Your guide to leasing a Motability car - Inside: Need-to-know information about the Motability Scheme
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Your guide to leasing
a Motability car
Prices valid July - September 2015
Inside:
Need-to-know
information about the
Motability Scheme
Step-by-step guide
to leasing your
new Motability car
See full
A small selection car list at
motability.co.uk
of cars and prices
The Motability Scheme has
been an absolute lifeline.
Ms Burrows, Surrey
Who’s involved
All Motability Scheme vehicles
are leased to customers by
Motability Operations Limited,
a company authorised and
regulated by the Financial
Conduct Authority.
The Motability Scheme is
overseen by Motability, the
national charity which also
provides financial help to
customers who are unable
to afford the right mobility
solution to meet their needs.
Worry-free
motoring
starts here!
The Motability Scheme is a unique, all-inclusive, affordable leasing
package, created for the benefit of disabled people. Right now
in the UK, over 630,000 customers and their families enjoy the
freedom and independence the Scheme brings.
In a nutshell, it allows you to lease either When we say ‘all-inclusive’, we mean
a car, Wheelchair Accessible Vehicle (WAV), just that. Here’s a summary of what
scooter or powered wheelchair, whichever comes as standard with every car
suits your needs best, with insurance, lease package:
maintenance and breakdown included in
the price. So in the case of a car, you just
pay for fuel and off you go. Choose from over 2,000
of the latest car models
The standard lease length is three years Insurance for two
and relevant payments are simply named drivers
deducted from your mobility allowance
every four weeks, and paid directly to us Full RAC breakdown cover,
by the Department for Work and Pensions. including home and
roadside assistance
At the end of your lease you simply hand All servicing, repairs, tyre
your car back. And, if like most customers and windscreen replacement
you choose to stay with us, you then select and road tax
a new car and take another lease.
60,000 mileage allowance
over three years
Also, many of our most popular
adaptations can be fitted at no
extra cost at the start of your lease.
motability.co.uk 3
Four steps to
the Motability car
of your choice
1.
See what’s available
2.
Pick your dealer
3.
Place your order
You’ll find a full list of our There are almost 5,000 The dealer you choose
cars with pictures and Motability dealers in the will complete your order
specifications on our UK, ready to help find the for you, at the dealership.
website — motability.co.uk. car that’s right for you. You will need to bring your
There’s a choice of over You can use the ‘Find Certificate of Entitlement
2,000 cars from all the a dealer’ search on our (provided by the Department
major manufacturers, website to locate the for Work and Pensions),
ranging from small one that’s nearest to proof of address and
low-emission hatchbacks, you, along with their driving licences for the
to larger vehicles for contact details. intended drivers.
bigger families. All dealers have dedicated You will be guided through
Our easy online ‘Car Motability specialists, a couple of forms, to make
Search’ will help you find trained to help you sure you are happy that the
the types of cars you are every step of the way. Motability Scheme and the
particularly interested in. We recommend you call car you are ordering is right
To give you an idea, them directly to arrange for you now, and throughout
we’ve included examples an appointment, then the course of your lease.
of the cars available test drive any cars you’re Your dealer will then
starting on page 11 of considering to see which arrange a delivery date
this brochure. one feels right for you. to suit you both.
4 motability.co.uk
Want to see what our
customers think?
motability.co.uk/videos
4.
Enjoy your car
On delivery day your
dealer will give you a tour
of the car and answer any
questions you may have.
Once you’re happy, simply
sign the agreement using
the PIN number we’ll send
you and drive away in your
View our huge choice of cars
new car! at motability.co.uk.
In three years, if you want Our easy ‘Car Search’ will help you narrow down
to stay on the Scheme, you the types of cars you may be interested in.
simply choose another car
and hand back your old one. Find a choice of dealers near you
Your dealer along with our at motability.co.uk/findadealer.
Scheme partners — RSA, RAC
and Kwik Fit — will be there
Enter your postcode, select the dealers you
to support you throughout would like to visit and speak to their Motability
your lease should you specialist to arrange an appointment.
need them.
Or call one of our team
who will be happy to help
0800 093 1000
motability.co.uk 5
Now that you’ve got a good
idea of how the Scheme works,
here’s a little more information
to make sure it’s right for you
You are eligible for the Motability Scheme if you receive any of the
allowances below, and have at least 12 months remaining on your
award. You can also lease through the Scheme if you are a parent or
guardian of a child aged three or over, who receives the allowance.
Higher Rate Mobility Component
of the Disability Living Allowance
(HRMC of DLA)
Enhanced Rate of the Mobility
Component of Personal Independence You don’t have to be the driver
Payment (ERMC of PIP)
Not all our customers can drive, or want
War Pensioners’ Mobility to. That’s why the insurance included in
Supplement (WPMS) your lease is for up to two named drivers.
These can be either yourself, friends,
family or carers. Generally all that will be
Armed Forces Independence
asked is that named drivers live within
Payment (AFIP)
five miles of your address, though we will
consider people outside this area that
provide essential mobility support.
As with most car insurance, there are
A few simple rules some restrictions in terms of convictions,
There are a few straightforward endorsements and drivers aged under 25,
rules that we ask Motability but your dealer will cover this with you
Scheme customers to abide by. during your application.
Essentially they focus on the car Another benefit of the Scheme is that you
being used by, or for the benefit can use your Motability car when learning
of, the disabled customer. Your to drive as long as you have a provisional
dealer will talk you through licence and you, and the experienced driver
these as part of your application, you must have with you, are both named
or you can find more details at on your RSA Motability insurance. For more
motability.co.uk/useofcar. information about who can drive your car,
go to motability.co.uk/drivers.
6 To view our huge choice of cars and find your nearest
No credit checks
All you need to lease a vehicle
on the Motability Scheme is
at least 12 months remaining
on one of the allowances
listed opposite. There are Adaptations if you need them
no credit checks, no lengthy
forms and no age limits. Many people think Motability cars are
always specially adapted, however as our
all-inclusive package provides insurance for
two named drivers, only a relatively small
percentage of our customers decide they
About PIP reassessment want to fit driving adaptations.
As you may know, the government If you do need adaptations to make travelling
has started to introduce a new benefit easier, we offer a great range to help with
called PIP to replace DLA for people aged driving, accessing your car, or storing a
between 16 and 64. This is important wheelchair. And the good news is, many are
as the Motability Scheme can only available at no extra cost when fitted at the
accept applications from people who start of your lease. In most cases adaptations
receive one of the allowances listed on are fitted in such a way that your named drivers
the opposite page. However, as long as can continue to use the standard controls.
you’re successful in your application for Our adaptation installers work with our
the ERMC of PIP, you will be eligible for dealers and will be happy to discuss what’s
the Motability Scheme. available and arrange demonstrations.
If you become a Motability customer, There are over 100 installers across the UK.
then lose your allowance, you’ll have You can find their contact details and
to return the car. However, you won’t information about the adaptations they
have to make any further payments or provide at motability.co.uk/adaptations.
pay any penalties, and you’ll be offered
Here are just a few examples of
the chance to buy the car. You may
adaptations you could ask about:
also be entitled to a £250 Return to
Dealer payment. If you have limited mobility
or control in your legs
If you currently receive DLA and the
Ask about: Electronic accelerators,
Department for Work and Pensions (DWP)
left foot accelerators, mechanical hand
has already invited you to apply for PIP
controls, steering aids, pedal guards.
reassessment, you may want to wait for
the outcome before considering whether If you have limited upper body strength
to join the Scheme. For more information Ask about: Steering aids, remote control
visit motability.co.uk/pip. devices, electronic accelerators.
If your wheelchair or scooter
is too heavy to lift into your car
Ask about: Car boot and roof hoists.
If you find it difficult to transfer
from your wheelchair into your car
Ask about: Person hoists, swivel seats,
transfer plates.
dealer visit motability.co.uk or call 0800 093 1000 7
The Motability Scheme aims to provide the simplest and most affordable way to run a car We’re confident the Scheme offers great value compared to buying or leasing privately. The table opposite highlights how much you could save on one of our cars. Remember, there’s a choice of over 2,000 vehicles, 500 that cost no more than your weekly allowance, so there’s bound to be a model that suits both your needs and budget. The treatment and service from my dealer is second to none. Mr Hussey, Milton Keynes 8 To view our huge choice of cars and find your nearest
Save
£10,315.80
How we get you the latest prices when you lease
this car through
Every three months we negotiate prices
the Motability
with leading car manufacturers, then Scheme
update our price lists to make sure we
are always providing you with the best
possible value for money.
And once you’ve made your choice and
placed your order, you have the peace of
mind that we guarantee the price, even
if it changes before you take delivery.
Vauxhall Zafira Tourer Leasing through the Purchasing car
Motability Scheme[1] outright using a
Exclusiv 5dr supermarket loan[2]
Finance costs:
Deposit or Advance Payment £0.00[3] £0.00
Monthly Payments (x36) £250.30[4] £658.18
Total finance cost you pay over 3 years £9,010.86 £23,694.48
Plus, running costs:
3 years insurance and breakdown[5] Included £2,205.33
3 years maintenance[6] Included £701.85
Total finance and running costs over 3 years: £9,010.86 £26,601.66
Resale value of car at end of 3 years n/a[7] £7,275[8]
Total cost less value of car when sold at 3 years[9] £9,010.86 £19,326.66
Total you save through the Motability Scheme £10,315.80
1. The Motability Scheme price includes a three year package of insurance, loss and damage protection, service and maintenance costs, RAC breakdown recovery, tyre
and windscreen replacement. 2. Outright purchase using loan from Sainsbury’s Bank at 5.9% APR fully repayable over 36 months (source: sainsburysbank.co.uk 08/06/15).
Assuming a purchase price of £21,716.50 based on an average of the What Car? Target Price (June 2015) and leading online retailer Parkers Target Price (source: Parkers.co.uk
08/06/15). 3. This Advance Payment is available between July 2015 - September 2015. 4. Average expected monthly payment of the HRMC of DLA or the ERMC of PIP over
three years from July 2015, including expected inflation. 5. Three year insurance includes vehicle insurance provided by Privilege (£585.12 p.a.) (source:moneysupermarket.com
08/06/15) and breakdown recovery service from the RAC (£149.99 p.a.) that is equivalent to the Motability Scheme provision (source: rac.co.uk 08/06/15). Comprehensive
insurance quote for a 56 year old unemployed male from Merseyside, 5 years no claims, £100 voluntary excess, no driving convictions. 6. Three year maintenance includes
tyre cost of £100, with an average of two tyres every three years (£66.67 p.a.), average service costs during three year life of a Vauxhall Zafira Tourer 1.4 Turbo 140 Exclusiv
with parking sensors from a Merseyside Dealership (08/06/15, £149.00 p.a.) and one MOT payment of £54.85. 7. There is no standard option to purchase the car offered
by the Motability Scheme. 8. June 2015 CAP resale value for a vehicle with a 15 year plate sold in three years time, with an average of 25,000 miles covered. 9. The total
cost assumes that this vehicle has either been handed back at the end of the three year Motability Scheme contract or has been sold privately at the forecast value
predicted in [8] above. If more or less money is achieved on the sale of the vehicle, the total three year costs would change.
dealer visit motability.co.uk or call 0800 093 1000 9
When you lease a car through
the Motability Scheme there
are three pricing options:
Cars that cost less than
your mobility allowance
Cars that cost the same as
your mobility allowance
Cars that cost the same as
your mobility allowance
plus an Advance Payment
10 motability.co.ukOver the next few pages, you’ll find a small selection of the
cars available within each pricing option. Remember, whichever
car you pick, you will enjoy the same all-inclusive package
of insurance, breakdown cover, servicing, tyres and glass
replacement. To see the full range of over 2,000 cars available
visit motability.co.uk.
Cars that cost You’ll find a choice of nearly 200 cars on the
Scheme that cost less than your allowance.
less than your The amount you pay is fixed during your
mobility allowance lease. The remainder of your allowance is
paid directly to you by the Department for
Work and Pensions (DWP), including any
increases to your allowance during your lease.
Keep Keep Keep
£7.95 £7.45 £5.45
per week* per week* per week*
Hyundai i10 Volkswagen up! Peugeot 108
1.0 66bhp S 5dr 1.0 60bhp Move Up 5dr 1.0 Active 5dr E6
Manual / Petrol / 60.1 MPG Manual / Petrol / 62.8 MPG Manual / Petrol / 68.9 MPG
• £0 Advance Payment • £0 Advance Payment • £0 Advance Payment
• Split folding rear seats • Variable load floor • Touch screen display
£49.50 per week £50 per week £52 per week
Keep
Suzuki Celerio
1.0 67bhp SZ3 5dr £3.70
per week*
Manual / Petrol / 65.7 MPG
• £0 Advance Payment
• Low emission model
£53.75 per week
Terms and conditions apply. Prices and features of car models shown are correct at the time of printing and may be subject to adjustments or withdrawal in the event of any changes
taking place which affect the cost of provision of the contract hire agreement. Prices shown are valid for recipients of the HRMC of the DLA and ERMC of PIP making an application between
01/07/2015 and 30/09/2015, but may be subject to change. Customers are advised to check any specifically required vehicle features with their dealer at the point of application. All vehicles
shown are for illustrative purposes only. *This is the amount of your higher rate mobility allowance which will continue to be paid to you by the Department for Work and Pensions (DWP).
This amount is based on the current weekly allowance rate of £57.45 and will increase when the DWP makes its annual allowance increases (usually in June). Prices for Cars and WAVs
shown on pages 12-14 mean that all of your weekly higher rate mobility allowance, including any DWP annual allowance increases (usually in June), is paid to Motability Operations.
All MPG figures quoted are combined. Motability Operations Limited is authorised and regulated by the Financial Conduct Authority.
motability.co.uk 11Cars that cost There’s a range of over 300 cars
on the Scheme that cost the
the same as your same as your mobility allowance.
mobility allowance So, you simply swap the whole
of your mobility allowance,
including any increases,
for the car of your choice.
£0 £0 £0
Advance Advance Advance
Payment Payment Payment
Nissan Juke Citroën C4 Cactus Ford Fiesta Titanium
1.5dCi 110bhp Acenta 5dr Prk 1.2 82bhp Touch 5dr 1.0 80bhp Titan 5dr Prk S/S
Manual / Diesel / 70.6 MPG Manual / Petrol / 61.4 MPG Manual / Petrol / 65.7 MPG
• Bluetooth with audio streaming • DAB digital radio • Quickclear heated windscreen
• Cruise control and speed limiter • 7" touchscreen • LED daytime running lights
Total mobility allowance Total mobility allowance Total mobility allowance
£0 £0 £0
Advance Advance Advance
Payment Payment Payment
Toyota Yaris Honda Civic Renault Captur
1.5 100bhp Icon Hybrid 5dr 1.4 100bhp S (1 CD) 5dr 0.9 90bhp Dyn S 5dr S/S Nav
Automatic / Hybrid / 85.6 MPG Manual / Petrol / 52.3 MPG Manual / Petrol / 57.7 MPG
• Rear view camera • Multi-info display • Multimedia touchscreen
• Low emission model • City safety braking system • Contrast painted roof
Total mobility allowance Total mobility allowance Total mobility allowance
Vauxhall Corsa £0
1.4 90bhp SE 5dr Advance
Payment
Automatic / Petrol / 47.9 MPG
• IntelliLink infotainment system
• Front and rear parking sensors
Total mobility allowance
12 To view our huge choice of cars and find your nearestCars that cost the You can increase your choice further
by paying a one-off, non-refundable
same as your mobility Advance Payment.
allowance plus an This covers the difference between
your allowance and the total cost
Advance Payment of the lease, over the course of
your agreement.
£49 £99 £99
Advance Advance Advance
Payment Payment Payment
Vauxhall Insignia Mini Countryman Volkswagen Golf
2.0CDTi 140bhp Design 5dr Prk S/S 1.6 122bhp Cooper 5dr 1.2 85bhp S 5dr
Manual / Diesel / 76.3 MPG Manual / Petrol / 47.9 MPG Manual / Petrol / 57.6 MPG
• 7" touchscreen and DAB radio • Rear parking sensor • 5.8" colour touchscreen
• Cruise control and speed limiter • Run flat tyres • Bluetooth connectivity
Total mobility allowance Total mobility allowance Total mobility allowance
£295 £299
Advance Advance You can trade-in
Payment Payment
your old car
Ford Kuga Volvo V40 You can trade-in your
2.0TDCi 150bhp Zetec 5dr Prk 1.6TD 115bhp Cross Country SE privately owned car to
help finance the Advance
Manual / Diesel / 60.1 MPG Manual / Diesel / 74.3 MPG Payment or optional
extras of your new one.
• Emergency brake assist • Climate control Lots of Motability dealers
• Cruise control and speed limiter • Low emission model offer this facility and
Total mobility allowance will arrange the trade-in
Total mobility allowance
price with you directly.
Audi A3 £499
1.4 125bhp SE 5dr Advance
Payment
Manual / Petrol / 53.3 MPG
• Voice control system
• Heated rear window
Total mobility allowance
dealer visit motability.co.uk or call 0800 093 1000 13As well as cars, there’s a wide
range of Wheelchair Accessible
Vehicles (WAVs), scooters and
powered wheelchairs
You’ll find more useful advice about WAVs, scooters and powered
wheelchairs on our website, where you can also request detailed
information brochures about each option.
Small, medium and large WAVs
WAV stands for Wheelchair Accessible Vehicle -
ideal if you find transferring from your wheelchair
and then storing it difficult. There’s a wide range of
models available on the Motability Scheme, with
the option of leasing new or nearly new models.
You can find out more at motability.co.uk/wavs,
including how to locate your nearest WAV supplier.
Small Wheelchair Accessible Vehicles
• Available from a range of converters
• Manual and automatic options
• Small WAV prices starting from:
£1,195 Advance Payment
Plus: Hundreds of other small,
medium and large WAVs available,
see prices at motability.co.uk/wavs.
Scooters and powered wheelchairs
If you’re just looking for an easier way to get
out and about, a scooter or powered wheelchair
may well provide the answer to the greater
independence you are looking for.
The lease works in exactly the same way as the
car scheme, with the same all-inclusive package.
You can find out more and view small, medium
and large models at motability.co.uk/scooters.
14 motability.co.ukUseful contacts
The Motability Scheme: War Pensioners’ Mobility
Motability Operations Supplement or Armed Forces
City Gate House Independence Payment:
22 Southwark Bridge Road Veterans UK
London SE1 9HB Telephone: 0808 191 4218
Telephone: 0800 093 1000 veterans-uk.info
motability.co.uk
If you have specialist Minicom DVLA
equipment, please call our Telephone: 0300 790 6802
text phone: 0300 037 0100 dvla.gov.uk
Disability Living Allowance (DLA) Insurance
or Personal Independence RSA Motability (RSAM)
Payment (PIP): Telephone: 0300 037 3737
Department for Work and Pensions
Financial help
Telephone: 03457 123 456
Motability - The National Charity
dwp.gov.uk
Telephone: 0300 456 4566
Department for Social
Development (NI)
Telephone: 028 9090 6182
dsdni.gov.uk
motability.co.uk 15Browse our current list of cars at
motability.co.uk.
Our easy ‘Car Search’ will help you narrow down
the types of cars you may be interested in.
Find a choice of dealers near you at
motability.co.uk/findadealer.
Enter your postcode, select the dealers you
would like to visit and speak to their Motability
specialist to arrange an appointment.
Or call one of our team
who will be happy to help
0800 093 1000
Motability Operations Limited is the principal service provider to Motability and the Motability Scheme.
Registered Office: City Gate House, 22 Southwark Bridge Road, London SE1 9HB.
Registered in England and Wales. Co. No. 1373876.
Motability Operations Limited is authorised and regulated by the Financial Conduct Authority.
Calls may be recorded and monitored to improve customer service.
Please note that quoted customers are not pictured.
Published by Motability Operations.
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