Lifepaper - Campuscash - Campus Cash for Students

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Lifepaper - Campuscash - Campus Cash for Students
Lifepaper
Lifepaper - Campuscash - Campus Cash for Students
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Lifepaper - Campuscash - Campus Cash for Students
Table of Contents
Summary ............................................................................................................ 1
Introduction ....................................................................................................... 2
Definitions .......................................................................................................... 4
     Campus Information .............................................................................................. 4
     Tutoring ..................................................................................................................... 4
     Document storage and retrieval ......................................................................... 5
     Micropayments ....................................................................................................... 5
     Requirements .......................................................................................................... 5
     Signatures ................................................................................................................. 5
     Fundraising ............................................................................................................... 5
     Free time ................................................................................................................... 6
     Vote............................................................................................................................ 6
     Loyalty bonuses and dealer promotions ........................................................... 6
     Classifieds ................................................................................................................. 6
Solution............................................................................................................... 7
CampusCash wallets ........................................................................................ 9
CampusCash applications .............................................................................10
     The multifunction app ......................................................................................... 10
        1.    Staking wallet/delegation ......................................................................... 11
        2. The Campus Guru/Messaging........................................................................ 11
        3. The Campus Tutor ............................................................................................ 12
        4. Data record storage ......................................................................................... 13
        5. CampusPay ......................................................................................................... 13
        6. smart contracts ............................................................................................ 14
        7. Fiat to crypto exchange ................................................................................... 15
        8. Signatures ........................................................................................................... 16
        9. CampusTIPs ................................................................................................... 16
        10. Event Center ............................................................................................... 16
        11. Credit Centre ................................................................................................... 16
        12. Recreational sports and clubs ..................................................................... 16
        13. Voting and open elections ........................................................................... 17
        14. School and dealer bonuses .......................................................................... 17
        15. The MarBar ..................................................................................................... 17
        16. Ambassador Center ...................................................................................... 18
        17. Campus Services and Help .......................................................................... 18
Lifepaper - Campuscash - Campus Cash for Students
Marketing .........................................................................................................19
Ambassador Program ....................................................................................20
CampusCash Events .......................................................................................22
The CampusCash Community ......................................................................23
CampusCash Swap .........................................................................................24
Potential risks ..................................................................................................25
     Competition ........................................................................................................... 25
     Failure of student adoption ................................................................................ 25
     Ecosystem Failure ................................................................................................. 25
The technology ...............................................................................................26
     Cryptography ......................................................................................................... 28
     The Blockchain....................................................................................................... 28
     Peer-to-peer networks ........................................................................................ 29
     Consensus Algorithms ......................................................................................... 29
        verification of work .............................................................................................. 30
        Non-Fungible Token ............................................................................................. 30
     smart contracts ..................................................................................................... 31
        Advantages of the Smart Contract.................................................................... 33
        Smart Contract Applications .............................................................................. 33
Tokenomics ......................................................................................................34
No Mining.........................................................................................................36
Roadmap Highlights .......................................................................................37
Other .................................................................................................................38
     Social media and web links................................................................................. 38
     Credits .................................................................................................................... 38
Lifepaper - Campuscash - Campus Cash for Students
Summary

Campus Cash is an information and cryptocurrency ecosystem designed to meet the needs of
students and trainees while also revolutionizing how they interact with their schools and the wider
world. Today, most universities have a "cash card" or "campus card" that students can use to
make routine purchases on campus (and sometimes at nearby retailers). This card is used as
identification for a variety of services, including borrowing books from the library and registering
for classes. CampusCash aims to take this a step further by transforming the campus card concept
from a plastic card in a student's wallet to an app on their phone. CampusCash leverages the
power of blockchain, the internet, and other technologies, and (mobile) computing while
simplifying student life and providing useful features to enhance the university experience.

The CampusCash cryptocurrency (simply called "CampusCash" or "CCASH") and the
multifunctional CampusCash mobile app, whose functions will be payment, communication,
cryptostaking (earning CampusCash rewards), and educational applications enabled by blockchain
smart contracts, will be at the heart of the CampusCash ecosystem. The CampusCash app will also
have an identification function that will allow it to be used as a badge.

CampusCash was conceived as a hybrid POW/POS coin in response to the enormous power that
PoW consumers possess. Today, however, we are going a step further and constructing the CCash
ecosystem on top of the XRP ledger and its validator consensus. This will drive us to make a shift
from our old CCash blockchain to a green network.

A CampusCash Ambassador program will provide structure to spread information about
CampusCash by providing incentives to students with rewards, thereby facilitating the creation of
the ecosystem. We will issue an Ambassador Guide as well as regulations for it. Furthermore, the
CampusCash team will cultivate relationships with educational institutions and retailers both on
and off campus in order to create a financial and information ecosystem for the entire campus
experience.

This Lifepaper is a written statement of the CampusCash program's intended to go about
CampusCash by providing incentives for students with rewards living information
document outlining the conceptual framework and desired outcomes of the CampusCash
program. No statement in this document should be interpreted as a promise or guarantee
of any kind. Investing in and purchasing cryptocurrencies is risky, and you could lose all of
your money. CampusCash is not affiliated with CampusCoin in any way.
Lifepaper - Campuscash - Campus Cash for Students
Introduction

Years ago, university cafeterias would issue lunch cards for students to show in the register. The
lunch card had an account number that the cashier would enter to deduct the price of the lunch
from the student's account. Today, that lunch card has gradually evolved into a campus card that
can be used to purchase other on-campus services and products such as laundry, print documents,
and athletic equipment rentals, and even off-campus from retailers connected to the network.
Some campuses even use a bank-issued card in this way. 1 2

While advanced technologies are common and students are gaining skills to work in the current
century, much of campus life continues to operate on 20th century paradigms. Students can still
only do this with the systems offered by your environment. Students today want advanced
technologies integrated into their lives to facilitate and perform everyday tasks independently,
such as:

      •    Tuition and book fees                                 •    Sports clubs

      •    Curriculum and syllabus bookings                      •    Micropayments

      •    Social activities                                     •    Homework Submission

      •    Rent payments                                         •    The acquisition of information

      •    Sale and barter                                       •    Elections/ Petitions

      •    Conducting tournaments                                •    Saving important documents

      •    Recall Lesson Assignments                             •    Search for a tutor and tutoring
We have many of these examples planned as applications in the app.

Imagine taking the campus card a step further so it can handle communicative information/apps
and even campus club fundraising. Imagine a future where the cash card could help you find a
tutor to give help to a class when you need it. Imagine a feature where the cash card operates on
the blockchain with advanced cryptography for privacy and transparency. Imagine that the cash
card is not a card, but an app that works on a smartphone.

1Three examples are the campus money cards at the University of Montana (https://tinyurl.com/y7lbxbc2), Carleton
University (https://tinyurl.com/y8han46s) and the University of the Fraser Valley (https://tinyurl.com/y9odem86).
2For example, the University of Colorado Boulder (https://tinyurl.com/y9lnfkfp).
Lifepaper - Campuscash - Campus Cash for Students
That future is coming. With the introduction of CampusCash and the CampusCash multifunction
                                              app.
Lifepaper - Campuscash - Campus Cash for Students
Definitions

Campus Information
Whether still at home or not, a young adult faces a whole new world when entering a university.
Those attending a university in another region or country encounter many uncertainties. While
many educational institutions offer assistance with forms of orientation, brochures, and an
international student center, access to the information needed is not readily available and the
student may be forced to expend great effort and expense to obtain the information desired.
Tutoring

Finding a qualified tutor and receiving training is a common need for university students. Tutors
usually place ads in the school newspaper, or post ads on various bulletin boards around campus
and in nearby coffee shops. The student seeking tutoring must seek out such advertisements but
has no way to evaluate the tutor's abilities. These barriers make finding a good tutor difficult, and
for the student who needs only a small amount of tutoring or help with some problems, the
barriers often outweigh the need for tutoring. Which hurts both the tutor-who loses job
opportunities-and the student, who misses educational opportunities.
In the CCash application, it would be possible to search for or offer help and training materials so
that a wide range of recipients can be reached.
Lifepaper - Campuscash - Campus Cash for Students
Document storage and retrieval
University administrators, professors, and students all have a need to store important documents
securely, but easily accessible. When an alumnus requests a diploma or script or transcript, the
university needs to access the requested information, have the document notarized and
transmitted. If a professor wants to return exams or results, class time must be used up, and in the
case of a semester final exam, it is usually not possible not to return exams directly to students.

The blockchain used by CCash enables secure storage of documents and access with appropriate
permissions using the application.

Documents and files can circulate from the issuer to the recipient under the well-known term
"non-fungible tokens".
Payment processing fees

Paying by a traditional method, such as a credit card or PayPal, incurs a large processing fee that
enriches the financial sector at the expense of users, and the processing fee is ultimately charged
to the end user. This means universities charge higher tuition and higher book prices because they
have to pay credit card processing fees, and therefore students and their parents are forced to
support credit card companies and banks even if they do not want to use a credit card.
Micropayments
When paying a small amount of money with a credit card, the processing fee can be a high
percentage of the payment, making such a payment method prohibitively expensive. In addition,
there are cases when friends want to send money to each other quickly, but do not have a
checking account, and therefore have to resort to cash, which is burdensome.
Requirements
Parents who provide their child with money want to make sure that the money is spent
responsibly. With the wide range of locations where campus cards can be used, there is no
guarantee that the money will actually be used for tuition and books.
Signatures
Authentication and identification are required for certain official procedures, such as signing a
sports contract or a loan. After the signature, documents must be copied and stored in storage
locations to ensure the validity of the signatures and authentication.

Fundraising
Nonprofit organizations such as campus clubs and theater programs must fundraise and manage
donations in order to survive. Unfortunately, tracking donations and the flow of money brings
many problems. In addition, running a fundraising campaign requires a lot of effort.
Lifepaper - Campuscash - Campus Cash for Students
Free time
College students make friends and explore new avenues in society. Fun contests, fantasy sports,
and tournaments are excellent ways to foster friendships while challenging yourself with various
physical and mental endeavors. However, implementing such a get-together is filled with
problems, such as physically gathering and registering people, managing the tasks to be
performed, and keeping score.

Vote
At least 2500 years ago, when ancient Athenian citizens gathered in the church congregation to
decide legislative matters and elect officials, democratic societies decided things by majority vote.
Problems arose from the beginning, such as citizens having to physically participate in the church
vote. Counting hands in a vote was difficult when it got dark so recounts could be demanded. To
this day, democratic societies face problems with voter identification to prevent illegal or double
voting, transparency in vote counting, and access to the polls. In addition, voting systems that go
beyond simple majority voting, such as plurality and two-round voting methods, are useful but
difficult to implement. For voting to be smooth and trustworthy, there needs to be a transparent
voting system where results cannot be falsified. Applications on the blockchain like CampusCash
make this possible.
Loyalty bonuses and dealer promotions
A shared loyalty program or customer loyalty program is useful for example for coffee shops that
give customers a free drink after they buy nine drinks. This builds loyalty among customers who
enjoy watching their loyalty points grow and increases profits for coffee shops that benefit from
steady customer business. Similarly, supermarkets offer discounts on products for customers who
offer their loyalty card in a way that resembles coupons, but without the need to cut the coupons
out of paper. Despite these benefits, consumers are burdened with a large number of loyalty
cards, many of which are made of plastic. In addition, retailers that use a stamp or punch system
to display loyalty points may lose money to customers who fraudulently give themselves points.

Classifieds
Although university newspapers continue to run classified ads (want ads, job ads and the like), the
era of widespread newspaper advertising is long gone. In 1996, Craigslist went to the World Wide
Web and today serves more than 70 countries in multiple languages. To enable anonymity,
Craigslist allows sellers and buyers to communicate through a Craigslist email address without
disclosing personal email. In addition, a barter section provides for the growing barter movement.
Still, there is no rating system to encourage users to ask if sellers and buyers are trustworthy.
There are much classifieds markets in each country that have changed from traditional image to
online business. This is a great example to bring this online digital market to the campus as well.
CampusCash Program

Solution

The CampusCash program aims to create a socio-economic ecosystem that solves the above
problems with the CampusCash cryptocurrency and the CampusCash multifunction app on a
blockchain.

                                       The CampusCash ecosystem

                                                Universities
                             Tutors                               Retailers

              Students                         CampusCash                 CCash TIPs

           Campus Clubs                                                       Service
                                                                              provider
                                             Multifunction app

                         Apprentices                                Market

                                              Websites

The introduction of CampusCash on and around campus will provide many benefits to users,
including better information flow, low payment processing fees, transaction transparency, and
document storage. The multifunction app provides many other tools for users to solve problems
like those described above.

The CampusCash app will make it easy to find and provide campus and school information, as well
as find tutors on a one-time or ongoing basis. Professors can post class information such as
homework assignments to precise groups of recipients. The app will allow for storage and retrieval
of data so diplomas, certificates and other important documents can be stored permanently and
securely. The processing fee for a payment transaction, regardless of size, will be low, making it
beneficial for micropayments. Smart contract functionality provides advanced trading features.
Fundraising, for example, will be simplified and made more secure as it will be easy to set up and
track funds yourself. Recreational activities will be facilitated through hyperlocal communication.
The CampusCash app will allow procedures to be set up and executed that require voting and
provide transparency with the power of blockchain.

Retailers will be able to offer loyalty rewards and run promotions efficiently.

A marketplace and barter center will help students who want to buy or sell school supplies and
those who want to forgo cash in the growing barter movement. Training and training materials can
thus be exchanged or traded by anyone. This will develop a better learning and tutoring culture
without expensive vendors or contract costs.

The Ambassador Marketing Program targets university representative "ambassadors" and
provides them with tools and CampusCash incentives to generate excitement and spread the word
about the ecosystem. The guidelines and strategies are reflected in the Ambassador Guide and
Code of Conduct. CampusCash, as a community project, will promote the growth and adoption of
blockchain technology to simplify lives.

The potential improvements of using a cryptocurrency, blockchain technology, and an integrated
multifunction app within the campus ecosystem are limitless.
CampusCash will form a company in the future to establish legal foundations with schools and
universities.
CampusCash wallets

The CampusCash wallet will come be available in five operation system : Android, iOS, Windows,
Linux and macOS.

The CampusCash wallet is a management application primarily intended for use by students and
trainees. Of course, any other interested participant outside of a campus can also use and test our
applications.

The CampusCash wallet contains ways to send and receive CampusCash like PayID. The
CampusCash wallet contains a contact list that can be copied and added with an address scan. This
ensures error-free transfers for micro-payments, CampusTIPs and other financial transactions. The
wallet will have all the typical features of popular QT wallets. E.g. wallet backups, transaction
overviews, reward functions and their file outputs as well as various user settings.

The CampusCash mobile wallet will function as part of the CampusCash multifunction app
described in the next section.
CampusCash applications

The multifunction app
In addition to the CampusCash currency itself, the CampusCash app is at the heart of the
CampusCash program. It is planned as a mobile app with an easy-to-use crypto wallet capable of
performing cryptostaking or delegations of CCash tokens, as well as a range of features to enhance
campus life.

Below is a list of features that the CampusCash team plans to roll out to create and continually
improve the CampusCash ecosystem.
1.      Staking/Delegation wallet - Earn CampusCash with interest income
2.      The Campus Guru - Students share information in the messaging system.
3.      CampusTutor - An exchange for those seeking help and learning providers
4.      Record Storage - Financial records, certificates, records, transcripts, and other official
        documents are also stored on the blockchain in the form of NFTs and accessed using the
        app
5.      CampusPay - Whether it's a microtransaction or a student payment, the CampusCash
        wallet makes it easy to instantly transfer money to the university, retail stores, friends,
        parents, and others without high processing fees
6.      Smart Contracts - Set requirements and conditions, such as locations and times when
        CampusCash can be used. Smart Contracts are side chains of the main chain.
7.      An on-demand exchange will offer fiat crypto conversion on demand directly on Ledger
8.      Signet - Sign agreements with full transparency and without the need for third parties to
        confirm.
9.      CampusTIPs - Donations and CampusTIPs for specially created social projects and
        programs
10.     Event Center - Promoting events, e.g. fundraisers
11.     Loan Center - Get Loans
12.     Recreational sports - Create your own games, tournaments, incentive features for all
13.     Voting and Open Transparent Elections - Create non-manipulable open elections and
        voting for all.
14.     Loyalty Rewards for Schools and Retailers - Schools and retailers can run promotional
        programs and offer coupons, rewards, and other incentives.
15.     The MarBar - Buy, sell, and exchange school materials
16.     Ambassador Support Center - Become a CampusCash Ambassador and promote the
        CampusCash app to earn CampusCash in your own wallet.
17.     Pay for campus services and on-site services

1.    Staking wallet/delegation
The wallet automatically puts coins in your wallet. The longer you hold CampusCash Coins, the
greater the automatic rewards in your wallet. This function can also be modified with delegations
of your own coins to a partner provider. To thus generate interest and passive income (described
in Tokenomics).

2. The Campus Guru/Messaging
Do you know where the best hangout spot is on campus, how to move the crowds and get a
stadium ticket cheaper, or which restaurants near campus give out discounts for students? Be a
campus guru for your school and earn CampusCash by providing useful information to students,
faculty, and visitors.

The Campus Guru feature in the CampusCash app allows users to create a Campus Guru page for
users to like. Users can send CampusTIPs as a thank you, and when a user rates the information,
the Campus Guru page is promoted, and the user receives a portion of the CampusTIP back.
Students are incentivized to create useful information and provide feedback that is used to update
or downgrade the information gurus.

Other examples of information resources that an information guru might provide are:

1.         Key Points for economic life
2.         A glossary of literary terms for German or other languages
3.         Great restaurants near campus
4.         Sports events and where to buy tickets

                                                        Is there wifi on
               Which majors lead to                     campus?                           I need help! Does anyone understand
               good degrees?                                                              economics 101?

     Who are the best                                                                                   Textbooks are
     professors?                                                                                        expensive! Are there
                                                                                                        other options?
 How can I find an
 apartment? What are the
                                                                                                    Where can I meet new
 prices of the dormitory?
                                                                                                    people?

        What scholarships and
                                                                                                    Where can I find a part-
        loans are available to me?
                                                                                                    time job?

                                     Is there a bowling club? How          Food is expensive! Where can I
                                     about ________?                       find coupons?

The social feature of direct messaging on the blockchain, provides a trackable messaging portal
that lets all users share information and messages with each other in a tamper-proof and easy
way.

3. The Campus Tutor
An important part of the CampusCash vision is the decentralization of education. A determination
of topics will be made to find those that are fairly common and standard. Feedback is expected
from the ambassadors and students.

Quick Tutor: Need help with just one vocabulary item or homework problem? Get help from a
quick tutor!
Web Tutor: If you don't understand the course material and need assistance, use the CampusCash
app to find a tutor who can help you via video.

4. Data record storage
Universities generate a large number of degrees, transcripts, grade reports, and other documents
to track student progress and provide records that students need during their school career and
after graduation. For years after graduation, graduates may still need their degrees or certificates,
such as when applying for jobs. To prevent fraud, these documents must be certified, a process
that is cumbersome for the learning institution and a delay for the graduate.

Academic institutions can store official copies of transcripts, degrees, and other records on the
CampusCash blockchain for verifiable download at any time. These documents can be securely
stored and accessed with different levels of access as needed. Students and other users can also
take advantage of this amazing storage power to store and share important documents on a
person-by-person basis.

Another common documentary uses include:

    •   Testimonies

    •   Archive copies

    •   Diplomas/certificates

    •   Standardized test results

    •   Class participation

    •   Shareholding and share lists
5. CampusPay
The multifunction app will include crypto wallet functions for paying and receiving CampusCash.
Payments can be sent and received in seconds without the intervention of a third party (such as a
bank). Credit cards typically charge the merchant (merchant/university) 3% and PayPal has various
withdrawal and exchange fees. The CampusCash_XRPL transaction properties are equivalent to
the XRP ledger and its validators consensus.

These equivalent features allow us to have transaction speed (+- 3 seconds per transaction),
operational cost (+-0.000012 XRP per transaction), and the security of a transparent network that
has been in stable operation since 2012.

https://xrpl.org/concepts.html
https://xrpl.org/payment-system-basics.html
More XRP Ledger Documentation

What Would You Like to Learn?

https://xrpl.org/docs.html
https://xrpl.org/xrp.html#xrp-properties
https://xrpl.org/payment-system-basics.html
https://xrpl.org/intro-to-consensus.html#consensus-protocol-properties

A serious problem with traditional cryptocurrency wallets is the long, cumbersome addresses
required to transfer cryptocurrencies. The CampusCash wallet includes an address book and
address scanning (QR code) feature to allow for accurate transfers. The wallet will also include a
transaction history of deposits and withdrawals, all of which can also be seen on the public-facing
explorer. Current public explorers are.
https://xrpscan.com/
https://dex.xrplapps.com/

Unlike bank transfers, checks, and other traditional money transfer methods, this blockchain
settles the transaction quickly and provides proof of transfer and a constantly updated account
balance. The blockchain regulates these things without the necessary approval of a central
institution or bank.

6.   smart contracts
The ability to create and execute smart contracts will be an important CCash feature of the
multifunction wallet and applications. Here's an example:

A professor can upload the syllabus and allow access only by students scanning in a QR code
provided in the classroom.

Another use is to limit where CampusCash is used. For example, parents can send CampusCash to
their child on the condition that it is only used for textbooks or classes. If the child attempts to use
CampusCash in a location not approved by the parent, the transaction will be declined. In addition,
parents may place a condition that funds for athletic apparel will not be released until tuition is
paid. Funds may also be used only to a specific tutor or other merchant.
Other options include time restrictions, such as a limit of a certain amount per day, and a school
performance requirement, so that funds are only released once the student has completed a
certain class. CCash Smart Contracts are defined as a system where each user can create their own
page blockchain from CCash Blockchain. This will keep the system modular and not completely
dependent on our blockchain. This can be used for other universities or campus projects where
they want to create their own blockchain and from there, initialize courses or social actions.
7. Fiat to crypto exchange
Although CampusCash aims to create an economic ecosystem where CampusCash is the default
medium of exchange, it will still be necessary after CampusCash, other cryptocurrencies, and fiat
money have achieved exchange. To cope with this, CampusCash is working on its own interface for
(On-Demand Liquidity), which will allow instant fiat-crypto exchange on a ledger and in an
application. In addition, the introduction of CampusCash as a common currency eliminates
expensive exchange rates for international students. It is already possible to exchange various
cryptocurrencies and tokens instantaneously in other great tools like the
https://www.xrptoolkit.com/ or the mobile app https://xumm.app/ without having to use external
centralized exchanges. There are also many decentralized exchanges that we would like to work
with.
8. Signatures
Sign agreements with full transparency and without the need for third parties and expensive fees.
This feature is useful for signing contracts and legal agreements, such as college athletes and
leases.

9.   CampusTIPs
Spread the love and send CampusTIPs to information gurus, friends and other CampusCash users.
10. Event Center
Students with an entrepreneurial spirit or just a great idea will benefit from this feature. If
students want to register their own invention permanently, this can be done securely and
transparently on the blockchain without notarial or institutional centrality.

Using the event planning feature, a student can create an event, such as a fundraising barbecue, a
live music event, a Greek row field day, or a bowl-a-thon. Post an event page so people can find
you.

The multi-functional app includes a way to purchase tickets, as well as an optional event donation
address that allows people to easily support your event with CampusCash. Since the address is on
the blockchain, donation receipts are transparent to everyone, there is no complicated
accounting, and collected funds are safe from careless loss and intentional theft. Users can also
share the event with friends in their address book and spread the word.

11. Credit Centre
Two other valuable uses of CampusCash are microloans and micropayments for students in need.
Such CampusCash financial programs can be set up by the university or one of its departments, a
student, a student club, or the CampusCash community itself.

12. Recreational sports and clubs
On campus and off, there are countless communities dedicated to games, fantasy sports,
tournaments, contests, and other group-oriented pastimes. Add CampusCash prize money to
these games and events to add excitement and incentive. Also give people you show a CampusTIP
to an incentive to join in.
13. Voting and open elections
Whether it's student government, clubs, dorms, or academic endeavors, democratic elections are
key to life on campus. The nature of voting, including hours, submission, and counting, requires
precise organization and implementation; but no matter how well the fundraising work is done
and how many observers participate in the count, conventional paper and electronic voting
methods are not transparent to the public. The CampusCash app harnesses the power of
blockchain transparency and will enable transparent, fair elections to be held. This is because once
the vote is cast, it cannot be manipulated as it is permanently written on the Blockchain and the
vote is irreversible. Moreover, anyone can create their own vote using the application. The time-
staff and cost savings from the CampusCash app will be enormous.
14. School and dealer bonuses
Perhaps the most exciting aspects of CampusCash and its multifunctional app are the ones that
provide schools and retailers with ways to offer rewards to students, professors, staff, and other
customers. Whether it's a customer loyalty program (buy 10 espresso drinks and get one free), a
discount for using CampusCash instead of a credit card, or a school promotion that needs
volunteers. The CampusCash wallet is a great tool for all to use to attract participants and provide
rewards for customer loyalty promotions.
15. The MarBar
The Marketplace and Barter Center will be a great place to buy and sell things.
When you list your used hair dryer, physics textbook, or home furnishings for sale on MarBar, the
CampusCash app identifies your campus and city so others in your area can easily find what you're
selling. Sell it for CampusCash or fiat money, there are several options.

Many students today prefer bartering and social sharing, over conventional new purchases.
Examples of the barter movement include public bookshelves, free rotation of items, the gift
economy, and bartering itself. The MarBar swap option may therefore be more popular with
students. A first step will be for us to publish a classifieds marketplace in the form of a shop from
private to private on our website https://www.campuscash.org.

After a sale or barter is completed, both parties can receive CampusCash TIPs when they give a
review of the experience. This feedback mechanism leads others to try it out.

The MarBar will also allow students to network for activities such as carpooling and study groups.
16. Ambassador Center
Our specially designated University Ambassadors can use this app feature to view their
Ambassador level, how many people they have introduced to CampusCash, how much
CampusCash they have earned through Ambassador activities, and other important Ambassador
data.

17. Campus Services and Help
One of the first tasks students must complete on campus is to apply for and receive your campus
card, which serves as campus identification. Depending on your level of study and selection, this
may be needed for many things.

1.      Access to your dormitory and room (if the institution supports CCash).
2.      Menu entries
3.      You can use it to pay for laundry and print jobs
4.      Access to the Turn Center and sporting events
5.      Fees, for sports clubs and associations
6.      Rental for IT hardware and software

Imagine this replaced by the CampusCash app and accepted at on-campus acceptance
points and ATMs worldwide. An idea that can simplify so many things.
Marketing

Through a website https://www.campuscash.org , social media and registered ambassadors,
CampusCash will provide information about CampusCash programs, blockchain technology, the
mobile app and other relevant topics of interest. This flow of information will improve
understanding of cryptocurrencies and build trust, as well as invite students' friends and family
members into the ecosystem.

CampusCash will also educate schools as well as businesses on and around campus to show the
benefits of the ecosystem. As students get used to the ease of CampusCash, they will pressure
administrators and businesses to adopt it. This chain reaction will change the way The Students
interact with each other and the world in a positive and cost-effective way.
The CampusCash Ambassador program, CampusTIP-sponsored events, and CampusTIP/Coin sales
will drive marketing. In addition, ambassador and regular user incentives will drive community
growth. Partnerships between merchants and university administrators will drive the next level of
marketing and real-world application.
For marketing purposes, opportunities such as airdrops to affiliated CampusCash_XRPL users as
well as partners will be considered.
Users can delegate CCash tokens by staking or other forms of token delegation in such a way that
earn so-called "lending". In addition, various incentives are expected from universities, event
organizers, and retailers. These rewards will only be available as long as CCash Tokens are
available from the total supply.
Ambassador Program

The CampusCash Ambassador is an important component of the CampusCash program. They
introduce CampusCash and the world of crypto to fellow students and always actively promote the
token.

 Ambassadors must adhere to the CampusCash Code of Conduct in order to receive CampusCash
                            rewards for recruitment and events.

Ambassador Activities:
1.     Introduce the app to all interested people or students and how to install/use it.

2.     Help new users find their way around the app
3.     Build a campus ecosystem by promoting CampusCash usage at retailers on and near
       campus.

4.     Teach people about the different applications, such as voting, marketplaces and
       incentives, ambassador features and rewards

5.     Organizing free information events in your own group sizes

6.     Encourage people to join the CampusCash community on the Discord server, Telegram,
       and social media
7.      Work toward higher ambassador levels for higher campus TIPs and recruiting rewards.

Ambassadors will receive feedback and support from the CampusCash community on the Discord
server and via email. There will also be a registration and administration portal on our website
https://campuscash.org/.
In addition, the community will develop promotional materials to support the ambassadors.

Examples of CampusCash Ambassador reward levels:

Level 1:                    Junior Ambassador
1-24 Recruits in mobile app
50 CCash per Discord with APP Recruit

Level 2:                    Senior Ambassador
25-50 recruits in mobile app
100 CCash per Discord with APP Recruit

Level 3:                   Master Ambassador
50+ Recruits in mobile app
120 CCash per Discord with APP Recruit

These rewards will only be available as long as CCash Tokens are available from the total supply.
Adjustments to the reward structure may be necessary as the launch progresses.

The Ambassador Program guidelines and policies can be found in the helpful CampusCash
Ambassador Guide with Code of Conduct.
CampusCash Events

In conjunction with the Ambassador Program, CampusCash will host promotional events to
promote the launch of the CampusCash multifunction app and CampusCash.

Due to the desired wide distribution of CampusCash, it is useful to hold online Zoom meetings.
FaceTime or Discord calls are a helpful tool for ambassadors and students. AMA Events
(AskMeAnything) are regularly integrated into our channels.
The CampusCash Community

The CampusCash project is run by the community and the team.
Community components include popular social media and information channels.
   Bitcointalk- https://bitcointalk.org/index.php?topic=5265169.msg54888172#msg54888172

   Discord- https://discord.gg/Cc5zmJ3gkN

   Twitter- https://twitter.com/cash_campus?s=09

   Telegram- https://telegram.campuscash.org

   Facebook- https://www.facebook.com/CampusCash.org

   TikTok- https://vm.tiktok.com/ZSajujos

   find out quickly with our CCash videos and presentations

   Youtube- https://www.youtube.com/channel/UCaVFh2Jjo1YeVivVBxnpFPA

   Developer Stuff - GitHub - FrankygoestoHollywood/CampusCash_Core: CampusCash Blockchain

If appropriate, a business (non-profit) could be formed at the appropriate time to complement
CampusCash.

Other associations or types of companies were also considered suitable by the municipality.
CampusCash Swap

CampusCash can carry out a SWAP for old CCash coin holders to immigrate to the new XRP Ledger
network and enable supporters to go the new way with us.
A snapshot of the old CampusCash POW / POS chain from December 1, 2021, block 554421 is used
for the SWAP implementation.
The maximum amount of old CCash Coins in circulation at that time will be the maximum possible
amount to be included in the SWAP.
There will be different ratios for the SWAP of CampusCash Coins to CampusCash_XRPL Tokens.
Depending on the commitment with which these coins were earned in the old network.
This will be according to the exact research in the snapshot of the CCash Blockchain.

Possible scenarios include.
10:1 Ratio for Masternode Coins and Coins from the old CC SWAP
6: 1 for coins from CCash PoW mining activities

With this SWAP, all claims from the old CampusCash POW/POS hybrid system will end.
Potential risks

As mentioned above, buying, and investing in any cryptocurrency, including CampusCash, is risky
and can result in a total loss of funds. Cryptocurrency prices are volatile and future applications
are uncertain.

The CampusCash project faces many risks, including but not limited to the following:

Competition
CampusCoin, StudentCoin and other projects with the goal of bringing cryptocurrency to campus.
Bitcoin, Litecoin and many other cryptocurrencies already exist and have their own user base.
CampusCash is a cryptocurrency with the goals presented in this document. Some goals may
overlap.

Failure of student adoption
Regardless of the marketing program, including the Ambassador program, CampusCash might not
grow. While college students are generally open to new technologies, cryptocurrencies have not
yet reached the level of familiarity with fiat currencies. Therefore, before CampusCash is
introduced, students need to be educated about cryptocurrency and its benefits. This lack of
familiarity or other factors may result in students not adopting CampusCash or having no interest
in the CampusCash multifunction app.

Ecosystem Failure
Establishing a CampusCash ecosystem is a chicken-and-egg problem; that is, students can only use
CampusCash if their university and retailers accept CampusCash, and universities and retailers are
not interested in accepting CampusCash unless students are willing to use it. The CampusCash
program aims to motivate institutional adoption by creating a student base that is equipped with
CampusCash through promotions and marketing. Yet institutions can be resistant to adoption,
leading to ecosystem failure at startup.
The technology

 More than a decade has passed since the bitcoin ledger was introduced on January 3, 2009, and
 the crypto space has exploded with blockchain ledgers since then - CoinMarketCap.com, a reliable
 resource for cryptocurrencies, listed 7403 cryptocoins and cryptotokens as of the third draft of this
 document. 7480 different token issuers exist on the XRPL at this point in time.

                                                         Peer-to-peer
         Blockchain               Distributed
                                                           network
                                    ledger
                                                                                    Cryptography

irreversible
transactions
                                                                                        Consensus
                                                                                        Algorithms
                           Technologies

    Smart                                                                      low processing fees
   Contracts

                                        Non Fungible
                                        Token

 Blockchain ledger features include the ability to conduct secure transactions (including
 cryptocurrency transfers) while maintaining privacy and transparency. Another key feature of the
 blockchain ledger is trustless decentralization, as the integration of the Internet allows blockchain
 applications to bypass traditional centralized institutions such as credit card companies and banks.

 In addition to the many cryptocoins created as a medium of exchange (money), there is a wide
 range of projects to place data on the blockchain, such data as books, videos, artwork, contracts,
 insurance, and more.

 Since the development of blockchain technology, smartphones have spread throughout the world
 and have become a primary means of not only speaking, but also computing and communicating
 on a variety of social media platforms.
Smartphones can now be the interface to the blockchain. As university-aged adults are avid
consumers of technology, a CCash token is being launched to meet the needs of university
students, from currency to educational opportunities and a means to communicate with friends.

           CampusCash strives to serve this demographic as described in this Lifepaper.

CampusCash is a blockchain cryptocurrency that operates on a network formed by computers,
phones, and other devices (a peer-to-peer network) to facilitate the exchange of information,
education, and everyday activities. It is aimed at students, trainees, universities and other colleges
and businesses in and around campus.

Despite the proliferation of internet-based technology, students face a number of challenges
during their academic career, starting from pre-enrollment to graduation. With distribution ledger
technology (blockchain) and multifunctional applications, CampusCash aims to simplify and make
independent the financial, educational, and living ecosystem around campus life.
The CampusCash community is aware of the many uncertainties, costs to their campuses, and
complications that arise when attempting to implement a cryptocurrency. A user-friendly free
mobile application that provides ways to communicate and interface with the campus-based
community is a core component of the CampusCash vision. CampusCash is targeting the students
and trainees, who typically represent younger adults who are accustomed to integrating
technology into their lives and want simple fintech solutions to meet their needs. Using smart
contracts as well as also non-fungible tokens, CampusCash will secure academic achievements as
degrees and certificates, as well as enable tasks such as voting or competitions to be carried out.

With a trusted distributed ledger, CampusCash uses a fast payment network that is convenient
and cost-effective for schools and businesses.

Cryptography
Cryptography is an ancient technology whose purpose is to encode messages for secrecy. In
addition, modern cryptography aims to protect data files and transmission channels. Within this
general goal, cryptography aims to achieve the following objectives:

1.      Confidentiality: only the intended recipient can read the encrypted data
2.      Integrity: The encrypted must be complete and unchanged
3.      Authenticity: the sender of the data should be clearly identifiable and verifiable (even if
        the actual identity of the sender is not made)
4.      Non-rejection: the sender should not be able to refuse the transmission
The Blockchain
The technology that powers Bitcoin and all other digital currencies via blockchain is a series of data
entries, each linked to the previous entry using cryptography. Because of this, a blockchain uses
signed ledgers as a method of confirming transactions. A blockchain is copied by all nodes
(computers, mobile phones, and other connected digital devices) and is therefore called
distributed. Because each entry is cryptographically linked to the previous entry and because each
node carries the blockchain, it is difficult or impossible to change an entry.
When nodes disagree with each other (a data integrity issue) as caused by a malformed actor
trying to change the blockchain security system, an algorithm determines how to resolve the
disagreement.
In addition to each node, each ledger record is usually made available online using a tool known as
a blockchain explorer.
CCash Block Explorer Info: https://www.campuscash.org
Thus, the entries on the blockchain are publicly visible even if some data is encrypted and stored
on many nodes and thus decentralized.
The process by which entries (transactions) are grouped into blocks, checked for validity, and
appended to the blockchain is called the consensus algorithm. The consensus algorithm used by
Bitcoin and many other cryptocurrencies is a proof of work, but it is energy intensive. The first
node to successfully perform a calculation to append a block is rewarded with a new currency.
Because of the energy required and the competition to obtain this reward, there is not a high
incentive to maliciously alter the blockchain.
A common alternative developed in part to reduce the amount of energy consumed is proof of
stake, in which the relative amount of each node's cryptocurrency determines how much new
cryptocurrency each node receives. Other less energy-intensive consensus algorithms include
proof of authority, proof of capacity, proof of burn, and proof of elapsed time.

Because the blockchain is secured with cryptography, publicly transparent, and decentralized
across the internet, transactions can be conducted securely by two parties without the need for a
(centralized) authority or middleman.
Peer-to-peer networks
A peer-to-peer (P2P) network is a network in which individual nodes (computers, smartphones,
etc.) communicate directly with each other. This is opposed, for example, when you text ("chat")
with support online. In this case, you and the support person connect through a website that has a
server. In a peer-to-peer network, each node communicates directly with each other.
In a network, a node is a connection point. This can be either a redistribution point or an end point
in data transmissions. In general, a node can discover, process and forward transmissions for other
network nodes. In technical terms, each node (peer) acts as both a resource consumer (client) and
a resource provider (server). Because of this dual role, all nodes are equal and share equally the
maintenance of the network. Since there is no central server, the network is distributed
(decentralized), a different structure than traditional client-server models where data is
distributed from a central source.

A P2P network is resilient to cyber-attacks as there is no central server that can be attacked. A P2P
network is also scalable, the more nodes (users), the stronger the network becomes, as each node
works modularly with the network. However, there are several ways to attack a P2P network. That
is why we are continuously working on the improvements.

P2P architecture became popular in 1999 with the introduction of file sharing systems, where
users could exchange digital audio files without the need for a central server or host. Since then,
various P2P networks have emerged, popular examples including BitTorrent (file sharing), Tor
(anonymous communication software) and Bitcoin (decentralized economic system).

P2P technology plays an important role in blockchains and cryptocurrencies. When Bitcoin was
developed, Satoshi Nakamoto defined it as a peer-to-peer electronic cash system. This means that
users can send and receive Bitcoin around the world without relying on a central server or
middleman. In other words, Bitcoin is a decentralized and distributed form of money managed by
a large network of computer nodes.

Consensus Algorithms
With a decentralized cryptocurrency network, rules are required to determine data validity. If an
unauthorized node starts sending data showing that it has more money than it actually has, the
other nodes must have a way to decide that unauthorized nodes are false.
The way such a decision is made is with a consensus algorithm. In cryptocurrency, the Bitcoin P2P
network uses a consensus algorithm known as proof of work. This has been criticized for requiring
unreasonable amounts of energy, and other consensus algorithms such as proof of stake, proof of
authority, proof of space, and proof of elapsed time.

verification of work
When using a proof-of-work system, some users choose to establish their node as the "miner" that
performs the proof of work. Miners compete to successfully solve a computational problem. The
first miner to solve the problem receives compensation in the form of a new ("mined")
cryptocurrency.

As mining is performed, different nodes transfer bitcoins and data to other nodes, and these
transactions are confirmed by nodes on the network. These postings are grouped into a block or
group of postings. When the computational problem is solved, the other nodes can confirm the
solution and the transaction block is attached to the blockchain.
The mining procedure involves the creation of a mathematical (hash) function that generates
target data. Various computational difficulties are built in, for example, to ensure quite a rate of
new currency mining and new block fixing. The difficulty level is gradually increased as computers
become more powerful. Also, as the mining process progresses, the amount of compensation is
lowered. This usually occurs, for example, less than once a month, week, or days.

Due to the computational difficulties in mining, nodes have to expend a lot of energy to perform
mining, which is an environmental burden and is no longer an option for CampusCash.

Non-Fungible Token
How do NFTs work?

Each non-counterfeitable token is unique and cannot be tampered with, passed on or replaced
without being noticed. Such a unit is ideal for securing rights to a unique object and transferring
them securely between parties, be it a single piece of art, an element in a computer game or even
documents and real estate.
NFT technology was developed in 2017 based on Ethereum smart contracts. This means that each
NFT contains unique information that is recorded as part of the respective smart contract. A smart
contract is a concept in the blockchain system that refers to a program that is executed by
triggering a transaction on the blockchain or by information imported from outside the blockchain
according to predefined rules.
It cannot be tampered with once it is deployed. For example, an ERC (Ethereum Request for
Comment) -721 smart contract can be used to create an NFT, assign it to a specific owner, and
later transfer it to other owners if needed.
The XRP Ledger is excitedly awaiting the introduction of support for non-fungible tokens with the
release of the 0020 XLS-20d on the XRPL.

https://github.com/XRPLF/XRPL-Standards/discussions/46

What can be an NFT?
The question "What is NFT?" has long ceased to be pure theory. For example, tokens are already
being used in a wide variety of fields. The term NFT art, for example, refers to art that uses the
properties of NFT, which enables the creation of unique and one-of-a-kind data and records the
history of the owner of the digitally expressed artwork - which can include music and other forms
of art - on a blockchain.
Blockchain games and crypto games also allow players to hold and manage items and characters
acquired in the game as NFT. In the case of blockchain games, it is important to consider whether
game items issued as NFT are crypto assets and whether even gambling laws are relevant if a so-
called "gacha" system is used to acquire such NFT. Such games are sometimes found in the form of
DApps on Blockstack.
As ownership of intangible objects such as NFTs is currently not recognized and the right to "digital
property" is not legally defined, it is necessary to examine exactly what is being traded when
buying and selling NFT art or objects, given their technical characteristics. The relevant legal
situation is currently not yet fully clarified.
However, there is already much to suggest that NFTs will also be applied across the board in the
area of records, documents and certificates and degrees.

smart contracts
The CampusCash blockchain will host smart contracts, a decentralized method of ensuring that
conditions are met before the transaction is executed.

This possibility is integrated and made usable with the help of hooks on the XRPL.
https://xrpl-hooks.readme.io/

A traditional contract or agreement that does not use blockchain technology consists of a written
document signed by two or more parties. The document contains remedies in case one party fails
to fulfill the agreed terms, and the document itself serves as evidence in the event of a dispute.
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