MEDIA KIT 2020 - JUNO Investing
←
→
Page content transcription
If your browser does not render page correctly, please read the page content below
MEDIA KIT 2020
Welcome
JUNO is New Zealand’s only premium investment magazine. We tell you everything you
need to know about investing, about risk and returns, and about what’s happening
in the world that affects your investments. JUNO also features a sophisticated lifestyle
section covering topics like art, travel and cars.
Our readers are investors, from the beginner starting out in KiwiSaver to the
sophisticated expert with lots of variety in their portfolio.
Our readers are people with money to invest and money to spend.
Brenda Ward
Editor
JUNO offers...
1 Expert investing content, and beautiful
lifestyle stories.
2 Access to a niche industry of big spenders.
3 Easy-to-understand content with simplified
investing concepts.
4 A wide reach from the beginner investor to
high-net-worth individuals.
5 Exceptional print quality and sophisticated
design.
6 Distribution to targeted investing clients,
luxury hotels, airport lounges here and
in Australia, New World and Countdown
supermarkets, Whitcoulls, PaperPlus and
independent bookstores.
7 The tools people need to to grow their
wealth.
Media Kit 2020
Some of the brands that have
advertised with us
Continental
When you join us,
we join you.
Let’s talk business.
www.continentalcars.co.nz
Visit kiwibank.co.nz/business or call 0800 601 601
Kiwibank Ltd
CC J L CC J R
YOU R I N V E S T I N G
We Kindly Acknowledge Competition Winners
Live
Live the
Winter JUNO subscription prize
COAST shawls
retirement
retirement
OUR PLATINUM SPONSOR
H A N D C R A F T E D N AT U R A L L U X U R Y
Martin Robinson
Rachel Trusler
Bruce Webb
We work with expert craftsmen to produce our 100% pure New Zealand wool collection.
Add texture, warmth and character to your home for years to come, surround yourself
in natural luxury, or give the perfect New Zealand made gift.
you
you deserve.
Bruna Rodrigues
Ann Tweedie
OUR GOLD SPONSORS Sabrina Aylward
Matthew Barnes BENDIGO WOOL BLANKET
Karyn Tattersfield
Like the best sort of companion, the Bendigo Blanket
Saul Ireland Zauled is warm, rich and generous and every bit as
cosy as it looks.‘Rug up’ with 100% premium quality
ELEVATED INVESTMENT
Spring JUNO subscription prize New Zealand wool, woven in New Zealand.
Purpose
Purpose
OPPORTUNITY COAST package Youcan
You canuse
useaaHeartland
HeartlandReverse
ReverseMortgage
Mortgage forfor almost
almost anything you like to make
make your
your lifestyle
lifestyle more
more
OUR SPONSORS & SUPPORTERS comfortable.Common
comfortable. Commonusesusesinclude
includepaying
paying for
for home
home improvements,
improvements, travel, upgrading
upgrading aa motor
motorvehicle
vehicle
Serena Derek ororjust
justtaking
takingthe
thestress
stressout
outof
ofeveryday
everyday expenses.
expenses.
Secure your own luxurious
apartment in what is soon to Reader Survey Flexibility
Flexibility
be Auckland’s most sought
Stamford Plaza weekend package: Heartlandoffers
offersthe
theability
abilityto
todrawdown
drawdownfunds
funds upfront,
upfront, receive
receive regular
regular monthly
Heartland monthly payments
payments ororset
setaside
asidefunds
funds
after address. In the heart of At the heart of Akarua lies MACKENZIE WOOL THROW forfuture
for futureuse.
use.You
Youalso
alsohave
havethe
theability
abilityto
to repay
repay the
the loan
loan in
in full
full or
or in
in part,
part, at
at any
any time
time with
with no
no penalty.
penalty.
Auckland’s cuisine, culture and
commerce district, The Pacifica
Kevin Congdon the Mountain Daisy. Genuine luxury: hand-woven in New Zealand from 100%ownership
100% ownership
offers a selectionTransition.
of freehold How to Prepare Your family and 100% New Zealand wool from heavily pampered
Youretain
retainownership
ownershipof
ofyour
yourhome
homeand
andyou
you can
can live
live in
in it
it for
for as
as long
long as
as you
you choose.
apartments over 54 levels for the Greatest Wealth Transfer in
Business A constant reminder of the beauty and New Zealand sheep. The Mackenzie throw is You choose.
generously proportioned, sumptuous and warm.
delivering an absolute 5-starHistory by David Werdiger
lifestyle. Demand is already high,
delicacy that can exist in the rugged Only biodegradable dyes have been used Repayment
Repayment
pre-book now to secure a prime Kyle Edmonds
Central Otago landscape. throughout production. Unlikeaastandard
Unlike
theloan,
standardmortgage,
loan,including
mortgage,you
includinginterest,
youdon't
don't need
interest,isisrepayable
need to
repayable when
to make
make regular
when you
regular repayments
you move
repayments (but
move permanently
permanently from
(but are
are free
free to
to do
do so).
so).Instead,
Instead,
position in Auckland’s iconic new the from your
your home,
home, usually
usuallywhen
whenthethe
propertyisissold.
sold.
residential tower. To celebrate the uniqueness of our property
place we have created this limited Protection
Protection
edition giftbox illustrating just a few ST BATHANS WOOL THROW Heartland offers significant protection to provide our customers with peace of mind. This includes a
Heartland offers significant protection to provide our customers with peace of mind. This includes a
And our guarantee that the amount required to repay the loan will never exceed the net sale proceeds of the property.
get back to
we simplify investing
guarantee that the amount required to repay the loan will never exceed the net sale proceeds of the property.
junoinvesting.co.nz
V I S I T T H E D I S P L AY SU I T E AT L E V E L
of the special characteristics that
Ethical Investing
The St Bathan’s throw is made from 100%
The hottest share
market trend
9, 1 52 Q UAY ST R E E T, AU C K L A N D
AGES
THE SHARE
Low Interest Rates
Will they continue
New Zealand brushed wool and is the epitome
AND STAGES
to fall?
Wonderful Contributors contribute to our ever changing terroir.
MARKET
Boot Camp
O P E N DA I LY 2- 4 P M
Get your money
working harder
of everyday luxury. Woven on handlooms in
New Zealand, these high quality blankets are
mid-weight but still extremely warm.
This is our interpretation and Tofind
To findout
outmore
moreabout
about aa Heartland
Heartland
Mark Devcich Chris Smith Sarah Fitzpatrick Great for a cold night on the sofa or while
080 0 20 20 40
celebration of our land and vineyards. Reverse Mortgage, call us on
the land.
Rod Drury Mike Taylor Ute Junker Bulls, ER
2017 - IS
dining alfresco. Beautifully boxed, a St Bathans Reverse Mortgage, call us on
SU
M
SUM
E 15
Bears, brushed wool throw makes the perfect gift. 0800 488 740 or visit our website
- TH
-
T H E PAC I F I CA .C O. N Z
ET
SH
K
E
R
ARE MA
Sarah Ell Brenda Ward Jacqueline Taylor & Booms The psychology
0800 488 740 or visit our website
Just in time for Christmas, this is at heartland.co.nz.
of investing – p35
The Share Market Explained Regaining trust in the
Amy Hamilton Paul Gregory Tom Mulholland at heartland.co.nz.
investment system – p40
WINTER
SUMMER2017
NZ$9.95 INC. GST
Analysing the share
now available at Glengarry, selected
Contemporary ocean-going sailing yachts must be comfortable, even opulent, yet withstand the harshest
2017- -ISSUE
Chadwick
9 772422 894000
market sectors – p44
Rickey Ward Bernard Hickey
ISSUETHIRTEEN
FIFTEEN
Superyacht Style Easter Island Mysteries Tastes of Hawke’s Bay
conditions at sea. We aim, in our own small way, to emulate the exacting standards of modern boat builders
Victoria Harris Mark Russell Chris Tennent-Brown
Martin Hawes Naomi Ballantyne Paul Macpherson
retail and grocery stores. in our choice of materials and use of good design. Our products are all hand-crafted in New Zealand.
Worldwide shipping available
Andrew Kenningham Dean Blair Daniel Sims View our wool collection online & in-store at 77 Ponsonby Road, Auckland
Jake Millar Peter Turner Mike Ross 100% PURE Heartland Seniors Finance is a division of Heartland Bank
Heartland Seniors criteria,
Limited. Lending Financefees
is a division of Heartland
and charges apply. Bank
NZ WOOL
Jeremy O’Hanlon Nigel Grant Greg Boland
w w w. a k a r u a .c o m Limited. Lending criteria, fees and charges apply.
Mackenzie wool throw, available in four colourways T +64 9 354 4552 coastnewzealand.com info@coast.co.nz
C B R E ( AG E N CY ) LT D L I C E N S E D R E A L E STAT E AG E N T ( R E A A 20 08)
14 JuNO / SUMMER 2017
Navigating the
winds of growth
Craggy Range Restaurant
SEASONAL HAWKE’S BAY DINING | WORLD CLASS WINES | STUNNING VIEWS
80
Easter Island
With an ASB Wealth
estyle
Manager, you’ll have
nge
more time for the
ealth and Wellbeing Men’s Event
e
simple things.
tyle
year, with more toys and more bling, superyachts are the 77
e world’s wealthiest people, says Sarah Fitzpatrick.
Ask us how to get started.
Island has some big surprises in store, Ute Junker discovers.
Superyachts
We invest like it's our
own money. Because it is.
LIFE DOESN’T
ce
Returns from 5.49%*
g a name for itself in terms of local produce, and the new chef
roir restaurant is making good use of all the region offers. We want to see skin in the game. When you invest with Pie We love stocks where management are heavily invested. We’ve
stigates. Funds, you invest alongside us. Over $100,000,000 of the found that if leadership stands to do well, it’s more likely everyone
ankable Checks money we manage comes from our shareholders and staff. We does. It stands to reason, but you’d be amazed how uncommon
care for our investments like they’re our own, because they are. common sense can be in the financial markets.
hottest patterns as a style investment.
We also look for this commitment in companies we invest in.
WAIT, NEITHER
n App that Saves Lives
plains how your smartphone could help you live longer.
s
em 1 by John Kearon, Orlando Wood and Tom Ewing, and
James, 58 - Retired engineer
CRAGGY RANGE RESTAURANT IS BACK FOLLOWING A FULL REFIT
Works: A Beginner’s Guide to Investment, by Michael Becket. and world’s best homework assistant. asb.co.nz/wealth
Sometimes it can be hard to balance the need to save
To download the Product Disclosure Statement and Statement of Investment Policy and Objectives, visit piefunds.co.nz, junokiwisaver.co.nz or
companiesoffice.govt.nz/disclose. Past performance is not a guarantee of future returns.
Experience Head Chef Casey McDonald’s outstanding locally sourced
84
SHOULD YOUR
just $35 for four issues and go into the draw to win a COAST
picnic bag and towel, worth $388.
ASB Wealth Managers’ disclosure statements are available on
forHawke’s
your future, as well as enjoying the adventures that
Bay produce with 360º views of vineyards and Te Mata Peak. Auckland Wellington Christchurch Sydney
pop up every day. Our unique investment model offers
request and free of charge from your ASB Wealth Manager. ASB Bank Limited 56520 17902 1017 253 Waimarama Road, Havelock North, Hawke’s Bay, New Zealand P +64 6 873 7126 E info@craggyrange.com www.craggyrange.com
Terroir, Craggy Range
you the flexibility to do both.
INVESTMENTS.
6036 17954 1017 Juno advert 225x297.indd 1 2/11/17 8:58 AM
At Southern Cross Partners, we offer mortgage secured
loans that allow investors to pick and choose their
level of involvement. With returns from 5.49%* paid out
monthly, you’ll know you’re making the most of your
savings and can make the most of life at the same time.
Talk to us today about a new, flexible way to invest.
Brilliant things are happening in New Zealand’s primary export industries.
Phone 0800 00 58 43
www.southerncrosspartners.co.nz
Since 1992, MyFarm has made it possible for eligible kiwi investors to invest
in carefully chosen, productive land-based assets they otherwise wouldn’t be
able to access, or even know about. We seek investments that will generate
cash returns greater than 7% per annum, with significant long term capital
gain potential.
As an investor, you don’t have to buy the whole vineyard in Marlborough,
the kiwifruit orchard in Te Puke, or the apple orchard in Hawke’s Bay.
* Investment rate subject to change. Southern Cross Partners Ltd is a
But you can own a piece of their growing success. licensed Peer to Peer lender under the Financial Markets Conduct Act 2013.
SCP0015 Kayak_225x148.indd 1 24/10/19 1:48 PM
Find out more about joining the MyFarm family of investors.
Ask for your copy of our Investment Guide at myfarm.co.nz
or phone 0800 693 276.
Offers from MyFarm Investments are open to investors who fall within the exclusions applicable to offers made to “wholesale
investors” as set out in Schedule 1, clauses 3 (2)(a)-(c) and 3 (3)(a)-(b)(ii) of the Financial Markets Conducts Act 2013 (FMCA).
Media Kit 2020
Past Issues
PERSONAL FINANCE YOUR LIFES TYLE GASTRO NO MY
Down
Millennial Yonder
Magic? Yonder, one of Queenstown’s
newest eateries, offers much more
Is it easier for millennials to start their than just good food, and is shaping
own businesses than it was for previous up to be the hip hangout of choice.
generations? And what are they like in the
Jacqueline Taylor reviews.
workforce? Claire Connell finds out the
buzz on millennials in business.
Experts say New Zealand’s startup scene has really When there are 3 million visitors to your art includes a graffiti wall, and hanging pot plants A selection of bigger dishes is on offer too. Eat YONDER
come of age in recent years. Through business home town each year, where do Queenstown adorn the cosy booths and group tables. Your Greens, a dish of broccoli, spinach, and
accelerators that provide entrepreneurs financial almonds was surprisingly one of my favourite 14 Church Street,
locals gather to share great food accompanied The kitchen, with its curved textured-glass panels,
support and encouragement, there’s a viable dishes – healthy, tasty, and generous. It was the Queenstown
platform for Kiwis with bright ideas. by a bloody good pint, or perhaps enjoying a and the pastel tiles surrounding the modern
beetroot latte? perfect accompaniment to all the dishes I tried. 03 409 0994
fireplace add a sense of art deco to the space.
New Zealand’s startup scene yonderqt.co.nz
Yonder is turning on the charm and acting And for something sweet, in the café’s cabinet
Robbie Paul, chief executive of Ice Angels, says And beyond the bar, which exhibits 12 tap beers,
as a community hub for locals and visitors, there’s an assortment of indulgent treats. Or
millennials have more entrepreneurial spirit than another layer is exposed. Neon beams lead to a
offering just about anything you could desire, perhaps settle for a winter cocktail to finish.
previous generations because there are more large stage, backlit with multi-coloured lights that
opportunities. from food to entertainment. are further enhanced by a mirrored wall.
Endless entertainment
The Kiwi culture of entrepreneurship, the Layer upon layer Delicious and nutritious Yonder also has your entertainment covered.
investment community to back them, and the
supportive environment, are all in their favour, Opened in September 2017, this joint is When night draws in, this highly adaptable space
Inspired by good food tasted on travels abroad,
Paul says. There’s also easier access to international completely evolutionary in its design. Yonder is transformed, and Yonder proudly hosts a
dishes are diverse with perhaps a heavier influence
investor networks. is many spaces in one, catering to a variety of variety of performances.
from South East Asia. But the point-of-difference
Graeme Muller, NZTech’s chief executive, says if communities, from yoga mums, to corporates, is the large focus on dietary requirements, and Perhaps a Painting and Pinot class is of interest,
you walk around places like startup nurturing space après skiers, and rock ’n’ rollers. offerings include vegan and gluten-free dishes. or a performance from musician Graeme James,
Creative HQ or co-working spaces like Generator or
One minute Yonder could be serving With health issues of his own, general manager or maybe a comedy act?
BizDojo, “by and large, they would be in their 20s
and 30s, not 40s or 50s”. mountain bikers high-energy breakfasts, the Gary Livesey changed his diet to accommodate Whatever your fancy, Yonder’s in-house
next, hosting entrepreneurial talks, and then, them. He wanted Yonder’s menus to respect the
Founders under 30 only production team professionally pulls together
powering-up a dance party. dietary requirements of people today, so he helped any kind of live performance.
Two years ago, First Cut Ventures was set up, design an array of healthy dishes with many
specifically to invest in the business ideas of When you follow the fairy lights through the
dietary options. And if you’re a local, don’t delay in getting your
founders aged under 30. courtyard, you step into a place that is as
‘locals card’ to benefit from the many perks,
eclectic as the crowds that pass through it. But health doesn’t mean tasteless, or dull. These
Robbie Paul says these young people are closer to including NZ$6 pints.
innovation, they’re less risk-averse, and they’re ever-evolving dishes are sophisticated, innovative,
At first glance, Yonder appears to be a quirky
more efficient with their capital. colourful, and most importantly, delicious. A place to call home
café housed in an 1885 cottage, with its
“If a 40-year-old starts a business and has two kids pastel pink espresso machine and its framed On the brunch menu you can order a Tuna Poke Although Queenstown is not my home, I’m lucky
and a mortgage in Auckland, then there’s a baseline Bill Murray portrait above the fireplace. But Bowl, or a Vegan Scramble with organic tofu. enough to have the excuse to visit reasonably
they need to be paid. But if you look at the founders as you step behind these historic walls, the Or perhaps try the Classic Eggs Bennie or the often to see family members who live there.
we’ve backed, they can live at home and spend a many layers the innovative Yonder team have Bacon Butty.
fraction of that. And if we’re looking for a groovy space to catch
crafted in this space are revealed.
“When you’re an early-age startup, burning capital For dinner, you can start with substantial sharing up with great music and excellent food, I know
and not generating revenue yet, expenses can cost The main dining space is modern, with a plates, including charcoal Bao Buns, Pork Belly I’ll be recommending a wander to this hip little
you a lot,” he says. twist of eccentric style. An assortment of Bites, and Salt and Szechuan Squid. hangout, down Yonder.
SUMMER 2018 | JUNO 31
88 JuNO / WINTER 2018 89 JuNO / WINTER 2018
YO U R I N V E S T I N G PROPERTY YO U R I N V E S T I N G PERSONAL FINANCE
harvested, so it’s a waiting game to see how
this will affect the market.
Payton says he’s focusing on the growth
within the craft beer sector, rather than
What Is Your
what’s happening in the US.
“Yes, the growth is slowing in the likes
Spenders will use any excess funds to get the of the US. But I focus on the fact that it’s
next pair of shoes or a trip to Fiji. still growing. The other emerging markets
Mortgage Personality?
[Europe, Asia] are growing, as their beer
Revolving credit is not your friend! drinking habits shift towards craft beer.”
Risks and research
NZ Hops’ update of the 2017-18 summer
season showed production was 721,959
kilograms, down 38,570 kilograms from the
previous year.
Chief executive Doug Donelan says it was
a challenging growing season. Demanding
conditions had a “significant impact on yields”.
A very wet winter and spring brought planting
delays. Summer brought a heat wave, which
wasn’t much help, followed by February
cyclones bringing record rainfall and flooding.
Risks for the industry include weather events
like those, pests and diseases, fluctuating
demand for craft beer, and possible oversupply.
Storms that devastated entire crops were an
“extreme” event, but all part of the risks of
farming, Payton says.
“That’s why we encourage people to diversify
and have their funds across a number of
On the world stage beer market, Payton says. The hop industry investments, not have all their eggs in one
Brent McGlashen, a fifth-generation hop is also extremely expensive to get into, basket.
farmer in Motueka, co-runs Mac Hops, the because it’s so capital intensive, Payton says.
“I think the craft beer sector is here to stay
biggest hop farm in the country. It was the first time there’s been an offering and will continue growing,” he says.
Just like people, not all The Saver The Scrimper The Spender The Starter The Supersizer for hops in the investment market, but
He says New Zealand hops, despite making Research and development are needed to
mortgages are alike. There Disciplined saver, lots of income, Lower income, finds it hard to save, Money disappears like water, has First-home buyer, new to a Already has a home partly paid off, up less than 1 per cent of the world’s hop Payton says MyFarm plans to do more hop
understand changes and trends in the craft
Top of
not much equity. money’s tight. only a small deposit. mortgage. payments are no stress. production, are in high demand. offerings.
are different solutions beer market, so the industry can meet
for different money Savers are usually easy to spot because If you don’t have much spare cash If you’re a spender and aren’t the best Often people don’t know what their If you’re a Supersizer, look at using “We seem to be the flavour of the month,” Market tipping-point? demand for hop production.
they’re usually sitting on a good surplus floating around, fixed rates can be with money, avoid revolving credit. money personality is until they’ve taken a revolving credit facility, as long he says. Back in Motueka, McGlashen says over the
personalities, says Kris “New Zealand is small and unique, and we have
the Hops
in a savings account. They’re usually a good way to go here. Spenders will use any excess funds to out a whopping big mortgage. It’s worth as you’re not a spender. Or, look to years, the demand for hops has been up
Investment oversubscribed hops that are not grown anywhere else in the
Pedersen, of Kris Pedersen wary of the rainy day when they’ll get the next pair of shoes or a trip to being a bit flexible here, to see if you’re increase what you’re paying on your and down.
They can give you certainty, so world,” he says. “Brewers will seek this out, so
need it. But for many, that’s not a good Fiji. Revolving credit is not your friend! a saver, or if your spending personality fixed mortgage splits. On 30 July, MyFarm opened an investment
Mortgages. Identify your you’ll always know how much About a decade ago, he says 40,000 hectares they stand out from other beers in the world.”
use of their money. If you’re a saver, takes over and you need to be careful. into a new hop garden being built by
money personality to help you’ll pay. Take away temptation. This means a With most banks, even if your mortgage of crops were pulled out around the world
a revolving credit or another type of Tapawera Hop Garden Limited Partnership.
fixed mortgage. Often it’s high-income If you don’t know which type you are, is fixed, you’re able to pay a bit extra off The rise of craft beer is putting hops due to a lack of demand. Craft beer didn’t
find the best way to set up offset account might work better. It’s worth thinking about splitting your The offer was oversubscribed when it closed
earners who fit into this category split your mortgage into a few sections. without penalty. Check your options exist, and hop farmers could barely even
your mortgage. A revolving credit facility is like a large fixed rate mortgage into two or three because they’re used to having more Keep most fixed, but put a small before you do this. into the spotlight. Claire Connell on 31 August.
afford a new tractor, he says.
overdraft, but at floating mortgage chunks. spending money. amount on revolving credit. Put income investigates the crop’s new popularity The Hop Industry at a Glance
This option is a great way to accelerate The project aimed to start planting a The last three or four years have been more
rates. Put your savings into this account If rates were to spike up, you won’t onto the revolving credit facility, and and finds that it’s bringing investment 116-hectare hop garden this spring, and is • NZ Hops, a cooperative of 26 growers, is the
If so, they should look to put paying off your mortgage, so you can consistent, McGlashen says, and NZ Hops
too, so you, rather than the bank, have all your debt coming off a fixed charge your living expenses to your predicted to generate an average annual biggest player
themselves under a bit more pressure get that noose around your neck off opportunities. went from having about 20 customers to
benefits from the interest rate margin. rate at the same time. credit card, paying it off just before cash return of 15 per cent a year by 2023, • There are other companies too: Hop Revolution
and lock in higher repayments than faster. several hundred.
you’re charged interest, using your MyFarm’s head of sales Grant Payton says. and Freestyle Farms
The best way to explain an ‘offset’ An example: For a NZ$300,000 they need.
revolving credit. But the hop market is currently at a tipping • Most hop gardens are based around Nelson,
is if you had a NZ$100,000 floating mortgage, you might decide to put Disclaimer: This article is general in nature only and
New hop exporter Hop Revolution Ltd will where the climate is favourable
This may offset some of their excesses has not taken into account any particular person's point, McGlashen says.
mortgage and a NZ$30,000 savings NZ$100,000 on a one-year rate, But if you’re finding you’re drawing on Craft beer is taking a growing chunk of manage the garden and sell the hops. • Export is 80 per cent international, 20 per cent local
elsewhere. objectives or circumstances. Seek financial advice
account. You’ll only pay interest on the NZ$100,000 on a two-year rate and your revolving credit for other reasons, before making any decisions on your mortgage the beer market, and that’s creating an The US and emerging markets • Crop research and development happens at the
difference between the two, in this case NZ$100,000 on a three-year rate. fix the mortgage and remove the structure. unexpected agricultural bonus. Payton says MyFarm raised NZ$18.5 million Plant & Food Research centre near Nelson
from 52 investors for the venture. The American hop producers have spent the
NZ$70,000. revolving credit. • We have 600 canopy hectares of hops
The hop plant that’s used as a major minimum buy-in was NZ$100,000. last four or five years planting more than • There are 20 commercial varieties grown in
ingredient to create beer is in demand, 2,000 hectares a year of hops, McGlashen New Zealand. Top: Hop production well under way in the top of the South.
both in New Zealand, where there are There was high interest in the offering as says, more than three times the total New Photos: NZ Hops
200 brewers – and worldwide. investors recognised the growth of the craft Zealand amount. This is currently being Above and left: New Zealand hops are in demand worldwide.
34 JUNO | SPRING 2019 SPRING 2019 | JUNO 35 56 JUNO | SUMMER 2018 SUMMER 2018 | JUNO 57
YO U R I N V E S T I N G PERSONAL FINANCE YO U R I N V E S T I N G
Essential Products of
Hawke’s Bay “Just don’t tell too many people what a hell
of a good place Hawke’s Bay is...”
Enjoy sampling from the east coast of the North Island. Napier Mayor Bill Dalton
1
Invest for Your Age
3
2
There are some simple strategies to help build wealth at every age. 4
Martin Hawes explains how to manage your money now, to help
you get in a good place, financially.
SILENT GENERATION BABY BOOMERS Hawke’s Bay
Aged 73-100+ Aged 54-72 Essentials
• You’re probably in retirement and trying to • You may already be in retirement, or perhaps it
make the most of the money you have. You may looms but, in any event, life is going to be different. 1. Brave Brewing Co
be considering downsizing the house to free up Retirement, with all its change, dominates Baby Bottle Rocket Extra
capital, or moving to a retirement village. Some of Boomers’ thoughts and conversations. Pale Ale, 500ml, $8.99, 6
you may be in a rest home. bravebrewing.co.nz
• You can expect to spend at least a couple of decades
• You might want to invest your money in retirement, so prepare for this time frame. 2. Telegraph Hill Traditional
conservatively because your time is getting shorter Olives, 300g, $8.69, 10
• If retirement is still some way off for you, these
and income is a priority. Having said that, the telegraphhill.co.nz
are the gravy years. If the mortgage and the kids 5
average life expectancy for people at the age of
are gone, with lower costs, you can really start to 3. Te Mata Figs, price
75 is nearly 15 years. In other words, if you’ve got
squirrel away some money. variable, tematafigs.co.nz
through to age 75, the chances are you’re going to
live pretty close to 90. It’s certainly not time to give • Many people over 65 will keep working, but that 4. St Andrews Limes Saffron
up on life and living yet! work will probably be for fewer hours and could Lime Dressing, 300ml,
be different in nature to what you did earlier $9.95, limes.co.nz
• Your income needs may have declined or, perhaps,
in your life.
they’re starting to. They’ll likely become less than 5. The Apple Press Jazz
when you first started retirement. • Only a few of you can look forward to their ‘20 juice, 350ml, $3.29,
good summers’ in complete comfort. For most of theapplepress.co.nz
• Having access to your money is critical in these
you, there’ll be a lower income and less spending. 9 7
years. The chances of needing surgery or some kind 6. Chocolatier Mirams
of care will place demands on your money. Aim for • Retirement requires planning and adjustment. Caramelised White
only a little of your capital in shares and property; Rethink how you’ve been managing your finances Chocolate Tablet, $15.50,
consider putting most of it in fixed interest and and change the way you invest. It’s a good time to chocolatiermirams.co.nz
cash (term deposits). ask a financial adviser to do a plan for you.
7. Bay Espresso Cafe
• From 1 July, over 65s can now use a KiwiSaver • In general, most people will start to lower risk Blend Fair Trade, Organic
account for savings, often for lesser fees than in their portfolios a little as they approach this Arabica Coffee, 250g, $12,
you’d pay in other managed funds. If you do use change in life. However, this is a phase in life that bayespresso.co.nz
KiwiSaver for your savings, a conservative fund is may still last a long time. During those years, the
probably best. economy could throw anything at you – recession, 8. Zeffer Cherry Infused
depression, high inflation, deflation. Cider, 1l, $12.99, zeffer.co.nz
• It’s great to spread your investments across all 9. Origin Earth cheese
asset classes: shares, property, fixed interest and products, from $8.50 per
cash. Your investment mix will be critical for a 100g, originearth.co.nz 8
good retirement – few people will want more than
10. Arataki Manuka Honey
50 per cent shares and property in their portfolios,
UMF 15+, 500g, $79.60,
and this mix will change as you get older.
aratakihoneyhb.co.nz
28 JUNO | WINTER 2019 WINTER 2019 | JUNO 29 90 JUNO | AUTUMN 2019 Photo: Craggy Range AUTUMN 2019 | JUNO 91
YO U R I N V E S T I N G PERSONAL FINANCE LIFESTYLE
Cashflow Don’t Give
Path is Up when
Essential for You Don’t
Business
Success
Succeed
Right Away The
Portofino
Performs
Michael Whitehead made his Descended from a property
fortune with an early software pioneer, Kiri Barfoot has
company. Now he’s helping learned for herself the secrets
others build theirs. of success.
Ferrari’s new Portofino redefines the convertible experience
with jaw-dropping acceleration and head-turning style, writes
Starting a tech business when most Kiri Barfoot started out as a salesperson in Brenda Ward.
households didn’t have the internet the family business, Barfoot & Thompson,
was tough, recalls entrepreneur and but now she’s a director.
philanthropist Michael Whitehead. In 1923, her grandfather was one of the The little boy peered round his Dad, eyes like On the twisting route through Waiwera to
Whitehead co-founded WhereScape, a founders of the business. It’s since grown saucers. He couldn’t tear his eyes away from the red Warkworth, north of Auckland, the acceleration is
data warehouse and automation software to become New Zealand’s largest privately- supercar that was burbling along behind them as astonishing. In auto, it’s more mannered, but always
company, in 1997. As chief executive owned real estate company. they walked on the country lane. pulls enough revs to sing through the corners.
and then director, he grew it into an During her time as a director, Barfoot There’s no doubt about it, driving the Ferrari There are some clever features. If your passenger
international business with revenue of & Thompson has increased its rental Portofino is going to get you noticed. would like to know your speed and the camber of the
NZ$50 million. portfolio from around 11,000 properties corner as you wind through it (and who wouldn’t?),
Even if it didn’t have shiny scarlet paintwork, the there’s a passenger read-out.
After it was sold in 2019 to US-based Idera, to 17,000.
throaty roar of its 3.9-litre V8 turbo motor arrived
the technology and data trailblazer decided “A lot of people will tell you that your idea “Ultimately, people buy from people, so Despite a neutral or slightly declining There are pros and cons to succeeding in a have a goal of buying a house and, by the before it did, soon letting you know it’s there. I defy It also shows the music you’re playing off your phone.
to help others grow their own ventures. is great – and it probably is – but it takes your relationships and networks are far Auckland market over the past three family business, she says. time they achieve that, their hardworking anyone not to look around.
more important than you first realise. and thrifty habits are ingrained – they’re At last I spot a passing lane and three slow cars
“We started off earlier than most, that’s for a hell of a lot more than that to make it a years, (which is now starting to pick up), “Sometimes people tell you what they Get used to it. That kind of attention is part of the struggling up the hill. I switch lanes and a tap on the
success. You have to show that the path to both branches and staff numbers have on their way to wider success.
sure,” he says with a laugh. “It doesn’t matter how hard you work, think you want to hear, instead of the deal when you drive this NZ$375,000 2+2 sportscar. throttle later sees the car just a blur as it accelerates
making money is there.” you also need luck, and sometimes that’s increased. She says successful people at Barfoot &
truth, which isn’t always helpful. from 50km/h to 100 in seconds.
“There weren’t many people who had done The Portofino replaces the California and ushers
It’s sometimes a challenge being from a meeting someone who’s happy to help Barfoot started out as a salesperson after Thompson are those who take the time to
the journey before us and could help us out. “And there’s a degree of nepotism that in a new era of convertibles. With the roof on, it’s It’s been clocked accelerating from 0-100km/h in
tiny island, but our Kiwi outlook can be you. learn about all the aspects of their industry,
Now I’m trying to give back – I can help spending her early years backpacking in makes some people uncomfortable. But 3.5 seconds, but the joy of the Portofino is that
an advantage on the world stage, says have exceptional people skills, build a sleek coupé-convertiblewith curves and class.
other people coming through not to make “Of course, if your idea isn’t good enough, Europe and the Middle East. the upside is a family-run business with you don’t need to speed to its maximum speed of
Whitehead. strong networks and keep up to date with With the press of a button, the top drops into the
the same mistakes we did. or you’re not making enough progress, At 23, she joined the family business for a an inclusive attitude and an enviable innovation and systems. boot cavity, leaving you carefree and with your hair 320km/h. Its controlled acceleration is like hitting a
Not needing to grow in scale immediately, you need to know when to pull the plug.” few years. pedigree, which employs around 2,400 blowing in the breeze. switch, fun to play with, without the fear of tickets.
“Hopefully they can make new, more It’s also important not to be disheartened
Kiwi entrepreneurs have time to tackle people.”
exciting, more fun mistakes.” Before you take on a new venture, After leaving to experience working in or give up when you don’t succeed right Leaving the Continental Cars Ferrari’s Auckland Even on this poorly maintained road, there’s hardly
the kinds of tricky problems that other whether it’s a tech startup or a side hustle, The real-estate business has been a any vibration and the car stays rock solid on the road.
His new project is Tap-In Ventures, where businesses such as Clear Communications away. showroom, I immediately find myself having to
countries’ entrepreneurs don’t get define what you want out of it, he says. launchpad for many people looking for a
Whitehead is among the experts mentoring and Telecom, she returned to the business “People will say no to your deal, your plan, merge in dense traffic. Fellow drivers courteously Reluctantly, I return it and walk around the vehicle,
around to. new beginning, says Barfoot.
business owners so they can take their “Be very clear what your definition of in 1999. or your service,” she says. make space for me. checking out the level of luxury I’ve enjoyed. The
ideas and operations to the next level. “You can apply a different angle to a success is and, more importantly, what “It’s a great opportunity. We often have seats are finely tailored leather and although they’re
After learning the ropes as a property “But you can’t go home and sulk about Idling while waiting for the motorway on-ramp
problem, which means you can look and your definition of failure is: ‘If I don’t people joining the team who are recently low, it’s easy to slip into the driver’s seat, with wide
The first essential is positive cashflow, he manager and salesperson, she became a it. You need to fix the problem, be able to lights isn’t even a chore. The revs drop but the car
sound different, which can give your achieve this by then, I need to pivot’. divorced, raising families, or haven’t been doors that don’t get in the way.
says, if not right now, at least a path to it branch manager – although only after five receive and accept constructive feedback, behaves impeccably.
product a unique position.” in paid work for a long time.
in the future. “You need to know when to call it. rejections. or say: ‘Okay,’ and move on. Boot space is more generous than you’d expect –
I ease the car along Auckland’s northern motorway,
You also need the right people. “And we see a lot of new immigrants who there’s room for a couple of bags, even with the roof
“At MIT in Boston, on an entrepreneur “If you’re putting in all those hours and “You don’t always get the job you want “To succeed, you’ve got to have realistic building up to road speed. Using the paddles, the
might be qualified lawyers or engineers, stowed, after slipping across a divider.
course, Ken Morse told us, ‘CIMITYM: “When you scale up, you get a different all that work, and it’s not succeeding, the first time around, even if you have the expectations. Trust your gut, but also make car switches effortlessly through the seven gears,
same last name as the company,” she says but they can’t get work in New Zealand.” always responsive to the lightest blip of the throttle.
Cashflow is more important than your level of problems that can’t be sorted just maybe it never will. Know what success sure you do your research and ask lots of But let’s not talk practicalities. If you wanted to take a
mother’. by money,” Whitehead says. looks like for you.” with a laugh. She says these successful people often questions.” So much horsepower, so under control. load, you’d use your other car. Right?
34 JUNO | AUTUMN 2020 AUTUMN 2020 | JUNO 35 96 JUNO | AUTUMN 2019 AUTUMN 2019 | JUNO 97
Media Kit 2020
JUNO In Numbers
Juno is growing dramatically.
Magazine Distribution Print copies
9,300
Indicative readership
30,000
Subscriptions up year on year
66%
Find JUNO at Paper Plus stores, Mag Nation,
Whitcoulls, Countdown, New World, airport Relay
stores, Koru and Strata lounges across New Zealand,
and selected hotels and luxury lodges.
Website
Unique visitors
40,700
Correct February 13 2020
Traffic from mobile
49%
Media Kit 2020
JUNO In Numbers
Social Media
Facebook up 271%
13,000+
2,000
Digital Issue
+
reads per issue
Newsletter (EDM)
12,000
Subscribers
JUNO produces two newsletters
per month.
21.4%
Average open rate
Media Kit 2020
JUNO Reader Profiles
JUNO readers are:
65% 71% 90%
35%
male
of readers have household of readers plan to travel
income over $100,000. overseas on holiday each year.
28% 92%
female
18% aged 18-34
plan to buy an
investment property.
of readers own their own home.
44% aged 35-54
42% 38%
38%
of readers class their occupations will buy a new car this year.
as business managers, owners
or entrepreneurs.
aged 55+
The Explorer The Entrepreneur The Baby Boomers
AGE 25-32 AGE 32-49 AGE 54-73
Males & females, educated, Males & females, entrepreneurial, Males & female, nonconformists and hard
optimistic, in search of an individualistic, conservative with the workers, big spenders and poor savers.
authentic life money they’ve made In search of a good life
The Explorer craves adventures and The Entrepreneurs struggled to find jobs This is a generation that broke with tradition in
discoveries, preferring to spend money on after college, leading them to venture almost every part of life, and is likely to enter
their desires to visit every continent and travel out on their own. They have ‘money retirement with a powerful voice and a need for
abroad over buying homes and cars. This is to burn’, with the highest personal net recognition. Baby Boomers have discretionary
a generation that is burdened financially by worth, but they are also conservative income and what they spent on essentials, like
student loans or enjoying the freedom that with their money and save more than food and housing, can now include luxuries, like
comes with paying them off. they spend. a larger wardrobe and recreation.
Media Kit 2020
Regional Profiles
3%
WHANGAREI
54%
5%
AUCKLAND
6%
TAURANGA
HAMILTON
2% 2%
HAWKE’S BAY
PALMERSTON NORTH
12%
WELLINGTON
6%
CHRISTCHURCH
5%
DUNEDIN
Media Kit 2020
Future Issues
Winter Spring Summer Autumn
2020 2020 2020 2021
Earn more money The Property Issue Money & Your Mind Invest for your age
• How to fast-track your • Holiday homes and baches • The tricks your mind plays • Your Money Journey: How to
career • Managing your own rental on you navigate your 20s, 30s, 40s,
• How to get a pay rise • Habits of successful people 50s, 60s+
• Apartments: do they stack
• Habits of the top CEOs • How an adviser can change • What happens when you
up?
your life die?
• Boost your earnings • The JUNO 2020 property
• Compound interest – • Baby investors – too much,
power report
make it work for you, not too soon?
• How much to save? • Buying international against you • The future of money AI,
• Make your salary work property • Families: What you’re robo-advice, peer to peer
harder • Tax and your rental property teaching your kids • Managing your mortgage at
• Dress for success • The commercial and • Money and stress every stage
• A Passion for Portugal industrial landscape • Why do it later, procrastinator? • Shares each generation loves
On sale late On sale late On sale late On sale late
May 2020 August 2020 November 2020 February 2021
Media Kit 2020
Print Rate Card
(GST exclusive)
1 Issue 2 Issues 4 Issues
DPS $4,900 $3,900 $3,500
Full page $3,200 $2,900 $2,200
Half Page Horizontal $1,900 $1,500 $1,200
Premium positions DPS Other Options
Inside Front Cover $5,200 'What We Like' product showcase $500
Second DPS $5,000
'Business Vision' business profile $500
Inside Back Cover $5,000
Magazine insert POA
Premium positions FP
Outside Back Cover $3,500
First Right $3,300
Ad Specifications
Design Service $500
Booking Deadlines
Autumn 2020 20 December 2019
Winter 2020 27 March 2020
Spring 2020 26 June 2020
Double page spread Full page
Summer 2020 18 September 2020
W450mm x H297mm W225mm x H297mm
(plus 5mm bleed) (plus 5mm bleed)
Advertisement Deadlines (print ready PDF)
Autumn 2020 13 January 2020
Winter 2020 24 April 2020
Spring 2020 29 July 2020
Summer 2020 16 October 2020
Cancellation Dates Half page horizontal
Autumn 2020 20 December 2019 W225mm x H148mm
(plus 5mm bleed)
Winter 2020 26 April 2020
Spring 2020 26 June 2020
All advertisements are to be supplied as CMYK high
Summer 2020 16 October 2020
resolution PDFs.
If a booked advertisement is cancelled after these dates,
50% of the advertisement price will be charged.
Please add 5mm bleed to all advertisements.
On Sale Dates
PUBLISHED BY:
Autumn 2020 24 February 2020
Magazine
Winter 2020 Late May 2020
Brenda Ward
Spring 2020 Late August 2020
JUNO, Level 1, 1 Byron Ave, Takapuna, PO Box 33-1079, Auckland 0740
Summer 2020 Late November 2021
www.junoinvesting.co.nz
Media Kit 2020You can also read
