm
J005173_Nov 19
RSVP: Phone 09 522 7464, or email • Tuesday 10 December, 4pm-6pm
mpepsom@parliament.govt.nz
To provide feedback, go to:
visit AT.govt.nz/haveyoursay
David Seymour Give feedback by 20 December 2019
MP For Epsom
Authorised by David Seymour, Suite 2.4, Level 2, 27 Gillies Avenue, Newmarket, AKL. Funded by the Parliamentary Service.6 CENTRAL LEADER, NOVEMBER 28, 2019 neighbourly.co.nz
THE EXPLAINER
Respect the protections process: Little
T
he man responsible for The man who Australia to discuss a global breaches emerged on Google, the
the death of British killed Grace agreement to obey New Zealand search engine giant was quite
backpacker Grace Millane Millane was found name suppression, but a complacent. No changes were
remains anonymous, with guilty on Friday. framework is yet to be put in made to its processes after the
court-ordered name suppression place. He told Stuff it could be then-accused’s name was included
still in place. years before an agreement was in an automated Google Trends
The high-profile case concluded finalised. However, those who email.
on Friday with the jury returning breached suppression orders on The issue was raised with the
a unanimous decision after five social media in New Zealand could company by Little and Prime
hours of deliberation, but the face legal action. Minister Jacinda Ardern on
man’s identity and the reasons for ‘‘If somebody in New Zealand separate occasions. Google
his suppression remain concealed. goes on social media and representatives assured Ardern it
Several international media publishes details that are was looking into the matter.
outlets broke New Zealand’s suppressed, that’s a matter of NZ Police also contacted
suppression orders in the lead up contempt of court in New Zealand. Google warning it of the various
to and during the court We’ve already got the power to breaches, asking for the search
proceedings, as have several deal with that and I understand results with his name to be
people on social media. authorities will be looking at removed from the internet.
Detective Inspector Scott situations where that has Google suspended the
Beard, from New Zealand Police, happened in the last couple of automated trending emails in New
said on Saturday officers had been days,’’ he told RNZ’s Morning Zealand and apologised.
made aware of several breaches on publicising their name was likely from Parliament in the 1920s Report. A Google spokesperson told
social media, and reminded people to ‘‘cause extreme hardship’’ to resulted in suppression orders Anyone who knowingly Stuff it was working with the
the suppression would remain them, or ‘‘cause undue hardship’’ being handed out ‘‘willy-nilly’’ as breached a suppression order Government to fix these issues.
until it was lifted by the court. to the victims. some judges and magistrates could face up to six months in jail Facebook also explained it was
Since the beginning of the trial, Millane’s killer’s legal team refused to grant them. or a fine of up to $25,000, according complying with suppression
police had received three fought for suppression back in But they continued to be to the Criminal Procedure Act. orders but removing all the
complaints of a suppression December, while her father wrote handed out to a variety of Little said at some point he breaches from specific posts
breach – the first was issued a to the judge asking for him to be defendants in a variety of cases. believed the name of the offender would be difficult.
warning and the other two were named. What can the police do about would be exposed, but for the time Little said it was in the best
being investigated, Beard said. Suppression laws, put in place suppression breaches and what being people needed to be patient, interest of companies like
Court-ordered name almost 100 years ago, have been are Facebook and Google doing to respect the process and Facebook to be on board with
suppressions are available for regularly criticised. Massey help? In regards to international understand there were reasons for protecting name suppression
numerous reasons – for the University journalism tutor and outlets, not much. these protections. orders, and that there has been
protection of victims of sexual former Dominion Post court Previous warnings from police, ‘‘Once we [have an] agreement some ‘‘very constructive’’ dialogue
cases, for children, and for reporter Fran Tyler previously judges, the minister of justice, and so that these things can be with Google of late.
defendants, at the court’s told Stuff there were many lawyers weren’t heeded by enforced . . . then I think people He was pleased with the
discretion. inconsistencies with suppression overseas media. [will] understand that those progress tech companies made
The Criminal Procedure Act orders when they were first Justice Minister Andrew Little enforceable rights are there and and the reception he received over
2011 explains defendants’ introduced. previously met his counterparts they’re there for a reason.’’ potential changes, but said this too
identities were suppressed if She said a lack of guidelines from the UK, Canada and When the first suppression could take another couple of years.
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Conversations GET IN TOUCH ONLINE
A mother’s worries are never over Gillian Millane Even the fashion designer
attempts to hold hired to create his daughter
back the tears as Beatrice’s wedding dress has
Comment her husband pulled out to avoid brand
Cas Carter speaks to media
after a man was
damage.
convicted with He made the correct response
murdering their days later while announcing his
OPINION: It’s fairly natural as a daughter. withdrawal from royal duties.
mother to sometimes wonder His words were no doubt written
what life would be like if you by the royal PR machine and
hadn’t had children. For me I’d approved by his mother.
be two dress sizes smaller and All in all, the Queen is looking
my bank balance many sizes at just another train wreck
larger. served up by her family.
But I would also never have But this time it is far more
experienced the overpowering serious. It’s not adultery or
feeling of wanting to protect my bickering over private jets, it’s a
children at any cost: an instinct, I grown-up child who has,
now realise, that doesn’t go away, unapologetically, been hanging
no matter what my child’s age. out with a criminal.
My heart has wrenched in horrible, debasing and agonising favourite, Prince Andrew, prepare for an interview. When So, if you think motherhood
past weeks over two examples of details of her daughter’s death, despite his association with it’s a 45-minute interrogation gets easier once your children
mothers whose children have and the hours leading up to it. convicted paedophile Jeffrey involving allegations of underage have flown the nest, after last
been scrutinised on a world Listening as Grace’s Epstein. sex with a co-conspirator who week’s heart-wrenching
stage. reputation was dragged through She travelled to church and has committed suicide, you examples, it is clear it’s just the
The first is the mother of the mud, while the accused’s went horse-riding with him in would prepare long and hard, opposite.
murdered backpacker Grace identity remained hidden. very public displays of solidarity, anticipate the questions and have The role of being a mother is
Millane. There is no protection for the despite a media hunt and public well-rehearsed answers. many and varied, it can bring so
Gillian Millane’s face has reputation of those who have displeasure. His responses were ill- much pleasure and so much pain.
shown the hell she and her passed away, something I have When her child made the considered and arrogant and he My heart goes out to our
family have been through even always found unfair, but never astounding decision to do a offered no sympathy to the 93-year-old Queen, who really
more starkly than the words more than this time. 45-minute interview in an victims of sexual abuse. should be able to expect better
spoken by her husband after the Meanwhile, on the other side attempt to defend himself, the Instead, word by word, Prince from her adult children.
guilty verdict was handed down of the world, another mother has royal matriarch swooped in to Andrew created a huge mess for And our hearts go to you,
last week. faced a very different dilemma protect him, and her family’s his mother to try to clean up. He Gillian Millane, and your family
I have no doubt the sympathy where one of her children is reputation, one which happens to didn’t even consider the wider – we weep alongside you.
of every mother was being concerned. have a value of around $88 consequences that have included
telepathically sent to Gillian The Queen showed her billion. a dramatic withdrawal of ❚ Cas Carter is a marketing and
Millane as she had to listen to the support for her purported It is public relations 101 to sponsorship. communications specialist.neighbourly.co.nz NOVEMBER 28, 2019, CENTRAL LEADER 9
What’s the price of a good night’s sleep?
Sleeping is something everyone needs Just like you’d invest in a new car or including latex and memory foam beds, Most beds come with a 10 year
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Living within
your means
GOLDEN RULES:
ROB
STOCK ■ Take control
MONEY MATTERS ■ Spend less than you earn
■ Experience the joy of living
without consumer debt
OPINION: Great news.
Households have got better at
living within their means.
The number wonks at Stats In 2010, 2011, 2012, 2013, and
NZ have crunched the numbers 2014, households saved.
and tell us that on average Since then we have been
households spent $340 more than slipping, though we’re still more
they earned in the year to the prudent, and a close look would
end of March. probably reveal a portion of that
OK, it could be better, but it $340 average overspend was the
used to be a lot, lot worse, so I’m result of property-rich Baby
inclined to thank my blessings, Boomers pre-spending a bit of
rather than wring my hands. their housing equity.
Before we got the shock of our You can’t understand people’s
lives in the global financial crisis spending choices by only Spending temptation is everywhere. Each of us has to develop household cultures to resist it. ROB STOCK/STUFF
(GFC) of 2008 we were spending thinking about their incomes.
between $104 and $105 for each It’s a lot easier to buy a new avoid falling for the marketing It’s an event that falls on the little of the spring back in their
$100 we earned. car when your house has gone hype (including from their mis- same date every year, and yet it steps.
Now it’s just under $101. up in value by $300,000. guided friends and family) on still results in a debt-fuelled ‘‘We really do dial down the
New Zealand didn’t get hit Nick Tuffley, ASB chief how they should be living, and spending binge. stress and the strain.
with the worst of the GFC, but it economist, told me: ‘‘We are what they need to be spending Until people hit crisis, they ‘‘It’s wonderful,’’ Grant says.
felt like a near miss, and came at living within our means a lot their money on. can bumble on for years, living a
a time when we were reeling more than in the 15 or 16 years But Rosalie Grant, manager little beyond their means, and
from the costs of fixing leaky before the GFC.’’ of the Nelson Budget Service, juggling their bills. CALL TO ACTION
homes, and losing money in I’m comfortable with that. reminded me that people need But change is possible, as our Got a question for Rob or an issue
finance companies. Living within your means on skills to budget, plan their improved national household you want him to tackle? Contact
The resulting shock of seeing a day-to-day basis is the first rule savings and anticipate future spending habits show, and I’m Rob by going online to Neighbourly
the government scramble to of personal finance. spending needs too. convinced it leads to greater and type the name of your
guarantee bank deposits in a bid You need to develop your Not everyone has those. national happiness. newspaper into the search bar.
to prevent their collapse mental self-defences to do it, and They are a priority, and only Desperate, miserable people Click our name and select Contact
converted households from to say no to convenient individuals can take a decision come to the Nelson Budget from the menu bar and ‘‘message
years of spending more than consumer debt. to develop them. Service seeking help. our reporter’’ from the drop-down
they earned to savers. Families have to find a way to Christmas is a good example. They walk out again with a menu.
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titles and logos are trademarks.
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ranfurlyhospital.co.nzneighbourly.co.nz NOVEMBER 28, 2019, CENTRAL LEADER 11
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LIFESTYLE & LEISURE
ADVERTISING FEATURE
Escape to Auckland’s urban oasis
If you’re looking for a place to rhododendrons will be in flower.
take visitors, an oasis where you A family day out, with plenty of
can get away from the pre- paths to explore, a festive lunch
Christmas hustle and bustle, or a and a meeting with Father
nice walk among beautiful Christmas – what’s not to love?
gardens, Eden Garden is a unique On Saturday November 30 and
escape, just minutes from the Sunday December 1 Father
CBD. Christmas is coming to the Eden
It was begun in 1964 when a Garden Grotto! There’s a trail
local horticulturalist, Jack Clarke, through the Garden, quiz sheets,
visualised a beautiful garden from crafts to do and writing Christmas
a disused scoria quarry. Over wish list letters off to the North
many hard-working years, Jack Pole… and your own special visit
and a team of committed with Santa Claus! The Christmas
volunteers created the basis of events are suitable for all children
the Garden which has developed from two to teens.
into an oasis of beauty and calm. In the café there will be some
Eden Garden is a not-for-profit festive treats and non-alcoholic
charity where every cent taken wines, beers – and a special punch!
from entry fees and any profit On Sunday local school choirs will
from the cafe and shop is folded be at the Garden for some
back into the maintenance and seasonal choral merriment.
development of the Garden. So, come along for a few hours
Situated on the eastern slopes to explore the Garden and make
of Mt Eden, Eden Garden is an some festive cheer!
award winning 5.5 acres that has Eden Garden is at 24 Omana
an internationally recognised Avenue, Epsom.
collection of camellias, Entry fee: Adults - $12; NZ
rhododendrons and vireyas. It has Seniors, Students and Explorer
been recognised by The Insider’s Father Christmas is coming to the Eden Garden Grotto this weekend. Bus - $8. Children under 12 – free
Guide to New Zealand 2020, (but entry to Santa’s Grotto is $5
Lonely Planet and Trip Advisor. fantails and kingfishers. With 5.5 East Auckland and the harbour. to see as seasons change and the – no charge for adults).
You’ll discover new areas of acres to explore there’s room for Then treat yourself to a coffee array of colours unfold. In the run Groups of 15 or more - $8 each.
beauty as you meander along the a good walk and you can head to and pastry afterwards! up to Christmas the maples are Open: 9am to 4pm seven days.
paths and spot tui, wood pigeons, the top for some great views of There’s always something new stunning and the roses and www.edengarden.co.nz.
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PH 09 473 5350neighbourly.co.nz NOVEMBER 28, 2019, CENTRAL LEADER 13
LIFESTYLE & LEISURE
ADVERTISING FEATURE
Solving the investor conundrum
Allistar Walker parties who are not meeting their with a loss of flexibility in direct inflation.
obligations. property investment. Feral There are numerous books
Just as we all think we’re above ● Tenants liable for damage. tenants may well be the winners, about investing in both types of
average drivers, most investors Careless behaviour/damage by which serves a warning to asset class. Best to do your
think they are above average tenants or guests, will make the potential investors - to know what homework around what suits you.
when it comes to investment. tenant liable for repair costs. This they are doing Beware spruikers, read the
Trouble is, some of us are too can be up to a maximum of four Will we see a return of investors business pages in the newspaper
smart for our own good. weeks rent or the landlord’s to the share market? After all or on-line, and develop a ‘feeling’
There are two basic investment insurance excess, whichever is there is more flexibility - you can for the markets. I don’t know of
avenues to help you keep your ● Rent increases limited to one lower. sell parts of a portfolio, you can’t any better way than educating
nose in front of inflation - in 12 months and a ban on ● Insurance Statement – the sell of part of a house. You don’t yourself using the tools that are
property and shares. solicitation of rental bids by new tenancy agreement provides have to worry about tenants, readily available.
Both can be entered via landlords. a statement about whether the meth or a teddy stuck in the All investments carry risk. The
managed funds such as KiwiSaver ● Landlord’s right to ‘no cause’ property is insured and the excess dunny. market isn’t a stable or level
or by direct investment. If terminations has been removed, applicable. A copy of this policy With shares you can purchase playing field. Those best educated
investing directly, then you need as a measure to increase tenant can be made available to the small amounts directly as you can to understand both upsides and
to know the rules, understand the security. In my view people tenant on request. afford them, sell when you want downsides, will ultimately succeed.
markets and know what you are shouldn’t buy investment ● The biggie – landlords can or simply invest a regular amount Financial Advisers can help, but
trying to achieve. properties unless they are in for test for ‘meth’ in their properties each month into a managed fund, the more you know, the better the
Changes to the Residential the long haul - think 10 years plus. while the tenants live there. They just as you do for KiwiSaver, help and advice they can give.
Tenancies Act have tightened and For instance on a sale of your need to provide 48 hours’ notice where you could just increase Disclosure: Care has been taken
tidied rules for residential property the tenant will be but not more than 14 days. your contributions. Note, with the to ensure that any information is
investment properties. It means allowed to remain. ● Fit for purpose property, latter your funds are locked in accurate. No liability is accepted
landlords will need to be diligent in ● Tenants can add minor meaning that landlords can be according to KiwiSaver rules, so for its use.
the quality of property they put fittings, such as brackets to held to account if they rent out you may prefer a separate fund Enquiries are welcome.
out for rent and understand the secure furniture, baby proofing unsuitable premises. The shack in with easier access. Experienced in lending, risk
implication behind tenant rights. property, install visual fire alarms, Soweto won’t cut it! Landlords To grow our wealth for advice and planning, Allistar
Essentially, landlords will need doorbells and hang pictures. Most need to meet all legal retirement or simply a better Walker is a Registered Financial
to be extremely careful in landlords already allow this, requirements relating to buildings lifestyle, most of us need to be Adviser, Senior Fellow of Financial
selecting tenants. There aren’t preferring consultation in the (consents), health (no mould and invested in both property and Services Institute of Australasia
many cretins out there, but they process. lots of insulation) and safety shares. Term deposits at the bank and director of IFL Associates
do exist, and make life harder for ● You still must pay all your applicable to the premises from don’t cut it, as generally your Limited. His full disclosure is
us ordinary decent fellas’, whether rent on time. There are increased day one of the tenancy. funds will decrease in future available free on request or he
a landlord or tenant. financial penalties and new tools These changes will possibly see purchasing power, if the rate of can be contacted at 09 410 6023
The key changes include: allowing direct action against the ‘quick flick’ operators diminish return after tax is less than or enquiry@mortgagehelp.co.nz.
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09 580 237614 CENTRAL LEADER, NOVEMBER 28, 2019 neighbourly.co.nz
Backyard banter IN ASSOCIATION WITH NEIGHBOURLY AND ITS PARTNERS
Add colour to your community
colour could be a great way to
Paint the town red, or royal blue, or even cover up and dissuade future
pastel pink, writes Erin Reilly. graffiti and vandalism. Paint
pokey corners of communities to
Opinion: ‘‘Tan and toffee and make them look loved and
black and beige, charcoal and appreciated, and fingers crossed
olive and brown…’’ No, there’s a your local vandals will stick to
reason why the rainbow song painting on canvas.
was written with much brighter, Neighbourly is a NZ-owned Kindergartens, community
more joyous colours. social media site creating centres and communal gardens
The reds and yellows and easy ways for neighbours are obvious opportunities for
pinks and greens of the world to talk and connect. Join brightening up with splashes of
have the uncanny ability to us at neighbourly.co.nz or colour too.
brighten up even the dullest of download our new iPhone Painted garden edgings,
days. and Android apps. fences, murals and walls provide
So why, then, are our perfect opportunities to add
neighbourhoods – places and personality and vibrancy to
spaces where we’re meant to feel parts of the community that
the most at home – often deserve an added dose of love
coloured in those same fetching more than your standard white and appreciation.
shades of … bleugh? picket; a lavender hedge butted Does a corner of your
If I was the boss, I’d make it a up against a royal blue or pastel community need a splash of
rule to add colour to every road, pink fence could look lovely. colour?
street, corner and crescent. Letterboxes are an obvious Neighbourly’s annual Resene
I’d encourage property spot that could easily be Somerfield Park Sports Pavilion was one of the five winners of last year’s Colour Your Community
developers to reconsider their zhooshed up to add some Resene Colour Your Community. campaign kicks off this month.
insistence on monochrome and vibrancy and personality to a Nominate a community
instead add a little coloured neighbourhood. neighbours via Neighbourly for neighbours could vote on a poll project or community group and
diversity to their palette. Communities could run a front gate makeover. via Neighbourly. you could win $1000 worth of
I don’t mean bright red localised competitions for the Colourful murals, perhaps by The more a community feels Resene paints, wood stains and
houses (although each to their best letterbox on the street, local artists, could feature on the invested in the artwork chosen accessories for them to
own, of course), but at least move schools could get the local kids sides of public toilets and the for their corner of the world, the transform their space.
away from the staple grey and involved by introducing a ends of blocks of shops too. So less likely it would be vandalised Visit www.neighbourly.co.
white. classroom box-off, or people people felt like they had a say in too. nz/colouryourcommunity to
Front yard fences could be could nominate worthy what art appears in their ’hood, Speaking of which, a splash of register your good cause today.
Better Hearing
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