Let employees choose the plan that fits - ASURIS EMPLOYEE SELECT SM GROUPS OF 51-100 - Bynder
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ASU R I S E M P LO Y E E SE L E CT SM GR OU P S O F 51– 10 0 Let employees choose the plan that fits Asuris Northwest Health 528 E Spokane Falls Blvd, Suite 301 Spokane, WA 99202
ASU R I S EMP L OY E E S E L E C T SM G RO UP S OF 51– 10 0 Options for everyone Connect your employees to a low-deductible plan or a high-deductible option. When you’re not limited to offering one plan, you can cater to every individual on your team. ALAN PAT R I C I A can look to can save a few the future with bucks with a family-focused leaner plan coverage M A RY ROBERT can check out can choose a plan money-smart with lower out-of- HSA coverage pocket costs The individuals shown above are fictitious personas intended to illustrate the special features of Asuris Employee Select. They are not actual employees. 2
Your business is unique—and your employees are, too. While each person has different needs and goals, they have one thing in common. They deserve health care that’s as unique as they are. Employee Select lets you deliver just that. You can offer competitive benefits at an affordable price, and your employees can pick the plan that suits them best. A range of plans to choose from Increase your options, not your effort Employee Select lets you choose up to five plans from a variety Offering choice doesn’t come with any additional costs— of off-the-shelf plan configurations. This gives you the flexibility and it can save you time, too. We’ll provide you with robust to offer your employees a range of options—from low-cost administrative resources and support, including secure, 24/7 HSAs to more comprehensive plans. You don’t have to worry access to Employer Center. You can view employee eligibility about underwriting when you’re selecting your portfolio— info, manage enrollment and billing, review and download full we’ve done the work for you. benefit booklets and group plan summaries, find forms and much more. Less energy and effort taken to manage your They get to pick what works company’s benefits means more time to run your business. Each of the 10 plan configurations available through Employee Select is based on Asuris Classic or Asuris HSA Healthplan 3.0, Quick tips to get you started and each includes a different combination of deductible, While you can pick up to five plan configurations to offer your coinsurance, office visits and other benefits. Just pick the employees, most groups consider two to three to be ideal. And ones that will work best for your employees and let them take be sure to give your employees an opportunity to become more it from there. empowered health care consumers by including a health savings account option. 3
A S U R I S E M PLOY E E S E L E C T SM G R O U P S O F 51–10 0 Choose what’s right for your team Plan configurations are based on our most popular plan types. Each one includes a different mix of elements, so your employees can choose the plan that fits their unique needs and price point. Best of all, all of the plan options below can be offered on our broad network plus MultiPlan and PHCS, so employees can choose from nearly a million providers nationwide for affordable care. Asuris ClassicSM Asuris Classic has a simple plan design with two Accelerate is a lean, lower-cost configuration that comes with categories of providers: in-network and out-of-network. the same embedded features as the more robust options, There are six Classic configurations that you can offer to including virtual care, behavioral health, and a medication your employees. comparison tool. Classic Option One Option Two Option Three Option Four Option Five Accelerate Individual Family* Individual Family* Individual Family* Individual Family* Individual Family* Individual Family* Annual deductible $500 $1,500 $1,000 $3,000 $1,500 $4,500 $2,000 $6,000 $3,000 $9,000 $4,000 $12,000 Out-of-pocket max $4,000 $6,000 $4,500 $9,000 $5,000 $10,000 $5,500 $11,000 $7,150 $14,300 $7,150 $14,300 In-network: $30 primary In-network: $20 primary Out-of-network: In-network: $30 primary Office-visit copay Out-of-network: Deductible and coinsurance Deductible and Out-of-network: Deductible and coinsurance coinsurance In-network: 20% In-network: 30% Coinsurance Out-of-network: 40% Out-of-network: 50% Pharmacy 3-tier or 6-tier Rx available, but whichever is chosen applies to all plans offered Dental, vision, Employee Assistance Program (EAP), $400 or $800 up-front radiology and lab, Buy-up options unlimited spinal manipulations *2x family deductible option available Asuris HSA Healthplan 3.0 SM HSA Healthplan 3.0 combines a comprehensive medical plan with a separate tax-free savings account. You and your employees will enjoy the extensive benefits you’ve come to expect from an Asuris health plan. Plus it’s an easy way to save pre-tax dollars to pay for life’s medical expenses. There are four HSA configurations that you can offer to your employees. HSA Healthplan 3.0SM Option One Option Two Option Three Option Four Individual Family Individual Family Individual Family Individual Family Annual deductible $1,500 $3,000 $2,500 $5,000 $3,500 $7,000 $5,000 $10,000 Out-of-pocket max $5,000 $10,000 $5,000 $10,000 $5,000 $10,000 $5,000 $10,000 In-network: 20% In-network and Coinsurance out-of-network: 0% Out-of-network: 40% Pharmacy Covered at same coinsurance as medical Buy-up options Dental, vision, Employee Assistance Program (EAP), unlimited spinal manipulations 4
Tools for healthy, productive employees To help your employees understand the real benefit of Employee Select, we’ve built extra support, information and resources into every plan. Virtual care. If a traditional visit isn’t convenient or necessary, employees can use Doctor On Demand, which connects them to physicians and behavioral health specialists over video or phone. Behavioral health support. Employees have a range of behavioral health benefits that provide care for the whole person, including virtual care options, Behavioral Health Care Management and more. Health and wellness discounts. Asuris Advantages gives discounts on health-related products and services, from over-the- counter health and wellness products to LASIK surgery, fitness devices, weight management, fitness centers, nutritious meals and more. Plus, enjoy savings of 15% on Walgreens-branded items. Medication support. Through a convenient web and mobile experience, employees can research and compare medications for effectiveness, costs and side effects; connect with a licensed pharmacist to answer questions about medications; receive real- time alerts and updates about safety, costs and equally effective alternatives; get help changing and transferring prescriptions; and set up medication home delivery. Plenty of pharmacy options. Our network includes convenient home delivery options, Express Scripts, PillPack by Amazon Pharmacy and pharmacies across the country such as Walgreens, Albertsons, Kroger and Rite Aid. Optimum Value Medication List. The deductible is waived on many common prescriptions used for preventive care, which means savings for your employees. Local account management and customer service. Our in-state team is here to offer personalized support. Customer service is available over the phone or via chat messaging on our website or app. Asuris Advantages is not insurance but is offered in addition to your medical plan to help your employees get information and support when they need it. Talk to your sales representative about adding high-value solutions like dental, vision and EAP to give your employees total health coverage from head to toe. Pharmacy and pharmacist services are provided by JourniRx, Inc. (a licensed pharmacy). 5
ASU R I S EMP L OY E E S E L E C T SM GROU P S OF 51– 10 0 Engage employees with enhanced web and mobile experience We’ve enhanced our member experience with more personalization, new ways to get one- on-one support from experts, extra help with staying healthy, and easier navigation across Give employees access our web and mobile platforms—improving employee engagement and maximizing the value to all the tools and of the benefits you offer. resources they need in a single, easy-to- Care timeline: View family member Doctor search: Quickly locate high-quality navigate location. profiles, along with health and medication in-network doctors and specialists by history, from a single timeline. location, name, facility or specialty. Claims management: Filter claims by Cost estimator: View estimated medical status, member, provider and more; plus costs based on benefits to help make the see out-of-pocket costs, benefits usage right financial decisions. and deductible balances. Customer service chat: Get quick answers in real time to benefits-related questions. 6
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