Encompass Release Notes - 21.1 Major Release Version 21.1.0.0/0.1 (Banker Edition) - Ellie Mae
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Encompass Release Notes 21.1 Major Release Version 21.1.0.0/0.1 (Banker Edition) Last revised on April 30, 2021
© 2021 Ellie Mae, Inc., doing business as ICE Mortgage Technology. All rights reserved.
© 2021 ICE Mortgage Technology, comprised of Ellie Mae, Inc., Simplifile and MERSCORP Holdings, Inc.
All Rights Reserved. Encompass®, Mavent®, Velocify®, the ICE Mortgage Technology logos and other
trademarks appearing herein are the property of the entities of ICE Mortgage Technology. Other company
and product names may be trademarks of their respective owners.
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 2
Table of Contents
Encompass 21.1 Release Notes - Banker Edition 8
Encompass 21.1 Major Release (Version 21.1.0.0/0.1) 8
What's in This Release 9
Attention Encompass Administrators! 10
System Requirements & SDK Upgrade Requirement for Encompass 12
Install Files and Downloads 12
Feature Enhancements in Version 21.1 13
URLA Updates 15
Updated Calculation for Total of Other Assets Applied to the Loan 15
‘Buydown Type’ Field Added to URLA – Lender Form 18
Updated Net Rental Income Calculation for VOMs Used with the New URLA Forms 19
Update to the Current Address Fields on the ATR/QM Management Input Form 20
Encompass Forms and Tools 21
Updates to the LE and CD Loan Terms Sections for Balloon Payments and Maximum Interest
Rate 21
Updates for ULDD Exports 22
New Arkansas State-Specific Disclosure Information Input Form 23
Updated Washington State-Specific Disclosure Information Input Form 23
Lock Icons Added to Monthly Principal & Interest on the Loan Estimate and Closing Disclosure 24
Workflow ID Field for Encompass Consumer Connect Loans 24
Web-Based Encompass Login Screen Now Used When Publishing From Input Form Builder 24
Correspondent Lending 26
Three New Correspondent Lending Fields for Insurance 26
Drop-Down Lists Added to Correspondent Property Insurance Information Fields 27
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 3
Electronic Document Management 28
Effective Dates Now Considered When Adding Automated Enhanced Conditions to the eFolder 28
Updates to the New eFolder Document Viewer 29
Reports 30
Update to the Reports Feature: Option to Use Fields From the Reporting Database for Better
Performance Can No Longer be Updated 30
Encompass Settings 31
FHA County Limits Table Updated for 2021 31
New Generate LE & Disclosures Option Added to External Company Settings 31
New TPO Loan Action Options Added to Business Rule Settings 33
New Persona Access Options for TPO Account Management Added to TPO Connect Site
Settings 35
Settings Reports Updated with New TPO Connect Persona Settings 36
Added New Allow ONRP for Cancelled/Expired Locks Setting to Lock Desk Setup - Lock Desk
Schedule/ONRP Tab and Company Details - ONRP Tab 37
Enhanced Conditions 39
Enhanced Condition Types Can Now be Deleted 39
Enhanced Conditions Types Now Listed in Ascending Order 39
Encompass Reporting Database 40
Freddie Mac Appraisal Hybrid Field Added to Encompass 40
Two New Fields Added for Secondary Marketing Purposes 41
Miscellaneous Items 41
Encompass ZIP Code Database Update 41
Feature Enhancements for Version 21.1.0.1 42
Feature Enhancements 43
HUD 1003 Addendum Input Form Updated 43
Updates to the Property Type Section on the 1003 URLA-Lender Input Form 44
Update to the Field Mapping for Attachment Type When Importing Loan Files 46
Fixed Issues for Version 21.1 47
URLA Updates 50
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 4
Other Description Field Now Clears When Other Income Source Changes on VOOI Records 50
Encompass Now Imports MISMO 3.4 Loans with File Names Up to 256 Characters in Length 50
Updated Field Label for Check Box to Exclude Debt from the URLA Liabilities Total 50
Refinance Type Adjusts When Purpose of Refinance Changes 51
Check Boxes Synchronize Correctly Between Home Counseling Provider and 1003 URLA
Lender Forms 51
Check Box Spacing Corrected in Section M on the 1003 URLA Part 4 52
Indicator for Deposited Gift and Grants Synchronizing Correctly Between 1003 URLA Part 4 and
VOGG 52
Field Mapping Update for Loan Originator Phone Number Field on the 1003 URLA Part 4 53
Second Borrower Pair Street Addresses Populating Correctly When Switching to New URLA
Forms 53
Updated Logic for FHA Secondary Residence Check Box 53
Subject Property Copied Correctly on Borrower Summary - Origination 54
Business Rules Can Update the Borrower Alternate Name 54
LTV and DTI Values Updating Correctly After Receiving a DU Error 54
Alternate Names Button and Pop-Up Window Are Working on Custom Forms 55
Fee Mapping Enforced on the Proposed Supplemental Property Insurance Pop-Up Window 55
Supplemental Insurance in Current Housing Expenses Now Associated with a Borrower-Pair 56
Foreign Current Address No Longer Disables the Get Agencies Button for Home Counseling
Providers 57
Data in Verification of Additional Loan Forms Immediately Flows Through to 1003 URLA – Lender 57
Send Initial Disclosure Alerts Now Triggering Correctly for TBD Addresses 58
Forms and Tools 58
New Loans Can No Longer be Started When Multiple Loan Folders are Selected and a Loan File
is Open 58
Error Message No Longer Triggers When Users Tab Out of an Editable Drop-Down List Field 59
Payment Schedule Populates When Floor Rate Locked in LO Connect Is Unlocked in
Encompass 59
One-Time Upfront PMI Now Indicated in NMLS Report Information 60
Updated Calculation for the Refinance Cash Out Amount 61
Pooling Method Type Retained on the ULDD/PDD Form 61
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 5
Formatting Adjusted for Date Hired Field on Verification of Employment Records 62
Last Disclosed Loan Estimate Values Now Updating When a Fee Is Removed and Redisclosed 62
Field Description Update for HELOC Agreement Amends and Restates Indicator 62
Max Characters Error Message No Longer Displays for Web Input Form Builder in Encompass
LO Connect 63
AUS Fields Now Automatically Populates Lock Request Form Additional Fields Tab and Lock
Request Snapshot 63
LO State License Number Field (field ID 2306) Now Populating with License Numbers as
Expected 64
Miscellaneous Items 64
Issue with Opening Loans Due to Hexadecimal Characters Has Been Addressed 64
Correspondent Trades Notes Now Displayed When GetNotes API Run 65
Company Ratings Now Displayed Correctly When Report Run 65
Encompass Settings 65
Issue Resolved: Check Box Selections in Data Templates for the RESPA Servicing Disclosure
are Now Saved as Expected 65
Typo Fixed in Loan Program Template 67
Issue Resolved: Duplicated Rows Not Being Saved to Dynamic Data Management Tables 67
New Personas Settings for External Company Details Trade Mgmt and ONRP Tabs Under
External Settings 67
Electronic Document Management 69
Documents with Multiple Changed Circumstance Criteria Added to eFolder Packages 69
Encompass Reporting Database 70
Six Declaration Field Descriptions Updated in the Encompass Reporting Database 70
Encompass Software Development Kit (SDK) 71
External Organizations with STLIC Lender Type License Can Now Be Edited Using Software
Development Kit (SDK) 71
Fixed Issues for Version 21.1.0.1 72
Updates to Encompass Client Machines 73
Fixed Issues 73
New Verification of Additional Loan Records Now Assigned to Both Borrowers by Default for
Piggyback Loans 73
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 6
Liabilities “Does Not Apply” Check Boxes Functioning Correctly 74
Military Base Pay Maps Correctly for MISMO 3.4 Imports 75
Employment End Dates Populating for Employment Records Imported via MISMO 3.4 Files 76
Release Notes Change Log for Version 21.1 77
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 7
Encompass 21.1 Release Notes - Banker Edition
Encompass 21.1 Release Notes - Banker Edition
Encompass 21.1 Major Release
(Version 21.1.0.0/0.1)
These are the release notes for the Encompass 21.1 Major Release. They include a high-level overview of
new features, feature and form enhancements, and fixed issues, followed by more detailed information and
instructions where appropriate.
In addition to the information about this Major Release, these release notes also provide information about
an update (21.1.0.1) released on February 13, 2021 to provide feature enhancements and address issues
discovered during testing.
Refer to the online help and the Guides & Documents page for additional information and related
documents.
This Encompass 21.1 Major Release will be applied to your users' computers
automatically and cannot be controlled manually via the Encompass Version
Manager tool. Users will receive the update upon their initial log in of Encompass
following the release.
Please refer to the Major Release announcement you received from Ellie Mae for
the planned release date. You can review these announcements on your My
Messages page in the Ellie Mae Resource Center. (Click here for more
information.)
Additional Resources:
View the Encompass Administrator Checklist for 21.1 Major Release
Watch New Videos About This Release
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 8
Encompass 21.1 Release Notes - Banker Edition
What's in This Release
n URLA Updates - For loans using the new URLA forms, various updates are provided in this release
including a new ‘Buydown Type’ on the URLA – Lender form, updates to the Net Rental Income
calculation for VOMs, and updates to address fields on the ATR/QM form. Several issues related to
URLA forms have also been addressed.
n New Correspondent Lending Fields - New fields to collect insurance information for correspondent
properties are now provided for use on custom forms and in the Encompass Reporting Database.
n Updates to the New Document Viewer
n New Allow ONRP for Cancelled/Expired Locks Setting
n FHA County Limits Table Updated for 2021
Take me there...
n Feature Enhancements
n Fixed Issues
n Change Log
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 9
Encompass 21.1 Release Notes - Banker Edition
Attention Encompass Administrators!
The following Encompass 21.1 features and settings may require additional action by the Encompass
administrator. For example, by configuring or adjusting options in the Encompass settings, or reviewing and
revising existing business rules affected by the new features. Please review these features to determine
whether updates are required for your Encompass settings or business rules. In addition, refer to the
Encompass Settings sections of the Feature Enhancements and Fixed Issues pages for specific
information about new and updated Encompass settings.
Refer to the Encompass Administrator Checklist for the 21.1 Major Release for a list of Encompass
settings to review and adjust to support the policies and procedures you use when working with your
installation of Encompass.
n URLA Updates - For loans using the new URLA forms, various updates are provided in this release
including a new ‘Buydown Type’ on the URLA – Lender form, updates to the Net Rental Income
calculation for VOMs, and updates to address fields on the ATR/QM form. Several issues related to
URLA forms have also been addressed.
n New Correspondent Lending Fields - New fields to collect insurance information for correspondent
properties are now provided for use on custom forms and in the Encompass Reporting Database.
n Web-Based Encompass Login Screen Now Used When Publishing from Input Form Builder -
When publishing a new form or form package from the Encompass Input Form Builder, the new
Web-based Encompass Log In screen (introduced in Encompass 20.2) is now provided for the user
to log into the source Encompass instance (where the custom forms are located) and then log into
the instance where you want to import the forms.
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 10Encompass 21.1 Release Notes - Banker Edition
n New Generate LE & Disclosures Option Added to External Company Settings - On the External
Company Setup > Company Details settings screens that administrators use to configure the
settings for third party originators (TPOs), a new Generate LE & Disclosures option is now provided
in the Organization section of the Basic Info tab.
n New TPO Loan Action Options now Available for Business Rules - The following new TPO
Actions are now available for administrators to select for the Loan Action Completion, Field Data
Entry, Field Triggers, Persona Access to Fields, Persona Access to Loans, and Persona Access to
Loan Actions:
n Request Title Fees
n Generate Loan Estimate/Disclosures
n Order Appraisal Request
n New Persona Access Options for TPO Account Management Added to TPO Connect Site
Settings -New options have been added to the TPO Connect > Access to Manage Account Page
section of the Personas setting to provide greater granularity for administrators around controlling
user access to options on the My Account page in TPO Connect websites.
n New Allow ONRP for Cancelled/Expired Locks Setting - A new Allow ONRP for
Cancelled/Expired Locks setting has been added to the Lock Desk Setup Lock Desk
Schedule/ONRP Tab and the Company Details ONRP Tab that enables cancelled or expired locks
to be relocked during the Overnight Rate Protection (ONRP) window when no date has been
entered in field ID 3917 or field ID 4119.
n FHA County Limits Table Updated for 2021 - The FHA County Limits for 2021, announced by
HUD, have been incorporated into the Encompass FHA County Limits table in Encompass Settings.
n Watch a series of videos about this new release.
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 11Encompass 21.1 Release Notes - Banker Edition
System Requirements & SDK Upgrade Requirement for
Encompass
Have you reviewed the latest System Requirements and upgraded the SDK?
Before downloading or applying this new Encompass release, it is important to verify the latest system
requirements for Encompass client machines. Please review the System Requirements for Encompass to
ensure your environment meets the requirements needed to operate Encompass successfully.
For a major Encompass release like this one, the Encompass SDK (Encompass Software Development Kit)
run time environment must be upgraded to match the newly updated Encompass Server. If you fail to
upgrade the SDK your application will not be permitted to connect to the updated Encompass Server. If your
SDK application utilizes the Encompass SmartClient, you can automate this process so the SDK is
upgraded automatically every time you apply a major Encompass release. If your SDK application is
installed on a computer at your location, you must manually upgrade the SDK for every major release. For
instructions for automating the upgrade process or manually upgrading the SDK, refer to the Upgrading the
Encompass SDK page or view the SDK Programmer’s Guide .
Visit the Encompass SDK and Other Install Files page to access the SDK install files for this release.
Install Files and Downloads
Visit the Encompass SDK and Other Install Files page to access the latest download links to common
tools, including eFolder print drivers and the Encompass Document Converter.
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 12Feature Enhancements in Version 21.1
Feature Enhancements in Version 21.1
This section discusses the updates and enhancements to existing forms, features, services, or settings that
are provided in this release.
URLA Updates 15
Updated Calculation for Total of Other Assets Applied to the Loan 15
‘Buydown Type’ Field Added to URLA – Lender Form 18
Updated Net Rental Income Calculation for VOMs Used with the New URLA Forms 19
Update to the Current Address Fields on the ATR/QM Management Input Form 20
Encompass Forms and Tools 21
Updates to the LE and CD Loan Terms Sections for Balloon Payments and Maximum Interest
Rate 21
Updates for ULDD Exports 22
New Arkansas State-Specific Disclosure Information Input Form 23
Updated Washington State-Specific Disclosure Information Input Form 23
Lock Icons Added to Monthly Principal & Interest on the Loan Estimate and Closing
Disclosure 24
Workflow ID Field for Encompass Consumer Connect Loans 24
Web-Based Encompass Login Screen Now Used When Publishing From Input Form Builder 24
Correspondent Lending 26
Three New Correspondent Lending Fields for Insurance 26
Drop-Down Lists Added to Correspondent Property Insurance Information Fields 27
Electronic Document Management 28
Effective Dates Now Considered When Adding Automated Enhanced Conditions to the
eFolder 28
Updates to the New eFolder Document Viewer 29
Reports 30
Update to the Reports Feature: Option to Use Fields From the Reporting Database for Better
Performance Can No Longer be Updated 30
Encompass Settings 31
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 13Feature Enhancements in Version 21.1
FHA County Limits Table Updated for 2021 31
New Generate LE & Disclosures Option Added to External Company Settings 31
New TPO Loan Action Options Added to Business Rule Settings 33
New Persona Access Options for TPO Account Management Added to TPO Connect Site
Settings 35
Settings Reports Updated with New TPO Connect Persona Settings 36
Added New Allow ONRP for Cancelled/Expired Locks Setting to Lock Desk Setup - Lock
Desk Schedule/ONRP Tab and Company Details - ONRP Tab 37
Enhanced Conditions 39
Enhanced Condition Types Can Now be Deleted 39
Enhanced Conditions Types Now Listed in Ascending Order 39
Encompass Reporting Database 40
Freddie Mac Appraisal Hybrid Field Added to Encompass 40
Two New Fields Added for Secondary Marketing Purposes 41
Miscellaneous Items 41
Encompass ZIP Code Database Update 41
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 14Feature Enhancements in Version 21.1
URLA Updates
Updated Calculation for Total of Other Assets Applied to the Loan
(Added on 1/15/2021)
For loans using the new URLA Forms, an update has been made to the calculation for Total of Other Assets
Applied to the Loan (field ID URLA.X151) on the 1003 URLA – Lender input form to conform with the method
adopted by Fannie Mae and Freddie Mac for updating the cash to close amount with other assets tagged as
credits.
The Total of Other Assets Applied to the Loan now includes amounts listed in section 2b. Other Assets
You Have on the 1003 URLA Part 3 that have any of the following options selected for Asset Typed:
n Earnest Money
n Employer Assistance
n Lot Equity
n Relocation Funds
n Rent Credit
n Sweat Equity
n Trade Equity
To support this calculation, the following new options have been added to the Other Assets drop-down list:
n Lot Equity
n Relocation Funds
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 15Feature Enhancements in Version 21.1
This update changes the existing workflow in which these types of purchase credits
are documented only in the Qualifying the Borrower table, since these credits are
now covered in the calculation for Total of Other Assets Applied to the Loan. The
Fannie Mae export functionality has also been updated to ensure that the Total of
Other Assets Applied to the Loan does not duplicate the credit section of Other
Assets.
Example:
If a borrower documents that they have Sweat Equity being applied to the loan in the Other Assets section
of the 1003 URLA Part 3, this amount is now included in the Qualifying the Borrower section (previously
Details of Transaction) on the 1003 URLA-Lender input form. The amount is included in the calculation for
Total of Other Assets Applied to the Loan, which is part of the Total Credits. If the amount provided by the
borrower is not approved to be applied to the loan file, the value in Other Assets must be modified to be
correctly included in cash to close.
1003 URLA Part 3
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 16Feature Enhancements in Version 21.1
1003 URLA - Lender
CBIZ-36223
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 17Feature Enhancements in Version 21.1
‘Buydown Type’ Field Added to URLA – Lender Form
The Temporary Buydown tool in Encompass Settings enables administrators and authorized users to
create temporary buydown types (that contain specific rate percentages and terms (in months). Authorized
loan team members can then select from a list of these buydown types from the RegZ-LE and RegZ-CD
input forms and apply one to the loan they are working on. Starting in Encompass 21.1, loan team members
can now also select a buydown type from the new Buydown Type field that is provided in the Buydown
Mortgage section of the 1003 URLA -Lender input form. The Buydown Type field includes a lookup ability
that users can utilize to select a Temporary Buydown type that is created using the Temporary Buydown
setting.
To Apply a Buydown Type to a Loan:
1. On the 1003 URLA – Lender form, select the Buydown check box in the Buydown Mortgage
section.
2. Select the Contributor to the buydown (the individual contributing payments to the buydown). A
contributor must be selected prior to the Buydown Type field being enabled.
3. Click the Lookup icon (magnifying glass).
4. Select a buydown type from the list, and then click OK.
n Default buydown types that are stored in the Temporary Buydown setting, including 3-
2-1, 2-1, and 1-0 buydown types are available to select and apply to the loan here.
These types may have been modified by the administrator. Additional buydown types
created by the administrator will also be listed here.
n The rate and term of the buydown is applied to the loan.
n The Buydown Type, Rate and Term information will be cleared when the user updates
the Contributor field (CASASRN.X141) from Borrower to a non-borrower Contributor
option OR from a non-borrower to a Borrower contributed buydown.
n The Buydown Type, Rate and Term information will not be cleared if the user updates
the Contributor field (CASASRN.X141) from a non-borrower to a different non-borrower
option.
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 18Feature Enhancements in Version 21.1
NICE-25607
Updated Net Rental Income Calculation for VOMs Used with the New URLA Forms
(Updated on 2/9/2021)
For loans using the new URLA forms, the calculation of Net Income/Loss (field ID FM0032) on the
Verification of Mortgage (VOM) input form has been updated to enable underwriters to capture the correct
net rental income on loans originated on the new URLA forms. The calculation now adjusts for the Net
Rental Income for primary residences being retained and repurposed as rental properties based on the
selection in the Property will used as check box (field ID FM0055) on the VOM input form. Previously the
calculations for Net Income/Loss was based on the selection for Property is used as (field ID FM0041).
CBIZ-34610
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 19Feature Enhancements in Version 21.1
Update to the Current Address Fields on the ATR/QM Management Input Form
For loans using the new URLA forms, the following updates have been made to the borrower and co-
borrower current address fields on the Basic Info tab on the ATR/QM Management input form. These
updates apply the address formatting used on many other address blocks on the new URLA forms:
n New Unit Type fields have been added (field IDs FR0125 and FR0225)
n New Unit Number fields have been added (field IDS FR0127 and FR0227)
n The Street Address fields are now editable.
n The foreign address functionality remains the same
CBIZ-34767
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 20Feature Enhancements in Version 21.1
Encompass Forms and Tools
Updates to the LE and CD Loan Terms Sections for Balloon Payments and Maximum
Interest Rate
(Added on 1/15/2021)
Updates have been made to the Loan Terms section on the Loan Estimate Page 1 and Closing Disclosure
Page 1 to display the correct Balloon Payment and Maximum Interest Rate features for loans with terms
less than 24 months but not equal to one year. Two drop-down fields have been added with options for Year
and Month, one for the balloon payment due period (field ID LE1.X98) and one for the maximum payment
interest rate period (field ID LE1.X99). These fields are dynamically generated in the Loan Terms section
when appropriate and are populated by default with Month when the period is less than 24 years, but not
equal to 1 year. They are populated with Year when the period is equal to a year.
Balloon Payment
Maximum Interest Payment
Additionally, the two new fields display when appropriate in the LE Snapshot and CD Snapshot records in
the Disclosure Tracking tool.
Migration
When updating to the Encompass 21.1 Major release, no data migration is applied to existing loans.
CBIZ-28529
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 21Feature Enhancements in Version 21.1
Updates for ULDD Exports
(Updated on 1/12/2021)
The following updates have been made to the ULDD/PDD input form to address ULDD export issues:
n A new Related Loan Affordable Indicator check box (field ID ULDD.X194) has been added to the
bottom of the Types of Mortgage and Terms of Loan section on the Fannie Mae and Freddie Mac
tabs on the ULDD/PDD input form. Select the check box to indicate that the loan is an affordable
loan product. This information will be sent in the ULDD request file.
n A new Credit Repository Source Type drop-down list (field ID ULDD.X198) has been added below
the Loan Level Credit Details section on the Fannie Mae and Freddie Mac tabs on the ULDD/PPD
input ULDD forms to indicate the Credit Repository Source Type that is associated to the Loan Level
Credit Score Value. The following options display on the list:
n Equifax
n Experian
n TransUnion
n MergedData
CBIZ-34539
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 22Feature Enhancements in Version 21.1
New Arkansas State-Specific Disclosure Information Input Form
(Added on 1/15/2021)
A new State-Specific Disclosure Information input form is now available for subject properties in the state of
Arkansas to enable a Lender providing a notice of servicing transfer to enter an explanation of the payment
calculation as required by AR Admin. Code 214.00.13-001 Rule 5010-1(c). The form includes a Notice of
Servicing Transfer section with a free-entry text box (field ID DISCLOSURE.X1215) where the lender can
enter the method of payment calculation.
CBIZ-30157
Updated Washington State-Specific Disclosure Information Input Form
(Added on 1/15/2021)
The State-Specific Disclosure Information input form for subject properties in the state of Washington has
been updated to capture the name of the entity providing the rate lock guarantee as required by RCW
19.146.030(2)(c) and WAC 208-620-510(3). A new free-entry text box (field ID DISCLOSURE.X1216) has
been added to the right of the Guaranteed check box (field ID DISCLOSURE.X687) to enable lenders to
enter the name of the guarantor.
CBIZ-30956
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 23Feature Enhancements in Version 21.1
Lock Icons Added to Monthly Principal & Interest on the Loan Estimate and Closing
Disclosure
(Added on 1/15/2021)
To enable lenders to overwrite the monthly principal and interest calculation for HFA loans with $0.00
payments, a 0.000% note rate, and a final payment, Lock icons have been added to the Monthly Principal &
Interest fields for monthly loans (field ID 4085) and biweekly loans (field ID HUD51) in the Loan Terms
section on the Loan Estimate Page 1 and Closing Disclosure Page 1. Previously, Encompass was not
populating the $0.00 payment on the projected payments table or the loan terms table when an HFA loan
was customized as described above. Users can now click the Lock icons to manually enter the amounts in
these fields.
CBIZ-33640
Workflow ID Field for Encompass Consumer Connect Loans
(Added on 1/15/2021)
A new read-only Workflow ID field (field ID 4685) has been added to the Source section on the Borrower
Summary – Origination and the Borrower Summary – Processing input forms to capture the workflow ID sent
with a loan file submitted from an Encompass Consumer Connect website.
The Workflow ID field is also available in the Encompass Reporting database and can be added to custom
input forms and reports. For additional information about the workflow ID feature, refer to the Encompass
Consumer Connect release notes for the Encompass 21.1 Major Release when they are available.
CBIZ-28552
Web-Based Encompass Login Screen Now Used When Publishing From Input Form
Builder
When you are ready to publish custom input forms to an Encompass instance, the Encompass Input Form
Builder user utilizes the Package Publishing Wizard to essentially export a form package from one
Encompass instance and then import it into another instance. To publish a package from one system to
another, the user must have the ability to log into both instances from the computer on which the Input Form
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 24Feature Enhancements in Version 21.1
Builder is running. Starting in Encompass 21.1, the new Web-based Encompass Log In screen (introduced
in Encompass 20.2) is provided for the user to log into the source Encompass instance (where the custom
forms are located) and then log into the instance where you want to import the forms.
NICE-33539
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 25Feature Enhancements in Version 21.1
Correspondent Lending
Three New Correspondent Lending Fields for Insurance
Three new fields have been added to Encompass for use by correspondent lenders to indicate the
insurance type and whether 'walls in' insurance is included. The new fields are hidden fields that are not
visible on existing forms or tools in Encompass, but the fields can be added to custom forms and are
available in the Encompass Reporting Database for reporting purposes.
n Insurance Type text field (field ID CORRESPONDENT.X501)
n Insurance Walls In check box (field ID CORRESPONDENT.X502)
n Refinance Type drop-down list (field ID CORRESPONDENT.X503) with two options:
n Lender to Lender Refi
n New Construction
CBIZ-34171
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 26Feature Enhancements in Version 21.1
Drop-Down Lists Added to Correspondent Property Insurance Information Fields
Drop-down lists have been added to the following repeatable fields that are used to collect information for
up to three correspondent property insurance records. These are hidden fields that are not visible on
existing forms or tools in Encompass, but the fields can be added to custom forms and are available in the
Encompass Reporting Database for reporting purposes.
A drop-down list with the following options has been added to the Policy Type (field ID CORROI0010):
n Blank
n Earthquake
n Wind
n Lava
n HO6
n Other
Drop-down options of blank, Yes, and No were added to the following three fields:
n Insurance Escrowed? (field ID CORROI0015)
n Guaranteed Replacement Cost (field ID CORROI0019)
n Insurance Estimator? (field ID CORROI0019)
CBIZ-35133
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 27Feature Enhancements in Version 21.1
Electronic Document Management
Effective Dates Now Considered When Adding Automated Enhanced Conditions to the
eFolder
(Added on 1/27/2021)
When configuring an enhanced condition template, administrators can use the Effective Dates section of
the Enhanced Conditions settings screen to indicate the dates for when the condition starts to be required
for the loan and stops being required for the loan. These dates are designed to determine when loan team
members will have access to this condition in a loan. When the dates are no longer effective, the loan team
members will not see this condition template in the list of conditions to add to the eFolder in the loan.
Although these Effective Dates options were available in the Enhanced Conditions setting, they were not
being enforced in the loan files. Starting in Encompass 21.1, these dates are now enforced for automated
enhanced conditions. Automated enhanced conditions will be listed for loan team members and available to
be added to the eFolder only if the condition’s effective start date is earlier than the current date (i.e.,
“today’s date”) and the condition’s effective end date is later than the current date.
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 28Feature Enhancements in Version 21.1
NICE-33051
Updates to the New eFolder Document Viewer
With the Encompass 21.1 Major Release, the updates described below have been made to the new cloud-
based version of the document viewer that was made available to Encompass users on request starting
with the Encompass 20.1 release. If your company is using the new document viewer, it will display in the
Encompass eFolder. File attachments that use the new viewer display a document image with a green
globe . The document viewer is generally available for Encompass customer, but the viewer is not
installed automatically when you update to Encompass 21.1. For information about requesting the new
document viewer, refer to the How to Install the New Document Viewer on Your Instance of Encompass
knowledge article in the Resource Center.
Ability to Edit Pages in a Document from the Thumbnail Panel
Users can now rotate, delete, and reorder pages in a document directly from the thumbnail panel instead of
opening the Edit window first. Edits can be saved as soon as they are made by clicking the Save icon in the
thumbnail panel rather than having to exist the eFolder and save the file.
Drag and Drop Updates
The following updates have been made to the drag and drop capabilities when dragging and dropping
pages from the thumbnail panel:
n Pages can be selected and dragged from the thumbnail panel into the Unassigned section of the
viewer. The pages are deleted from their current file and moved into a new unassigned file.
n Pages can be selected and dragged from the thumbnail panel and dropped on a document in the
Documents section of the viewer. The pages are deleted from their current file and moved into a
new file assigned to the document on which they were dropped.
n Pages can be selected and dragged from the thumbnail panel and dropped on a file in the
Unassigned or Documents section of the viewer. The pages are deleted from their current file and
appended to the end of the file on which they were dropped.
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 29Feature Enhancements in Version 21.1
Text Search Capabilities
Users can now press the Ctrl+F keys to search for text in a file that displays in the document viewer.
DOCP-16856
Reports
Update to the Reports Feature: Option to Use Fields From the Reporting Database for
Better Performance Can No Longer be Updated
(Added on 1/27/2021)
When creating or editing a report using the Reports tool, the Filters tab can be used to set up filters to apply
to the report. The Use fields from the Reporting Database for better performance check box at the bottom
of the screen is selected by default, indicating that the available filters will be selected from fields in your
Reporting Database. Authorized users can clear this check box to make all fields available as filters and the
reports will rely on field data in individual loan files instead. Since the loan files need to be opened in order
to acquire the field data, the time it takes to run reports may increase.
In a future Encompass release, this check box will be selected by default and it will be disabled (grayed out)
so that users will no longer have the option to clear this check box. In this 21.1 release, a note announcing
this planned update for this check box has been added to give users advanced warning of this upcoming
change.
NICE-34094
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 30Feature Enhancements in Version 21.1
Encompass Settings
FHA County Limits Table Updated for 2021
(Added on 1/27/2021)
The FHA County Limits for 2021, announced by HUD, have been incorporated into the Encompass FHA
County Limits table in Encompass Settings. These changes are effective on January 1, 2021. When using
this table, select the new HUD Web Site URL for 2021 to use the 2021 county limits for FHA loans. Existing
loans that are updated after this option is selected for the table will be evaluated using the 2021 limits.
NICE-34122
New Generate LE & Disclosures Option Added to External Company Settings
On the External Company Setup > Company Details settings screens that administrators use to configure
the settings for third party originators (TPOs), a new Generate LE & Disclosures option is now provided in
the Organization section of the Basic Info tab. Use this drop-down field to select if you want to "Disable Fee
Management" for the brokers at this company (this is the default selection), enable them to "Request LE &
Disclosures", or enable them to “Generate LE & Disclosures”. Only one option can be selected for this field.
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 31Feature Enhancements in Version 21.1
NICE-32391
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 32Feature Enhancements in Version 21.1
New TPO Loan Action Options Added to Business Rule Settings
(Updated on 1/27/2021)
Enhancements to business rule settings are in place to enable wholesale lenders and correspondent
investors to write rules around who can access a loan feature, when the feature will be available,
prerequisites that must be addressed before loan team members can complete a loan action, and when
email notifications are sent when the loan action is completed. The following new TPO Actions are now
available for administrators to select for the Loan Action Completion, Field Data Entry, Field Triggers,
Persona Access to Fields, Persona Access to Loans, and Persona Access to Loan Actions:
n Request Title Fees
n Generate Loan Estimate/Disclosures
n Order Appraisal Request
Administrators can also use the Advanced Conditions option in the Is there a condition for this rule section
of the business rule set up screen to write rules for these new TPO loan actions. User the following syntax in
the Advanced Coding field when configuring these business rules:
n Persona Access to Loan Actions
n Loan Action Completion Section
The following Advanced Coding Syntax is supported in these rules as follows:
n LoanActions.IsComplete("TPO_RequestTitleFees")
n LoanActions.IsComplete("TPO_GenerateLEDisclosures")
n LoanActions.IsComplete("TPO_OrderAppraisal")
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 33Feature Enhancements in Version 21.1
This update is for the settings in Encompass only. While these new TPO Actions
options are visible in Encompass 21.1, the actual implementation of these options
so that they are enforced by the business rule will not be in place until a future
Encompass TPO Connect release.
NICE-23128
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 34Feature Enhancements in Version 21.1
New Persona Access Options for TPO Account Management Added to TPO Connect Site
Settings
New options have been added to the TPO Connect > Access to Manage Account Page section of the
Personas setting to provide greater granularity for administrators around controlling user access to options
on the My Account page in TPO Connect websites. Use the new Personal Account options shown here to
enable or prevent TPO Connect users from accessing these areas on the My Account page in their TPO
Connect website. (To access the My Account page, TPO Connect users log into their TPO Connect site,
click their User Profile icon in the top-right corner of the site, and then select My Account from the menu.
Note that users can only access the My Account option if their persona has been configured with access to
the Access to Manage Account Page option.
NICE-31827
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 35Feature Enhancements in Version 21.1
Settings Reports Updated with New TPO Connect Persona Settings
(Added on 1/27/2021)
The Settings Reports tool in Encompass Settings can be used to generate and view organizational
structure and persona-based reports. Authorized users can then use these reports to provide information to
auditors on Encompass users and their level of access within the application. Persona-based settings
reports display and map information from the Personas setting. In this 21.1 release, the Persona-based
settings reports have been updated to include the following TPO Connect persona settings:
n Encompass Settings > Company/User Setup Personas > TPO Connect > Access to Manage
Account Page > Personal Account – Edit “My Information”
n Encompass Settings > Company/User Setup Personas > TPO Connect > Access to Manage
Account Page > Personal Account – Edit “My Licenses”
n Encompass Settings > Company/User Setup Personas > TPO Connect > Access to Manage
Account Page > Personal Account – Edit “My Notifications”
NICE-34308
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 36Feature Enhancements in Version 21.1
Added New Allow ONRP for Cancelled/Expired Locks Setting to Lock Desk Setup - Lock
Desk Schedule/ONRP Tab and Company Details - ONRP Tab
(Added on 1/15/2021)
A new Allow ONRP for Cancelled/Expired Locks setting has been added to the Lock Desk Setup - Lock
Desk Schedule/ONRP tab and the Company Details - ONRP tab. This new setting enables cancelled or
expired locks to be relocked during the Overnight Rate Protection (ONRP) window when no date has been
entered in field ID 3917 or field ID 4119.
The external company setting on the ONRP tab cannot be enabled unless the
global setting on the Lock Desk Schedule/ONRP tab is also enabled.
To Configure the Allow ONRP for Cancelled/Expired Locks on the Lock Desk Setup - Lock
Schedule/ONRP Tab:
1. On the Menu bar, click Encompass, and then click Settings.
2. On the left panel, click Secondary Setup, and then click Lock Desk Setup.
3. Click on the Lock Schedule/ONRP tab.
4. Make sure the Enable Encompass Lock Desk Settings check box is selected.
5. Select either the Central Lock Desk Hours or Channel Lock Desk Hours option.
6. In the ONRP Settings section, click on the Correspondent tab.
7. Make sure the Enable ONRP for Correspondent check box is selected.
8. Select the Allow ONRP for Cancelled/Expired Locks check box to enable cancelled or expired
locks to be eligible for ONRP. If left blank, only initial lock requests are eligible for ONRP.
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 37Feature Enhancements in Version 21.1
By default, the setting is disabled.
9. Click Save.
To Configure the Allow ONRP for Cancelled/Expired Locks on the Company Details ONRP Tab:
1. On the Menu bar, click Encompass, and then click Settings.
2. On the left panel, click External Company Setup, and then click Company Details.
3. In the Company/Branches panel, click Third Party Originator, and then select the Third Party
Originator you want to configure.
4. Click on the ONRP tab.
5. In the Correspondent Settings for ONRP section, select the Allow ONRP for
Cancelled/Expired Locks check box to enable cancelled or expired locks to be eligible for
ONRP. If left blank, only initial lock requests are eligible for ONRP.
By default, the setting is disabled.
6. Click Close.
SEC-19305, SEC-19310
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 38Feature Enhancements in Version 21.1
Enhanced Conditions
Enhanced Condition Types Can Now be Deleted
(Added on 1/27/2021)
When working with enhanced conditions, you can create a new condition by clicking the Condition Types
button on the Enhanced Conditions settings screen, and then clicking the New icon to open the Add a
Condition Type Setting screen and define the characteristics of the condition. You can also click the Edit
icon to edit an existing condition. In this 21.1 release, a new Delete icon is now provided on the Condition
Type Settings screen. Use this icon to delete a condition type. You will be prompted to confirm the deletion
since deleting a condition type will delete all of the associated enhanced condition templates that use the
condition type. This includes enhanced condition sets and automated enhanced conditions business rules.
Note that enhanced conditions that are Investor, Preliminary, Underwriting, or Post-Closing cannot be
deleted. The Delete icon will be inactive (grayed out) when one of these condition types is selected.
NICE-31555
Enhanced Conditions Types Now Listed in Ascending Order
(Added on 1/27/2021)
To create a new enhanced condition, administrators use the New icon on the Enhanced Conditions screen
to open the Enhanced Conditions screen and define the condition type, description, effective dates, and
more properties. In the Type drop-down list, the enhanced condition types listed here are now presented in
ascending (A – Z) order. Previously, the types listed here were listed in the order in which they were created.
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 39Feature Enhancements in Version 21.1
NICE-34016
Encompass Reporting Database
Freddie Mac Appraisal Hybrid Field Added to Encompass
(Added on 1/15/2021)
For lenders using Freddie Mac Loan Product Advisor (LPA), a new Freddie Mac Appraisal Hybrid field (field
ID CASASRN.X205) has been added to the Encompass Reporting Database to enable Encompass to
parse data from Freddie Mac LPA and record whether loans are eligible for an appraisal hybrid for lenders
who want to take advantage of the hybrid program. This field is not visible on standard Encompass forms,
but it can be added to custom input forms and reports.
CBIZ-35688
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 40Feature Enhancements in Version 21.1
Two New Fields Added for Secondary Marketing Purposes
(Added on 1/15/2021)
The following two new Encompass fields have been added for secondary marketing purposes. These fields
do not display on any existing Encompass input forms but can be added to the Encompass Reporting
Database and can be included added to custom input forms and reports.
n Rate Lock Request Void Lock Date (field ID 4686)
n Rate Lock Request Void Lock Comment (field ID 4687)
CBIZ-36642
Miscellaneous Items
Encompass ZIP Code Database Update
(Added on 1/15/2021)
The Encompass ZIP Code database has been updated with the latest available ZIP Code data.
CBIZ-34223
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 41Feature Enhancements for Version 21.1.0.1
Feature Enhancements for Version 21.1.0.1
(Updated on 2/19/2021)
This update contains updates to users' Encompass client machines (21.1.0.1). The feature enhancements
listed below are included in this update and were released on February 13, 2021. Visit the Fixed Issues for
Version 21.1.0.1 section to review the issues being addressed in this release.
This client-side update (21.1.0.1) can be controlled manually via the Encompass Version Manager tool. If
the tool has been configured to always apply new releases to users’ computers automatically, users will
receive this update upon their initial log in of Encompass following the release.
In Encompass, go to Help > About Encompass in the menu bar to view your Encompass version. When
you apply the client-side update, your new version number will be 21.1.0.1.
The Encompass SDK (Encompass Software Development Kit) has been repackaged with this 21.1.0.1
release. Although it is not required, it is recommended that you upgrade to this latest SDK delivered with
this update to ensure the same functionality that is in this latest version of Encompass is also available in
your SDK. If your SDK application utilizes the Encompass SmartClient, you can automate this process so
the SDK is upgraded automatically every time you apply an Encompass release. If your SDK application is
installed on a computer at your location, you must manually upgrade the SDK for every release. For
instructions for automating the upgrade process or manually upgrading the SDK, refer to the Upgrading the
Encompass SDK page or view the SDK Programmer’s Guide.
Visit the Encompass SDK Install Files page to access the SDK install files for this release.
Again, upgrading to this latest SDK package is recommended, but not required, for
this 21.1.0.1 update.
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 42Feature Enhancements for Version 21.1.0.1
Feature Enhancements
HUD 1003 Addendum Input Form Updated
(Added on 2/9/2021)
On December 22, 2020 the Federal Housing Administration (FHA) published the Mortgagee Letter (ML)
2020-49, Revised Form HUD-92900-A, HUD Addendum to Uniform Residential Loan Application, which
announced the availability of a revised and renewed version of the HUD-92900-A. Mortgagees may use the
revised and renewed form immediately and are required to use it for case numbers assigned on or after
March 22, 2021.
The new version of the HUD-92900-A now includes two separate sections to list the ID, name, and address
for the Sponsor and for the Agent. To support this update, a new Check if entity is acting as Agent check
box (field ID ) has been added between the Lender ID Code (section 13) and Sponsor ID Code (section 14)
on the HUD 1003 Addendum input form.
When the check box is selected:
n Information from section 14 on the HUD 1003 Addendum input form is populated to the Agent ID
section of the output form.
n Information from section 16 on the HUD 1003 Addendum input form is populated to the Name and
Address of Agent section of the output form.
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 43Feature Enhancements for Version 21.1.0.1
When the check box is cleared:
n Information from section 14 on the HUD 1003 Addendum input form is populated to the Sponsor ID
section of the output form.
n Information from section 16 on the HUD 1003 Addendum input form is populated to the Name and
Address of Sponsor section of the output form.
CBIZ-36834
Updates to the Property Type Section on the 1003 URLA-Lender Input Form
(Added on 2/9/2021)
For loans using the new URLA forms, the following updates have been made to the Property Type section
on the 1003 URLA-Lender input form:
n Instructional text has been added below the Property Type label and above the check boxes to let
user know that they should select at least one of the Project Type check boxes.
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 44Feature Enhancements for Version 21.1.0.1
n The Attachment Type field (field ID ULDD.X177) has been added to the 1003 URLA – Lender input
form below the check boxes to enable users to select Attached, Detached, and SemiDetached
options for the attachment type.
The Attachment Type drop-down is an existing field that previously displayed only on the Fannie Mae and
Freddie Mac tabs on the ULDD/PDD input form. The field was added to enable user to define the
attachment type for the project directly on the 1003 URLA – Lender input form. The Attachment Type field is
used in conjunction with the Project Type (field ID 1041) to populate data included in the Uniform Loan
Delivery Dataset (ULDD) file.
If Attached or Detached is selected for the Property Type, the same value is populated by default in the
Attachment Type drop-down list. This is a one-way copy from the Property Type field. A user can then
change the Attachment Type without affecting the selection made for the Property type.
CBIZ-36949
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 45Feature Enhancements for Version 21.1.0.1
Update to the Field Mapping for Attachment Type When Importing Loan Files
(Added on 2/9/2021)
When importing a MISMO 3.4 loan file, the AttachmentType value from the MISMO file now maps to the
Attachment Type drop-down list (field ID ULDD.X177) in Encompass. Previously, this value was mapping to
the Property Type (field ID 1041). The Property Type (field ID 1041) is no longer exported or imported for
MISMO 3.4 files.
When exporting ULAD data for Fannie Mae Desktop Underwriter (DU), the
Attachment Type drop-down list is now mapped to the AttachmentType in the
export.
CBIZ-37030
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 46Fixed Issues for Version 21.1
Fixed Issues for Version 21.1
This section describes the issues that have been fixed in this release.
URLA Updates 50
Other Description Field Now Clears When Other Income Source Changes on VOOI Records 50
Encompass Now Imports MISMO 3.4 Loans with File Names Up to 256 Characters in Length 50
Updated Field Label for Check Box to Exclude Debt from the URLA Liabilities Total 50
Refinance Type Adjusts When Purpose of Refinance Changes 51
Check Boxes Synchronize Correctly Between Home Counseling Provider and 1003 URLA
Lender Forms 51
Check Box Spacing Corrected in Section M on the 1003 URLA Part 4 52
Indicator for Deposited Gift and Grants Synchronizing Correctly Between 1003 URLA Part 4
and VOGG 52
Field Mapping Update for Loan Originator Phone Number Field on the 1003 URLA Part 4 53
Second Borrower Pair Street Addresses Populating Correctly When Switching to New URLA
Forms 53
Updated Logic for FHA Secondary Residence Check Box 53
Subject Property Copied Correctly on Borrower Summary - Origination 54
Business Rules Can Update the Borrower Alternate Name 54
LTV and DTI Values Updating Correctly After Receiving a DU Error 54
Alternate Names Button and Pop-Up Window Are Working on Custom Forms 55
Fee Mapping Enforced on the Proposed Supplemental Property Insurance Pop-Up Window 55
Supplemental Insurance in Current Housing Expenses Now Associated with a Borrower-Pair 56
Foreign Current Address No Longer Disables the Get Agencies Button for Home Counseling
Providers 57
Data in Verification of Additional Loan Forms Immediately Flows Through to 1003 URLA –
Lender 57
Send Initial Disclosure Alerts Now Triggering Correctly for TBD Addresses 58
Forms and Tools 58
New Loans Can No Longer be Started When Multiple Loan Folders are Selected and a Loan
File is Open 58
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 47Fixed Issues for Version 21.1
Error Message No Longer Triggers When Users Tab Out of an Editable Drop-Down List Field 59
Payment Schedule Populates When Floor Rate Locked in LO Connect Is Unlocked in
Encompass 59
One-Time Upfront PMI Now Indicated in NMLS Report Information 60
Updated Calculation for the Refinance Cash Out Amount 61
Pooling Method Type Retained on the ULDD/PDD Form 61
Formatting Adjusted for Date Hired Field on Verification of Employment Records 62
Last Disclosed Loan Estimate Values Now Updating When a Fee Is Removed and
Redisclosed 62
Field Description Update for HELOC Agreement Amends and Restates Indicator 62
Max Characters Error Message No Longer Displays for Web Input Form Builder in
Encompass LO Connect 63
AUS Fields Now Automatically Populates Lock Request Form Additional Fields Tab and Lock
Request Snapshot 63
LO State License Number Field (field ID 2306) Now Populating with License Numbers as
Expected 64
Miscellaneous Items 64
Issue with Opening Loans Due to Hexadecimal Characters Has Been Addressed 64
Correspondent Trades Notes Now Displayed When GetNotes API Run 65
Company Ratings Now Displayed Correctly When Report Run 65
Encompass Settings 65
Issue Resolved: Check Box Selections in Data Templates for the RESPA Servicing
Disclosure are Now Saved as Expected 65
Typo Fixed in Loan Program Template 67
Issue Resolved: Duplicated Rows Not Being Saved to Dynamic Data Management Tables 67
New Personas Settings for External Company Details Trade Mgmt and ONRP Tabs Under
External Settings 67
Electronic Document Management 69
Documents with Multiple Changed Circumstance Criteria Added to eFolder Packages 69
Encompass Reporting Database 70
Six Declaration Field Descriptions Updated in the Encompass Reporting Database 70
Encompass Release Notes (Banker Edition) Last revised on: April 30, 2021 | 48You can also read
