WINTER 2021 - ProVision Partners

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CONTINUE READING
WINTER 2021 - ProVision Partners
Stratford FFA advisor Becky
          Wirkus distributes BOGO
          milk vouchers to essential
       community worker. Page 17.

  Allied Cooperative and ProVision
Partners form a feed partnership at
           West Salem mill. Page 5.

       WINTER 2021
                1
WINTER 2021 - ProVision Partners
STRONG PARTNERSHIP HELPS

      REACH GOALS
                             By David Brill, Board Chairman

                              On Sept. 30, 2020, ProVision           Federation merger update
                              Partners completed a challenging       Thank you for believing in us and for partnering in the
                              year. We made numerous changes         union of Federation Cooperative with ProVision Partners.
                             and implemented protocols to            We have appreciated your support and encouragement
                            comply with state regulations to limit   over the past 12 months. The merger has improved both the
                         the spread of COVID-19. With solid          western and the eastern regions of our unified company.
                   management, talented staff and continued
                                                                     Because of your continued patronage and our talented
      customer support, your cooperative ended up performing
                                                                     employee base, our company performed very well —
      very well, resulting in a record profitable fiscal year.
                                                                     despite the pandemic. ProVision Partners will report its
      Please read Rob Larson’s article on page 4 for a recap         best year ever in local savings and in net earnings. Based
      of our 2020 year. We’re grateful for your continued            on the results of our 2020 fiscal year, we anticipate
      support and commitment.                                        paying out a total of $3.4 million in cash patronage and
                                                                     equity redemption.
      Below, I will address important changes and actions
      being taken by your farmer-owned company.                      Feed partnership with Allied Cooperative
                                                                     Dec. 1, 2020, ProVision Partners entered a feed
      Annual meeting changes
                                                                     partnership like the one we did with Federation
      After board discussion it was decided to cancel the
                                                                     Cooperative in 2017. Like last time, we are leasing the
      meeting for this year, because of COVID-19 health
                                                                     West Salem feed mill building from Allied Cooperative,
      concerns and the serious risk of spreading the virus.
                                                                     headquartered at Adams, Wisconsin. We have employed
      Pertinent information will be presented by mail to Class
                                                                     the mill staff and purchased their rolling stock.
      A stockholders.
                                                                     Your board and management expect this partnership
                                                                     will lead to a greater working relationship with Allied
                                                                     Cooperative, allowing us to do more things together in
                                                                     the future.

    ProVision Partners invested in another corn dryer and
    a half-million-bushel grain storage bin at Hixton.
2
            ©2020 ProVision Partners. All Rights Reserved.
WINTER 2021 - ProVision Partners
Property sales and reinvesting
assets
ProVision Partners Cooperative’s board
decided to sell the Oasis Convenience
Store, located along Interstate 94
in Black River Falls. Under state
requirements, we would’ve had to
make a substantial investment in new
tanks, underground piping and other
improvements at this location.
Instead, we opted to sell the
convenience store to an individual
who has other Interstate properties.
The sale and closing was completed
in November 2020. We also sold the
unoccupied Federation Cooperative
office building in Black River Falls to the
Jackson County Highway Department.
With the proceeds from both sales, we
were able to reinvest in improvements
to our western region. We invested
in another grain dryer and a half-million-bushel corn bin at Hixton, and we made
improvements and upgrades in equipment at other facilities. A portion of the proceeds
will also be designated towards an age stock retirement for the western region.
A change in our equity redemption payment date
ProVision Partners normally mails equity redemption payments in November and cash
patronage checks in December. This year, cash patronage checks were mailed, as usual,
in December. However, equity redemption payments will be mailed in February 2021, for
two reasons:
   1. In November, our administrative staff is working hard with our auditors to close
      the books on the previous fiscal year. Moving equity redemption to February will
      spread the additional workload.
   2. The regional cooperatives we work with (Cenex, Land O’Lakes and CoBank) retire
      equities in February and March, which are used to help fund ProVision’s equity
      redemption program.
For these reasons, we feel it best to move equity redemption payments to February now and
in the coming years. We anticipate meeting or exceeding our equity retirements of a year
ago. Since ProVision Partners was established April 1, 2015, we will have issued over $15
million in cash patronage estates, age, and stock redemptions including this years payouts. ■

                                                                                                3
WINTER 2021 - ProVision Partners
A STELLAR PERFORMANCE
    IN A DIFFICULT YEAR
                        By Rob Larson, General Manager

                           At the end of each year, we               Our fiscal 2020 performance is the result of several factors,
                           celebrate the longevity within our        such as continued growth, the improved ag economy and
                           employee group. We do this because        the very beneficial merger with Federation Cooperative,
                           we consider the people of ProVision       which began Oct. 1, 2019. This past year, the Eastern
                          Partners to be our number 1 asset.         Region (ProVision) and the Western Region (formerly
                                                                     Federation) shared agronomy equipment, technology and
                    Do you realize your farmer-owned                 administrative costs. All regions benefited from improved
    cooperative employs 22 people who have been serving you          cost control. See our Fiscal Year 2020 Financial Recap at
    for over 10 years, 19 people who have been serving you           the bottom of this page.
    over 15 years, and 17 people who have served you for over
    20 years? But get this — we employ 6 people who have             Federation’s union with ProVision has been
    served you for over 25 years and an even dozen employees         positive for both organizations. We’ve worked
    who have over 30 years of service, including one employee        together to strengthen each other. The result
    with over 50 years.                                              continues to be more benefits for you as
                                                                     customers. On Dec. 1, 2020, we began a feed
    Let me put this in perspective. At times in the spring plant,    partnership with Allied cooperative, which you
    ProVision Partners employs over 300 people, but during           can read about in David Brill’s article on page 2
    the year we employ around 145 people full-time and               and in Jonas Shank’s article on the next page. ■
    100 people part-time. In total, over 25% of our full time
    employees have been serving you for an average of over
    20 years.                                                           ProVision Partners Cooperative
    We’re very fortunate to have this experienced, professional              Financial Highlights
    staff with talents in a variety of areas. This past year has               Fiscal Year 2020
    been a challenging one for all involved. We’re blessed and
    pleased at the stellar performance of our employees and                        (Ended 09/30/2020)
    what they’ve done to make your company successful. Every
    employee, no matter how long they have worked, is equal             Sales                                 $157,191,268
    and is as important as the next employee.                           Gross Margins                           31,995,206
    Please take a moment to thank the staff at your ProVision              % of Total Sales                           20.3%
    Partners location for their service to you, the member-owners.      Local Net Savings                          7,097,818
    Our financial success                                                  % of Total Sales                             4.5%
    Your local cooperative recorded over $157 million in sales
                                                                        Net Earnings                           14,700,000
    during fiscal 2020, which ended Sept. 30, 2020. We
    achieved LOCAL net earnings of $7.1 million from local              Assets                                  119,331,573
    operations, and we attained net earnings of $14.7 million.          Working Ratio                             13,126,315
    This figure included local net earnings, regional patronage,
    and earnings from Energy Solution Partners of Tomah (ESP)           Current Ratio                                 1.79:1
    in which ProVision Partners has a 30% ownership.                    Ownership Percentages                         73.7%
    In December 2020, ProVision Partners will pay                       Local Ownership %                             64.2%
    out to our members about $1.9 million in cash                       Patronage Declared
    patronage, based on the fiscal 2020 earnings. In
    February 2021, we will return to our members                           Cash (55% rate)                       1,936,000
    about $1.5 million in cash equity redemptions.                         Equities                              1,584,000
    Between these two payments, we will return a
                                                                        Patrons Equities Retired                 1,226,615
    record amount of cash to the country.
                                                                        Debt-to-Equity                               18.4%

4
WINTER 2021 - ProVision Partners
ALLIED AND PROVISION
              PARTNER IN FEED
               By Jonas Schank, Feed Mill Manager at West Salem

           Allied Cooperative and ProVision
         Partners Cooperative formed a working
     feed partnership on Dec. 1, 2020.

The purpose of this partnership is to better serve
Allied’s customers by utilizing the more substantial
resources — both personnel and facilities — of
ProVision. At the same time, ProVision should benefit
as Allied opens a new corridor for their animal
nutrition services.

Allied Cooperative serves farmers in central
Wisconsin, from Plover to Wisconsin Dells and over      West Salem feed nutritionist Katie Swenson samples
to West Salem and Arcadia. The feed mill at West        feed on Wedemeier’s Farm near Tomah, Wisc.
Salem was constructed in 1990, and serves our
southern area — Mauston, Adams, Wisconsin Dells         Besides the rebranding of delivery trucks, we do not
and Wisconsin Rapids — with the help of Purina’s        expect the feed customers of Allied Cooperative
Mauston mill. Feed revenue totals at the West           to see a lot of change. In the long run, we expect
Salem mill are about $8 million, and we deliver         ProVision’s Auburndale mill to do more bagging of
about 20,000 tons annually to our dairy and             floor stocks, which is what they’re set up to do. But
livestock customers.                                    at the end of the day, the same people will be
                                                        delivering feed to our Allied customers
West Salem will be ProVision’s western-most mill.
We employ a good team, and I think we’ll work           Personally, I’m looking forward to having the
well under ProVision’s structure. Hopefully, both       resources and people who can help our dairies
cooperatives will benefit from the expanded             with their technical questions because, if we don’t
purchasing and marketing opportunities this             have them, we don’t have anything. This is all about
partnership affords.                                    bringing more value to the country. ■
WINTER 2021 - ProVision Partners
EVERY DAIRY FARM’S
    CALF PROGRAM IS DIFFERENT
                              By Nicole Pralle, Calf and Heifer Feed Sales Specialist

                                   I grew up on my family’s        they all have different goals. For this reason, no calf
                                     registered Holstein dairy     program is ever the same.
                                       farm near Humbird,
                                        Wisconsin, on the edge     What are your goals? Some farmers have big goals.
                                        of Clark County. I have    Some want to take baby steps. My job is to assess
                                        fed calves since I was 4   where you currently are and then determine the steps
                                       years old, and I’ve been    (big or small) the help reach your goals.
                                      in love with the dairy
                                     cow ever since.               You can be assured that I will not advise you to spend a
                                                                   ton of money on a completely different feeding system
                                 I still feed the calves on my     or management style that may or may not benefit you.
                             parent’s farm every weekend but       I’ll assess your situation and figure out a way, within
    during the week I am a ProVision Partners calf and             your current system and budget, to meet your goals.
    heifer specialist. It’s my job, now, to focus on the calves
    of our customers.                                              Your calves will help tell me everything I need to know
                                                                   about your current program and its effectiveness. It is
    Everyone in the dairy industry will tell you that calves       part of my job to observe what your calves are saying
    are an investment. They are obviously 100% right, but          by their behavior, average daily gain, and overall
    that investment can be as large or as small as you             health, and to put that knowledge into an actionable
    make it. My biggest question for farmers is: “Are you          plan designed to reach your goals and expectations.
    reaching your goals and are you making money on the
    money you are investing?”                                      In recent years, ProVision Partners Cooperative has
                                                                   expanded its ability to advise farmers and to manufacture
    I get it — calves are one of the first places a farmer         feed. We now serve dairies from eastern Minnesota to
    cuts back on when milk prices drop or the tractor              just west of Green Bay. We can ship feed in quantities
    breaks down, because calves are expensive to raise.            as small as 4’ x 4’ pallets and as large as semi loads —
    My job as a calf and heifer specialist is to help you          whatever fits you. We steam flake corn at our Auburndale
    capitalize on the investment you have made in your             mill and offer custom grinding services at our Stratford
    calves — whether big or small.                                 mill. We recently partnered with Allied Cooperative to
                                                                   operate their mill at West Salem, Wisconsin. (See page 5
    I’ll work with you to develop a calf nutrition program         for that story.)
    specifically designed for your herd. Each one has a
    different environment, genetic base, different buildings       Let’s have a conversation about your calf program and
    and a different management styles. More importantly            your goals. I can’t wait to meet you and your calves.
                                                                   Call me at 715-650-7902 or email me at NPralle@
                                                                   provisionpartners.coop. ■

6
WINTER 2021 - ProVision Partners
INPUT TRENDS AND
                           WHAT WE LEARNED IN 2020
                             By Tom Hoffman, Agronomy Division Manager

   After recent historical lows in plant food, we’re seeing     What we learned
   some subtle increases in the price of phosphorous and        The 2020 growing season was outstanding and taught us
   potash, due to lack of supply and trade disputes. With       some important things. First, we learned the importance
   today’s strong grain markets, however, plant food is still   of timely planting. When combined with an outstanding
   very economical and obviously has great value.               growing season, timely planting can provide us with very
                                                                good yields. We continue to see soybean planting dates
   Various crop protection products continue to decrease in     moving earlier and earlier, with excellent results.
   price from the previous year. These include some pre-
   emergent herbicides for corn and soybeans as well as         The use of tested and proven genetics continues to improve
   some older fungicides. Glyphosates will see some slight      yields, as well. This is one of the few things over which you
   price increases.                                             have direct control. ProVision Partners offers an arsenal of
                                                                proven seed products from leading seed providers.
   Seed products in general remain steady, with new
   genetics maintaining strength. We continue to see the        As you head into a new crop year, I recommend securing
   Enlist® soybean trait having a presence and positive         proven, tested seed genetics and securing plant food
   effect as Roundup-resistant weeds spread throughout          needs early, as the market appears to be constantly
   North Central Wisconsin.                                     changing. Commodity prices are strong and intended
                                                                planted acres in 2021 appear strong as well. Demand
   Please do not overlook the importance of controlling         for plant food was outstanding in the fall of 2020, and
   Roundup-resistant weeds. There are many good                 that normally leads to continued strong demand the
   options for controlling these pests. Please consult your     following spring. ■
   ProVision Partners agronomist for options that fit your
   management style.

LET’S GROW
TOGETHER.
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team of lenders are ready to move you forward!

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WINTER 2021 - ProVision Partners
PROVISION PART
                                                                COOPERATIVE IS INTO
                                                     By Penny Langer, Warrens Cranberry Supply Manager
                                                        Some ProVision Partners members may not know this,
                                                         but your cooperative operates Cranberry Supply
                                                         at Warrens, Wisconsin. This one-location agronomy
                                                         business was a Federation location and became
                                                        part of ProVision when the two companies united on
                                                       Oct. 1, 2019.

                                            Penny Jo Langer manages Cranberry Supply, which supplies
                                            cranberry growers with fertilizers, pesticides and other production
                                            needs. A certified crop advisor, Penny works with 82 growers and
                                            their consultants to design nutrient information for their cranberry
                                            crops. She contracts with local drivers to deliver the agronomy
                                            products she sells.

                                            “I earned my degree in 1998, and I’ve worked in agronomy for
                                            over 20 years,” says Penny. She started doing nutrient management
                                            for row-crop growers, earned her CCA in 2001, and in 2012 began
                                            working with cranberry growers exclusively.

                                            “It’s been a steep learning curve,” continues Penny, who took over
                                            management at Cranberry Supply in 2017. “My experience in row-
                                            crops helped me transition to cranberries, but I learn more each day.”

                                            Penny and Cranberry Supply work with nearly a third of the 245
                                            cranberry growers in Wisconsin. Cranberry Supply ships agronomy
                                            products all over Wisconsin and provides some to Canadian and
                                            Minnesota growers as well. “I work with growers who farm 12 acres
                                            of cranberries up to 800-plus acre marshes,” Penny states.

                                            Berry growers busy all year
                                            “Right now, cranberry plants are dormant,” says Penny. “As soon as
                                            cold weather sets in, growers will flood their beds to put a layer
                                            of ice over the plants.” They’ll add inches of ice while taking water
                                            from underneath, so the plants don’t suffocate. If weather permits,
                                            growers will spread a thin layer of sand on top of the ice. Sanding
                                            helps with insect and disease suppression along with vine health
                                            and growth.

                                            “In the spring, once the weather warms and the ice comes off,
                                            growers will again flood the beds to protect against frost, remove
                                            trash and late spring to control insects. The other time growers
                                            flood their marshes is at harvest.

                                            Cranberry Supply progressive
                                            Traditionally, growers start fertilizing cranberries prior to bloom
                                            and make several applications through bloom and fruit set.
        Harvesting cranberries at Cutler
     Cranberry on their City Point Marsh.
88
WINTER 2021 - ProVision Partners
TNERS
O CRANBERRIES

 “They’ll fertilize until the end of August,” says Penny. “They won’t
 fertilize much in September as they want the plants to think
 dormancy not growth.”

 Fertilizer, the majority of it dry, is applied to the cranberry        ProVision Partners’ Cranberry Supply Division
 plants through fabricated booms built specifically for each            in Warrens, Wisc.
 marsh. “ProVision has a proprietary fertilizer CranMax 8-8-
 24 analysis that is manufactured for us,” says Penny. “No other
 suppliers have our recipe.”

 These days, progressive growers fine-tune their nutrient programs,
 and Cranberry Supply encourages this. These growers use more
 micro-nutrients and order prescription blends that address the
 results of tissue samples taken during the growing season. “We
 use various sources of NPK and create these blends at our Hixton
 fertilizer plant,” according to Penny.

 With just one Cranberry Supply location, Penny admits that
 agronomy products for cranberry growers makes up a small
 portion of ProVision Partners’ annual sales. “But cranberries are
 the state fruit and Wisconsin is the #1 producer of cranberries in     Harvest time at Cutler Cranberry on their
 the country, so in that way Cranberry Supply is an important part      City Point Marsh.
 of ProVision.” ■

                                          Contact one of our
       Tim Hovre                          Ag Lenders today!                                           Jeff Kolstad
      NMLS #431543                                                                                   NMLS #720549

  From seed to harvest, let us help you grow!

                                                                                                                        9
  Marshfield • Spencer • Stratford • PartnersBankWI.com
WINTER 2021 - ProVision Partners
MARKETING YOUR GRAIN:
 WHEN IS THE RIGHT TIME?
                       By Mike Raasch, Branch Manager, CHS Hedging

                        What a roller coaster of a year we        much lower than the
                         have had. January started out with       trade was expecting.
                         the signing of the China/U.S. trade      Beginning stocks of
                        deal. We thought that would drive         corn are now 1.702
                      commodity prices higher. Nope! Prices       billion bushels instead
                    actually declined.                            of 2.167 billion, and
                                                                  projected demand is
 Next, COVID-19 hit. People were asked to stay at home and        14.825 billion bushels
 did not drive as much. Oil plunged to a negative, and corn,      instead of 14.575
 beans and milk all took a hit. We heard the advice: “Tighten     billion.
 your belts, because it’s going to get ugly!” And for a while,
 prices did.                                                      Milk prices swung this
                                                                  year from $14 to $24
 Then came a beautiful spring for planting all around the         a hundred. How do we
 country. The crops everywhere looked great, just before a        think about locking in
 little windstorm hit Iowa. A day later, the USDA came out        grain prices when the milk is so unstable?
 with their projection of record corn yields and a big bean
 crop. Instead of going lower, prices started to climb.           With the carryout so tight on beans and corn, we can’t afford
                                                                  any hiccups in the weather in either U.S. or South America.
 Over the summer and into the fall, China’s appetite for U.S.
 beans and corn kicked in, and we had some great export           My suggestion
 sales. China had sold their reserve corn at auction, due to      Here is one way to approach the marketing of your 2020
 quality concerns and record high domestic prices. Recovery       and 2021 crops. Arrive at a price you’d be happy with
 from the African Swine Fever added to bean/meal demand.          and write it down. If the market reaches that level, sell a
                                                                  percentage — maybe 15-20% — to start.
 Next, we entered a season of political uncertainty, and U.S.
 currency started to drop. The funds started buying about         Then, set another goal. By fall of next year, have 50% of
 the same time. As I write this article, the funds are at near-   your corn and beans marketed. All the while, remember the
 record long positions.                                           old saying, “High prices are the cure for high prices.”
                                                                  Be Safe and Healthy in 2021. ■
 This fall, we hit the magic bean price of $10/bu., and farmers
 started selling their crops. Instead of slowing down, bean
 prices went even higher. Now they’re close to $12/bu. By the      This fall we hit the magic corn and bean prices,
 time this article comes out, we may be at $13 or $14/bu. — or               and farmers started selling their crops.
 we may be back to $9/bu.

 We must watch the weather, not only in the U.S. but in South
 America as well. La Niña is having an impact on South
 American farms, which at this point lack the moisture needed
 to produce a good crop.

 Let’s look at the November USDA Supply and Demand
 Report. The report dropped corn yields by 2.5 bu./A. and
 beans by 1.2 bu./A. That’s after lowering them in both the
 September and October reports. The ending stocks were

10
2
BEST SELLERS AT THE CENTRAL
    WISCONSIN COUNTRY STORE
                         By Taylor Willson, Lifestyle Product Specialist

                      Maybe you haven’t visited our Central         find low allergen dog food brands that may not be
                      Wisconsin Country Store lately, or            available at big box retailers. These brands include
                      maybe you’ve never been here — ever!          Dr. Harveys, Farmina®, and Vital Essentials®. NOTE:
                     Small-town shopping gained great               Our resident canine employees, Bella and Nelli, have
                   appeal in 2020, and the Country Store            their own favorites and can help our customers bring
                may have just what you are looking for!             home just the right foods for their own dogs and cats.

  All the items in stock have been personally picked and          • As you enter our store, you’ll often pass customers
  tested by our staff to suit your Central Wisconsin interests,     leaving with their monthly supply of bird seed. Jim
  whether you are an outdoor gardener, passionate about             Bauer has thoughtfully developed a few of his own
  land management, a backyard hobbyist, a wild bird                 mixes to attract just the birds you’re looking for. In 2020,
  enthusiast, a pet lover, or a hobby farmer.                       we’ve sold over 3,000 bags of these custom mixes
                                                                    which include Jim’s Finch Mix, Jim’s Wild Bird Mix, and
  Here are a few items on our “best sellers” list:                  Jim’s Yummy Mix. These products are included in our
   • Walking through the doors of our store, you can                frequent buyer program, which gives customers a free
     tell right away that we cater to pet owners! Our               bag after buying 12!
     staff has a wealth of knowledge in pet nutrition
     and care. Choose from Wisconsin-made pet brands              • A not-so-obvious item on our “best sellers” list is the
     like Fromm® and American Natural Premium™, or                  Purina Deer Block Section. Purina Deer Blocks come
     select an alternative to rawhide like Frankly pet              in three varieties ranging from maximum nutrition to
     products, which are also Wisconsin-made. Our staff             maximum attractant! Try a few of each with our Buy 12
     is continuously evaluating our inventory to keep               Get 1 Free frequent buyer program.
     products of the best quality and value on our shelves.       • Hunting season is ending, so you’ll want to visit with Jim
     At the Central Wisconsin Country Store you’ll also             about maximizing the potential of your acreage with

CUSTOMIZED SOLUTIONS                                                                                                www.rands.com

                     TO KEEP YOU IN THE FIELD

John Deere Equipment ∙ Parts ∙ Service                                        715-687-4138
     Precision Farming Solutions                                                  Stratford, WI
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a food plot in 2021. Jim offers a selection of his “best
    seller” mixes including Fall Flinger, Clover Mix, Rotational
    Mix, Summer Greens, and more. You can even grab a
    bag, head to the scale, and come up with a mix that’s all
    your own! The Country Store’s Garden Section also offers
    green mature, and native grass and pollinator seed mixes!

We look forward to seeing you!

For more information and links to the above-mentioned
products, click on the Country Store tab at www.
provisionpartners.coop. Then, stop in at the Central Wisconsin
Country Store, 106 South Peach Avenue in Marshfield or call
us at 715-387-1045. ■

                                                                      We’ve sold over 3,000 bags of Jim’s Finch Mix, Jim’s
                                                                           Wild Bird Mix, and Jim’s Yummy Mix this year.

                   WE PARTNER
                   WITH YOUR
                    TRUSTED
                     ADVISORS

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PROPANE:
                                         USE UP, SUPPLY AVERAGE,
                                         AND PRICES TBD
                                          By Troy Thompson, Energy Division Manager
                                         As the propane heating As far as supplies go, the dryer season wrapped up and
                                         season ramps up, be    proved to be normal, verses last year when everything hit
                                        sure to help us watch   at once. We never seem to have an over-abundance of
                                      your tanks — especially   propane in the Midwest, but we’re probably at that five-
                                     with some of the COVID-19  year average as far as inventories going into the winter
                                  concerns going on. If you are heating season.
                               working from home or your kids
                          are learning remotely, you may use    We depend largely on rail transport to get propane in place
                    5% more propane than if you weren’t home at our plants and from there to our customers tanks. So far,
                  during this pandemic. We use a degree day     rail has been good. Whether we have plenty of propane or
               system to keep track of when your propane        just enough to supply our customers will depend on how cold
       supply tank needs a fill. This system considers how      the winter is.
 much propane you have used in the past. If you are using
 more propane today because of COVID-19, that degree-day As for propane prices, the Energy Information Administration
 system may be less effective as a measurement.                 (EIA) expects Midwestern households to spend 12% more this
                                                                winter — that’s 4% higher prices and 7% higher consumption,
 For this reason, we are asking you to help us check your       based on the winter weather outlook. I will note that this
 tanks, whether you are will call or a scheduled delivery       prediction is BEFORE you factor in the additional gas needed
 customer. Let us know when the tank reads 20-30 percent.       if you are spending more time at home during the pandemic.
 (30 percent during colder more severe weather and 20           That’s why we ask you to help us watch your tank. There’s not
 percent during normal temperatures). Sometimes, our            a whole lot we can do to influence the price or weather.
 propane routes are booked out 5-7 days, so if you let us       That is to be determined. But our team is here to keep you
 know when your tank reaches these levels, it gives us time     and your family safe and warm this heating season. ■
 to get to your house and deliver the propane you need.

                                                                                                      Please clear a

 WARNING                                                                                              path to your
                                                                                                      tanks this winter.
                                                                                                      Help our divers
                                                                                                      stay safe and
                                                                                                      deliver more
                                                                                                      gallons.

Tough financial times may tempt you          CLEARING YOUR TANKS
to use cheaper lubricants. Beware!           In previous winters, the propane         up to 150 feet of hose through waist-
In bitter winter temperatures, the           customers of ProVision Partners          deep snow and ice, but it allows us to
wax inhibitor in cheap oils may fail.        Cooperative have done an incredible      deliver more gallons to you and your
                                             job of clearing a path to their supply   neighbors.
The oil can set up like a gel, causing
                                             tanks. Clearing a path to the tank
damage to critical engine parts.             not only prevents our delivery people    Thanks for helping us serve you
Avoid this by using high quality             from injuring themselves as they haul    efficiently and safely. ■
CENEX Lubricants.
 5
RISKING BREAKDOWN

                   WITH LOW-SULFUR DIESEL
                     By Mike Kampstra, Certified Energy Relationship Manager

                          Regardless of whether you run old or   The additive packages in
                        new equipment, the extra 5 cents per     CENEX Premium Diesels put
                       gallon for premium diesel fuel is worth   lubricity back in the fuel and
                     it. Let’s just talk about used equipment.   proactively address issues like
                                                                 fuel pump and injector failures.
                 Many of you depend on tractors from the         Plus, these premium diesel additives
80s, 90s and early 2000s. Even some of the larger farms          keep low-sulfur fuels from oxidizing and
I visit have a few pieces of vintage equipment. These            breaking down in the storage tank.
farmers tell me, “I run older tractors, so it would be a waste
of money for me to buy premium diesel.”                          A recent University of Idaho study of ultra-low sulfur diesel
                                                                 showed that the fuel degraded within 28 days of delivery.
That’s not true. Premium diesel is exactly what these            The additives in CENEX premium diesel make our fuel shelf
older-model White, Massey, Case-IH or John Deere                 stable for smaller farmers who take delivery and sit on the
models need. They were never designed to run on ultra-           fuel for months.
low sulfur diesel. All the lubricity has been removed from
today’s regular diesel, making your older equipment prime        I’d be glad to give you more reasons to consider CENEX
candidates for breakdown in the farmyard or in the field.        Premium Diesel fuels. I’ll also be glad to help solve any
                                                                 mechanical, storage, or contracting issues you have with
You need to keep your equipment running, especially              diesel, propane, or lubricants. Call me at 715-218-3792
nowadays when planting and harvesting windows are                and ask about CENEX’s Total Protection Plan for both new
getting smaller and smaller.                                     and old equipment. ■

  CONVENTIONAL VS. SYNTHETIC OIL
                        By Tom Dommer, ProVision Tire Center Manager

                           What’s the      If you change at the top end of the         uniform, and it doesn’t get around your
                            difference     recommendation, that’s one hundred          rings as easily. There is a place for
                            between a      60-mile trips.                              conventional oil — in a tired engine.
                           conventional
                          motor oil,       A full synthetic, like CENEX                We do have a product called Seal
                         a synthetic       MAXTRON, will go 6,000 to 10,000            Conditioner to put in a motor. This
                      blend and a full     miles between changes. If you change        will bring back heat damaged
                 synthetic?                at the top end of the recommendation,       gaskets, which will reduce oil
                                           that’s just over one-hundred sixty-six      consumption as well.
Well, let’s start with the conventional.   60-mile trips.
You should change conventional oil                                                     For all other vehicles, a synthetic blend
every 3,000 miles. That’s fifty 60-        Synthetic lubes hold up longer because      or a full synthetic, like AUTO GOLD
mile trips. But studies show that most     their additives stay cooler and             or MAXTRON, is usually worth the
people drive 4400 miles (seventy-three     withstand more heat, which breaks           extra expense. Synthetics offer less
60-mile trips) before they change oil.     down additives.                             oil breakdown and longer drive times
                                                                                       between changers.
So, let’s take a look at synthetic blend   So, what’s best for you?
oils, like CENEX AUTO GOLD. The            If your vehicle is using oil, you may       Questions? Call me at ProVision
industry recommends changing these         want to move to a conventional oil          Partners’ Mr. Tire/Service Center in
every 4,000 to 6,000 miles.                to reduce your consumption. The             Stratford at 715-687-4139. ■
                                           molecules in conventional oil aren’t as                                             6
                                                                                                                              15
A GREEN, WEED-FREE
LAWN IN 2021
                 By Todd Halvorsen, ProVision Lawn Care Service
                     The 2020 season was a successful            is a broadleaf herbicide and fertilizer. The third is fertilizer
                      one for ProVision Partners’ lawncare       with a spot treatment for broadleaf weeds. The fourth is
                      services.                                  another broadleaf herbicide and fertilizer. We also offer
                                                                 winter fertilizer, aeration and insecticide treatments!
                     I want to thank all our customers
                   for their patience in 2020. Currently,         If you are interested in getting on our schedule, please
                 our lawn care division serves the towns         feel free to call and we will provide you with an estimate
            of Marshfield, Stratford, Hewitt, Spencer,           as soon as conditions are fit to measure your property.
Abbotsford, Colby, Mosinee, Auburndale, Pittsville,              If you are already a client, you will be receiving a 2021
Milladore, Arpin, Neillsville, Loyal, Greenwood, Dorchester,     contract in the mail. Please select the treatments you would
Medford, and Owen.                                               like and send the contract back as soon as possible. My
                                                                 phone number is 715-387-3734, or email me at thalvorsen@
If you are in an area we do not service but you want us          provisionpartners.coop
to, please call and we can put you on a list. When we get
enough clientele in that area, we will certainly call and get     NOTE: We’re hiring additional staff for our lawncare services.
you on a schedule.                                               If you or someone you know is energetic, wants to learn more
                                                                 about how to care for lawns, and takes pride in their work,
 We offer six different treatments for your lawn. Four           please feel free to apply. Applications can be found on our
are offered as a full season lawncare program. The first         website at www.provisionpartners.coop/employment.php.
treatment is a crabgrass preventer with fertilizer. The second

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                          118280 Forward St
                          Stratford, WI 54484
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WHAT PROVISION DID WHEN
MILK PRICES DROPPED
By Angie Schiller and Dawn Beihoffer

When COVID-19 hit middle America           worsened, the milk board began to        of cheese to their customers, and
last March, and the price of milk          hand out free BOGO coupons for           just in time for the holiday season
dropped sharply as schools and             dairy products redeemable at our         ProVision Partners made dairy voucher
restaurants closed, your farmer-owned      Western region Cenex Convenience         donations to local food pantries so
cooperative wondered, “What can we         stores ProVision Partners donated        people could come into our stores and
do to help our farmers?”                   products to their efforts.               receive dairy products to provide for
                                                                                    those who need some assistance.
Our solution was to figure out how to      We started a similar program in the
distribute as much milk and cheese as      Marshfield region, with the goal         Our goal was to create a wave in the
possible and try to get dairy products     of moving excess dairy products          market. It started with Jackson County
flowing through the system again.          to consumers. We teamed up with          giving away a free gallon of milk with
                                           Auburndale, Stratford, Pittsville, and   the purchase of a gallon. So far, along
                                           Colby FFA groups to get coupons          with matching donations from the Land
                                           for a BOGO gallon of milk into           O’Lakes Foundation and CO-Bank
                                           the hands of the essential workers       we’ve distributed over $17,000 in dairy
                                           of those communities. We also            products to consumers in our market
                                           handed out a free gallon of milk and     area, and we’ve heard similar stories in
                                           pound of butter to our employees in      other areas of the state.
                                           appreciation for their work during
                                           the shut down. Class A stockholders      Since last spring, milk prices have
                                           also received that coupon with their     turned around. It is our hope that
To promote the health and wellness of      cooperative update letter.               other cooperatives and farm groups
dairy products in our diets, the Jackson                                            will continue to pick up on this effort
County Milk Board launched a               Under the June Dairy Month               and keep the ball moving, further
program back in March called “Dairy        banner, all ProVision Partners animal    improving the markets. ■
at Dinnertime.” As the pandemic            nutritionists distributed free blocks

Stratford FFA advisor Becky
Wirkus distributes BOGO milk
vouchers to an essential worker
in the community.
                                                                                                                              17
NEW FACES
                         Brandy Holicky
                           Energy Assistant, Hixton                           Brandy and her husband Larry have a blended family of four
                               Growing up in Montevideo, Minnesota,           children. Their oldest son, Ethan, serves at Ft. Riley, Kansas, as
                                Brandy Holicky had many work                  a veterinary technician and their daughter, Sydni, is a junior at
                                experiences. For many years, she worked       Faith Baptist Bible College in Ankeny, Iowa. Their son, Nolan, is
                                in a family restaurant as a server. Jenny-O   a freshman in high school, and their son, Hunter, is an eighth-
                                employed her in production where she          grader both in Black River Falls.
                              worked a variety of shifts, worked in quality
                            control, and eventually became a supervisor.      “My goal is to take care of our customers,” says Brandy, who
                         Brandy has also worked for an electronics            began working for ProVision’s energy department in June 2020.
      manufacturer and for a convenience store as assistant manager.          “If all of their needs are met and their accounts are in order at
      She’s lived in many locations, including Manhattan, Kansas,             the end of the day, I feel I’ve done my job well.”
      Grafenwoehr, Germany, and Black River Falls, Wisconsin.

                         Mike Kampstra                                        “Here I get to work with family farmers again,” Mike says of his new
                           Certified Energy Relationship                      position with ProVision Partners Cooperative. “I also like the idea of
                            Manager                                           being home with my family at night.”
                             My favorite part of the job was going
                              out to visit with farmers and helping           Mike and Amy have been married for 14 years. The couple has two
                              them solve problems,” says Mike                 daughters: Atia and Renata. Mike spends most of his free time with
                             Kampstra, of a job he started seven              his family in Stratford, Wisconsin.
                            years ago with a local cooperative.
                          Three and a half years ago, CHS hired               As our new certified energy relationship manager, Mike will coach
                      Mike as a business development manager                  and mentor the company’s certified energy specialists and work
      for its CENEX® premium diesel fuels. He learned a lot about             with ProVision’s customers to grow the energy business.
      premium diesels, but most of his time was spent on the road,
      working with fleets and construction companies.

                           Keenan Kelly                                       dryers, but I had a first today,” says Keenan. “I filled a tractor with LP,
                            LP Driver, Black River Falls                      which I thought was pretty interesting.”
                                On St. Patrick’s Day in 2019, Keenan Kelly
                                joined ProVision as an LP driver serving      Keenan graduated from high school in Phillips and currently lives in
                                the area around Black River Falls. His        Strum. Keenan’s wife Kayley just gave birth to their first child, a boy
                                recent deliveries include Fairchild, Osseo    name Parker.
                               and all the way down to Camp Douglas,
                             City Hall, Taylor, White Hall, Blair and         “I’m impressed with how family-oriented ProVision is,” says Keenan.
                         Ettrick. “I’ve been delivering propane to corn       “Everybody treats me as if they were my brother (or sister) and
                                                                              everyone comes together as a team.”

                         Nicole Pralle
                           Calf and Heifer Specialist                         “I grew up working with calves every day,” says Nicole. “It’s
                             She grew up feeding cows on a                    been my love since I was 4 or 5 years old — now I do it in a
                              registered Holstein dairy farm, and she         different way.”
                              still feeds calves every weekend. Nicole
                              Pralle majored in dairy science and ag          After college and before coming to work at ProVision Partners this
                              business at UW Madison. In her senior           past March, Nicole had internships in the U.S. and in Australia. She
                            year, she participated in a Land O’Lakes/         currently lives in Marshfield and in her free time helps coach her
                          Purina program that convinced her to help           old high school basketball team. “I’m very passionate about helping
                      dairy farmers reach their goals through improved        kids find their potential and reach their goals,” says Nicole.
               calf management.

198
At ProVision Partners Cooperative, we consider our employees to be our most valuable assets. So, we
  are proud to tell you when someone new arrives. Here are a few of our most recent employee additions.

                                  Karin Shafer
                                    Convenience Store Manager,                          Karin became Pittsville’s store manager in July, but she has worked
                                     Pittsville Cenex                                   at the store since 2013. “Over the last seven years I’ve worked as
                           “I love the convenience store,” says                         cashier, cook, assistant manager and now the store manager,” she
                           Karin Shafer, manager of our Pittsville                      says, adding that she has worked at various convenience stores for
                           Cenex. “We have the best customers                           30 years.
                          down here, but I’m a little biased.” One
                         of Karin’s goals is to bring the store to the                  Karin lives in the Pittsville area with her two dogs: Gus, 10; and
                       community. Recently the store has sponsored                      Astro, 2. “He’s named after the Jetsons dog,” she smiles. “Can you
                  VFW and volleyball team brat fries, as well as                        tell I’m a child of the 60s?”
   drawing and coloring contests. “We want to be the social center
   for the community,” she states.

                                   Amber Wolf                                           A graduate of Marshfield High School, Amber earned a degree
                                    Accounts Receivable, Marshfield                     in ag business and accounting from UW Platteville. Not only can
                                     Office                                             she balance books, but Amber (who worked for a local mill after
                                        Growing up on a dairy farm outside              high school) can bag and deliver feed. “I can even tie a miller’s
                                        Marshfield, Amber Wolf was was helping          knot,” she declares. Since college, she has worked in grain and
                                        with chores at a very early age. She and        agronomy, and as a safety and compliance specialist.
                                        her three-year-old son Connor now live
                                      in Chili, Wisconsin, but she still helps on the   Amber went to work at ProVision’s main office in June and currently
                                    family farm.                                        audits the cooperative’s accounts receivable. “I’m interested to see
                                                                                        how the role grows from here,” she states. “I think there are some
                                                                                        opportunities.” ■

                          SIN RAPIDS • ME
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• Improved Warranty
                                                                                                        Call (888) 204-0965 - or -
• Very competitive pricing and off-invoice                                                    Visit any of our Central Wisconsin Locations.
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• Lease or purchase financing available.                                                    Marshfield • Wisconsin Rapids • Medford • Merrill
PO Box 988
                                                                          Marshfield, WI 54449

MAIN OFFICE
Marshfield. . . . . . . . . . . . . . . . . . . . 800-236-1041

REGIONAL OFFICE
Hixton. . . . . . . . . . . . . . . . . . . . . . . . 800-944-1784

AGRONOMY
Auburndale. . . . . . . . . . . . . . . . . . . .          715-652-2300
Hixton. . . . . . . . . . . . . . . . . . . . . . . .      715-963-3211
Stratford. . . . . . . . . . . . . . . . . . . . . .       715-687-4373
Unity. . . . . . . . . . . . . . . . . . . . . . . . .     715-223-2308
Warrens. . . . . . . . . . . . . . . . . . . . . .         608-378-4640
CENEX STORES
Auburndale. . . . . . . . . . . . . . . . . . . .          715-502-3131
                                                                             PROVISION MEMBERS
Black River Falls (Hwy 54). . . . . . .
Colby. . . . . . . . . . . . . . . . . . . . . . . .
                                                           715-284-3138
                                                           715-223-2440
                                                                             INVEST $2 MILLION
Fairchild . . . . . . . . . . . . . . . . . . . . . .      715-334-5901                     By Sarah Scholze, Controller
Hixton. . . . . . . . . . . . . . . . . . . . . . . .      715-963-3752
Merrillan . . . . . . . . . . . . . . . . . . . . .        715-333-7650                         In November 2019,    Interest is compounded monthly.
Northfield. . . . . . . . . . . . . . . . . . . . .        715-984-2419                          the cooperative     Member investors receive quarterly
Pittsville. . . . . . . . . . . . . . . . . . . . . . .    715-884-2501                          launched            statements, and they can add funds
                                                                                                its Member           at any time.
Stratford. . . . . . . . . . . . . . . . . . . . . .       715-687-3217
                                                                                               Investment program
FEED/GRAIN                                                                                  The program was          Members can also withdraw
Auburndale. . . . . . . . . . . . . . . . . . . .          715-502-3134                 designed to offer a          funds any time and continue
                                                                             strong return to members for            the account and earn interest,
Chili. . . . . . . . . . . . . . . . . . . . . . . . . .   715-683-2406
                                                                             investing, while lowering the           provided they maintain minimum
Hixton. . . . . . . . . . . . . . . . . . . . . . . .      715-963-3211
                                                                             cooperative’s cost for borrowing        balances of $2,500. Fill out a
Humbird. . . . . . . . . . . . . . . . . . . . . .         715-964-2411      funds. The member can earn a            withdrawal form, and Provision
Stratford. . . . . . . . . . . . . . . . . . . . . .       715-687-4136      competitive rate of return. The         will send a check for the amount
West Salem. . . . . . . . . . . . . . . . . . .            608-786-1102      cooperative can use the money           requested in 3-5 business days.
                                                                             invested to fund operations, instead
COUNTRY STORES                                                               of borrowing on a line of credit.       To invest, simply call me at 800-
Hixton. . . . . . . . . . . . . . . . . . . . . . . . 715-963-3211                                                   236-1041. I will be glad to answer
Marshfield. . . . . . . . . . . . . . . . . . . . 715-387-1045               We have some wonderful news.            any questions and send you an
                                                                             After one year, the program has         information packet to review.
FIRESTONE TIRE/                                                              achieved two million dollars in         When you are ready, just complete
SERVICE CENTER
                                                                             deposits and has paid members           a subscription form including your
Stratford. . . . . . . . . . . . . . . . . . . . . . 715-687-4139            who invested an average 2% on           name, address, and the amount
BULK FUELS/LP GAS                                                            their money.                            you want to invest. Send the form
                                                                                                                     to ProVision Partners Cooperative.
Hixton. . . . . . . . . . . . . . . . . . . . . . . . 800-944-1784
                                                                             This funding tool has generated a
Marshfield. . . . . . . . . . . . . . . . . . . . 800-236-1041
                                                                             lot of interest during its first year   NOTE: You must be a member and
LAWN CARE                                                                    in operation. Most investors have       active customer of ProVision Partners
SERVICE. . . . . . . . . . . . . 715-387-3734                                not been withdrawing their funds.       Cooperative and a Wisconsin
                                                                             They’ve treated it as a long-term       resident to participate in the Member
                                                                             investment, and many have added         Investment program. The minimum
          provisionpartners.coop                                             to their initial deposits.              investment is $2,500. ■
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