Lancaster Commons HISTORY MEETS AFFORDABILITY - 2021 AFFORDABLE HOUSING DEVELOPENT COMPETITION - Citizens' Housing And Planning ...
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Lancaster Commons HISTORY MEETS AFFORDABILITY 2021 AFFORDABLE HOUSING DEVELOPENT COMPETITION FEDERAL HOME LOAN BANK OF BOSTON
TABLE OF CONTENTS 1. EXECUTIVE SUMMARY 5 2. SITE OVERVIEW & CONTEXT 8 3. THE MASTERPLAN 14 4. PROGRAMMING & COMMUNITY ENGAGEMENT 19 5. DESIGN 24 6. FINANCING & IMPLEMENTATION 38 7. CONCLUSION & IMPACT 48 8. ACKNOWLEDGMENTS & WORKS CITED 49 2 3
Lancaster Commons 1. Executive Summary PARTICIPANTS 1. EXECUTIVE SUMMARY PARTNER MENTORS Dear Competition Committee at the Federal Home Loan Bank of Boston and the Citizen’s Housing and Planning Association, TOWNHOUSES We are excited to present, in partnership with Metro West Collaborative Development, our proposal for the redevelopment of the Lancaster, THE TEAM 48 Massachusetts campus formerly occupied by the Lancaster Industrial School for Girls, a site on the National Register for Historic Places. The NEW RESIDENTIAL UNITS almost 80-acre state-owned site is slowly making its way through a disposition process whereby the town of Lancaster will take ownership. Andrea Grimaldi Master in City Planning, 2021 Jiwon Park Master in Urban Planning, 2022 42 6 This proposal includes a multi-phased master plan for the entire site, AFFORDABLE WORKFORCE as well as a more detailed analysis of the design and financing of Phase MIT Harvard One, which involves the construction of the Townhouses at Lancaster 49,588 Commons, 48 new construction, fully affordable rental townhouses intended for intergenerational living. We envision the entire site being built over the course of three phases with a 12-year development GSF timeline. Once complete, Phases Two and Three of the site will effectively Angela Blume Mengyao Li transform the campus into a mixed-income development. Master in Architecture, 2022 Master in Urban Planning, 2022 Harvard Harvard For Phase One, we have decided to embark on a new build to generate early excitement for this large redevelopment project. We anticipate that MASTER PLAN thoroughly assessing the conditions of all the National Historic Register 160 buildings and navigating the historical requirements around them will take a significant amount of time during which this new construction can Cassie Gomes Mora Orensanz be built. Master in Architecture, 2022 Master in City Planning, 2021 TOTAL RESIDENTIAL UNITS Harvard MIT 50% While we have honed in on Phase One, we have also included general recommendations on how to proceed with the design and financing for adaptively reusing the existing buildings onsite. We understand that AFFORDABLE Lancaster residents feel strongly about the preservation of the town’s historic assets and aimed to provide as comprehensive a proposal as Jiae Azad Master in Urban Planning, 2021 Sharon Velasquez Master in City Planning & Master 110,000 possible. It is our hope that our efforts with this proposal will contribute to the redevelopment of a long-neglected site with immense potential to Harvard in Business Administration, 2022 SF ADAPTIVE REUSE serve the diverse housing needs of the community. MIT 200,000 Sincerely, Andrea Grimaldi, Angela Blume, Cassie Gomes, Jiae Azad, Jiwon Park, SF NEW CONSTRUCTION Mengyao Li, Mora Orensanz, and Sharon Velasquez 4 5
Lancaster Commons 1. Executive Summary Lancaster Commons 1. Executive Summary VISION EVALUATION CRITERIA THE MASTERPLAN COMMUNITY RESPONSIVENESS DESIGN FINANCING Lancaster Commons is a multi-phased redevelopment of an almost 80-acre site formerly occupied by the Lancaster Industrial School • Develop a proposal centered • Prepare a competitive financing • Respect the historic character of for Girls, the first reform school for girls in North America. Through on creating a supportive package for Phase One the site with new construction the adaptive reuse of the site’s National Historic Register buildings, intergenerational community construction, and beyond that takes cues from the existing as well as the addition of new construction, Lancaster Commons through design • Pursue a diversified funding buildings with a modern AFFORDABILITY intends to pay respect to the site’s rich past while looking towards • Through varying levels of strategy to develop housing approach Affordable multifamily housing at affordability, address the acute that leverages federal and • Introduce multifamily housing the future of Lancaster, the oldest town in Worcester County. The various income levels affordability housing needs state programs, as well as local with a townhouse design to full build-out of the site will transform the historic campus into a of particularly vulnerable capital, for new construction and a town with a majority single mixed-used development with affordable and market-rate housing, a populations: women heads of adaptive reuse development family dwellings small commercial center for local vendors, office space for municipal household and seniors who are • Layer private, government • Support diverse living and private-sector use, community facilities, and conserved open women and philanthropic funds for arrangements with housing space. By updating and further developing this currently part-vacant • Integrate residential services to resident services and community layouts and bedroom counts property, it has the potential to be a vibrant space for people of diverse support the onsite community programming ages and backgrounds. Located on Old Common Road, it is especially • Provide public programming, appropriate to invest in affordability at the site of historic Lancaster’s opening the site to the broader PRESERVATION old Town Common. Lancaster community Adaptive reuse of historic buildings • Design and implement a two-part for contemporary needs community engagement strategy TOWNHOUSES AT LANCASTER COMMONS for future use This proposal focuses on the Townhouses at Lancaster Commons—Phase One of the redevelopment. The Townhouses are 48 newly constructed, ENVIRONMENTAL SUSTAINABILITY FEASIBILITY INNOVATION fully affordable rental units designed as a space for intergenerational living. The design includes several housing layouts and bedroom counts • Meet passive house • Underwrite a completely • Propose a 40R Zoning in order to support diverse households with varied living arrangements, requirements through the subsidized acquisition cost for Overlay to encourage mixed- ranging from nuclear families to extended families, seniors to inclusion of elements such the state-owned site, allowing use development and smart COMMUNITY multigenerational households. Given Lancaster’s need for affordability, as triple-glazed windows and the development to provide growth strategies in an area An interconnected space for a variety of housing price points are proposed to address a spectrum of shading, solar panels, insulation, deeply affordable housing as characterized by separate land generations old and young median area incomes. and thermal materials well as quality design and uses • Encourage a connection to nature programming options • Preserve the site’s singular The Townhouses serve to engage the larger site and its community with townhouses oriented around • Align our proposal to the Town ’s history, memorializing it through through its offerings of shared residential amenities and active outdoor a central outdoor space that Housing Production Plan, which an onsite museum includes amenities, such as a has identified this site as prime • Offer an innovative mix of uses programming. It is the hope that these amenities begin to create bonds community garden candidate for the development of inclusive of housing, a farmers among residents from the onset of this multi-phased project, establishing • Expand public transportation and affordable housing market, an onsite clinic and office a strong sense of community as subsequent development unfolds. This ridesharing access for a car- • Leverage our project sponsor’s and other commercial spaces spirit of inclusive community building is a fundamental component of our reliant community experience working on similar SUSTAINABILITY vision for the site. projects; they are currently Passive design solutions and overseeing the development green technology The ultimate goal of Lancaster Commons is to breathe life of a multi-phased, 92-unit into a vastly underutilized state-owned asset. intergenerational campus in Medway 6 7
Lancaster Commons 2. Site Overview & Context Lancaster Commons 2. Site Overview & Context 2. SITE OVERVIEW & CONTEXT HISTORY LANCASTER LIVING The site has undergone significant transformation in recent centuries. In Incorporated in 1653, Lancaster is Worcester County’s oldest town and 8,082 1856 - 1975 Lancaster Industrial School for Girls the early 1700’s, it served as the center of town activities as Lancaster’s has a rich history. It is dubbed the “mothertown” to all of Eastern Central third Town Green. The most well known use of the site, however, is its Massachusetts as several towns were born from its original boundaries. POPULATION tenure as the Lancaster Industrial School for Girls. 1653 Today, Lancaster is a small town of 8,082 people—a population that has Young girls, almost all living in poverty, were sent to the school after increased by roughly 2% since 2010. Excluding the Souza-Baranowski being charged with “delinquent” behavior, often on the basis of 19th Correctional Center’s inmate population, the town has 6,796 residents FOUNDED century morality standards rather than crime. The school sought to occupying the 2,614 units that comprise Lancaster’s total housing stock. recreate a familial environment for the girls under the watchful eye of a house matron. Referred to as “families,” each cottage housed thirty girls who were trained in domestic work to prepare for future employment SCALE 1 2,614 and eventually marriage. HOUSING STOCK 1976 The school closed in 1975 and was replaced with the Massachusetts WORCESTER COUNTY National Register of Historic Places Correctional Institution at Lancaster from 1976-2002. Now under the LANCASTER COMMONS purview of the Division of Capital Asset Management and Maintenance Royalston Winchendon (DCAMM), the site is used primarily as storage and limited office space Ashburnham Lu ne for the Commonwealth. urg Athol nb Te Gardner u m chb ple rg to Fit n Ph illi ps Westminster to Leom n inster Harvard TER Hubbardston AS Petersham NC LA Princeton The historic brick cottages, school building, and several significant Sterling Bolton Barre n nto GREATER BOSTER AREA Rutland Cli Berlin n West Boylsto wooden structures remain onsite, deteriorating for lack of use and n Hardwick Holden lsto Oakham B oy No rth bo BOSTON New ro Braintree Pax ug h ton Sh Sou th re bor ws maintenance. With such rich historical significance, the site remains a ou gh Wo bu W North rc est ry ough Broo est er tbor kfiel Brookfield Sp Leic W es d ence est r er prominent piece within the greater legacy of Lancaster’s history and its Grafton Brookfield Warren East ld Au burn fie Millbury ok Bro Upton Mil No ford rth reactivation is key to the future of the town. Sutton bri Ho Charlton dg pe e da le Oxford ge rid rb Ux Mendon Stu br GE id r ID Dudl ey ge ste R Bla HB Douglas ck Millville UT eb sto SO ne W 1976 - 2002 Massachusetts Correctional Institution MBTA COMMUTER RAIL 2002 - Present DCAMM Operational Site 8 9
Lancaster Commons 2. Site Overview & Context Lancaster Commons 2. Site Overview & Context SOCIAL SETTING +66.9% AN AGING POPULATION Given its small size, Lancaster’s population density per square mile is among the lowest in the region. According to the 2019 American A FAMILY FRIENDLY TOWN In addition to being a home for seniors, Lancaster is a home for families. The ratio of family households to total households is 71.7%; much higher INCREASE POPULATION OF 75+ YEARS OVER THE PAST 10 YEARS Community Survey 5-year estimates, people 60-years-old or over make than that of Worcester County (65.4%), Massachusetts (63.4%), and the up a quarter of the town’s total population. Moreover, between 2010 and national average (65.5%). Families headed by single mothers raising 2019 the older population showed steep increases (55 to 64 years: +46%; children comprise 11% of households. Town administration is especially “Single parents with one salary -25.7% 65 to 74 years: +24%; 75 years and over: +66.9%) while the younger aware of the need for affordable housing that supports single parent and no partner to assist with population showed a general decrease (1 to 4 years: -24%; 5 to 17 years : households. An additional family unit type that requires affordable childcare may face financial DECREASE POPULATION OF 18-24 -7.8%; 18 to 24 : -25.7%). The sharply growing senior population calls for housing are multi-generational households. While more than a third challenges.” YEARS OVER THE LAST 10 YEARS more attention to the housing needs of the elderly in the area. of households include one or more people under 18 years, over half of 2020-2024 Lancaster Housing Plan households have at least one household member aged over 60. Population POPULATION CHANGE Change OVER Over the THE LAST Last 10-Years 10 YEARS 52.2% FAMILIES AND HOUSEHOLDS CHARACTERISTICS (%) 20.0 OF TOTAL HOUSEHOLDS HAVE AT 2010 HOUSEHOLDS HOUSEHOLDS WITH FAMILY LEAST ONE HOUSEHOLD MEMBER 18.0 2019 WITH > 60-YEAR-OLD > 18-YEAR-OLD HOUSEHOLD AGED OVER 60 16.0 52.2% 34.3% 71.7% 14.0 12.0 10.0 Worcester : 39.4% Worcester : 30.8% Worcester : 65.4% Massachusetts : 40.4% Massachusetts : 29.1% Massachusetts : 63.4% 8.0 United States : 39.5% United States : 31% United States : 65.5% HOUSEHOLD INCOME 6.0 Source: American Community Survey 2019 5-year Estimates 4.0 “Those projections suggest a 2.0 WEALTH DISPARITY IN AN AFFLUENT NEIGHBORHOOD growing need for relatively small 0.0 Compared to neighboring communities and beyond, Lancaster is a housing units to serve smaller 1 to 4 years 5 to 17 years 18 to 24 years 25 to 34 years 35 to 44 years 45 to 54 years 55 to 64 years 65 to 74 years 75 years and over relatively affluent town with a median income of $93,646. However, households, a continuing need Source: American Community Survey 2019 5-year Estimates significant wealth disparity exists among demographic groups. For for housing serving “starter” the 7.9% of the total population below the poverty level, there is a households, and an accelerating $75,000 OR MORE 59.6% SENIOR DEMOGRAPHICS higher possibility of being impoverished if older, female, or non- need for senior housing.” 6.8%Senior Senior white. Additionally, 52% of households that receive food stamps or are 6.8% 2020-2024 Lancaster Housing Plan 34.3% 34.3% LivingAlone Alone 16.4%Senior 16.4% Senior LivingAlone Living Alone LivingAlone Living Alone registered in the Supplemental Nutrition Assistance Program (SNAP) Living are households with more than one member that is 60 or older. 35.3% 35.2% 35.2% 35.3% ONEOR ORMORE MORESENIOR SENIOR NON-FAMILY ONE NON-FAMILY HOUSEHOLD MEMBER 19.8% HOUSEHOLD MEMBER (%) (%) 19.8% 10 9 2 2ororMore MorePeople People 7 6.1 9 64.7% 64.7% LivingTogether Living Together 6 8 7.2 FAMILY FAMILY 63.8% 63.8% NOSENIOR SENIOR 5 7 $50,000 TO $74,999 16.9% NO 4 6 1%Not Not MEMBER MEMBER 2.6 5 4 1% 3 4 LivingAlone Living Alone 57% 2.7 57% 3 9.6% 2 2 2ororMore MorePeople People 1 2 $35,000 TO $49,999 LivingTogether Living Together 1 0 0 Male Female POPULATION65 65YEARS YEARSAND ANDOLDER OLDER Under 18 years 18 to 64 years 60 years and over 65 years and over $20,000 TO $34,999 5.5% POPULATION TOTALHOUSEHOLDS TOTAL HOUSEHOLDS POVERTY BY SEX POVERTY BY AGE LESS THAN $20,000 8.4% Source: American Community Survey 2019 5-year Estimates Source: American Community Survey 2019 5-year Estimates 10 11
Lancaster Commons 2. Site Overview & Context Lancaster Commons 2. Site Overview & Context THE HOUSING MARKET PHYSICAL SETTING Given Lancaster’s demographics and its established affordable housing Our site is located between Old Common Road and Still River Road in “The town has no real goals, it requires affordable and market rate housing that serves families the southeastern corner of Lancaster. It’s 0.9 miles away from the town commercial center” and a sizable aging population. In particular, Lancaster has an urgent need center, where office buildings and community services are located. -Town Manager for affordable rental housing. Its current housing stock is dominated by single-family, owner-occupied homes, at 77%. Approximately 18.6% of its AMENITIES 77% housing stock is renter-occupied, among the lowest in an area including Leominster, Clinton and others. SHARE OF LANCASTER HOMES According to the Lancaster Housing Plan for 2020-2024, published in 15 minutes walking: THAT ARE SINGLE-FAMILY ONLY A FAMILY FARM AND A 2019, the following are the town’s housing priorities, based on projected CONVENIENCE STORE demographic trends: +70% Respond to a drop in household size with development of smaller housing units for small households and a rapidly aging population. 15 minutes biking: ACCESS TO MORE COMMERCIAL Address the acute housing needs of women who are heads of household USES RATE AT WHICH THE MEDIAN PRICE OF A SINGLE-FAMILY or seniors. Town administration notes that these populations tend to HOME INCREASED FROM have lower incomes. 2000-2005 Relieve rent-burdened households by increasing extremely low 15 minutes driving: RESTAURANTS, SCHOOLS AND affordable rental stock. About 40% of Lancaster’s households spend HOSPITALS, MOSTLY CLUSTERED more than 30% of their income on monthly rental costs. As of 2019, IN CLINTON Lancaster’s total Subsidized Housing Inventory (SHI) is a mere 5.5%. TRANSPORTATION Produced by team members with data form Google maps & OpenStreetMaps 1 of 5 SHARE OF LANCASTER In the more immediate term, at least 163 affordable units must be built to reach the town’s Chapter 40B threshold. Currently, the bulk of Lancaster’s affordable inventory are 70 low-income elderly units at 5 RESIDENTS THAT RENT Bigelow Gardens. Over the next ten years, Lancaster plans to add 200 affordable units to its current rental inventory, and the housing plan specifically identifies this site as a prime candidate to meet this goal. CORNER INTERSECTION 40% Provide additional housing options given the rising cost of single- family housing. Since 1993, the price of houses in Lancaster has tripled, surpassing regional norms and income growth. From 2000 to 2005, the CAR IS THE PRIMARY MEANS OF median price of a single-family home jumped almost 70% to $325,000. At TRANSPORTATION current prices, Lancaster administration believes that a significant share SHARE OF LANCASTER HOUSEHOLDS THAT SPEND MORE THAN 30% OF THEIR of residents would be unable to afford the homes they inhabit today. 2.3 Lancaster needs affordable and multi-family housing, CARS PER FAMILY INCOME ON MONTHLY RENT especially affordable rental. Produced by team members with data form Google maps & OpenStreetMaps 12 13
Lancaster Commons 3. The Masterplan Lancaster Commons 3. The Masterplan 3. THE MASTERPLAN SITE CONTEXT TODAY LANCASTER COMMONS MASTERPLAN Deteriorated Condition Late 18th Century Mid 19th Century Early 20th Century To Littleton To ‘Center Village’ The Lancaster Commons Masterplan strives to transform the former $ DCAMM Industrial School for Girls site into a multigenerational community $ where families can live, play, learn, and age in place. Phase One will To Clinton Children's Action Corps provide 48 fully affordable units and the following phases will transform the campus into a mixed-income and mixed-use community. In addition to offering quality affordable housing, Lancaster Commons To Bolton will provide onsite amenities for all ages. Upon the conclusion of construction, residents will have access to amenities that include a daycare, an onsite clinic, recreational fields, dog parks, community gardens, a community kitchen, and a brick-and-mortar farmers market. EXISTING AMENITIES ENVIRONMENT CONDITION OF EXISTING Lancaster administration will also have a presence onsite through a BUILDINGS town museum and offices for the Historical Commission and other town SITE CIRCULATION AND agencies. ACCESSIBILITY 14 15
Lancaster Commons 3. The Masterplan Lancaster Commons 3. The Masterplan PHASING STRATEGY SMART GROWTH AND DENSITY Given its expansive size, we envision the build-out occurring To address zoning limitations, we propose establishing a Smart Growth in three phases, which will focus on the following: Overlay District (SG) for Lancaster Commons, which will encourage smart growth in accordance with G.L. Chapter 40R. This will foster a range of housing opportunities and enable mixed-use development in SMART GROWTH the site. Moreover, in conversations with Lancaster’s Planning Director, OVERLAY DISTRICT Phase One WILL BRING: New townhouse construction, we learned about Lancaster’s interest in being designated a Housing landscaping and site Choice community. Adopting SG will propel Lancaster closer to this goal, 1 improvements, assessment of enabling the town to easily access much needed housing and economic $10,000 to $600,000 existing buildings development funding from the State. IN STATE FUNDING Phase Two In order to achieve a Housing Choice designation, Lancaster must $3,000 FOR EVERY NEW HOME 2 Adaptive reuse development of increase its housing stock by 3% and fulfill 7 out of the 14 criteria below. a senior housing cluster, chapel Thanks to the development of Lancaster Commons, the town will be able CREATED rehabilitation, brick-and-mortar farmers market, onsite clinic and to satisfy three extra criteria to qualify for this designation. State funding for school-age museum children education moving into LANCASTER’S PATH TOWARDS HOUSING CHOICE COMMUNITY DESIGNATION the district under Chapter 40S Lancaster’s path towards Housing Choice Community designation Phase Three New construction and adaptive reuse to generate a family housing 3 CRITERIA ALREADY FULFILLED BY THE TOWN BY 2021 ☞ CRITERIA LANCASTER COMMONS WOULD HELP FULFILL BY 2030 ☞ REMAINING CRITERIA THE TOWN CAN WORK TOWARDS Have Inclusionary Zoning cluster, as well as office Have a zone district that Have an approved 40R allows multi-family by right Smart Growth district space for municipal use Require no more than 1 Have zoning that allows parking space per unit for multifamily units “The Housing Choice Initiative mixed use or cluster / Designate local resources for housing: use Affordable provides incentives, rewards, Open Provide evidence of educa- tion and training for a technical assistance and majority of members on a Space Residential Housing Trust, donate land, AND spend substantial land use board targeted legislative reform development by right Community Preservation Act (CPA) funds for Select a housing best to encourage and empower community housing practice as part of a Community Compact municipalities to plan and build Have zoning that allows for accessory dwelling units by Increase the community’s the diverse housing stock that Participate in the Housing right Subsidized Housing Inven- Development Incentive the Commonwealth needs to tory (SHI) by at least 2.5% Program (HDIP), adopt an Have units in the points in the last 5 years Urban Center Housing Tax continue to thrive” Increment Financing Subsidized Housing Inven- tory (SHI) that equal or district, approve District -Massachusetts Housing Choice exceed 10% of total year Improvement Financing Initiative’s website One round housing stock (DIF) related to housing, or adopt an Urban Renewal Plan with significant Two Have a certified Housing Production Plan Housing elements Three Adopt local option property tax relief programs for The adaptive reuse of existing buildings has been scheduled for later income eligible seniors phases in order to provide ample time for a thorough inspection of the structural and architectural integrity of each building. 16 17
Lancaster Commons 3. The Masterplan Lancaster Commons 4. Programming & Community Engagement 4. PROGRAMMING & COMMUNITY ENGAGEMENT CHAPTER 40R REQUIREMENTS COMMUNITY ENGAGEMENT: THE HEART OF LANCASTER COMMONS This diagram provides an overview on how Lancaster Commons fulfills the minimum requirements of Chapter From ideation and through its three development phases, we believe that WHO WE’VE CONNECTED WITH 40R, a precondition for establishing an overlay district, along with the ten core elements of smart growth. consistent engagement with Lancaster stakeholders will be instrumental to the successful development of the expansive campus and its future Lancaster Historical Commission community. We have conducted rigorous outreach to solicit stakeholder input that informed a collective vision for the site. Although we planned Lancaster Historical Society MIXEDUSE DEVELOPMENT PRESERVE GREEN OPEN SPACE A range of uses, including residential, commercial, 56% of our site consists of open space areas, much higher an array of meetings to hear diverse perspectives, the ongoing COVID-19 Lancaster Affordable Housing Trust institutional and community-oriented buildings onsite than the 20% requirement. It also satisfies the EGC2020 help residents meet daily needs within reachable pandemic caused several of them to be canceled. As a result, we have standard that new constructions in rural/tribal/small distance, creating vibrant communities. town areas should be located within a 0.25-mile walk compiled a list of community members that we connected with and a Orlando Pacheco, Town Manager distance from public open space that is a minimum of 0.75 non-exhaustive list of stakeholders who we believe project leadership acres; at least 80% of which is unpaved. must connect with in the future. Old Common Road abutters COMPACT DEVELOPMENT Given financial constraints, due to the cost of preparing STRENGTHEN DEVELOPMENT Lancaster Planning Consultant a site that has been underutilized for decades, Phase TOWARDS EXISTING COMMUNITIES Overall, we recommend a human-centered design approach to civic The site is located on underutilized land, where a decom- One development density is limited to 10.5 units/acre. engagement that endures during the life of the project. Human-centered Lancaster Community Dev. & Planning missioned women’s prison and girls’ school remain. Our However, this will be better addressed when we design concepts respect the existing use patterns in terms design empowers residents and stakeholders to play an active role in proceed to the next phases, meeting 40R requirements of 8 units/acre for SF houses, 12 units/acre for 2-3F of materiality, height and form, while meeting the afforda- designing and planning their community and keeps communities at ble housing goals of the Lancaster community. the heart of the development process from start to finish. Hallmarks houses, and 20 units/acre for MF houses. of this approach include developing empathy for those you design for; FUTURE STAKEHOLDERS TO A RANGE OF HOUSING OPPORTUNITIES PROMOTE VARIETY OF TRANSPORTATION CHOICES AND CHOICES We will partner with Zipcar to install car sharing stations generating a multitude of ideas and proposals; jointly sharing what you CONNECT WITH We provide 100% affordable housing for Phase One allowing ridesharing to commuter rail stations or employ- created; and finally, launching that creation into the world. development, offering housing options for households ment hubs. We will also partner with Eversource to install Key Housing Stakeholders: with income levels ranging from 30% AMI to 80% AMI. EV charging stations throughout the site. Finally, we will 25% of the units are ADA compliant to accomodate the partner with the Worcester Regional Transit Authority to To that end, in this section, we outline our community engagement Lancaster Housing Authority takeaways thus far, provide a strategy for future community engagement, Bigelow Gardens - as a model needs of persons with special needs and the elderly. provide a shuttle line to South Lancaster and Worcester, connecting the site with public transit routes. and offer recommendations for onsite programming. Relevant Public Stakeholders: Lancaster Council on Aging WALKABLE NEIGHBORHOODS MAKE DEVELOPMENT DECISIONS PREDICTABLE, FAIR AND COST EFFECTIVE Lancaster Economic Dev. Committee According to EGC2020 criteria, ‘2.5. Proximity to Servic- es and Community Resources’, the Townhouses at We have envisioned this community to be a multigenera- Historic Development Stakeholders Lancaster Commons satisfy the requirement of estab- tional space, where the needs of people of all ages and Lancaster Conservation Commission lishing walkable neighborhoods by locating all neces- household incomes are met. Part of our future phases will Fruitlands Museum sary services (food access, health & wellness, educa- include housing that is exclusively designed for the elderly, Fort Devens Museum tion & culture, mobility, civic & community facilities, with more than 25% of affordable units. Overall, our site Lancaster Recreation Department retail, and services) within 5 miles. will include 50% of affordable housing units. Site Neighbors: Perkins School (future neighbors on FOSTER COMMUNITIES INCLUDE COMMUNITY & STAKEHOLDERS WITH A STRONG SENSE OF PLACE IN MAKING DEVELOPMENT DECISIONS site, will replace the RFK Action Corps) As outlined in the programming section, the site is We have engaged a number of local organizations and Prospective Commercial Partners carefully programmed to address essential service stakeholders to develop this plan, and designed North Central Massachusetts Chamber needs for a wide variety of household types, including Human-centered design workshops to receive community of Commerce multigenerational families, single-parent households, feedback. We also have researched local organizations to Nashoba Valley Chamber of Commerce and the elderly. partner with during the operation of this site. Bob’s Turkey Farm *Note: We alternatively referred to the 2020 Enterprise Green Communities Criteria (EGC 2020) for the components with no specification outlined in Chapter 40R. 18 19
Lancaster Commons 4. Programming & Community Engagement Lancaster Commons 4. Programming & Community Engagement COMMUNITY ENGAGEMENT TAKEAWAYS FUTURE COMMUNITY ENGAGEMENT During our community engagement meetings with Lancaster residents and stakeholders, their respect for We offer a two-part community engagement strategy consisting of a questionnaire followed by a series of and emotional connection to the historical site on Old Common Road was palpable. Overall, there is a desire charrettes. To ensure truly representative brainstorming sessions, we have recommended a civic design to re-envision the future of the site in its entirety and to augment its public value to Lancaster, through framework and tools to foster intentional and inclusive engagement in future public conversations. affordable housing, public amenities and programming. The following are key takeaways and consistent themes of a collective vision that we pieced together from several community engagement sessions. Maintain historic integrity of the Establish a museum and offices for Offer a gathering space for seniors. Lanca s PART 1 - QUESTIONNAIRE Lanca ter Comm s on rehab ter is turn s: Reimag site and buildings. the Lancaster Historical Commission il in in histori itate and re g a corner e the Lan cal sit u in ca Given Lancaster’s sharply aging e. The se the form its rich h ster Indus within the site’s master plan. This questionnaire is intended to support a human- housin reside g options, intent is fo er Lancas tory with nts an as we r this is ter In th trial S chool population, of special mention is dustr e opportu for Girls Town residents are proud of the series o d the b ll as p ub site to Town f upcomin roader La lic amenit provide inte School fo y to ial nit site and its history and they wish to Local residents and town representatives residents’ desire for a gathering space centered design approach in reenvisioning the future To tha t of Lan caste r g cha rrette ncaste s, r com m ies an d pro gra rg enera r Girls, a tion desig end, with hope to un Metro We unity. Thro mming to al affordab preserve its character. Many of the hope for a museum onsite that honors for seniors. One of the few alternatives of Lancaster Commons. Metro West Collaborative Ques n pro cess this s by yo urvey, we ur sid dersta st nd y Collabora gh this s u would our vision tive Deve urvey and e future sit le buildings were constructed between the town and the site’s rich history. In for this population is Bigelow Gardens, tions e. like to and p lopm a 1790 and 1860, and are considered a housing community for the elderly Development and town officials would disseminate Name begin riori ent a part ties for th and the icipato es ry pla e uses. addition, there is interest in turning the survey through a variety of town channels Email nning and assets of the site. the site into the home of the Lancaster and people with disabilities. Are y Historical Commission. and forums, and they could partner with an Are y ou loo king fo r affo rdable ou inte housin experienced organization for data collection The s it reste d in p articip ating g opti ons? YES Schoo e at 106 Old in upc purposes. l for G o m NO that th C irls, h ommon R ing ch e a arrett amen site will p s come a oad, forme es? YES ities a rovid long w rly kn NO intend nd e a ow ed pu program intergenera y during it n as the L rpose ming, s a s? what tional affo history. W ncaster In The chart to the right outlines the ideation is you rdable ith th r visio housin e kno dustrial How n for w do yo the sit g options ledge u see e , en th public Integrate the site into the Lancaster Leverage Lancaster Commons to honor the town’s agricultural heritage. questions to continue conversations with the sit e con nectin g iv ese What g to th community by providing residents a afford re your pri e bro Lancaster’s Planning and Agricultural Commissions are excited at the opportunity Lancaster residents. To be inclusive of able h ousin oritie s and ader Lanca ster c access and recreational space. g, pub pre lic am ferences omm unity? to provide fresh produce onsite by connecting residents with local farmers. Once varying degrees of technological familiarity In add it relate ion to wha enitie s and in term progra s mmin o f mult ig e s to th g for nerational rehabilitated, the farm building on the southeastern border of the site will house a and broadband access, the intention is that t e futu has been in The site is owned by the Commonwealth re of the sit quired ab this s ite? of Massachusetts, which prevents market, which Lancaster’s Agricultural Commission could manage. In the meantime, e that ove, w this survey be shared in paper and digitally. you w ha ould li t else is im ke to p locals from accessing it and is a during Phase One, a seasonal farmers market would be provided. share ortant to here? you a s it source of disappointment for town residents. With a change of ownership, residents hope the massive site will truly integrate into the Lancaster community through open access and PART 2 - CHARETTE public amenities. Of special interest Maintain traffic safety in anticipation Enable mobility by connecting the are fields for soccer and sports; paths Charrettes can ensure a participatory planning process and serve as touch of a rise in density. site to public transportation. for jogging and cycling; as well as open points for stakeholders to come together, discuss community feedback, spaces. Maintaining open fields would There are traffic and speed concerns Currently, there are no plans to and design a plan and implementation strategy for the site. Stakeholders pay homage to the site’s historical use along Old Common Road. As such, extend public transportation to this as a town green. Overall, these uses would include site neighbors, prospective residents, planners, city officials, residents prefer a higher concentration area of Lancaster. There is hope that would transform the expansive site of residential uses in the southern half will change with the construction of architects, engineers, local small businesses, and more. For highly into a community anchor for onsite of the site, which runs adjacent to Old Lancaster Commons. interested stakeholders, smaller working committees can be arranged residents and the broader Lancaster Common Road. Alternatively, they hope community. for them to shape specific aspects of the development process. To ensure for a higher concentration of commercial, office and more traffic-intensive uses in truly representative public dialogue, we recommend the application of the the northern and less populated section civic design framework and tools created by Ceasar McDowell, Professor of the site. of the Practice of Civic Design at MIT (see Works Cited). 20 21
Lancaster Commons 4. Programming & Community Engagement Lancaster Commons 4. Programming & Community Engagement RESIDENT SERVICES & COMMUNITY PROGRAMMING COMMUNITY PROGRAMMING & AMENITIES During Phase One, all onsite residents will have access to the following community programming and amenities: 1,659 SF COMMUNITY SPACE OFFICE SPACE 70,000 SF GREEN SPACE SENIOR HOUSING MULTIGENERATIONAL HOUSING “When you combine quality housing and person-centered management and services, families become socially mobile” - Lancaster Community Member COMMUNITY SERVICES MULTIGENERATIONAL HOUSING Building on the community engagement that will give rise to Lancaster Commons, the Townhouses will further that heritage through the provision of services and programming. In addition to quality affordable housing, through resident services and community programming, Lancaster Commons will advance a dual agenda that empowers residents to live a Daycare and Family Clinic Lancaster History Community life of opportunity. Community Center Museum Market Daycare Community Space RESIDENT SERVICES In support of its extremely low-income residents, the Townhouses will Townhouses at Lancaster Commons will provide year-round resident services that include: case management; work closely with community partners to financial literacy and empowerment workshops for youth and adults; both address the needs of onsite residents and to leverage the site as a broader employment and workforce development support; and extracurricular CHAPEL Lancaster community anchor. A few of our activities for children and youth, with a special focus on empowering intended partners are listed below. young girls, given the history of the site. Worcester Food Policy YWCA of Central Massachusetts Worcester Community Action Council Worcester Regional Transit Authority Thayer Conservatory Lancaster Agricultural Commission MassHire Central Region Workforce Board United Way of North Central Massachusetts RCAP Solutions Provides nutrition education Provides women empowerment Provides financial literacy and finan- Regional transit authority will be critical Local non-profit music school offer- Will connect local farmers and Lancaster Com- Provides no-cost employment and training Offers financial literacy programs and will be our partner in administering course for low-income families. programming for women and girls. cial empowerment curriculum. to extending service to the site. ing art education for children. mons through management of onsite market. services. coaching. and coordinating Section 8 vouchers. 22 23
Lancaster Commons 5. Design Lancaster Commons 5. Design 5. DESIGN DESIGN PRINCIPLES Lancaster is a town with a large aging population which keeps increasing steeply. Meanwhile, the ratio of family households is high at 71.7%, of which 11% are single mothers with young children, and over 50% have at least one household member aged over 60. These groups tend to be of lower income and are in significant need of both smaller and affordable housing. To respond to these housing needs, Phase One’s new affordable housing is designed for a diverse population of multigenerational households, families, and seniors. During Phases Two, the site’s first adaptively reused housing project, located at the old school building, will serve mixed-income senior units. COMMUNITY: The orientation of the townhouses around a central out- door space fosters connection between residents and safe areas for chil- dren to play. ACTIVE GREEN SPACE: Taking advantage of the generous open space throughout the site, the project dedicates the core to pedestrian use with deliberately programmed and nonprogrammed zones to activate the resident community around outdoor spaces SUITABILITY TO SITE: Situated on a property and a town with very low density, the aggregation of units into three-story townhouse blocks allows the new construction to fit within the existing context, creating density without towering over or crowding campus structures. SENSITIVITY TO HISTORIC CONTEXT: Design of the development seeks to respect the historic character of the site. While adaptive reuse efforts would preserve elements contributing to that integrity, the new construction takes cues from the existing buildings so as not to degrade the site, yet differentiates itself with a modern reinvention on each aspect. ACCESSIBILITY (ADA): Twelve units are located entirely on the ground floor of the townhouses, with entrances at grade. Six of these are 3-bed- room or 2-bedroom units, allowing multigenerational households to ac- cess all spaces within the unit. Six units are 1-bedroom, for single or two-person households for whom unit accessibility leads to a more com- fortable way of life. 24 25
Lancaster Commons 5. Design Lancaster Commons 5. Design MULTIGENERATIONAL TOWNHOUSES CONNECTION TO OUTDOORS Each unit on the ground floor has a 48 AFFORDABLE RENTAL UNITS small patio space along the frontage of the townhouse. The duplexes open ROOF TERRACE up on the third floor to terrace spaces, which look out onto the open courtyard 12 over the green roof at the edge of the townhouse blocks. ADA ACCESSIBLE UNITS FACADE ONE 78 PARKING SPACES TOWNHOUSE TYPOLOGY In response to the suburban setting of Lancaster, these townhouses offer a sense of individuality, which is exemplified by the facade corrugation. These townhouses offer Lancaster residents a new housing option: one of communal living with ample connection to nature. RESIDENT AMENITIES A double-height interior space is allotted at one end of each townhouse FACADE TWO block to accommodate amenities for the community, such as a fitness center, recreation room, and working space. MATERIALITY In keeping with the rich history of brick COURTYARD structures onsite, the townhouses are clad These townhouses form three bars around a courtyard, which connects to in brick on the first two floors, while the the larger, central green. Their orientation optimizes southern exposure top floor features differentiated mansard for all units. The shared space between them promotes community roofs covered with standing seam metal engagement and healthy living : a community garden, a playground, a panels. Bringing a contemporary feel rain garden, several walking paths, and ample open space. to the new development, the facades of each townhouse face inward to the open PATIO courtyard and alternate with colored brick. 6 27 15 Meanwhile, the outward-facing facades have a more classic red brick, aligning them with the surrounding structures. 1 BEDROOM UNITS 2 BEDROOM UNITS 3 BEDROOM UNITS 26 27
Lancaster Commons 5. Design Lancaster Commons 5. Design FLOOR PLANS Each townhouse block contains accessible ground floor units for individuals, couples and families. The accessible layout allows residents with limited mobility to move with ease and multigenerational household members can have equal access to each room, keeping families together in one space. Duplex units, located primarily on the second and third floors, feature living space on the first level - with an additional bedroom in several units - and two bedrooms on the second level. Living in this unit type combines features associated with single-family homes with the benefits of a being part of a larger community. N 0 25 50 (ft) 28 29
Lancaster Commons 5. Design Lancaster Commons 5. Design UNIT TYPES Duplex units are stacked atop and nested within single-story ground floor units to achieve maximum density while maintaining the feeling of 1 BEDROOM UNIT traditional townhouses. 2 BEDROOM UNIT 3 BEDROOM UNIT AMENITIES 1-bedroom unit 2-bedroom unit 3-bedroom unit Amenities 30 31
Lancaster Commons 5. Design Lancaster Commons 5. Design [2] Lisa drops Eric off at the old chapel for onsite daycare. Today, the kids will be working on arts and A DAY IN LANCASTER COMMONS crafts with a holiday theme related to an upcoming event taking place in [3] Lisa spends some time at the the community hall within the same fitness center at the end of her building. townhouse block before returning Daisy, a head of household, lives with her mother, Lisa, and her home to shower and have breakfast. 3-year-old son, Eric, in an affordable townhouse. Having moved into Lancaster Commons two years before, she and her family [1] Daisy gets up early and walks to were thrilled to join a community that ensured affordability, a the transportation stop on Still River [4] At the onsite clinic, Lisa meets vibrant community with programming for all ages, an onsite Rd, where she boards a shuttle 8 with her physician and picks up a farmers market and public transportation access. heading downtown, while Lisa helps prescription. Eric get ready for the day. Having recently changed jobs, Daisy and her family were 8 relieved that she was able to access support through the [5] In the early afternoon, Lisa picks no-cost employment workshops offered onsite. With this up Eric from daycare and they make assistance, Daisy secured a new job in no time. Today is Daisy’s a pit stop at the family’s vegetable first day at her new work and she and her family feel excited plot in the community garden to and reassured to begin their day with the support of onsite 1 3 11 check on their tomatoes. amenities. 5 10 [6] Lisa and Eric go for an afternoon 9 6 walk and visit her friends living at the senior community in the rehabilitated former school building. Daisy 7 2 4 Lisa [7] Daisy returns from work and stops at the community market to Eric pick up some fresh produce for a potluck dinner with neighbors to celebrate her first day on the job. [11] After a full day, Lisa, Daisy and [8] Daisy goes for a jog on the Eric return to their ground-level unit [9] Lisa and several neighbors start dedicated path that loops around to prepare for bed. Daisy reads a book [10] The family and their neighbors meal prepping at the community the property while Lisa and Eric to Eric while Lisa sits on the outdoor celebrate and eat their dinner kitchen while Daisy takes Eric wrap up their social visit. patio with a cup of tea, watching the outside at a picnic table in the to the playground nearby. Many sunset. central courtyard. of the plates they prepare come from onsite nutrition education workshops. 32 33
Lancaster Commons 5. Design Lancaster Commons 5. Design ENVIRONMENTAL DESIGN 34 35
Lancaster Commons 5. Design Lancaster Commons 5. Design ENVIRONMENTAL APPROACH CERTIFICATION Over the past several years, an increasing number of climate disasters have affected the Town of Lancaster. ENTERPRISE GREEN COMMUNITIES CHECKLIST 5. OPERATING ENERGY Extreme flooding in 2010 flooded homes and closed roads; storm events in 2016 led to issues with flooding 5.1. Building Performance Standard 5.2. Moving to Zero Energy: Near Zero Certification 15 M M 12 Minimum Requirement : 40 optional points, M = Mandatory, N/A = Not Available and downed trees and wires throughout the Town. Recognizing the increased sense of emergency in climate 5.3. Moving to Zero Energy: Renewable Energy 3 3 1. INTEGRATIVE DESIGN N/A N/A mitigation and adaptation, Lancaster Commons aims to reduce carbon emissions to the hilt and be resilient 1.1. Project Priorities Survey M M 5.4. Achieving Zero Energy 5.5. Moving to Zero Carbon : All-Electric Ready 5 5 to intensifying levels of climate hazards. Our vision will be achieved with the following eight core strategies. 1.2. Charetts and Coordination Meetings M M 5.6. Sizing of Heating and Cooling Equipment M M 1.3. Integrative Design : Documentation M M 5.7. Energy Star Appliances M M 5.8. Lighting M M Phase One development aims to be 1.4. Construction management M M 1.5. Health Action Plan N/A N/A 5.9. Resilient Energy Systems : Floodproofing N/A N/A Enterprise Green Community Certified 12,252 1.6. Multi-hazard/vulnerability assessment N/A N/A 5.10. Resilient Energy Systems : Critical Loads 8 4 through environmentally and socially Passive House Design Stormwater Management 1.7. Strenthening cultural resilience N/A N/A SUBTOTAL (OPTIONAL) 31 24 responsible building practices. kWh SUBTOTAL (OPTIONAL) 0 0 6. MATERIALS Additionally, we meet the mandatory TOTAL ELECTRICITY Triple-glazed windows and shading, The project will treat the precipitation volume 2. LOCATION + NEIGHBORHOOD FABRIC 6.1. Ingredient Transparency for Material Health 8 8 criteria to be certified as EGC Plus by insulation, and thermal materials make from the 60th percentile precipitation event 6.2. Recycled Content and Ingredient Transparency 3 3 meeting 5.2/5.3 standard. Advanced GENERATION PER YEAR 2.1 Sensitive Site Protection M M building resilient to extreme heat and cold. through design techniques. 2.2. Connections to Existing Development M M 6.3. Chemical Hazard Optimization 8 8 green technologies that are EnergyStar BY BUILDING and Infrastructure M M and WaterSense certified as well as Energy efficient HVAC and ventilation - Rainwater harvesting system M M 6.4. Healthier Material Selection 2.3. Compact Development 6.5. Environmentally Responsible Material Selection 12 12 system help to reduce energy needs. - Minimizing impervious areas community programming focused on 2.4. Compact Development 7 7 6.6 Bath, Kitchen, Laundry Surfaces M M M public health will increase the overall 2.5. Proximity to Services and Community resources M 6.7. Regional Materials 4 4 well-being of future residents. 100% 2.6. Preservation of and access to open space M M Photovoltaics Stormwater Management (rural/ town) 6.8. Managing Moisture : Foundations M M 6.9.Managing Moisture : Roofing and Wall Systems M M 2.7. Preservation of and access to open space 6 6 6.10. Construction Waste Management 6 3 The energy needs of residents will be met Species and location of plants are carefully 2.8. Access to Transit 6 6 6.11. Recycling Storage 2 2 ENERGY NEEDS MET FOR with renewable energy. Solar panels will picked. 2.9. Improving connectivity to the community 8 3 SUBTOTAL (OPTIONAL) 43 40 2.10. Passive solar heating and cooling AVERAGE HOUSEHOLDS be installed on the mansard roofs of each - All plantings are native 5 5 7. HEALTHY LIVING ENVIRONMENT 2.11. adaptive reuse of buildings 6 6 townhouse generating 100% of the - Limited turf areas IN MASSACHUSETTS 2.12. Access to fresh, local foods 6 6 7.1. Radon Mitigation M M community energy needs through solar - Trees are arranged to assist with creating 2.13. Advanced Certification 8 8 7.2. Reduce Lead Hazards in Pre-1978 Buildings M M power. agreeable public spaces 2.14. Local Economic Development and 6 5 7.3. Combustion Equipment M M wealth Creation 7.4. Garage Isolation M M 2.15a. Access to broadband: broadband ready M M 22 7.5. Integrated Pest Management M M Healthy Indoor Environment Water Circulation 2.15b. Access to broadband: connectivity 6 6 7.6. Smoke-Free Policy M M Phase One development will be SUBTOTAL (OPTIONAL) 64 58 7.7. Ventilation M M certified through the Prescriptive Path 3. SITE IMPROVEMENTS 7.8. Dehumidification 5 0 of the program for Climate Zone 5&4 Insulating and air sealing provide the most Through efficient water consumption and SOLAR PANELS ON 3.1. Environmental Remediation M M 7.9. Construction Pollution Management 3 3 Marine where Worcester County is significant energy savings, but they can non-potable water reuse, total indoor water 7.10. Noise Reduction 3 3 located in. The core element includes EACH BUILDING also introduce many chemicals of concern. consumption will be reduced by 20%. 3.2. Minimization of Disturbance during Staging M M & Construction 7.11. Active Design : Promoting Physical Activity 8 8 the efficiency of HVAC equipment, Insulation materials will be carefully - Water-saving bathroom utilities & irrigation 3.3. Ecosystem Services / Landscape M M 7.12. Beyond ADA : Universal Design 8 4 insulation and infiltration, windows, selected based on not only efficiency, but system 3.4. Surface Stormwater Management M M 7.13. Healing Centered Design 8 8 water heater, lighting & appliances safety. - Greywater treatment facilities 3.5. Surface Stormwater Management 10 10 SUBTOTAL (OPTIONAL) 3.6. Efficient Irrigation & Water Reuse M M 35 26 whose specifications are all addressed 8. OPERATIONS, MAINTENENCE & RESIDENT ENGAGEMENT in our sustainability plan. For the 3.7. Efficient irrigation and water reuse 6 6 MODULAR CONSTRUCTION Safe & Vibrant Outdoor Space Waste Circulation SUBTOTAL (OPTIONAL) 16 16 8.1. Building Operations & Maintenance Manual N/A N/A PV-ready part, we fulfill the roof area and Plan 4. WATER 8.2. Emergency Management Manual N/A N/A requirement by having around 3,085 Modular Construction Residents will be connected to nature The project uses healthy, environmentally 4.1. Water-Conserving Fixtures 8.3. Resident Manual M M sqft of roof area for 21,380 sqft for the M M 8.4. Walk-Throughs and Orientations to M M through ecologically and socially mean- responsible, regional, and moisture-resistant 4.2. Advanced Water Construction 6 6 Property Operation conditioned floor area for each building, ingful programming of the courtyard material for construction. Meanwhile, special 4.3. Water Quality 11 11 8.5. Energy and Water Data Collection and N/A N/A along with the location and orientation Monitoring which includes community farming and attention will be paid to prefabrication, modu- 4.4. Monitoring Water Consumption & Leaks 4 0 requirement. SUBTOTAL (OPTIONAL) 0 0 spaces for physical activity. lar construction, and material recycling. 4.5. Efficient Plumbing Layout & Design 4 4 TOTAL (OPTIONAL) 228 191 4.6. Non-potable Water Reuse 6 6 *Note: Components out of the scope of the project or not pertinent to our 4.7. Access to Potable Water during Emergencies 8 0 site are presented as “N/A” SUBTOTAL (OPTIONAL) 39 27 Individual modules are produced in factory settings, which allows better control over inventories. The leftover materials are recycled for future projects, reducing the construction waste that ends up in landfills. 36 37
Lancaster Commons 6. Financing & Implementation Lancaster Commons 6. Financing & Implementation 6. FINANCING & IMPLEMENTATION OVERVIEW & UNIT MIX SOURCES & USES OVERVIEW EQUITY The financing strategy of the Townhouses is guided by the belief that The financial plan for development of the Townhouses strongly relies on the application of 9% Federal LIHTC credits. While all 48 units qualify for LIHTC funding, Federal and State LIHTC equity is prioritized to 48 beginning construction with a financially sound, energy efficient building will infuse the site with the character it requires to come back to life. The finance the construction of affordable and deeply affordable units (for families earning 60% and 30% of AMI, priority is constructing a rental property where an affordable community respectively). Moreover, a focus on green energy design allows the development to take advantage of Passive becomes a reality. This requires a mix of resources for new construction, House rebates. After this Phase One approach, Lancaster Commons will be able to access public resources to and an understanding of resources to adaptively reuse the site’s historic adaptively reuse the site’s historic buildings, such as 4% LIHTC and Historic Tax credits. buildings in the future. This financing section outlines a plan for funding, UNITS development and operations, as well as a development timeline and an adaptive reuse strategy. HARD DEBT With a two-year projected construction period, the development will make use of a private construction loan, underwritten at 4% and replaced by a permanent loan following completion of construction. A conservative, but realistic, 1.2 debt service coverage ratio is applied to right-size the loan and ensure that project default 44% UNIT MIX risk is minimized. The rental units estimated Year 1 stabilized NOI has been used to size the loan. We will be Lancaster Commons is envisioned as a mixed-income community that using MassHousing for both our construction and permanent loans. 30% AMI thrives through to its quality housing and community programming. SOFT DEBT 44% Within the larger master plan, the Townhouses 48 rental units are designed to be a space where extremely-low to middle-low income A comparatively small, but markedly important, amount of soft debt will help the project reach its finance households feel at home. To encourage intergenerational applicants, goals. The site’s workforce units will rely on MassHousing’s program for rental units, the “Workforce Housing 60% AMI Program.” It will also rely on state resources to finish covering the construction costs of affordable units. we offer a variety of 2 and 3 bedroom units, and accessible 1, 2, and 3 12% bedroom units on the ground floor. The Housing Stabilization Fund and HOME programs, coupled with an application to the Affordable Housing Trust Fund, will be key contributions. This site has the potential to produce affordable housing in an area 80% AMI UNIT MIX INCOME # % TYPE OF MONTHLY ANNUAL of Massachusetts where it is much-needed and this will make the project a strong candidate for both state BRACKET UNITS RENT RENT/UNIT RENT programs. Finally, local support will be given through the Community Preservation Act. Lancaster passed the AFFORDABLE (30% AMI) CPA in 2020, and while the fund is modest, it is expected to rapidly increase within the next few years. The 1 Bedroom 30% 2 4% MRVP $1,256 $30,144 community is already in conversations to designate CPA funds for the rehabilitation of Lancaster Commons, 2 Bedroom 30% 8 17% Section 8 $1,393 $133,690 and the fund is expected to contribute towards the development of all phases. 2 Bedroom 30% 4 8% MRVP $1,507 $72,336 For extremely low-income households, a substantial 3 Bedroom 30% 7 15% MRVP $1,741 $146,244 GRANTS amount of units will be Total Affordable 30% AMi 21 44% $5,897 $382,414 $500,000 has been underwritten from the Federal Home Loan Bank of Boston. This project would rank highly available through HUD’s AFFORDABLE (60% AMI) in the Bank’s scoring guideline given the following: the rural location of the site; its contribution towards Section 8 voucher program 1 Bedroom 60% 2 4% $1,256 $30,144 generating housing opportunities for extremely low-income households; and the fact that it is designed for and the Massachusetts Rental 2 Bedroom 60% 12 25% $1,507 $217,008 and created by a majority of women. This funding will significantly help balance the project. 3 Bedroom 60% 7 15% $1,741 $146,244 Voucher Program (MRVP). Total Affordable 60% AMi 21 44% $4,504 $393,396 WORKFORCE (80% AMI) 1 Bedroom 80% 2 4% $1,471 $35,304 2 Bedroom 80% 3 6% $1,766 $63,576 3 Bedroom 80% 1 2% $2,041 $24,492 Total Workforce 6 12% $5,278 $123,372 TOTAL 48 100% $15,679 $899,182 38 39
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