Lancaster Commons HISTORY MEETS AFFORDABILITY - 2021 AFFORDABLE HOUSING DEVELOPENT COMPETITION - Citizens' Housing And Planning ...

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Lancaster Commons HISTORY MEETS AFFORDABILITY - 2021 AFFORDABLE HOUSING DEVELOPENT COMPETITION - Citizens' Housing And Planning ...
Lancaster Commons
        HISTORY MEETS AFFORDABILITY

 2021 AFFORDABLE HOUSING DEVELOPENT COMPETITION
        FEDERAL HOME LOAN BANK OF BOSTON
Lancaster Commons HISTORY MEETS AFFORDABILITY - 2021 AFFORDABLE HOUSING DEVELOPENT COMPETITION - Citizens' Housing And Planning ...
TABLE OF CONTENTS

    1. EXECUTIVE SUMMARY                    5

    2. SITE OVERVIEW & CONTEXT              8

    3. THE MASTERPLAN                       14

    4. PROGRAMMING & COMMUNITY ENGAGEMENT   19

    5. DESIGN                               24

    6. FINANCING & IMPLEMENTATION           38

    7. CONCLUSION & IMPACT                  48

    8. ACKNOWLEDGMENTS & WORKS CITED        49

2                                                3
Lancaster Commons HISTORY MEETS AFFORDABILITY - 2021 AFFORDABLE HOUSING DEVELOPENT COMPETITION - Citizens' Housing And Planning ...
Lancaster Commons                                                                       1. Executive Summary

PARTICIPANTS                                                                   1. EXECUTIVE SUMMARY

PARTNER                         MENTORS

                                                                                                               Dear Competition Committee at the Federal Home Loan Bank of Boston
                                                                                                               and the Citizen’s Housing and Planning Association,

                                                                                        TOWNHOUSES             We are excited to present, in partnership with Metro West Collaborative
                                                                                                               Development, our proposal for the redevelopment of the Lancaster,

THE TEAM
                                                                                            48                 Massachusetts campus formerly occupied by the Lancaster Industrial
                                                                                                               School for Girls, a site on the National Register for Historic Places. The
                                                                                    NEW RESIDENTIAL UNITS      almost 80-acre state-owned site is slowly making its way through a
                                                                                                               disposition process whereby the town of Lancaster will take ownership.
           Andrea Grimaldi
           Master in City Planning, 2021
                                            Jiwon Park
                                            Master in Urban Planning, 2022
                                                                                     42               6        This proposal includes a multi-phased master plan for the entire site,
                                                                                  AFFORDABLE       WORKFORCE   as well as a more detailed analysis of the design and financing of Phase
           MIT                              Harvard
                                                                                                               One, which involves the construction of the Townhouses at Lancaster

                                                                                       49,588                  Commons, 48 new construction, fully affordable rental townhouses
                                                                                                               intended for intergenerational living. We envision the entire site being
                                                                                                               built over the course of three phases with a 12-year development
                                                                                             GSF
                                                                                                               timeline. Once complete, Phases Two and Three of the site will effectively
           Angela Blume                     Mengyao Li
                                                                                                               transform the campus into a mixed-income development.
           Master in Architecture, 2022     Master in Urban Planning, 2022
           Harvard                          Harvard
                                                                                                               For Phase One, we have decided to embark on a new build to generate
                                                                                                               early excitement for this large redevelopment project. We anticipate that
                                                                                        MASTER PLAN            thoroughly assessing the conditions of all the National Historic Register

                                                                                           160
                                                                                                               buildings and navigating the historical requirements around them will
                                                                                                               take a significant amount of time during which this new construction can
           Cassie Gomes                     Mora Orensanz                                                      be built.
           Master in Architecture, 2022     Master in City Planning, 2021           TOTAL RESIDENTIAL UNITS
           Harvard                          MIT
                                                                                           50%
                                                                                                               While we have honed in on Phase One, we have also included general
                                                                                                               recommendations on how to proceed with the design and financing for
                                                                                                               adaptively reusing the existing buildings onsite. We understand that
                                                                                         AFFORDABLE
                                                                                                               Lancaster residents feel strongly about the preservation of the town’s
                                                                                                               historic assets and aimed to provide as comprehensive a proposal as
           Jiae Azad
           Master in Urban Planning, 2021
                                            Sharon Velasquez
                                            Master in City Planning & Master
                                                                                      110,000                  possible. It is our hope that our efforts with this proposal will contribute
                                                                                                               to the redevelopment of a long-neglected site with immense potential to
           Harvard                          in Business Administration, 2022          SF ADAPTIVE REUSE        serve the diverse housing needs of the community.
                                            MIT

                                                                                      200,000                  Sincerely,
                                                                                                               Andrea Grimaldi, Angela Blume, Cassie Gomes, Jiae Azad, Jiwon Park,
                                                                                     SF NEW CONSTRUCTION       Mengyao Li, Mora Orensanz, and Sharon Velasquez

4                                                                                                                                                                                        5
Lancaster Commons HISTORY MEETS AFFORDABILITY - 2021 AFFORDABLE HOUSING DEVELOPENT COMPETITION - Citizens' Housing And Planning ...
Lancaster Commons                                                                                  1. Executive Summary   Lancaster Commons                                                                                   1. Executive Summary

                                           VISION                                                                         EVALUATION CRITERIA
                                           THE MASTERPLAN                                                                     COMMUNITY RESPONSIVENESS                                                                     DESIGN
                                                                                                                                                                                 FINANCING
                                           Lancaster Commons is a multi-phased redevelopment of an almost
                                           80-acre site formerly occupied by the Lancaster Industrial School              •    Develop a proposal centered          •   Prepare a competitive financing     •   Respect the historic character of
                                           for Girls, the first reform school for girls in North America. Through              on creating a supportive                 package for Phase One                   the site with new construction
                                           the adaptive reuse of the site’s National Historic Register buildings,              intergenerational community              construction, and beyond                that takes cues from the existing
                                           as well as the addition of new construction, Lancaster Commons                      through design                       •   Pursue a diversified funding            buildings with a modern
             AFFORDABILITY                 intends to pay respect to the site’s rich past while looking towards           •    Through varying levels of                strategy to develop housing             approach
     Affordable multifamily housing at                                                                                         affordability, address the acute         that leverages federal and          •   Introduce multifamily housing
                                           the future of Lancaster, the oldest town in Worcester County. The
           various income levels                                                                                               affordability housing needs              state programs, as well as local        with a townhouse design to
                                           full build-out of the site will transform the historic campus into a
                                                                                                                               of particularly vulnerable               capital, for new construction and       a town with a majority single
                                           mixed-used development with affordable and market-rate housing, a                   populations: women heads of              adaptive reuse development              family dwellings
                                           small commercial center for local vendors, office space for municipal               household and seniors who are        •   Layer private, government           •   Support diverse living
                                           and private-sector use, community facilities, and conserved open                    women                                    and philanthropic funds for             arrangements with housing
                                           space. By updating and further developing this currently part-vacant           •    Integrate residential services to        resident services and community         layouts and bedroom counts
                                           property, it has the potential to be a vibrant space for people of diverse          support the onsite community             programming
                                           ages and backgrounds. Located on Old Common Road, it is especially             •    Provide public programming,
                                           appropriate to invest in affordability at the site of historic Lancaster’s          opening the site to the broader
             PRESERVATION                  old Town Common.                                                                    Lancaster community
    Adaptive reuse of historic buildings                                                                                  •    Design and implement a two-part
         for contemporary needs                                                                                                community engagement strategy
                                           TOWNHOUSES AT LANCASTER COMMONS
                                                                                                                               for future use
                                           This proposal focuses on the Townhouses at Lancaster Commons—Phase
                                           One of the redevelopment. The Townhouses are 48 newly constructed,                 ENVIRONMENTAL SUSTAINABILITY                       FEASIBILITY                             INNOVATION
                                           fully affordable rental units designed as a space for intergenerational
                                           living. The design includes several housing layouts and bedroom counts         •    Meet passive house                   •   Underwrite a completely             •   Propose a 40R Zoning
                                           in order to support diverse households with varied living arrangements,             requirements through the                 subsidized acquisition cost for         Overlay to encourage mixed-
                                           ranging from nuclear families to extended families, seniors to                      inclusion of elements such               the state-owned site, allowing          use development and smart
              COMMUNITY                    multigenerational households. Given Lancaster’s need for affordability,             as triple-glazed windows and             the development to provide              growth strategies in an area
       An interconnected space for         a variety of housing price points are proposed to address a spectrum of             shading, solar panels, insulation,       deeply affordable housing as            characterized by separate land
        generations old and young          median area incomes.                                                                and thermal materials                    well as quality design and              uses
                                                                                                                          •    Encourage a connection to nature         programming options                 •   Preserve the site’s singular
                                           The Townhouses serve to engage the larger site and its community                    with townhouses oriented around      •   Align our proposal to the Town ’s       history, memorializing it through
                                           through its offerings of shared residential amenities and active outdoor            a central outdoor space that             Housing Production Plan, which          an onsite museum
                                                                                                                               includes amenities, such as a            has identified this site as prime   •   Offer an innovative mix of uses
                                           programming. It is the hope that these amenities begin to create bonds
                                                                                                                               community garden                         candidate for the development of        inclusive of housing, a farmers
                                           among residents from the onset of this multi-phased project, establishing
                                                                                                                          •    Expand public transportation and         affordable housing                      market, an onsite clinic and office
                                           a strong sense of community as subsequent development unfolds. This                 ridesharing access for a car-        •   Leverage our project sponsor’s          and other commercial spaces
                                           spirit of inclusive community building is a fundamental component of our            reliant community                        experience working on similar
            SUSTAINABILITY                 vision for the site.                                                                                                         projects; they are currently
       Passive design solutions and                                                                                                                                     overseeing the development
            green technology                 The ultimate goal of Lancaster Commons is to breathe life                                                                  of a multi-phased, 92-unit
                                                   into a vastly underutilized state-owned asset.                                                                       intergenerational campus in
                                                                                                                                                                        Medway
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Lancaster Commons HISTORY MEETS AFFORDABILITY - 2021 AFFORDABLE HOUSING DEVELOPENT COMPETITION - Citizens' Housing And Planning ...
Lancaster Commons                                                                                2. Site Overview & Context   Lancaster Commons                                                                                                                                                                                                                                        2. Site Overview & Context

2. SITE OVERVIEW & CONTEXT

HISTORY                                                                                                                       LANCASTER LIVING
                                             The site has undergone significant transformation in recent centuries. In        Incorporated in 1653, Lancaster is Worcester County’s oldest town and
                                                                                                                                                                                                                                                                                                                                                                                      8,082
    1856 - 1975
    Lancaster Industrial School for Girls    the early 1700’s, it served as the center of town activities as Lancaster’s      has a rich history. It is dubbed the “mothertown” to all of Eastern Central
                                             third Town Green. The most well known use of the site, however, is its           Massachusetts as several towns were born from its original boundaries.                                                                                                                                                                                   POPULATION
                                             tenure as the Lancaster Industrial School for Girls.

                                                                                                                                                                                                                                                                                                                                                                                       1653
                                                                                                                              Today, Lancaster is a small town of 8,082 people—a population that has
                                             Young girls, almost all living in poverty, were sent to the school after         increased by roughly 2% since 2010. Excluding the Souza-Baranowski
                                             being charged with “delinquent” behavior, often on the basis of 19th             Correctional Center’s inmate population, the town has 6,796 residents                                                                                                                                                                                     FOUNDED
                                             century morality standards rather than crime. The school sought to               occupying the 2,614 units that comprise Lancaster’s total housing stock.
                                             recreate a familial environment for the girls under the watchful eye of a
                                             house matron. Referred to as “families,” each cottage housed thirty girls
                                             who were trained in domestic work to prepare for future employment                                                          SCALE 1
                                                                                                                                                                                                                                                                                                                                                                                      2,614
                                             and eventually marriage.                                                                                                                                                                                                                                                                                                                 HOUSING STOCK

    1976
                                             The school closed in 1975 and was replaced with the Massachusetts                                                WORCESTER COUNTY
    National Register of Historic Places
                                             Correctional Institution at Lancaster from 1976-2002. Now under the                                                 LANCASTER COMMONS

                                             purview of the Division of Capital Asset Management and Maintenance                                                     Royalston
                                                                                                                                                                                                   Winchendon

                                             (DCAMM), the site is used primarily as storage and limited office space
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8                                                                                                                                                                                                                                                                                                                                                                                                             9
Lancaster Commons HISTORY MEETS AFFORDABILITY - 2021 AFFORDABLE HOUSING DEVELOPENT COMPETITION - Citizens' Housing And Planning ...
Lancaster Commons                                                                                                         2. Site Overview & Context                   Lancaster Commons                                                                                                                                        2. Site Overview & Context

SOCIAL SETTING

       +66.9%                       AN AGING POPULATION
                                    Given its small size, Lancaster’s population density per square mile
                                    is among the lowest in the region. According to the 2019 American
                                                                                                                                                                       A FAMILY FRIENDLY TOWN
                                                                                                                                                                       In addition to being a home for seniors, Lancaster is a home for families.
                                                                                                                                                                       The ratio of family households to total households is 71.7%; much higher
INCREASE POPULATION OF 75+ YEARS
     OVER THE PAST 10 YEARS         Community Survey 5-year estimates, people 60-years-old or over make                                                                than that of Worcester County (65.4%), Massachusetts (63.4%), and the
                                    up a quarter of the town’s total population. Moreover, between 2010 and                                                            national average (65.5%). Families headed by single mothers raising
                                    2019 the older population showed steep increases (55 to 64 years: +46%;                                                            children comprise 11% of households. Town administration is especially                                                                “Single parents with one salary

        -25.7%
                                    65 to 74 years: +24%; 75 years and over: +66.9%) while the younger                                                                 aware of the need for affordable housing that supports single parent                                                                  and no partner to assist with
                                    population showed a general decrease (1 to 4 years: -24%; 5 to 17 years :                                                          households. An additional family unit type that requires affordable                                                                   childcare may face financial
  DECREASE POPULATION OF 18-24      -7.8%; 18 to 24 : -25.7%). The sharply growing senior population calls for                                                         housing are multi-generational households. While more than a third                                                                    challenges.”
  YEARS OVER THE LAST 10 YEARS      more attention to the housing needs of the elderly in the area.                                                                    of households include one or more people under 18 years, over half of                                                                 2020-2024 Lancaster Housing Plan
                                                                                                                                                                       households have at least one household member aged over 60.
                                                Population
                                    POPULATION CHANGE      Change
                                                        OVER      Over the
                                                             THE LAST      Last 10-Years
                                                                       10 YEARS
        52.2%
                                                                                                                                                                       FAMILIES AND HOUSEHOLDS CHARACTERISTICS
                                         (%)
                                        20.0
  OF TOTAL HOUSEHOLDS HAVE AT                                                                                                                         2010                              HOUSEHOLDS                    HOUSEHOLDS
                                                                                                                                                                                                                           WITH                                      FAMILY
  LEAST ONE HOUSEHOLD MEMBER            18.0
                                                                                                                                                      2019
                                                                                                                                                                                             WITH
                                                                                                                                                                                        > 60-YEAR-OLD                 > 18-YEAR-OLD                                HOUSEHOLD

          AGED OVER 60                  16.0
                                                                                                                                                                                          52.2%                         34.3%                                      71.7%
                                        14.0

                                        12.0

                                        10.0                                                                                                                                            Worcester : 39.4%             Worcester : 30.8%                          Worcester : 65.4%
                                                                                                                                                                                        Massachusetts : 40.4%         Massachusetts : 29.1%                    Massachusetts : 63.4%
                                         8.0
                                                                                                                                                                                        United States : 39.5%         United States : 31%                      United States : 65.5%
                                                                                                                                                                                                                                                                                                                        HOUSEHOLD INCOME
                                         6.0                                                                                                                                                                                                  Source: American Community Survey 2019 5-year Estimates

                                         4.0
“Those projections suggest a             2.0                                                                                                                           WEALTH DISPARITY IN AN AFFLUENT NEIGHBORHOOD
growing need for relatively small        0.0                                                                                                                           Compared to neighboring communities and beyond, Lancaster is a
housing units to serve smaller                    1 to 4
                                                  years
                                                           5 to 17
                                                            years
                                                                     18 to 24
                                                                      years
                                                                                 25 to 34
                                                                                  years
                                                                                            35 to 44
                                                                                             years
                                                                                                         45 to 54
                                                                                                          years
                                                                                                                     55 to 64
                                                                                                                      years
                                                                                                                                    65 to 74
                                                                                                                                     years
                                                                                                                                               75 years and
                                                                                                                                                   over                relatively affluent town with a median income of $93,646. However,
households, a continuing need                                                                             Source: American Community Survey 2019 5-year Estimates      significant wealth disparity exists among demographic groups. For
for housing serving “starter”                                                                                                                                          the 7.9% of the total population below the poverty level, there is a
households, and an accelerating
                                                                                                                                                                                                                                                                                                              $75,000 OR MORE             59.6%
                                    SENIOR DEMOGRAPHICS                                                                                                                higher possibility of being impoverished if older, female, or non-
need for senior housing.”                                                                                                              6.8%Senior
                                                                                                                                             Senior                    white. Additionally, 52% of households that receive food stamps or are
                                                                                                                                     6.8%
2020-2024 Lancaster Housing Plan                                        34.3%
                                                                      34.3%
                                                                        LivingAlone
                                                                               Alone
                                                                                                    16.4%Senior
                                                                                                   16.4%    Senior
                                                                                                      LivingAlone
                                                                                                    Living   Alone
                                                                                                                                       LivingAlone
                                                                                                                                     Living   Alone
                                                                                                                                                                       registered in the Supplemental Nutrition Assistance Program (SNAP)
                                                                      Living
                                                                                                                                                                       are households with more than one member that is 60 or older.
                                                              35.3%                                                  35.2%
                                                                                                                    35.2%
                                                             35.3%                                            ONEOR
                                                                                                                  ORMORE
                                                                                                                     MORESENIOR
                                                                                                                           SENIOR
                                                            NON-FAMILY                                       ONE
                                                           NON-FAMILY                                         HOUSEHOLD   MEMBER
                                                                                                       19.8% HOUSEHOLD MEMBER                                             (%)                                             (%)
                                                                                                     19.8%                                                                                                                10                                                                     9
                                                                                        2 2ororMore
                                                                                                MorePeople
                                                                                                      People                                                              7
                                                                                                                                                                                                                6.1        9
                                                 64.7%
                                                64.7%                                       LivingTogether
                                                                                          Living    Together                                                              6                                                8                                                  7.2
                                                FAMILY
                                               FAMILY
                                                                                                                                    63.8%
                                                                                                                                   63.8%
                                                                                                                                 NOSENIOR
                                                                                                                                     SENIOR
                                                                                                                                                                          5                                                7
                                                                                                                                                                                                                                                                                                              $50,000 TO $74,999           16.9%
                                                                                                                                NO                                        4
                                                                                                                                                                                                                           6

                                                                         1%Not
                                                                             Not                                                  MEMBER
                                                                                                                                 MEMBER                                          2.6
                                                                                                                                                                                                                           5
                                                                                                                                                                                                                                          4
                                                                       1%                                                                                                 3                                                4
                                                                         LivingAlone
                                                                       Living   Alone                                                              57%                                                                                                     2.7
                                                                                                                                                 57%                                                                       3

                                                                                                                                                                                                                                                                                                                                            9.6%
                                                                                                                                                                          2
                                                                                                                                                 2 2ororMore
                                                                                                                                                         MorePeople
                                                                                                                                                              People
                                                                                                                                                                          1
                                                                                                                                                                                                                           2                                                                                  $35,000 TO $49,999
                                                                                                                                                   LivingTogether
                                                                                                                                                 Living    Together                                                        1
                                                                                                                                                                          0                                                0
                                                                                                                                                                                 Male                       Female
                                       POPULATION65
                                                  65YEARS
                                                     YEARSAND
                                                           ANDOLDER
                                                               OLDER
                                                                                                                                                                                                                                 Under 18 years       18 to 64 years   60 years and over 65 years and over    $20,000 TO $34,999            5.5%
                                      POPULATION                                                                TOTALHOUSEHOLDS
                                                                                                               TOTAL  HOUSEHOLDS
                                                                                                                                                                                   POVERTY BY SEX                                                       POVERTY BY AGE
                                                                                                                                                                                                                                                                                                              LESS THAN $20,000             8.4%
                                                                                                                                                                                                                                          Source: American Community Survey 2019 5-year Estimates
                                                                                                          Source: American Community Survey 2019 5-year Estimates

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Lancaster Commons HISTORY MEETS AFFORDABILITY - 2021 AFFORDABLE HOUSING DEVELOPENT COMPETITION - Citizens' Housing And Planning ...
Lancaster Commons                                                                    2. Site Overview & Context   Lancaster Commons                                                                                               2. Site Overview & Context

                                 THE HOUSING MARKET                                                               PHYSICAL SETTING
                                 Given Lancaster’s demographics and its established affordable housing            Our site is located between Old Common Road and Still River Road in                                      “The town has no real
                                 goals, it requires affordable and market rate housing that serves families       the southeastern corner of Lancaster. It’s 0.9 miles away from the town                                   commercial center”
                                 and a sizable aging population. In particular, Lancaster has an urgent need      center, where office buildings and community services are located.                                             -Town Manager
                                 for affordable rental housing. Its current housing stock is dominated by
                                 single-family, owner-occupied homes, at 77%. Approximately 18.6% of its          AMENITIES

            77%
                                 housing stock is renter-occupied, among the lowest in an area including
                                 Leominster, Clinton and others.
     SHARE OF LANCASTER HOMES
                                 According to the Lancaster Housing Plan for 2020-2024, published in
                                                                                                                                                                                                                          15 minutes walking:
       THAT ARE SINGLE-FAMILY                                                                                                                                                                                              ONLY A FAMILY FARM AND A
                                 2019, the following are the town’s housing priorities, based on projected                                                                                                                   CONVENIENCE STORE
                                 demographic trends:

            +70%
                                 Respond to a drop in household size with development of smaller
                                 housing units for small households and a rapidly aging population.                                                                                                                       15 minutes biking:
                                                                                                                                                                                                                          ACCESS TO MORE COMMERCIAL
                                 Address the acute housing needs of women who are heads of household                                                                                                                                 USES
     RATE AT WHICH THE MEDIAN
      PRICE OF A SINGLE-FAMILY   or seniors. Town administration notes that these populations tend to
       HOME INCREASED FROM       have lower incomes.
             2000-2005

                                 Relieve rent-burdened households by increasing extremely low                                                                                                                             15 minutes driving:
                                                                                                                                                                                                                           RESTAURANTS, SCHOOLS AND
                                 affordable rental stock. About 40% of Lancaster’s households spend                                                                                                                       HOSPITALS, MOSTLY CLUSTERED
                                 more than 30% of their income on monthly rental costs. As of 2019,                                                                                                                                IN CLINTON
                                 Lancaster’s total Subsidized Housing Inventory (SHI) is a mere 5.5%.             TRANSPORTATION                   Produced by team members with data form Google maps & OpenStreetMaps

         1 of 5
       SHARE OF LANCASTER
                                 In the more immediate term, at least 163 affordable units must be
                                 built to reach the town’s Chapter 40B threshold. Currently, the bulk
                                 of Lancaster’s affordable inventory are 70 low-income elderly units at

                                                                                                                                                                                                                                      5
       RESIDENTS THAT RENT
                                 Bigelow Gardens. Over the next ten years, Lancaster plans to add 200
                                 affordable units to its current rental inventory, and the housing plan
                                 specifically identifies this site as a prime candidate to meet this goal.                                                                                                                   CORNER INTERSECTION

           40%
                                 Provide additional housing options given the rising cost of single-
                                 family housing. Since 1993, the price of houses in Lancaster has tripled,
                                 surpassing regional norms and income growth. From 2000 to 2005, the
                                                                                                                                                                                                                                  CAR
                                                                                                                                                                                                                            IS THE PRIMARY MEANS OF
                                 median price of a single-family home jumped almost 70% to $325,000. At                                                                                                                          TRANSPORTATION
                                 current prices, Lancaster administration believes that a significant share
        SHARE OF LANCASTER
      HOUSEHOLDS THAT SPEND
       MORE THAN 30% OF THEIR
                                 of residents would be unable to afford the homes they inhabit today.
                                                                                                                                                                                                                                    2.3
                                     Lancaster needs affordable and multi-family housing,                                                                                                                                       CARS PER FAMILY
      INCOME ON MONTHLY RENT
                                                 especially affordable rental.
                                                                                                                                                   Produced by team members with data form Google maps & OpenStreetMaps

12                                                                                                                                                                                                                                                       13
Lancaster Commons HISTORY MEETS AFFORDABILITY - 2021 AFFORDABLE HOUSING DEVELOPENT COMPETITION - Citizens' Housing And Planning ...
Lancaster Commons                                                                            3. The Masterplan   Lancaster Commons                                                                       3. The Masterplan

3. THE MASTERPLAN

SITE CONTEXT TODAY                                                                                               LANCASTER COMMONS MASTERPLAN

                                                                    Deteriorated Condition
                                                                    Late 18th Century

                                                                    Mid 19th Century

                                                                    Early 20th Century
                                       To Littleton

To ‘Center Village’
                                                                                                                 The Lancaster Commons Masterplan strives to transform the former
             $

                                         DCAMM
                                                                                                                 Industrial School for Girls site into a multigenerational community
         $

                                                                                                                 where families can live, play, learn, and age in place. Phase One will
To Clinton
                       Children's
                       Action Corps
                                                                                                                 provide 48 fully affordable units and the following phases will transform
                                                                                                                 the campus into a mixed-income and mixed-use community.

                                                                                                                 In addition to offering quality affordable housing, Lancaster Commons
                                        To Bolton                                                                will provide onsite amenities for all ages. Upon the conclusion of
                                                                                                                 construction, residents will have access to amenities that include a
                                                                                                                 daycare, an onsite clinic, recreational fields, dog parks, community
                                                                                                                 gardens, a community kitchen, and a brick-and-mortar farmers market.
                  EXISTING AMENITIES                  ENVIRONMENT      CONDITION OF EXISTING
                                                                                                                 Lancaster administration will also have a presence onsite through a
                                                                            BUILDINGS
                                                                                                                 town museum and offices for the Historical Commission and other town
                                                                                                                                                                                             SITE CIRCULATION AND
                                                                                                                 agencies.
                                                                                                                                                                                                 ACCESSIBILITY
14                                                                                                                                                                                                                     15
Lancaster Commons HISTORY MEETS AFFORDABILITY - 2021 AFFORDABLE HOUSING DEVELOPENT COMPETITION - Citizens' Housing And Planning ...
Lancaster Commons                                                                                  3. The Masterplan   Lancaster Commons                                                                                                             3. The Masterplan

        PHASING STRATEGY                                                                                                       SMART GROWTH AND DENSITY
        Given its expansive size, we envision the build-out occurring                                                          To address zoning limitations, we propose establishing a Smart Growth
        in three phases, which will focus on the following:                                                                    Overlay District (SG) for Lancaster Commons, which will encourage
                                                                                                                               smart growth in accordance with G.L. Chapter 40R. This will foster a
                                                                                                                               range of housing opportunities and enable mixed-use development in                                                 SMART GROWTH
                                                                                                                               the site. Moreover, in conversations with Lancaster’s Planning Director,                                          OVERLAY DISTRICT
                                                                         Phase One                                                                                                                                                                 WILL BRING:
                                                                         New townhouse construction,                           we learned about Lancaster’s interest in being designated a Housing
                                                                         landscaping and site                                  Choice community. Adopting SG will propel Lancaster closer to this goal,

                                                                                                       1
                                                                         improvements, assessment of                           enabling the town to easily access much needed housing and economic                                               $10,000 to $600,000
                                                                         existing buildings                                    development funding from the State.                                                                                IN STATE FUNDING

                          Phase Two                                                                                            In order to achieve a Housing Choice designation, Lancaster must                                                        $3,000
                                                                                                                                                                                                                                                FOR EVERY NEW HOME
                                                              2
                          Adaptive reuse development of                                                                        increase its housing stock by 3% and fulfill 7 out of the 14 criteria below.
                          a senior housing cluster, chapel                                                                     Thanks to the development of Lancaster Commons, the town will be able                                                  CREATED
                          rehabilitation, brick-and-mortar
                          farmers market, onsite clinic and
                                                                                                                               to satisfy three extra criteria to qualify for this designation.
                                                                                                                                                                                                                                             State funding for school-age
                          museum
                                                                                                                                                                                                                                            children education moving into
                                                                                                                               LANCASTER’S PATH TOWARDS HOUSING CHOICE COMMUNITY DESIGNATION                                                the district under Chapter 40S
                                                                                                                               Lancaster’s path towards Housing Choice Community designation

         Phase Three
         New construction
         and adaptive reuse to
         generate a family housing
                                      3                                                                                             CRITERIA ALREADY
                                                                                                                                  FULFILLED BY THE TOWN
                                                                                                                                         BY 2021                ☞
                                                                                                                                                                              CRITERIA LANCASTER
                                                                                                                                                                             COMMONS WOULD HELP
                                                                                                                                                                                FULFILL BY 2030          ☞
                                                                                                                                                                                                               REMAINING CRITERIA
                                                                                                                                                                                                               THE TOWN CAN WORK
                                                                                                                                                                                                                    TOWARDS

                                                                                                                                                                                                             Have Inclusionary Zoning
         cluster, as well as office                                                                                                Have a zone district that                 Have an approved 40R
                                                                                                                                 allows multi-family by right                Smart Growth district
         space for municipal use                                                                                                                                                                              Require no more than 1

                                                                                                                                   Have zoning that allows
                                                                                                                                                                                                             parking space per unit for
                                                                                                                                                                                                                 multifamily units
                                                                                                                                                                                                                                             “The Housing Choice Initiative
                                                                                                                                    mixed use or cluster /
                                                                                                                                                                            Designate local resources
                                                                                                                                                                           for housing: use Affordable                                       provides incentives, rewards,
                                                                                                                                            Open                                                             Provide evidence of educa-
                                                                                                                                                                                                               tion and training for a          technical assistance and
                                                                                                                                                                                                             majority of members on a
                                                                                                                                     Space Residential
                                                                                                                                                                           Housing Trust, donate land,
                                                                                                                                                                             AND spend substantial                 land use board              targeted legislative reform
                                                                                                                                    development by right                    Community Preservation
                                                                                                                                                                              Act (CPA) funds for              Select a housing best
                                                                                                                                                                                                                                               to encourage and empower
                                                                                                                                                                              community housing                 practice as part of a
                                                                                                                                                                                                               Community Compact
                                                                                                                                                                                                                                            municipalities to plan and build
                                                                                                                                 Have zoning that allows for
                                                                                                                                 accessory dwelling units by               Increase the community’s
                                                                                                                                                                                                                                             the diverse housing stock that
                                                                                                                                                                                                              Participate in the Housing
                                                                                                                                            right                          Subsidized Housing Inven-            Development Incentive         the Commonwealth needs to
                                                                                                                                                                           tory (SHI) by at least 2.5%        Program (HDIP), adopt an
                                                                                                                                        Have units in the
                                                                                                                                                                            points in the last 5 years       Urban Center Housing Tax              continue to thrive”
                                                                                                                                                                                                                 Increment Financing
                                                                                                                                  Subsidized Housing Inven-
                                                                                                                                    tory (SHI) that equal or                                                   district, approve District   -Massachusetts Housing Choice
                                                                                                                                   exceed 10% of total year                                                    Improvement Financing
                                                                                                                                                                                                                                                   Initiative’s website
One                                                                                                                                   round housing stock                                                    (DIF) related to housing, or
                                                                                                                                                                                                              adopt an Urban Renewal
                                                                                                                                                                                                                 Plan with significant
Two                                                                                                                                Have a certified Housing
                                                                                                                                      Production Plan
                                                                                                                                                                                                                  Housing elements

Three                                                                                                                                                                                                        Adopt local option property
                                                                                                                                                                                                               tax relief programs for
                                                  The adaptive reuse of existing buildings has been scheduled for later                                                                                        income eligible seniors
                                                  phases in order to provide ample time for a thorough inspection of the
                                                  structural and architectural integrity of each building.

        16                                                                                                                                                                                                                                                                 17
Lancaster Commons HISTORY MEETS AFFORDABILITY - 2021 AFFORDABLE HOUSING DEVELOPENT COMPETITION - Citizens' Housing And Planning ...
Lancaster Commons                                                                                                                  3. The Masterplan      Lancaster Commons                                                       4. Programming & Community Engagement

                                                                                                                                                          4. PROGRAMMING & COMMUNITY ENGAGEMENT

CHAPTER 40R REQUIREMENTS                                                                                                                                  COMMUNITY ENGAGEMENT: THE HEART OF LANCASTER COMMONS
This diagram provides an overview on how Lancaster Commons fulfills the minimum requirements of Chapter                                                   From ideation and through its three development phases, we believe that     WHO WE’VE CONNECTED WITH
40R, a precondition for establishing an overlay district, along with the ten core elements of smart growth.                                               consistent engagement with Lancaster stakeholders will be instrumental
                                                                                                                                                          to the successful development of the expansive campus and its future             Lancaster Historical Commission
                                                                                                                                                          community. We have conducted rigorous outreach to solicit stakeholder
                                                                                                                                                          input that informed a collective vision for the site. Although we planned              Lancaster Historical Society
           MIXEDUSE DEVELOPMENT                                                          PRESERVE GREEN OPEN SPACE
           A range of uses, including residential, commercial,                            56% of our site consists of open space areas, much higher       an array of meetings to hear diverse perspectives, the ongoing COVID-19        Lancaster Affordable Housing Trust
           institutional and community-oriented buildings onsite                          than the 20% requirement. It also satisfies the EGC2020
           help residents meet daily needs within reachable
                                                                                                                                                          pandemic caused several of them to be canceled. As a result, we have
                                                                                          standard that new constructions in rural/tribal/small
           distance, creating vibrant communities.                                        town areas should be located within a 0.25-mile walk            compiled a list of community members that we connected with and a                 Orlando Pacheco, Town Manager
                                                                                          distance from public open space that is a minimum of 0.75       non-exhaustive list of stakeholders who we believe project leadership
                                                                                          acres; at least 80% of which is unpaved.                        must connect with in the future.                                                       Old Common Road abutters
           COMPACT DEVELOPMENT
           Given financial constraints, due to the cost of preparing                      STRENGTHEN DEVELOPMENT                                                                                                                              Lancaster Planning Consultant
           a site that has been underutilized for decades, Phase
                                                                                          TOWARDS EXISTING COMMUNITIES                                    Overall, we recommend a human-centered design approach to civic
                                                                                          The site is located on underutilized land, where a decom-
           One development density is limited to 10.5 units/acre.                                                                                         engagement that endures during the life of the project. Human-centered      Lancaster Community Dev. & Planning
                                                                                          missioned women’s prison and girls’ school remain. Our
           However, this will be better addressed when we                                 design concepts respect the existing use patterns in terms      design empowers residents and stakeholders to play an active role in
           proceed to the next phases, meeting 40R requirements
           of 8 units/acre for SF houses, 12 units/acre for 2-3F
                                                                                          of materiality, height and form, while meeting the afforda-     designing and planning their community and keeps communities at
                                                                                          ble housing goals of the Lancaster community.                   the heart of the development process from start to finish. Hallmarks
           houses, and 20 units/acre for MF houses.
                                                                                                                                                          of this approach include developing empathy for those you design for;           FUTURE STAKEHOLDERS TO
           A RANGE OF HOUSING OPPORTUNITIES                                               PROMOTE VARIETY OF TRANSPORTATION CHOICES
           AND CHOICES                                                                    We will partner with Zipcar to install car sharing stations
                                                                                                                                                          generating a multitude of ideas and proposals; jointly sharing what you                  CONNECT WITH
           We provide 100% affordable housing for Phase One                               allowing ridesharing to commuter rail stations or employ-       created; and finally, launching that creation into the world.
           development, offering housing options for households                           ment hubs. We will also partner with Eversource to install                                                                                              Key Housing Stakeholders:
           with income levels ranging from 30% AMI to 80% AMI.                            EV charging stations throughout the site. Finally, we will
           25% of the units are ADA compliant to accomodate the                           partner with the Worcester Regional Transit Authority to
                                                                                                                                                          To that end, in this section, we outline our community engagement                     Lancaster Housing Authority
                                                                                                                                                          takeaways thus far, provide a strategy for future community engagement,              Bigelow Gardens - as a model
           needs of persons with special needs and the elderly.                           provide a shuttle line to South Lancaster and Worcester,
                                                                                          connecting the site with public transit routes.                 and offer recommendations for onsite programming.                                   Relevant Public Stakeholders:
                                                                                                                                                                                                                                                  Lancaster Council on Aging
           WALKABLE NEIGHBORHOODS                                                         MAKE DEVELOPMENT DECISIONS PREDICTABLE,
                                                                                          FAIR AND COST EFFECTIVE                                                                                                                       Lancaster Economic Dev. Committee
           According to EGC2020 criteria, ‘2.5. Proximity to Servic-
           es and Community Resources’, the Townhouses at                                 We have envisioned this community to be a multigenera-                                                                                         Historic Development Stakeholders
           Lancaster Commons satisfy the requirement of estab-                            tional space, where the needs of people of all ages and                                                                                       Lancaster Conservation Commission
           lishing walkable neighborhoods by locating all neces-                          household incomes are met. Part of our future phases will                                                                                                      Fruitlands Museum
           sary services (food access, health & wellness, educa-                          include housing that is exclusively designed for the elderly,                                                                                                Fort Devens Museum
           tion & culture, mobility, civic & community facilities,                        with more than 25% of affordable units. Overall, our site                                                                                       Lancaster Recreation Department
           retail, and services) within 5 miles.                                          will include 50% of affordable housing units.
                                                                                                                                                                                                                                                               Site Neighbors:
                                                                                                                                                                                                                                          Perkins School (future neighbors on
           FOSTER COMMUNITIES                                                             INCLUDE COMMUNITY & STAKEHOLDERS
           WITH A STRONG SENSE OF PLACE                                                   IN MAKING DEVELOPMENT DECISIONS                                                                                                             site, will replace the RFK Action Corps)
           As outlined in the programming section, the site is                            We have engaged a number of local organizations and                                                                                               Prospective Commercial Partners
           carefully programmed to address essential service                              stakeholders to develop this plan, and designed                                                                                             North Central Massachusetts Chamber
           needs for a wide variety of household types, including                         Human-centered design workshops to receive community                                                                                                                   of Commerce
           multigenerational families, single-parent households,                          feedback. We also have researched local organizations to                                                                                    Nashoba Valley Chamber of Commerce
           and the elderly.                                                               partner with during the operation of this site.                                                                                                                   Bob’s Turkey Farm

 *Note: We alternatively referred to the 2020 Enterprise Green Communities Criteria (EGC 2020)
        for the components with no specification outlined in Chapter 40R.

18                                                                                                                                                                                                                                                                         19
Lancaster Commons                                                                           4. Programming & Community Engagement          Lancaster Commons                                                                                       4. Programming & Community Engagement

COMMUNITY ENGAGEMENT TAKEAWAYS                                                                                                             FUTURE COMMUNITY ENGAGEMENT
During our community engagement meetings with Lancaster residents and stakeholders, their respect for                                      We offer a two-part community engagement strategy consisting of a questionnaire followed by a series of
and emotional connection to the historical site on Old Common Road was palpable. Overall, there is a desire                                charrettes. To ensure truly representative brainstorming sessions, we have recommended a civic design
to re-envision the future of the site in its entirety and to augment its public value to Lancaster, through                                framework and tools to foster intentional and inclusive engagement in future public conversations.
affordable housing, public amenities and programming. The following are key takeaways and consistent
themes of a collective vision that we pieced together from several community engagement sessions.

     Maintain historic integrity of the         Establish a museum and offices for              Offer a gathering space for seniors.                                                                                                   Lanca
                                                                                                                                                                                                                                               s
                                                                                                                                                PART 1 - QUESTIONNAIRE                                                                Lanca ter Comm
                                                                                                                                                                                                                                             s              on
                                                                                                                                                                                                                                     rehab ter is turn s: Reimag
     site and buildings.                        the Lancaster Historical Commission                                                                                                                                                         il             in              in
                                                                                                                                                                                                                                    histori itate and re g a corner e the Lan
                                                                                                                                                                                                                                            cal sit         u             in              ca
                                                                                                Given Lancaster’s sharply aging                                                                                                                    e. The se the form its rich h ster Indus
                                                within the site’s master plan.                                                                  This questionnaire is intended to support a human-
                                                                                                                                                                                                                                   housin
                                                                                                                                                                                                                                  reside g options, intent is fo er Lancas tory with
                                                                                                                                                                                                                                          nts an         as we          r this
                                                                                                                                                                                                                                                                                         is
                                                                                                                                                                                                                                                                                        ter In        th
                                                                                                                                                                                                                                                                                                          trial S
                                                                                                                                                                                                                                                                                                                  chool
                                                                                                population, of special mention is                                                                                                                                                              dustr e opportu for Girls
     Town residents are proud of the                                                                                                                                                                                             series
                                                                                                                                                                                                                                         o
                                                                                                                                                                                                                                                  d the
                                                                                                                                                                                                                                                         b
                                                                                                                                                                                                                                                               ll as p
                                                                                                                                                                                                                                                                       ub
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                                                                                                                                                                                                                                Town f upcomin roader La lic amenit provide inte School fo y to
                                                                                                                                                                                                                                                                                                     ial             nit

     site and its history and they wish to      Local residents and town representatives        residents’ desire for a gathering space         centered design approach in reenvisioning the future                           To tha
                                                                                                                                                                                                                                       t
                                                                                                                                                                                                                                        of Lan
                                                                                                                                                                                                                                                caste
                                                                                                                                                                                                                                                      r
                                                                                                                                                                                                                                                        g cha
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                                                                                                                                                                                                                                                                                     m
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                                                                                                                                                                                                                                                                                                                 tion
                                                                                                                                                                                                                              desig end, with hope to un Metro We unity. Thro mming to al affordab
     preserve its character. Many of the        hope for a museum onsite that honors            for seniors. One of the few alternatives        of Lancaster Commons. Metro West Collaborative                              Ques
                                                                                                                                                                                                                                     n pro
                                                                                                                                                                                                                                            cess
                                                                                                                                                                                                                                                     this s
                                                                                                                                                                                                                                                  by yo urvey, we
                                                                                                                                                                                                                                                         ur sid
                                                                                                                                                                                                                                                                    dersta         st
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                                                                                                                                                                                                                                                                                                     u
                                                                                                                                                                                                                                                                        would our vision tive Deve urvey and e
                                                                                                                                                                                                                                                                                                                     future
                                                                                                                                                                                                                                                                                                                            sit
                                                                                                                                                                                                                                                                                                                                le

     buildings were constructed between         the town and the site’s rich history. In        for this population is Bigelow Gardens,                                                                                            tions                        e.              like to         and p          lopm          a

     1790 and 1860, and are considered                                                          a housing community for the elderly
                                                                                                                                                Development and town officials would disseminate                            Name                                                         begin        riori         ent
                                                                                                                                                                                                                                                                                                 a part ties for th and the
                                                                                                                                                                                                                                                                                                        icipato        es
                                                                                                                                                                                                                                                                                                                ry pla e uses.
                                                addition, there is interest in turning
                                                                                                                                                the survey through a variety of town channels
                                                                                                                                                                                                                           Email                                                                                       nning
                                                                                                                                                                                                                                                                                                                             and
     assets of the site.                        the site into the home of the Lancaster         and people with disabilities.
                                                                                                                                                                                                                          Are y
                                                Historical Commission.                                                                          and forums, and they could partner with an                              Are y
                                                                                                                                                                                                                                 ou loo
                                                                                                                                                                                                                                          king fo
                                                                                                                                                                                                                                                   r affo
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                                                                                                                                                                                                                                                                            g opti
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                                                                                                                                                                                                                                                                                              YES
                                                                                                                                                                                                                      Schoo e at 106 Old                               in upc
                                                                                                                                                purposes.                                                                    l for G                                          o m                        NO
                                                                                                                                                                                                                     that th                     C
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                                                                                                                                                                                                                          ities a            rovid          long w           rly kn                               NO
                                                                                                                                                                                                                   intend          nd               e                a               ow
                                                                                                                                                                                                                          ed pu program intergenera y during it n as the L
                                                                                                                                                                                                                                   rpose           ming,                            s                 a
                                                                                                                                                                                                                                          s?               what tional affo history. W ncaster In
                                                                                                                                                The chart to the right outlines the ideation
                                                                                                                                                                                                                                                                  is you           rdable          ith th
                                                                                                                                                                                                                                                                          r visio           housin        e kno dustrial
                                                                                                                                                                                                               How                                                                 n for                         w
                                                                                                                                                                                                                       do yo                                                             the sit g options ledge
                                                                                                                                                                                                                             u see                                                              e               ,
                                                                                                                                                                                                                                                                                                        en th public
     Integrate the site into the Lancaster      Leverage Lancaster Commons to honor the town’s agricultural heritage.                           questions to continue conversations with
                                                                                                                                                                                                                                      the sit
                                                                                                                                                                                                                                               e con
                                                                                                                                                                                                                                                      nectin
                                                                                                                                                                                                                                                                                                    g iv
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     community by providing residents                                                                                                                                                                                a
                                                                                                                                                                                                            afford re your pri
                                                                                                                                                                                                                                                                      e bro

                                                Lancaster’s Planning and Agricultural Commissions are excited at the opportunity                Lancaster residents. To be inclusive of                             able h
                                                                                                                                                                                                                           ousin
                                                                                                                                                                                                                                     oritie
                                                                                                                                                                                                                                            s and
                                                                                                                                                                                                                                                                            ader
                                                                                                                                                                                                                                                                                    Lanca
                                                                                                                                                                                                                                                                                           ster c
     access and recreational space.                                                                                                                                                                                                 g, pub          pre
                                                                                                                                                                                                                                            lic am ferences
                                                                                                                                                                                                                                                                                                   omm
                                                                                                                                                                                                                                                                                                          unity?
                                                to provide fresh produce onsite by connecting residents with local farmers. Once                varying degrees of technological familiarity              In add
                                                                                                                                                                                                                 it
                                                                                                                                                                                                         relate ion to wha
                                                                                                                                                                                                                                                    enitie
                                                                                                                                                                                                                                                           s and
                                                                                                                                                                                                                                                                    in term
                                                                                                                                                                                                                                                                   progra    s
                                                                                                                                                                                                                                                                            mmin
                                                                                                                                                                                                                                                                                o f mult
                                                                                                                                                                                                                                                                                         ig e
                                                                                                                                                                                                               s to th                                                              g for nerational
                                                rehabilitated, the farm building on the southeastern border of the site will house a            and broadband access, the intention is that
                                                                                                                                                                                                                                 t
                                                                                                                                                                                                                        e futu has been in
     The site is owned by the Commonwealth                                                                                                                                                                                      re of
                                                                                                                                                                                                                                       the sit quired ab
                                                                                                                                                                                                                                                                                          this s
                                                                                                                                                                                                                                                                                                 ite?

     of Massachusetts, which prevents           market, which Lancaster’s Agricultural Commission could manage. In the meantime,                                                                                                                e that        ove, w
                                                                                                                                                this survey be shared in paper and digitally.                                                           you w           ha
                                                                                                                                                                                                                                                               ould li t else is im
                                                                                                                                                                                                                                                                        ke to            p
     locals from accessing it and is a          during Phase One, a seasonal farmers market would be provided.                                                                                                                                                                 share ortant to
                                                                                                                                                                                                                                                                                       here?           you a
                                                                                                                                                                                                                                                                                                             s it
     source of disappointment for town
     residents. With a change of ownership,
     residents hope the massive site will
     truly integrate into the Lancaster
     community through open access and                                                                                                     PART 2 - CHARETTE
     public amenities. Of special interest      Maintain traffic safety in anticipation         Enable mobility by connecting the
     are fields for soccer and sports; paths                                                                                               Charrettes can ensure a participatory planning process and serve as touch
                                                of a rise in density.                           site to public transportation.
     for jogging and cycling; as well as open                                                                                              points for stakeholders to come together, discuss community feedback,
     spaces. Maintaining open fields would      There are traffic and speed concerns            Currently, there are no plans to           and design a plan and implementation strategy for the site. Stakeholders
     pay homage to the site’s historical use    along Old Common Road. As such,                 extend public transportation to this
     as a town green. Overall, these uses                                                                                                  would include site neighbors, prospective residents, planners, city officials,
                                                residents prefer a higher concentration         area of Lancaster. There is hope that
     would transform the expansive site         of residential uses in the southern half        will change with the construction of       architects, engineers, local small businesses, and more. For highly
     into a community anchor for onsite         of the site, which runs adjacent to Old         Lancaster Commons.                         interested stakeholders, smaller working committees can be arranged
     residents and the broader Lancaster        Common Road. Alternatively, they hope
     community.                                                                                                                            for them to shape specific aspects of the development process. To ensure
                                                for a higher concentration of commercial,
                                                office and more traffic-intensive uses in                                                  truly representative public dialogue, we recommend the application of the
                                                the northern and less populated section                                                    civic design framework and tools created by Ceasar McDowell, Professor
                                                of the site.
                                                                                                                                           of the Practice of Civic Design at MIT (see Works Cited).

20                                                                                                                                                                                                                                                                                                                                   21
Lancaster Commons                                                                                               4. Programming & Community Engagement                                               Lancaster Commons                                                                                                4. Programming & Community Engagement

RESIDENT SERVICES & COMMUNITY PROGRAMMING                                                                                                                                                           COMMUNITY PROGRAMMING & AMENITIES
                                                                                                                                                                                                    During Phase One, all onsite residents will have access to the following
                                                                                                                                                                                                    community programming and amenities:

              1,659 SF
               COMMUNITY SPACE
                                                                                                                                                                                                                                                                                                                    OFFICE SPACE

            70,000 SF
                    GREEN SPACE                                                                                                                                                                                                                                                  SENIOR HOUSING
                                                                                                                                                                                                                                                                                                                                                   MULTIGENERATIONAL HOUSING

“When you combine quality housing
and person-centered management
and services, families become socially
mobile” - Lancaster Community Member                                                                                                                                                                                                                                                                                                               COMMUNITY SERVICES
                                                                                                                                                                                                                                 MULTIGENERATIONAL HOUSING

                                                        Building on the community engagement that will give rise to Lancaster
                                                        Commons, the Townhouses will further that heritage through the provision
                                                        of services and programming. In addition to quality affordable housing,
                                                        through resident services and community programming, Lancaster
                                                        Commons will advance a dual agenda that empowers residents to live a                                                                                                                                                     Daycare and           Family Clinic               Lancaster History    Community
                                                        life of opportunity.                                                                                                                                                                                                   Community Center                                        Museum             Market

                                                                                                                                                                                                                                                            Daycare                                                       Community Space
                                                        RESIDENT SERVICES
                                                        In support of its extremely low-income residents, the Townhouses will
Townhouses at Lancaster Commons will                    provide year-round resident services that include: case management;
work closely with community partners to                 financial literacy and empowerment workshops for youth and adults;
both address the needs of onsite residents
and to leverage the site as a broader
                                                        employment and workforce development support; and extracurricular                                                                                                           CHAPEL
Lancaster community anchor. A few of our                activities for children and youth, with a special focus on empowering
intended partners are listed below.                     young girls, given the history of the site.

     Worcester Food Policy          YWCA of Central Massachusetts      Worcester Community Action Council              Worcester Regional Transit Authority                Thayer Conservatory                    Lancaster Agricultural Commission         MassHire Central Region Workforce Board    United Way of North Central Massachusetts               RCAP Solutions
  Provides nutrition education      Provides women empowerment         Provides financial literacy and finan-         Regional transit authority will be critical   Local non-profit music school offer-    Will connect local farmers and Lancaster Com-   Provides no-cost employment and training      Offers financial literacy programs and     will be our partner in administering
 course for low-income families.   programming for women and girls.      cial empowerment curriculum.                     to extending service to the site.           ing art education for children.       mons through management of onsite market.                       services.                                    coaching.                  and coordinating Section 8 vouchers.

22                                                                                                                                                                                                                                                                                                                                                                                  23
Lancaster Commons                                                                                       5. Design   Lancaster Commons   5. Design

5. DESIGN

DESIGN PRINCIPLES
Lancaster is a town with a large aging population which keeps increasing steeply. Meanwhile, the ratio of
family households is high at 71.7%, of which 11% are single mothers with young children, and over 50% have
at least one household member aged over 60. These groups tend to be of lower income and are in significant
need of both smaller and affordable housing.

To respond to these housing needs, Phase One’s new affordable housing is designed for a diverse population
of multigenerational households, families, and seniors. During Phases Two, the site’s first adaptively reused
housing project, located at the old school building, will serve mixed-income senior units.

                                    COMMUNITY: The orientation of the townhouses around a central out-
                                    door space fosters connection between residents and safe areas for chil-
                                    dren to play.

                                    ACTIVE GREEN SPACE: Taking advantage of the generous open space
                                    throughout the site, the project dedicates the core to pedestrian use with
                                    deliberately programmed and nonprogrammed zones to activate the
                                    resident community around outdoor spaces

                                    SUITABILITY TO SITE: Situated on a property and a town with very
                                    low density, the aggregation of units into three-story townhouse blocks
                                    allows the new construction to fit within the existing context, creating
                                    density without towering over or crowding campus structures.

                                    SENSITIVITY TO HISTORIC CONTEXT: Design of the development
                                    seeks to respect the historic character of the site. While adaptive reuse
                                    efforts would preserve elements contributing to that integrity, the new
                                    construction takes cues from the existing buildings so as not to degrade
                                    the site, yet differentiates itself with a modern reinvention on each aspect.

                                    ACCESSIBILITY (ADA): Twelve units are located entirely on the ground
                                    floor of the townhouses, with entrances at grade. Six of these are 3-bed-
                                    room or 2-bedroom units, allowing multigenerational households to ac-
                                    cess all spaces within the unit. Six units are 1-bedroom, for single or
                                    two-person households for whom unit accessibility leads to a more com-
                                    fortable way of life.

24                                                                                                                                            25
Lancaster Commons                                                                               5. Design   Lancaster Commons                                            5. Design

MULTIGENERATIONAL TOWNHOUSES
                                                                                                            CONNECTION TO OUTDOORS
                                                                                                            Each unit on the ground floor has a

             48
     AFFORDABLE RENTAL UNITS
                                                                                                            small patio space along the frontage
                                                                                                            of the townhouse. The duplexes open           ROOF TERRACE
                                                                                                            up on the third floor to terrace spaces,
                                                                                                            which look out onto the open courtyard

             12
                                                                                                            over the green roof at the edge of the
                                                                                                            townhouse blocks.
      ADA ACCESSIBLE UNITS

                                                                                                                                                            FACADE ONE

             78
         PARKING SPACES

                               TOWNHOUSE TYPOLOGY
                               In response to the suburban setting of Lancaster, these townhouses offer
                               a sense of individuality, which is exemplified by the facade corrugation.
                               These townhouses offer Lancaster residents a new housing option: one
                               of communal living with ample connection to nature.

                               RESIDENT AMENITIES
                               A double-height interior space is allotted at one end of each townhouse                                                     FACADE TWO
                               block to accommodate amenities for the community, such as a fitness
                               center, recreation room, and working space.                                  MATERIALITY
                                                                                                            In keeping with the rich history of brick
                               COURTYARD                                                                    structures onsite, the townhouses are clad
                               These townhouses form three bars around a courtyard, which connects to       in brick on the first two floors, while the
                               the larger, central green. Their orientation optimizes southern exposure     top floor features differentiated mansard
                               for all units. The shared space between them promotes community              roofs covered with standing seam metal
                               engagement and healthy living : a community garden, a playground, a          panels. Bringing a contemporary feel
                               rain garden, several walking paths, and ample open space.                    to the new development, the facades of
                                                                                                            each townhouse face inward to the open              PATIO
                                                                                                            courtyard and alternate with colored brick.

                                         6                       27                      15
                                                                                                            Meanwhile, the outward-facing facades
                                                                                                            have a more classic red brick, aligning
                                                                                                            them with the surrounding structures.
                               1 BEDROOM UNITS 2 BEDROOM UNITS 3 BEDROOM UNITS
26                                                                                                                                                                             27
Lancaster Commons                            5. Design   Lancaster Commons                              5. Design

FLOOR PLANS
                                                                             Each townhouse block contains
                                                                             accessible ground floor units
                                                                             for individuals, couples and
                                                                             families. The accessible layout
                                                                             allows residents with limited
                                                                             mobility to move with ease and
                                                                             multigenerational      household
                                                                             members can have equal access
                                                                             to each room, keeping families
                                                                             together in one space.

                                                                             Duplex units, located primarily
                                                                             on the second and third floors,
                                                                             feature living space on the
                                                                             first level - with an additional
                                                                             bedroom in several units - and
                                                                             two bedrooms on the second
                                                                             level. Living in this unit type
                                                                             combines features associated
                                                                             with single-family homes with the
                                                                             benefits of a being part of a larger
                                                                             community.

                    N
                        0   25   50
                                      (ft)

28                                                                                                            29
Lancaster Commons                                                         5. Design   Lancaster Commons                                     5. Design

UNIT TYPES
Duplex units are stacked atop and nested within single-story ground
floor units to achieve maximum density while maintaining the feeling of
                                                                                                                           1 BEDROOM UNIT
traditional townhouses.
                                                                                                                           2 BEDROOM UNIT

                                                                                                                           3 BEDROOM UNIT
                                                                                                                           AMENITIES

                                                                                                          1-bedroom unit
                                                                                                          2-bedroom unit
                                                                                                          3-bedroom unit
                                                                                                          Amenities

30                                                                                                                                                31
Lancaster Commons                                                                               5. Design            Lancaster Commons                                                                                                     5. Design

                                                                                                                     [2] Lisa drops Eric off at the old
                                                                                                                     chapel for onsite daycare. Today,
                                                                                                                     the kids will be working on arts and
A DAY IN LANCASTER COMMONS                                                                                           crafts with a holiday theme related
                                                                                                                     to an upcoming event taking place in    [3] Lisa spends some time at the
                                                                                                                     the community hall within the same      fitness center at the end of her
                                                                                                                     building.                               townhouse block before returning
Daisy, a head of household, lives with her mother, Lisa, and her                                                                                             home to shower and have breakfast.
3-year-old son, Eric, in an affordable townhouse. Having moved
into Lancaster Commons two years before, she and her family         [1] Daisy gets up early and walks to
were thrilled to join a community that ensured affordability, a     the transportation stop on Still River                                                                              [4] At the onsite clinic, Lisa meets
vibrant community with programming for all ages, an onsite          Rd, where she boards a shuttle                             8
                                                                                                                                                                                        with her physician and picks up a
farmers market and public transportation access.                    heading downtown, while Lisa helps                                                                                  prescription.
                                                                    Eric get ready for the day.
Having recently changed jobs, Daisy and her family were                                                          8
relieved that she was able to access support through the
                                                                                                                                                                                                                [5] In the early afternoon, Lisa picks
no-cost employment workshops offered onsite. With this
                                                                                                                                                                                                                up Eric from daycare and they make
assistance, Daisy secured a new job in no time. Today is Daisy’s                                                                                                                                                a pit stop at the family’s vegetable
first day at her new work and she and her family feel excited                                                                                                                                                   plot in the community garden to
and reassured to begin their day with the support of onsite                                                  1
                                                                                                                                                                 3
                                                                                                                                                                       11                                       check on their tomatoes.
amenities.                                                                                                                                                                  5

                                                                                                                                                            10                                                  [6] Lisa and Eric go for an afternoon
                                                                                                                                                     9
                                                                                                                          6                                                                                     walk and visit her friends living
                                                                                                                                                                                                                at the senior community in the
                                                                                                                                                                                                                rehabilitated former school building.
                                                 Daisy                                                                                                                           7

                                                                                                                              2

                                                                                                                                                 4
          Lisa

                                                                                                                                                                                                                [7] Daisy returns from work and
                                                                                                                                                                                                                stops at the community market to
                           Eric
                                                                                                                                                                                                                pick up some fresh produce for a
                                                                                                                                                                                                                potluck dinner with neighbors to
                                                                                                                                                                                                                celebrate her first day on the job.

                                                                   [11] After a full day, Lisa, Daisy and                                                                                               [8] Daisy goes for a jog on the
                                                                   Eric return to their ground-level unit                                                    [9] Lisa and several neighbors start       dedicated path that loops around
                                                                   to prepare for bed. Daisy reads a book            [10] The family and their neighbors     meal prepping at the community             the property while Lisa and Eric
                                                                   to Eric while Lisa sits on the outdoor            celebrate and eat their dinner          kitchen while Daisy takes Eric             wrap up their social visit.
                                                                   patio with a cup of tea, watching the             outside at a picnic table in the        to the playground nearby. Many
                                                                   sunset.                                           central courtyard.                      of the plates they prepare come
                                                                                                                                                             from onsite nutrition education
                                                                                                                                                             workshops.

32                                                                                                                                                                                                                                                33
Lancaster Commons      5. Design   Lancaster Commons   5. Design

ENVIRONMENTAL DESIGN

34                                                           35
Lancaster Commons                                                                                                                                               5. Design   Lancaster Commons                                                                                                                                                                           5. Design

ENVIRONMENTAL APPROACH                                                                                                                                                      CERTIFICATION
Over the past several years, an increasing number of climate disasters have affected the Town of Lancaster.                                                                  ENTERPRISE GREEN COMMUNITIES CHECKLIST
                                                                                                                                                                                                                                                           5. OPERATING ENERGY

Extreme flooding in 2010 flooded homes and closed roads; storm events in 2016 led to issues with flooding                                                                                                                                                  5.1. Building Performance Standard
                                                                                                                                                                                                                                                           5.2. Moving to Zero Energy: Near Zero Certification 15
                                                                                                                                                                                                                                                                                                                     M          M
                                                                                                                                                                                                                                                                                                                                12
                                                                                                                                                                            Minimum Requirement : 40 optional points, M = Mandatory, N/A = Not Available
and downed trees and wires throughout the Town. Recognizing the increased sense of emergency in climate                                                                                                                                                    5.3. Moving to Zero Energy: Renewable Energy             3            3
                                                                                                                                                                            1. INTEGRATIVE DESIGN                                                                                                                  N/A         N/A
mitigation and adaptation, Lancaster Commons aims to reduce carbon emissions to the hilt and be resilient                                                                   1.1. Project Priorities Survey                             M            M
                                                                                                                                                                                                                                                           5.4. Achieving Zero Energy
                                                                                                                                                                                                                                                           5.5. Moving to Zero Carbon : All-Electric Ready           5           5
to intensifying levels of climate hazards. Our vision will be achieved with the following eight core strategies.                                                            1.2. Charetts and Coordination Meetings                    M            M      5.6. Sizing of Heating and Cooling Equipment              M          M
                                                                                                                                                                            1.3. Integrative Design : Documentation                    M            M      5.7. Energy Star Appliances                               M          M
                                                                                                                                                                                                                                                           5.8. Lighting                                             M          M
                                                                                                                                                                                                                                                                                                                                       Phase One development aims to be
                                                                                                                                                                            1.4. Construction management                               M            M
                                                                                                                                                                            1.5. Health Action Plan                                   N/A          N/A     5.9. Resilient Energy Systems : Floodproofing           N/A         N/A     Enterprise Green Community Certified

                   12,252
                                                                                                                                                                            1.6. Multi-hazard/vulnerability assessment                N/A          N/A     5.10. Resilient Energy Systems : Critical Loads           8           4     through environmentally and socially
                                                                             Passive House Design                           Stormwater Management                           1.7. Strenthening cultural resilience                     N/A          N/A               SUBTOTAL (OPTIONAL)                            31          24     responsible      building     practices.
                                                                     kWh                                                                                                            SUBTOTAL (OPTIONAL)                                 0           0      6. MATERIALS                                                                Additionally, we meet the mandatory
                     TOTAL ELECTRICITY                                     Triple-glazed windows and shading,             The project will treat the precipitation volume   2. LOCATION + NEIGHBORHOOD FABRIC                                              6.1. Ingredient Transparency for Material Health          8           8     criteria to be certified as EGC Plus by
                                                                           insulation, and thermal materials make         from the 60th percentile precipitation event                                                                                     6.2. Recycled Content and Ingredient Transparency 3                   3     meeting 5.2/5.3 standard. Advanced
                    GENERATION PER YEAR                                                                                                                                     2.1 Sensitive Site Protection                              M            M
                                                                           building resilient to extreme heat and cold.   through design techniques.                        2.2. Connections to Existing Development                   M            M      6.3. Chemical Hazard Optimization                         8           8     green technologies that are EnergyStar
                        BY BUILDING                                                                                                                                              and Infrastructure                                                                                                                  M           M     and WaterSense certified as well as
                                                                           Energy efficient HVAC and ventilation          - Rainwater harvesting system                                                                                M            M
                                                                                                                                                                                                                                                           6.4. Healthier Material Selection
                                                                                                                                                                            2.3. Compact Development                                                       6.5. Environmentally Responsible Material Selection 12               12
                                                                           system help to reduce energy needs.            - Minimizing impervious areas                                                                                                                                                                                community programming focused on
                                                                                                                                                                            2.4. Compact Development                                    7           7      6.6 Bath, Kitchen, Laundry Surfaces                       M           M
                                                                                                                                                                                                                                                    M
                                                                                                                                                                                                                                                                                                                                       public health will increase the overall
                                                                                                                                                                            2.5. Proximity to Services and Community resources M                           6.7. Regional Materials                                   4           4
                                                                                                                                                                                                                                                                                                                                       well-being of future residents.

                                 100%
                                                                                                                                                                            2.6. Preservation of and access to open space              M            M
                                                                             Photovoltaics                                  Stormwater Management                               (rural/ town)
                                                                                                                                                                                                                                                           6.8. Managing Moisture : Foundations                      M           M
                                                                                                                                                                                                                                                           6.9.Managing Moisture : Roofing and Wall Systems          M           M
                                                                                                                                                                            2.7. Preservation of and access to open space               6           6
                                                                                                                                                                                                                                                           6.10. Construction Waste Management                       6           3
                                                                           The energy needs of residents will be met      Species and location of plants are carefully      2.8. Access to Transit                                      6           6
                                                                                                                                                                                                                                                           6.11. Recycling Storage                                   2           2
                  ENERGY NEEDS MET FOR                                     with renewable energy. Solar panels will       picked.                                           2.9. Improving connectivity to the community                8           3
                                                                                                                                                                                                                                                                     SUBTOTAL (OPTIONAL)                            43          40
                                                                                                                                                                            2.10. Passive solar heating and cooling
                  AVERAGE HOUSEHOLDS                                       be installed on the mansard roofs of each      - All plantings are native                                                                                    5           5
                                                                                                                                                                                                                                                           7. HEALTHY LIVING ENVIRONMENT
                                                                                                                                                                            2.11. adaptive reuse of buildings                           6           6
                                                                           townhouse generating 100% of the               - Limited turf areas
                    IN MASSACHUSETTS                                                                                                                                        2.12. Access to fresh, local foods                          6           6      7.1. Radon Mitigation                                     M           M
                                                                           community energy needs through solar           - Trees are arranged to assist with creating      2.13. Advanced Certification                                8           8      7.2. Reduce Lead Hazards in Pre-1978 Buildings            M           M
                                                                           power.                                         agreeable public spaces                           2.14. Local Economic Development and                        6           5      7.3. Combustion Equipment                                 M           M
                                                                                                                                                                                  wealth Creation                                                          7.4. Garage Isolation                                     M           M
                                                                                                                                                                            2.15a. Access to broadband: broadband ready                M            M

                                          22
                                                                                                                                                                                                                                                           7.5. Integrated Pest Management                           M           M
                                                                             Healthy Indoor Environment                     Water Circulation                               2.15b. Access to broadband: connectivity                    6           6      7.6. Smoke-Free Policy                                    M           M
                                                                                                                                                                                                                                                                                                                                       Phase One development will be
                                                                                                                                                                                    SUBTOTAL (OPTIONAL)                                64           58     7.7. Ventilation                                          M           M     certified through the Prescriptive Path
                                                                                                                                                                            3. SITE IMPROVEMENTS                                                           7.8. Dehumidification                                     5           0     of the program for Climate Zone 5&4
                                                                           Insulating and air sealing provide the most    Through efficient water consumption and
                          SOLAR PANELS ON                                                                                                                                   3.1. Environmental Remediation                             M            M      7.9. Construction Pollution Management                    3           3     Marine where Worcester County is
                                                                           significant energy savings, but they can       non-potable water reuse, total indoor water
                                                                                                                                                                                                                                                           7.10. Noise Reduction                                     3           3     located in. The core element includes
                           EACH BUILDING                                   also introduce many chemicals of concern.      consumption will be reduced by 20%.               3.2. Minimization of Disturbance during Staging            M            M
                                                                                                                                                                                 & Construction                                                            7.11. Active Design : Promoting Physical Activity         8           8     the efficiency of HVAC equipment,
                                                                           Insulation materials will be carefully         - Water-saving bathroom utilities & irrigation    3.3. Ecosystem Services / Landscape                        M            M      7.12. Beyond ADA : Universal Design                       8           4     insulation and infiltration, windows,
                                                                           selected based on not only efficiency, but     system                                            3.4. Surface Stormwater Management                         M            M      7.13. Healing Centered Design                             8           8
                                                                                                                                                                                                                                                                                                                                       water heater, lighting & appliances
                                                                           safety.                                        - Greywater treatment facilities                  3.5. Surface Stormwater Management                         10           10
                                                                                                                                                                                                                                                                     SUBTOTAL (OPTIONAL)
                                                                                                                                                                            3.6. Efficient Irrigation & Water Reuse                    M            M
                                                                                                                                                                                                                                                                                                                     35         26     whose specifications are all addressed
                                                                                                                                                                                                                                                           8. OPERATIONS, MAINTENENCE & RESIDENT ENGAGEMENT                            in our sustainability plan. For the
                                                                                                                                                                            3.7. Efficient irrigation and water reuse                   6           6
               MODULAR CONSTRUCTION                                          Safe & Vibrant Outdoor Space                   Waste Circulation                                       SUBTOTAL (OPTIONAL)                                16           16
                                                                                                                                                                                                                                                           8.1. Building Operations & Maintenance Manual            N/A         N/A
                                                                                                                                                                                                                                                                                                                                       PV-ready part, we fulfill the roof area
                                                                                                                                                                                                                                                                and Plan
                                                                                                                                                                            4. WATER                                                                       8.2. Emergency Management Manual                         N/A         N/A    requirement by having around 3,085
 Modular Construction
                                                                           Residents will be connected to nature          The project uses healthy, environmentally         4.1. Water-Conserving Fixtures
                                                                                                                                                                                                                                                           8.3. Resident Manual                                      M           M     sqft of roof area for 21,380 sqft for the
                                                                                                                                                                                                                                       M            M      8.4. Walk-Throughs and Orientations to                    M           M
                                                                           through ecologically and socially mean-        responsible, regional, and moisture-resistant     4.2. Advanced Water Construction                            6           6           Property Operation
                                                                                                                                                                                                                                                                                                                                       conditioned floor area for each building,
                                                                           ingful programming of the courtyard            material for construction. Meanwhile, special     4.3. Water Quality                                         11           11     8.5. Energy and Water Data Collection and               N/A         N/A     along with the location and orientation
                                                                                                                                                                                                                                                                Monitoring
                                                                           which includes community farming and           attention will be paid to prefabrication, modu-   4.4. Monitoring Water Consumption & Leaks                   4           0                                                                                  requirement.
                                                                                                                                                                                                                                                                     SUBTOTAL (OPTIONAL)                             0           0
                                                                           spaces for physical activity.                  lar construction, and material recycling.         4.5. Efficient Plumbing Layout & Design                     4           4
                                                                                                                                                                                                                                                                       TOTAL (OPTIONAL)                             228         191
                                                                                                                                                                            4.6. Non-potable Water Reuse                                6           6
                                                                                                                                                                                                                                                           *Note: Components out of the scope of the project or not pertinent to our
                                                                                                                                                                            4.7. Access to Potable Water during Emergencies             8           0      site are presented as “N/A”
                                                                                                                                                                                    SUBTOTAL (OPTIONAL)                                39           27

Individual modules are produced in factory settings, which allows better
control over inventories. The leftover materials are recycled for future
projects, reducing the construction waste that ends up in landfills.

36                                                                                                                                                                                                                                                                                                                                                                             37
Lancaster Commons                                                                       6. Financing & Implementation   Lancaster Commons                                                                    6. Financing & Implementation

6. FINANCING & IMPLEMENTATION

                               OVERVIEW & UNIT MIX                                                                      SOURCES & USES
                               OVERVIEW                                                                                 EQUITY
                               The financing strategy of the Townhouses is guided by the belief that                    The financial plan for development of the Townhouses strongly relies on the application of 9% Federal
                                                                                                                        LIHTC credits. While all 48 units qualify for LIHTC funding, Federal and State LIHTC equity is prioritized to

        48
                               beginning construction with a financially sound, energy efficient building
                               will infuse the site with the character it requires to come back to life. The            finance the construction of affordable and deeply affordable units (for families earning 60% and 30% of AMI,
                               priority is constructing a rental property where an affordable community                 respectively). Moreover, a focus on green energy design allows the development to take advantage of Passive
                               becomes a reality. This requires a mix of resources for new construction,                House rebates. After this Phase One approach, Lancaster Commons will be able to access public resources to
                               and an understanding of resources to adaptively reuse the site’s historic                adaptively reuse the site’s historic buildings, such as 4% LIHTC and Historic Tax credits.
                               buildings in the future. This financing section outlines a plan for funding,
       UNITS                   development and operations, as well as a development timeline and an
                               adaptive reuse strategy.
                                                                                                                        HARD DEBT
                                                                                                                        With a two-year projected construction period, the development will make use of a private construction loan,
                                                                                                                        underwritten at 4% and replaced by a permanent loan following completion of construction. A conservative,
                                                                                                                        but realistic, 1.2 debt service coverage ratio is applied to right-size the loan and ensure that project default

         44%                   UNIT MIX                                                                                 risk is minimized. The rental units estimated Year 1 stabilized NOI has been used to size the loan. We will be
                               Lancaster Commons is envisioned as a mixed-income community that                         using MassHousing for both our construction and permanent loans.
         30% AMI               thrives through to its quality housing and community programming.
                                                                                                                        SOFT DEBT

          44%
                               Within the larger master plan, the Townhouses 48 rental units are
                               designed to be a space where extremely-low to middle-low income                          A comparatively small, but markedly important, amount of soft debt will help the project reach its finance
                               households feel at home. To encourage intergenerational applicants,                      goals. The site’s workforce units will rely on MassHousing’s program for rental units, the “Workforce Housing
          60% AMI                                                                                                       Program.” It will also rely on state resources to finish covering the construction costs of affordable units.
                               we offer a variety of 2 and 3 bedroom units, and accessible 1, 2, and 3

          12%
                               bedroom units on the ground floor.                                                       The Housing Stabilization Fund and HOME programs, coupled with an application to the Affordable Housing
                                                                                                                        Trust Fund, will be key contributions. This site has the potential to produce affordable housing in an area
          80% AMI               UNIT MIX                    INCOME     #      %     TYPE OF      MONTHLY    ANNUAL      of Massachusetts where it is much-needed and this will make the project a strong candidate for both state
                                                           BRACKET   UNITS           RENT       RENT/UNIT    RENT
                                                                                                                        programs. Finally, local support will be given through the Community Preservation Act. Lancaster passed the
                                AFFORDABLE (30% AMI)                                                                    CPA in 2020, and while the fund is modest, it is expected to rapidly increase within the next few years. The
                                   1 Bedroom                 30%       2     4%      MRVP         $1,256    $30,144     community is already in conversations to designate CPA funds for the rehabilitation of Lancaster Commons,
                                   2 Bedroom                 30%       8     17%    Section 8     $1,393    $133,690    and the fund is expected to contribute towards the development of all phases.
                                   2 Bedroom                 30%       4     8%      MRVP         $1,507    $72,336
  For extremely low-income
  households, a substantial        3 Bedroom                 30%       7     15%     MRVP         $1,741    $146,244    GRANTS
    amount of units will be     Total Affordable 30% AMi              21     44%                 $5,897     $382,414    $500,000 has been underwritten from the Federal Home Loan Bank of Boston. This project would rank highly
   available through HUD’s      AFFORDABLE (60% AMI)                                                                    in the Bank’s scoring guideline given the following: the rural location of the site; its contribution towards
 Section 8 voucher program         1 Bedroom                 60%       2     4%                   $1,256    $30,144
                                                                                                                        generating housing opportunities for extremely low-income households; and the fact that it is designed for
and the Massachusetts Rental       2 Bedroom                 60%      12     25%                  $1,507    $217,008
                                                                                                                        and created by a majority of women. This funding will significantly help balance the project.
                                   3 Bedroom                 60%       7     15%                  $1,741    $146,244
 Voucher Program (MRVP).
                                Total Affordable 60% AMi              21     44%                 $4,504     $393,396
                                WORKFORCE (80% AMI)
                                   1 Bedroom                 80%       2     4%                   $1,471    $35,304
                                   2 Bedroom                 80%       3     6%                   $1,766    $63,576
                                   3 Bedroom                 80%       1     2%                   $2,041    $24,492
                                Total Workforce                        6     12%                 $5,278     $123,372
                                TOTAL                                 48     100%                $15,679    $899,182

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