KONZORTIA CAPITAL Pitch Deck
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Pitch Deck KONZORTIA CAPITAL Redesigning the financial industry that everyone else takes for granted invest@konzor�a.capital MAILTO:INVEST@KONZORTIA.CAPITAL h�ps://konzor�a.capital/ HTTPS://KONZORTIA.CAPITAL/
INDEX 02 1._Overview . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 1._a._Investors Problems . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 1._b._Solu�ons for Investors . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5 1._c._What is it? 1. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6 1._d._Corporate Structure . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7 2._What am I investing in? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 1._a._Ownership Distribu�on . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9 1._b._Special Purpose Vehicle . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10 1._c._KOR – A New Asset Class . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11 1._d._Exit Strategy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12 1._e._Offering Details . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13 1._f._What to expect? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14 1._g._Compe��ve Analysis . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15 3._How do we do it? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19 1._a._Industry Problems . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 20 1._b._Solu�ons . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 21 1._c._The Product . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 22 1._d._Business Model . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 27 1._e._Compe��on . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29 1._f._Addressable Market ............................................. 30 1._g._Compe��ve Advantage ...................................... 34 1._h._Go to Market Strategy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 37 1._i._Financing Stages & Valua�on .................................... 41 1._j._Key points . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 42 1._
04 ____Investor´S Problems ____Economic contrac�on generated ____by COVID-19 has led to: Devalua�on of por�olios Net worth losses Capital preserva�on failures
05 ____Solutions ____A sophis�cated investment opportunity Expected to pay out Which could allow you With the poten�al to yearly dividends and to grow your net let you recoup your con�nuosly appreciate worth income and losses and turn a preserve your capital. significant profit.
06 What is it? KONZORTIA CAPITAL 100% owned by The holding of a FinTech consor�um formed by InveStart, Novabank and Konzor�a Capital Capitalista. A por�on of the holding´s equity is a liquid new asset class named Kor. Konzor�a Capital will implement a distributed ledger ecosystem (KCDL) to serve as a global pla�orm for the en�re financial industry to operate. 100% The KCDL will employ a digital transac�onal currency named Koura. GLOBAL INVESTMENT BANK, owned by Konzor�a Capital BROKERAGE FIRM AND ASSET MANAGER BRAND 100% owned by Konzor�a Capital UNIVERSAL PRIVATE EQUITY PLATFORM ONLINE BORDERLESS RETAIL AND COMMERCIAL BANK
07 Corporate Structure Shareholders Mr. Gomez is an entrepreneur by Mr. Gomez has a degree in business Founder & CEO nature, with an extensive administra�on, with an emphasis in Co-Founder & COO banking and finance, graduated background and formal educa�on in from the Universidad La�na de Costa Walter business and finance. He has over 15 Rica. Mr. Gómez has experience in Donnie years of experience in crea�ng tax and management consul�ng, Gomez Gomez successful and innova�ve start-ups specializing in cross border in real estate, B2B, and various B2C transac�ons, digital transforma�on, companies. financial planning, interna�onal taxes and business reorganiza�ons. CFO Capital Development Legal Director Marke�ng Director CBDO CTO Muzzafar Mike Natasha Aadhya Armando Angel Iqbal Morgan Cadavid Agarwal Jimenez Silva Accoun�ng Execu�ve Assistant Investors Rela�ons BD Mexico India Team Team Graphic & Video Content Crea�on Andrea Hector Design João Vechio Miquilena Loureiro Anabel Carlos Kevin Cas�llo Miquilena Espinosa James Lam Cecilia Vichi
08 WHAT AM I 2 INVESTING IN? Discover a New Asset Class and its benefits Disclaimer: Statements in this presenta�on are not historical facts. They’re looking forward-looking statements based on current expecta�ons of future events and are subject to risks and uncertain�es that could cause actual results to differ materially from those expressed or implied. Past performance is not necessarily indica�ve of future results. All investments carry risk, and all investment decisions of an individual remain the responsibility of that individual.
09 Ownership Distribution The holding company will be registered as a corpora�on in Canada. Founders’ and Employees’ equity will be diluted a�er Ini�ally, the ownership distribu�on will be as follows: the company goes through the different financing rounds. Ownership is expected to be distributed once all rounds are completed, as shown in the chart below. SPV Pre-seed 6,7% 6,3% Special Purpose Vehicle To be registered in USA (Delaware). It will not suffer any Founders & dilu�on. employees 87% Founders & Employees 21% C B A D 15% 15% 15% E Projected Ownership Distribu�on 11% 15% SPV Pre-Seed A�er Series A-E (financing rounds) 6,7% 6,3% Disclaimer: Statements in this presenta�on are not historical facts. They’re looking forward-looking statements based on current expecta�ons of future events and are subject to risks and uncertain�es that could cause actual results to differ materially from those expressed or implied. Past performance is not necessarily indica�ve of future results. All investments carry risk, and all investment decisions of an individual remain the responsibility of that individual.
10 Special Purpose Vehicle The SPV will own 13% of the shares of Konzor�a Capital’s holding company. The main purpose of the SPV is to have a limited cap table in the holding company. Ini�ally, the SPV will be represented by one of Konzor�a Capital´s directors. Once the private placement is completed, SPV investors will then be represented by one of the largest investors of the company. SPV 13% of the shares SPV´s Equity of Konzor�a 13% 1 Share = 1 KOR Capital´s Total Amount of equity 12,149,422.2 shares Early Stage Investors 2,918,652.91 KOR Special Offering August 2020 488,489.30 KOR Disclaimer: Statements in this presenta�on are not historical facts. They’re looking forward-looking statements based on current expecta�ons of future events and are subject to risks and uncertain�es that could cause actual results to differ materially from those expressed or implied. Past performance is not necessarily indica�ve of future results. All investments carry risk, and all investment decisions of an individual remain the responsibility of that individual.
11 KOR – A New Asset Class TRADE IT It will be listed in Capitalista´s NAO Index and it can be traded alongside other digital assets. OR KOR represents private equity of the SPV. RECEIVE DIVIDENDS It is expected to pay out yearly dividends received from the proceeds of the Holding Company. Due to its innova�ve features Kor is considered to be a New Asset Class. STORE IT Investors will be able to store it in their own digital vaults. Disclaimer: Statements in this presenta�on are not historical facts. They’re looking forward-looking statements based on current expecta�ons of future events and are subject to risks and uncertain�es that could cause actual results to differ materially from those expressed or implied. Past performance is not necessarily indica�ve of future results. All investments carry risk, and all investment decisions of an individual remain the responsibility of that individual.
12 Exit Strategy The SPV enables Kor, as a unique new asset class, to be listed in a secondary market. This represents a great advantage for investors, as it allows them to have a clear exit strategy. Pre-NAO KOR KOR Previous to the New Asset Offering stage, the Pre-NAO can be seen as a beta version of the NAO Index, featuring the lis�ng of KOR. This allows an exclusive group of investors to liquidate a por�on of their posi�ons while s�ll earning a revenue. NAO As the NAO index is officially launched, the New Asset Offering will take place. In similar fashion to an IPO, this will be the stage in which investors will be able to liquidate the asset at a market price, as KORs will be freely traded. Disclaimer: Statements in this presenta�on are not historical facts. They’re looking forward-looking statements based on current expecta�ons of future events and are subject to risks and uncertain�es that could cause actual results to differ materially from those expressed or implied. Past performance is not necessarily indica�ve of future results. All investments carry risk, and all investment decisions of an individual remain the responsibility of that individual.
13 The Offering The Offering Private Placement Registra�on: __Price per Share: US$0.65 __SEC REG D 506 (c) Exemp�on Allocated Equity: __1 Block= 40,000 Kor __9,230,769.23 KOR __Price per block = US$26,000.00 Hard Cap: SPV´s Private Placement Term Sheet __US$6,000,000.00 __Total Amount of equity 12,149,422.2 So� Cap: __Type: Digital Equity __US$3,000,000.00 __Name: Kor __Symbol: KOR Edgar filing: https:/ www.sec.gov/Archives/edgar/data/1795802/000179580219000002/xslFormDX01/primary_doc.xml An SPV will be created, which will own the shares issued h�ps://www.sec.gov/Archives/edgar/data/1795802/ in the new funding stage. The shares will be represented 000179580219000002/xslFormDX01/primary_doc.xml as KOR, which will be the backing for the Koura digital currency. Disclaimer: Statements in this presenta�on are not historical facts. They’re looking forward-looking statements based on current expecta�ons of future events and are subject to risks and uncertain�es that could cause actual results to differ materially from those expressed or implied. Past performance is not necessarily indica�ve of future results. All investments carry risk, and all investment decisions of an individual remain the responsibility of that individual.
14 What should I expect? Projected Trading Value US$107.00 SPV Shares Value Pre-NAO. . . . . . . . . . . . . $9,776,000.00 US$48.64 Round A. . . . . . . . . . . . . $10,400,000.00 NAO. . . . . . . . . . . . . . . . . $23,616,666.67 Round B. . . . . . . . . . . . . $43,333,333.33 Round C. . . . . . . . . . . . . $173,333,333.33 Round D. . . . . . . . . . . . . $590,909,090.91 Round E. . . . . . . . . . . . . $1,300,000,000.00 US$14.27 US$3.57 US$1.94 US$0.80 US$0.86 Price per Kor Pre-NAO Round A NAO Round B Round C Round D Round E Disclaimer: Statements in this presenta�on are not historical facts. They’re looking forward-looking statements based on current expecta�ons of future events and are subject to risks and uncertain�es that could cause actual results to differ materially from those expressed or implied. Past performance is not necessarily indica�ve of future results. All investments carry risk, and all investment decisions of an individual remain the responsibility of that individual.
15 Competitive Analysis Regular Private Feature New Asset Class Stocks Mutual Funds Real Estate Gold Companies Diversifica�on through a single investment Liquidity Low Risk Fees involved Dividends Possibility of exponen�al growth Bragging Rights Disclaimer: Statements in this presenta�on are not historical facts. They’re looking forward-looking statements based on current expecta�ons of future events and are subject to risks and uncertain�es that could cause actual results to differ materially from those expressed or implied. Past performance is not necessarily indica�ve of future results. All investments carry risk, and all investment decisions of an individual remain the responsibility of that individual.
16 KOR Financing Stages & Liquidity Points Private Sale Price Stage I US$0.50 per Kor Private Sale US$0.65 per Kor US$1.94 PRE-NAO Price US$0.80 per Kor Price at NAO US$1.94 per Kor US$0.80 US$0.65 US$0.50 Disclaimer: Statements in this presenta�on are not historical facts. They’re looking forward-looking statements based on current expecta�ons of future events and are subject to risks and uncertain�es that could cause actual results to differ materially from those expressed or implied. Past performance is not necessarily indica�ve of future results. All investments carry risk, and all investment decisions of an individual remain the responsibility of that individual.
17 Projected Dividends per KOR US$0.00 DIVIDENDS YR 1 US$0.02 DIVIDENDS YR 2 US$0.22 DIVIDENDS YR 3 US$1.03 DIVIDENDS YR 4 US$4.35 DIVIDENDS YR 5 Disclaimer: Statements in this presenta�on are not historical facts. They’re looking forward-looking statements based on current expecta�ons of future events and are subject to risks and uncertain�es that could cause actual results to differ materially from those expressed or implied. Past performance is not necessarily indica�ve of future results. All investments carry risk, and all investment decisions of an individual remain the responsibility of that individual.
18 Offering Details Case Study Investment of 2 blocks 5 Year Projec�ons Ini�al Investment. US$52,000.00 Price per Kor: US$0.65 Ac�ve Posi�on: 47,835.05 KOR Posi�on Size: 80,000 Kor A�er liquida�ng during NAO your ac�ve posi�on would be expected to yield the following returns: Short Term Exit Strategy 15,000% 10,493% 10,000% Let’s picture a situa�on in which you could liquidate a por�on of your posi�on to get your ini�al investment back with a return. 8,000% 5,000% 4,717% During NAO you could get your ini�al Investment back + 20% ROI and let the rest of the posi�on appreciate. It could look like this: 2,000% 1,456% 0% 299% 450% CURRENT ASSETS Yr 1 Yr 2 Yr 3 Yr 4 Yr 5 Cash and cash Post NAO – Projected ROI $62,400.00 equivalents Expected Trading Value Projected Compound Dividends Shor term marketable $92,800.00 (Value for $92 984,11 NAO Yr1: US$0 securi�es Ac�ve Posi�on in Kor) $170 613,05 Round B Yr2: US$956,70 Total Assets $155,200.00 $682 452,21 Round C Yr3: US$11,480.41 $2 326 541,62 Round D Yr4: US$80,750.51 $5 118 391,56 Round E Yr5: US$268,832.98 Disclaimer: Statements in this presenta�on are not historical facts. They’re looking forward-looking statements based on current expecta�ons of future events and are subject to risks and uncertain�es that could cause actual results to differ materially from those expressed or implied. Past performance is not necessarily indica�ve of future results. All investments carry risk, and all investment decisions of an individual remain the responsibility of that individual.
19 HOW DO WE 3 DO IT? This is how the magic happens
20 Industry Problems 1 THE NEED FOR A MORE INCLUSIVE AND EFFICIENT FINANCIAL INDUSTRY The current financial industry has 2 LACK OF A VERSATILE INVESTMENT VEHICLE There is a need for a liquid asset limited accessibility and connec�vity. that allows investors to gain This affects the transparency and growth and dividends without execu�on �mes of transac�ons. compromising security. 3 DIFFICULTY IN RAISING CAPITAL Startup companies and 4 RESTRICTED FINANCIAL INDUSTRY 5 THE NEED FOR REAL TIME, COST-EFFECTIVE WORLDWIDE TRANSFERS Current financial markets have many projects, in general, face obstacles related to ins�tu�onal, Transferring money among different unnecessary challenges when geographical and economic factors. countries can be expensive and trying to raise capital. They need to become fully accessible. inefficient, some�mes even impossible.
21 Solutions A simple way of raising capital Startups from anywhere will be Revolu�onizing the able to easily raise capital and Financial industry take their equity from private to liquid through a seamless process. Redesigning the financial industry, making it accessible for everyone in the world. Giving its par�cipants access to a common Online trading at no cost environment for easy, secure and efficient transac�ons. The ability to trade any liquid asset (stocks, bonds, equi�es, commodi�es, etc) anywhere in the world at no cost, coupled with access to professional wealth A New Asset Class management. Giving investors a flexible financial instrument that offers the growths and dividends of an equity with the liquidity Instant global money transfers of a publicly traded stock. Borderless banking with cost-effec�ve transac�ons in real �me, online and offline.
22 The Product Konzortia Capital __The private holding of a Fintech __consor�um of startup companies formed __by InveStart, Novabank and Capitalista. __Intends to develop a framework using a __descentralized ledger, for Novabank, __Capitalista and InveStart to carry financial __interac�ons among them and with other __companies. __Konzor�a Capital´s descentralized ledger __(KCDL) will allow interconnec�vity for the __exis�ng par�cipants of the financial __industry and Enterprise Services.
23 The Product Koura It works as the transactional currency Konzor�a Capital´s Distributed Ledger, InveStart, of the consortium. Novabank and Capitalista will operate with their own transac�onal currency named Koura (as well as fiat currency). It can be transferred and stored Its value will be stable, it will allow transac�ons to take using Novabank. place among currencies, minimizing the impact suffered by the exchange rates. Home Trade ClickFunnels Education FAQ DEPOSIT Profile ? It can be used to invest in a new venture on InveStart. Market Bookmarked Coins USD BTC SKL KOR/USD 10,061.52 10,064.62 Enter coin name ASK 1300.02 BID 1322i.02 SELL BUY Koura (KOR) +3.72% Skala (SKL) +3.72% Coin Price Volume Change $11,324.50 $924.50 KOR $11,200.50 96000.50 +3.72% Balance: 1.201456 Balance: 1.201456 SKL $900.525 328000.50 -2.72% KOR $1.542015 1296000.50 +3.72% My Orders KOR $124.525 28000.50 -2.72% OPEN CLOSED CANCELLED Coin Price Amount Date SKL $11,200.50 96000.50 +3.72% KOR $11,200.50 1.234000 22/03/19 18:33 SKL $900.525 328000.50 -2.72% SKL $900.525 2.5032 22/03/19 18:33 KOR $1.542015 1296000.50 +3.72% $1.542015 22/03/19 KOR 12960.50 18:33 KOR $124.525 28000.50 -2.72% $124.525 12.5024 22/03/19 KOR 18:33 It can be used to invest in any asset Balance Koura (KOR) DEPOSIT 1.12302000 BTC Order Book KOR/USD SKL SKL $11,200.50 $900.525 1.234000 2.5032 22/03/19 18:33 22/03/19 18:33 listed in the NAO Index. $12,000.50 22/03/19 Sum BTC Amount Bid Ask Amount Sum BTC KOR $1.542015 12960.50 18:33 3.123020 SKL Skala (SKL) 1,032.852 1,032.852 11,025.25 11,025.25 1,032.852 1,032.852 22/03/19 $12,000.50 KOR $124.525 12.5024 18:33 1,032.852 1,032.852 11,025.25 11,025.25 1,032.852 1,032.852 1,032.852 1,032.852 11,025.25 11,025.25 1,032.852 1,032.852 1,032.852 1,032.852 11,025.25 11,025.25 1,032.852 1,032.852 1,032.852 1,032.852 11,025.25 11,025.25 1,032.852 1,032.852 1,032.852 1,032.852 11,025.25 11,025.25 1,032.852 1,032.852 1,032.852 1,032.852 11,025.25 11,025.25 1,032.852 1,032.852
24 The Product InveStart A globalized private equity pla�orm __Making it possible for __companies in any stage, of any __size and in any jurisdic�on to __raise capital from anywhere in __the world. __Allowing investors to find __unicorns with a clear exit __strategy. __Redesigning a company's __financing journey by __transforming its private equity __into a liquid, tradeable asset.
25 The Product Novabank The new borderless banking __Enabling secure instant global __money transfers in real �me, __for free. __Blurring the difference __between remi�ance and __banking services. __Allowing businesses and __individuals to process __payments in real �me, __anywhere in the world. The home of The corporation is currently registered in Canada. It holds a remittance license that convenient banking KOU-147xyJEWS5GhSFu13 Enable Face ID to log in to your DTB Mobile Banking facilitates the execution of the 1st stages of our app and authorise transac�ons - KOU 10.00 + go to market strategy. PAY Get Started
26 The Product Capitalista The next genera�on of financial services __Allowing investors to trade any liquid __asset globally for free. __Introducing the first global secondary __market, similar to a global stock market. __Making por�olio management services __accessible for everyone.
DISTRIBUTION CHANNELS 27 Business Model Distribution Channels Konzor�a Capital Distributed Ledger Distributed Ledger (KCDL) KCDL; fully owned by Konzor�a Capital, will be providing InveStart, Novabank and Capitalista unlimited licensing rights for opera�onal purposes and commercial use. InveStart´s Mobile & Web App Private Equity Pla�orms Capitalista´s Mobile & Web App Liquidity Providers Capitalita´s Franchises Investment bank Governmental ins�tu�ons Brokerage Firm Banks Stock Exchange Venture Capital firm Market makers Novabank´s Mobile & Web App Remi�ance Capitalista Services Franchise Private Equity Ins�tu�onal Payment Novabank Authorized Pla�orm Enterprises Novabank Authorized Investor Processors Center Centers
Business Model 28 Revenue Generation Streams Fixed fees for accessing KCDL based on use of resources. Distributed ledger services for entreprises and governments. Asset Management Commercializing KCDL Access A commission percentage out of profits generated for clients. Fee based services from Remi�ance Businesses, Payment processors and Commercializing KCDL Access Underwri�ng Profits from buying and selling NAO assets. Investment Banks based on the use of KCDL resources. Private Equity Pla�orms and Venture Capital firms will pay fees Spinoffs and M&A Fee-based advising service. Authorized Novabank Centers based on the use of KCDL 1% fees of all offline remi�ances. resources. Crea�ng Collateralized Products Buying cheap products, packaging them as securi�es and selling at a higher price on the market. Payment Processing Companies Raising Capital Percentage based on online and in person KCDL Dark Pools payments proccessed. 5% of funds raised. Percentage-based fees for dedicated ins�tu�onal transac�ons. Swaps Loans + Credit Cards Brokering deals through arbitrage transac�ons. Income generated through interest rates. Venture Capital Management Investment Research Selling specialized market research. A percentage of managed Trade Finance ins�tu�onal funds for VC use. Profi�ng from le�ers of credit, bill Capitalista Franchises Percentage-based commission for every transac�on. collec�on, and factoring. Commercializing KCDL Access Payments from Brokerage Firms and Investment Banks based Escrow Services on the use of KCDL resources. 1-2% charges over the escrowed amounts.
29 Competition Integrated Fun�ons Wide Offerings Convoluted Streamlined Self Sufficiency Third Party Dependency Limited fun�ons Reduced offering Secure Self Sufficiency Government Restricted Open Higher Fees Lower Fees Easily compromised Third Party Dependency
30 Addressable Market ENTERPRISE BLOCKCHAIN TAM Total Addressable Market US$ 32.5 billion SAM USA EUROPE LATAM ASIA AUSTRALIA Serviceable Available ENTERPRISE ENTERPRISE ENTERPRISE ENTERPRISE ENTERPRISE Market BLOCKCHAIN BLOCKCHAIN BLOCKCHAIN BLOCKCHAIN BLOCKCHAIN US$ 2 billion US$ 113 million US$ 0.51 billion US$ 2.8 billion US$ 2 billion
31 Addressable Market TAM PRIVATE EQUITY CROWDFUNDING VENTURE CAPITAL US$845.56 billion US$28.8 billion US$380 billion + Total Addressable Market SAM USA PRIVATE EQUITY EUROPE PRIVATE EQUITY LATAM PRIVATE EQUITY ASIA PRIVATE EQUITY AUSTRALIA PRIVATE EQUITY Serviceable US$301 billion US$49.3 billion US$8.4 billion US$79.1 billion US$63.5 billion Available CROWDFUNDING CROWDFUNDING CROWDFUNDING CROWDFUNDING CROWDFUNDING Market US$438.2 million US$304.8 million US$23 million US$82.8 million US$30 million VENTURE CAPITAL VENTURE CAPITAL VENTURE CAPITAL VENTURE CAPITAL VENTURE CAPITAL US$50 billion US$39 billion US$4.6 billion US$169 billion US$1.5 billion
32 Addressable Market BROKERAGE / TAM WEALTH TRADING STOCK MARKETS MANAGEMENT ACCOUNTS US$90 trillion US$75 trillion Total Addressable Market US$ 32.5 trillion SAM USA BROKERAGE / TRADING EUROPE BROKERAGE / TRADING LATAM BROKERAGE / TRADING ASIA BROKERAGE / TRADING AUSTRALIA BROKERAGE / TRADING Serviceable ACCOUNTS ACCOUNTS ACCOUNTS ACCOUNTS ACCOUNTS US$379.4 billion US$ 7185 billion US$408.678 bilion US$915 trillion US$8,025 million Available WEALTH MANAGEMENT WEALTH MANAGEMENT WEALTH MANAGEMENT WEALTH MANAGEMENT WEALTH MANAGEMENT Market US$4.6 trillion USD$20 trillion US$ 3.5 trillion US$ 34 trillion More than US$ 2.1 trillion STOCK MARKETS STOCK MARKETS STOCK MARKETS STOCK MARKETS STOCK MARKETS ASX had an average daily tur US$23.19 trillion US$ 410.33 billion US$ 18.89 trillion China: USD $ 500 billion Japan: USD $ 741 trillion nover of a$4.685 billion
33 Addressable Market TAM DIGITAL PAYMENTS ONLINE BANKING REMITTANCES US $4,406,431million US $29,976 million US $682.60 billion Total Addressable Market SAM USA DIGITAL PAYMENTS EUROPE DIGITAL PAYMENTS LATAM DIGITAL PAYMENTS ASIA DIGITAL PAYMENTS AUSTRALIA DIGITAL PAYMENTS Serviceable US $895 billion US$708,391 million US$100,918 million US$2,458,457million US$48,752million Available ONLINE BANKING ONLINE BANKING ONLINE BANKING ONLINE BANKING ONLINE BANKING Market US $7.305 million US$ 2340.3 Million US$675 billion US$38 billion US$26.9 billion REMITTANCES REMITTANCES REMITTANCES REMITTANCES REMITTANCES US $19,426 million US$ 37,513 million US $85 billion US $49.85 billion US$1.86 billion
34 Competitive Advantage KONZORTIA CAPITAL INVESTART Business 1 to market st Digitaliza�on of Securi�es and assets with a secondary Market Incen�ve to financial industry par�cipants Capital raising for any industry, jurisdic�on and stage Cost effec�ve and efficient Incuba�on + Accelera�on + Go to Market Easy tes�ng/ Seamless migra�on Authorized Pla�orms for financial ins�tu�ons White Label Allowing Central Banks, Investors governments and regulators to access the pla�orm Ve�ed company ready for investors Private environments for extra security and transparency Seamless inves�ng process through Novabank s API Streamlined interface and seamless integra�on between financial services P2P lending Accessibility for a wide range of users (newcomers as well as Giving Investors an Exit experienced actors and ins�tu�ons) Strategy
35 Competitive Advantage NOVABANK Personal Easy to fund (Use any currency, fiat or digital) Instant global transfers CAPITALISTA through messages Remi�ances that give the unbanked Global market for digital access to a bank account equity (NAO Index) Make payments from your phone/watch Free and accessible global trading Store money in your personal vault Professional Wealth Management Cross pla�orm accessibility (regardless of account size) targe�ng specific users Process payments with your Seamless account funding and phone & tablet liquida�on through Novabank Business Contactless cards and Easy signup for Novabank QR codes and InveStart users Access your funds in real �me Added Value to your Business (become an authorized center) Gain access to a global credit pool
36 Competitive Advantage How to fund your Novabank Account? Novabank Account in Koura
37 Research Incorpora�on Corporate Ini�al Staff Go to Market Strategy & Concept Image Crea�on Crea�on of ERC20 Koura Reg D Co-founder Filing with SEC onboard Novabank Incorpora�on D FINTRAC License Novabank SPV JV with Skala Pla�orm SPV crea�on Execute Alterna�ve Funding Strategies Konzor�a Capital´s Distributed Ledger Develop Skala´s Novabank (KCDL) Alpha Stage 1 Alpha version Alpha Version Novabank Beta for Skala Development of & ERC20 escrow pla�orm Operations for Novabank Launch of InveStart Alpha escrow pla�orm Development Se�ng up sales & opera�ons Development of Novabank´s Version Novabank office in Offshore Exchange for Legal loca�on Koura Human Capital Marketing & Sales Financing Round Exchange Licensing as an Year of execution Novabank Beta Intellectual property License in Europe escrow pla�orm for Novabank with KCDL registra�on
Test of KCDL beta Launch of KCDL Go to Market Strategy version with Beta version Novabank 38 Marke�ng for Novabank´s pre-launch Series A Filing with SEC Launch of Novabank Series A as Neobank in Canada E-money license execu�on with to work as a Liquidity Crea�ng an Brokerage firm Neobank Providers Independent A in Canada for Novabank´s team for Exchange Novabank Issuing Novabank´s Debit card E-money license to work as a a Neobank in USA Launch of Novabank´s Exchange Launch of Novabank as Neobank in USA InveStart´s Launch of Licensing Novabank´s InveStart´s Incorpora�on Remi�ance Launch of Novabank´s Remi�ance in USA & Mexico Payment Development of Processing Development of Capitalista´s Alpha License Novabank app version for Novabank for business Crea�on of independent team for InveStart Operations Development Legal Human Capital Marketing & Sales Development of Investart JV´s with Angel Financing Round Novabank´s Hybrid Investors and VC funds Payment Processing Year of execution Pla�orm Marke�ng Launch of InveStart InveStart
Go to Market Strategy Launch Novabank payment processing + business App Expansion of 39 Novabank Authorized Agents Network Banking license Novabank Launch of Capitalista USA & Canada client´s update of terms of services Cross Selling Capitalista Capitalista´s to Novabank´s users Brokerage and Wealth Novabank Management + LATAM License Launch Series B Filing with SEC Series B KCDL issues Local execu�on with Currency Novabank Brokerage firm B expansion Novabank in Russia expansion in China Novabank + rest of Asia Africa Operations KCDL Phase 3 Latam banking integra�on Development Legal Human Capital Marketing & Sales Financing Round KCDL Phase 4 Novabank African banking expansion Year of execution Novabank Launch in Europe Novabank India in Australia expansion
Series C Filing Go to Market Strategy 40 with SEC Series C execu�on with Brokerage firm C Expansion & Growth Novabank Growth KCDL phase 5 KCDL phase 6 Stock exchanges LATAM integra�on Europa TIPS KCDL phase 7 Canada Stock Exchange KCDL phase 8 Australian Stock Exchange Series E execu�on with KCDL phase 13 Series D Filing with Brokerage firm Rest of Stock KCDL SEC Exchanges phase 11 Operations CB Asia banking E Development Legal Human Capital D Marketing & Sales Series E KCDL phase 12 Financing Round Filing with Series D Wall Street KCDL phase 10 execu�on with SEC European Stock KCDL phase 9 Brokerage firm Year of execution exchanges CHIPS USA banking
41 Financing Stages & Valuation Post money valua�on �10,000,000,000 Founders and employees equity Pre-Seed Round Founders & employees SPV Private Placement 21% Post money Round A valua�on �4,545,454,545 Round B 10% E Round C Founders & 11% D Pre-money valuation employees Round D �9,000,000,000 31% Round E Post money 15% C Pre-money valuation valua�on �4,045,454,545 Post money valua�on �1,333,333,333 11% D �333,333,333 Founders & 15% C 15% B Pre-money valuation Post money employees valua�on 42% �1,133,333,333 Pre-money valuation Founders & �80,000,000 employees 15% B �283,333,333 SPV 57% 15% C Pre-Seed �44,776,119 Founders & 15% A �68,000,000 Pre-money employees 15% B 15% A valuation �5,555,555 Founders & 72% 15% B employees 15% A 6,7% SPV 15% A Founders & employees 87% 15% A 6,7% SPV 93,7% 6,7% SPV 6,7% SPV 6,7% SPV 6,3% Pre-seed 6,3% equity 6,7% SPV 6,3% Pre-seed 6,3% Pre-seed 6,3% Pre-seed 6,3% Pre-seed 6,3% Pre-seed PRE-SEED SPV Private Placement A B C D E
42 Key Points World-class Large Market Unique Business Team Size Model Scalable Trac�on-Momentum Barriers to entry Novabank Beta App Services (for compe�tors) Forth Coming Revenue
“I think the things you regret most in life are the things you didn’t do” STEVE JOBS invest@konzor�a.capital mailto:invest@konzor�a.capital h�ps://konzor�a.capital/
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