Happy Easter March 2006 - cpaa-acmpa
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Canadian Postmasters l’Association canadienne
and des maîtres
Assistants Association de poste et adjoints
Happy Easter
March 2006
Financial Statement
A copy of the 2005 Financial Statement The Canadian Postmaster is published two times
is available upon request. a year by the Canadian Postmasters and Assistants
Look on page 6. Association.
National President
Leslie A. Schous
For National Annual Meeting
National Vice-President
and Branch Annual Conventions
location and dates, Pat E. Fagan
look on page 5.
National Vice-President
Pierre Charbonneau
National Secretary-Treasurer
Up-date on Negotiation
For more information, Shirley L. Dressler
look on page 6.
Support Staff
Sylvie Duguay
Lise Deschamps
Did you submit a new Lucie Clermont
beneficiary designation form Monia Denis
Pascal Leroux
for your Group Life Insurance?
See on page 11 Editor
for more details. CPAA
Branch Representatives
A complete listing is in this magazine.
CHANGE OF ADDRESS
In order to maintain an accurate Address inquiries, comments, or correspondence to:
mailing list, please send address
changes to our National Office CPAA
as soon as possible. 281 Queen Mary
Ottawa ON K1K 1X1
Tel. (613) 745-2095 Fax (613) 745-5559
E-Mail: mail@cpaa-acmpa.ca
Website: www.cpaa-acmpa.ca
Census Recensement
May 16 Le 16 mai
Count yourself in online! Soyez du nombre en ligne!
Convention No. 40069832
ISSN/0008-4794
2
CPAA Union Representatives / Représentants syndicaux de l'ACMPA
281 Queen Mary, Ottawa, Ontario K1K 1X1 mail@cpaa-acmpa.ca
Name and address / Nom et adresse Email / Courriel Tel. No. / n° de tél.
Fax Off.-bureau Home-rés.
Mrs. Leslie A. Schous Nat. Pres. / Prés. Nat. LeslieSchous@cpaa-acmpa.ca 613-745-5559 613-745-2095 613-747-6131
Mr. Pat E. Fagan Nat. Vice Pres. / Vice-prés. Nat. PatFagan@cpaa-acmpa.ca 613-745-5559 613-745-2095 613-841-7309
M. Pierre Charbonneau Nat. Vice Pres. / Vice-prés. Nat. PierreCharbonneau@cpaa-acmpa.ca 613-745-5559 613-745-2095 819-772-2430
Mrs. Shirley L. Dressler Nat. Sec.-Treas. / Sec.-Trés. Nat. ShirleyDressler@cpaa-acmpa.ca 613-745-5559 613-745-2095 613-260-8870
Newfoundland and Labrador / Terre-Neuve et Labrador
Ms. Roberta C. Bellows, Pres., PO Box 170 Benoit's Cove, NL A0L 1A0 roberta.bellows@nf.sympatico.ca 709-785-1289 709-789-3366 709-785-1288
Mrs. Louise Ade, Vice Pres., Goulds, NL A1S 1G2 709-834-1536 709-364-6888 709-834-4289
Mr. Norman J. Randell, Sec.-Treas., PO Box 293 Bishop's Falls, NL A0H 1C0 norman.randell@nf.sympatico.ca 709-257-1112 709-258-6555 709-257-4512
Mr. William Dawe, Dir., PO Box 25 Coley's Point S, NL A0A 1X0 william.dawe@nf.sympatico.ca 709-786-9492 709-786-0466 709-786-3018
Mr. Lester I. George, Dir., PO Box 161 Burnt Point, NL A0A 1M0 lesterg@personainternet.com 709-584-3963 709-584-3803 709-584-3963
Mrs. Kimberly V. Hunt, Dir., 20 Dawes Place Conception Bay South, NL A1X 6Z7 (Manuels) kvhunt@sympatico.ca 709-744-2546 709-834-8361 709-744-1945
Maritime / Maritimes
Ms. R. Anne Watts, Pres., PO Box 58 Summerside, PE C1N 4P6 (O'Leary) awatts@pei.aibn.com 902-888-1997 902-859-2402 902-888-2178
Mrs. Karen E. MacDonald, Vice Pres., 247 Walker Summerside, PE C1N 5S6 (Borden-Ca.) kmacdonald@pei.aibn.com 902-436-0464 902-855-2400 902-436-4822
Mrs. Betty Ross, Sec.-Treas., 4823 Scotsburn Road RR 2 Scotsburn, NS B0K 1R0 bross@pei.aibn.com 902-485-2591 902-485-6548 902-485-6198
Mrs. Catherine B. Léger, Dir., 123 Coates Mills S Rd Ste-Marie-De-Kent, NB E4S 1P2 cvautour@pei.aibn.com 506-955-8193 506-955-3214 506-955-3296
Mr. R. Bruce Redden, Dir., 148 Maple Ave, PO Box 256 Berwick, NS B0P 1E0 bredden@pei.aibn.com 902-538-0106 902-538-9254 902-538-7947
Mme Diane Bouchard, Dir., 6765 Route 134 McIntosh Hill, NB E4S 5N4 (Bouctouch.) dbouchard@pei.aibn.com 506-743-8004 506-743-6325 506-743-5233
Québec
Mme Jacinthe Turcotte, Prés., 40 rang de la Rivière Maddington Falls, QC G0Z 1C0 (St-Cyrill.) jmturcotte@distributel.net 819-367-2441 819-397-2319 819-367-2081
M. Bernard Choquette, Vice-prés., 973 rue Royale Massueville, QC J0G 1K0 (St-Aimé) cbchoquette@cablemonteregie.com 450-788-2843 450-788-2977 450-788-2966
M. Jacques Vézina, Sec.-Trés., C.P. 368 Neuville, QC G0A 2R0 (St-Basile) vezjac@videotron.ca 418-876-2738 418-329-2595 418-876-2435
Mme Odette Desgagnés, Dir., 572 ch. du Quai St-Joseph de la Rive, QC G0A 3Y0 (Les Éboul.) gantblanc@sympatico.ca 418-635-1586 418-635-1180 418-635-2505
Mme Loraine Rochette, Dir., 274 Charron St-Augustin de Desmaures, QC G3A 2G3 (Ste-Brigi.) l.rochette2@sympatico.ca 418-878-8621 418-825-3172 418-878-5908
Mme Joane DesAlliers, Dir., 354 St-Paul St-Ubald, QC G0A 4L0 jdesalliers@globetrotter.net 418-277-2473 418-277-2558
Ontario
Mr. Frank Gelling, Pres., 6 Sunset Street Holland Landing, ON L9N 1H4 (King City) rgell@sympatico.ca 905-967-0143 905-833-5303 905-967-0073
Mrs. Brenda McAuley, Vice Pres., 2004 Sagebrush Place Sudbury, ON P3A 4X7 (Capreol) bmcauley_cpaa@sympatico.ca 705-521-1888 705-858-3383 705-521-1117
Mrs. Sandra L. Wilson, Sec.-Treas., RR 1 C1705 Cannington, ON L0E 1E0 (Waubaushe.) sandra-cpaa@sympatico.ca 705-432-3322 705-538-2020 705-432-2259
**
Mme Rita Chartrand, Dir., 1326 North Road Markstay, ON P0M 2G0 rita.chart@sympatico.ca 705-853-1210 705-853-4356 705-853-1209
Mrs. Connie A. Burggraf, Dir., 6138 Concession 2, RR2 New Lowell, ON L0M 1N0 (Angus) connie4cpaa@sympatico.ca 705-424-3377 705-424-5653 705-424-2098
Manitoba
Mr. Ray R. Moreton, Pres., PO Box 193 Miami, MB R0G 1H0 rmoreton@mts.net 204-435-2023 204-435-2618 204-435-2378
Mrs. Hope M. Toporowski, Vice Pres., PO Box 121 Fork River, MB R0L 0V0 hopecpaa@mts.net 204-657-2337 204-657-2453 204-657-2249
Mrs. Becky Laba, Sec.-Treas., Box 1 River Hills, MB R0E 1T0 beckylaba@mts.net 204-348-3335 204-348-3686 204-348-3111
Mrs. Julie Hughes, Dir., Box 11, Group 4, RR 1 Anola, MB R0E 0A0 (Beausejou.) j_hughes@mts.net 204-866-3217 204-268-2731 204-866-3217
Ms. Lynda A. Kolly, Dir., 2561 Knowles Ave Winnipeg, MB R2G 2K7 (East Selk.) lyndako@shaw.ca 204-482-1237 204-482-1237 204-224-2931
Mr. James G. Roszell, Dir., PO Box 1469 Russell, MB R0J 1W0 jroszell@mts.net 204-773-3420 204-773-3283 204-773-3998
Saskatchewan
Mr. Darwin H. Hoimyr, Pres., PO Box 673 Carlyle, SK S0C 0R0 darwin@cpaask.org 306-453-2352 306-453-2301 306-453-6258
Mrs. Pat L. Killian, Vice Pres., Box 250 Cupar, SK S0G 0Y0 pat@cpaask.org 306-723-4777 306-723-4222 306-723-4927
Mr. Glen A. Smith, Sec.-Treas., PO Box 292 Saltcoats, SK S0A 3R0 glen@cpaask.org 306-744-2270 306-744-8100 306-744-2341
Mrs. Sue A. Verhelst, Dir., PO Box 828 Radville, SK S0C 2G0 sue@cpaask.org 306-869-2527 306-869-2433 306-869-2294
Mrs. Trudy S. Labarowski, Dir., PO Box 183 Pennant Station, SK S0N 1X0 trudy@cpaask.org 306-626-3223 306-626-3235 306-626-3224
**
Alberta, Northwest Territories and Nunavut / Alberta, Territoires du Nord-Ouest et Nunavut
Mrs. Denice A. Pharis, Pres., PO Box 439 Thorsby, AB T0C 2P0 dpharis@airsurfer.ca 780-789-2606 780-789-3600 780-789-3132
Mrs. Lana R. Slowsky, Vice Pres., PO Box 625 Bashaw, AB T0B 0H0 780-372-2441 780-372-3033 780-372-2441
Mrs. Linda J. Skiba, Sec.-Treas., PO Box 365 Willingdon, AB T0B 4R0 (Armena) ljskiba@msn.com 780-367-2989 780-367-2548 780-367-2988
Mr. Jim W. Bishoff, Dir., 421 St. Andrews Cres Stony Plain, AB T7Z 1K5 (Onoway) 780-963-7346 780-967-2454 780-963-7346
Mr. Daniel L. Maheux, Dir., 1B-737 Mallard Alley Canmore, AB T1W 2A8 dmaheux@telus.net 403-678-4075 403-678-4377 403-678-4564
Mrs. Lynn C. Barrie, Dir., 348 Highland Circle Strathmore, AB T1P 1V5 403-901-2018 403-934-3575 403-934-9834
British Columbia and Yukon / Colombie-Britannique et Yukon
Mrs. Sonja J. Lemay, Pres., 3437 Lockhart Crescent Armstrong, BC V0E 1B8 sonjacpaa@telus.net 250-546-0085 250-546-8274 250-546-8534
Mrs. Sherry M. Blancher, Vice Pres., Box 213 Balfour, BC V0G 1C0 jakecpaa@shaw.ca 250-229-5495 250-229-4612 250-229-4612
Mrs. JoAnn R. Cornies, Sec.-Treas., Box 191 Lytton, BC V0K 1Z0 joanncpaa@telus.net 250-455-0282 250-455-2233 250-455-2248
Mrs. Barbara J. Lincoln, Dir., 7519 Sechelt Inlet Road Sechelt, BC V0N 3A4 paullincoln@dccnet.com 604-885-6006 604-885-2411 604-885-6006
Mrs. Susan Argotoff, Dir., RR1 S-2 C-16 Crescent Valley, BC V0G 1H0 bsarg@netidea.com 250-359-7544 250-359-7788 250-359-7523
* Mrs. Marian Percy, Dir., *** Temporary Leave of Absence / Congé temporaire ***
2006-03-13/pleroux * amendment / changement ** vacant position / poste vacant
President=s Message
When I last sat down to tap out my message to you we were
heralding the coming of winter and the holiday season. Today I am
watching the throes of winter from my office at 281 Queen Mary
and wistfully dreaming of spring.
Speaking of spring, we will soon be in the Aseason of conventions@ and as always, we hope you will
take the time to attend your branch convention so that you can be updated on the activities and
issues facing CPAA. You will find a listing of Branch Conventions with dates, locations, and telephone
numbers in this issue of the Canadian Postmaster.
Our negotiations are moving along at a steady pace. As of the writing of this message we have had
15 days at the table with Canada Post and dates are scheduled up to the end of March. Our Chief
Negotiator, Pat Fagan, will be providing you with more information on negotiations further in the
magazine. As I stated in our last magazine AAlthough we anticipate a shorter round this time, as
compared to the last round which took 15 months, we will never sacrifice the rights and benefits of
our membership solely to have a speedy round of bargaining.@
We have seen some movement on our Pay Equity complaint. The Canadian Human Rights
Commission (CHRC) proposed a Aminutes of settlement@. We chose the option whereby the
Corporation will retain a consultant, mutually agreed upon, to provide an expert opinion on the pay
equity issue and the details required to settle the complaint. We are now waiting for a decision from
the CHRC.
We are hoping to see some improvement in Labour Relations across the country. At a meeting with
CEO and President Moya Green, held December 19, 2005, CPAA identified our overall concern
regarding the decline in relationship between CPC and CPAA across the country. We substantiated
our concerns by indicating to Ms. Green the significant increase in the number of grievances filed in
2004. Ms. Green gave us a fervent commitment by stating that the number of grievances would be
significantly reduced by this time next year. Some Branch Presidents have already noted some
improvement, but others are still having to contend with many outstanding issues. We can only hope
that the message Moya Green gave to CPAA, loud and clear, was also relayed to the Managers
across the country.
We are busy at National dealing with many issues such as Attendance Management, Staffing, Health
and Safety, and Payroll problems, just to name a few. As usual, we relay on you to bring forth issues
that you are having to deal with and we thank you for keeping us updated on happenings across the
country. Please feel free to contact your union representatives at any time. In the meantime, we look
forward to seeing you at the upcoming conventions and wish you a wonderful summer.
Leslie A. Schous2006
Branch Annual Conventions
Newfoundland & Lab. Manitoba
Hotel Gander Viscount Gort Hotel
100 Trans-Canada Highway 1670 Portage Avenue
Gander, NL A1V 1P5 W innipeg, MB R3J 0C9
May 6 & 7, 2006 May 5, 6 & 7, 2006
Tel. 709-256-3931 Fax 709-651-2641 Tel. 204-775-0451 Fax 204-772-2161
Maritime Saskatchewan
Park Place Ramada Plaza Hotel Saskatoon Inn
240 Brownlow Avenue 2002 Airport Drive
Park Place Centre Saskatoon, SK S7L 6M4
Dartmouth, NS B3B 1X6 June 2, 3 & 4, 2006
May 26, 27 & 28, 2006 Tel. 306-242-1440 Fax 306-244-2779
Tel. 902-468-8888 Fax 902-468-8765
Quebec Alberta, NWT & NU
Holiday Inn Leduc Inn
2675 Royaume Boulevard 5705 - 50 th Street
Jonquière, QC G7N 5B8 Leduc, AB T9E 6Z8
May 19, 20 and 21, 2006 June 9, 10 & 11, 2006
Tél. 418-548-3124 Fax 418-548-1638 Tel. 780-986-6550 Fax 780-986-7885
Ontario B.C. & Yukon
Holiday Inn Best W estern Dorchester Hotel
20 Fairview Road 70 Church Street
Barrie, ON L4N 4P3 Naniamo, BC V9R 5H4
May 5, 6 & 7, 2006 May 14, 2006
Tel. 705-728-6191 Fax 705-728-1718 Tel. 250-754-6835 Fax 250-754-2638
National Annual Meeting
CPAA National Office
281 Queen Mary Street
Ottawa ON K1K 1X1
September 30, 2006
Tel. 613-745-2095 Fax 613-745-5559
At this meeting, the members shall receive a report of the activities of the
National Board of Directors of the Association as per our by-laws.NEGOTIATIONS UPDATE
March 2006
by Pat E. Fagan
The Association and the Corporation began negotiations for a new Collective Agreement on
November 14, 2005. Since that time, we have had 24 bargaining sessions during which the parties
tabled approximately 100 demands for changes to the contract.
All of the demands have been discussed and many of them have been resolved. We are now at the
final stage of bargaining where we are exchanging global offers to resolve all outstanding issues.
We have just finished a week of intense bargaining where we reached agreement on many of the
outstanding issues. Both sides are now reviewing their respective positions before we return to the
table on March 23, 2006 to continue negotiations.
We hope that by the time you receive this magazine, we will have resolved the remaining issues and
negotiated a new Collective Agreement.
We will provide further updates on our website as bargaining continues.
B
Order your 2005 Annual Financial Statement from CPAA
Our 2005 audited financial statement is expected to be available at
the beginning of April. In order to receive a copy of this statement,
please complete the mailing information below and return it to:
CPAA, 281 Queen Mary, Ottawa ON K1K 1X1 (PLEASE PRINT)
Name
Address
City – Province – Postal Code
6VACATION TIME by Shirley L. Dressler For many of us, the onset of warmer weather turns our thoughts to summer vacations and relaxation. Please refer to Article 23 of our Collective Agreement, which explains in detail the process to be followed when scheduling the vacation leave within our offices. A brief summary of this Article follows: The vacation leave year extends from April 1 of the current year to March 31 of the following year. Vacation leave is to be scheduled and posted prior to April 1. Postmasters have first choice of a vacation leave period followed by Senior Assistants. Full-Time Assistants then select a vacation leave period followed by Part-Time Assistants. For Full-Time and Part-Time Assistants the order of priority is based on their length of continuous employment. After first selections have been made, employees will continue to choose further periods of vacation leave in the same order of priority as above until all vacation leave is scheduled. If suitable replacement schedules can be arranged and where practicable, more than one employee may take vacation leave during the same period of time. While on authorized vacation leave you will continue to receive pay. Your vacation entitlements are explained under Article 22 of our Collective Agreement. Whatever time of year you choose for your vacation, we hope you will find time to relax and enjoy them to the fullest extent.
I CHOOSE TO TAKE MY PENSION?
by Pierre Charbonneau
Reduced Unreduced
# with a reduced pension
! up to 10 years before the date at which you are eligible for an unreduced pension.
# with an unreduced pension
! at age 60 or older with at least 2 years of eligible service or contribution to the plan, or
! at age 55 or older with at least 30 years of eligible service
WHAT INSURANCE BENEFITS CAN I MAINTAIN?
! Basic life insurance ! Extended health care ! Dental plan
# Only premiums for basic life insurance can be deducted directly from your pension cheque at the end
of each month.
# You will have to provide a void cheque authorizing automatic payments from your bank account for:
! Extended health care benefits
! Dental plan
AT WHAT DATE SHOULD I PLAN TO RETIRE?
OR
WHAT PITFALLS SHOULD I WATCH OUT FOR?
Do not retire without reaching an important milestone for your pension (for example: 24.99 years of
service eligible for your pension rather than 25). The reduction factors are very different.
Ex.: John Lucky is 50 years old and his date of birth is February 22, 1956. He began working for
Canada Post on June 18, 1979. He decides to take his pension on March 1, 2006.
Is this a good date?
NO, the date to remember is his starting date of work, which is June 18, 1979. By retiring on
March 1, 2006:
• John Lucky accumulated 26.534 years of service instead of 27.
• John Lucky will lose money representing about 4% per month the rest of his life.
For more information, visit the following Web site: www.cpcpension.com.
N.B.: It is always disappointing to reimburse the employer for vacation leave before taking your pension.
Please refer to Article 22 of our collective agreement before taking all your annual leave.
e.g. Mr. Lucky will be retiring on July 1, 2006 with 21 years of continuous employment. He is only
entitled to seven and a half days of annual leave before retiring (the calendar year being April 1
to March 31 of the following year).WHO SHOULD I INFORM?
< The Benefits Department of your region
cc.: Your LAM
cc.: CPAA Compensation Support Centre
2701, Riverside Drive, Suite C090A
Ottawa, Ontario K1A 0B1
< Copy to your branch union (Secretary-Treasurer)
HOW LONG BEFORE THE OFFICIAL DATE SHOULD I FILE MY RETIREMENT NOTICE?
< Four (4) months, which is a reasonable time frame for all parties involved to complete their research and
provide you with adequate information. We recommend that you attach any legal document or any other
document, which would reduce your pension payment, for instance a divorce decree, if you haven’t
already done so.
< Two (2) weeks after sending your documents to the Pension Center, contact the Pension authorities to
make sure they have received all your documents.
CONTACTS : Pension Center
P.O. Box 2073
Mississauga, Ontario L5B 3C6 Phone: 1-877-480-9220
Great-West Life Health & Dental Benefits Claims:
Quebec residents other than those in the National Capital Region:
800 de la Gauchetiere West
Suite 5800
Montréal, Quebec H5A 1B9 Phone: 1-800-663-2817
For all other residents:
P.O. Box 3050
Winnipeg, Manitoba R3C 9Z9 Phone: 1-800-957-9777
HAVE I FORGOTTEN ANYTHING? YES
CPAA Life Insurance.
< It is possible for you to maintain your CPAA Life Insurance if you are no longer an active member of
the Association, to do so, please contact a representative of the insurance company (please note that on
your first day of retirement, you are no longer an active member of the Association).
< Your application for conversion must be received by Great-West Life’s head office within 31 days of
termination of your active membership.
Plan Administrator: Pierre A. Jeaurond 613-833-2227In Memoriam
From September 1, 2005 to February 28, 2006
Mr. Ronald D. Heinrich Mrs. Jacqueline Huard Mrs. Sylvia Broughton
Kirriemuir, AB Schefferville, QC Terrace Bay, ON
Miss Andrée Langevin Mrs. Germaine Gélinas Mrs. Sarah Burns
Notre Dame du Rosaire, QC St-Jean-de-Matha, QC Charing Cross, ON
Our most sincere condolences to their relatives and friends.
Robert Hunt
by Pat E. Fagan
It is with regret that we learned of the passing of Robert (Bob)
Hunt on November 15, 2005. Bob had been involved in CPAA at
the Newfoundland and Labrador Branch level for 19 years,
beginning in 1972 as a Director of the Branch. He served as Vice-
President in 1975 and from 1977 to 1983. He also served as Branch
President from October 1975 to May 1977 and from October 1983
up to his retirement from Canada Post Corporation in July 1991.
He served as a member of the National Board of Directors for 10 years and was active
on many of the National committees including the negotiating and finance committees.
Bob was well known throughout CPAA and had many friends all across the country.
He was a participant in, and a contributor to, CPAA at a crucial time in its history as
it evolved into a recognized and respected bargaining agent for rural postal employees.
He will be remembered fondly and with respect for his many contributions to the
Newfoundland and Labrador Branch of the Association. He will be especially
remembered at convention time where he remained active and involved up to and
including the last convention in May 2005.
Our sincere condolences are extended to his wife Violet and his family. Your loss is our
loss.www.cpaa-acmpa.ca
by Shirley L. Dressler
Our National website contains:
! information on who we are and who we represent
! the names of National Officers and Branch Officers, and how they may be contacted
! news updates
! links to other related sites such as Branch websites, other bargaining units, etc.
! publications including:
T CPAA/CPC collective agreement
T CPAA By-laws
T The Canadian Postmaster magazine
T Competition document
www.cpaa-acmpa.ca Visit soon and visit often! www.cpaa-acmpa.ca
REMINDER TO COMPLETE BENEFICIARY FORMS
CPAA GROUP LIFE INSURANCE PLAN
by Shirley L. Dressler
In our last issue of The Canadian Postmaster magazine, we informed you that Great-West Life has
become our new insurance carrier. We requested all active members to complete a new form
designating their choice of beneficiary. We encourage those who have not already provided this
information to please do so immediately. It is always advisable to name a beneficiary since the
proceeds will then go directly to that person (or persons), by-passing your estate and any applicable
probate fees. You may change your choice of beneficiary at any time by completing a new form and
sending it to our insurance Administrator.
The CPAA Group Life Insurance Plan covers all active members of CPAA. Active Members are
defined in the CPAA By-laws (Section II, By-law No. 2.1). In summary an active member is an
indeterminate full or part-time employee of the corporation who is represented by CPAA, who is not
suspended or expelled from membership, has filed a “Member’s File” with the head office of the
Association, and pays the required membership fees.
Further details of the CPAA Group Life Insurance Plan and the address for contacting our plan
administrator, Pierre Jeaurond, may be found on page 12 of this magazine.
11Group Life Insurance Plan
A S Life Insurance Benefit D S Beneficiary
1. Commencing August 1, 2005, all active members of the 1. A form is provided below to enable you to register a benefi-
Association are insured for $10,000 Group Life Insurance in ciary in the event of your death.
accordance with the terms of Group Policy No. 158073,
2. You may change your designated beneficiary any time.
issued to the Association by The Great-W est Life Assurance
Company. 3. If no beneficiary is named, the insurance proceeds will be
paid through the administrator, executor, or assign(s) of your
2. The above amount is subject to a periodical review.
estate upon your death.
3. Such insurance will continue in force as long as the employee
4. If designating a beneficiary who is a minor or who lacks
is an active member of the Association.
legal capacity, please check box below, (in beneficiary
4. Such insurance will continue for as long as this policy is in form) and a Trustee Appointment form will be sent to you
force. for completion.
5. Such insurance will automatically terminate at the end of the Certificate of Insurance
month in which the member celebrates his/her 70 th birthday.
1. The Great-West Life, certifies that the holder of this policy is
6. New members are insured from the date on which active insured for the sum of $10,000, in accordance with the terms
membership to the Association begins. of Group Policy No. 158073:
B S Total Disability Benefit a) as long as he/she is an active member of the Canadian
Postmaster and Assistants Association; and
1. This policy provides group insurance during continuous total
b) as long as he/she is under age 70.
disability as long as the following conditions apply:
2. The insurance is payable on death from any cause to the
a) you have been totally disabled for 6 months or more, prior
beneficiary last registered in writing with Great-West Life.
to your 65 th birthday;
b) the disability is such that you are unable to perform any 3. If no beneficiary is registered with Great-W est Life, the
work of any kind; insurance is payable to the deceased's administrator,
c) you remain an active member of the Association. executor or assign(s).
2. The coverage does not extend beyond your 65 th birthday. 4. The policy includes a Total Disability Benefit and a
Conversion Privilege.
3. If you cease to be a member while you are on disability and
before your 65 th birthday, you must consider the conversion 5. The certificate and the descriptive literature above are
outlined in item C below. provided for information purposes only.
4. You applied for waiver of premium benefits within the contract 6. If any conflicts arise between the above and the terms of
provisions. Group Policy No. 158073, the terms of the latter shall govern.
C S Conversion Privilege
1. This insurance can be converted into certain types of indi- Should you need any additional information about your
vidual life insurance plans, then issued by Great-W est Life insurance plan, please contact:
Assurance Company.
2. To convert this policy, the following conditions must be in
effect: Pierre A. Jeaurond, Administrator
CPAA Group Life Insurance Plan
a) your active membership to the Association must terminate PO Box 189
on or before your 65 th birthday;
Cum berland ON K4C 1E6
b) your application for conversion must be received by
Great-West Life within 31 days of termination of your 613-833-2227 pjeauro@ m agm a.ca
active membership.
3. Presently, the maximum coverage available is $10,000.
4. Conversion is available regardless of your health.
5. The privilege does not extend beyond 31 days following your
65 th birthday, even though you may continue to work beyond
that date.
2006/03
R etain the above for your records.
(R emove when completed, and forward this portion to the address above.)
Beneficiary Designation Form (PLEASE PRINT)
Important notice regarding Group Life Insurance Plan
• B efore com pleting this form , you m ust have signed an Association M em ber's File.
• T his form should only be com pleted once, unless you wish to am end it. (ex. change in beneficiary or nam e change)
• W hen this form is com pleted by a m em ber, he/she m ust have their signature witnessed by som eone other than the nam ed beneficiary.
• M inor beneficiary: YE S G NO G • Language preference: English G French G H om e phone #: (____)____________
I, ____________________________________________________________________________________ living in the P rovince of _______________________
M em ber's full nam e O ffice N am e
and insured under G roup Policy N o. 158073 declare that all proceeds payable under this policy at m y death be paid to
______________________________________________________________ _____________________________________________________________
Beneficiary's full nam e Relationship of Beneficiary to M ember
D ated at _________________________________________________ this _____________ day of _____________________________________ 20__________
C ity, P rovince
______________________________________________________________ _____________________________________________________________
S ignature of W itness Signature of M emberYou can also read
