University Hardship Fund 2018/2019 - FAQs - ALL APPLICANTS MUST READ THIS PAGE - University of Liverpool
←
→
Page content transcription
If your browser does not render page correctly, please read the page content below
University Hardship
Fund 2018/2019
FAQs – ALL APPLICANTS MUST READ THIS PAGE
WHAT IS THE HARDSHIP FUND?
The Hardship Fund is a discretionary fund administered by Money Advice and Guidance
(MAG). It is intended to support students who experience genuine and unforeseen financial
difficulty whilst at university despite having applied for, and received, all other financial
support available to them. Awards from the Hardship Fund do not normally need to be repaid.
Any student who is eligible for the fund can submit an application if they are able to
demonstrate that they are experiencing financial difficulties. We are unable to support every
application we receive, or meet all of the costs experienced by each applicant as the fund is
intended as a contribution towards financial difficulty only. Tuition Fees cannot be included as
expenditure under any circumstances.
The UHF Guidance can be found at www.liverpool.ac.uk/studentsupport/money.
CAN I APPLY?
If you meet the following eligibility criteria, you can apply:
You are a home student OR an EU student in receipt of a maintenance loan from
Student Finance*
You are enrolled on a course that is a minimum of 1 year
*Postgraduate EU students will either need to demonstrate that they were in receipt of a
maintenance loan from Student Finance during their undergraduate degree or will need to
demonstrate that they have been resident in the UK for 5 years prior to the start of their course
(other than for purposes of education).
CLOSING DATES FOR APPLICATIONS
Final year undergraduates Friday 29 March 2019
Continuing undergraduates Friday 30 April 2019
Postgraduates Friday 30 May 2019
IMPORTANT: If possible do not wait until the closing date to submit your
application. We strongly recommend all students who wish to apply
do so as early as possible.
PLEASE DETACH THIS FRONT PAGE FROM YOUR APPLICATION
FORM AND KEEP IT FOR YOUR REFERENCE
PTOHOW DO I APPLY?
Please complete the attached form and include evidence to support your application. Instructions on
how to complete your application can be found on the form and in the supplementary notes from
page 17 of this form. There are also eight evidence checkpoints on the form to help you provide the
correct documentation. Please note only photocopied evidence can be accepted – we cannot
accept original documents.
WHERE DO I SUBMIT MY FORM?
Completed application forms, together with all photocopied supporting evidence, should be
submitted to MAG. Original documentation WILL NOT be accepted.
In person: You can submit it at the Student Services Centre, Alsop Building
(entrance just off University Square – Building 759 on campus map)
University of Liverpool, Money Advice and Guidance, Alsop Building,
By post: Brownlow Hill, Liverpool, L3 5TX
(please ensure the correct postage is paid by taking it to the Post Office)
By email: Please DO NOT submit your application, or supporting evidence, by
email. Students unable to submit in person or by post should contact
MAG for further details.
Applications received after the closing date WILL NOT be accepted. Students experiencing financial
difficulties due to exceptional circumstances after the closing dates should contact MAG for advice.
HOW LONG WILL IT TAKE TO RECEIVE A DECISION?
After you have submitted your form you may be contacted for additional information. When all
information is received you will be notified of the decision by email within 20 working days. Failure to
supply requested evidence will delay your application.
WILL I GET AN AWARD?
Awards from the fund are discretionary so there is no guarantee that your application will be
successful. Any award that you are allocated will only be a contribution towards some of your essential
costs. Applications are assessed on an individual basis, and awards vary depending on the personal
circumstances of each student. The Hardship Fund should not be viewed as a reliable source of
income.
HOW WILL I BE PAID?
If your application is successful, your award will be paid directly into your bank account. Details of
payment will be included on your award letter which will be emailed to your university email account.FOR OFFICE USE ONLY:
APPLICATION NO. DATE OF RECEIPT PREVIOUS APPS
OFFICE USE ONLY / OFFICE USE ONLY /
PLEASE STAMP PLEASE STAMP No Yes → OFFICE USE ONLY/ MOST
RECENT APP NO.
University Hardship
Fund 2018/19
IMPORTANT INFORMATION
Please read the accompanying supplementary notes, from page 17, before completing this
application form
The UHF will be open from 1 October 2018. Students can apply when they are registered, in
attendance on their course and have received the first instalment of their Maintenance Loan, if
applicable
If you have not received the first instalment of your Maintenance Loan due to a delay please DO
NOT CONTINUE WITH THIS APPLICATION – please contact Money Advice and Guidance for advice
on your options
SECTION A: About you
Student ID number
Title
Mr Mrs Miss Ms Other …….
Forename(s)
Surname
Date of birth
//
Your age (in years) on
01/09/2018
Contact details
Term-time address Home address
Postcode Postcode
afd
Mobile telephone number
University email address
(this is the address we will use to contact you unless you inform us
that you have lost the use of your facilities)
Personal email addressPersonal circumstances please tick all that apply
Relationship details I am:
Single
Living with partner/spouse
Living apart from partner/spouse due to course
commitments or other exceptional
circumstances
Separated
Divorced/dissolved civil partnership
Other (give details) →
Exceptional circumstances I have a disability, long-term health condition or
specific learning difficulty
I am a lone parent
I have children who don’t live with me but I
have regular access
I am estranged from my parents
Before starting University I have been in Local
Authority care
I am currently caring, unpaid, for a family
member or friend who due to illness, disability,
a mental health problem or an addition
cannot cope without my support
Page no. 2Accommodation details I live:
Alone
With my partner/spouse only (without children)
With my partner/spouse and children
With my children only (without a partner)
With my parents/guardian/family member
In Halls of Residence
Were you allocated your first choice?
Yes No
If not, are you on the waiting list for
more affordable accommodation?
Yes No
In shared accommodation with students
In shared accommodation with non-students
How many live at this address?
Adults Children
How is your accommodation
paid?
Cash By parents
DD/SO By Local Authority
Housing Benefit / Universal Credit
Weekly Monthly 4 weekly
Term Semester Other (give
details below)
….
Are bills included?
Water Gas Electricity
Parental contribution
Do your parents give you any
financial support?
Yes No
£,
Amount Payment method:
Weekly Monthly Cash DD/SO
Term Semester Rent payment direct to landlord Other (give details below)SECTION B: About your course
Course title
Course code
Faculty
HSS SE HLS
School/Department
Campus e.g. Liverpool, London, Wirral Met,
Carmel
Status
Undergraduate Postgraduate
Full-time Part-time
Suspended until //
Course dates AY 2018/19
From //2018 To //2019
Year of course
0 1 2 3 4 5
Is this a repeat year?
Yes No
WITH attendance WITHOUT attendance
Is this your final year?
Yes No
Is this a placement year?
Yes → Paid Unpaid No
UK Abroad
Is this an intercalation year?
Yes No
Will you be undertaking any
compulsory field trips?
Yes No
Are you able to work?
Yes
Term-time only Vacation only All year
No (please explain below)
.
Funding body
SFE SFW SFNI SAAS
NHS Other (please specify)
EVIDENCE CHECKPOINT 1
Have you provided a letter from your department confirming
compulsory field trips? Yes No
Have you provided evidence of your placement? Yes No
If YES, you can proceed to section C
If NO, your application will be delayedSECTION C: Your bank/building society details
Please supply details of all accounts belonging to you (you will be asked for your partner’s bank
details in section I, if applicable), including savings accounts and ISAs:
Account UHF award to be paid into
It is important that you complete all sections correctly as this is the account we will pay your
award into if your application is successful. It is your responsibility to keep us informed of any
changes.
Name of your bank/building society Name as displayed on your account
Sort code Account number
Agreed overdraft limit Balance on first day of your academic year
£, £,
.
Other account details
You must list ALL other accounts that you own, including joint accounts, student accounts,
current accounts, saving accounts and ISAs.
Name of bank/ Sort code Account number Agreed Balance on first
building society overdraft limit day of AY
£, £,
£, £,
£, £,
£, £,
£, £,
Continue below or on a separate sheet if necessary.
Page no. 5Important information:
You must supply copies of your last 3 months bank statements immediately prior to the date of
your application (i.e. if you hand in your application on 1 September you should submit
statements from 1 June – 1 September).
We will require statements for ALL of your accounts, including savings and ISAs, even if you
have not used them during this period.
The statements must show your name and account number. Mini statements, statements
which have been downloaded into a spreadsheet from internet banking or screen shots from
banking apps WILL NOT BE ACCEPTED.
You must explain ALL transfers that appear on your statements and ALL credits/debits over
£100.
By not supplying all required statements you will hold up your application as we cannot
proceed until all information is received.
EVIDENCE CHECKPOINT 2
Have you listed ALL of the accounts you own?
Yes No
Have you provided the last 3 months bank statements for all accounts
listed above?
Yes No
Do your statements clearly show the account name, account number
and sort code?
Yes No
Do your statements clearly show the FULL transaction amount, details
and running balance?
Yes No
Have you submitted a statement for all accounts showing your
balance on the first day of your academic year?
Yes No
Have you explained transactions over £100 and all transfers to other
accounts, regardless of the amount?
Yes No
If you have answered YES to all, you can proceed to section D
If NO, your application will be delayed
Please note: The bank statements you provide can be print outs from online banking but we
cannot accept statements downloaded into spreadsheet format or from a banking app.SECTION D: Your income
I confirm that I am in receipt of my maximum student loan entitlement in Tick to
2018/19 and I have attached my most recent Student Finance award letter, agree
entitlement summary and payment schedule to my application to confirm this
How to find your student finance documents:
Step 1: Log into your Student Finance online account. Select 2018/19 application.
Step 2: ‘View letters/documents’ will bring up a list – print your most recent ‘notification of
entitlement letter’ ensuring all information is visible.
Step 3: Select ‘view your entitlement’ and print page ensuring all information is visible.
Step 4: Select ‘view payments’ and print page ensuring all information is visible.
Income Weekly amount Evidence required
Please tick all that apply: (take yearly amount and
divide by number of
weeks in your course)
PG Masters Loan/Post-Doctoral Loan £. Student Finance
documents
Professional and Career Development Loan £. Loan agreement
‘PCDL’
Stipend, Studentship, Research Council £. Award letter
funding
UG Student Loan £. Student Finance
documents
NHS Bursary/Grant £. Award letter
Contribution from family members £. Bank statements or letter
from family confirming
cash payments
University bursary (please circle): Liverpool Bursary £. Award letter
Care Leaver Mature Student Young Adult Carer
Disabled Students Allowance ‘DSA’ £. DSA approval letter
Disability Benefits (e.g. PIP, DLA) £. Award letter
Welfare Benefits (e.g. Housing Benefit, JSA, £. Award letter
IS, ESA, UC)
Savings £. Bank statements from the
start of the academic
year
Earnings from full/part-time work £. Pay slips
Other income (please specify): £. Documentary evidence
£.
£.
Continue on separate sheet if necessary
..
EVIDENCE CHECKPOINT 3
Have you provided a copy of your Student Finance entitlement summary and Yes No
payment schedule for 2018/19?
Have you provided evidence of all other income you will receive in 2018/19? Yes No
If YES, you can proceed to section E
If NO, your application will be delayedSECTION E: Your outgoings
Expenditure type Weekly Evidence Required
amount
COMPOSITE LIVING COSTS (CLC)
Food / Household / Laundry £. None
Gas £. None
Electricity £. None
Water £. None
Telephone (landline) £. None
Contents insurance £. None
TV licence £. None
SUBTOTAL
£.
Rent / Mortgage £. Tenancy agreement /
Mortgage statement
Childcare costs £. Letter / Invoice / Contract
Prescriptions / Medical care* £. Medical evidence
*Students may be eligible for some help with
prescriptions and dental/optical costs by completing
an HC1 form (available from GP surgeries or by
calling 0845 850 1166). If
Travel home at weekends/holidays £. Home postcode
Home postcode
Daily travel to University during term-time £. None (cost of bus pass allowed
No. of study days per week unless exceptional circumstances)
Partners’ daily travel £. Workplace postcode
Postcode of workplace
No. of working days per week
Car 1: Road tax and insurance £. Insurance policy
Car 1: Car Finance payment (if applicable) £. Finance agreement
Car 2: Road tax and insurance £. Insurance policy
Car 2: Car Finance payment (if applicable) £. Finance agreement
Course costs e.g. books / equipment / £. None
photocopying
Council Tax £. Council Tax bill
Buildings insurance £. Insurance policy showing cost
Mobile phone £. None
Other expenditure (please specify): £. Documentary evidence such as
bank statements, receipts etc
£.
£.
TOTAL WEEKLY EXPENDITURE
£.
Tuition fees (yearly amount) £, Tuition fee invoice
Page no. 8Your debts
Non-priority debts may be included in the UHF assessment if a realistic payment plan is in place
Debt Total amount Weekly / Monthly repayment
EVIDENCE CHECKPOINT 4
Have you provided evidence of all expenditure? Yes No
Have you provided your home postcode? Yes No
Have you provided the postcode of your partner’s workplace? Yes No
If YES, proceed to section F
If NO, your application will be delayed
Page no. 9SECTION F: Your personal statement
Please explain why you’re applying for financial assistance. You should refer to any unexpected
events or exceptional costs. Examples could include, but are not limited to, medical costs, family
emergencies, compulsory placement costs, additional travel costs and the cost of essential goods.
Any event or costs that you refer to must be supported with evidence.
EVIDENCE CHECKPOINT 5
Have you provided evidence of any costs that you have included above Yes No
and would like us to consider?
Have you written a supporting statement above? Yes No
If YES, please proceed to section G
If NO, your application will be delayedSECTION G: About your disability and medical needs
Do you have a specific learning difficulty (or suspect that you may have)
such as dyslexia? Yes / No
If you answered yes to the previous question, do you wish to apply for any
financial assistance towards a diagnostic test? (please provide evidence e.g. Yes / No
invoice or quote from an Educational Psychologist)
If you have applied for Disabled Students Allowance (DSA) and been
recommended a computer, do you wish to apply for financial assistance Yes / No
towards this? (please provide a copy of your DSA funding approval letter)
Do you have a disability, long term health condition or mental health
condition? If you do, and this prevents you from working while you study Yes / No
please provide medical evidence confirming this and give details below:
(Please continue on a separate sheet if necessary)
EVIDENCE CHECKPOINT 6
If you are applying for help with a diagnostic test have you provided a Yes No
quote or invoice from an Educational Psychologist?
If you are applying for help with DSA recommended computer costs have Yes No
you provided a copy of your DSA funding approval letter?
If you are unable to work while you study have you provide medical Yes No
evidence to confirm this?
Student with dependents - proceed to section H
Student with a partner (no children) - proceed to section I
Single student (no children or partner) - proceed to section J
Page no. 11SECTION H: About your dependants
You only need to complete this section if you have anyone financially dependent on you.
Children – include children who do not live with you but you have regular access with (give
details in your personal statement and provide a letter from your ex-partner or the courts
confirming the access arrangements)
Name Date of birth Relationship to Do they live with you?
you?
// Yes No
// Yes No
// Yes No
// Yes No
// Yes No
// Yes No
(Please continue on a separate sheet if necessary)
Adults – this could be a partner who does not work and is unable to claim benefits or an
elderly relative etc. (please explain your situation in your personal statement and provide any
relevant evidence)
Name Date of birth Relationship to Do they live with you?
you?
// Yes No
Income for dependants Weekly Evidence required
Please tick all that apply: amount
Child Tax Credit £. Tax Credit award letter
Universal Credit £. UC award letter
Child maintenance payments (CSA or £. CSA letter / bank statements /
private arrangement) letter from ex-partner
Other income (give details below) £.
EVIDENCE CHECKPOINT 7
If applicable, have you submitted evidence from your ex-partner or a court Yes No
order regarding your child access arrangements?
Have you provided evidence for any income that you have listed above? Yes No
If YES, please refer to the instructions below and proceed to the appropriate section
If NO, your application will be delayed
Student with a partner - proceed to section I
Single student (no partner) - proceed to section JSECTION I: About your partner
You only need to complete this section if you have a partner i.e. husband / wife / civil
partner / live with girl/boyfriend
Name of partner
Date of birth
//
Address (if different from yours – give
details in your personal statement)
Employment status Employed full-time Employed part-time
Self-employed Unemployed
On maternity leave (give details in personal statement)
Student status Full-time student Part-time student
Not a student
Partners income Weekly Evidence required
Please tick all that apply: amount
Salary / Wages £. Bank statements AND last 3 months payslips
Benefits e.g. JSA, ESA, IS, UC £. Award letter
Working Tax Credit £. Tax Credit award letter
Other income (give details below) £.
Partners bank account details - List ALL of your partner’s accounts including joint accounts,
student accounts, current accounts, savings accounts and ISAs
Name of bank/ Sort code Account number Agreed Balance on first
building society overdraft limit day of AY
£, £,
£, £,
£, £,
£, £,
£, £,
Continue below or on a separate sheet if necessary.
Page no. 13Important information:
You must supply copies of your partner’s last 3 months bank statements immediately prior
to the date of your application (i.e. if you hand in your application on 1 September you
should submit statements from 1 June – 1 September).
We will require statements for ALL of your partner’s accounts, including savings and ISAs,
even if you have not used them during this period.
The statements must show their name and account number. Mini statements, statements
which have been downloaded into a spreadsheet from internet banking or screen shots
from banking apps WILL NOT BE ACCEPTED.
EVIDENCE CHECKPOINT 8
Have you provided evidence for all of the income your partner receives? Yes No
Have you listed all of the accounts that your partner owns? Yes No
Have you provided bank statements for all accounts listed above? Yes No
Do the statements clearly show the account name, account number and Yes No
sort code?
Do the statements clearly show the full transaction amounts and details with Yes No
a running balance?
If YES, proceed to section J
If NO, your application will be delayed
Please note: the bank statements you provide can be printouts from online banking. We cannot
accept statements from a banking app or downloaded into a spreadsheet format
Page no. 14SECTION J: Declarations
Please read the following declarations carefully and tick the appropriate boxes to confirm
that you agree to the relevant statements. You should then sign and date the declaration.
Applications signed electronically or without a signature will not be accepted.
I certify that to the best of my knowledge, I am eligible to apply because (only
tick one box):
I am a ‘home’ student, i.e. not an international student or an EU fees only student.
I am an undergraduate EU student in receipt of a maintenance loan from Student Finance.
I am a postgraduate EU student who received a maintenance loan from Student Finance during
my undergraduate degree.
I am a postgraduate EU student who has been resident in the UK for 5 years prior to the start of my
course (other than for purposes of education).
I also confirm that I fulfil the following criteria (only tick if appropriate):
I am supporting the children/adults named in Section H of the application.
I am NOT living with a spouse or partner.
I also confirm that:
I am registered and in attendance at the university.
The information that I have given on this form is correct and complete to the best of my
knowledge.
I understand that giving false information will automatically disqualify my application and may
lead to disciplinary procedures.
I will repay any award that I receive as a result of giving false information.
I understand that I may be asked for further information during the assessment process to enable
my application to be considered fully, and that if I fail to provide this information by the date
requested, my application will be cancelled.
I agree to inform the Money Advice and Guidance Team if there are any changes in my
circumstances.
Your name (PLEASE PRINT) Your signature Date
//
CONFIDETIALITY STATEMENT: Applications are seen only by MAG, Student Welfare Advice and
Guidance (SWAG) staff and members of the University Hardship Fund non-standard award panel. It may
be necessary for additional supporting information to be sought either from yourself or from other
university staff in order to reach a decision. As part of the confidentiality process, we will not give out
information about awards over the telephone.
CURRENT STUDENTS PRIVACY STATEMENT: The University will always store your date safely and
will never disclose it to any other person unlawfully. To do this the University complies with the provisions
of the Data Protection Act 1998 and the EU General Data Protection Regulation (GDPR). The University
will never sell, licence or trade your personal data to any third party. For the full statement please see
https://www.liverpool.ac.uk/student-administration/student-administration-centre/current-students-
privacy-statement/.
Page no. 15Have you completed your application correctly?
This is your last chance to make sure that your application is complete.
Incomplete applications will be subject to delay.
Please use the final evidence checkpoint below to check your
application.
FINAL EVIDENCE CHECKPOINT
Have you completed all sections of the form relevant to you?
E.g. Section G if you have a disability or special medical needs,
Yes No
Section H if you have dependents, Section I if you have a partner.
Have you provided the last 3 months bank statements for ALL of the
accounts that you (and your partner, if applicable) own?
Yes No
Have you provided a copy of your Student Finance ‘Entitlement
Summary’ and ‘Payment Schedule’, along with evidence of all other
Yes No
income that you refer to in your application?
Have you provided evidence of all the expenditure that you refer to in
your application?
Yes No
Have you completed Section F – ‘Personal Statement’ in detail, and
provided evidence to support the events and costs that you have
Yes No
referred to?
Is the documentation that you have provided as evidence of good
quality i.e. it is easy to read, clear, text is not too big or too small and
Yes No
contains the requested information detailed in the evidence
checkpoints?
Original documentation cannot be accepted, have you provided
copies/photocopies of the evidence you are submitted and kept the
Yes No
hardcopies for your own records?
If YES, please submit your application using the methods
on the cover sheet of this form
If NO, please refer back to evidence checkpoints 1-8
If you have any concerns regarding the completion of this form or the evidence needed please
contact Money Advice and Guidance for advice:
By email: money@liverpool.ac.uk
By phone: 0151 794 5863
In person: Student Services Centre, Alsop Building, University Square, Liverpool, L3 5TX
Our daily drop-in times are 2pm-3.30pm – please check our website for any changes
Website: www.liverpool.ac.uk/studentsupport/money
Please note: We are only able to discuss applications to the Hardship Fund directly with the
applicant.SUPPLEMENTARY NOTES
ALL STUDENTS TO COMPLETE SECTIONS A-F and J.
Students with certain circumstances to complete sections G, H and I.
SECTION A – About you
Complete all sections applicable to you.
Exceptional Circumstances
‘I am estranged from my parents’ - to be considered estranged from your parents you will not
normally have had verbal or written contact with either of your parents for a period of one year
before the start of the current academic year. If the period of estrangement is less than one year,
you could still be regarded as estranged if you are able to demonstrate on other grounds that you
are irreconcilably estranged from your parents. The University of Liverpool offers a bursary of £1,000
per year to students who have been classed as estranged by Student Finance. For details please
contact MAG on money@liverpool.ac.uk.
‘Before starting University I have been in Local Authority Care’ – this refers to students who have been
‘looked after’ by their Local Authority e.g. have resided in a children’s home or with foster carers.
The University of Liverpool offers a bursary of £3,000 per year to students who have been in care for a
specified period of time. For details please contact MAG on money@liverpool.ac.uk.
‘I am currently caring, unpaid, for a family member or friend …’ – there are many different ways in
which you may care for a friend or family member. For example you may have been a carer for a
long time, or recently started caring for someone who has become ill, or you may carry out your
responsibilities at a distance as you have moved away from home to start university. The University of
Liverpool offers a bursary of £1,000 per year to Young Adult Carers (under 25). For details please
contact MAG on money@liverpool.ac.uk.
SECTION B – About your course
Complete all sections and provide evidence if necessary.
SECTION C – Your bank details
Complete all sections.
The reason that we require your bank details and statements for all of your accounts, including
savings and ISAs, along with your agreed overdraft limit and balances on the first day of the
academic year, is not to be intrusive, but to allow MAG to form an accurate view of your financial
situation.
Explain ALL transfers of any amount – this will allow us to identify payments to/from parents, partners,
family, friends or to/from other accounts that belong to you. If we are unsure where a transfer comes
from we will contact you to ask which can delay your application.
Explain ALL transactions over £100.
Page no. 17SECTION D – Your income Tell us about all of your income. SECTION E – Your outgoings Tell us about all of your expenditure including debts such as credit cards, loans and arrears. Composite Living Costs (CLC) CLC figures have been determined to cover expenditure on basic costs such as food, household bills, clothes, entertainment, etc which ensures that all applicants are treated fairly, regardless of their individual lifestyle choices. These take into account the different household needs for different groups of students. These amounts are based on the amounts used in the NASMA ‘Education Hardship Fund Guidance’ and are used in all standard assessments. Composite Living Cost Amounts Type of student Per week Single student £80 Student with partner £124 Dependent Children* (Each) £73 London rate £123 London rate with partner £168 *In addition, an extra one-off family premium cost of £20 per week where a student has at least one child. Car Finance Payments In cases where MAG considers the student needs the use of a car we will allow associcated capped costs. In these cases only car finace payments will be allowed as a priority debt up to a maximum of £100 perm month. SECTION F – Your personal statement This section gives you the opportunity to explain in as much detail as possible your reasons for applying for financial assistance, including any unexpected events or exceptional costs. It is a good idea to back up these events and costs with evidence to support your application. You should also give further details on any priority debts that you are currently repaying. Priority debts are those debts that shoud be dealt with immediately. If priority debts remain unpaid, they could result in you losing your home, liberty, essential goods or services. Bank overdraft facilities and credit card debts would not normally be considered as a priority debt. We can normally only consider non-priority debts where a realistic repayment arrangement has been arranged or a notice seeking possession or other court order has been issued. SECTION G – About your disability and medical needs This section may not apply to you. If not, go to the next section. If you do have a disability or medical needs please tick the relevant boxes and if you are unable to work due to your condition, explain the reasons why.
SECTION H – About your dependants This section may not apply to you. If not, go to the next section. Tell us about your child and adult dependants and any income you/they receive. SECTION I – About your partner This section may not apply to you. If not, go to the next section. Tell us about your partner, their income and their bank accounts. The reason that we require your partner’s bank details and statements for all of their accounts, including savings and ISAs, along with your agreed overdraft limit and balances on the first day of the academic year, is not to be intrusive, but to allow MAG to form an accurate view of your financial situation as a couple. Explain ALL transfers of any amount – this will allow us to identify payments to/from parents, partners, family, friends or to/from other accounts that belong to you or your partner. If we are unsure where a transfer comes from we will contact you to ask which can delay your application. Explain ALL transactions over £100. SECTION J – Declarations Tick all boxes that apply to your situation, sign and date.
You can also read
