Moda Health & Delta Dental Plan of Oregon

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Moda Health & Delta Dental Plan of Oregon
Moda Health &
Delta Dental Plan of Oregon
Moda Health & Delta Dental Plan of Oregon
Moda Health
2022 Plan Year Changes
Medicare Supplement Plan – Medicare Prescription Drug Plan
• The Prescription Drug out-of-pocket maximum per person
  per calendar year is $7,050
• Routine hearing exams are covered in full, no cost-sharing
• Hearing aid hardware options include $399/$699 models. Up to two hearing
  aids per calendar year, one per ear
• TruHearing has made the following changes:
    • Additional copay for rechargeable hearing aids has been removed;
       no cost-sharing
    • Hearing aid trial period has increased to 60 days
    • Batteries per aid have increased to 80 for non-rechargeable models
    • Follow-up visits are unlimited for one full year
• Vision hardware allowance has increased to $200 every 2 calendar years for
  lenses, frames and/or contacts
• The 24-hour Nurse line phone number has changed
Moda Health & Delta Dental Plan of Oregon
Moda Health and Delta Dental of Oregon
Enrollment Service Area
Moda Health & Delta Dental Plan of Oregon
The Value of Moda Health and
the PHIP Partnership

• Enhanced Medicare Part D prescription coverage
• Patient-centered dental plan — Delta Dental of Oregon
• Moda Health Medicare Supplement plan
    – Offering this plan to PERS members for nearly 30 years
• Covers Part B excess charges
Moda Health & Delta Dental Plan of Oregon
Moda Health
How Our Plan Works
   Nationwide Coverage
   • Members can live anywhere in the U.S. and receive care at
     any Medicare provider or hospital

   Doctor/Facility Bills Original Medicare
   • Original Medicare bills remaining balance to Moda Health
Moda Health & Delta Dental Plan of Oregon
Moda Health
How Our Plan Works
• Part A: Moda pays the member responsibility for Medicare covered services
• Part B: Member pays nothing after Part B deductible is met for
          Medicare covered services
    • Medicare pays 80%, Moda pays 20% for Medicare covered services
Moda Health & Delta Dental Plan of Oregon
Moda Health Medicare Supplement
  Benefit Coverage                                                                                       Member Responsibility
Part B deductible                                                                                          $203 per individual*
Medical out-of-pocket maximum                                                                                         N/A
Primary care office visit
Specialist office visit
Inpatient hospitalization
                                                                                                                Covered in full*
Outpatient surgery
Lab tests
X-ray

                                                                                                    Tier 1 – Up to an $8 copay
                                                                                                    Tier 2 – Up to a $15 copay
                                                                                               Tier 3 - 40% to $250 max per script
Pharmacy (per 31-day supply)
                                                                                               Tier 4 - 40% to $250 max per script
                                                                                               Tier 5 - 40% to $250 max per script
                                                                                                         Tier 6 - $0 copay

Pharmacy out-of-pocket maximum                                                                             $7,050 per individual

*Must meet Part B deductible, as required by Medicare, listing is for 2021 (as 2022 is not available at this time).
Moda Health & Delta Dental Plan of Oregon
Moda Health Medicare Supplement
Emergency and Travel Benefits

    Service                                                           Member Pays:

    Urgent care

    Emergency room                                           Covered in full* anywhere in U.S.

    Ambulance — ground or air
                                                           Covers urgent care, ER and ambulance
                                                           at 80% coinsurance. The member will
   Outside of the United States                                    pay 20% coinsurance.
                                                          Coverage limited to $50,000 per member
                                                                         (lifetime)

 *Must meet Part B deductible, as required by Medicare.
Moda Health & Delta Dental Plan of Oregon
Moda Health
Formulary and Participating Pharmacies
• A comprehensive list of covered medications is available online at:
  modahealth.com/pers
• Local pharmacy customer service hours 7 a.m. – 8 p.m., Monday through Friday

       Over 63,000 participating pharmacies*                                                        Mail order pharmacies*

           Bi-Mart                             Rite Aid                                                      Costco

            Costco                             Safeway                                           Postal Prescription Services

       CVS Pharmacy                          Walgreens                                           Kroger Columbus Central Fill

 Fred Meyer/Kroger/QFC                        Walmart                                             Novixus Pharmacy Services

*Not all contracted network pharmacies are listed. Pharmacies contracted with Moda may change at any time.
Moda Health will notify you if your pharmacy is no longer included in the network. Contact Moda Health
pharmacy customer service for more details.
Moda Health
Special Attributes
Personal Assistance
  • Nurse care coordination
  • Medical case management
  • Health coaching programs
Phone Resources
 • Local customer service;
    based in Portland and Bend, Oregon
 • Customer service hours are
    7:30 a.m. – 5:30 p.m.,
    Monday through Friday
Online Resources
 • Dedicated PERS website at
     modahealth.com/pers
 • Member handbooks
 • Member Dashboard
 • Explanation of Benefits (EOBs)
Moda Health
Special Attributes

     Assist America®
        • Global emergency assistance program available
            when 100 or more miles away from home

     ChooseHealthy® Program
        • Discounts on:
              •   Massage therapy
              •   Chiropractic
              •   Acupuncture

                      THESE ADDITIONAL SERVICES ARE NOT INSURANCE.
Moda Health
Extra Benefits
             VSP Benefit Using VSP Advantage Network Providers*
               • Covered routine eye exam after $15 eye exam copay
               • One routine eye exam per calendar year
             Coverage Also Includes the Following Every Other Calendar Year:
               • $200 allowance towards (20% discount applied prior to
                  allowance for prescription glasses coverage):
                   • Lenses
                   • Lens enhancements
                   • Frames
                         Or
                  •      $200 allowance towards contact lens exam
                        (fitting & evaluation) and contacts
                         • (15% discount off contact lens exam)

*Out of network benefits available. Contact VSP for additional details.
Moda Health
Extra Benefits

            TruHearing™ Benefit
               • $0 hearing exam copay
               • $399 for Advanced or $699 for Premium hearing aid options
               • One routine hearing exam per calendar year
            Coverage Also Includes:
               • 2 hearing aids allowed per calendar year, one per ear
               • Follow-up visits are unlimited for one full year after purchase
               • Local, professional care from an accredited provider in your area
               • A worry-free purchase with a 60-day trial and 3-year warranty
               • 80 batteries per hearing aid included with non-rechargeable models
               • Premium rechargeable hearing aid options available at no additional cost

All content ©2021 TruHearing, Inc. All Rights Reserved. TruHearing® is a registered trademark of TruHearing, Inc.
All other trademarks, product names, and company names are the property of their respective owners.
Member Care Resources on Member Dashboard

    24 hour Registered Nurse Advice Line
        • Available 24 hours a day, 7 days a week

    Prescription price check tool
         • View prescription history and drug
            information

    ID card
         • View, email or order your ID card from a
            mobile phone or computer
Healthy Aging & Exercise Program
                          Your Silver&Fit® Membership includes:
• Membership at a participating fitness center, two Home DVD Fitness Program Kits and
  one Stay Fit Kit per year
• Healthy Aging resources such as lifestyle coaching, online classes and streaming
  exercise videos via the Silver&Fit website or ASHConnectTM Mobile App
• Fit at Home™ on Facebook with Daily Live Classes at www.facebook.com/silverandfit
• For more information and locations visit silverandfit.com
Delta Dental Plan
Delta Dental Plan
of Oregon
of Oregon
Delta Dental of Oregon
2022 Plan Changes
Dental
• Benefit maximum has increased to $1,750
Delta Dental of Oregon
Enrollment Service Area
Delta Dental of Oregon
How Our Plan Works
Who are we?
   • We started providing dental
      coverage in 1955 as ODS

What can you expect?
    • Flexibility
    • 4 out of 5 of the nation’s
      dentists participate in our
      Premier and PPO networks
    • Savings on dental procedures
    • No balance billing
Delta Dental of Oregon
     Service                                                                                          Member Pays:

     Calendar year deductible                                                                                 $25

    Calendar year benefit maximum                                                                           $1,750

    Preventive*                                                                                              100%

    Basic Services                                                                                            80%

    Major services                                                                                            50%

* Deductible waived for preventive services. Preventive charges do not accumulate to the calendar year benefit maximum.
Delta Dental of Oregon
Additional Benefits

    • Health through Oral Wellness®
        • Based on risk assessment results, members may qualify for enhanced
           dental benefits such as additional cleanings or fluoride treatments

    • Oral Health, Total Health program
        • Additional cleanings available for members with diabetes

    • Periodontal maintenance cleanings
        • Additional cleanings available for members with periodontal disease

Call our dental customer service team to learn more about these additional benefits.
Delta Dental of Oregon
Access to the Delta Dental Premier
and PPO National Networks
• More than 154,000 participating
  providers nationwide
• Passport Dental program —
  worldwide dental care
Thank You
 PERS Health Insurance Program
    Toll-free: (800) 768-7377
     Local: (503) 224-7377
         pershealth.com

           Moda Health
    Toll-free: (800) 962-1533
Pharmacy Toll-free: (888) 786-7509
     modahealth.com/pers

    Delta Dental of Oregon
   Toll-free: (844) 827-7379
  modahealth.com/pers/dental
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