Knowledge First Financial Stars on Ice Contest 2021 Official Rules & RegulaAons - English
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Final – Knowledge First Financial - Approved
Knowledge First Financial
Stars on Ice Contest 2021
O cial Rules & Regula ons
1. ELIGIBILITY:
(a) To be eligible for the Knowledge First Financial* “Stars on Ice Contest” (the “Contest”), an individual
must:
i. be a current subscriber to an educa on savings plan from Knowledge First Financial Inc.
(Heritage Plans, Family Single Student Plan, Flex First Plan);
ii. be a legal resident of Canada; and
iii. be of age of majority in the province of residence.
(b) Those ineligible to enter the contest are:
i. employees, representa ves and agents of Knowledge First Financial, including its a liates,
subsidiaries and related corpora ons; (collec vely the “Sponsor”);
ii. employees, representa ves and agents of the suppliers of Prizes (hereina er de ned)
awarded in this Contest;
iii. employees, representa ves and agents of the Sponsor’s adver sing, promo onal, contest
ful lment and media agencies;
iv. people involved in the development, produc on and distribu on of materials related to
the contest; and
v. the immediate families of all of the aforemen oned persons, or persons with whom such
persons are domiciled. In these Contest rules “immediate family” means husband, wife,
spouse, mother, father, brother, sister, son and daughter, whether or not they reside in the
same household;
vi. groups, clubs, organiza ons, businesses and commercial and non-commercial en es.
(c) The Sponsor has the right to require at any me, proof of iden ty, age and/or eligibility of any
par cipant (the “Par cipant”) to allow him/her to enter the Contest. Failure to provide such proof
within ve (5) days following the request could result in disquali ca on.
(d) All informa on supplied to the Sponsor for the purpose of this Contest must be truthful, accurate,
complete and in no way misleading. The Sponsor reserves the right, in its sole discre on, to
disqualify any Par cipant should his or her Entry (hereina er de ned) includes false, inaccurate,
incomplete or misleading informa on.
2. CONTEST PERIOD: The Contest begins on August 9, 2021 at 00:00:01 a.m. (EST) (the “Contest Star ng Date”)
and closes on September 20, 2021 at 23:59:59 p.m. (EST) (the “Contest Closing Date”). The period between the
Contest Star ng Date and the Contest Closing Date is the Contest Period (the “Contest Period”).
3. HOW TO ENTER: No purchase necessary. One entry per household. Making a purchase will not increase your
chances of winning. Op ng in to receive communica ons from the Sponsor will not increase your chances of
winning. Void where prohibited by law.
AP3420 2021/07 pg. 1
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ti(a) Any a empt or suspected a empt to enter more than once per household, any use of robo c,
automa c, programmed or entry methods not authorized by these rules, shall be deemed as
tampering and will void all of your entries.
(b) To enter, the Par cipant must complete the entry form on line at URL h ps:/
info.knowledge rs inancial.ca/stars-on-ice. The entry form will request the venue of choice,
along with the par cipant’s rst and last names, email address, day me telephone number and
postal code.
(c) By entering the Contest, Par cipant (i) acknowledges compliance with these O cial Rules including
all eligibility requirements, (ii) agrees to be bound by the O cial Rules and by the decisions of the
Sponsor and its agencies, made in its sole discre on, which shall be nal and binding in all ma ers
rela ng to this Contest.
(d) All entries that are incomplete, illegible, damaged, irregular, have been submi ed through illicit
means, or do not conform to or sa sfy any condi on of the rules may be disquali ed by the Sponsor.
The Sponsor takes no responsibility for lost, stolen, delayed, damaged, misdirected, late or destroyed
entries, or for typographical or other produc on errors. The Sponsor is not responsible for any errors
or omissions in adver sing this contest. All entries become the property of the Sponsor and will not
be returned.
(e) A Par cipant must submit an entry on his/her own behalf. Any Entry submi ed on behalf of another
individual or using another person’s e-mail address will be disquali ed. In the event of a dispute
regarding any Entry, the Entry will be declared made by the authorized account holder of the e-mail
address submi ed at the me of the entry (i.e. the person who is assigned to an e-mail address by an
Internet access provider, on-line service provider or other organiza on that is responsible for assigning
e-mail addresses for the domains associated with the submi ed e-mail address).
4. INDEMNIFICATION: By entering the Contest, a Par cipant:
(a) releases the Sponsor and its directors, o cers, employees, parent companies or corpora ons,
subsidiaries, a liates, suppliers, sponsors and agents from any and all liability for any injury, loss or
damage of any kind to the Par cipant or any other person, resul ng in whole or in part, directly or
indirectly, from acceptance, possession, use or misuse of any Prize, par cipa on in this Contest, or
any breach of these Contest rules;
(b) agrees to fully indemnify the Sponsor and its directors, o cers, employees, parent companies or
corpora ons, subsidiaries, a liates, suppliers, sponsors and agents from any and all claims by
third par es rela ng to the Contest, without limita on.
5. ODDS OF WINNING: Odds of winning are dependent on the total number of eligible entries received during
the Contest Period.
6. PRIZES: There are a total of 190 prizes available to be won. Each prize consists of two (2) ckets to The Stars
On Ice 2021 Tour at one of 12 scheduled city loca ons. Each prize will also include an o cial program, a Meet
and Greet with a performer as may be available prior to the performance. Each prize is worth approximately
$150 CDN. The total value of all prizes awarded over the course of the contest is $28,500 CDN. The Contest
Sponsor is not covering the cost to get to or from the designated venue, nor any other costs the par cipant
may incur. The Sponsor is not responsible for prizes that are lost, stolen, damaged or not received by the
Winners.
7. Prize Dates and Loca ons – exact me of show TBD
AP3420 2021/07 pg. 2
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tiOCTOBER 8, 2021, HALIFAX, NS, SCOTIABANK CENTRE
OCTOBER 10, 2021, OTTAWA, ON, CANADIAN TIRE CENTRE
OCTOBER 11, 2021, LAVAL, QC, PLACE BELL
OCTOBER 15, 2021, TORONTO, ON, SCOTIABANK ARENA
OCTOBER 16, 2021, HAMILTON, ON, FIRSTONTARIO CENTRE
OCTOBER 17, 2021, LONDON, ON, BUDWEISER GARDENS
OCTOBER 20, 2021, WINNIPEG, MB CANADA LIFE CENTRE,
OCTOBER 22, 2021, KELOWNA, BC, PROSPERA PLACE
OCTOBER 23, 2021, CALGARY, AB, SCOTIABANK SADDLEDOME
OCTOBER 24, 2021, EDMONTON, AB, ROGERS PLACE
OCTOBER 26, 2021, VICTORIA, BC, SAVE-ON-FOODS MEMORIAL CENTRE
OCTOBER 27, 2021, VANCOUVER, BC, ROGERS ARENA
8. PRIZE WINNER SELECTION
(a) 190 (190) draws will be conducted by the Independent Contest Judging Organiza on in Pickering,
ON, beginning on September 22, 2021 at 10am.
(b) The shows in Halifax, Laval, Toronto, Hamilton, London, Calgary and Vancouver will each have 20
Pairs of Tickets to be awarded per event. The shows in O awa, Winnipeg, Kelowna, Edmonton and
Victoria will each have 10 Pairs of Tickets to be awarded per event.
(c) Each Poten al Winner will be no ed by email OR telephone, within ve (5) business days of the
Draw Date. To be declared a “Winner” each selected entrant must complete and sign the Winner
Declara on and Release form (the “Declara on Form”), including correctly answering without
assistance of any kind, whether mechanical or otherwise, the mathema cal skill-tes ng ques on set
out on the Declara on Form, and return it, along with an Invited Par cipant Release Form, to the
contest ful lment agency via email within ve (5) business days of receipt. If there is no response
a er ve (5) business days, a reminder message will be sent. If there is no response a er ve (5)
business days from when the no ca on was sent, or if the selected entrant does not complete the
Declara on Form in this me, all rights to the Prize will be forfeited and the Sponsor reserves the
right to draw another Winner. The Sponsor will repeat the above process for a maximum of two (2)
more a empts, therea er the prize is forfeited with no replacement entrant being selected. The
Sponsor and its designated agencies are not responsible for the failure for any reason whatsoever of
a selected Par cipant to receive no ca on or for the Independent Contest Judging Organiza on to
receive the selected Par cipant’s response(s).
(d) By comple ng and returning the Declara on Form, and accep ng a Prize, the Winner con rms
compliance with the O cial Rules,
i. acknowledge that the Prize must be accepted as awarded, no prize selec on is allowed, and
prize cannot be subs tuted or transferred,
ii. release the Sponsor, its a liates and related companies, adver sing and promo onal
agencies, the independent contest judging organiza on and their respec ve shareholders,
directors, o cers, employees and agents from and against all liability in connec on with
the Contest and the awarding and use of a Prize, and
iii. consent to the use of their name, address (city and province), voice, image and/or
photographs, including any statements or comments about the Contest without further
remunera on, in connec on with any publicity carried out by or on behalf of the Sponsor
with respect to this Contest in any media whatsoever (including the internet and social
media websites) for perpetuity.
iv. At the Sponsor’s sole discre on, the selected Par cipant may be required to provide to the
AP3420 2021/07 pg. 3
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tiSponsor a copy of photo iden ca on showing their valid address. Selected Winners agree
to cooperate in any inves ga ons by the Sponsor to con rm their eligibility and to help
ensure that the use of such Winner in adver sing or publicity for the Contest will not bring
the Sponsor into public disrepute, contempt, scandal or ridicule or re ect unfavourably on
the Contest or the Sponsor as determined by the Sponsor in its sole discre on.
9. LIMITATION OF LIABILITY:
(a) The Sponsor assumes no responsibility or liability for lost, delayed, destroyed or misdirected Entry
Forms, emails or for any computer, online, telephone, hardware, so ware or technical
malfunc ons that may occur.
(b) The Sponsor is not responsible for any incorrect or inaccurate informa on, whether caused by users or
by any of the equipment or programming associated with or u lized in the Contest or by any
technical or human error which may occur in the administra on of the Contest.
(c) The Sponsor does not assume any responsibility for any loss, damage, or claims caused by the
awarded Prize or the Contest itself.
(d) The Sponsor reserves the right to cancel, suspend or modify the Contest, should a virus, bug,
computer problem, unauthorized human interven on or other cause beyond the Sponsor’s control,
corrupt or a ect the administra on, security, fairness, integrity or proper conduct of the Contest.
10. PRIVACY: The Sponsor respects your privacy and is collec ng personal data about entrants for the purpose of
administering this Contest. By entering this Contest, a Par cipant consents and agrees to Sponsor’s collec on
and use of that informa on to administer this Contest, including the Sponsor sharing with a Par cipant’s
personal informa on with its third party service providers for the sole purpose of administering and conduc ng
this Contest, including veri ca on of eligibility and iden ty as well as awarding and delivering prizes.
11. INTELLECTUAL PROPERTY: All intellectual property and all of the promo onal materials, web pages and
source code are owned by the Sponsor and/or its a liates. All rights are reserved. Copying or unauthorized
use of any copyrighted material or trade-mark without the express wri en consent of its owner is strictly
prohibited.
12. LAWS: These are the O cial Contest rules. This Contest is subject to federal, provincial and municipal laws
and regula ons. In case of dispute, this Contest shall be governed by and construed in accordance with the
laws of the Province of Ontario and the laws of Canada applicable therein. These Contest rules are subject to
change without no ce in order to comply with any applicable federal, provincial and municipal laws or the
policy of any other en ty having jurisdic on over the Sponsor.
13. TECHNICAL ERRORS: The Sponsor cannot be held responsible for technical failures on the part of contest
so ware or human error which could result in inaccurate pos ngs and no ca ons. The Sponsor is also not
responsible for email no ca ons that are rejected or do not reach a Winner. The Sponsor reserves the right
to cancel a contest at any me or to correct results in order to rec fy so ware errors.
14. GENERAL CONDITIONS:
(a) Each Prize must be accepted as awarded and is non-transferrable. Any por on of the Prize not
accepted or used by the Winners will be forfeited.
(b) All entries become the property of the Sponsor and none will be returned or acknowledged.
(c) Mass entries, automated entries, entries submi ed by third par es and any entries or Prize claims
that are late, incomplete, fraudulent, illegible, uniden ed or delayed will be void.
(d) Any a empt to deliberately damage the promo onal website, or to undermine the legi mate
AP3420 2021/07 pg. 4
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tiopera on of this Contest is a viola on of criminal and civil laws. In such cases, the Sponsor reserves
the right to seek remedies and damages to the fullest extent permi ed by law, including criminal
prosecu on.
(e) Par cipant acknowledges and agrees by entering this Contest that he/she is providing their
informa on to the Sponsor. The informa on provided will only be used for the administra on of this
Contest. Any ques ons, comments or complaints regarding the Contest must be directed to
the Sponsor.
(f) If, for any reason, in Sponsor’s sole opinion, the Contest is not capable of running as planned,
including, but not limited to, a result of infec on by computer virus, bugs, tampering, unauthorized
interven on, fraud, technical failures, or any other causes beyond the reasonable control of the
Sponsor which corrupt or a ect the administra on security or proper conduct of this Contest,
Sponsor reserves the right, subject to the approval of the Régie des alcools, des courses et des jeux
(the “Régie”) with respect to residents of Quebec, to cancel, terminate, modify or suspend the
Contest, or these O cial Contest Rules, in whole or in part, and may select entrants from among all
eligible entries received prior to the cancella on. Sponsor's failure to enforce any term of these
O cial Contest Rules shall not cons tute a waiver of that provision.
(g) The invalidity or unenforceability of any provision of these O cial Contest Rules shall not a ect
the validity or enforceability of any other provision. If any provision of the O cial Contest Rules is
determined to be invalid or otherwise unenforceable, then the O cial Contest Rules shall be
construed in accordance with their terms as if the invalid or unenforceable provision was not
contained therein.
(h) Should any discrepancy arise between the English and French versions of these Rules and
Regula ons, the English version shall prevail over the French version.
(i) Persons found tampering with or abusing any aspect of this Contest, the entry process or the Contest
Website, or whom Sponsor believes to be causing malfunc on, error, disrup on or damage will be
disquali ed from this Contest, and may be disquali ed from any future Contest or promo on
o ered by the Sponsor.
(j) Sponsor reserves the right to correct any typographical, prin ng, computer programming or operator
errors. Should a winner make any false statement(s) in any document referenced above, the winner
will be required to promptly return to Sponsor their Prize, or the cash value thereof.
(k) If a dispute arises as to the iden ty of a Par cipant, the Par cipant will be deemed to be the
authorized account holder of the email address used to enter the Contest. The “authorized account
holder” is the natural person assigned an email address by an Internet access provider, online service
provider, or other person or organiza on responsible for assigning email addresses for the domain
associated with the submi ed address. The selected entrant may be required to show proof of being
the authorized account holder and/or being a current subscriber to an educa on savings plan from
Knowledge First Financial Inc. All federal, local and provincial/territorial laws and regula ons apply.
15. QUEBEC RESIDENTS ONLY: Any li ga on respec ng the conduct or organiza on of a publicity Contest may
be submi ed to the Régie for a ruling. Any li ga on respec ng the awarding of a Prize may be submi ed to
the Régie only for the purpose of helping the par es reach a se lement.
*Knowledge First Financial® is a registered trademark of Knowledge First Financial Inc.
AP3420 2021/07 pg. 5
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