Moda Health & Delta Dental Plan of Oregon
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Moda Health 2022 Plan Year Changes Medicare Supplement Plan – Medicare Prescription Drug Plan • The Prescription Drug out-of-pocket maximum per person per calendar year is $7,050 • Routine hearing exams are covered in full, no cost-sharing • Hearing aid hardware options include $399/$699 models. Up to two hearing aids per calendar year, one per ear • TruHearing has made the following changes: • Additional copay for rechargeable hearing aids has been removed; no cost-sharing • Hearing aid trial period has increased to 60 days • Batteries per aid have increased to 80 for non-rechargeable models • Follow-up visits are unlimited for one full year • Vision hardware allowance has increased to $200 every 2 calendar years for lenses, frames and/or contacts • The 24-hour Nurse line phone number has changed
The Value of Moda Health and the PHIP Partnership • Enhanced Medicare Part D prescription coverage • Patient-centered dental plan — Delta Dental of Oregon • Moda Health Medicare Supplement plan – Offering this plan to PERS members for nearly 30 years • Covers Part B excess charges
Moda Health How Our Plan Works Nationwide Coverage • Members can live anywhere in the U.S. and receive care at any Medicare provider or hospital Doctor/Facility Bills Original Medicare • Original Medicare bills remaining balance to Moda Health
Moda Health How Our Plan Works • Part A: Moda pays the member responsibility for Medicare covered services • Part B: Member pays nothing after Part B deductible is met for Medicare covered services • Medicare pays 80%, Moda pays 20% for Medicare covered services
Moda Health Medicare Supplement Benefit Coverage Member Responsibility Part B deductible $203 per individual* Medical out-of-pocket maximum N/A Primary care office visit Specialist office visit Inpatient hospitalization Covered in full* Outpatient surgery Lab tests X-ray Tier 1 – Up to an $8 copay Tier 2 – Up to a $15 copay Tier 3 - 40% to $250 max per script Pharmacy (per 31-day supply) Tier 4 - 40% to $250 max per script Tier 5 - 40% to $250 max per script Tier 6 - $0 copay Pharmacy out-of-pocket maximum $7,050 per individual *Must meet Part B deductible, as required by Medicare, listing is for 2021 (as 2022 is not available at this time).
Moda Health Medicare Supplement Emergency and Travel Benefits Service Member Pays: Urgent care Emergency room Covered in full* anywhere in U.S. Ambulance — ground or air Covers urgent care, ER and ambulance at 80% coinsurance. The member will Outside of the United States pay 20% coinsurance. Coverage limited to $50,000 per member (lifetime) *Must meet Part B deductible, as required by Medicare.
Moda Health Formulary and Participating Pharmacies • A comprehensive list of covered medications is available online at: modahealth.com/pers • Local pharmacy customer service hours 7 a.m. – 8 p.m., Monday through Friday Over 63,000 participating pharmacies* Mail order pharmacies* Bi-Mart Rite Aid Costco Costco Safeway Postal Prescription Services CVS Pharmacy Walgreens Kroger Columbus Central Fill Fred Meyer/Kroger/QFC Walmart Novixus Pharmacy Services *Not all contracted network pharmacies are listed. Pharmacies contracted with Moda may change at any time. Moda Health will notify you if your pharmacy is no longer included in the network. Contact Moda Health pharmacy customer service for more details.
Moda Health Special Attributes Personal Assistance • Nurse care coordination • Medical case management • Health coaching programs Phone Resources • Local customer service; based in Portland and Bend, Oregon • Customer service hours are 7:30 a.m. – 5:30 p.m., Monday through Friday Online Resources • Dedicated PERS website at modahealth.com/pers • Member handbooks • Member Dashboard • Explanation of Benefits (EOBs)
Moda Health Special Attributes Assist America® • Global emergency assistance program available when 100 or more miles away from home ChooseHealthy® Program • Discounts on: • Massage therapy • Chiropractic • Acupuncture THESE ADDITIONAL SERVICES ARE NOT INSURANCE.
Moda Health Extra Benefits VSP Benefit Using VSP Advantage Network Providers* • Covered routine eye exam after $15 eye exam copay • One routine eye exam per calendar year Coverage Also Includes the Following Every Other Calendar Year: • $200 allowance towards (20% discount applied prior to allowance for prescription glasses coverage): • Lenses • Lens enhancements • Frames Or • $200 allowance towards contact lens exam (fitting & evaluation) and contacts • (15% discount off contact lens exam) *Out of network benefits available. Contact VSP for additional details.
Moda Health Extra Benefits TruHearing™ Benefit • $0 hearing exam copay • $399 for Advanced or $699 for Premium hearing aid options • One routine hearing exam per calendar year Coverage Also Includes: • 2 hearing aids allowed per calendar year, one per ear • Follow-up visits are unlimited for one full year after purchase • Local, professional care from an accredited provider in your area • A worry-free purchase with a 60-day trial and 3-year warranty • 80 batteries per hearing aid included with non-rechargeable models • Premium rechargeable hearing aid options available at no additional cost All content ©2021 TruHearing, Inc. All Rights Reserved. TruHearing® is a registered trademark of TruHearing, Inc. All other trademarks, product names, and company names are the property of their respective owners.
Member Care Resources on Member Dashboard 24 hour Registered Nurse Advice Line • Available 24 hours a day, 7 days a week Prescription price check tool • View prescription history and drug information ID card • View, email or order your ID card from a mobile phone or computer
Healthy Aging & Exercise Program Your Silver&Fit® Membership includes: • Membership at a participating fitness center, two Home DVD Fitness Program Kits and one Stay Fit Kit per year • Healthy Aging resources such as lifestyle coaching, online classes and streaming exercise videos via the Silver&Fit website or ASHConnectTM Mobile App • Fit at Home™ on Facebook with Daily Live Classes at www.facebook.com/silverandfit • For more information and locations visit silverandfit.com
Delta Dental Plan Delta Dental Plan of Oregon of Oregon
Delta Dental of Oregon 2022 Plan Changes Dental • Benefit maximum has increased to $1,750
Delta Dental of Oregon Enrollment Service Area
Delta Dental of Oregon How Our Plan Works Who are we? • We started providing dental coverage in 1955 as ODS What can you expect? • Flexibility • 4 out of 5 of the nation’s dentists participate in our Premier and PPO networks • Savings on dental procedures • No balance billing
Delta Dental of Oregon Service Member Pays: Calendar year deductible $25 Calendar year benefit maximum $1,750 Preventive* 100% Basic Services 80% Major services 50% * Deductible waived for preventive services. Preventive charges do not accumulate to the calendar year benefit maximum.
Delta Dental of Oregon Additional Benefits • Health through Oral Wellness® • Based on risk assessment results, members may qualify for enhanced dental benefits such as additional cleanings or fluoride treatments • Oral Health, Total Health program • Additional cleanings available for members with diabetes • Periodontal maintenance cleanings • Additional cleanings available for members with periodontal disease Call our dental customer service team to learn more about these additional benefits.
Delta Dental of Oregon Access to the Delta Dental Premier and PPO National Networks • More than 154,000 participating providers nationwide • Passport Dental program — worldwide dental care
Thank You PERS Health Insurance Program Toll-free: (800) 768-7377 Local: (503) 224-7377 pershealth.com Moda Health Toll-free: (800) 962-1533 Pharmacy Toll-free: (888) 786-7509 modahealth.com/pers Delta Dental of Oregon Toll-free: (844) 827-7379 modahealth.com/pers/dental
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