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June 2019 Sharp Cuts, Caring Guys Create Couple Overcomes Success at Fulton County Barbershop Challenges To Open By Jessica Ford Newsline Editor New Gloversville In Gloversville, one crew of really humble guys is set- True Value Hardware ting the standard in the Capital Region for excellence in men’s By Jessica Ford hair styling, and showing the Newsline Editor rest of the business world how Sometimes the longest journeys are the most worthwhile, embracing a small community and bring the most reward. can result in economic success. In Gloversville, Matt and Tammy Capano have opened Fulton County Barbershop the doors to a brand new True Value store, with 10,000 feet owner Mike Medina, along with of floor space and an opening inventory of more than 17,000 his staff barbers Jaime “Pito” products, including light lumber, paint, building supplies, pet Ramoz and Jason Ortiz, work supplies, seasonal items and much more. out of Medina’s building, at 17 Fulton County Barbershop owner Michael Medina cuts the The path that brought the store from an idea to a reali- N. Main Street, and offer their hair of Johnstown’s Danny Brown, age 10. ty was not easy, and the two persevered through sickness, loyal customers the best fade, delays and challenges to open the business. Now that it is a great spiky quiff, an on-point his Medina cut. ly embraced. One event gives officially open, True Value corporate officials have said curly crop and a savvy modern Aside from really reason- kids a 50 percent discount on they believe it is one of the nicer locations they’ve seen. The pompadour, among other cur- able prices ($12 for an adult their cut, if they choose a book Capanos join the True Value corporation, that serves over rent styles. But it’s also the vibe haircut, $10 for a child’s cut and read to the barber while 4,400 stores worldwide with retail sales in their communities, in the shop, and the outward and $7 for an edge up), the bar- they work. totaling about $5.5 billion, with 13 regional distribution cen- commitment to their clients and bers in the shop also do house Doing business on Main community, that brings in reg- calls for special occasions, and Street in Gloversville, a city See Hardware, on page 4 ulars from Albany, Saratoga, even make visits to area nurs- and downtown that has strug- Johnstown, Gloversville, ing homes to service their cus- gled since the 1950s end of Amsterdam and everywhere in tomers. Special events, such its heyday as “Glove Capital between. One regular customer as “Father and Son Day,” and of the World,” has not been flies in every few weeks from “Back to School,” have creat- easy for the past 20 years, but wherever he is working, (cur- ed a tradition in the city, that Medina and a few other fellow rently Omaha, Nebraska) to get Medina says people have real- shop owners are showing that it can be done, with the right work ethic and upward-fo- cused attitude. Customer Danny Brown, age 10, of Johnstown, and his dad Charlie sat at Medina’s sta- PERMIT #370 tion during a recent afternoon. ALBANY NY PAID U.S. POSTAGE “Consistency. It all boils down PRSRT STD to consistency,” Medina said. “If we give Danny a really good Tammy and Matt Capano, owners of the True Value at 35 See Barber, Bleecker Street, stand in front of the paint display at their newly opened store. on page 5 MANGINO CHEVROLET MANGINO BUICK GMC 4477 NEW YORK 30, AMSTERDAM, NY 12010 1484 SARATOGO ROAD, BALLSTON SPA, NY 12020 SALES: (518) 770-1220 | SERVICE: (518) 770-1223 SALES: (518) 490-1275 | SERVICE: (518) 490-1273 WWW.MANGINOCHEVY.COM WWW.MANGINOBUICKGMC.COM
2 Newsline June, 2019 Letter from the President Memorial Day, the official start of summer, was just a week ago, and with that comes a multitude of travelers We are the leading voice of business in the region providing and tourists that will travel to our region all season long advocacy, resources and solutions for our members. providing us with the seasonal boost to our economy that Newsline is published by the Fulton Montgomery Regional we depend on. Chamber of Commerce in partnership with McClary Media/ Your Chamber, as the tourism promotion agency for The Recorder both Fulton and Montgomery counties, spends a consider- able amount of time, money and energy to invite travelers Officers 2019 to our region by highlighting our natural beauty, unique Chair of the Board James Landrio, history, family fun venues and our variety of day or week- Holiday Inn Johnstown-Gloversville end events. Chair Elect Denis Wilson, As someone who was born and raised here, and as a Mark Kilmer Fulmont Community Action Agency lifelong resident of this area, I know all too well how easy President/CEO Immediate Past Chair Amy Karas, Ruby & Quiri, Inc. it is to take for granted all the wonderful and excitement First Vice Chaair Dustin Swanger, Ed.D., Fulton- opportunities that are available in our two-county region. Montgomery Community College Although we are not Lake George or Saratoga, in both Fulton and Montgomery counties, Secretary Carl Marucci, you don’t have to worry about aggravating crowds, noise or even two-hour waits for a Kinderhook Bank table at a restaurant. Many tourists are attracted to our serene environment, which vaca- Treasurer Laurence Kelly, Nathan Littauer tioners desire. Hospital & Nursing Home Our 44 lakes, beautiful wilderness, orchards, farm markets and historic sites, are just a few of the things so many individuals and families are looking for. The Fonda Speedway, Directors 2019 Glen Ridge Motor Sports Park, and the Amsterdam Mohawks are just a sampling of the Juanita Handy, Crum Creek CSA many attractions that can offer some excitement for the entire family. Amy McCray, CG Roxane, LLC As I mentioned earlier, many of us tend to overlook the importance of tourism to our Joe Galea, JAG Manufacturing region as an important factor to our economic well-being. The number of jobs, both sea- James Jankowski, Jankowski Insurance Agency sonal and full time, number in the thousands and no matter where we live, or what we do, Lillian Johnson, HTCP, Healing Touch Practitioner we all benefit from the enormous amount of sales tax generated by what travelers spend Wes Ostrander, Randall Implements each year. Robin Wentworth, Wells Nursing Home According to data from the NYS Tourism Dept., visitors spent nearly $100 million Marty Callahan, Helmont Mills-Gehring Industries during our last reporting period. Trevor Evans, The Leader-Herald Why not spend some of your vacation time right here in our region, and rediscover Lorraine Hohenforst, HFM Boces Fulton and Montgomery counties? Rosalie Faber, Flooring Authority And, whether you’re in business in our region, or are a resident, remember to give William Keller, Keymark Corp. a nod and a smile to the visitors to our area, who do so much more for all of us that we could ever imagine. Staff Mark Kilmer, President/CEO Becky Dutcher, Financial Administrator/Office Manager Gina DaBiere-Gibbs, Tourism Director Tara Ryczek, Tourism Associate Nicole Walrath, Director of Workforce Development James Hannahs, Membership Director Nicole Tennant, Office Assistant 2 North Main Street, Gloversville, New York 12078 Fulton Montgomery Regional Chamber of Commerce 2 N. Main Street, Gloversville, NY 12078 (518) 725-0641 • fax (518) 725-0643 1166 Riverfront Center, Amsterdam, NY 12010 1166 Riverfront Center, (518) 725-0641 | (518) 725-0643 (fax) Amsterdam, New York 12010 www.fultonmontgomeryny.org (518) 725-0641 • fax (518) 684-0111 Facebook: FMChamberNY | Instagram E-mail: info@fultonmontgomeryny.org Website: www.fultonmontgomeryny.org Fulton County Tourism Member of www.44lakes.com | Facebook: Visit Fulton County, NY American Chamber of Commerce Executives Association Twitter: @SeeFultonCounty Business Council of New York State Center For Economic Growth Montgomery County Tourism Chamber Alliance of New York State www.visitmontgomerycountyny.com Fulton County Center for Regional Growth Fulton County Farm Bureau Facebook: Visit Montgomery County NY Montgomery County Farm Bureau Twitter: @MCNYTourism New York State Farm Bureau
June, 2019 Newsline 3 Stockholders Approve Acquisition of Kinderhook Bank by Community Bank Stockholders of Kinderhook Bank, with branch- forts to grow our retail and business banking pres- es in Fulton and Montgomery counties and 11 total ence in the Capital District. Kinderhook Bank has in Upstate NY, overwhelmingly voted to approve the an impressive 165-year history of service to its cus- proposed acquisition of Kinderhook by Community tomers, its communities and its shareholders, values Bank System, Inc., the parent bank holding company which align closely with those of Community Bank. of Community Bank, N.A. Equally important, our institutions have similar orga- All required regulatory approvals have been re- nizational values and cultures that respect and value ceived and the merger is expected to close on July the people that contribute to our success. We are de- 12, 2019. Officer of Kinderhook, stated, “The merger will join lighted to welcome the Kinderhook Bank team to the Bank officials said the transaction will provide two high-quality franchises with long histories of Community Bank organization and look forward to natural market extension for both institutions, “join- service to their customers and communities. We are the future of the combined company.” ing two high-quality, low-risk franchises with long pleased about the potential benefits of the merger Community Bank System, Inc. operates more histories of customer service, as well as a commit- for our stockholders, customers, the communities we than 230 customer facilities across Upstate New ment to their communities.” serve, and our employees. Our customers will continue York and Northeastern Pennsylvania, Vermont, and An agreement was announced in January regarding to receive the highly personalized service they expect Western Massachusetts through its banking subsidi- the acquisition, that will be an all-cash transaction rep- from many of the same people they already know and ary, Community Bank, N.A. With assets of approx- resenting total consideration valued at approximately trust, while having access to an expanded set of prod- imately $10.9 billion, the DeWitt, N.Y. headquar- $93.4 million. The transaction was unanimously ap- ucts and services available from the larger combined tered company is among the country’s 150 largest proved by the boards of directors of both companies. organization with an extensive branch network.” financial institutions. In addition to a full range of Kinderhook Bank provides Community Bank, “Our acquisition of Kinderhook Bank Corp. retail, municipal, and business banking services, the N.A. a solid operating presence in the Capital District will extend our banking footprint into the attractive Company offers comprehensive financial planning, of Upstate New York, with total assets of nearly $640 Capital District markets which are similar to the trust and wealth management services through its’ million, deposits of $560 million and 11 banking of- other Upstate New York markets in which we suc- Community Bank Wealth Management Group and fices across a five county area. cessfully compete,” said Mark E. Tryniski, President OneGroup NY, Inc. operating units. The Company’s Kinderhook reported that more than 97% of the and Chief Executive Officer of Community Bank Benefit Plans Administrative Services, Inc. subsid- votes cast were to approve the proposed merger, and System. “Our move to establish a broader and deeper iary is a leading provider of employee benefits ad- that more than 85% of issued and outstanding shares banking presence in this region reflects the relative ministration, trust services, collective investment were represented at the meeting. Pursuant to the terms economic, demographic and geographic attractive- fund administration and actuarial and consulting ser- of the merger agreement, Kinderhook will merge ness of the area. This investment also complements vices to customers on a national scale. Community with Community, and Kinderhook Bank will merge the financial commitment we made in 2018 when we Bank System, Inc. is listed on the New York Stock with and into Community Bank in an all cash trans- added an experienced commercial banking team fo- Exchange and the Company’s stock trades un- action. Kinderhook stockholders will receive $62.00 cused on the greater Albany area. We’re pleased with der the symbol CBU. For more information about per share of KBC common stock that they hold. the results of this activity to date and confident that Community Bank visit www.communitybankna. John A. Balli, President and Chief Executive the Kinderhook franchise will further support our ef- com or http://ir.communitybanksystem.com. Bender Lane, Hugh Johnson Firms Join Forces Workshop Set For Bender Lane Advisory, a high- using the best and lowest cost wealthy families, individual inves- Potential Consolidated ly regarded national multi-family vehicles un-conflicted by a need tors and non-profit organizations.” office for ultra-high net work fam- to sell products. Our clients will Bender Lane Advisory was Funding Applicants ilies, and Hugh Johnson Advisors, benefit from this combination of founded in 2002 by Dan Rutnik. Regional business, municipal and other orga- a widely respected asset manage- strengths, and that’s what counts.” Prior to BLA, Dan spent 20 years nization leaders, as well as members of the public, ment firm meeting the needs of JNB will have approximately with AYCO, a Goldman Sachs are invited to a workshop on June 20, 2019 for individuals and non-profit organi- $1.8 billion of assets under man- Company that provides wealth potential applicants of the Consolidated Funding zations, will join forces under the agement. There will be no change management and other financial Application. The application enables businesses, parent name JNB Advisors LLC. in their respective missions and all services to employees of corporate municipalities, not for profits and the public to ap- The firms, each based in associates and principals of each clients, family office services, and ply for assistance from dozens of state programs, Albany but with national and in- organization will remain part of investment management services through a single application for job creation and ternational reach, will remain in the newly combined firm. Hugh to high net-worth individuals. BLA community development projects. Albany, and both will continue to Johnson will become the Chairman employs 22 people at its offices at The event will be held at Fulton-Montgomery maintain their identities as divi- and Chief Investment Officer of 4 Tower Place, Suite 1001, Albany. Community College on June 20, at 2 p.m. Project sions of JNB. JNB, and Dan Nolan and Dan Hugh Johnson Advisors was Development Committee Members can also serve Hugh Johnson and Dan Nolan Rutnik will serve as co-Presidents. founded in 2005 by Hugh Johnson as resources for entities interested in filling out of Hugh Johnson Advisors made Rutnik added, “HJA adds and many of the firm’s current em- the CFA application. the announcement earlier this year, depth to our approach to asset ployees. Prior to starting HJA, Hugh Round 9 of the Consolidated Funding Application along with Dan Rutnik of Bender management while BLA adds so- was the President of First Albany is now open to applicants through July 26 at 4 p.m. Lane Advisory. A press release phistication to their financial plan- Asset Management Company and The Mohawk Valley Regional Economic stated that a Letter of Intent to com- ning. It truly is a situation where an officer and director of First Development Council’s Project Development bine their firms, had been signed. the outcome is greater than the Albany Companies. In 2008, Dan Committee Members plan to host Consolidated “This is an important and ex- sum of the parts. I also look for- Nolan joined HJA as President Funding Application information sessions in each citing time for both of our compa- ward to working closely with Dan and Chief Executive Officer af- of the region’s six counties. nies,” Johnson said. “The world Nolan once again.” ter spending 28 years at AYCO For more information and to sign up for the June of finance is changing rapidly, “The marketplace for both as- and Goldman Sachs. The firm has and every organization needs to set management and high quality 171 individual clients and 62 in- 20 session, please visit: www.eventbrite.com/e/ respond to those changes. It is advisory services has been evolv- stitutional clients, of which 47 are montgomery-county-business-development-cen- increasingly important that or- ing for more than 40 years,” Nolan non-profit institutions. Currently, ter-hosting-cfa-info-session-tickets-61106298584 ganizations are able to provide said. “The combination of our two HJA manages $1.421 billion of as- For more information on the MVREDC, high-level, sophisticated finan- firms will provide a unique range sets and consults on $1.237 billion please visit their website at regionalcouncils. cial planning to families of means of advisory services and invest- of assets. The firm has 12 employ- ny.gov/mohawk-valley. Or, contact Kenneth while offering carefully devel- ment capabilities that are sought ees and is located at 80 State Street, F. Rose, Director of the Montgomery County oped asset management services after by a growing number of Albany. Business Development Center, (518) 853-8334.
4 Newsline June, 2019 ferings, including electrical, Hardware, continued from page 1 plumbing and paint. The Capanos both said ters and approximately 2,500 as well as other businesses. that help from some of the re- True Value Associates. Their entrepreneurial back- gion’s economic development The Gloversville store, ground goes back generations, organizations was instrumen- located at 25 Bleecker Street, as Matt’s father, Mike Capano, tal in bringing their project to has unique features, including has been a Gloversville barber fruition. They received low-in- parking lots and entrances in for more than 70 years, and is terest loans from the City front and back. The back lot is still running a successful shop of Gloversville Revolving spacious for contractor trucks in his nineties. Loan Fund, the Center for and larger vehicles, and is When asked why they felt Regional Growth Community close to the lumber and build- that adding a new retail store Development Block Grant ing supplies area, as well as in Gloversville made for a Revolving Loan Fund, the the loading dock. Cash regis- good investment, Matt Capano Gloversville Economic ters are also located at both the said he has faith in the region. Development Corporation, front and rear of the store, for “The city is starting to come and the Mohawk Valley customer convenience. around,” he said. “If everyone Economic Development When the former took a little initiative to do District’s Mohawk Valley Gloversville True Value shop something for the city, it can Rehabilitation Corporation on East Fulton Street closed come back to its glory days.” Regional Revolving Loan in 2017, the couple immedi- He said that to him, there are program through Empire State ately felt that their building, several signs that the city is Development. Werner Paul, right, purchases an item from the new True Value would be the perfect place to getting busier. The properties store at 35 Bleecker Street in Gloversville, from True Value As experienced own- house a new True Value store. for sale are a great value, and associate LeeAnn Hennessey. ers who are successful in They had been looking for the he said when he looks around Downtown Gloversville, “right business” to place in the downtown, the parking lots to open the business when in management team, which in- Matt and Tammy said doing space that used to house their are starting to bustlef, and April of last year, Matt suffered cludes the Capanos, as well as your research beforehand, “Gloversville Sport Shop.” there are more people out and a back injury and because of their son-in-law Pete Havens, and working toward slow and Both are experienced business about each day. complications, ended up in the who is store manager. Other steady growth, is key. The two owners, and have always been The process of acquiring hospital for 10 weeks. They family members including the have positive attitudes about in retail, they said. Although the True Value partnership said True Value stayed loyal couple’s two grown daugh- their new endeavor, and said hardware is new to them, they took time, and the couple be- to their project the whole time, ters and son-in-law, have been they are excited to welcome have owned and operated the gan the official process in and they are hopeful that they valuable in assisting them, and new customers from around New York Lunch diner for 20 October, 2018. They felt that will get to meet the corpora- they note that their 4 grand- the region to their new True years, also on Bleecker Street, they might lose their chance tions’s CEO John Hartmann at children are also inspiration Value. their official “grand opening” for their success. The Capanos True at the end of the month. True About 20 full- and part- Value, at 25 Bleecker Street, Value has been a resource time employees round out the Gloversville, is open from 7 for training and workshops staff. Several employees are a.m. to 8 p.m. Monday through regarding products and the specialists in various aspects Saturday, and 8 a.m. to 5 p.m. business model for all of the of the hardware store’s of- on Sundays. Mother’s Day at Wilkinson Residential Health Care Facility Great Rates... and Now 3 Great Locations Main Office: 355 Hales Mills Rd., Gloversville 518-725-3191 Branch Office: Inside Gloversville WalMart Supercenter 518-725-4413 Branch Office: 3677 State Highway 30, Broadalbin (Next to Subway) 518-883-7156 www.fcfinancialcu.org St. Mary’s Auxilians and Volunteers wrapped and presented special gifts to each resident of the St. Mary’s Wilkinson Residential Health Care Facility to help celebrate Mother’s Day. The gift committee was co-chaired by Dolores Muselbeck and Patricia Muselbeck. Featured in the Become a member today! photo with some of the “treats” are Dee Muselbeck, left, and St. Mary’s Director of Volunteer Services Colleen Hardies-Medwid, right.
June, 2019 Newsline 5 street, and asked who the barber was. Through Barber, continued from page 1 the grapevine, Ramos found out that Medina haircut today – and then if it starts going down was looking for barbers, and based on Medina’s reputation, searched him out right away. The Waterjet in professionalism – or my jokes get bad – that’s when we begin to lose.” two joke that when Medina came to work one day, “Pito already had a station,” in the shop. and Machining Charlie said, “Every time we come, the Medina said he felt it was kismet that he A Division of Electro-Metrics Corporation, cuts are perfect. Mike spends at least 45 min- had let one barber go on the same day that a 231 Enterprise Road, Johnstown, NY 12095 utes to an hour each time. We like the cuts, and mutual friend introduced him to Ortiz, who is we like the atmosphere. We listen to these guys licensed in both Florida and New York states. Specializing in: pick on each other,” he said with a laugh. He “He didn’t know it, but I needed him.” also noted that it is really easy to As a group, the trio have a sim- • State of the Art Waterjet book a cut using the shop’s web- ilar work ethic and outlook. “These site, www.fcbarbershop.com. are all reliable, family-oriented • Commercial and Artistic Since opening in April, 2013, guys,” Medina said. “They want to Medina said his philosophy is to come to work, go home and feed Glass Cutting and Etching treat every single cut as if it is a their families.” Medina has 3 sons first. “Every cut is new. Even if • Custom and Precision of his own, all under age 10. we’ve been cutting the same head “We are very capable of do- Machining, Milling and Turning for years, we want to make this cut ing almost any hairstyle,” he said. a little better than last time.” They do the most on-trend styles, • Sheet Metal Fabrication He consciously maintains and at the same time, classic hair- pricing at a lower level, to help cuts. “We believe in giving back, • One-off and Volume meet the economic demographic in helping,” he said. He and Ortiz Custom Metal Parts of his customer base. “We have told the story of a client of Ortiz’s the lowest haircut prices within a who was around 90 years old, and • Custom Vintage, Speed, 60-mile radius, for services that we would come to the shop for his reg- Commercial and Street Vehicle Parts provide. I know we could charge ular cut. “We get attached to our more, but where we live — $12 clients,” he said. “We would help him from the car, and help him • Expert Welding haircuts are really affordable for people who don’t have a lot of get his jacket off,” he explained. money. The people who are bless- When the man passed away, it was • Powder Coating ed with more, they often give more a blow to the whole shop. “We felt (for their cut), and it balances out.” that…” he said. Send Inquiries to: info@emihq.com “Our mindset is that we can Fulton County Barbershop was or call Paul Sikora at 518-705-4480 come to work and leave with no recently honored with the first an- money and still feel successful. nual “Placemaker in Gloversville” Money isn’t everything. We give award from the Fulton County free haircuts for events, and we are willing to Center for Regional Growth, for his efforts do without, because then people get to know in helping to revitalize the city and make it a us.” One of the area’s favorite events hap- place people can happily live, work and play. pens at Christmastime, when Santa (a friend “that was such an honor,” he said, noting it was of Mike’s), and his elves (friends of Ortiz and special too, that the barbershop was the first Ramos), gave haircuts for free, to any child recipient of the annual award. “It’s huge, and under age 12, for the entire Saturday before it’s great. It’s good to get recognition, for the Christmas. Medina said that Santa gets a lot of whole town.” He said he felt the message to the love that day from the kids, and in return he shop was, “We recognize the impact, the efforts often gifts the children with brand new books. you are putting in,” adding, “I knew eventually Call us today for Employee Medina was born in Puerto Rico, and grew people would.” Benefits and Health Care Soultions up in the Bronx, before moving to this area. His Medina and his team treat downtown business started in his home, where he began of- Gloversville as their business home, and he that benefit you & your employees hopes others follow suit. He suggests that entre- fering cuts out of a spare bedroom, using skills preneurs who consider coming to the city “have 518.720.8888 he gained from YouTube and through his own innovations. His following grew quickly, and to give something that Gloversville hasn’t had before he knew it, the powers-that-be started before, where there is a hole in that market.” to notice. “I was so busy, I was about to get in “In the world we live in, I admire anyone trouble,” he said. People told me, “this is legit, who can build a business. That’s scary stuff.” you have to get your license.” He went to the He said that to create a profitable endeavor, Austin School of Spa Technology in Albany, owners must not give up. “People get comfort- and his all-in attitude carried into the class- able, and think they’ve made it, but you have room. “I had the record for perfect attendance,” to sacrifice, and take the losses too. There will he said. Although he doesn’t believe he learned be slow days, and you have to deal with them.” many new skills in cutting from his time in the school, he said he did get the chance to teach a He said he had to push past people who told him he was making a mistake locating in Offices in historic Downtown lot of the fellow students the things he knew. the city. “If I listened to the people who told me ‘you’re crazy, you don’t have capital, you Troy, Saratoga Springs & This experience sparked a dream to open his own Barber School someday. The purchase of don’t have equipment’ – some people told me Amsterdam the building at 17 N. Main Street, where he used this isn’t the place, you’re going to fail.” to rent, is one step closer to that dream. But, he is proud to say that he has prov- Once the barbershop was open, the busi- en them wrong. “I’m able to pay all my bills, ness grew and it was time to add staff members. and my barbers are paying theirs,” he said. Medina saw Ramos’s work on someone on the “We’re not struggling anymore.” www.boucheyclarke.com
6 Newsline June, 2019 Area Executives Invited to Intensive Leadership Training Series The Fulton Montgomery examine the importance of approaches to mentoring and Regional Chamber of Commerce following up after the meeting the benefits of each one. announced a partnership with and the pitfalls of not doing so. Coaching and Providing Sandler Training of Cohoes, to Managing Work Relationships: Field Support: Pre-Call, present an 8-week Executive Conflict Management Call & Post Call Training Program that will take Sandler’s curriculum states, The group will examine the methodologies of the sales “It is natural for conflicts to a five-step process to pre- industry’s most powerful selling develop when people with dif- pare for, conduct, learn from, system, and apply them to the ferent values, behaviors and and put into action the les- issues of management. goals work together. With a sons learned from joint calls. The comprehensive train- structured process and the use Two tools will be taught: A ing program will be hosted by of appropriate communication call-planning worksheet and various Chamber member busi- skills and knowledge of human an observation checklist to nesses, and each week’s session behavior, managers can medi- help implement the process. will include 2 hours of instruc- ate the conflicts and facilitate Improving Team tion, followed by discussion led tive meetings; leadership roles include addressing issues when ‘win-win’ solutions that do the Performance: Supervising by the host business, along with such as supervising, training, teams have unmet sales or Attendees will learn a least harm and the most good a tour of the site. coaching and mentoring; and goals forecasts; helping lead- systematic process for con- for the most people.” Dates for the trainings setting goals, time manage- ers to transfer the people skills ducting performance reviews. Building Your Team: will begin on Wednesday ment, and delegation. they have mastered to the man- Using the feedback from these Sept. 4, 2019 and be held each Luke Scarchilli of Sandler agement of other employees; Recruiting a Superstar reviews can then be used to Wednesday until Oct. 23, Training explained the goal and creating a formula for find- Attendees can learn a develop action plans for per- 2019. Individual training loca- of the Executive Training se- ing and hiring the right people. structured approach to de- formance enhancement. tions are yet to be determined. ries will be to help business “Do you every wonder veloping both a Job Profile, Maximizing Personal Sessions will run from 8-10 leaders enhance their skills. how successful your team which includes both the neces- Performance: Time a.m., with discussion and tour He explained, “Your job as a might be if you got help on sary elements for job success, Management & Delegation from 10-11 a.m. leader is not to sell; it is to di- these issues,” Sandler asked? and Hiring Template, which Leaders understand that The course will teach rect, motivate, and teach oth- Topics to be taught include: identifies the profile of the time is a non-renewable re- skills and processes for vari- ers to do the selling for you. Staging Effective Meetings ideas candidate. sources that must be careful- ous topics including recruiting Outstanding performance re- Leaders will explore the Building Your Team: ly managed. The course will and hiring the best candidates quires a realistic sales plan, three elements of the meeting Hiring a Superstar cover techniques for managing for your team; understanding including goals and the strate- process – planning, conduct- Leaders will learn to un- time, including appropriate del- and communicating with your gies for accomplishing them.” ing and following up after derstand the goals of inter- egation. The “Sales Manager staff members; staging effec- The curriculum’s topics the meeting. The group will viewing and the process for Cookbook” is an important tool look at the various aspects and structuring and conducting a used to hold others accountable. FREE COLON considerations for developing successful interview. More information will an appropriate and effective Improving Team Performance: be available in the com- CANCER SCREENING agenda, as well as identifying Training and Mentoring ing weeks from the Fulton and discussing preserving the As part of the training Montgomery Regional Chamber structure fo the meeting, pro- program, registrants can learn of Commerce. To hold a place motion of interaction among about the role of training in an for the training, contact Nicole attendees and keeping the organization and how the man- Tennant at the Chamber, (518) meeting focused on the intend- ager is integral to the process. 725-0641 or email info@ ed outcomes. The group will Also covered is the variety of FultonMontgomeryNY.org. Executive Training Program Presented by the Fulton Montgomery Regional Chamber of Commerce and Sandler Training of the Greater Capital District This Comprehensive Training Program is Geared Specifically To High-Level Administrators For Uninsured and Key Business Leaders “Do you every wonder how successful your team might be if you got help on specific Men and Women issues including inspiring your team, hiring the right people, being a great supervisor, coach and mentor, and even managing your own time 50 to 64 Years old more effectively? DATES: 8 Wednesday morning sessions, Sept. 4, 2019 through Oct. 23, 2019 TIMES: 8-11 a.m. each week, includes discussion and tour at host company location COST: Series cost is $999 per attendee FOR MORE DETAILS: More information will be available in the coming weeks (518) 841-3726 from the Fulton Montgomery Regional Chamber of Commerce. To hold a place for the training, contact Nicole Tennant at the Chamber, (518) 725-0641 or email info@ FultonMontgomeryNY.org. This project is supported with funds from the State of New York
June, 2019 Newsline 7 Health Insurance News Brought to you by: IRS Allows Employers to Recover Mistaken HSA Contributions HSAs – In General tribution amount due to an error. An HSA is a tax-exempt trust or custodial account In these circumstances, Notice 2008-59 says, that an eligible individual sets up with a qualified fi- the employer may request that the financial institu- OVERVIEW nancial institution. Amounts in an HSA can be accu- tion return to the employer the mistaken or excess The IRS recently released an information letter mulated over years or distributed on a tax-free basis amounts contributed to the employee’s HSA. describing circumstances that would allow an em- to pay for (or reimburse) qualified medical expenses. However, Notice 2008-59 also states that the em- ployer to recover contributions mistakenly made to Anyone can make contributions to an individual’s ployer may not recover amounts contributed that are its employees’ HSAs. HSA, including the individual’s employer. However, less than or equal to the maximum annual contribu- Previously, IRS guidance allowed employers to there is a cap on the amount of HSA contributions for tion limit, even if made in error. Also, Notice 2008- recover HSA contributions in very limited situations, each year that varies depending on whether the HSA 59 says that if an employer contributes to the HSA of such as when the contribution exceeded the applica- owner has individual or family HDHP coverage. an employee who ceases to be an eligible individual ble annual limit. The new guidance also allows em- Internal Revenue Code (Code) Section 223 con- during a year, the employer may not recover contribu- ployers to recover HSA contributions when there is tains the basic tax rules governing HSAs. One of tions made after the employee stopped being eligible. clear documentary evidence showing there was an these rules is that an individual’s balance in his or her New IRS Information Letter administrative or process error. HSA is non-forfeitable. This means that, generally, In addition, the new IRS information letter pro- The IRS’ Office of Chief Counsel recently re- contributions an employer makes to an employee’s leased an information letter (Letter 2018-0033) that vides specific examples of common administrative HSA belong to that employee and cannot be forfeited or process mistakes that occur when administering clarifies the ability of employers to recover contri- or returned to the employer. butions to employees’ HSAs that were made by mis- HSA contributions. IRS Notice 2008-59 take. This information letter expands on the guidance In Notice 2008-59, the IRS clarified limited cir- in IRS Notice 2008-59 by allowing employers to re- ACTION STEPS cumstances under which an employer may recoup cover HSA contributions in more situations. This is helpful guidance for employers that ad- contributions that it makes to an employee’s HSA. According to this letter, IRS Notice 2008-59 does minister HSA contributions. Employers that recover These limited circumstances are: not provide an exhaustive list of when HSA contribu- mistaken HSA contributions should maintain doc- If an employee was never eligible for HSA con- tions may be returned to an employer. Rather, if the umentation showing that a mistake occurred. Also, tributions (that is, the employee never met the eligi- employer has clear documentary evidence showing any correction should put the employer and employ- bility criteria for an HSA); or ees in the same position they would have been had If an employer contributes amounts to an em- the mistake not occurred. See Health, on page 9 ployee’s HSA that exceed the maximum annual con- RR RiveR Ridge Living CenteR Rehabilation & Long Term Care 100 Sandy Drive Amsterdam, NY 12010 518-843-3503 Fax. 518-843-3537 RiverRidgeLC.com
8 Newsline June, 2019 Liberty ARC Recognizes Community Collaborations at Annual Dinner Liberty ARC honored NYS Assemblyman Angelo Santabarbara with its “Community Partner Award” and the Liberty ARC/Fulton- Montgomery Community Garden Group with its “Community Commitment Award” during the organization’s Annual Dinner, held in May. Liberty officials said, “Since being elect- ed to the New York State Assembly in 2012, Assemblyman Santabarbara has shown mean- ingful support and dedication to Liberty ARC. As a parent raising a son on the Autism Spectrum as well as serving on the Board of Directors for the Autism Society of the Greater Capital Region, Assemblyman Santabarbara has a unique understanding of the agency’s mission. This perspective has led him to be a passionate advocate for those with disabilities, as well as the staff that support them.” “Over the past five years, Assemblyman Liberty ARC CEO Jennifer Saunders presents Assemblyman Angelo Santabarbara with an Santabarbara has been a staunch advocate for award for Community Partner. the bFair2Direct care campaign,” said Liberty ARC CEO Jennifer Saunders. “Lending his voice to this vital advocacy for fair wag- es for our direct care staff has been crucial. Assemblyman Santabarbara can always be counted on to be leading the ‘charge’ to en- sure this issue is never far from the media’s or Governor’s mind. He’s always supporting Liberty ARC at our rallies, lobbying with fel- low law makers, hosting us on his public access show as well as inviting those we support to visit his offices in Albany.” Liberty ARC CEO Jennifer Saunders stands with, Michael Gotell of the Community “It’s a tremendous honor to receive this Garden Group, Liberty ARC COO Candace recognition from an organization that’s ded- Opalka and Noel Osborn of the Community FAMILY OWNED & SERVING THE icated to helping people with disabilities Garden Group. build independent and fulfilling lives,” said COMMUNITY OVER 50 YEARS! Assemblyman Santabarbara. “As a father of lence in gardening and gardening instruction as I N G a son with autism, the work this organization does has significant meaning for me. As a state well as fostering a partnership with FM, and for supporting needs in our community.” O V legislator, much of my work has been focused Liberty ARC also recognized several ’S M on giving those with disabilities the respect and Employees of the Year at the dinner. The fol- G O voice they deserve in our state legislature and lowing outstanding employees were honored: M IN I’m proud to have a great partner like Liberty ARC that’s working towards the same goal.” Program Employee of the Year- Taylor Andrews; Support Employee of the Year – The Liberty ARC/Fulton-Montgomery Amy Sanchez; Manager of the Yea – Jessica NYSDOT#38945 Community Garden Group began in 2012. Mazur; Associate Director/Director of the Year Since then the group has grown to 35 mem- – Isaiah Philo. Residential & bers and planted, harvested and donated food to numerous, local in-need organizations. The garden, located on the grounds of Fulton- Special recognition was given to Mary Flynn and Scott Whitbeck, Liberty ARC individuals who have been with the agency for 35 years. Commercial Montgomery Community College, was created as a partnership between the college and the agency as a way to provide new collaborative Board members were honored for their milestone years of service, including Donna Canestraro for five years of service on the opportunities and to satisfy a common goal – Liberty Foundation Board, and Dr. Nancy • Complete Loading & Unloading Services give something back to the community. Knudsen for five years of service on the New • Specializing in Box Store Deliveries Several annual events on the college cam- Dimensions in Living Board. Paul DiCaprio • Commercial Deliveries and Moving pus have grown from this partnership including was also acknowledged for serving the last two • Free Estimates “The Amazing Race,” which is designed every years as president of the Liberty ARC board. • Specializing in Piano Moving year with disabilities awareness in mind, and Sworn in as Liberty ARC Board officers for • Removal and Clean Outs “Art in the Garden,” which invites the com- the 2019-2020 term were: Donna Canestraro, munity to enjoy an evening of art from Liberty president; Brett Harris, vice-president; Carl ARC artists and to experience the beautiful Pucci, secretary; and Michael Bucciferro, trea- 518-842-3281 garden the club has nurtured. surer. The following directors were sworn in for “These are all great opportunities for indi- the 2019-2021 term; Michael Bucciferro, David viduals to make connections that they otherwise Fariello, Karreene O’Neil, Sally Romano, would not have had, and to develop a sense of John Rose and Valerie Zabo. They join cur- mingosmoving@gmail.com purpose,” said Liberty ARC COO Candace rent standing directors (2018-2020 term) Ken Opalka. “They work hard at both, and are very Adamowski, Donna Canestraro, Carol Cuyler, deserving of this year’s award in recognition of Paul DiCaprio, Brett Harris, Carl Pucci, Kelly their ongoing commitment to providing excel- Swart, Psy.D. and Rev. Dr. Lisa Vander Wal.
June, 2019 Newsline 9 Health Insurance News Health, continued from page 7 Want to reach almost Fulton Mo We are the leading region providi solution voice ng advoca of business in s for our ntgomery cy, resourc membe rs. the es and NEWSLINE July 2018 an administrative or process error, an employer may request that The Fulton Chambe Regional Montgomery Chamber r Announ Commerce will offer of ces Lea Chamber Leade a dership with classes rship Academy Academ September to begin in y 3,600 BUSINESSES/ of gram is design 2018. The pro- cessful withou ership effecti ed to build lead- the financial institution return the amounts to the employer, as forming team. t a high per- and emerg veness for new concepts Leveraging ing leader of the the employers, s who are of a Team, 5 Dysfunctions or emplo regional busine sses. The yees, of plores how this session ex- gram will be highly pro- trust, encoua leader can build tive and collabora- Micah conflict, rage produc provides gain comm tive with tangib participants Acade Strom, Leade drive accoun le learnin my Facilit rship itment, be applied g that can mately achievtability, and ulti- ator long as the parties are put in the same position that they would at work, and Each sessio Attendees in life. in n will be e results . will also Session 5: and build network toursa regional busine held Communicat ships with valuable relation- of that busine ss with ion, Octob business to attendees. ss offered Often we er 5 munity leader and The take for grante s from the com- gram dates and 8-week pro- the power of d region. follow s from sessions are as This sessio communication. locations 9am-1pmwit power that n discusses the to h communicat later date: be announced at a have been had the error not occurred. on being an effecti ion has and how ve Session 1: Understandi a leader can leader your Leade various forms leverage E ng PRSRT STD U.S. POSTAG rship Style, PERMIT #370 to comm ALBANY NY September tion to be unica- PAID 7 effective. Leveraging Session 6: er of the pow- October 12 Deleg ation, Every Management thing DiSC® Managing will compl , each participant team requir the work on the Some examples of correctible errors include: ete es a leader prior to this an assessment gate and assign work to dele- session and ly which proper- BUSINESS OWNERS receive a will can 27-page leaders. This be difficult for lated to their report re- This sessio leadership style. how a leadersession discusses n can effecti first unders helps leaders to delegate work to vely tand their and suppo their team recognize style, rt their team the styles the way. along – An amount withheld and deposited in an employee’s HSA and how of others to motiva , and interac te, delega Session 7: t effectively te, Crafting people of Strategy, different with partici October 19 concepts styles. The pants Leading of an effecti through creating ting a directi a team means set- forced througDiSC® are rein- unders ve job descri leaders have on for them. hout the ption, on a large ing sessio remain- tion tanding various impact session discusses This ns. tools and selec- are ensuring that emplo gic planning the strate- Session 2: correlated which are motiva yees process and Managing to job perfor most meaningfulted in ways that are leaders can how for a pay period that is greater than the amount shown on the your Huma and how n September Resources, to mance, to them. cess to craft leverage the pro- 14 ers of emplo navigate the driv- sion discusses motivaThis ses- an effecti yee perfor how leader tion egy for ve strat- Leading Sessio mance s can effecti and unders their team and to team relies a high performing Septem n 3: Motivation, . motivate their vely tand how also on hiring ber 21 teams. to and unders to contrib people. ute This sessio the right Session 4: Differ n takes motiva ent employees a High Perfor Building of their organitand the strategy ted differe are ming Team, zation. ntly and September 28 A leader See Acad employee’s HSA salary reduction election. cannot be emy, suc- on page 4 – An amount an employee receives as an employer contribu- tion that the employer did not intend to contribute but was trans- every month? mitted because an incorrect spreadsheet is accessed or because employees with similar names are confused with each other. – An amount an employee receives as an HSA contribu- tion because it is incorrectly entered by a payroll administrator This is the place, advertise in Newsline (whether in-house or third-party) causing the incorrect amount to be withheld and contributed. – An amount an employee receives as a second HSA contri- bution because duplicate payroll files are transmitted. – An amount an employee receives as an HSA contribution because a change in employee payroll elections is not processed timely, so that amounts withheld and contributed are greater than (or less than) the employee elected. – An amount an employee receives because an HSA contri- contact bution amount is calculated incorrectly, such as a case in which an employee elects a total amount for the year that is allocated by the system over an incorrect number of pay periods. Brian Krohn, McClary Media, – An amount an employee receives as an HSA contribution because the decimal position is set incorrectly, resulting in a contribution greater than intended. (518) 843-1100 ext. 108 Employers that recover HSA contributions made by mis- take should maintain documentation to support their position brian.krohn@mcclarymedia.com that an administrative or process error occurred.
10 Newsline June, 2019 Two Gre at L oca tion s THE Place to Go for the Area’s Best Selection of Vehicles! MANGINO CHEVROLET MANGINO BUICK GMC Chamber Member 4477 NEW YORK 30, AMSTERDAM, NY 12010 1484 SARATOGA ROAD, BALLSTON SPA, NY 12020 SALES: (518) 770-1220 SERVICE: (518) 770-1223 SALES: (518) 490-1275 SERVICE: (518) 490-1273 WWW.MANGINOCHEVY.COM WWW.MANGINOBUICKGMC.COM
June, 2019 Newsline 11
12 Newsline June, 2019 Chamber Member Events Thursday to Sunday the door are $12, and $6 for ple editions of in-flight mag- have a word for this feeling in the passing seasons by shadow June 6-9, 2019 students. Advance sale tick- azines for both Thai Airlines English – but the Germans do. lengths like the Fins – I hope The Fort Plain Museum ets are available at St. Mary’s and Lufthansa. They are also They call it Fernweh, literal- that my images spark in you will host the 5th Annual Hospital Gift shop, or from currently featured in pro- ly meaning ‘far-sickness’. A an awareness and a desire to American Revolution any Amsterdam Rotarian. motional materials for the longing for far-off places that look anew at your everyday Mohawk Valley Conference, Weather Channel and New you’ve never seen before – in surroundings from different pre-registration is required, Through June 28, 2019 York State’s I LOVE NY many ways the opposite of cultural perspectives. In art, in for $90 per person, $30 per The Sacandaga Valley Arts campaign. In addition to his what we call ‘home-sickness’. politics and in life.” student. A $50 fundraising Network (SVAN) announces commercial work, Donal’s These days, layers of stamps dinner will also be held. The a new exhibition by photogra- fine art photography can be have turned my tattered pass- Friday to Sunday, conference will include pre- pher, Donal Conn. The exhib- found hanging in galleries, port pages into a Rorschach June 14-16 mier historians and authors, it, “Found in Translation,” at public places and private col- tests for straining eyes. I’ve A Path Through History genealogy, tours and more. the SVAN Gallery located in lections around the world from learned that, despite what art- Weekend: Johnson Hall State See the event’s website for the Northville Library at 341 London to Shanghai to Berlin school professor insist is an Historic Site will celebrate the full details: www.fortplainmu- South Third St. in Northville, to Montreal. undisputable truth, art in not Indian Castle Church 250th seum.com/conference. is on display through June 28. Donal remarks in his art- a universal language. The ex- Anniversary Celebration at The public is welcome to en- ist statement that, “I was born periences we’ve lived and the an event to be held at Indian joy the photography on exhibit with a gypsy soul. From my words that we know create in Castle Church,109 Dillenbeck Friday, Saturday and available for purchase. earliest memories, I’ve felt each of us a unique reality – in Road, Little Falls. June 7-8, 2019 Saratoga Springs native a longing to seek out what I art, in politics and in life.” The three-day event will Amsterdam Rotary Club Donal Conn can frequently have not yet known. More than He said, “My hope is to commemorate the establish- will present “Movie Magic,” be found in far-away corners restless wanderlust, I always allow the viewer to experi- ment of the Church by Sir the club’s annual variety show. of the planet documenting the had a driving need to experi- ence the unexpected joy that William Johnson. Activities This “best variety show in the cultures, wildlife, colors and ence new places and cultures. comes when – with just a lit- include Friday – 5 p.m. — Old- region” will be held each night shadows of distant lands. To taste unfamiliar spices. To tle bit of new knowledge from Fashioned Ice Cream Social at 7 p.m. in the Amsterdam His award-winning na- smell new soils after a rain. an outside culture – you are with donations appreciated; 6 High School’s Burt De Rose ture and travel images have To compare the spiked ferns suddenly able to see the fa- p.m. hay rides (free); Saturday Auditorium, 140 Saratoga appeared in both print and of southern India to the fuzzy miliar in a new and exciting – 7:30 a.m. — registration for Ave, Amsterdam. digital formats for such presti- fiddleheads of my Adirondack perspective. Whether you’re “Run for the Bell” 5K Race/ Many classic movie clips gious publications as National childhood – the tans of the admiring our local maple trees race that starts at 8:30 a.m., and songs will be brought to Geographic, Smithsonian, Gobi Desert to Sacandaga like a Japanese tourist might, followed by Mohawk cultural the stage, with good clean fun Country, Adirondack Life, sand. I was never able to de- listening to the low rumble demonstrations and 18th cen- for the whole family. Advance Cape Cod Life, and Yankee scribe this yearning when I of a freezing Sacandaga Lake tury living history demonstra- sale tickets are $10. Tickets at Magazine as well as in multi- was younger. We simply don’t through Inuit ears, or tracking tions from 10 a.m. to 4 p.m. On Sunday, a 10 a.m. church service will be followed by fellowship. The events are sponsored by the Indian Castle Church Restoration & Preservation Society and Johnson Hall Arlene M. Sitterly, Inc. State Historic Site. Tuesday, June 25, 2019 www.shultsagency.com Your Real Estate PROFESSIONALS through July Our business insurance products are The Caroga Historical second to none! Association and Museum be- • Tailored Coverage. Insurance packages gins its 42nd season with a reception for featured artist designed for the unique needs of your Phil Jaros and workshop lead- industry. er Colleen Mosenthin. The • Quality Service. Caring for customerʼs reception will be held on the museum property at 145 needs is our top priority. London Bridge Rd. in Caroga • Competitive Rates. We are partnered with Lake starting at 7 pm. The re- top commercial carriers allowing us to 363 N. Comrie Ave., ception is free and open to the provide you with the best package at the public with light refreshments Johnstown, NY 12095 and beverages. The muse- best price. um is open Thursday through (518)762-9885 Sunday from 1 to 4 pm. There Contact us today to discuss insurance is no admission, however, do- 4781 St. Hwy. 30, nations are always welcomed. options for your business! Both exhibits will be on dis- Amsterdam, NY 12010 play through July 28th. (518) 212-2503 Jaros’s exhibit is titled 3 Canal Street, Fort Plain, NY “Nature Creations” and will be 518-993-2387 w w w. c o l d w e l l b a n k e r a m s . c o m M, TU, TH, F : 8-5 See Caroga, W : 8:30-6; Sat : 9-Noon on page 13
June, 2019 Newsline 13 Chamber Member Events and phone number with your registration. On the day Caroga, continued from page 12 of the workshop, please bring a lunch, shears, mea- suring tape, clothespins, awl, small tub, pencil and $25 for workshop materials. For additional informa- tion on the workshops, call Fran at (518) 835-9729. Saturday, June 29, 2019 The Friends of Johnson Hall will host a Pottle (fruit) Basket Workshop from 9 a.m. to 5 p.m. Beverly Cornelius will lead participants in creating the pottle basket, used by 18th century street vendors to market their produce. Limited to 8 participants – pre-registration and pre-payment of $50 required – register at friendsofjohnsonhall@gmail.com. Phil Jaros Colleen Mosenthin Saturday, July 13, 2019 ly been exhibited at the First Congregational United Mourning at Johnson Hall: Johnson Hall will be featured in the exhibit barn from June 25 through July Church of Christ in Gloversville, NY and the Paul draped in mourning from 11 a.m. to 4 p.m. as the 28. He started drawing and sketching at a very young Nigra Center in Mayfield, NY. anniversary of the July 1774 funeral of Sir William age and recalls starting in grammar school when he Mosenthin first started making baskets at the Johnson is observed during an Open House. Re- drew and painted a rose for his teacher. Caroga Museum about 18 years ago. After taking a enactors will accompany the coffin in the White Throughout his career and life, art continued to class at the Blue Mountain Lake Museum to learn how Parlor while discussing the Baronet’s death, funeral be a hobby for him. He would consider himself a self- to make Adirondack Pack Baskets, she decided to start and mortuary practices of the period. Free admission taught artist, as “practice makes perfect”, so they say. making baskets at home. Two years ago, friends asked – Donations to support the event will be appreciated. His artistic abilities have evolved over the years, as he initially worked with pencil, then oil paint with a and encouraged her to start teaching classes, which led palette knife, and lastly switched over to watercolor, to the start of her business “Weave and Wobble.” One Sunday, July 14 which he enjoyed the most. He continues to express of her basket weaving workshops will be held at the Who Were the People in Your Neighborhood?: his talent through watercolor paintings as he has al- museum on Thursday, July 18th, from 10 am to 3 pm. Colonial residents of Johnstown and Johnson Hall ways enjoyed painting things in nature, including Registration for the workshop is $20 for muse- mingle with visitors from 10 a.m. to 4 p.m. and fish, birds, flowers, and landscapes. He believes this um members and $25 for non-members. To register, talk about their lives as a tailor, blacksmith, cord- keeps his mind sharp. He has given away many of send a check made payable to the Caroga Historical wainer (shoemaker), tenant farmer, house servant his paintings to family and friends, especially if the Museum to: Fran Miller, 196 E. Stoner Lake Rd., and a Native American visitor. Free admission — subject appeals to them. His works have previous- Caroga Lake, NY 12032. Please include your address Donations to support the event will be appreciated.
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