OPEN ENROLLMENT PLAN YEAR 2022 - MEDICARE EXCHANGE RETIREES - PEBP
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OPEN ENROLLMENT PLAN YEAR 2022 775-684-7000 or 1-800-326-5496 MEDICARE EXCHANGE RETIREES www.pebp.state.nv.us
Today’s Topics What is the Public Employees’ Benefits Program (PEBP)? Dates of Open Enrollment Upcoming Changes Enrollment Process Dental Plan Rates and HRA Funding Contact Information This presentation is available on the Open Enrollment section of the PEBP website
Public Employees’ Benefits Program Administers PEBP insures healthcare benefits approximately 71,000 for State employees, total lives approved non-state 44,000 Primary Participants agencies and retirees 27,000 Covered Dependents Accessing Information: • Member Services Overseen by a Board of • PEBP Website Directors appointed • E-PEBP Portal through the Governor • Newsletters
Plan Year 2022 July 1, 2021 – June 30, 2022 X X X The information in this presentation contains general plan benefits and may not include additional provisions or exclusions. For more in-depth plan benefits, please refer to each Master Plan Document.
Open Enrollment: May 1 – 31, 2021 Complete all changes online through the E-PEBP Portal All changes made during Open Enrollment will be effective July 1, 2021 Elect or decline PEBP dental. Dental plan coverage is effective for the entire plan year.
Upcoming Changes Basic Life Insurance Cap on Exchange HRA HRA Funding Currently active employees Medicare Exchange HRA balances Medicare retirees eligible for an enrolled in PEBP coverage will be caped at $8,000 on May HRA will continue to receive $13 receive $25,000 and eligible 31, 2021. Although you can per month per year of service. retirees receive $12,500. accrue more than $8,000 Effective PY22 active employees enrolled in PEBP coverage will throughout the plan year, any receive $15,000 and eligible balances over $8,000 will be retirees will receive $7,500. reduced to the $8,000 cap on May 31, 2021. NOTE: Retirees and covered dependents, spouses, or domestic partners MUST continue to pay their Part B premiums, and stay enrolled in a medical plan through Via Benefits in order maintain PEBP Benefits. Retiree benefits include: HRA funding, life insurance, dental, and voluntary benefits.
Forgot Your Password Your initial password is your eight-digit date of birth followed by the last four of your social (mmddyyyyssss). Your participant ID is the number that appears in the middle of your PEBP member ID card, without any of the preceding zeros, in most cases.
• Review Current Benefits • Complete Qualifying Life Events • Enroll in Voluntary Products
Send a Secure Message NAME To avoid longer than normal hold times, please send a secure message through your E-PEBP portal or view open enrollment information online. Have a question regarding billing, eligibility, plan benefits, address change or any inquires regarding your PEBP benefits please send a secure message through your E-PEBP portal.
PEBP Dental Plan Medicare Exchange Eligible Participants
Dental Benefits Overview Medicare Exchange Participants BENEFIT CATEGORY In-Network Out-of-Network** Individual Plan Year Maximum $1,500 per person $1,500 per person (applies to basic and major services) Plan Year Deductible $100 per person or $100 per person or (applies to basic and major services only) $300 per family (3 or more) $300 per family (3 or more) Preventive Services* • Covered 100% • Covered 80% Routine cleanings (4/plan year) • Not subject to deductible • Not subject to deductible Exams, bitewing X-rays (2/plan • Does not apply towards individual plan year • Does not apply towards individual plan year year) max max Basic Services* Periodontal, fillings, extractions, You pay 20% coinsurance after deductible is met You pay 50% coinsurance after deductible is met root canals, full-mouth X-rays Major Services* Bridges, crowns, dentures, You pay 50% coinsurance after deductible is met You pay 50% coinsurance after deductible is met tooth implants Not Covered– See FSA section Not Covered– See FSA section Orthodontia (adults and children) for orthodontia options for orthodontia options *Allowable fee schedule applies **The plan will reimburse at the U&C rates for participants in the Las Vegas area using an out-of-network provider within the in-network service area; OR For services received out-of-network, outside of Nevada.
PEBP Dental Option • Via Benefits medical plan = option to elect PEBP dental • Dental coverage effective for the entire plan year • Automatic reimbursement, no paper claim required • Mail or email in RBECF to enroll (or decline) in PEBP dental • Monthly dental premium will be deducted from your PERS pension • No PERS pension? Pay online or set up automatic payments through your E-PEBP Portal Monthly PY22 PEBP Dental Plan Rates July 1, 2021 – June 30, 2022 State Retiree Non-State Retiree Retiree only $49.76 $42.28 Retiree + Spouse/DP* $99.52 $84.56 *Spouse/DP must also have a medical plan through Via Benefits in order to elect PEBP dental
Medicare Exchange HRA Contribution Change Medicare retirees will continue to receive $13 per month per year of service. Exchange – Monthly HRA Contribution • Participants who retired before January 1, 1994 Medicare Retirees Enrolled in Via Benefits receive the 15-year ($165) base contribution Years of Service Contribution • Participants who retired on or after January 1, 1994, 5 $65 the contribution is $13 per month per year of service 6 $78 beginning with 5 years ($65) to a maximum of 20 7 $91 years ($260). 8 $104 • Employees hired after January 1, 2010 who retire 9 $117 with fewer than 15 years of service, and who are not disabled, do not receive a years of service subsidy 10 $130 11 $143 • Employees who were initially hired* on or after 12 $156 January 1, 2012 do not receive a years of service subsidy or Exchange HRA. 13 $169 14 $182 NOTE: Your hire date is considered the date which you 15 (base) $195 began working for a PEBP participating employer. Many 16 $208 employers may participate in PERS, but do not 17 $221 participate in PEBP. 18 $234 19 $247 20 $260
Dates and Deadlines If you do not wish to make any changes NO action is required. If you wish to make changes to your medical plan you must do so through Via Benefits during Medicare Open Enrollment, October 15 – December 7. ⏳ Plan Year 2022 Deadline to Changes Open Enrollment Complete Changes Become Effective May 1st - May 31st May 31st July 1, 2021 This presentation is available on the Open Enrollment section of the PEBP website
Questions? Nicole Pluta, Education and Information Officer
Public Employees’ Benefits Program 901 S. Stewart St. Suite 1001 Carson City, NV 89701 www.pebp.state.nv.us memberservices@peb.nv.gov 775-684-7000 or 1-800-326-5496 Log on to your E-PEBP Portal to contact us! Thank You FOR JOINING US!
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