Help with health costs - Effective from 1 April 2009 Can you get help with the cost of
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HC11 Help with health costs Effective from 1 April 2009 Can you get help with the cost of: Prescriptions NHS Dental treatment Sight tests Glasses or contact lenses NHS Wigs and fabric supports Travel to receive NHS treatment
HC11 – Help with health costs This leaflet is an interim version which includes information on Employment and Support Allowance and prescriptions for cancer patients. It not the finalised publication.
Introduction HOW TO USE THIS BOOKLET This booklet gives guidance about NHS You can quickly check if you are charging arrangements in England only. entitled to free treatment by going to the Quick check guides which start on The National Health Service (NHS) is, page 8. primarily, for the benefit of people resident in the United Kingdom (UK). If For more detailed guidance you need a person is accepted for NHS treatment, to go to the Contents list starting on eligibility for exemption from charges page 5 and find the group you most for NHS treatment is based on the easily fit into, then go to the page conditions described in this booklet. number shown (for example, if you are 60 or over, go to page 16). Most NHS treatment is free, although there can be charges for some things. After reading about the group that This booklet sets out information about most applies to you, check to see if any who does not have to pay charges and others also apply (you may fit into more also tells you about the help you might than one group). get with the cost of the following if you are on a low income: For instance, you might be: • 60 or over and also have a low • NHS prescriptions income • NHS dental treatment • pregnant and also have a low • NHS Sight tests income. • Glasses and contact lenses • Necessary costs of travel to receive If this applies to you, you need to make NHS treatment under the care of a sure you read about both groups. consultant, or through a referral by a doctor or dentist When you have found the group, or • NHS wigs and fabric supports groups, you belong to and what help (whenever we say ‘fabric supports’ you can get, go on to page 41. This tells we mean spinal or abdominal you how to get help with NHS costs supports or surgical brassieres when you go for treatment. supplied through a hospital). REFUNDS There is also information about refunds in this booklet – read pages 48-55. 2 HC11 – Help with health costs INTRODUCTION 3
PENALTY CHARGES If you are found to Contents have made a wrongful claim for help with health costs, you will face penalty QUICK CHECK GUIDES charges and may be prosecuted under NHS prescriptions 8 powers introduced by the Health Act NHS dental treatment 9 1999 – read page 48. NHS sight tests 11 CURRENT RATES The current rates of NHS optical vouchers 12 NHS charges and optical voucher values NHS travel costs 13 in England are listed in the separate NHS wigs and fabric supports 14 leaflet HC12. AGE GROUPS Go to page 76 to find out how to get Children under 16 15 this leaflet. Young people aged 16, 17 THIS LEAFLET GIVES GENERAL GUIDANCE ONLY and 18 in full-time education 15 AND SHOULD NOT BE TREATED AS A COMPLETE Other young people not AND AUTHORITATIVE STATEMENT OF LAW. in full time education 16 People 60 or over 16 INCOME GROUPS People getting benefits or tax credits 17 Income Support 17 Jobseeker’s Allowance 18 Employment and Support Allowance 18 Pension Credit Guarantee Credit 19 Other benefits 20 Tax credits 20 People with a low income 24 OTHER GROUPS War pensioners 28 People from abroad 28 People with a specified medical condition 30 4 HC11 – Help with health costs CONTENTS 5
Pregnant women and those who have CHECKS OF ENTITLEMENT had a baby in the previous Checking your entitlement 47 12 months 32 PENALTY CHARGE 48 People who need lots of prescriptions 33 People registered severely CLAIMING REFUNDS sight-impaired/blind or NHS prescription charges 48 sight-impaired/partially sighted 34 Prescription prepayment People who need complex lenses 34 certificate (PPC) fees 49 People who have lost or damaged Other refunds 51 their glasses or contact lenses 35 NHS dental charges 52 People with impaired hearing 35 Sight test fees 53 People living in a care home 36 Glasses or contact lens costs 53 People supported by a local Travel costs to receive NHS authority after leaving care 36 treatment 54 NHS in-patients 37 NHS wig and fabric support charges 54 NHS out-patients/day patients 38 War pensioners 55 People who need to travel to receive NHS treatment 39 PROOF OF ENTITLEMENT TABLES NHS treatment abroad 40 NHS prescriptions 56 Isles of Scilly 41 NHS dental treatment 62 NHS sight tests 68 CLAIMING HELP WHEN YOU NHS sight tests and optical vouchers 72 GO FOR TREATMENT NHS prescriptions 41 ORDERING FORMS AND LEAFLETS 76 NHS dental treatment 42 Sight tests 43 ADVICE LINES 78 NHS vouchers for glasses or contact lenses 44 NHS vouchers for repair or replacement of glasses or contact lenses 45 Travel to receive NHS treatment 45 NHS wigs and fabric supports 46 6 HC11 – Help with health costs CONTENTS 7
Quick check guides • have a valid war pension exemption certificate and the prescription is for NHS PRESCRIPTIONS your accepted disablement. You can get free NHS prescriptions if at Supplied free: the time the prescription is dispensed • medication given to you to take at a you: hospital or an NHS Walk in Centre • are aged 60 or over • prescribed contraceptives • are under 16 • medication personally administered • are aged 16, 17 or 18 in full-time to you by a GP education • medication supplied at a hospital or • are pregnant, or have had a baby in PCT clinic for the treatment of a the previous 12 months and have a sexually transmissible infection (STI) valid exemption certificate • medication supplied by a PCT or Trust • have a listed medical condition and or by a Patient Group Direction for have a valid exemption certificate the treatment of Tuberculosis • have a continuing physical disability • medication supplied by a PCT or Trust which means you cannot go out or by a Patient Group Direction to a without help from another person person subject to a supervised and have a valid exemption community treatment order for the certificate treatment of a mental disorder. • are an NHS in-patient • get or are included in an award of NOTE: if you need a wig or fabric support someone getting: read page 14. – Income Support – Income-based Jobseeker’s Allowance (Incapacity Benefit or NHS DENTAL TREATMENT Disability Living Allowance do not You can get free NHS dental count, as they are not income- treatment if: related) – Income-related Employment and • when the treatment starts you are: Support Allowance • aged under 18 – Pension Credit Guarantee Credit • aged 18 in full-time education • are entitled to, or named on, a valid • pregnant, or have had a baby NHS tax credit exemption certificate in the 12 months before treatment • are named on a valid HC2 certificate starts • an NHS in-patient and the 8 HC11 – Help with health costs QUICK CHECK GUIDES 9
treatment is carried out by the NHS SIGHT TESTS hospital dentist • an NHS Hospital Dental Service You can get free sights tests if you: out-patient* • are under 16 • are aged 16,17 or 18 in full-time * There may be a charge for education dentures and bridges. • are aged 60 or over • are a diagnosed glaucoma patient • when the treatment starts or when • have been advised by an the charge is made you: ophthalmologist that you are at risk • get or are included in an award of glaucoma of someone getting: • are aged 40 or over and are a parent, – Income Support brother, sister, son or daughter of a – Income-based Jobseeker’s diagnosed glaucoma patient Allowance (Incapacity Benefit • have been diagnosed as diabetic or Disability Living Allowance • are registered as severely sight- do not count as they are not impaired/blind or sight-impaired/ income-related) partially sighted – Income-related Employment and • need complex lenses Support Allowance • are someone whose sight test is – Pension Credit Guarantee Credit carried out through the hospital • are entitled to, or named on, a valid eye department as part of the NHS tax credit exemption certificate management of your eye condition • are named on a valid HC2 certificate. • get or are included in an award of someone getting: Partial help: if you are named on a – Income Support valid HC3 certificate you might get – Income-based Jobseeker’s some help towards the cost of your Allowance (Incapacity Benefit or NHS dental treatment. Disability Living Allowance do not count as they are not income- War pensioners – read page 28. related) – Income-related Employment and Support Allowance – Pension Credit Guarantee Credit • are entitled to, or named on, a valid NHS tax credit exemption certificate • are named on a valid HC2 certificate. 10 HC11 – Help with health costs QUICK CHECK GUIDES 11
Partial help: if you are named on a valid NHS VOUCHERS FOR REPAIR HC3 certificate you might get some help OR REPLACEMENT OF GLASSES towards the cost of a private sight test. OR CONTACT LENSES War pensioners – read page 28. You can get vouchers if you: • are under 16 (if you are 16 or over, NHS OPTICAL VOUCHERS conditions apply – read page 35). You can get vouchers towards the costs NHS TRAVEL COSTS of glasses or contact lenses if you: • are under 16 You can get help with necessary travel • are aged 16, 17 or 18 in full-time costs to receive NHS treatment through education a referral by a doctor or dentist if you: • need complex lenses – read page 34 • get or are included in an award of • get or are included in an award of someone getting: someone getting: – Income Support – Income Support – Income-based Jobseeker’s – Income-based Jobseeker’s Allowance (Incapacity Benefit or Allowance (Incapacity Benefit or Disability Living Allowance do not Disability Living Allowance do not count as they are not income- count as they are not income- related) related) – Income-related Employment and – Income-related Employment and Support Allowance Support Allowance – Pension Credit Guarantee Credit – Pension Credit Guarantee Credit • are entitled to, or named on, a valid • are entitled to, or named on, a valid NHS tax credit exemption certificate NHS tax credit exemption certificate • are named on a valid HC2 certificate • are named on a valid HC2 certificate. (includes travel by your dependent children) Partial help: if you are named on a valid HC3 certificate, you might get some • are a war pensioner and the help. treatment is for a disability that the Service Personnel and Veterans NOTE: If your glasses or contact lenses Agency accepts for treatment cost more than your voucher value, you will have to pay the difference. Children under 16 and young people 16 and over – read pages 39-40. War pensioners – read page 28. 12 HC11 – Help with health costs QUICK CHECK GUIDES 13
Partial help: if you are named on a Age groups valid HC3 certificate you might get some help. CHILDREN UNDER 16 AND YOUNG PEOPLE AGED 16, 17 AND 18 IN NHS WIGS AND FABRIC SUPPORTS FULL-TIME EDUCATION You can get free wigs and fabric Qualifying full-time education means supports if you: you must be receiving full-time • are under 16 instruction at a recognised educational • are aged 16, 17 or 18 in full-time establishment or by other means education accepted as comparable by the • are a hospital in-patient Secretary of State to a school, college or • have a valid war pension exemption university. You will be covered between certificate and the wig or fabric years or when changing schools if a support is for your accepted letter is provided from the school / disablement college to be attended in September. If • get or are included in an award of it is not a recognised establishment, you someone getting: still may be able to claim for help with – Income Support health costs under the NHS Low Income – Income-based Jobseeker’s Scheme – read pages 24-27. Allowance (Incapacity Benefit or Disability Living Allowance do not You are generally not considered to be count as they are not income- receiving full-time education once you related) have finished A Level (or equivalent) as – Income-related Employment and you will have come off a school or Support Allowance college register. If however you do – Pension Credit Guarantee Credit intend to continue in full-time • are entitled to, or named on, a valid education and have a letter offering NHS tax credit exemption certificate you a higher education place for the • are named on a valid HC2 certificate. term following your further education, you may be eligible during the Partial help: if you are named on a vacation. valid HC3 certificate you might get some help. You get free: • NHS prescriptions • NHS dental treatment for any course of treatment that starts before your 19th birthday 14 HC11 – Help with health costs AGE GROUPS 15
• NHS sight tests Authority care – read page 36 • NHS wigs and fabric supports. • if you do not have much money to pay other health costs, you can still You also get: claim for help – read pages 24-27. • vouchers towards the cost of glasses or contact lenses PEOPLE AGED 60 OR OVER NOTE: If you have lost or damaged your glasses or contact lenses – read You get free: page 35. If you need help with travel • NHS prescriptions costs for NHS treatment – read pages • NHS sight tests. 39-40. If you need help with other health YOUNG PEOPLE AGED 19 IN FULL TIME costs, check to see if you fit into any of EDUCATION OR TRAINING the groups listed on pages 5–7. If someone (usually a parent) still Income groups receives Child Benefit and tax credits for you, and their income is equal to or less PEOPLE GETTING BENEFITS OR TAX than the qualifying level (please see CREDITS page 21) you are entitled to the same You, your partner and any dependant things as those aged under 19 in full children and young people under 20 time education - see above. included in the award of the benefit or credit are entitled. OTHER YOUNG PEOPLE NOT IN FULL-TIME EDUCATION If you are waiting for your claim to be settled and need help urgently with any You get free: health costs – read pages 24-27. • NHS dental treatment for any course of treatment which starts before your INCOME SUPPORT (IS) 18th birthday. If you are included in the award you You may also get help: get free: • with travel costs for NHS treatment – • NHS prescriptions read pages 39-40 • NHS dental treatment • if you are aged 16 or 17 and are • NHS sight tests supported by a Local Authority • NHS wigs and fabric supports. because you have recently left Local 16 HC11 – Help with health costs INCOME GROUPS 17
You and your partner also get: to the same things as people getting • a voucher towards the cost of glasses Income Support – read page 17. or contact lenses • refunds of necessary travel costs to CONTRIBUTION-BASED EMPLOYMENT receive NHS treatment under the care AND SUPPORT ALLOWANCE – ESA(C) of a consultant, or through a referral by a doctor or dentist. IMPORTANT: On its own, ESA(C) does not entitle you to help with health costs. If INCOME-BASED JOB SEEKER’S you have to pay health costs, check to ALLOWANCE – JSA (IB) see if you are in any of the groups You, your partner and any dependent listed on pages 5–7. You might be able children and young people under 20 to get help if you are on a low income – included in a JSA (IB) claim are entitled read pages 24-27. to the same things as people getting Income Support – read page 17. If you are not sure about the type of ESA you are getting, ask at your CONTRIBUTION-BASED JSA – JSA(C) Jobcentre Plus office. IMPORTANT: On its own, JSA(C) or PENSION CREDIT GUARANTEE CREDIT contribution based Employment and Support Allowance does not entitle you If you get: to help with health costs. If you have to • Pension Credit Guarantee Credit pay health costs, check to see if you are • Pension Credit Guarantee Credit with in any of the groups listed on pages Savings Credit, or 5–7. You might be able to get help if • If you are aged under 60 and your you are on a low income – read pages partner gets either of the above, you, 24-27. your partner and any dependent children and young people under 20 If you are not sure about the type of included in a Pension Credit JSA you are getting, ask at your Guarantee Credit claim are entitled to Jobcentre Plus office. the same help with health costs as people getting INCOME-RELATED EMPLOYMENT AND Income Support – see page 17. SUPPORT ALLOWANCE – ESA(IR) IMPORTANT: If you only get Pension Credit You, your partner and any dependent Savings Credit on its own, this does not children and young people under 20 entitle you to help with health costs. If included in an ESA(IR) claim are entitled 18 HC11 – Help with health costs INCOME GROUPS 19
you have to pay health costs, check to TAX CREDITS see if you are in any of the other groups listed on pages 5–7. You might These are: be able to get help if you are on a low • Working Tax Credit (WTC) income – read pages 24-27. • Child Tax Credit (CTC) 1. If you meet the qualifying conditions How to check if you are getting (read paragraph 3 in this section) you Pension Credit Guarantee Credit will automatically be sent an NHS tax Your award notice tells you what type credit exemption certificate by the NHS of Pension Credit you get. This is shown Business Services Authority (NHSBSA). at item 5 on the page entitled ‘How You do not need to apply for a your Pension Credit has been worked certificate – but read paragraph 7. out’. If you have not received an award notice, or have mislaid it, you should 2. If you meet the qualifying conditions ring the Pension Centre on local call you can get free: rate number 0845 6060 265 and ask for a copy. • NHS prescriptions • NHS dental treatment OTHER BENEFITS • NHS sight tests • NHS wigs and fabric supports. Only IS, JSA (IB), ESA(IR) and Pension You also get: Credit Guarantee Credit give you, your • vouchers towards the cost of glasses partner and any dependent children and or contact lenses young people under 20 included in the • refunds of necessary travel costs to claim automatic help with health costs. receive NHS treatment under the care IMPORTANT: Other benefits, such as of a consultant, or through a referral Incapacity Benefit or Disability Living by a doctor or dentist. Allowance, do not entitle you to help This also applies to your partner or any with health costs. This is because they are dependent children and young people not income related. If you have to pay under 20 included in your Tax Credit health costs, check to see if you are in assessment. any of the other groups listed on pages 5–7. You can also get help if you are on 3. To qualify for help with health costs: a low income – read pages 24-27. • your family income for tax credits must be £15,276* or less (this is on 20 HC11 – Help with health costs INCOME GROUPS 21
your tax credit award notice or decision getting tax credits who are entitled to letter issued by HM Revenue and an exemption certificate. The NHSBSA Customs (HMRC)) and one of the will send out exemption certificates. You following applies: do not have to apply for one. – you are working and have children so you get WTC and CTC, or If you have an award but no certificate – you are working and disabled so you 7. The NHSBSA cannot send you an get WTC with a disability element or exemption certificate until they receive severe disability element – check the information from HMRC. This could your award notice or decision letter, be up to six weeks after you get your tax or credit award. If you meet the conditions – you are not eligible for WTC but for help listed in paragraph 3, you can get CTC. sign NHS treatment forms to say you do not have to pay because you get tax * If you are reading this after 6 April credits. 2010, you should check to see if this figure has been increased. Use your award notice as evidence of your entitlement until your certificate To find out more about Tax Credits visit arrives. www.hmrc.gov.uk/taxcredits. 8. If you are still unsure about whether or 4. If you are unsure about the amount not you are entitled to an NHS tax of your income for tax credit purposes, credit exemption certificate, ring the you can check this with HMRC’s Tax NHSBSA on 0845 609 9299, and have Credit Helpline on: 0845 300 3900. your tax credit award notice ready so you can tell them what is on it. For people with hearing or speech difficulties, HMRC’s Helpline number is If you lose your Tax Credit Exemption 0845 300 3909. Certificate 9. Tell the NHSBSA by writing to: 5. If you have made a claim for tax credit Exemption Issue Office, PO Box 1011, but not yet received your award notice Newcastle-upon-Tyne, NE99 2ZP, and let or decision letter, you should contact them know what happened. They will the HMRC on the above number (not send you a duplicate. the NHSBSA). If you do not qualify for help through NHS Tax Credit Exemption Certificates Tax Credit Exemption 6. HMRC will send information to the 10. If you do not meet the conditions in NHSBSA each month about people paragraph 3, you may be able to claim 22 HC11 – Help with health costs INCOME GROUPS 23
help through the NHS Low Income will need to claim Child Tax Credit from Scheme – read pages 24-27. HMRC. To find out more about Tax Credits visit www.hmrc.gov.uk/taxcredits 11. Ring HMRC’s Tax Credit Helpline on or phone 0845 300 3900. 0845 300 3900 for advice about other help (as well as help with health costs) If you would like to find out if the NHS that might be available through tax Low Income scheme can help you, pick credits. up an HC1 form (claim for help with health costs) from a Jobcentre Plus THE NHS LOW INCOME SCHEME office or NHS hospital. Your dentist or optician may have copies too, or ring If you have to pay for any of the items 0845 610 1112 for one. listed on page 2 of this leaflet, and are on a low income (for example, on You can fill in a special short claim form, Incapacity Benefit only), the NHS Low the HC1(SC) if either of the following Income Scheme may be able to help applies to you: you with health costs. But if you have • you live permanently in a care home capital which is over the capital limits and the local authority helps you which are currently £16,000 or £23,000* with the cost for people who live permanently in a • you are supported by the local care home, you cannot claim any help authority because you are aged through this scheme. 16 or 17 and recently left local authority care. * If you are reading this after 7 April 2009, you should check to see if the Ask your home manager/local capital limits have changed. authority/care worker for an HC1(SC) claim form. Otherwise, use the normal If you have a partner, their property, form, the HC1. savings and any other money is counted with yours. If you are aged 16 or over, you can make your own claim on an HC1, but A partner is a person you live with as you needn’t do this if you count as a part of a couple of the same or dependant of someone who is getting opposite sex, whether or not you are any of the eligible benefits or credits married or have a civil partnership. listed on pages 17–23. Children will not be included in the NHS If a dependent child under 16 has to go Low Income Scheme assessment. You to for NHS treatment under the care of 24 HC11 – Help with health costs INCOME GROUPS 25
a consultant, or through a referral by a If you qualify for help you will be sent doctor or dentist, you can claim help an NHS certificate HC2 for full help or with their travel costs. Any help will be an NHS certificate HC3 for partial help based on the parent’s income, not the with health costs. The certificate will child’s. tell you who it covers and how long it lasts. Fill in the HC1 or HC1(SC) and send it off in the envelope that comes with it. If your circumstances change for the The claim form tells you what to do better, you do not need to report it. If and may ask you to send in evidence your circumstances change for the of your income. worse, you should make another claim. If you have any queries about how to People seeking asylum and who are fill in these forms, what to send, or supported by the Border and need help with translation you can call Immigration Agency (BIA), including the NHSBSA on 0845 850 1166, or write those on subsistence support only, will to: be sent an NHS charges certificate (HC2) NHS Business Services Authority, for full help with health costs with their Sandyford House, first support payments – also read pages Newcastle-upon-Tyne 28-29. NE2 1DB IMPORTANT: An HC2 certificate does not After you have sent off the claim form, entitle you to NHS treatment. It entitles the NHSBSA use the information you you to full help with health costs if you have supplied to work out how much have been accepted for NHS treatment. help you might get towards your health costs. If you need help urgently with any health costs before IS, JSA (IB), ESA(IR), To work out your low income Pension Credit or tax credits are entitlement, your income will be awarded, make a separate claim on an compared with your ‘requirements’, HC1. Do not wait for your benefit or which include a personal allowance, credit claim to be settled. But if you premiums, plus housing costs and have a tax credit award notice, read council tax you have to pay. The HC1 pages 20-23 to see if you can get help tells you more about this and explains without making a low income claim. what counts as income. If you do not want to delay your NHS NHS Low Income Scheme Certificates treatment or repair/replacement of 26 HC11 – Help with health costs INCOME GROUPS 27
glasses (but read page 35 first) or need remain in the UK and people accepted emergency NHS dental treatment, you as coming to work or study in the UK), may need to pay and claim a refund and who are accepted for NHS later. treatment, may claim help with health costs in the same way as other If you want to claim a refund of any residents. health cost – read pages 48-55. If you are accepted for NHS treatment, Other groups first check to see if you are in one of the groups listed on pages 5–7. WAR PENSIONERS Otherwise, you can make a claim under the NHS Low Income Scheme You get free NHS prescriptions and NHS – read pages 24-27. wigs and fabric supports at the point of treatment if you have a valid war Further information about people who pension exemption certificate and the come from abroad can be found on the treatment is for your accepted Department of Health website, at disablement. www.dh.gov.uk/overseasvisitors You can claim money back for dental People seeking asylum and who are treatment, travel costs, sight tests, supported by the Border and glasses or contact lenses if the Immigration Agency (BIA), including treatment, or the reason for travel, is those on subsistence support only, will for your accepted disablement. be sent an NHS charges certificate (HC2) Write to: The Treatment Group, Service for full help with health costs with their Personnel and Veterans Agency, first support payments. Norcross, Blackpool FY5 3WP. You can get a pre-paid addressed envelope from People seeking asylum, who are not in Post Offices. one of the groups listed on pages 5-7 and are not supported by BIA or failed Otherwise, check if you are in any of asylum seekers need to make a claim the groups listed on pages 5–7. under the NHS Low Income Scheme - read pages 24-27. PEOPLE FROM ABROAD Information for health staff, service People who come from abroad and are planners and agencies providing advice accepted as ordinarily resident in the to asylum seekers is in Caring for UK (including those given leave to dispersed asylum seekers – A resource 28 HC11 – Help with health costs OTHER GROUPS 29
pack, a copy of which is available to • because you are undergoing download from the Department of treatment for cancer. Including for the Health’s website, at www.dh.gov.uk effects of cancer or the effects of Please use the advanced search facility previous or current cancer treatment. to look for the title. Exemption for this condition applies from 1 April 2009 only. PEOPLE WITH A SPECIFIED MEDICAL CONDITION NOTE: We ask doctors to advise you about free prescriptions, but it is up to You can get free: you to find out if you are entitled or • NHS prescriptions if you have a valid not. Only the conditions listed count. If medical exemption certificate you are unsure about the name of your because you have: condition, check with your doctor. – a permanent fistula (for example, caecostomy, colostomy, laryngos- You can also get free: tomy or ileostomy) requiring • NHS prescriptions for the treatment continuous surgical dressing or of requiring an appliance – a sexually transmissible infection – a form of hypoadrenalism (for (STI) example, Addison’s Disease) for – for a patient subject to a which specific substitution therapy community treatment order, in is essential respect of any drug supplied to – diabetes insipidus and other forms that patient for the treatment of a of hypopituitarism mental disorder – diabetes mellitus, except where – medication for the treatment of treatment is by diet alone tuberculosis – hypoparathyroidism when the medication is supplied at – myasthenia gravis a hospital or Primary Care Trust (PCT) – myxoedema (that is, clinic. hypothyroidism requiring thyroid • NHS sight test if you: hormone replacement) – are a diagnosed glaucoma patient – epilepsy requiring continuous anti- – are aged 40 or over and are the convulsive therapy parent, brother, sister, son or – you have a continuing physical daughter of a person with disability which means you cannot diagnosed glaucoma go out without the help of – have been advised by an another person, or ophthalmologist that you are at risk of glaucoma 30 HC11 – Help with health costs OTHER GROUPS 31
– are a diagnosed diabetic. that your certificate needs to be renewed, but if not, it is your NOTE: the medication to treat the responsibility to ensure that it is STI is only free if it is supplied by the renewed. hospital or PCT clinic. You will have to pay charges in the normal way if the hospital or clinic gives you a PREGNANT WOMEN AND THOSE WHO prescription form to take to your ‘high HAVE HAD A BABY IN THE PREVIOUS street’ pharmacy, even if the medication 12 MONTHS is for an STI. You will also have to pay charges in the normal way for any You get free: other medication supplied by the • NHS prescriptions – but only if you hospital or clinic. have a valid maternity exemption certificate/card issued by the NHS Getting your medical exemption Business Services Authority certificate • NHS dental treatment if, when To apply for a medical exemption you are accepted for a course of (Medex) certificate, ask your doctor for treatment, you are pregnant or Form FP92A. The form tells you what to have had a baby in the previous do. Your GP, hospital or service doctor 12 months. (or, if the GP chooses, a member of the GP’s practice who can access your To apply for your maternity exemption medical records) will sign the form to card ask your doctor, nurse, midwife or confirm your statement. health visitor for Form FW8. The form tells you what to do. Your doctor, nurse, The certificate will start one month midwife or health visitor will sign the before the date that the NHS Business form to confirm your statement. Services Authority (NHSBSA) receives the application form (except for Your exemption card will last until certificates for those receiving 12 months after the expected date of treatment for cancer, which cannot start birth. If your baby is born early, you can before 1 April 2009). Your exemption continue to use your exemption card certificate will be posted to you. until it expires. If your baby is born late, you can apply for an extension. If you Medical exemption certificates normally apply after your baby is born, your last for five years and then need to be exemption card will run for 12 months renewed. You may receive a reminder from your baby’s birth. 32 HC11 – Help with health costs OTHER GROUPS 33
PEOPLE WHO NEED LOTS OF PPC start date PRESCRIPTIONS BUT HAVE TO PAY The PPC will start from the date your CHARGES: PRESCRIPTION PREPAYMENT application is received unless you ask CERTIFICATES (PPC) for a different start date. This can be If you are not entitled to free up to one month before or one month prescriptions and you think you will later than the date your application have to pay for 4 or more items is received. in 3 months or more than 14 items in 12 months, you may find it cheaper to buy PEOPLE REGISTERED SEVERELY a PPC. SIGHT-IMPAIRED/BLIND OR SIGHT- To check the cost of a PPC you can IMPAIRED/PARTIALLY SIGHTED either visit, www.nhsbsa.nhs.uk/healthcosts, ring You get free NHS sight tests. If you 0845 850 0030 or look in leaflet HC12 need help with other health costs, (available in some pharmacies or GP check if you are in one of the groups surgeries). listed on pages 5–7. You can choose to pay for a 12-month PPC by 10 monthly Direct Debit PEOPLE WHO NEED COMPLEX LENSES instalments. If you pay using this option you are entering into a commitment to You get free NHS sight tests if you’re pay all the instalments. If you use the prescribed complex or powerful glasses PPC after failing to pay an instalment with at least one lens which: you may have to pay a penalty charge. • has a power in any one meridian of The PPC cannot be issued until the first plus or minus 10 or more dioptres; or Direct Debit instalment is paid. • is a prism-controlled bifocal lens. You can apply for a PPC: You also get a voucher towards the • On- line at cost of glasses or contact lenses. www.nhsbsa.nhs.uk/healthcosts • By phoning 0845 850 0030 PEOPLE WHO HAVE LOST OR • By filling in form FP95, available from DAMAGED THEIR GLASSES your pharmacy. The form tells you OR CONTACT LENSES what to do. If you are under 16, you get a For other enquiries about applications voucher towards the cost of repair for PPCs, or to report lost or stolen or replacement. PPCs, please ring 0845 601 8076. 34 HC11 – Help with health costs OTHER GROUPS 35
If you are 16 or over, you may be all or part of the cost – read pages entitled to a voucher towards the cost 24-27 of repair or replacement if your PCT • otherwise, check to see if you are in agrees that: any of the other groups listed on • the loss or damage was due to illness; pages 5–7 or check to see if you can and get help via the NHS Low Income • you can’t get any help through a Scheme – read pages 24-27. warranty, insurance or after sales service; and PEOPLE SUPPORTED BY A LOCAL • you would be entitled to an NHS AUTHORITY AFTER LEAVING CARE – voucher for glasses or contact CARE LEAVERS lenses – read page 12. If you are aged 16 or 17 and supported If in doubt contact your PCT. by a local authority because you This does not apply to disposable recently left local authority care, you contact lenses. are entitled to full help with health costs through the NHS Low Income PEOPLE WITH IMPAIRED HEARING Scheme – read pages 24-27. You can get free, on loan, NHS hearing aids. The aids will be supplied with If you are not supported by a local batteries (and replacements) and fitted, authority and you are not getting serviced and maintained free of charge. Income Support, Income-based If you want more information, please Jobseeker’s Allowance, Income-related ask your GP. Employment and Support Allowance or PEOPLE LIVING IN A CARE HOME Child Tax Credit, you may still be able to get help through the Low Income These were previously called residential Scheme. Also check if you are in any of care homes or nursing homes. Living the groups on pages 5–7. in care home does not automatically entitle you to help. • if you are under 60 and getting NHS IN-PATIENTS Income Support or Income-related You get free: Employment and Support Allowance • all NHS treatment, – read pages 17-18 • NHS wigs and fabric supports • if you are 60 or over and getting supplied while in hospital Pension Credit Guarantee Credit • glasses or contact lenses supplied – read page 19 through the hospital eye department • if the local Authority helps you with 36 HC11 – Help with health costs OTHER GROUPS 37
if clinically necessary (but you must test as part of the management of choose the cheapest frame available). your eye condition while you are If you choose a more expensive one still a patient of the hospital eye (except for medical reasons), you will department, that sight test is free. have to pay the difference If your consultant decides that for • medication given to you while you clinical reasons a change of glasses or are still an in-patient to take home contact lenses is needed shortly after with you when you leave hospital. you have bought a pair, you will not be charged for the second pair. You NOTE: If you ask a dentist or optician to may also get help towards the first visit you in hospital, you will have to pair if you are in one of the groups pay the cost in the normal way, as if entitled to a voucher – read page 12 you were being treated at their • medication supplied by a PCT or Trust practice. Read pages 5–7 to see if you or by a Patient Group Direction for are in a group that can get free NHS the treatment of Tuberculosis dental treatment, a free NHS sight test • medication supplied by a PCT or Trust or vouchers towards your glasses. or by a Patient Group Direction to a person subject to a supervised community treatment order for the NHS OUT-PATIENTS/DAY PATIENTS treatment of a mental disorder. You get free: PEOPLE WHO NEED TO TRAVEL TO • all medication given to take RECEIVE NHS TREATMENT while you’re being treated at the hospital. But you pay a prescription You may be entitled to help with your charge(s) for any medication you travelling costs if: are prescribed to take at home, • you attend a hospital, or other place, unless you’re entitled to free to receive NHS treatment under the NHS prescriptions care of a consultant, or through a • medication supplied at a hospital referral by a doctor or dentist. This to treat an STI includes tests and check-ups and visits • NHS dental treatment carried out at for treatment of STIs the hospital (but there may be a • you travel by the cheapest means charge for dentures and bridges of transport which it is reasonable unless you are entitled to free NHS for you to use dental treatment) • in the opinion of your doctor, you • sight tests. If your consultant refers need someone to travel with you, you to an optometrist for a sight your companion’s travel costs are 38 HC11 – Help with health costs OTHER GROUPS 39
added to your travel costs and it’s consultant, or through a referral by a your income that counts doctor or dentist – read pages 39-40. • you are getting benefits or credits – read pages 17-23 Regardless of your income, you can get • you have a low income – read help with the cost of return travel from pages 24-27 the point where you leave GB to where • you are 16 or over but under 20 you are going to be treated. Your and are counted as a dependant method of travel (e.g. air or rail) and of someone getting any of the the cost must be agreed before you benefits/credits on pages 17-23, you travel by the person arranging your get help via that benefit or credit treatment. If the person arranging your • you are 16 and over and not a treatment considers that you need dependant of a person who gets someone to travel with you, ask them benefits or credits, you can make about help with your companion’s your own claim, even if you live with travel costs. your parents – read pages 24-27 • the patient is a child under 16; it OTHER TRAVEL ARRANGEMENTS is their parent’s income that counts. If someone else takes them to The Isles of Scilly hospital, it is still the parents’ You get help with the cost of travel to a income that counts. mainland hospital for NHS treatment. Leaflet HC12 tells you how much this is. If you are not sure what travel costs you See your health centre before you can get help with, ask the hospital travel. before you travel. For more information go to: www.dh.gov.uk and use the There is a set maximum you have to pay advanced search facility to look up unless you get free travel, or help with NHS travel costs. the costs. Leaflet HC12 tells you how much this is. NHS TREATMENT ABROAD Claiming help when you go for You may be able to get help with the treatment cost of travel from your home to the international rail terminal, port or NHS PRESCRIPTIONS airport where you leave Great Britain. The arrangements are the same as if you People who do not have to pay should were travelling from home to receive fill in the back of their prescription NHS treatment under the care of a form. Put a cross in the first box in 40 HC11 – Help with health costs CLAIMING HELP WHEN YOU GO FOR TREATMENT 41
Part 1 that applies to you and complete for details of charges. and sign Part 3 on the back of the prescription form. If someone else If your circumstances change before you (your representative) goes to get your are asked to pay, read page 9 to see if prescription, they should complete you are entitled to free NHS dental the back of the prescription form. Or treatment. you can do this before you give them the prescription form. You, or your You will be asked to show proof of your representative, may be asked to show entitlement to help with dental costs – proof of your entitlement to free check the tables on pages 62-67 for prescriptions – check the tables on more information about this. pages 56-61 for more information about this. When you claim help with the cost of your NHS dental treatment, you are If you are under 16 years of age or responsible for knowing whether or not aged 60 or over and your date of birth you are entitled and for the declaration is printed on the prescription form you you make. If you are not sure you are do not need to make a signed entitled to help then you must pay. declaration. You can claim a refund, make sure you keep all receipts (see page 51). NHS DENTAL TREATMENT SIGHT TESTS Tell the dentist you want NHS treatment when you make the When you go for your sight test, tell appointment. Sign the form you are the optician if you are entitled to a given when you go for treatment. free NHS sight test and ask for Form If you do not have to pay, put a cross GOS1 to apply for it. in the appropriate box. If you have • If you have a valid HC2 certificate a valid HC2 certificate or Tax Credit for full help or Tax Credit Exemption Exemption Certificate, write in the Certificate, you must show it to your certificate number. optician. • If you are severely sight-impaired/ If you have a valid HC3 certificate, blind or sight-impaired/partially write in the certificate number and the sighted, the name and address maximum your certificate says you can of the Local Authority where pay. You will pay either what appears you’re registered has to be put on the certificate or the actual charge, on Form GOS1. whichever is the least. See leaflet HC12 • If you have diabetes or glaucoma, 42 HC11 – Help with health costs CLAIMING HELP WHEN YOU GO FOR TREATMENT 43
or have been advised by an and sign GOS3 when you order your ophthalmologist that you are at lenses or glasses to say why you risk of glaucoma, the name and are entitled to the voucher and to address of your doctor has to be confirm that you have received your put on form GOS1. glasses or contact lenses. Show the • If you already need a complex lens, if optician proof of your entitlement possible show the optician your last to use a voucher. prescription or the glasses you • If you have a valid HC3 certificate, are wearing. you can ask for a GOS3 voucher form. Show your HC3 to the optician when The optician will give you Form GOS2 you order glasses or contact lenses showing the results of your sight test. and ask if you can get any help towards the cost. Your voucher If you have a valid HC3 Certificate, value will be reduced by the amount show it to the optician and ask if you shown on your HC3. are entitled to any help with the cost of your private sight test. You apply You may be asked to show proof of for this help on Form GOS5. your entitlement to a free sight test or optical voucher. Check the tables on NHS VOUCHERS FOR GLASSES OR pages 68-75. CONTACT LENSES NHS VOUCHERS FOR REPAIR OR • There is more information about REPLACEMENT OF GLASSES OR using vouchers on the back of your CONTACT LENSES GOS2 form. • You may be entitled to a GOS Ask your optician for Form GOS4 – it voucher if you have a new or tells you what to do. changed prescription, or your glasses need replacing on the grounds of fair TRAVEL TO RECEIVE NHS TREATMENT wear and tear. Ask for a GOS3 UNDER THE CARE OF A CONSULTANT, voucher form when you have your OR THROUGH A REFERRAL BY A sight test, or when you order your DOCTOR OR DENTIST glasses or contact lenses. A GOS3 If you are referred for treatment under voucher form is valid for two years, the care of a consultant, or referred by but you can only use it if you are still a doctor or dentist, and you travel to entitled to a voucher for glasses or receive that treatment you can claim contact lenses when you order them. help with the cost of your travel on low • The optician will ask you to fill in 44 HC11 – Help with health costs CLAIMING HELP WHEN YOU GO FOR TREATMENT 45
income grounds. If you are referred by For each item, the most you will pay a doctor or dentist to the same will be the amount on the certificate or premises but on a different day you can the actual cost – whichever is the least. claim for that travel cost. Checks of entitlement When you go for treatment, tell the hospital (or place where you are being If you are claiming free treatment, or treated) that you want to claim back you are using an optical voucher, you the cost of your journey. Where your should show proof of why you do not place of treatment has a cashier facility have to pay or why you can use a you will be able to claim your money voucher. For example, an entitlement back during your visit. You will be letter, birth certificate or NHS asked to show proof of your exemption certificate. For more entitlement, such as your award notice, information about this – read the your tax credit exemption certificate or tables on pages 56-75. your HC2 certificate. Also keep any tickets or receipts you have as proof of the cost. If you cannot show proof, you will have to sign to say why you do not have to Where your place of treatment does pay (or can have an optical voucher) not issue payments (e.g. a GP practice and you will get your NHS treatment or dental surgery) you will need to free, or be able to use your optical claim your expenses using claim form voucher. But your treatment form will HC5(T). It tells you what to do. be marked as ‘no evidence seen’ so your entitlement can be checked later. You NHS WIGS AND FABRIC SUPPORTS won’t be able to get partial help unless you show your HC3. Tell the person who fits your wig or fabric support that you are entitled If you are not sure you are entitled to to it free, and show proof of your help with health costs then you must entitlement or war pension exemption pay. You can claim a refund, make sure certificate. you keep all receipts (see page 48). If you have a valid HC3 certificate, show CHECKING YOUR ENTITLEMENT it to the person who fits your wig or fabric support and ask if you are Checks will be made as follows: entitled to any help with the charge. • Free prescriptions. The checks will be 46 HC11 – Help with health costs CHECKS OF ENTITLEMENT 47
made by your local Primary Care Claiming refunds Trust (PCT). • Full or partial help with NHS dental NHS PRESCRIPTION CHARGES treatment. The checks will be made Ask your pharmacist, hospital or doctor by the Dental Services Division of the for an NHS receipt form FP57 when you NHS Business Services Authority. pay – you can’t get one later. The • Free NHS sight tests and vouchers receipt form tells you what to do. You towards the cost of glasses or contact have to apply for a refund within 3 lenses. The checks will be made by months of paying the prescription your local PCT. charge. PRESCRIPTION PREPAYMENT The penalty charge CERTIFICATE (PPC) FEES Any patient found to have wrongly Full refunds claimed help with health costs will face The patient’s estate can get a full penalty charges and, in some cases, refund if, within the first month of a 3 prosecution under powers introduced by or 12-month PPC: the Health Act 1999. • the PPC holder dies; or The penalty charge is a civil fine and • goes into hospital and dies there may be imposed where a patient is before the certificate runs out. found to have wrongly claimed total or partial help with health costs. The Proportional refunds penalty charge is five times the amount You can get a proportional refund of owed, up to a maximum of £100. This your PPC if during the first month of a is in addition to the original charge. 3-month PPC or before the start of the Payment will be pursued by civil last month of a 12-month PPC, any of recovery if necessary. the following happens: • you become entitled to free For further information about penalty prescriptions and, if applicable, charges pick up leaflet HC12 A quick you have a valid NHS exemption guide to help with health costs certificate including charges and optical voucher • you go into hospital and remain values, you may be able to get one from there until the expiry of the your doctor. Or ring 0845 610 1112 to prepayment certificate. order a copy, go to www.cfsms.nhs.uk, click on ‘Documents’ and go to ‘Penalty The patients estate can receive a Charge Guidance’. Or ring 0845 850 proportional refund of the PPC if after 1166 for advice. the first month of a 3 or 12-month PPC: 48 HC11 – Help with health costs CLAIMING REFUNDS 49
• the PPC holder dies, or to claim a refund. • goes into hospital and dies there before the certificate runs out. If you are paying by Direct Debit and become exempt you will be required to The money refunded will be the contact your bank or building society to difference between the amount due for cancel the payments. the months before you became exempt and the amount actually paid. For example, a 12-month PPC starts in June, Time limits for making PPC refund the holder dies in January, refund for claims February to May of 4/12 of the fee paid. You must make your claim for a refund Refunds where the full PPC price has so it is received within the following not been paid time limits: • Following the death of the PPC If the PPC holder chose to pay for a holder – claim within 24 months 12-month PPC by 10 monthly Direct of death. Debit instalments and full payment has • You go into hospital and remain not been made, the amount of refund there until the certificate expires: you, or the patient’s estate if the PPC claim must be received within 3 holder dies, can get is: months of the PPC expiry date. • the amount of refund payable had • If you become entitled to free the PPC holder paid in full, as prescriptions: claim must be received outlined in previous paragraphs; plus within 3 months of becoming • the amount the PPC holder has paid exempt. to date; minus • the full 12-month PPC price. OTHER REFUNDS Making the claim You will need a receipt which shows you have paid for NHS treatment (see If you wish to claim a refund for any following paragraphs for details). For of the reasons listed, send the original income-based claims, use form HC5 certificate to: appropriate to the charge you have NHS Business Services Authority paid, available from Jobcentre Plus PO Box 854 offices, NHS hospitals, at Newcastle-upon-Tyne www.dh.gov.uk/helpwithhealthcosts or NE99 2DE by calling 0845 610 1112. Your dentist or optician may have one too. The HC5 telling them the reason why you want tells you what to do. You will need to 50 HC11 – Help with health costs CLAIMING REFUNDS 51
write a letter (enclosing your receipt) to dental treatment or sundry items such apply for a refund for other reasons. as toothbrushes cannot be made. You will need to send this letter to the Where a course of treatment is a Primary Care trust covering your home mixture of NHS and private treatment a address. You have to claim a refund refund of the NHS charge only can be within three months of paying the made. health cost. The Dental Services Division will check that you received NHS treatment and NHS DENTAL CHARGES paid the charge claimed before sending Ask your dentist for NHS receipt form out payment. FP64 or a receipt which shows the amount of the NHS charge and the date SIGHT TEST FEES you paid. Ask the person who tests your sight for a receipt that shows that you paid for If you are claiming on the grounds the test and the date of payment. of low income, complete form HC5(D). Complete an HC5(O) refund claim form. It tells you where to send the The HC5(O) tells you what to do next. completed form. If you want to claim a refund for GLASSES OR CONTACT LENS COSTS another reason, for example, because If you have already used a voucher you are pregnant, have had a baby in towards the cost of your glasses or the previous 12 months, are aged under lenses, you cannot get a refund unless it 18 or are aged 18 in full-time education was only a ‘complex lens’ voucher. Nor you will need to explain why you are can you claim a refund of the difference claiming a refund. Enclose your receipt between the voucher value and the and make sure you include your full actual cost of your glasses or lenses, name and the address of your dentist, even if they cost more than the voucher and write to: value. NHS Business Services Authority, Dental If you want to claim a refund, ask the Services Division, Compton Place Road, person who supplies your glasses or Eastbourne, East Sussex BN20 8AD. contact lenses for a receipt which shows how much you paid and the date If you are a War Pensioner - read page of payment. Complete an HC5(O) 28. refund form and make sure you enclose NOTE: Refunds of charges for private your optical prescription and your 52 HC11 – Help with health costs CLAIMING REFUNDS 53
receipt with your HC5(O) when you NHS WIGS AND FABRIC SUPPORTS send it off. The form tells you what to CHARGES do. The maximum refund you can get back will be the voucher value which Ask the hospital for a receipt that shows matches your prescription. that you have paid an NHS charge, and complete an HC5(W) refund claim form. The form tells you what do. Lost or damaged glasses The HC5(W) is available at or contact lenses www.dh.gov.uk/helpwithhealthcosts If your glasses or contact lenses have been lost or damaged and you pay for WAR PENSIONERS replacement or repairs, you will only You can claim money back for dental be considered for a refund if you are treatment, travel costs, sight tests, glasses entitled to a voucher. But, your Primary or contact lenses if the treatment, or the Care Trust has to agree that the loss or reason for travel, is for your accepted damage was due to illness before disablement. payment can be made – read page 35. Write to: The Treatment Group, Service TRAVEL COSTS TO RECEIVE Personnel and Veterans Agency, Norcross, NHS TREATMENT Blackpool FY5 3WP. You can get a pre-paid addressed envelope from Post Offices. If you receive NHS treatment under the care of a consultant, or through a referral by a doctor or dentist, usually an NHS hospital will give you your refund when you go for treatment. If this is not possible, ask the hospital for an HC5(T) refund claim form – it tells you what to do. If you receive NHS treatment under the care of a consultant, or through a referral by a doctor or dentist other than at an NHS hospital, ask for form HC5(T) when you go for treatment. 54 HC11 – Help with health costs CLAIMING REFUNDS 55
FREE NHS PRESCRIPTIONS Proof of entitlement You can get free The proof you Where and how to get proof prescriptions if you are: need to have Under 16 If your date of birth is NHS medical cards are sent to you when you are 60 or over printed on your first registered as a patient with a GP. If you need prescription you will a card, contact your local Primary Care Trust. not need to make a NOTE: Some Primary Care Trusts no longer issue declaration or show NHS medical cards; in this case use one of the proof. If your date of other documents mentioned. birth is not printed on your prescription, show your NHS medical card, current Child Benefit award notice, pension award notice, passport, birth certificate, driving license, or any other official papers showing your name and date of birth. Aged 16, 17 or 18 in A current Child Benefit The Child Benefit Centre. 0845 302 1444. full-time education award notice. You can Your school, college, university or local education show proof of your authority can give you proof that you are in date of birth (which qualifying full-time education (see page 15). might be on your prescription – see above) and proof that you are a full-time student. Aged 19 in full-time A current Child Benefit The tax credit award notice or decision letter education or training award notice and are issued to the person receiving tax credits for you. named on a qualifying tax credit award notice or decision letter. 56 HC11 – Help with health costs FREE NHS PRESCRIPTIONS 57
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