Lyon County Homemakers - University of Kentucky
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Lyon County
Homemakers
March 2021
In this newsletter:
Photography Contest
Page 01
It's Contest Time
Warm weather is on it's way and it won't be long until
Spring Seminar our local flora starts showing us its spring beauty.
Leader Lesson Info There is no better time to take some pictures and get in
Power Outage Food Safety on the fun.
Page 02
Check your Free Credit
Rules for the contest:
Report Submit one picture of spring buds or blooms.
Page 03 Picture must be e-mailed to angie.york@uky.edu in
the jpg or png format.
Laughter: It's Good For You
Picture may be taken with a phone or camera but no
Page 04
social media filters may be used.
And so much more..... Last day to submit a picture is April 15, 2021.
All submissions will be set up for voting on
Educational programs of Kentucky Cooperative Extension serve all
people regardless of economic or social status and will not FaceBook.
discriminate on the basis of race, color, ethnic origin, national origin,
creed, religion, political belief, sex, sexual orientation, gender identity,
gender expression, pregnancy, marital status, genetic information,
The picture with the most votes wins a prize from
age, veteran status, or physical or mental disability. University of
Kentucky, Kentucky State University, U.S. Department
the FCS prize box.
of Agriculture, and Kentucky Counties, Cooperating.
Sincerely,
Angie York
County Extension Agent for Family & Consumer Sciences
Lyon County Homemakers | page 01
O u t a g e F ood Safety
Power f
a p e ri o d o
m a y lo s e p o w e r fo r e a t.
you fe to
it h w in te r w e a th e r, r y o u r fe e d is s ti ll s a
mmed w s ti o n w h e th
e
tu c k y is s la u may que
When Ken re tu rn s , y o fo r a b o u t
. O n c e th e p o w e r t fr e e z e r w il l k e e p
ti m e or ch e s n o te if
fr ig e ra to r fr e e z e r o r. It is im p o rt a n t to
re o
fr o z e n fo o
d in a fu ll o p e n th e d t power
G e n e ra ll y , o u t a n d y ou do not o n e d a y w it h o u
e r g o e s e e p fo r
tw o d a y s if
th e p o w w il l o n ly k
h a lf fu ll , th e fo o d g th e
th e fr e e z e r
is o n ly
h n o p o w e r. O p e n in
it
ix h o u rs w keep.
p a b o u t fo u r to s w il l s a fe ly can
ra te d fo o d w il l k e e
s th e ti m e th e fo o d
e ls re fr ig e ra to r- c o ld
R e fr ig e sse n or fe th a t
r o r fr e e z e r d o o rs le th a t h a s ic e c ry s ta ls d fl a v o r. C o o k fo o d
re fr ig e ra to n
o z e n fo o d r, te x tu re a nge odor o
r
th e p o w e r re tu rn s , fr u tr ie n t c o n te n t, c o lo w it h a s tr a
Once s e it s n is c a rd fo o d rs o r
a y lo hou
e re fr o z e n , b u t it m ld w it h in 2 4 h o u rs . D m p e ra tu re fo r tw o
b but co te
ly th a w e d b o v e ro o m
is c o m p le te w e d a n d h a s ri s e n a
a
o d th a t is th
c o lo r o r fo a t, it is
. h e th e r it is s a fe to e
m o re b ts a b o u t
w
o d . If y o u have dou
le fo il ln e s s .
q u e s ti o n a b fo o d -b o rn e
N e v e r ta s te th a n ri s k a
ro w it o u t
b e tt e r to th
pr of es so r
, ex te ns io n
nd ra Ba st in
So ur ce : Sa
Lyon County Homemakers | page 02
Check Your Free Credit Report
Did you know you can monitor your own credit for free by checking your credit report? You have
always been able to access your free credit report from each of the three credit bureaus annually.
Now, because of COVID-19, the bureaus are offering free weekly online reports through April
2021.
Request free credit reports online at www.annualcreditreport.com. Beware of fake sites with
similar addresses or companies that ask you to pay or subscribe. You also may request your free
report by phone at 877-322-8228 or by mail at Annual Credit Report Request Service, P.O. Box
105281, Atlanta, GA 30348-5281.
The three major credit bureaus — Equifax, Experian, and TransUnion — will give you credit
reports. Each of these bureaus gathers credit data about you that creditors send them. Creditors
might only report to one bureau, so you should check all three. Generally, your report is free, but
your score is not. When you request your report, you must verify your identity by answering
several personal credit questions. Knowing what is in your credit report is an important tool for
managing your finances.
Your credit report reflects your credit history and payment history. This is information businesses
use when deciding whether to give you loans or credit, or possibly to consider you for insurance
or an apartment lease. Your report includes your personal information, details on your credit
accounts, collection items, and public records such as foreclosures and bankruptcies. It also will
show which companies have inquired about access to your report. Some lenders are offering
forbearance or deferment programs during the pandemic. If you are using such a program, you
should check your credit report to make sure the agreement is properly reported. If the creditor
reports a late payment during your deferment, you may want to dispute the error.
If you see incorrect information, you may file a dispute with the credit reporting company as well
as the creditor. Common errors include accounts that are not yours, incorrect account status or
delinquency dates, accounts listed multiple times, or incorrect information on balances due,
credit limits, or closed accounts. Disputes can be submitted online or by mail. Write a letter
stating what is incorrect and list your proof. Include a copy of the credit report page with the
incorrect information circled. Include copies – not originals – of any other documents that prove
there was an error. The credit reporting company has up to 30 calendar days to investigate and
five business days to send you the results. For more information, as well as a sample letter, visit
https://www.consumer.ftc.gov/blog/2020/01/credit-repair-fixing-mistakes-your-credit-report.
If you suspect identity theft, visit identitytheft.gov. You might consider placing a fraud alert or
security freeze with each credit bureau to prevent new credit from being taken out in your name.
However, these only protect you from new credit fraud. It is a good idea to check your credit
reports and account statements regularly to watch for fraud on your existing accounts. Accessing
your free report can help you know where you stand with your credit. You can monitor your own
credit by accessing free reports to verify your information. And you can dispute any incorrect
details to keep your report clean and accurate.
Source:
Kelly May, Senior Extension Associate for Family Finance and Resource Management
Lyon County Homemakers | page 03
“He who laughs, lasts.” — Anonymous
You have probably heard that “Laughter is the best medicine,” and it is true! Humor and
the subsequent laughter it produces have many therapeutic effects on the body. Laughing
not only relieves stress and improves your mood and emotional state, it also has many
social and physical health benefits (Mayo Clinic, 2020; Robinson, Smith and Segal, 2019).
Add humor to your life
• F i nd f un. Onl y bor i ng peopl e g et bor ed. F i nd s i mpl e i t ems t hat make you gi ggl e , s uc h
as f ami l y phot os , memes , f unny mov i es or v i deo c l i ps , or a j oke. Li f e s houl dn’ t be
bor i ng , i t s houl d be f un!
• S har e a har dy g uf f aw. S i t at t he di nner t abl e or c onnec t on a v i r t ual vi de o and
r emi ni s c e. Tel l f unny s t or i es and l ear n new t hi ng s about y our f ami l y.
• S pend t i me wi t h f unny or j oy f ul peopl e. L aug her i s c ont ag i ous . S pe nd t i me wi t h
t hos e who hel p y ou s ee t he br i g ht s i de of l i f e, and when pos s i bl e , avoi d t hos e pe opl e
who ar e neg at i v e.
• L ook f or humor ev er y day . I f y ou pay at t ent i on t o y our s ur r oundi ngs ( ve r s us ke e pi ng
y our head i n y our phone) , y ou wi l l s ee abs ur d, s i l l y , or ev en odd ac t i vi t i e s t hat may
make y ou s mi l e.
• S ur r ound y our s el f wi t h happy . F r ame f un phot os of peopl e y ou c ar e about and happy
memor i es . Keep a j oke c al endar on y our des k.
• Make t i me f or humor . Do y ou hav e a f unny s ay i ng y ou l i ke? Wr i t e i t down and put i n
on t he r ef r i g er at or . Tr y buy i ng a dai l y c al endar wi t h a new j oke eac h mor ni ng. I s
t her e an obj ec t , l i ke a s t uf f ed ani mal , t hat al way s makes y ou s mi l e ? Put i t i n your
l i v i ng r oom wher e y ou wi l l s ee i t of t en.
• Take a “ f un br eak” ev er y day t o l aug h: S c hedul e i t i f nec es s ar y . Re ad j oke s . S t ar t a
humor not ebook. L i s t en t o a f unny t ape. Wat c h a c omedy s how or f unny YouT ube
v i deo, t hen r ec ommend i t t o ot her s .
• S mi l e. A s mi l e i s t he s t ar t of l aug ht er , and i t has a pos i t i v e ef f e c t on ot he r s .
• Don’ t be def ens i v e. L aug ht er c an hel p us f or g i v e, f or g et , and eve n ove r l ook
j udg ment and doubt .
• Count y our bl es s i ng s . At t he end of t he day , f oc us on t he pos i t i ve as pe c t s of your
day and make a l i s t about t hi ng s f or whi c h y ou ar e g r at ef ul .
• Don’ t dwel l on neg at i v i t y . L i mi t t he amount of neg at i v e news , pe opl e , s t or i e s , and
c onv er s at i ons y ou l et i n, and t r y t o f i nd t he l i g ht at t he end of t he t unne l f or t hos e
t hi ng s or behav i or s of ot her s y ou c annot c ont r ol .
• L aug h at y our s el f . Don’ t t ake y our s el f t oo s er i ous l y . Remi nd y our s e l f t o l i ght e n up.
Lyon County Homemakers | page 04
Here's What's Happening
Lyon County Homemakers | page 05
Lyon County Homemakers | page 06
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