Individual Family Plans 2021 - Alliant Health Plans

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Individual Family Plans 2021 - Alliant Health Plans
Individual Family Plans 2021
Individual Family Plans 2021 - Alliant Health Plans
Alliant Health Plans guarantees you:

    Local Customer Service
    Our bilingual customer service representatives - located in our corporate office in
    Dalton, GA - are ready to assist you.

    No Charge for Preventive Care
    Preventive Care is always covered at 100% in all of our plans,
    using In-Network providers.

    No Medical Qualifications
    You will never deal with a “pre-existing condition” waiting period.

    24-Hour Nurse Advice Line
    Not feeling well at 2 a.m.? Call our 24-hour Nurse Advice Line toll-free at (855) 299-3087.

    Only PPO Plans
    You have a choice in which provider you use.

1   SoloCare                        Questions? Call us at (866) 403-2785                          Visit AlliantPlans.com   Contact your broker
Individual Family Plans 2021 - Alliant Health Plans
Important Terms to Know
    Understanding the Marketplace
    The Marketplace, Exchange or HealthCare.gov (also known as the Federally Facilitated Exchange) is where
    individuals and families can compare plans and purchase health insurance. You can purchase an Alliant plan                                           Copayment
    on the Marketplace or directly through us. Individuals who qualify for tax breaks or financial assistance from                 Your cost of the service being recieved. Copayments count
    the government must purchase a plan through the Marketplace in order to take advantage of tax credits.                          toward the out-of-pocket maximum but not towards the
                                                                                                                                   deductible. Copayments are available in most of our plans.

    You May Qualify for Financial Assistance                                                                                                             Deductible
    An Advanced Premium Tax Credit (APTC) can lower the amount you pay toward your monthly premium. Tax credits
                                                                                                                                     The amount you pay before any Alliant Health Plans
    are available to individuals and families who earn at least 100% but not more than 400% of the Federal Poverty
                                                                                                                                       payment is applied, unless there is a copayment.
    Level. Only the Marketplace can determine if you are eligible and how much you may receive in tax credits.
                                                                                                                                   Deductibles are paid first, and then coinsurance is applied.
                                                                                                                                   There is a maximum dollar amount you have to pay in any
    24/7 Access to Your Health Plan Information                                                                                                       given calendar year.
    Easy access to your health plan information when you need it. Alliant’s Member Portal gives you access to
    Temporary Member ID cards, deductible accumulations, medical claims and Explanation of Benefits (EOBs).                                             Coinsurance
    Log in for the most current information on your health plan.                                                                    The portion where Alliant shares the covered costs with
                                                                                                                                     you. This amount is expressed as a percentage and is
                                                                                                                                    applied after the deductible is met (For example, Alliant
    Mobile Member App                                                                                                                              pays 80% and you pay 20%).
    Alliant has a mobile app – available on the App Store or Google Play – with claims and plan information, EOB, Member
    ID card and a Provider search tool. Search for Alliant Health Plans to download the Mobile Member App today!                                Out-of-Pocket Maximum
                                                                                                                                       The maximum amount of money you will pay out-of-
                                                                                                                                    pocket during a calendar year. It may include deductibles,
    Online Access to Plan Information                                                                                                 copayments and coinsurance but is in addition to your
    Looking for a form or Summary of Benefits and Coverage? Searching for a doctor? Visit AlliantPlans.com                            regular monthly premium. After you reach your out-of-
                                                                                                                                     pocket maximum, you would pay nothing for additional
                                                                                                                                     covered In-network medical expenses for the rest of the
                                                                                                                                                         calendar year.

                                                                                                                                                          Premium
                                                                                                                                       The total amount you pay to obtain and keep your
                                                                                                                                                   health insurance active.

2   SoloCare                           Questions? Call us at (866) 403-2785                                          Visit AlliantPlans.com                         Contact your broker
Individual Family Plans 2021 - Alliant Health Plans
Choose the right plan for you.
    All plans are categorized by metal levels. Find out what type of plan is right for you.
    Health Care Reform, also known as the Affordable Care Act (ACA), established metal levels to indicate the value of your
    insurance coverage: platinum, gold, silver and bronze. All plans cover the same essential health benefits, but your cost
    share is different.

                  Platinum: This is the highest level with both the highest premium and the richest benefits. Good for people who frequently
       P          receive medical services and are willing to pay more each month for the lowest ongoing health care costs.

                  Gold: Gold has a higher level of benefits than silver but also a higher monthly premium. Beneficial for people who receive
       G          medical services regularly and who are okay with a higher monthly premium in order to have more costs covered.

                  Silver: This level has slightly higher monthly premiums than bronze but also richer benefits. Beneficial for people who want
        S         to keep monthly premiums and out-of-pocket costs balanced.

                   Bronze: This level has the lowest monthly premium but also the highest out-of-pocket costs. Beneficial for people who
       B           prefer lower monthly premiums and don’t expect to need a lot of medical services.

     A Catastrophic plan level exists. However, Alliant does not offer a catastrophic plan; therefore, it is not listed.

3   SoloCare                  Questions? Call us at (866) 403-2785                       Visit AlliantPlans.com             Contact your broker
Individual Family Plans 2021 - Alliant Health Plans
Marketing and Rating Areas
                                                      2021 Benefit Year - County Map

4   SoloCare   Questions? Call us at (866) 403-2785   Visit AlliantPlans.com   Contact your broker
Individual Family Plans 2021 - Alliant Health Plans
Marketing and Rating Areas 2021 Benefit Year - County List

    COUNTY          RATE AREA          COUNTY        RATE AREA     COUNTY           RATE AREA        COUNTY          RATE AREA
    Atkinson           11              Dooly              12       Lumpkin               10          Sumter               1
    Baker              1               Dougherty          1        Macon                  8          Talbot               8
    Baldwin            16              Elbert             2        Madison                2          Taliaferro           5
    Banks              10              Fannin             9        Marion                 8          Taylor               8
    Barrow              2              Floyd              13       McDuffie               5          Telfair              11
    Bibb               12              Franklin           10       Meriwether             8          Terrell              1
    Bleckley           12              Gilmer             13       Mitchell               1          Towns                10
    Burke               5              Glascock           5        Monroe                12          Troup                8
    Calhoun             1              Gordon             13       Morgan                 2          Twiggs               12
    Carroll             4              Greene             2        Murray                 9          Union                10
    Catoosa             7              Habersham          10       Muscogee               8          Upson                8
    Chattahoochee       8              Hall               10       Oconee                 2          Walker               7
    Chattooga          13              Hancock            16       Oglethorpe             2          Walton               3
    Clarke              2              Haralson           4        Peach                 12          Warren               5
    Clay                1              Harris             8        Pickens               13          Washington           16
    Clinch             15              Hart               10       Polk                  13          Webster              8
    Coffee             11              Heard              4        Pulaski               12          Wheeler              11
    Colquitt           15              Houston            12       Putnam                12          White                10
    Columbia            5              Jackson            2        Quitman                8          Whitfield            9
    Crawford           12              Jeff Davis         11       Rabun                 10          Wilcox               12
    Crisp               1              Jefferson          5        Randolph               1          Wilkes               5
    Dade                7              Jenkins            5        Richmond               5          Wilkinson            16
    Dawson             10              Jones              12       Schley                 1          Worth                1
    Decatur            15              Lee                1        Stephens              10
    Dodge              12              Lincoln            5        Stewart                8

5   SoloCare                Questions? Call us at (866) 403-2785            Visit AlliantPlans.com             Contact your broker
Individual / Family Plans                                                                                                                                                                            2021
    ON & OFF The Health Insurance Marketplace                                                                                                                                            Alliant Network ONLY

                                                                                              In-Network                                                                             Out-of-Network

                                       We Pay                                                            You Pay                                                          We Pay                     You Pay
                                      Coinsurance   Deductible      Out-of-Pocket                                                Mental Health/                         Coinsurance    Deductible        Out-of-Pocket
    Plan Marketing Name                  After      Individual/       Maximum                  Urgent     PCP       Specialist    Substance     Rx Generic/ Preferred/ Plan Pays After Individual/         Maximum
                                                                                       ER
                                       Deductible     Family      Individual/Family             Care      Visit       Visit       Abuse Visit      Brand/Specialty       Deductible      Family        Individual/Family
                                                       $0/            $8,550/                             3 free                                         $5/$15/                        $20,000/            No
    SoloCare Platinum Copay 40184           85%                                       $225      $10       visits,      $10             $5                                   60%
                                                        $0            $17,100                            then $5                                         $30/$75                        $40,000           Maximum
                                                     $2,300/          $8,550/                             3 free                                        $15/$50/                        $20,000/            No
    SoloCare Gold PPO 40002                 80%                                        20%       $75      visits,      $40            $20                                   60%
                                                      $4,600          $17,100                           then $20                                        $150/50%                        $40,000           Maximum
                                                     $7,000/          $8,550/                             3 free                                        $20/$65/                        $20,000/            No
    SoloCare Silver PPO 40017               70%                                        30%       $75      visits,     $120            $85                                   60%
                                                     $14,000          $17,100                           then $85                                        $165/50%                        $40,000           Maximum
                                                       $0/            $8,550/                             3 free                                        $30/$60/                        $20,000/            No
    SoloCare Silver Copay 40232             60%                                       $750       $75      visits,      $80            $50                                   60%
                                                        $0            $17,100                           then $50                                        $75/$250                        $40,000           Maximum
                                                     $8,550/          $8,550/            100% until       3 free                                                                        $20,000/            No
    SoloCare Bronze PPO 40021               100%                                                          visits,                100% until deductible is met               60%
                                                     $17,100          $17,100         deductible is met then ded                                                                        $40,000           Maximum
                                                     $6,950/          $6,950/                                                                                                           $20,000/            No
    SoloCare Bronze HDHP 40031*             100%
                                                     $13,900          $13,900
                                                                                                                  100% until deductible is met                              60%
                                                                                                                                                                                        $40,000           Maximum

Where coinsurance exists, benefits are first subject to the plan deductible.

*Indicates that the plan is HSA eligible.

6        SoloCare                            Questions? Call us at (866) 403-2785                                            Visit AlliantPlans.com                                 Contact your broker
Individual / Family Plans                                                                                                                                                                                   2021
 OFF The Health Insurance Marketplace                                                                                                                                                        Alliant Network ONLY

                                                                                               In-Network                                                                               Out-of-Network

                                      We Pay                                                            You Pay                                                             We Pay                     You Pay
                                   Coinsurance Plan    Deductible      Out-of-Pocket                                             Mental Health/         (You Pay)          Coinsurance      Deductible      Out-of-Pocket
                                                                                               Urgent       PCP     Specialist
 Plan Marketing Name                  Pays After       Individual/       Maximum         ER                                       Substance       Rx Generic/Preferred/   Plan Pays After   Individual/       Maximum
                                                                                                Care        Visit     Visit
                                      Deductible         Family      Individual/Family                                            Abuse Visit        Brand/Specialty        Deductible        Family      Individual/Family
                                                        $1,750/          $6,950/                                                                                                            $20,000/             No
 SoloCare GOLD HDHP 40324*                  80%                                                               Deductible then 20% coinsurance                                  60%
                                                                                                                                                                                                             Maximum
                                                        $3,500           $13,900                                                                                                            $40,000
                                                        $5,000/          $8,550/                          3 free                                       $20/$65/                             $20,000/             No
 SoloCare Silver PPO 40007                  70%                                          30%    $75       visits,     $65             $35                                      60%
                                                                                                                                                                                                             Maximum
                                                        $10,000          $17,100                        then $35                                       $150/50%                             $40,000

Where coinsurance exists, benefits are first subject to the plan deductible.

*Indicates that the plan is HSA eligible.

7        SoloCare                                 Questions? Call us at (866) 403-2785                                      Visit AlliantPlans.com                                   Contact your broker
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