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Indigo on the Ashley HOA Newsletter: P.O. Box 50100, Summerville, SC 29485 Winter 2019-2020 WWW.INDIGO-ON-THE-ASHLEY-HOA.COM 2019 IOA Board From the Board of Directors President On behalf of the Board of Directors we would like to welcome our new Steve Kiser burntundra11@comcast.net homeowners and wish everyone a happy and safe 2020. It is great to see the signs of spring and the beautiful flowers and trees starting to bloom in our Vice-President neighborhood. You may have noticed the nice trimming of overgrown tree Steve Baker branches on the roads in Indigo of the Ashley. One of our responsibilities for stayput4now@att.net enjoying a semitropical environment in IOA is ongoing landscaping upkeep Treasurer that adds so much value to our neighborhood. With the signs of spring, it David MacRae becomes important to double check our home exteriors and pressure wash if dmacrae1@comcast.net needed, upgrade mailboxes, make needed repairs and keep our lawns looking good. We are thankful for so many of you that are committed to Secretary Greg Gorsuch keeping their properties beautiful. Our goal is to help Indigo on the Ashley ggorsnavy@aol.com continue to attract home buyers and be the place many people want to call home. Indigo on the Ashley is a hidden treasure and we are very fortunate to Board and ACC Lead call it home! David Jones davejonesmac@yahoo.com We are thankful that Hurricane Dorian was not any worse than it was, although we did suffer damage to trees and fences and loss of power, we were certainly fortunate that the damage was not more severe. The pond CALENDAR OF area suffered several downed trees into the pond which required a professional tree service to remove. We maintain a reserve fund to ensure UPCOMING EVENTS resources are available when needed to keep our community in great shape. ANNUAL FEE ASSESSMENT Also, we now have a web presence, thanks to the volunteer efforts of Dave Jones, BOD. Our website's URL is www.indigo-on-the-ashley-hoa.com. DUE JANUARY 31 2020 Please visit the website for IOA HOA Covenants & By-Laws, ACC modification request forms and contact information. If you have suggestions ANNUAL MEETING or comments on the website, please direct them to Dave Jones. PLACE : ASHLEY RIVER FIRE LOOKING FOR VOLUNTEERS!! DEPARTMENT (NORTH CHARLESTON FIRE DEPARTMENT – STATION 13) The time is fast approaching for our Annual Meeting and there are two term expirations this year on our Board of Directors: President and Treasurer. We TIME: FEBRUARY 2020 would like to encourage each of you to consider volunteering to serve in an officer position. Our community is so nice because of the time and talent of Check website at www.indigo-on- those volunteering – make it your goal to become involved and help make the-ashley-hoa.com for date and things better. Being a board member is a rewarding way to give back to your time. community and is a great way to meet your neighbors. IOA HOA Newsletter Page 1
The front entrance: ongoing Neighbors and problems Neighborhoods For many years the property across the street from the As you read through the newsletter you will see that Lutheran Church, above the gazebo and including the Indigo on the Ashley is just one of five homeowner medium strip has vexed the homeowner associations associations within the Indigo Fields Subdivision. We within the Indigo Fields Subdivision. Despite being have about 80 homes, compared to Indigo Fields (135), maintained (including insurance, water & electric bills) for Indigo Pointe (77), Indigo Terrace (29) and The Oaks at years by the Indigo Fields HOA, they now disavow Indigo (36). Despite this distinction we are their knowledge of ownership. This land has been the point of neighbors and friends. We work in the same places, our countless arguments and debates. In 2011 Indigo Fields children go to the same schools, we shop in the same HOA walked away from an agreement to voluntarily share stores, are served by the County and municipality in the in the cost of maintenance and for many years Indigo on same way. Further we all share the desire for a safe, the Ashley HOA maintained the land through member well maintained neighborhood with a good quality of life. volunteers. Later, an agreement was struck to join Therefore it seems strange that disputes, as discussed voluntary contributions of all the HOAs and hire an above, arise from time to time and seem to take on a life outside contractor. This agreement fell apart after a of their own. contentious disagreement over the the third quarter of Our inability to successfully discuss among the HOA's 2017 contribution that was never resolved and Indigo various items of dispute has led recently to the Fields HOA, who was maintaining the contract, suggestion that all the HOA's should hire and submit to a unilaterally increased (by over twice) the amount that community management group. These for profit groups every HOA would contribute. When our HOA questioned are paid an annual amount by the participating HOAs to the need, asked for receipts and did not meet their 23 maintain common areas, to police homeowner's hour deadline demand to accept the new fees, Indigo compliance with governing ordinances and covenants, Fields informed us that they are going ahead with a new and generally keep the peace amongst neighbors. Indigo contract without our consent and agreement, yet has Fields HOA adopted the Charleston Management Group been senselessly billing our HOA ever since for to govern their neighborhood in the past. contributions which we never agreed to and cannot afford. Given that our HOA by virtue of its non-profit status is Since then there has been a frigid relationship between limited only to monies collected through dues, our HOA's but our President Steve Kiser has been assessments and fines, we are very limited in what we negotiating and discussing the situation with legal counsel can achieve without a direct increase cost to homeowner. as well as the other HOA's. Given the financial problems associated with the storm The current state of negotiations remains stagnant, with water retention pond (see below), it might be in our Indigo Fields refusing to negotiate without Indigo on the interest to have a management group which would agree Ashley paying for the (voluntary) "contributions owed by to handle maintenance and emergencies associated with them" for services they never agreed to. Indigo on the the pond (i.e., dredging). There are many downsides to Ashley, on the other hand, has been hoping to discuss a management groups, however. Some management collaborative commitment for maintenance of all common groups profit directly from fines given to homeowners for areas, including the shared stormwater retention system, infractions of rules. This creates, in their self interest, an by all the HOAs in the subdivision. incentive to find infractions. It has been also suggested that a third party Maintenance The Board’s hope is that we can find a way to remain Management Group be retained for this purpose. good neighbors in our good neighborhoods. Bring your thoughts to the annual meeting. IOA HOA Newsletter Page 2
Community Reminders and Stormwater Retention Pond Neighborhood Tips The "pond" that we all enjoy has a curious and clouded • The HOA dues remain at $160.00 this year. Have history. It was a critical component of the original you mailed your check to P.O. Box 50100, Stromwater Runoff Plan approved for the Indigo Fields Summerville, SC 29485? Subdivision (1988), and dug prior to the first house being built and is connected to a network of storm water • The City of North Charleston only collects yard drains coming from as far away as Berringer Bluff. waste in paper bags for curbside pickup. Tree Despite its beauty it was designed to ensure that storm limbs should be cut down to 4’ length and 6” water was safely drained away from homes and streets. diameter. It was originally owned and maintained by the Indigo • Indigo on the Ashley does not allow overnight Fields HOA and later transferred in a land deal to parking on the street or parking on the lawns. Charleston Land Group who went on to develop the Please remember that in an emergency, vehicles Indigo on the Ashley Subdivision. Upon completion of parked in the street can impede the emergency the subdivision, the firm "transferred" it to the Indigo on vehicles from getting to the emergency. This is the Ashley HOA as “compensation” for not the promised especially important in cul-de-sacs, roads where building bike and walking trails, a community dock, and cars are parked on both sides of the street, and other amenities it had advertised when selling homes. curves. If a parked vehicle is preventing you from Sadly, little was done for its improvement over the safely entering or exiting your driveway, please years, and it has become a major cost to maintain as call the North Charleston Police. runoff from streets, in the form of silt, leaves and • Let’s cleanup those tired, sun bleached garbage have gradually filled the retention area. The mailboxes. Remember, mailboxes are required to average depth of the pond is now one quarter of what it be black and of a metal construction, with a green was when last dredged in 2009, and several areas are painted wood post. Ask the HOA for the paint! only a couple inches deep. While the HOA is diligently monitoring the "health" of the retention area, we are • Always consult Covenants and the Architectural also attempting to obtain contributions from the rest of Control Committee prior to making changes to the Indigo Fields Subdivision whose watershed shares this exterior of your property (removing trees, adding important asset. additions, modifying structure). We can all help reduce the decline of the capacity of the • Per C&Rs: No commercial vehicles over one (1) retention area by not using the storm sewers as a ton capacity, boats or trailers may be kept, stored garbage dump (especially for grass clipping and or parked either on the street or any lot except leaves). Also it is reminded that it is potentially unsafe within enclosed garages or otherwise fenced or to swim in the pond both because of chemical runoff screened from view from the street. Submit plans from pesticides and fertilizers but also because of for fencing and screening to the ACC for potentially harmful wildlife. approval. • Your garbage can is not a feature and your neighbor only wants to see it once a week! • Suspicious Activity: If a person or vehicle looks out of place, call the non-emergency police phone number (843) 740-2800. IOA HOA Newsletter Page 3
trees, trees, trees... HOA Frequently Asked We are fortunate at Indigo on the Ashley to have many mature beautiful trees. Unlike many neighborhoods, Questions: there was a conscious effort when building the homes, --What is an HOA Reserve Fund? not to clear cut the vegetation. That said, damaged and HOA fees are usually divided into two parts: One portion dying trees, especially after a hurricane like Dorian, can goes toward monthly expenses, and the remaining be a risk to further property damage. There are a money goes into a reserve fund, to save for long-term variety of rules and regulations from both the City, State foreseeable, planned maintenance and repairs, such as and HOA that govern removing significant trees. If you retention pond/drainage repairs. Reserve funds also are planning to remove trees, it is best to start the help cover unexpected emergency expenses that arise process by filling out and submitting an Architectural when natural disasters or vandals strike. A good Control Committee (ACC) request form. These are example of this is when one of the neighborhood signs is found on our website, or are available from any board hit by a vehicle. member. The completed form will be necessary for submission to the City of North Charleston to obtain a --What is an assessment? permit to remove a significant tree, defined by the city When our community is hit with extreme maintenance as any healthy existing tree greater than ten (10) inches expense exceeding our reserve funds, the HOA may in DBH (diameter breast high). The City of North require homeowners to pay a special assessment above Charleston will ask you to mark the trees to be removed and beyond the annual HOA assessment. Luckily these and will come to the site to inspect. If the tree falls assessments are rare and temporary until the reserve within the critical zone of the Ashley River Scenic fund is back up to a fully funded level. Districts further negotiation of the tree’s removal may --What happens if I can't pay the HOA dues? be required. If you are having the trees removed by a bonded/insured company (highly recommended) they Most lending institutions take the HOA dues into can and will advise you on these regulations. All consideration when they write your mortgage. In other contracted tree waste must be removed by the tree words, they evaluate your monthly income compared service company. North Charleston will not remove it. with your monthly expenses, and they won't make a loan For further information on tree removal you should on the property unless they feel you can safely cover consult the City of North Charleston's website at: everything: your mortgage payment, taxes and HOA dues. https://www.northcharleston.org/residents/environment- information/trees-and-urban-forestry/ If you are having problems and are unable to pay your HOA dues, you might be able to work something out with For more on the Ashley River Scenic Districts, see: the HOA board. Be sure to talk to the HOA Board before https://www.northcharleston.org/business/construction- you miss a payment. This will prevent the only option and-development/permits/dock-permit/ left to the HOA for back payments: a lien on your There is a small fee for the tree removal permit. This is property. Sadly this has happened more than once, and generally included in the contractors outlined costs. ultimately will come out at the time you attempt to refinance your home or sell it. Paying your dues of $160 There are substantial fines associated with removal of is far better than facing a lien of thousands, plus interest trees without a permit by the City of North Charleston. and legal fees when trying to sell your house. In extreme cases the HOA can also assess fines for failure to obtain an ACC permit. --Common Areas? Please refrain from using our common areas for personal disposal of lawn waste, clearing of trees and bushes,etc. Not only is this against our covenants, but places the HOA in jeopardy of fines from North Charleston for homeowners' activities. IOA HOA Newsletter Page 4
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