FIND WHAT FITS YOU - Spirit AeroSystems
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Annual Enrollment is MONDAY, MAY 3 –
THURSDAY, MAY 13, 2021. Visit
myspiritbenefits.com now to learn what’s
new, use tools to help you compare and
get ready to enroll.
Welcome to
Spirit benefits!
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Quick Links
FIND WHAT FITS YOU.S pirit cares about the health and well-being
of our employees and families. As we
BE IN THE KNOW:
WHAT’S NEW
continue to navigate these uncertain times, we Take time now to read what changed for 2021/2022.
are committed to offering an array of quality You also can learn more about the changes by
and affordable benefit options. It’s up to you to visiting myspiritbenefits.com.
understand what’s available and find what fits your
unique lifestyle.
Use this guide and myspiritbenefits.com to learn more,
so you can choose your coverage with confidence.
Choose by May 13
Your needs change year to year, and for 2021/2022, so will
your benefits. Annual Enrollment is your once-a-year opportunity
to choose the best fit for you and your family. Get ready to take
action and submit your elections by May 13, 2021.
Most of your benefits will carry over to the 2021/2022 plan year,
even if you don’t choose to actively enroll. You are only required
to enroll for 2021/2022 benefits if you want to:
4 Make changes to your current coverage(s), such as select a
different medical plan.
4 Contribute to a Flexible Spending Account (FSA).
4 Add, change or remove your covered dependents.
If you do not enroll or elect to waive your coverage, you will be
enrolled in your current medical, dental and vision plans at your
current coverage level, with no FSA – unless you have
previously waived coverage.
2FSA Contribution Limit You can contribute up to $2,750 to a Health Care FSA or Limited Purpose FSA in 2021 and up to $5,000 to a Dependent Day
Care FSA.
The Health Care FSA comes with a “use it or lose it” rule. You must spend any contributions you make by the end of the plan year,
or you lose your unspent funds.
If you wish to contribute to an FSA, you must enroll by Thursday, May 13. Your current FSA election(s) will not carry forward to
2021/2022.
Update to Dependent Beginning July 1, 2021, except with respect to certain grandfathered dependents as described below, coverage under Spirit’s
health care plans has been changed as followed: (i) relatives (e.g., grandchildren, nieces and nephews) will no longer be eligible
Children Eligibility dependents, and (ii) coverage for dependent children will end on the last day of the month in which a dependent child reaches
age 26.
Notwithstanding the foregoing, the following dependents will be grandfathered and remain eligible for coverage: (i) relatives who
are covered under a Spirit health care plan as of June 30, 2021 who meet certain conditions outlined in the plan, and (ii) disabled
dependent children who are covered under a Spirit health care plan as of June 30, 2021 (including relatives) who meet certain
conditions outlined in the plan, as long as they are disabled and depend on you for support.
FINDING THE RIGHT FIT ALL YEAR LONG
From staying healthy to managing money – wellness is more than one thing. Spirit provides a variety benefits and resources so you can find what fits
best for the important moments in your life.
SolidaritUS Family Your medical plan includes access to both SolidaritUS Family Health Centers and your SolidaritUS Health physician team.
You can receive direct primary care with top-rated SolidaritUS doctors at no cost.
Health Centers
When you or a covered family member receives care through a SolidaritUS Family Health Center, there are no copays,
coinsurance, or deductibles to meet. This includes all types of visits, including preventive care, illnesses, minor injuries and more.
Your SolidaritUS staff will perform on-site lab work at no cost, when needed. You are also able to receive certain prescriptions at
no cost when they are dispensed through the SolidaritUS Family Health Center.
When you need to see a doctor, SolidaritUS should be your first stop, every time – it’s the only way to ensure you’re receiving
high-quality health care and cost-saving benefits! Visit myspiritbenefits.com for more details.
SurgeryPlus Concierge When you receive a surgery treatment plan, a dedicated Care Advocate is available to help you find a top-quality surgeon,
schedule an appointment and coordinate medical record transfers.
Service Benefit
This benefit is available to you and your covered dependents enrolled in a Spirit medical plan, and is best coordinated with your
SolidaritUS provider to maximize your savings. Visit surgeryplus.com for more details.
Family Care Benefits We partner with Care@Work to provide confidential, personalized support for family care – from finding backup child or adult
care at subsidized rates to developing senior care plans for aging adults. With Care@Work, you have access to highly trained
through Care@Work experts who can focus on understanding your situation, mapping out the solution that best fits your needs and providing a range
of options for you to compare – including customized referrals to quality, pre-screened family care providers and resources.
You also have no-cost, unlimited access to Care.com – the world’s largest network of caregivers – to help you find anytime care
for your children, adult loved ones, pets and home.
3COMPARE: YOUR MEDICAL PLAN OPTIONS
For the 2021/2022 plan year,
In-Network Benefit OK Green Plan OK Blue Plan OK Orange Plan
you will have the opportunity to
choose from the medical plan Spirit’s Contributions to Your Health Reimbursement Account
options outlined on the right. Single $375 $375 $375
Employee + Dependent(s) $750 $750 $750
Annual Deductible
Single $1,500 $2,500 $4,500
Employee + Dependent(s) $3,000 $5,000 $9,000
Out-of-Pocket Maximum*
Single $3,000 $4,500 $6,550
Employee + Dependent(s) $6,000 $6,850 $13,100
Preventive Care Covered at 100% Covered at 100% Covered at 100%
Doctor’s Office, Hospital Facility & Emergency Room
Primary Care or Office Visit 20% after deductible 30% after deductible 30% after deductible
Emergency Room 20% after deductible 30% after deductible 30% after deductible
Other 20% after deductible 30% after deductible 30% after deductible
Prescription Drug
$10 Preventive Rx $10 $10 $10
30-Day Retail Supply 20% after deductible 30% after deductible 30% after deductible
90-Day Retail or Mail 20% after deductible 30% after deductible 30% after deductible
Order Supply
*The total amount you’ll spend on in-network care, including your deductible.
2021/2022 Medical, Visit myspiritbenefits.com, and click on the Annual Enrollment
Dental, and Vision Plan banner at the top of the page to view your per-paycheck
Per-Paycheck Deductions deductions for each medical, dental, and vision plan option.
4YOUR TOOLS ARE ON
MYSPIRITBENEFITS.COM
USE THE MEDICAL PLAN DECISION TOOL
Compare your total cost under the plans – what you spend in paycheck
contributions and what you are likely to pay for care, based on your
personal situation.
FIND THE 2021/2022 PLAN COMPARISONS AND PAYCHECK Welcome to
Spirit benefits!
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Remember to consider what you pay at the time of the service
and out of your paycheck when determining which plans are Quick Links
best for your needs.
5COMPARE:
YOUR PLANS AND
YOUR PRICES SPIRIT
BENEFITS –
Log in to myspiritbenefits.com and
click the Annual Enrollment banner
THERE’S AN
at the top of the page for more APP FOR THAT!
information about your benefits,
The Spirit Benefits On the Go app is
including a comparison of your
a great place to access all of your
regular, per-paycheck deductions
resources, wherever and whenever
for each medical plan option.
you need them.
Once you’ve downloaded it to your
tablet or smartphone, you’ll receive
regular updates about your benefits,
and reminders whenever you need
to take action. Visit Google Play or
your App Store, search for Spirit
Benefits On the Go, and use the
password spiritapp789 to register.
6ENROLL FOR BENEFITS: IT’S TIME
To make changes to your benefits, you must take action and enroll online by 11:59 p.m. Central
Time on May 13, 2021. From the home page of myspiritbenefits.com, click the Annual Enrollment
banner for helpful tools and resources and a link to enroll.
Once you have submitted your enrollment elections, print and save a copy of your online
confirmation statement for your records. A paper confirmation statement will also be mailed
to your home after the Annual Enrollment window closes.
WHAT HAPPENS IF I DON’T ENROLL?
Most of your benefits will carry over to the 2021/2022 plan year, even if you don’t choose to actively
enroll. You are only required to enroll for 2021/2022 benefits if you want to:
4 Make changes to your current coverage(s), such as select a different medical plan.
4 Contribute to an FSA.
4 Add, change or remove your covered dependents.
If you do not enroll or elect to waive your coverage, you will be enrolled in your current medical,
dental and vision plans at your current coverage level, with no FSA – unless you have
previously waived coverage.
Need Help?
Log in to myspiritbenefits.com or call the Spirit AeroSystems
Benefits Center at 1-877-459-3345, Monday through Friday
between 8 a.m. and 5 p.m. Central Time.
7PRESORTED
FIRST-CLASS MAIL
U.S. POSTAGE
PAID
ADDISON, TX
PERMIT NO. 6
Spirit AeroSystems
P.O. Box 780008, K94-96
Wichita, KS 67278-0008
FIND WHAT
FITS YOU.
Annual Enrollment is almost here – which means it’s time to
take a closer look at your benefits options. Read this guide
for an overview of your plans and how they’re changing,
then visit myspiritbenefits.com for more details. ANNUAL ENROLLMENT for 2021/2022
benefits is MAY 3 – 13, 2021.
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