Welcome to 2022 Annual Enrollment!
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2022 Healthy You. Healthy Huber.
Welcome to 2022 Annual Enrollment!
While we have been faced with unprecedented disruption from the COVID-19
pandemic, you have all continued to contribute to our ongoing success. We Huber invests in your total
want to thank you for your commitment to our Company as we work together to well-being by delivering a
improve today for a better tomorrow. While we continue to work toward a bright comprehensive benefits
future, and as you continue to take care of Huber, it’s important for Huber to program. In 2022, we
continue to take care of you. are introducing a few
As recently shared in the Huber Management Council announcement for the enhancements to our current
2022 plan year, we are making some important changes to keep you, your family, benefits program. Read this
and our Huber teams as safe and healthy as we can. We will reward employees brochure to:
who are fully vaccinated against COVID-19 with a credit on their medical
contributions. We believe that being fully vaccinated keeps you safe, supports our Find key information about
ability to keep our business moving forward, and is our best defense during the your 2022 benefits
pandemic.
If you aren’t fully vaccinated, you’ll pay more for medical coverage through a Learn about resources to
surcharge on your contributions. The cost of medical claims due to COVID-19 can help you understand your
have a significant impact on our self-insured plans. The surcharge will allow us benefits, as well as programs
to effectively manage these higher-cost claims. This brochure includes some key to support you throughout
information about verifying your vaccination status that you’ll need to know for the year
2022 Annual Enrollment.
Know what to do when you
You are essential to the success of Huber, and we want you to feel and be at your
best every day. We believe this starts with reinforcing Huber’s health and safety are ready to enroll
practices by offering options to protect you and your family against COVID-19.
It also means providing coverage options that support the diverse needs of Annual Enrollment:
you and your families for your total well-being. Our focus is on providing quality
programs and services for your physical, financial, and emotional health. These November 1 – 12, 2021
categories of total well-being represent our holistic, inclusive approach to benefits.
With this in mind, and as 2022 Annual Enrollment approaches, we encourage you
to consider your current coverage, explore the various benefit offerings Huber
provides, and ensure you and your family have the support you need. Let’s head
into 2022 together, as a healthy Huber!
1
Healthy You. Healthy Huber.
What’s Ahead for 2022?
Huber is pleased to announce a variety of enhancements to our current benefits program to support you
and your family in your total well-being. For more detailed information on these enhancements, please
visit www.huber.com/mybenefits.
Available Now! Progyny Fertility Benefits Available Now! Bright Horizons Caregiver Support
Our fertility benefits, provided through Progyny, We are excited to announce that we have
include comprehensive and inclusive coverage to support partnered with Bright Horizons to bring you caregiver
all paths to parenthood! Progyny brings together cutting- support! As of October 1, you now have access to
edge science and a high-quality network of fertility experts subsidized, vetted back-up childcare and elder care for
from across the nation to deliver superior clinical outcomes up to 10 days each year. Plus, you have access to college
and to shorten the path to pregnancy. Progyny offers coaching services. Our partnership with Bright Horizons
comprehensive coverage for family building benefits also includes discounted services and enhanced access
through their Smart Cycle plan, in addition to: to childcare, elder care, home care, tutoring, summer
camps, pet care, and more! Discounts range from 10-20%.
• Personalized guidance and support from a dedicated
Patient Care Advocate To learn more and activate your caregiver support benefit,
please visit https://clients.brighthorizons.com/Huber.
• Leading specialists to provide the most advanced,
effective fertility treatment that is best for you For back-up care, download the Bright Horizons Back-Up
Employees and spouses are eligible for treatment through Care mobile app (Username: Huber; Password:
the Progyny fertility benefits. In order to receive treatment Benefits4You) or call 877-242-2737.
through the Progyny fertility benefits, you must be enrolled in For college coaching services, you may call 888-527-3550.
an Aetna Huber medical plan. To learn more, call 833-215-
5348. You can also view the Progyny Fertility Benefits
brochure on www.huber.com/mybenefits.
NEW! Healthy Huber Rewards
Aetna’s Well-being Gift Cards
Beginning January 1, 2022, you can get rewarded for completing wellness
activities that enhance your overall health and well-being! This includes age-
appropriate preventive screenings, annual physicals, biometric screenings,
vaccinations, and more. Covered employees and their spouses can each
earn up to $50 in gift cards (minimum of $25 in rewards required in order to
redeem gift cards, and rewards expire at the end of each calendar year).
For more information, please call 866-276-1820, visit www.aetna.com, or visit
www.huber.com/mybenefits.
Voya’s Wellness Gift Cards
If you’re enrolled in Critical Illness, Accident, or Hospital Indemnity Insurance
through Voya, you can also earn ADDITIONAL rewards for completing health
screening tests! Covered employees and spouses can each earn up to $50 in
gift cards, and covered children can each earn up to $25 in gift cards
(maximum of $100 for all covered children in calendar year). View the
Voya Wellness Brochure on www.huber.com/mybenefits to learn more or visit
www.hubervoluntarybenefits.com.
2
NEW! Transform Oncology Program NEW! Hinge Health for Back and Joint Pain
Being diagnosed with cancer can be a life Hinge Health provides access to virtual, in-home
changing experience that’s difficult to navigate all on your programs designed to help you conquer pain, recover
own. However, receiving support through the Transform from injuries or stay healthy and pain free. Best of all, Hinge
Oncology Program can help you learn more about your Health’s programs are provided for free to you and your
condition, give you confidence in your treatment plan, and eligible dependents enrolled in an Aetna medical plan
help keep you encouraged. If enrolled in one of Huber’s sponsored by Huber. Here are some of the ways your
medical plans, you and your family will have access to the treatment plan could be tailored to you:
Transform Oncology Program. • Get a personal care team, including a physical
For more information, log in to your member website through therapist and health coach
www.aetna.com or call the number on your Aetna member • Get access to personalized exercise therapy and
ID card to speak with a representative. unlimited 1-on-1 health coaching
• Receive wearable sensors that give live feedback on
your form in the app
Increased! Vision Plan Frame/Contacts The programs are tailored to fit your personal abilities and
Annual Allowance pain, while also adapting as you continue to improve.
Beginning January 1, 2022, Huber’s vision plan frame/ Your health coach serves as an unlimited resource,
contacts annual allowance will be $180, increased from $150. available via email, text, or phone to answer all of your
To learn more about the vision allowance, view the latest questions. If you don’t have pain and are just looking to
Benefits Decision Guide on www.huber.com/mybenefits. stay healthy, you can sign up for Hinge Health’s free app.
And, remember to explore member-only special offers from Recommended exercises will be tailored to you based on
EyeMed, which can help you save money on contact lenses your job and lifestyle.
or glasses! To learn more, view the EyeMed Member Special
Visit www.hingehealth.com/huber to learn more and sign
Offers brochure on www.huber.com/mybenefits.
up for the waitlist – enrollment opens January 1, 2022! For
more information, please call 1-855-902-2777 or view the
Hinge Health Brochure on www.huber.com/mybenefits.
3Increased! Long-Term Disability (LTD) Coverage
Effective January 1, 2022, Huber now provides you with Basic LTD insurance equal to 60% of your annual base pay
(increased from 50% of your annual base pay), at no cost to you! The 10% Supplemental LTD option will no longer be
available for 2022. If you were previously enrolled in the Supplemental LTD coverage, this is a cost-saving for you! Your 10%
Supplemental LTD coverage will automatically cease at the end of 2021. These changes will be visible during 2022
Annual Enrollment.
Updated! Savings And Spending Accounts Contribution Limits
The Health Savings Account (HSA) contribution limits for The current Flexible Spending Accounts (FSAs) contribution
2022, from both you and Huber, are: limits are:
• Up to $3,650 for employee-only coverage • Up to $2,750 for the Health Care FSA*
• Up to $7,300 if you cover dependents • Up to $5,000 for the Dependent Care FSA ($4,550 from
If you enroll in an HSA during Annual Enrollment, Huber will you plus $450 from Huber, a 10% match)*
contribute $500 to your account for employee-only cover- *The maximum pre-tax amount you may contribute to your
age, or $1,000 to your account if you also cover depen- FSAs will increase to match the new IRS maximum limit for
dents. If you’re age 55 or older, you may contribute an 2022 (IRS announcement anticipated in late 2021, after this
additional $1,000. brochure is finalized).
You must actively enroll in your HSA and/or FSAs each year, as your current elections will not carry over into the following
year. Additional information can be found under the “Savings and Spending Accounts” section of
www.huber.com/mybenefits.
Additional Programs to Support You
As a part of our Healthy Huber initiative program, Huber provides resources to help you and your family get the total
well-being care and support you need. These resources are available for you and your family throughout the year to
ensure you have support for your physical, financial, and emotional well-being.
Teladoc – Aetna provides access to telehealth services, along with behavioral health and well-being services and
dermatology assistance as part of your medical plan through Teladoc. In 2022, you will pay $49 until the deductible
is met; 20% coinsurance would then apply. You can connect with a board-certified doctor via video chat or phone,
without leaving your home or office when, where, and how it works best for you!
Aetna’s Concierge – Aetna provides a personal health care assistant, Aetna’s Concierge, to help you understand your
health plan. Log in to your member website through www.aetna.com or call the number on your Aetna member ID
card to speak with a representative and get answers to questions you may have about your coverage, a diagnosis,
selecting a doctor, and more!
Cigna Dental Virtual Care – If you are in need of dental care, but are unable to reach your provider, you can
connect with a licensed dentist through video call for help addressing urgent dental situations such as toothaches,
infection, swelling, bleeding, and more. Cigna Dental Virtual Care is available 24/7, 365 days a year! Log on to your
www,myCigna.com account, and follow the prompts to the virtual care portal to get started.
4Your 2022 Bi-Weekly Contributions
Huber continues to do everything possible to keep costs down for you and the Company. Although medical costs continue
to rise, Huber continues to contribute the greater share of the costs at 75%. For 2022, our Core and Choice I Medical
contributions will be slightly increasing, but our Choice II Medical contributions will not be increasing. Our dental and vision
contributions will also be slightly increasing.
In addition, for the 2022 plan year, Huber will reward employees who are fully vaccinated against COVID-19 with a credit, or
a reduction of $30 each month (up to $360 for the year) on your medical contributions. If you do not submit valid proof
documents indicating that you are fully vaccinated or if you choose not to disclose your vaccination status, you will pay a
surcharge, or an increase of $30 each month (up to $360 for the year) on your medical contributions, as shown below.
Medical Full Time/ Part Time (work 30 or more hours)
Contributions
With Vaccination (Credit) Without Vaccination (Surcharge)
Wellness Credit No Credit Wellness Credit No Credit
Core
Employee only $45.85 $73.54 $73.54 $101.23 Are you fully vaccinated?
Employee + spouse $115.69 $171.08 $143.38 $198.77 Currently, the Centers for
Employee + child(ren) $95.69 $123.38 $123.38 $151.08 Disease Control and
Prevention defines fully
Family $188.31 $271.38 $216.00 $299.08
vaccinated as two weeks
Choice I after your second dose in
Employee only $21.38 $49.08 $49.08 $76.77 a two-dose series, such as
Employee + spouse $69.54 $124.92 $97.23 $152.62 the Pfizer or Moderna
Employee + child(ren) vaccines, or two weeks
$56.00 $83.69 $83.69 $111.38
after a single-dose
Family $117.69 $200.77 $145.38 $228.46 vaccine, such as Johnson
Choice II & Johnson’s Janssen
Employee only -$4.62* $23.08 $23.08 $50.77 vaccine.
Employee + spouse $20.77 $76.15 $48.46 $103.85
Employee + child(ren) $9.23 $36.92 $36.92 $64.62
Family $43.85 $126.92 $71.54 $154.62
Opt-out** $23 bi-weekly cash back
*Your contribution will be reflected as a bi-weekly credit.
**If you receive the opt-out credit, you are not eligible for the COVID-19 vaccination credit or surcharge.
Take Action!
• To earn the wellness credit for 2022, you will need to confirm that you are a tobacco-free family during Annual Enrollment.
If you or any member of your family uses tobacco, you can still earn the wellness credit if you and/or your family member
completes the cessation coaching program.
• To receive the COVID-19 vaccination credit beginning January 1, 2022, you must submit your valid proof documentation
by December 15, 2021. All other employees will receive the COVID-19 vaccination surcharge beginning January 1, 2022.
• To submit your proof documentation that you are fully vaccinated, if you are using the Huber network, visit
www.huber.com/mybenefits and select “Sign in within the Huber network” for easy access via single-sign-on. Or, if
you are outside the Huber network, access COMPASS by visiting www.huberbenefits.com. You can also learn more in
your Benefits Guide.
• After December 15, 2021, you will be able to submit valid proof documentation that you are fully vaccinated to have the
surcharge removed and the credit applied anytime effective the first of the month following the COVID-19 Vaccine Life
Status Event (LSE) date. For example, if you submit your COVID-19 Vaccine LSE along with valid proof documentation on
January 17, the credit will begin on February 1, 2022.
• Employees who have a valid vaccination exemption due to a medical condition or sincere religious belief may receive
the credit, subject to weekly COVID-19 testing. An approved accommodation form will be required. See your local HR
representative for more information.
Note: The vaccination credit/surcharge will be valid for the 2022 plan year. We will continue to monitor changes in public policy and our
industry to guide decisions for future plan years.
52022 BI-WEEKLY CONTRIBUTIONS CONTINUED
Dental Vision
Active Full-time Dental I Dental II Active Full-time EyeMed Vision Care Plan
Employee only $8.71 $5.65 Employee only $3.95
Employee + spouse $16.98 $10.93 Employee + spouse $7.49
Employee + child(ren) $16.98 $8.63 Employee + child(ren) $7.89
Family $28.64 $16.27 Family $12.62
Opt-out $2.30 bi-weekly cash back
Resources to Help You Choose
As you think about your total well-being needs for 2022, carefully review your options to ensure you are
prepared to make an informed choice.
Explore Huber’s Virtual Benefits Fair to easily access important information about your benefit options and learn
directly from your carriers. In addition, you will be able to watch videos on a variety of benefit topics through the
“Ask Debbie” Virtual Benefits Assistant. If you visit at least five booths, your name will be entered into a drawing to win
a prize! See your local HR representative for details. Visit www.virtualfairhub.com/huber to get started.
Review the latest Benefits Decision Guide on www.huber.com/mybenefits to learn more about your physical,
financial, and emotional well-being benefit plan options.
Visit Huber’s benefits site, www.huber.com/mybenefits, to find benefit plan summaries and the contact information
of your benefit plan providers. You’ll also find information about specific vendor programs, such as Healthy Huber
Rewards, the 401(k) Savings Plan, Cigna’s Dental Virtual Care, and much more.
Get Decision Support to better understand your prescription drug costs by medical plan option. Express Scripts
offers an interactive tool to help you to get to know your prescription drug benefits. Visit www.express-scripts.com/
frontend/open-enrollment/jmhubercorporation to price a medication, find out what medications are covered,
locate a pharmacy, and more.
Connect to the COVID-19 page on https://hubernet.jmhuber.com/covid-19 to learn the latest updates on how
Huber is addressing the COVID-19 situation.
When You’re Ready to Enroll
You have two easy ways to enroll – online or by phone.
www.huberbenefits.com 1-844-347-9035
Enroll online at your convenience at any time of day or night. Representatives are available to
Easy access via single-sign-on available through Okta and assist you Monday through Friday,
selecting “COMPASS” or by visiting www.huber.com/mybenefits. from 9am to 6pm, EST.
What action is required?
You must take action before the enrollment deadline if you want to make changes to
your benefits and/or confirm your tobacco-free status to receive your wellness credit. Don’t miss out!
Also, be sure to take action by December 15, 2021 (by providing proof documentation
of your vaccination status confirming you are fully vaccinated) to receive the COVID-19 Annual
vaccination credit beginning January 1, 2022. Enrollment:
What happens if you don’t enroll?
If you don’t enroll, you will keep your current coverage, with the exception of your
November 1 –
wellness credit and/or FSAs and HSA annual contribution elections. November 12
Remember, if you don't take action by December 15, 2021 to receive the COVID-19
vaccination credit, you will have to pay the COVID-19 vaccination surcharge.
This document highlights some of the provisions of the company’s benefits programs as of January 1, 2022. Complete details may be found
in the 2022 Huber benefits decision guide and in the official plan documents. In case of a conflict between the information contained in this
brochure and the plan documents, the plan documents always prevail. In addition, the company reserves the right to amend or end these plans
at any time for any reason.
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