WHAT ARE THE BENEFITS AND COMPARATIVE ADVANTAGES OF THE GROUP MODEL IN IMPROVING YOUTH ECONOMIC - YETA LEARNING QUESTION RESEARCH BRIEF SERIES: ...
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Y E TA L E A R N I N G Q U E S T I O N RESEARCH BRIEF SERIES: WHAT ARE THE BENEFITS AND COMPARATIVE ADVANTAGES OF THE GROUP MODEL IN IMPROVING YOUTH ECONOMIC OPPORTUNITIES?
TA B L E O F CO N T E N T S 3 T H E Y E TA A P P R OAC H 4 BENEFITS OF THE GROUP MODEL 7 P OT E N T I A L C H A L L E N G E S TO T H E S U CC E S S O F T H E G R O U P M O D E L 9 S U CC E S S A N D FA I LU R E 10 LESSONS LEARNED 11 CO N C LU S I O N 12 M E T H O D O LO GY
INTRODUCTION Y outh Empowerment Through Agriculture (YETA) is a five- year MasterCard Foundation-funded program in Uganda led by NCBA CLUSA along with Youth Alive Uganda (YAU) and Reproductive Health Uganda (RHU) with support from learning partner the Overseas Development Institute (ODI). YETA has four objectives: 1) forming and strengthening youth associations (YAs); 2) improving the well-being and confidence of YA members through enhanced foundational skills; 3) increasing access to financial services for YA members; and 4) developing the technical and entrepreneurial skills of YA members so they can launch their businesses. YETA operates in the districts of Dokolo, Kole, Masindi and Kiryandongo. Having reached 27,130 youth (exceeding our target of 26,250), the project is publishing a series of Learning Question Research Briefs to galvanize discussion among youth, policymakers and practitioners and to advance MasterCard Foundation’s Youth Forward Initiative learning agenda. Based on focus group discussions and interviews (see methodology), this paper is designed to record the experience and learning from YETA’s work in northern Uganda on the benefits and comparative advantages of the group model. THE GROUP MODEL 1
Young people in northern Uganda face a myriad of component of the YETA program has also been the challenges as they seek to improve their livelihoods creation of village savings and loans associations within the agriculture sector. One approach to (VSLAs), the focus here is on youth associations. addressing these challenges is the group model The dynamics of VSLAs are discussed in a separate adopted by YETA, where young people are paper entitled ‘How is Financial Inclusion Supporting encouraged to form youth associations, to make the Youth Empowerment?’. provision of training easier and to allow participants to tap into the social capital and risk-mitigating The first section of this paper provides a short benefits of voluntary collaboration. description of YETA’s approach, while the bulk of the paper describes the benefits associated This research brief looks at the benefits and with group membership and approaches. This is comparative advantages of the group model for followed by a section on the potential challenges YETA participants in northern Uganda as well as to youth associations based on the experience of the possible challenges associated with youth YETA. Finally, the paper concludes with the lessons associations. It also details the lessons learned so learned and a brief description of the research that these can be shared with other programs and methodology. help scale up successful youth associations and youth employment programs. While an integral MAIN FINDINGS • Youth associations are a powerful tool for combating young people’s impression that they are unable to positively change their lives and living standards. By demonstrating what is possible in a group setting, young people are empowered and motivated to expand their agricultural enterprises. • Participating in a youth association expands young people’s ideas about what is possible, thereby helping them to develop actionable aspirations. 88% of YETA youth reported they have gained the knowledge and skills to start and maintain sustainable agricultural enterprises. • There are numerous economic benefits to participating in an association. Most important among them is increased access to land, which allows for the expansion of a multitude of agricultural enterprises. All 813 YAs under the program have gained access to land. As registered groups, YAs have cumulatively tapped 82,814 USD from Uganda government programs to invest in their enterprises. • Young people reported being able to access information, reduced prices for agriculture inputs and higher prices for their harvest more easily through their associations. • Community leaders indicated positive changes in behavior among participating youth, including increased confidence as well as reduced drinking and gambling. • Associations face challenges, such as weak group cohesion and conflict, difficulty in selecting a good mentor, and including less fortunate youth in their groups. Some groups had difficulty with membership retention, particularly young women. • The choice of enterprise is key to determining group success. Groups that chose to focus on staple crops were less likely to do well – they required significant amounts of labor and financial resources and experienced low prices (e.g. maize). Not all youth associations are mature enough to provide storage or financing to their members to help address such situations. 2 Y E TA L E A R N I N G Q U E S T I O N S
THE YETA traction), and produce buying and selling. The selection of enterprises by youth varied according APPROACH to location and weather patterns. For instance, in cohorts 3 and 4 goat-keeping and goat-rearing proved particularly popular as erratic weather patterns had rendered crops less profitable in certain regions. The YETA consortium addressed the challenges faced by youth in agriculture – such as low levels of productivity, access to resources, and low skill levels YO U N G P E O P L E W H O PA R T I C I PAT E D I N – by facilitating the creation of a network of youth Y E TA W E R E T R A I N E D associations and, ultimately, cooperatives. Before O N T H E F O R M AT I O N A N D M A N AG E M E N T participating in the YETA program, the majority of O F YO U T H rural youth in YETA areas of intervention worked A S S O C I AT I O N S , FINANCIAL on small pieces of land provided by their parents or L I T E R AC Y, L I F E communities, without the necessary skills or finance SKILLS, AS WELL AS to farm productively. They did not effectively AG R I C U LT U R E A N D E N T R E P R E N E U R S H I P. manage the little income they generated and often did not know how to best invest their surpluses. It is in this context that YETA’s youth associations act as a vehicle to address these obstacles by providing access to formal training and mentorship so that young people have the skills to produce more and invest better. Once formed, groups were encouraged to choose a mentor to support their group endeavours and to form a village savings and loans association (VSLA) so that participants could save for their individual goals and group projects. Groups also functioned as a means for empowering youth who have low levels of self-esteem and for demonstrating that change and better livelihoods are possible. Finally, it is easier for groups to access resources – including land, information and concessionary loans – provided by government or other NGOs than it is for individuals. Young people who participated in YETA were trained on the formation and management of youth associations, financial literacy, life skills, as well as agriculture and entrepreneurship. Trainings were organized into 4 cohorts over the life of the project. After being trained, young people in each cohort were provided with an incubation kit, which allowed them to start a group business. YETA promoted several profitable activities as group enterprises, based on a value chain analysis. The recommended value chains included crop production (sunflower, soy beans, maize and horticulture), livestock (piggery, goat-keeping, goat-rearing, and animal THE GROUP MODEL 3
BENEFITS OF THE labor projects that might seem overwhelming and prevent a young person making a start on their GROUP MODEL own, such as clearing land, felt achievable as a cohesive group. Starting a group is not a small endeavour either. However, the encouragement of a mentor or trainer as well as interactions with other youth associations made the establishment of According to respondents, there are many a group seem achievable. advantages to participating in a YETA youth association or cooperative. However, the benefits In some cases, the increase in motivation and self- deemed to be most important by our respondents esteem resulted in young people returning to or varied according to their relationship with the YETA even starting school for the first time. Others were program: young people pointed to the learning, able to support their siblings to go to school by empowerment and economic benefits as most contributing to their school fees and materials. important, while most community leaders and mentors stressed the benefits youth associations D E M O N S T R AT I O N E F F E C T bring to the wider community, such as positive changes in youth behavior and motivation. Once youth associations registered some initial successes, their most important function was to The benefits of the group model are outlined in broaden young people’s views on what could be this section in order of importance, as identified by achieved. Many respondents reported that once young people. they had seen what was possible as a group, they felt sufficiently confident to test some of those skills S O C I A L B E N E F I T S , E M P OW E R M E N T out in their individual enterprises. The benefits of A N D M OT I VAT I O N working together in a youth association also inspired youth to form larger producer cooperatives. From the perspective of youth, undoubtedly the most important benefit of participating in a youth The application of skills to individual enterprises is association was feeling empowered, motivated and important to raising young people’s incomes. While more confident. Young people described that they respondents reported successes in the businesses had learned the ability to see the opportunities run by their youth association, they often available to them and that their motivation to mentioned that these generated only relatively pursue these through hard work had increased. small amounts of money per participant. However, They found it easier to motivate themselves to when group members applied these same financial, put their labor and creative energies into a group planning, and farming skills to their personal project, at least initially, compared to working on projects, they reported significant increases in their own on smaller plots where they described income. Surprisingly, these individual investments succumbing to defeatist thoughts. were not limited to the same crops or livestock projects carried out by their group enterprises. Young people also stressed that working Instead more entrepreneurial association members together made lighter work of tasks that seemed diversified their production considerably. This insurmountable to an individual, whether this can be attributed to their increased access to was for psychological or physical reasons. Many information (discussed in more detail below) and groups noted how much easier it is to approach a the creative tensions generated by the choice of a wealthy or respected community member jointly to group project. When opinions diverged within the negotiate buying or renting land, than it is to do so membership about the best project to pursue, this as an individual. Participants felt that being a youth served to generate ideas for individual enterprises. association leader – or even member – gave them The acquisition of transferrable skills – leadership, a level of credibility and respect that they would initiative, and soft skills – also contributed to youth not command on their own. Similarly, manual starting individual businesses; these skills enabled 4 Y E TA L E A R N I N G Q U E S T I O N S
them to launch alternative ventures not depend on housing, accessed more land and in some cases the group enterprise selected. young people even invested in their education by returning to school or attending formal education Additionally, the skills learned through their for the first time. associations – such as bookkeeping, conflict resolution, and cooperation – allowed young E CO N O M I C B E N E F I T S people to form larger producer cooperatives and Savings and Credit Cooperatives (SACCOs). This The economic benefits of participating in a group meant not only reaching a larger number of young were primarily felt through access to two interlinked people but also increasing the benefits available to resources: land and finance. Additional land members. In Mutunda sub-county benefits from was accessed either through the social capital these large youth groups were even extended generated by group membership or formal finance to refugee communities, which had limited arrangements. In the former case, this came about knowledge of farming practices, bookkeeping, or as a result of the group’s standing in its community access to start-up capital. Under YETA, so far, 10 or its mentor’s influence. Usually this involved the primary cooperatives and 1 SACCO have been group’s leadership approaching a member of the registered with the Ministry of Trade, Industry, and community who owned a large amount of land Cooperatives. These groups are setting their own and negotiating access to it, in exchange for either production targets, increasing their land acreage a payment or goods and services. Where these and engaging in larger volume transactions (input arrangements were informal this sometimes led supply, extension services, bulking and marketing). to conflict with the landowner, particularly if they While YETA offers training on cooperative insisted on the land being returned after one season governance to them, the establishment of these meaning that the owner would still benefit from any groups and selection of their leaders were primarily fertilizer applied. YETA staff and mentors encouraged driven by the youth themselves; they recognized the groups to formalize their land rental and purchase benefits of engaging the market on a larger scale. arrangements to avoid such situations, but this This is another example of the demonstration effect advice was not followed by all groups. from group model. Both access to land and finance are frequently G R O U P DY N A M I C S A N D A S P I R AT I O N S binding constraints on productivity: access to land allowed individuals and groups to increase their Where young people do not have a broad range of savings, which in turn allowed them to access more role models on whom they can model their own land. Likewise, access to finance allowed groups to futures, they tend to develop aspirations that are access more land as demonstrated in the virtuous either too high or too low to be actionable. As a circle below: result, they are discouraged from realizing a better standard of living for themselves. However, the Y E TA’ S P R O D U C T I V E I N V E S T M E N T C YC L E process of developing aspirations and working towards them are learned behavior and groups can expand the range of aspirations available to young people. Both focus group participants and key informants provided evidence that participating in a youth association helped young people to develop realistic but higher aspirations than their counterparts who were not participating in YETA’s groups. Combined with the planning and decision-making skills learned in training, association members were able to take small but achievable actions that brought them closer to their aspirations. For instance, they improved their THE GROUP MODEL 5
Saving to access land was especially important storage space which allows them to delay sales, for young women who were much less likely to bulk large quantities and negotiate better prices. access land from their parents than were their male counterparts. Where youth associations have come together to form a cooperative, they have been able to Access to finance and, therefore, the ability to negotiate significant benefits for their members. invest in enterprises both individually and as a One example of this is Ayer Cooperative, which group was one of the primary economic benefits has signed a contract for sorghum production with to young people. VSLAs also encouraged behavior Ednak, negotiating a 15% reduction on the price and mindset changes, particularly planning for the of sorghum seeds and an 18% increase in output medium and longer term, rather than focusing on prices for its members. Other examples are links quick returns. Nevertheless, VSLAs experience a with large-scale cereal buyers, such as the World range of challenges, from members defaulting to Food Program, which have also given cooperative ONE OF THE MAIN the exclusion of poorer members members reliable and profitable markets. Such REASONS GIVEN who do not feel that they are linkages provide meaningful benefits to members, F O R P R O M OT I N G able to generate enough income motivate youth to continue to collaborate, and THE GROUP MODEL I N P O O R LY- to save. The paper entitled ‘How increase the sustainability of youth associations C O N N E C T E D, is Financial Inclusion Supporting and cooperatives. AG R I C U LT U R A L COMMUNITIES IS Youth Empowerment?’ describes T H AT T H E Y C A N the benefits and challenges of ACC E S S TO I N F O R M AT I O N A S S I S T W I T H AC C E S S TO M A R K E T S F O R accessing finance through VSLAs. AG R I C U LT U R A L Training provided by YETA was the main source of PRODUCE. Another benefits of group information and learning for participants. Young participation include the reduction in ‘idleness’ people indicated information on group enterprises and time spent looking for work. Participants and the diversification of production as most recounted that they were much better able to find useful. In addition, they found the advice provided productive forms of employment, reducing not by mentors on agricultural practices very useful. only the amount of time spent looking for work Being in a group also allowed youth associations to but also cutting down the temptation to gamble approach local government officials or extension out of a sense of boredom and frustration with agents when necessary. Prior to engaging with their low earning potential. This was partly due to YETA, participants usually had little experience of the entrepreneurial mindset which youth learned engaging with the extension service so they did during the YETA training, which allowed young not appreciate the benefits of technical advice. In people to identify the opportunities and market addition, many young people reported that they did gaps in their communities. As a result, YETA youth not have the confidence to approach government are now providing a wide range of services to their officials before they had created a successful youth communities, including land preparation using association. Belonging to a youth association also conservation farming, chemical spraying, post- allowed YETA’s young people to access considerable harvest handling, and basic veterinary services. resources through the Youth Livelihoods Program, Northern Uganda Social Action Fund, One of the main reasons given for promoting the Operation Wealth Creation and Uganda Women’s group model in poorly-connected, agricultural Empowerment Program. In total, this has allowed communities is that they can assist with access to groups to access 82,814 USD to date. This was markets for agricultural produce. However, young mainly as a result of increased confidence and people did not generally identify this as one of the purpose by members and their leadership. The most important benefits of membership. Instead, encouragement received from their mentors to be they reported reduced prices for agriculture inputs pro-active was also mentioned by many focus group and higher crop prices as important economic participants as contributing to successfully raising benefits. More well established groups with more these funds. experience tended to prioritize the benefits of 6 Y E TA L E A R N I N G Q U E S T I O N S
Finally, being in an association also facilitated access to information on health services through POTENTIAL peer to peer health referrals. So far, 18,797 youth CHALLENGES TO THE under YETA have accessed sexual and reproductive health services through their Peer Leaders who are SUCCESS OF THE designated to support group access to such services. GROUP MODEL COMMUNITY LEADERS’ PERSPECTIVES ON While there are numerous benefits and C H A N G E I N B E H AV I O R A N D M I N D S E T comparative advantages to the group-based approach implemented by YETA, there are It is worth noting that community leaders, challenges that were encountered by groups. mentors and local government officials often cited another benefit of the group model, which CHOICE OF GROUP ENTERPRISE young people reported less frequently. This was young people’s role in their communities. Those Perhaps the most important challenge faced was that had participated in the YETA training and the choice of group enterprise. Some groups had honed their negotiating skills in their youth that chose to produce crops experienced a great associations were seen to be more active in deal of price volatility and performed less well community leadership, less likely to engage in compared to those that had opted for animal- drinking or gambling, and to have developed a rearing or the provision of services to other stronger work ethic. farmers. In both the case of service provision and animal-rearing, demand and supply remained The perception that youth had taken on leadership relatively constant, which meant that prices did roles in their communities is borne out by too. This made business success easier to achieve. participant data, with a total of 311 YETA youth Well-established youth associations can protect taking on roles with significant responsibility in their members from price volatility by facilitating access communities. See the table below for details. to markets or storage facilities. However, youth associations which had not yet matured sufficiently to fulfill such a role continued to face problems of price volatility. This problem had been particularly severe for newer associations in Kiryandongo where a bumper maize harvest resulted in prices P E R C E P T I O N S O F YO U T H L E A D E R S H I P R O L E S ••L E A D E R S H I P P O S I T I O N MALE FEMALE TOTA L ••Local Government 214 80 294 ••Health Center Management Chairperson 1 0 1 ••Religious Leadership Committee 7 6 13 ••Clan Leaders and Committee Members 3 0 3 ••TOTA L 225 86 311 •• THE GROUP MODEL 7
dropping wiping out profits. These challenges can dropping out of their group. Despite these reports be overcome in due course provided that youth from young people, YETA is still seeing higher are not discouraged; they establish linkages with numbers of young women saving than men. Area Cooperatives Enterprises that have sufficient purchasing power, such as Nyamahasa Area Poorer youth will struggle more to save and to Cooperative; they form contracts with the private save enough to make it feel worthwhile. In some sector buyers such as Masindi Farmers Association cases, they were not able to participate in the VSLA (MADFA); and they access assistance from district component of their association, which they found commercial officers. demotivating. Providing additional support to these youth is important. C H O I C E O F M E N TO R ACC E S S TO L A N D Secondly, the choice of a mentor was central to a youth association’s success. Groups with Access to land proved particularly challenging for knowledgeable, available, and generous mentors young women. Typically their male siblings had fared much better than those less fortunate in their preferential access to family land or their husbands choice of mentor. Most often this was due to the controlled the household’s land. Young women mentor being too busy to provide advice and support. were especially dependent on renting land. And they found it harder to compete in the rental Linked to mentorship is the challenge of group market as many landowners prefer to rent to conflict, which most commonly arose when groups men. However, YETA mentors or staff stepped in could not agree on a joint enterprise or when a to help groups to access land, ensuring that young member had defaulted on their loan payments. In women were able to maximise the benefits of their one instance, a group had experienced the theft of participation in the program too. group assets, resulting in conflict until the culprit was apprehended and an agreement was reached M OT I VAT I O N O F G R O U P M E M B E R S H I P about how to cover the cost of the losses. YETA has learned that in these instances, the advice and Finally, some members joined the association mediation of a mentor was absolutely essential. with false hopes assuming they would continue Training for mentors emphasizes listening skills and to benefit from transport fees and other benefits conflict resolution so that most types of conflict can by participating in association meetings. These be avoided or resolved. individuals often dropped out, according to remaining members. I N C O N S I S T E N T M E M B E R S H I P PA R T I C I PAT I O N I N G R O U P AC T I V I T I E S Sustainability is likely to be a challenge for some of the newly established associations; they will not Not all group members were able to benefit equally continue to have the same level of support and so from their participation in youth associations, their growth may falter, or they may cease to exist especially the VSLA component. The full entirely. Some government officials expressed participation of youth association members involves concern that they would not be able to provide the financial contributions to the group enterprise and same level of support after the end of the YETA usually the participation in a savings association. program. YETA through its work with the Regional While there is no minimum savings amount to Advisory Committee (RAC) has seen the committee participate in a VSLA, those who were only able to member’s pledging to continue monitoring and make very small contributions did not feel that they supporting YETA YAs; this is one way of ensuring were making enough progress and felt discouraged. continuity of the YA businesses. Local government According to our respondents, women were more Commercial officers pledged to continue providing often unable to save enough to invest in productive training and technical backstopping to newly enterprises. This was further aggravated by young formed youth led primary cooperatives beyond the women migrating to marry and consequently project life. 8 Y E TA L E A R N I N G Q U E S T I O N S
SUCCESS AND years to accumulate in one or two months. Within several months, they may well be able to register FAILURE the first successes as a group. Having seen these benefits, young people are then able to replicate them and gain the confidence necessary to test other business ventures. SUCCESSES FA I LU R E S The greatest success of the YETA program has The majority of groups experienced one or more been the demonstration effect of its groups: the setbacks, of varying degrees of severity. These group-based approach can show young people the included the loss of members, conflict over the cumulative impact of many small investments and use of group resources, theft of group property, create a sense of achievement, while removing the and failure of the group business. However, these need for patience. Instead of one young person setbacks only became failures in the absence of saving for a reasonably long time, investing in a support from a mentor. The vast majority of groups small business, and reaping the benefits some had chosen mentors who were willing to give months or even years down the line, a youth their time, and sometimes resources, to groups. association can speed up this process, while also Nevertheless, the absence of an engaged mentor involving all group members. A group of 20 to 30 led to a small number of groups experiencing young people can, for example, mobilize the capital serious setbacks. that it would take an individual young person many THE GROUP MODEL 9
LESSONS LEARNED The most important lessons learned from the YETA program are: • The power of cooperation: Youth • The strength of gender mainstreaming: associations are a powerful tool for While groups were usually mixed, empowering young people, demonstrating attention needs to be paid to gender. opportunities available, and motivating Young women face additional hurdles young people to work. Many respondents to be able to earn, learn and save. reported that youth in northern Uganda Without additional assistance they will are often demotivated because they not have the confidence or may not see do not see how they might improve the benefits of participating in a youth their livelihoods. Group approaches association. However YETA supported are an effective way of demonstrating and encouraged female participation by to young people how they can improve scheduling favorable times for trainings, their own livelihoods. The incubation accommodating caregivers for those with kits contributed to this by providing the children, seeking consent from husbands group with an experience of success which and parents, and enforcing the 1/3 gender motivated members. rule in all activities including trainings and election of officials in YAs. • The choice of mentor is critical: Young people sometimes feel that they need to • Group models require group cohesion choose a particularly influential individual to work: Young people lack experience or someone who holds an important office in benefiting from collaboration and so in their community. However, someone extra efforts are needed to foster group with time and farming knowledge might cohesion to overcome challenges faced. be a better option. Supporting groups in Support from mentors in aligning the carefully managing mentor selection is group’s interests and mitigating conflicts vital. is importance as well as assisting groups in helping them elect their leaders to • Smaller, achievable actions: planning they become effective at governing and decision-making skills must include themselves and solving problems. setting small but achievable actions that Cohesion is easier to achieve with groups bring youth closer to their aspirations. By of 35 members or less. working in a group and with support from mentors, youth are exposed to a range of aspirational goals and can set more realistic ones - not too high or too low. 10 Y E TA L E A R N I N G Q U E S T I O N S
CONCLUSION Youth associations are a powerful tool for OV E R A L L T H E BENEFITS empowering young people. Group models require TO G R O U P group cohesion to work sustainably with more PA R T I C I PAT I O N – SUCH AS support needed during the selection of group G R E AT E R AC C E S S enterprises and mentors. Overall the benefits to TO R E S O U R C E S , OPPORTUNITIES, group participation – such as greater access to CHOICES, resources, opportunities, choices, information and I N F O R M AT I O N new skills – far outweigh the challenges identified AND NEW SKILLS – FA R O U T W E I G H under YETA. THE CHALLENGES IDENTIFIED U N D E R Y E TA . THE GROUP MODEL 11
METHODOLOGY This paper is based on the preliminary findings from research conducted with YETA participants, key informants, and program staff in April 2019. Over the course of two weeks, focus group discussions were held in Kiryandongo and Kole to elicit the experience of youth association members. These focus groups were complemented with in-depth interviews with community leaders and local government officials who were involved in the program to triangulate and contrast with the experience related by youth. Interviews were also held with model youth and parent mentors. The first group was able to provide insights into how the program had benefitted them as well as reflect on why some groups or individual members had been less successful. Parent mentors on the other hand were able to provide data on the types of struggles their groups faced and how the YETA program was able to help them overcome them. A total of 13 focus groups were held with YAs and 2 with cooperatives. We also interviewed 24 key informants, including local leaders, model youth, and national government representatives. While YETA works in four districts, the research team chose Kiryandongo and Kole to cover the experiences of the breadth of YETA’s experiences, including post-conflict populations and groups that were performing well and not so well. Quality assurance: After data collection, the research team drafted initial versions of the report and shared these with the YETA team for inputs and comments. 12 Y E TA L E A R N I N G Q U E S T I O N S
A B O U T T H E PA R T N E R S The National Cooperative Business Internationally, NCBA CLUSA has Association CLUSA International (NCBA worked in over 100 countries building CLUSA) is the apex association for sustainable communities, creating cooperative businesses in the United economic opportunities and strengthening States and an international development cooperatives. Our work focuses on an organization. Founded in 1916, NCBA CLUSA approach that empowerments smallholder strives to advance, promote and protect farmers, women, and youth in the areas cooperative enterprises through cross-sector of food security, agricultural development, advocacy, education and public awareness strengthening of communities and farmer that help co-ops thrive, highlighting the organizations, community-based health and impact that cooperatives have in bettering natural resources management. the lives of individuals and families. The Mastercard Foundation was created in the world. With commitments of over in 2006 by Mastercard International US$2.2 billion, they have partnered with and operates independently under the more than 150 visionary organizations to governance of its own Board of Directors. increase financial inclusion and access to Since its founding, the Foundation has youth learning in Africa, and have improved grown from a small “start-up” with just three the lives of more than 33.8 million people employees to one of the largest foundations and their families. The Overseas Development Institute (ODI) is poverty, the alleviation of suffering and the an independent think tank on international achievement of sustainable livelihoods in development and humanitarian issues, developing countries.” It does this by “locking founded in 1960. Based in London, its together high-quality applied research, mission is “to inspire and inform policy practical policy advice, and policy-focused and practice which lead to the reduction of dissemination and debate.”
1775 Eye Street, NW | 8th Floor | Washington, DC 20006 202.638.6222 | www.NCBA.coop
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