Individual Family Plans 2021 - Alliant Health Plans
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Alliant Health Plans guarantees you: Local Customer Service Our bilingual customer service representatives - located in our corporate office in Dalton, GA - are ready to assist you. No Charge for Preventive Care Preventive Care is always covered at 100% in all of our plans, using In-Network providers. No Medical Qualifications You will never deal with a “pre-existing condition” waiting period. 24-Hour Nurse Advice Line Not feeling well at 2 a.m.? Call our 24-hour Nurse Advice Line toll-free at (855) 299-3087. Only PPO Plans You have a choice in which provider you use. 1 SoloCare Questions? Call us at (866) 403-2785 Visit AlliantPlans.com Contact your broker
Important Terms to Know Understanding the Marketplace The Marketplace, Exchange or HealthCare.gov (also known as the Federally Facilitated Exchange) is where individuals and families can compare plans and purchase health insurance. You can purchase an Alliant plan Copayment on the Marketplace or directly through us. Individuals who qualify for tax breaks or financial assistance from Your cost of the service being recieved. Copayments count the government must purchase a plan through the Marketplace in order to take advantage of tax credits. toward the out-of-pocket maximum but not towards the deductible. Copayments are available in most of our plans. You May Qualify for Financial Assistance Deductible An Advanced Premium Tax Credit (APTC) can lower the amount you pay toward your monthly premium. Tax credits The amount you pay before any Alliant Health Plans are available to individuals and families who earn at least 100% but not more than 400% of the Federal Poverty payment is applied, unless there is a copayment. Level. Only the Marketplace can determine if you are eligible and how much you may receive in tax credits. Deductibles are paid first, and then coinsurance is applied. There is a maximum dollar amount you have to pay in any 24/7 Access to Your Health Plan Information given calendar year. Easy access to your health plan information when you need it. Alliant’s Member Portal gives you access to Temporary Member ID cards, deductible accumulations, medical claims and Explanation of Benefits (EOBs). Coinsurance Log in for the most current information on your health plan. The portion where Alliant shares the covered costs with you. This amount is expressed as a percentage and is applied after the deductible is met (For example, Alliant Mobile Member App pays 80% and you pay 20%). Alliant has a mobile app – available on the App Store or Google Play – with claims and plan information, EOB, Member ID card and a Provider search tool. Search for Alliant Health Plans to download the Mobile Member App today! Out-of-Pocket Maximum The maximum amount of money you will pay out-of- pocket during a calendar year. It may include deductibles, Online Access to Plan Information copayments and coinsurance but is in addition to your Looking for a form or Summary of Benefits and Coverage? Searching for a doctor? Visit AlliantPlans.com regular monthly premium. After you reach your out-of- pocket maximum, you would pay nothing for additional covered In-network medical expenses for the rest of the calendar year. Premium The total amount you pay to obtain and keep your health insurance active. 2 SoloCare Questions? Call us at (866) 403-2785 Visit AlliantPlans.com Contact your broker
Choose the right plan for you. All plans are categorized by metal levels. Find out what type of plan is right for you. Health Care Reform, also known as the Affordable Care Act (ACA), established metal levels to indicate the value of your insurance coverage: platinum, gold, silver and bronze. All plans cover the same essential health benefits, but your cost share is different. Platinum: This is the highest level with both the highest premium and the richest benefits. Good for people who frequently P receive medical services and are willing to pay more each month for the lowest ongoing health care costs. Gold: Gold has a higher level of benefits than silver but also a higher monthly premium. Beneficial for people who receive G medical services regularly and who are okay with a higher monthly premium in order to have more costs covered. Silver: This level has slightly higher monthly premiums than bronze but also richer benefits. Beneficial for people who want S to keep monthly premiums and out-of-pocket costs balanced. Bronze: This level has the lowest monthly premium but also the highest out-of-pocket costs. Beneficial for people who B prefer lower monthly premiums and don’t expect to need a lot of medical services. A Catastrophic plan level exists. However, Alliant does not offer a catastrophic plan; therefore, it is not listed. 3 SoloCare Questions? Call us at (866) 403-2785 Visit AlliantPlans.com Contact your broker
Marketing and Rating Areas 2021 Benefit Year - County Map 4 SoloCare Questions? Call us at (866) 403-2785 Visit AlliantPlans.com Contact your broker
Marketing and Rating Areas 2021 Benefit Year - County List COUNTY RATE AREA COUNTY RATE AREA COUNTY RATE AREA COUNTY RATE AREA Atkinson 11 Dooly 12 Lumpkin 10 Sumter 1 Baker 1 Dougherty 1 Macon 8 Talbot 8 Baldwin 16 Elbert 2 Madison 2 Taliaferro 5 Banks 10 Fannin 9 Marion 8 Taylor 8 Barrow 2 Floyd 13 McDuffie 5 Telfair 11 Bibb 12 Franklin 10 Meriwether 8 Terrell 1 Bleckley 12 Gilmer 13 Mitchell 1 Towns 10 Burke 5 Glascock 5 Monroe 12 Troup 8 Calhoun 1 Gordon 13 Morgan 2 Twiggs 12 Carroll 4 Greene 2 Murray 9 Union 10 Catoosa 7 Habersham 10 Muscogee 8 Upson 8 Chattahoochee 8 Hall 10 Oconee 2 Walker 7 Chattooga 13 Hancock 16 Oglethorpe 2 Walton 3 Clarke 2 Haralson 4 Peach 12 Warren 5 Clay 1 Harris 8 Pickens 13 Washington 16 Clinch 15 Hart 10 Polk 13 Webster 8 Coffee 11 Heard 4 Pulaski 12 Wheeler 11 Colquitt 15 Houston 12 Putnam 12 White 10 Columbia 5 Jackson 2 Quitman 8 Whitfield 9 Crawford 12 Jeff Davis 11 Rabun 10 Wilcox 12 Crisp 1 Jefferson 5 Randolph 1 Wilkes 5 Dade 7 Jenkins 5 Richmond 5 Wilkinson 16 Dawson 10 Jones 12 Schley 1 Worth 1 Decatur 15 Lee 1 Stephens 10 Dodge 12 Lincoln 5 Stewart 8 5 SoloCare Questions? Call us at (866) 403-2785 Visit AlliantPlans.com Contact your broker
Individual / Family Plans 2021 ON & OFF The Health Insurance Marketplace Alliant Network ONLY In-Network Out-of-Network We Pay You Pay We Pay You Pay Coinsurance Deductible Out-of-Pocket Mental Health/ Coinsurance Deductible Out-of-Pocket Plan Marketing Name After Individual/ Maximum Urgent PCP Specialist Substance Rx Generic/ Preferred/ Plan Pays After Individual/ Maximum ER Deductible Family Individual/Family Care Visit Visit Abuse Visit Brand/Specialty Deductible Family Individual/Family $0/ $8,550/ 3 free $5/$15/ $20,000/ No SoloCare Platinum Copay 40184 85% $225 $10 visits, $10 $5 60% $0 $17,100 then $5 $30/$75 $40,000 Maximum $2,300/ $8,550/ 3 free $15/$50/ $20,000/ No SoloCare Gold PPO 40002 80% 20% $75 visits, $40 $20 60% $4,600 $17,100 then $20 $150/50% $40,000 Maximum $7,000/ $8,550/ 3 free $20/$65/ $20,000/ No SoloCare Silver PPO 40017 70% 30% $75 visits, $120 $85 60% $14,000 $17,100 then $85 $165/50% $40,000 Maximum $0/ $8,550/ 3 free $30/$60/ $20,000/ No SoloCare Silver Copay 40232 60% $750 $75 visits, $80 $50 60% $0 $17,100 then $50 $75/$250 $40,000 Maximum $8,550/ $8,550/ 100% until 3 free $20,000/ No SoloCare Bronze PPO 40021 100% visits, 100% until deductible is met 60% $17,100 $17,100 deductible is met then ded $40,000 Maximum $6,950/ $6,950/ $20,000/ No SoloCare Bronze HDHP 40031* 100% $13,900 $13,900 100% until deductible is met 60% $40,000 Maximum Where coinsurance exists, benefits are first subject to the plan deductible. *Indicates that the plan is HSA eligible. 6 SoloCare Questions? Call us at (866) 403-2785 Visit AlliantPlans.com Contact your broker
Individual / Family Plans 2021 OFF The Health Insurance Marketplace Alliant Network ONLY In-Network Out-of-Network We Pay You Pay We Pay You Pay Coinsurance Plan Deductible Out-of-Pocket Mental Health/ (You Pay) Coinsurance Deductible Out-of-Pocket Urgent PCP Specialist Plan Marketing Name Pays After Individual/ Maximum ER Substance Rx Generic/Preferred/ Plan Pays After Individual/ Maximum Care Visit Visit Deductible Family Individual/Family Abuse Visit Brand/Specialty Deductible Family Individual/Family $1,750/ $6,950/ $20,000/ No SoloCare GOLD HDHP 40324* 80% Deductible then 20% coinsurance 60% Maximum $3,500 $13,900 $40,000 $5,000/ $8,550/ 3 free $20/$65/ $20,000/ No SoloCare Silver PPO 40007 70% 30% $75 visits, $65 $35 60% Maximum $10,000 $17,100 then $35 $150/50% $40,000 Where coinsurance exists, benefits are first subject to the plan deductible. *Indicates that the plan is HSA eligible. 7 SoloCare Questions? Call us at (866) 403-2785 Visit AlliantPlans.com Contact your broker
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