MEDICARE ADVANTAGE PRESENTED BY: KRISTIN SCOTT - BLUECROSS BLUESHIELD OF SOUTH CAROLINA

Page created by Anita Fowler
 
CONTINUE READING
MEDICARE ADVANTAGE PRESENTED BY: KRISTIN SCOTT - BLUECROSS BLUESHIELD OF SOUTH CAROLINA
Medicare Advantage
Presented By: Kristin Scott
MEDICARE ADVANTAGE PRESENTED BY: KRISTIN SCOTT - BLUECROSS BLUESHIELD OF SOUTH CAROLINA
Overview

      Learn about our Medicare Advantage plans.

      Web Resources
      •     ID Card Guide
      •     BlueCross TotalSM PPO Provider Office Administrative Manual
      •     BlueCross SecureSM HMO Provider Office Administrative Manual
      •     Medicare Advantage Prior Authorization List

      Also Visit
      •     Education Center
      •     News Bulletins
      •     www.SCBluesMedAdvantage.com
      •     www.cms.gov

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
                                                                                                                   2
MEDICARE ADVANTAGE PRESENTED BY: KRISTIN SCOTT - BLUECROSS BLUESHIELD OF SOUTH CAROLINA
Participating Provider Agreement

       The Provider Agreement and the Medicare Advantage Office Administrative Manual
       outline the contractual responsibilities of the network provider regarding the Centers
       for Medicare & Medicaid Services (CMS) requirements to comply with all Medicare
       laws, regulations and CMS instructions, federal and state laws, and applicable
       authorities in the performance of delegated services.

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
MEDICARE ADVANTAGE PRESENTED BY: KRISTIN SCOTT - BLUECROSS BLUESHIELD OF SOUTH CAROLINA
Participating Provider Agreement

      Here is a general summary of the provider requirements:
      • The provider will file claims to the plan.
      • The provider will accept BlueCross’ payment plus any patient copays, coinsurance
        and deductibles as full reimbursement.
      • The preferred provider will not bill the patient for more than his or her applicable
        patient liability amount not to exceed the fee allowance.
      • The provider agrees to cooperate fully with the Utilization Review Procedures in the
        Professional Agreement.
      • The provider will use other network providers for a member’s care.
      • The provider agrees to bill promptly and in a manner approved by BlueCross for all
        services.

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
MEDICARE ADVANTAGE PRESENTED BY: KRISTIN SCOTT - BLUECROSS BLUESHIELD OF SOUTH CAROLINA
MEDICARE ADVANTAGE PRODUCTS
                     AND BENEFITS

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
MEDICARE ADVANTAGE PRESENTED BY: KRISTIN SCOTT - BLUECROSS BLUESHIELD OF SOUTH CAROLINA
BlueCross TotalSM

      BlueCross Total
      BlueCross Total is a Medicare Advantage PPO plan that allows members to go to any
      network doctor, specialist or hospital for in-network benefits. A member can choose
      an out-of-network provider, but he or she may have to pay more for services. This plan
      is supported by the Medicare Advantage PPO network of providers.

      • The prefix is ZHP.
      • The suitcase on the front of the card indicates
        the network.
      • The plan name is located on the front of the card
        in the upper right quadrant
      • If a BlueCross Total member chooses to seek
        out-of-network services when in-network
        services are available, higher out-of-network
        cost sharing will apply.
BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
MEDICARE ADVANTAGE PRESENTED BY: KRISTIN SCOTT - BLUECROSS BLUESHIELD OF SOUTH CAROLINA
BlueCross Total Service Area

Service Area                                        2020                                                            2021
                                                      Anderson, Cherokee, Greenville,                                  Anderson, Cherokee,
 Total Upstate                                         Oconee, Pickens, Spartanburg,                                Greenville, Oconee, Pickens,
                                                                   York                                                 Spartanburg, York
                                                         Aiken, Calhoun, Fairfield,                                 Aiken, Calhoun, Chesterfield,
                                                         Florence, Horry, Kershaw,                                    Dillon, Fairfield, Florence,
                                                     Lexington, Orangeburg, Richland,                                Horry, Kershaw, Lexington,
 Total Midlands/Coastal
                                                              Saluda, Sumter                                              Marion, Marlboro,
                                                                                                                    Orangeburg, Richland, Saluda,
                                                                                                                                Sumter
                                                       Beaufort, Berkeley, Charleston,                                   Beaufort, Berkeley,
 Total Lowcountry                                         Dorchester, Georgetown                                       Charleston, Dorchester,
                                                                                                                            Georgetown

 BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
MEDICARE ADVANTAGE PRESENTED BY: KRISTIN SCOTT - BLUECROSS BLUESHIELD OF SOUTH CAROLINA
BlueCross Total Service Area
                                                                                             Products are offered to eligible consumers
                                                                                             in these counties; however, the Medicare
                                                                                                 Advantage PPO Network includes
                                                                                              participating providers across the state.

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
MEDICARE ADVANTAGE PRESENTED BY: KRISTIN SCOTT - BLUECROSS BLUESHIELD OF SOUTH CAROLINA
BlueCross Total

Monthly Plan Premium                                2020                                                            2021
 Total Upstate                                      $19                                                             $19

 Total Midlands/Coastal $15                                                                                         $15

 Total Lowcountry                                   $29                                                             $29

 BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
BlueCross Total

                                                   2020                                                      2021
Deductible                                         $0                                                        $0
In-Network Maximum
                                                   $6,700                                                    $6,900
Out-of-Pocket
Combined Maximum
Out-of-Pocket
(Costs for covered
medical services from INN
and OON count towards
                          $10,000                                                                            $10,000
combined maximum OOP.
Plan premium does not
count toward Maximum
OOP.)

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
BlueCross Total

                                                    2020                                                      2021
Inpatient Hospital-Acute                            INN $400 per day for days 1-4                             INN $450 per day for days 1-4
                                                        $0 for days 5-90                                          $0 for days 5-90

Inpatient Hospital-                                 INN $440 per day for days 1-4                             INN $465 per day for days 1-4
Psychiatric                                             $0 for days 5-90                                          $0 for days 5-90
Skilled nursing facility                            INN $0 per day for days 1-20                              INN $0 per day for days 1-20
(SNF) care                                              $178 per day for                                          $184 per day for
                                                        days 21-100                                               days 21-100
Urgently Needed Services                            INN and OON $45 copay per                                 INN and OON $50 copay per visit
                                                    visit

 BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
BlueCross Total

                                       2020                                                           2021
Worldwide                               $250 copay once per calendar                                  $250 service specific deductible and
Emergency/Urgent                        year, then 20% coinsurance                                    then a 20% coinsurance for emergency
Coverage                                                                                              care outside of the United States

Ambulance Services INN and OON $275 per one-way INN and OON $295 per one-way trip
                   trip for ground ambulance    for ground ambulance
Hearing Aids                            The copay range is based on                                   The copay range is based on different types and
                                                                                                      styles of hearing aids. The lower range is for the
                                        different types and styles of                                 Advanced hearing aid type and the higher range
                                        hearing aids. The lower range is                              is for the Premium hearing aid type.
                                        for the Advanced hearing aid                                  Premium hearing aids are available in
                                        type and the higher range is for                              rechargeable style options (for and additional
                                                                                                      $50 per aid). Member must use TruHearing
                                        the Premium hearing aid type                                  provider for this benefit.

 BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
BlueCross Total

                                                       2020                                                   2021
Preventive Dental                                       Fluoride Treatment is                                 Fluoride Treatment not covered
                                                        covered

 BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
BlueCross Total

Part D
Prescription  2020                                                                                    2021
Drug Coverage
Deductible                     $70 deductible on Tier 3, 4, and 5                                     $100 deductible on Tier 3, 4, and 5
Stage                          medications (Tiers 1 and 2 excluded)                                   medications (Tiers 1 and 2 excluded)
                               Tier 1-$5 copay, Tier 2-$15 copay                                      Tier 1-$5 copay, Tier 2-$15 copay
Initial Coverage Tier 1-$5 copay, Tier 2-$15 copay, Tier 3- Tier 1-$5 copay, Tier 2-$15 copay, Tier 3-
Stage            $37, Tier 4-45% of cost, Tier 5-31% of cost $37, Tier 4-45% of cost, Tier 5-31% of cost

Coverage Gap                   When total drug spend reaches $4,020                                   When total drug spend reaches $4,130
(a.k.a. Donut                  Tier 1-same cost as Initial Coverage Stage                             Tier 1-same cost as Initial Coverage Stage
Hole)                          or 25% of costs (whichever is lower)                                   or 25% of costs (whichever is lower)
                               Generic drugs (not Tier 1)-25% of cost                                 Generic drugs (not Tier 1)-25% of cost
                               Brand drugs-25% + part of dispensing fee                               Brand drugs-25% + part of dispensing fee
Catastrophic                   When True out-of-pocket reaches $6,350                                 When True out-of-pocket reaches $6,550
Coverage Stage                 Member pays greater of:                                                Member pays greater of:
                               5% coinsurance or                                                      5% coinsurance or
                               $3.60 for generic and $8.95 for all other                              $3.70 for generic and $9.20 for all other
                               drugs                                                                  drugs
 BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
BlueCross SecureSM

      BlueCross SecureSM
      BlueCross Secure is a Medicare Advantage HMO. Members must go to a network
      doctor, specialist or hospital for in-network benefits.

         • The prefix is ZOH or ZOM.
         • The plan name is located on the front of the
           card in the upper-right quadrant.
         • Beginning on January 1, 2020, BlueCross
           Secure Greenville and BlueCross Secure
           Richland use the same provider network as
           our PPO plan. This large provider network
           includes every hospital in SC except for
           MUSC.
             Out-of-network services are NOT covered.

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.   15
BlueCross Secure

      BlueCross Secure
      BlueCross Secure offers two plans with a huge provider network throughout the state
      of South Carolina for residents in the following counties:

               1. BlueCross Secure HMO Greenville (ZOH prefix)
               2. BlueCross Secure HMO Richland (ZOM prefix)

      • Beginning in January 1, 2020 BlueCross Secure HMO members have access to the
        same provider network as Medicare Advantage PPO members.
      • In 2021, BlueCross Secure HMO members will have the access to the same large
        provider network as they do today. This encompasses all hospitals in South Carolina
        except for MUSC and makes it easy for BlueCross Secure HMO members to find a
        network provider.

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
BlueCross Secure

Monthly Plan Premium                                2020                                                            2021
 Secure Greenville HMO $0                                                                                           $0

 Secure Richland HMO                                $10                                                             $10

 BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
BlueCross Secure

                                                   2020                                                      2021
Deductible                                         $0                                                        $0
Maximum Out-of-
Pocket                                                                                                       $6,700
(Costs for covered                                                                                           Once member has paid $6,700
medical services count                                                                                       OOP for covered Part A and
towards maximum OOP.                                                                                         Part B services, member pays
Plan premium and costs                             $6,700
                                                                                                             nothing for covered Part A and
for prescription drugs to                                                                                    Part B services for remainder
not count toward                                                                                             of year
Maximum OOP.)

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
BlueCross Secure

                                                    2020                                                      2021
Doctor office visits                                Primary Care visits: $15 per                              Primary Care visits: $15 per visit
                                                    visit                                                     Specialist Visit: $40 per visit
                                                    Specialist Visit: $40 per visit
Telehealth Services                                 $5 for each Telehealth visit                              $5 for each PCP or urgent care
                                                                                                              Telehealth visit
Inpatient hospital stays                            Days 1-4: $400 per day                                    Days 1-4: $425 per day
                                                    Days 5-90: $0 per day                                     Days 5-90: $0 per day
Worldwide                                           $250 copay once per calendar There is a $250 service specific
Emergency/Urgent                                    year, then 20% coinsurance   deductible and then 20%
Coverage                                                                         coinsurance for emergency care
                                                                                 outside of the United States

 BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
BlueCross Secure

Part D
Prescription  2020                                                                                    2021
Drug Coverage
Deductible                     $70 deductible on Tier 3, 4, and 5                                     $70 deductible on Tier 3, 4, and 5
Stage                          medications (Tiers 1 and 2 excluded)                                   medications (Tiers 1 and 2 excluded)
                               Tier 1-$5 copay, Tier 2-$15 copay                                      Tier 1-$5 copay, Tier 2-$15 copay
Initial Coverage Tier 1-$5 copay, Tier 2-$15 copay, Tier 3- Tier 1-$5 copay, Tier 2-$15 copay, Tier 3-
Stage            $37, Tier 4-45% of cost, Tier 5-31% of cost $37, Tier 4-45% of cost, Tier 5-31% of cost

Coverage Gap                   When total drug spend reaches $4,020                                   When total drug spend reaches $4,130
(a.k.a. Donut                  Tier 1-same cost as Initial Coverage Stage                             Tier 1-same cost as Initial Coverage Stage
Hole)                          or 25% of costs (whichever is lower)                                   or 25% of costs (whichever is lower)
                               Generic drugs (not Tier 1)-25% of cost                                 Generic drugs (not Tier 1)-25% of cost
                               Brand drugs-25% + part of dispensing fee                               Brand drugs-25% + part of dispensing fee
Catastrophic                   When True out-of-pocket reaches $6,350                                 When True out-of-pocket reaches $6,550
Coverage Stage                 Member pays greater of:                                                Member pays greater of:
                               5% coinsurance or                                                      5% coinsurance or
                               $3.60 for generic and $8.95 for all other                              $3.70 for generic and $9.20 for all other
                               drugs                                                                  drugs
 BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
BlueCross TotalSM Value

      BlueCross Total Value
      BlueCross Total value is a new Medicare Advantage PPO $0 premium plan for 2021
      that allows members to go to any network doctor, specialist or hospital for in-network
      benefits. A member can choose an out-of-network provider, but he or she may have to
      pay more for services. This plan is supported by the Medicare Advantage PPO network
      of providers.

      • The prefix is ZHP.
      • The suitcase on the front of the card indicates
        the network.
      • The plan name is located on the front of the card
        in the upper right quadrant
      • If a BlueCross Total Value member chooses to
        seek out-of-network services when in-network
        services are available, higher out-of-network
        cost sharing will apply.
BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
BlueCross Total Value Service Area

   Service Area
                                                                                 Anderson, Cherokee, Greenville, Oconee,
       Total Value Upstate                                                       Pickens, Spartanburg, York
                                                                                 Aiken, Calhoun, Chesterfield, Dillon, Fairfield,
                                                                                 Florence, Horry, Kershaw, Lexington, Marion,
       Total Value Midlands/Coastal
                                                                                 Marlboro, Orangeburg, Richland, Saluda,
                                                                                 Sumter

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
BlueCross Total Value Service Area
                                                             Products are offered to eligible consumers in these counties;
                                                              however, the Medicare Advantage PPO Network includes
                                                                       participating providers across the state.

           Upstate
           Midlands/Coastal

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
BlueCross Total Value

   Monthly Plan Premium                                                          2021
                                                                                 $0
       Total Value Upstate

                                                                                 $0
       Total Value Midlands/Coastal

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
BlueCross Total Value

                                                                                 2021
                                                                                 $0
       Deductible

       In-Network Maximum Out-of-     $7,550
       Pocket
       Combined Maximum Out-of-Pocket $11,300
       (Costs for covered medical services
       from INN and OON count towards
       combined maximum OOP. Plan
       premium does not count toward
       Maximum OOP.)

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
BlueCross Total Value

                                                                                 2021
    Inpatient Hospital-Acute                                                     INN $495 per day for days 1-4
                                                                                     $0 for days 5-90
    Inpatient Hospital-Psychiatric                                               INN $620 per day for days 1-3
                                                                                     $0 for days 4-90
    Outpatient Hospital                                                          INN $0-395 copay per visit
    Emergency Care                                                               INN $90 copay per visit
    Urgent Care                                                                  INN $65 copay per visit
    Diagnostic tests and procedures                                              INN $0-275 copay per visit
    Lab Services                                                                 INN $10 copay
    Diagnostic radiology services (e.g., MRI) INN $0-150 copay per visit
    Outpatient x-rays                                                            INN $10-20 copay

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
BlueCross Total Value

                                                        2021
    Annual Physical Exam                                INN $0 copay for one physical exam per year. This is in
                                                        addition to the Medicare-covered annual wellness visit and
                                                        the “Welcome to Medicare” Preventive Visit.
    Hearing                                             Hearing exam: INN $45 copay
                                                        Hearing aids: INN $699-999 copay*
    Preventive Dental                                   Oral exam: INN $0 copay*
                                                        Cleaning: INN $0 copay*
                                                        Dental x-rays: INN $0 copay*
    Vision                                              Routine eye exam: INN $0 copay*
                                                        Contact lenses: INN $0 copay*
                                                        Eyeglasses (frames and lenses): INN $0 copay*
                                                        Eyeglass frames: INN $0 copay*
                                                        Eyeglass lenses: INN $0 copay*
    *There may be limits on how much the plan will provide
BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
BlueCross Total Value

                                                  2021
    Mental Health Services Inpatient hospital-psychiatric: INN $620 per day for days 1-3;
                           $0 per day for days 4-90
                           Outpatient visit with a psychiatrist (Group and Individual
                           Therapy: INN $40 copay
                           Outpatient visit (Group and Individual Therapy): INN $40
    Skilled Nursing Facility                       INN: $0 per day for days 1 through 20; $184 per day for days
                                                   21 through 100
    Rehabilitation Services                        Occupational therapy visit: INN $40 copay
                                                   Physical therapy visit: INN $40 copay
                                                   Speech and language therapy visit: INN $40 copay
    Ground Ambulance                               INN and OON: $310 copay

    *There may be limits on how much the plan will provide
BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
BlueCross Total Value

                                                  2021
    Podiatry Services                              Foot exams and treatment: INN $50 copay

    Medical                                        Durable medical equipment: INN 20% coinsurance per item
    Equipment/Supplies                             Prosthetics: INN 20% coinsurance per item
                                                   Diabetes supplies: INN 0-20% coinsurance per item
    Medicare Part B Drugs                          Chemotherapy: INN 20% coinsurance
                                                   Other Part B Drugs: INN 20% coinsurance
    Supplemental Benefits                          Fitness benefit through Silver&Fit; hearing aids though
                                                   TruHearing; vision services through the VSP Network; meal
                                                   program after discharge from an inpatient stay; OTC benefit
                                                   through Medline

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
BlueCross Total Value

   Part D Prescription
                                                  2021
   Drug Coverage
    Deductible Stage                               $200 deductible on Tier 3, 4, and 5 medications
                                                   Tiers 1 and 2 excluded
                                                   Tier 1-$5 copay, Tier 2-$15 copay
    Initial Coverage Stage                         Tier 1-$5 copay, Tier 2-$15 copay, Tier 3-$47, Tier 4-45% of
                                                   cost, Tier 5-29% of cost
    Coverage Gap (a.k.a.                           When total drug spend reaches $4,130
    Donut Hole)                                    Tier 1-same cost share as Initial Coverage Stage or 25% of
                                                   costs (whichever is lower), Generic drugs (not Tier 1)-25% of
                                                   costs, Brand drugs-25% of costs + part of dispensing fee
    Catastrophic Coverage                          When True out-of-pocket costs reach $6,550
    Stage                                          Member pays greater of:
                                                   5% coinsurance or
                                                   $3.70 for generic and $9.20 for all other drugs

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
Value-Added Benefits

                                            For all Medicare Advantage Plans
    Vision Services                         Through a VSP Advantage Network Provider: $0 Comprehensive
    through VSP                             WellVision Exam, $0 for one pair of glasses to include frames and
    Network                                 lenses or one pair of contact lenses every 2 years
    Hearing Aids       $45 in-network routine exam, up to 2 hearing aids per year ($699-
    through TruHearing 999 per aid) through TruHearing (rechargeable option for an
                       additional $50 per hearing aid)
    Fitness Benefit                         $0 copay for basic membership to a Silver & Fit participating
    through Silver&Fit                      fitness center; up to 2 home fitness kits per year; 1,500+ home
                                            workout videos, daily workout classes via Facebook Live and
                                            YouTube; 1 Stay Fit Kit per year (wearable fitness tracker kit, yoga
                                            kit, or strength kit); healthy aging coaching via phone
    Diabetic Supplies                       0% coinsurance for diabetic supplies through OneTouch (e.g.,
    through OneTouch                        OneTouch Verio Reflect meter, OneTouch Verio Flex meter)

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
Value-Added Benefits

                                                  For all Medicare Advantage Plans
    Meal Program                                   $0 copay upon discharge from and inpatient stay (Hospital,
                                                   SNF, or Rehab facility); provides 10 meals total (2 meals per
                                                   day for 5 days)
    OTC Benefit through                            $0 copay for members to get up to $25 per quarter (up to
    Medline                                        $100 per year) for over-the-counter supplies through Medline.
                                                   Members can order online, by phone, or through the mail
    Blue CareOnDemandSM $5 copay per telehealth visit using Blue CareOnDemand
    for Telehealth      provides members access to a convenient, in-home way to
                        video chat with a doctor

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
Featured Benefit

      Physical and Wellness Exams
      In addition to the Medicare covered Annual Wellness visit, BlueCross also covers an
      extensive annual physical exam including any of the following:
      • Medical history collection
      • Vital signs
      • Observation of general appearance
      • Head and neck exam
      • Heart and lung exam
      • Abdominal exam
      • Neurological exam
      • Dermatological exam
      • Extremities exam
      • Lab work
      • EKGs and any other Medicare-covered tests administered during the exam

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
Featured Benefit

      Physical and Wellness Exams
      Coverage of an annual physical is in addition to the Medicare Part B-covered wellness
      exam and the “Welcome to Medicare” preventive visit using these codes:

      Medicare Part B Annual Wellness CPT codes:
      • G0402 (initial preventive physical examination; face-to-face visit, services limited
        to new beneficiary during the first 12 months of Medicare enrollment)
      • G0438 (once per lifetime)
      • G0439 (annually) or G0468 (annually FQHC code)

      Annual Physical CPT codes:
      • 99381 – 99387 (new patient physical)
      • 99391 – 99397 (established patient physical)
      Note: The supplemental benefits annual physical exam includes any service performed
      by the physician in conjunction with the annual physical such as labs, EKG, etc.
BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
Benefits

      CMS has established requirements applicable to BlueCross Medicare Advantage
      benefit plans.

      All BlueCross Medicare Advantage benefit plans will:
      • Provide members with all Part A (except hospice care) and Part B benefits covered
        under Original Medicare
      • Not impose limitations, waiting periods or exclusions from coverage due to pre-
        existing conditions that are not present in Original Medicare
      • Cover ambulance services dispatched through 911 or a local equivalent
      • Cover all Medicare preventive services performed at a network provider without
        copay

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
Benefits

            All BlueCross Medicare Advantage benefit plans will:
               • Provide maintenance and post-stabilization care services.
                  – Benefits include covered services related to an emergency medical condition
                     and which are provided after the member is stabilized either to maintain the
                     member’s stabilized condition or, under certain circumstances, to improve or
                     resolve the member’s condition.
               • Renal dialysis services for members temporarily outside of the plan’s service area
               • Offer a network of providers that allows sufficient access to covered services,
                 according to CMS standards.
               • Provide benefits in a manner consistent with professionally recognized standards
                 of health care.
               • Make covered services available to members through office hours or telephone
                 service, 24 hours a day, seven days a week.

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
CMS Medicare Advantage Star Rating

                                                                                                        Improved Health Outcomes
                                                           Higher Star Ratings =                        Positive Patient Experience
                                                                                                        Increased Provider Incentive

    CMS Star Ratings
•    What is it? As part of the Medicare Advantage Star Ratings
      program, health plans and providers are scored based on the care that
      is completed (e.g., HEDIS quality measures), patient satisfaction
      (e.g., CAHPS surveys) and other administrative elements.

•    Why does it matter? Each year, CMS publishes Medicare Star Ratings to assist beneficiaries in
      choosing a plan that produces the highest quality of care. As a result, a higher Star Rating provides
      increased financial opportunity for physicians through incentive programs.

•    How can providers increase ratings? Providers can improve Star ratings by addressing all health
      services for which a member is due and promptly submit proper documentation (e.g. claims,
      diagnosis code, medical charts). Including initiatives to increase patient satisfaction will also drive
      star rating improvement.
BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
                                                                                                                   37
Improve STAR Performance

      The Provider’s role in CMS Star Ratings
      • Schedule patients for Medicare Annual Wellness Exams annually
      • Document all care in the patient’s medical record
      • Code and bill appropriately for services rendered and conditions addressed
      • Promote medication adherence
      • Recommend formulary alternatives
      • Recommend participation in disease management programs
      • Respond to medical record requests (within five business days)

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
Provider Quality Incentive

      Patient Assessment Reports                                                                           CPTII Coding Incentive
 • Patient assessment reports are member                                                      •      Available for providers who submit
   specific and prepopulated for the                                                                 accurate CPTII codes for specific
   provider.                                                                                         services that contribute to positive
                                                                                                     health outcomes and close HEDIS
 • Requires an in person or telehealth visit                                                         care gaps.
   with member to address, make referrals,
   and complete the quality and risk care                                                     •      Providers can earn up to $50 for
   gaps highlighted.                                                                                 each CPTII code appropriately
                                                                                                     submitted on a claim.
                                                                                                            Diabetic Eye Exam
 • Requires submission of medical records                                                              –
                                                                                                       –    Diabetic A1C Values
   with assessment.                                                                                    –    Diabetic Nephropathy Testing
                                                                                                       –    Hypertensive blood pressure control
 • Submitted forms are worth up to $150.                                                               –    Medication Reconciliation Post Inpatient
                                                                                                            Hospital Discharge

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
Quality Nurse Navigators

      Our Medicare Advantage program has Quality Navigator nurses available to work 1-on-1 with
      provider offices.

      Our Quality Navigator nurse team can assist with:
      •    Taking action on patient lists and identifying open care gaps
      •    Reducing the administrative burden of your office by collecting medical record information
           through available EMR systems
      •    Understanding proper risk assessment documentation and coding
      •    Tracking participation in Medicare Advantage provider incentive programs
      •    Tracking your quality performance by sharing score cards on a regular basis
      •    Monthly in-depth education on quality measures and documentation requirements
      •    Hosting a community health event at or near your office to assist with care gap closures and
           increase patient engagement
      •    Assisting with referrals to care management teams
      •    Being a general liaison for questions or concerns with Medicare Advantage

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
Pharmacy Concierge

   Medicare Advantage now offers pharmacy concierge services to
   members and providers.

   Providers can take advantage of the pharmacy concierge program
   to help with:
            –     Formulary alternatives
            –     Assistance with prior authorizations for medications and step therapies
            –     General guidance on medication adherence
            –     Collaboration in office with Medicare Advantage members

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
CAHPS and HOS surveys

     Consumer Assessment of Healthcare                                                               Health Outcomes Survey (HOS)
       Providers and Systems (CAHPS)
        CAHPS is an annual survey that measures patient experience                              •   The Health Outcomes Survey assesses a Medicare
        with the health plan and the care they receive from their                                   Advantage plan’s ability to maintain or improve the
        provider. The results from this survey make up the majority of                              physical and mental health of its beneficiaries
        an MA plan’s Star Rating.
                                                                                                •   Patients rate their own physical and mental health
                                                                                                    over a period of 2 years
                        Tips to improve CAHPS

        •   Keep open time slots available to allow for                                                            Tips to improve HOS
            same or next day scheduling
        •   Demonstrate active listening, make sure
            patients don’t feel rushed                                                          Be sure to address these topics with your MA patients:
        •   Obtain and review records from labs,
            hospitalizations and specialists to stay up to                                             •   Improving or Maintaining Physical Health
            date about your patient’s care                                                             •   Improving or Maintaining Mental Health
        •   Follow up in a timely manner to review test                                                •   Monitoring Physical Activity
            results                                                                                    •   Improving Bladder Control
        •   Provide clear explanations of treatments or                                                •   Reducing the Risk of Falling
            procedures
        •   Discuss and review all medications

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
Prior Authorizations

      Services that require prior authorization and/or notification:
         • Non-standard wheelchairs and non-standard beds
         • All inpatient admissions (rehab facility, long term acute care and skilled nursing
           facilities)
         • Dialysis treatment (notification for members initiating treatment)
         • Non-emergent air ambulance and non-emergent water transportation
         • Behavioral health services (inpatient, rehabilitation, residential treatment
           centers)
                    Inpatient admissions require a review if a continued stay is necessary.

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
Prior Authorizations

       Methods for Requesting Prior Authorization

       You can request prior authorization for these services using any of these methods:
            • Medical Forms Resource Center (MFRC) – A new, secure online tool available at
              www.formsresource.center
            • My Insurance Manager – The secure online provider portal available at
              www.SouthCarolinaBlues.com
            • Telephone – Call 1-855-843-2325
            • Fax – Fax requests to 803-264-6552

       Companion Benefit Alternatives (CBA)
            • Online – www.CompanionBenefitAlternatives.com
            • Telephone – Call 1-800-868-1032

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
Case Management Program

      Bi-weekly and monthly calls to                                                        Chronic Conditions Coaching (CCC)
      members based on their condition.
                                                                                            Monthly and quarterly calls to
      For members with catastrophic illness                                                 members based on their condition.
      who need high touch monitoring and
                                                                                            CCC is for members with certain
      interventions.
                                                                                            chronic conditions at high risk for
      • Cancer
                                                                                            serious complications:
      • Transplant/Organ Failure
                                                                                            • Diabetes
      • Acute Trauma
                                                                                            • COPD/Asthma
      • Stroke/Head injury
                                                                                            • CHF/Heart Disease
      • Chronic infection
                                                                                            • High Blood Pressure
           – HIV, Hepatitis C, etc.
                                                                                            • High Cholesterol
      • Acute instability of a chronic
                                                                                            • Metabolic Health
          condition
                                                                                            • Migraine
           – Multiple Sclerosis flair, acute on
              chronic respiratory failure, etc.

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
My Insurance Manager Tool

   •      Providers have access to a tool called My Insurance Manager (MIM) that allows
          providers to sign-in and check a member’s eligibility.

   •      This tool also allows providers to look up a member’s benefits.

   •      When looking up benefits for Medicare Advantage members, providers will:
           – Enter the procedure code
           – Enter the Medicare modifier that corresponds to the service they will be
             providing
           – The correct benefit will be returned for that service

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
Dedicated MA Provider Services Team

   • Medicare Advantage continues to build out its dedicated provider call
     center with its reps.

   • Medicare Advantage has an average answer speed of less than 30 seconds
     once a provider has opted to speak to a rep.

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
Reminders

      • Check the member’s ID card to determine his/her plan.
      • Refer members to in-network providers.
      • Verify eligibility and benefits prior to rendering services.
      • Follow Medicare guidelines for providing covered services.
      • Review the Provider Manual for complete information on all Medicare Advantage
        plans.

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
Questions?

      If you have questions about the content we
      discussed following today’s presentation, please
      email us at:
               Provider.Education@bcbssc.com.

            Please include “Medicare Advantage” in the
                            subject field.

                          Thank you for joining us today!

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
You can also read