CITY OF NEW YORK 2021 OPEN ENROLLMENT - EMPIRE BLUECROSS BLUESHIELD - CUNY
←
→
Page content transcription
If your browser does not render page correctly, please read the page content below
City of New York offers three Empire BCBS plans for active employees 1. Empire BlueCross BlueShield/GHI-CBP Hospital Plan • Empire Hospital Coverage 2. Empire Blue Access Gated EPO • Medical Plan with broad Local Network 3. Empire EPO Plan • Medical Plan with National PPO Network 2
Empire BlueCross BlueShield/GHI-CBP Hospital Plan This plan consists of two components: Empire BlueCross BlueShield, an Anthem company, offering benefits for services provided at hospital and out-patient facilities. GHI, an EmblemHealth company, offering benefits for medical/physician services Access to hospitals under the expansive National and You also have the option of $0 Monthly Premium International provider network. using hospitals outside of the This allows you to visit any network for an additional out - hospital that participates with of- pocket cost Blue Cross or Blue Shield. $300 individual copay per 20% coinsurance to a maximum $150 ER copay per visit (waived hospital admission/$750 of $200 per person per/ per if admitted to the hospital maximum individual copays per calendar year for outpatient within 24 hours) calendar year procedures
Things to know about your Hospital Only Plan • You will be issued two ID cards, Empire BCBS and GHI/Emblem. • Care Management Program- Provides a team of registered nurses, supported by clinical experts to help you during stressful times when having health issues. They are your health care advocates with the goal to understand your needs from all angels, and help you get the best care possible. • WINFertility Program- Provides 24/7 access to Nurse Care Managers who can answer your questions, help you find providers and listen to your concerns while you're trying to get pregnant. • ER Copay is $150 but if you are admitted to the hospital overnight then that copay is waived. A Inpatient cost share of $300 per admit will apply. • The plan benefits run on calendar year, for example you will not pay more than $200 for any/all outpatient procedures for January 1st through December 31st. • As an eligible Blue Cross Blue Shield member, you have access to the international network for emergencies when traveling outside the Unites States, Puerto Rico or the U.S .Virgin Islands. Blue Cross and Blue Shield Global Core can help you find providers and get your services covered. Please visit www.bcbsglobalcore.com or call 1.800.810.BLUE (2583) or collect at +1.804.673.1177 for assistance. • Additional questions, visit www.empireblue.com/nyc or call 1-800-433-9592
Empire offers two EPO plans , what is the difference ? Blue Access Gated EPO EPO Provides a large local As a Gated plan you will Provides one of the No referrals needed $250 copay per hospital network of physicians need to select a primary $300 copay per hospital largest national from your primary care admission / $625 per and hospitals in New care physician in order admission/per person networks of physicians physician to visit a maximum per York, New Jersey and to be referred to a and hospitals. specialist. person/per calendar Connecticut * specialist year Durable Medical Durable Medical Equipment and $100 copay per Equipment and $0 copay per admission 210 days covered for Prosthetics covered at admission for Skilled Unlimited hospice care Prosthetics covered at for Skilled Nursing hospice care 50% Nursing 100% Premium contribution - Premium contribution – See 2021 Health Plan See 2021 Health Plan Rate sheet Rate Sheet *Available only to members residing in the following counties: New York-Albany, Bronx, Clinton, Columbia, Delaware, Dutchess, Essex, Fulton, Greene, Kings, Montgomery, Nassau, New York, Orange, Putnam, Queens, Rensselaer, Richmond, Rockland, Saratoga, Schenectady, Schoharie, Suffolk, Sullivan, Ulster, Warren, Washington and Westchester. New Jersey-Hudson, Union, Sussex, Passaic, Monmouth and Bergen. Connecticut-Fairfield and Litchfield
Things to know about Empire’s EPO plans – In network benefits only 24/7 Nurseline WIN Fertility Live Health Online (Telemedicine) Additional questions regarding these plans, visit www.empireblue.com/nyc or call customer service numbers for Blue Access Gated EPO (833-924-1055) and for EPO plan (800-767-8672)
Appendix • For additional information on Empire BlueCross BlueShield plans, please visit www.empireblue.com/nyc • Have questions regarding how to enroll and the cost of plans ? Please refer to your local union website or the OLR website https://www1.nyc.gov/site/olr/health/healthhome.page
You can also read