Let employees choose the plan that fits - ASURIS EMPLOYEE SELECT SM GROUPS OF 51-100 - Bynder
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ASU R I S E M P LO Y E E SE L E CT SM GR OU P S O F 51– 10 0 Let employees choose the plan that fits Asuris Northwest Health 528 E Spokane Falls Blvd, Suite 301 Spokane, WA 99202
ASU R I S EMP L OY E E S E L E C T SM G RO UP S OF 51– 10 0 Options for everyone Connect your employees to a low-deductible plan or a high-deductible option. When you’re not limited to offering one plan, you can cater to every individual on your team. ALAN PAT R I C I A can look to can save a few the future with bucks with a family-focused leaner plan coverage M A RY ROBERT can check out can choose a plan money-smart with lower out-of- HSA coverage pocket costs The individuals shown above are fictitious personas intended to illustrate the special features of Asuris Employee Select. They are not actual employees. Your business is unique—and your employees are, too. While each person has different needs and goals, they have one thing in common. They deserve health care that’s as unique as they are. Employee Select lets you deliver just that. You can offer competitive benefits at an affordable price, and your employees can pick the plan that suits them best. A range of plans to choose from Increase your options, not your effort Employee Select lets you choose up to five plans from a variety Offering choice doesn’t come with any additional costs— of off-the-shelf plan configurations. This gives you the flexibility and it can save you time, too. We’ll provide you with robust to offer your employees a range of options—from low-cost administrative resources and support, including secure, 24/7 HSAs to more comprehensive plans. You don’t have to worry access to Employer Center. You can view employee eligibility about underwriting when you’re selecting your portfolio— info, manage enrollment and billing, review and download full we’ve done the work for you. benefit booklets and group plan summaries, find forms and much more. Less energy and effort taken to manage your They get to pick what works company’s benefits means more time to run your business. Each of the 10 plan configurations available through Employee Select is based on Asuris Classic or Asuris HSA Healthplan 3.0, Quick tips to get you started and each includes a different combination of deductible, While you can pick up to five plan configurations to offer your coinsurance, office visits and other benefits. Just pick the ones employees, most groups consider two to three to be ideal. And that will work best for your employees and let them take it be sure to give your employees an opportunity to become more from there. empowered health care consumers by including a health savings account option. 2 3
A S U R I S E M PLOY E E S E L E C T SM G R O U P S O F 51–10 0 Choose what’s right for your team Tools for healthy, Plan configurations are based on two of our most popular plan types. Each one productive employees includes a different mix of elements, so your employees can choose the plan that fits To help your employees understand the real their unique needs and price point. Best of all, all of the plan options below can be benefit of Employee Select, we’ve built extra offered on our broad network plus MultiPlan and PHCS, so employees can choose support, information and resources into from nearly a million providers nationwide for affordable care. every plan. Asuris ClassicSM Asuris Classic has a simple plan design with two Accelerate is a lean, lower-cost configuration that comes with Virtual care. From Ask a Doctor’s secure messaging to phone or categories of providers: in-network and out-of-network. the same embedded features as the more robust options, video visits with physicians via Doctor On Demand™, our virtual There are six Classic configurations that you can offer to including virtual care, behavioral health, and a medication options help employees avoid long waits, travel time and germs— your employees, including the new Accelrate option. comparison solution. and connect with care from anywhere. Best of all, virtual care is usually less expensive than urgent care—or even an office visit. Classic NEW! Mental health resiliency. myStrength® is a self-directed behavioral health app that empowers your employees with Option One Option Two Option Three Option Four Option Five Accelerate engaging, clinically proven resources. Individual Family* Individual Family* Individual Family* Individual Family* Individual Family* Individual Family* NEW! Coverage for hearing aids. We’re adding an embedded benefit Annual deductible $500 $1,500 $1,000 $3,000 $1,500 $4,500 $2,000 $6,000 $3,000 $9,000 $4,000 $12,000 ($4,000 every three years) for hearing aids for members up to age 26. Out-of-pocket max $3,000 $6,000 $4,500 $9,000 $5,000 $10,000 $5,500 $11,000 $7,150 $14,300 $7,150 $14,300 Health and wellness discounts. Asuris Advantages gives discounts on health-related products and services, from over-the- In-network: counter health and wellness products to LASIK surgery, weight $30 primary In-network: $20 primary Out-of-network: In-network: $30 primary management, fitness centers, nutritious meals and more. Office-visit copay Out-of-network: Deductible and coinsurance Deductible and Out-of-network: Deductible and coinsurance coinsurance Quick medication comparisons. MedSavvy® helps employees compare medication safety, effectiveness and cost to make In-network: 20% In-network: 30% Coinsurance informed decisions for the whole family. They can also connect Out-of-network: 40% Out-of-network: 50% with pharmacists online if they have questions. Pharmacy 3-tier or 6-tier Rx available, but whichever is chosen applies to all plans offered Behavioral health support. Whether in person or virtually—via Dental, vision, Employee Assistance Program (EAP), $400 or $800 up-front radiology and lab, Doctor On Demand—it’s easy for employees to get the behavioral Buy-up options unlimited spinal manipulations, MedSavvy Premium health care they need. *2x family deductible option available Plenty of pharmacy options. Our network includes convenient home-delivery options, PillPack by Amazon Pharmacy and 65,000 pharmacies across the country, such as Walgreens, Albertsons, Asuris HSA Healthplan 3.0 SM Kroger and Rite Aid. HSA Healthplan 3.0 combines a comprehensive medical plan with a separate tax-free savings account. You and your employees will enjoy the extensive benefits you’ve come to expect from an Asuris health plan. Plus it’s an easy way to save Local account management and customer service. Our in-state pre-tax dollars to pay for life’s medical expenses. There are four HSA configurations that you can offer to your employees. team is here to offer personalized support. Customer service is available over the phone or via chat messaging on our website or app. HSA Healthplan 3.0SM MedSavvy and Asuris Advantages are not insurance but are offered Option One Option Two Option Three Option Four in addition to your medical plan to help your employees get information and support when they need it. Individual Family Individual Family Individual Family Individual Family Annual deductible $1,500 $3,000 $2,500 $5,000 $3,500 $7,000 $5,000 $10,000 Out-of-pocket max $5,000 $10,000 $5,000 $10,000 $5,000 $10,000 $5,000 $10,000 In-network: 20% In-network and Coinsurance Out-of-network: 40% out-of-network: 0% Show your employees you recognize their unique coverage needs. Contact your producer or an Asuris sales representative today to discuss Employee Select. Pharmacy Covered under medical benefits Buy-up options Dental, vision, Employee Assistance Program (EAP), unlimited spinal manipulations, MedSavvy Premium 4 5
ASU R I S EMP L OY E E S E L E C T SM GROU P S OF 51– 10 0 NOTES Help your workplace stay healthy and productive Our website offers much more than information about your health plan. At asuris.com, your employees get robust tools that lead to more cost-effective choices overall. Encourage them to create an account today so they can: Employees can download our free app Find in-network doctors and clinics Save on medications for on-the-go access. Access virtual care options Stay informed about public health Manage benefits from their fingertips Improve their well-being 6 7
ASU R I S EMP L OY E E S E L E C T SM GROU P S OF 51– 10 0 Asuris Northwest Health ANH-398876-20/09 528 East Spokane Falls Blvd, Suite 301 © 2020 Asuris Northwest Health Spokane, WA 99202
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