ITALY BANKING & CREDIT MANAGEMENT - YOUR END-TO-END LOAN AND REAL ESTATE SERVICING PARTNER - BCMGlobal

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ITALY BANKING & CREDIT MANAGEMENT - YOUR END-TO-END LOAN AND REAL ESTATE SERVICING PARTNER - BCMGlobal
BANKING & CREDIT MANAGEMENT
                                                                                    ITALY

                                                                   YOUR END-TO-END LOAN AND
                                                                   REAL ESTATE SERVICING PARTNER

Part of Link Group, listed on the Australian Securities Exchange
ITALY BANKING & CREDIT MANAGEMENT - YOUR END-TO-END LOAN AND REAL ESTATE SERVICING PARTNER - BCMGlobal
LINK GROUP
We are part of Link Group plc, an ASX-listed leading                                       Europe’s #1 independent multi-asset class loan servicer

global provider of financial administration services in
18 countries worldwide.                                                                     €70bn                    150k                                €20bn
                                                                                            AuM                      loans                               of payments per annum
Globally, our FY2020 revenue was €750m, enabling
us to invest in our businesses, execute our growth
strategy and provide stability to all our clients.
                                                                                           Part of Link Group

                                                                                            6500+                    6000                                €720m
                                                                                            employees                clients                             revenues
BCMGlobal
BCMGlobal is a leading European                   Our services are tailored to meet
independent mortgage, real estate and             each client’s needs. We combine our
commercial loan servicer. We are part             knowledge of regulated and unregulated
of Link Group, listed on the Australian           lending sectors with our technology
Securities Exchange.                              platforms to achieve the best possible
                                                                                           20 years+ in Europe - The most experienced and stable servicer
                                                  outcomes for clients.                    covering all main asset classes
We service loans in Ireland, the UK, the
Netherlands, Italy and Germany with
                                                                                                                                       THE
                                                                                                     IRELAND            UK
experience servicing loans in 10 other                                                                                             NETHERLANDS

European countries. We support clients
throughout their loan lifecycle from
origination through to redemption,
including loan workout services.

                                                                                                                                                 ITALY

                                                                                                                                                                    Data as at June 2021
BCMGlobal Banking and Credit Management - Italy                                                                                                                                        2
YOUR PARTNER
IN ITALY
                                                                                                                    Data Remediation        Sales & Broker
                                                                                                                     & Due Dilligence       Management
BCMGlobal has been established in Italy since 2017                                                                       Experts

                                                                                                  UTP Workout
as special servicer with a 115 licence. We offer a wide                                            Specialists
                                                                                                                                                                         Asset
range of advisory and real estate services related to or                                                                                                              Management
                                                                                          Extra
supplemental to the credit servicing activity.                                          -judicial
                                                                                     outcome track

                                                                                                                  NG
                                                                                         record

                                                                                                                I
                                                                                                              IC
                                                                                                                                                                                         Auction

                                                                                                                                                             RE
                                                                                                            RV
                                                                                Complete                                                                                               facilitation

                                                                                                                                                               AL
                                                                                                        T SE
                                                                                 Judicial
                                                                                 process

                                                                                                                                                                  ESTA
We offer a high quality end to end service with expertise in all aspects       management

                                                                                                   CREDI
of credit servicing. We have a proven track record in managing all loan

                                                                                                                                                                      TE SERVICES
types NPL, UTP (including leasing) and performing.

We help our clients to maximise outcomes by applying a proactive               Collateral
                                                                                & Broker
approach, ongoing engagement, determining the most appropriate                Management                                                                                                     REOCO /
strategy and ensuring delivery. Our approach and expertise are                                                                                                                              value-add
                                                                                                                                                                                             services
demonstrated by our track record of successful restructuring to ‘in bonis’
and securing around 70 per cent of resolutions extra judicially.
                                                                                   Full Life
                                                                                  cycle NPE
Our advisory team support clients in originating, underwriting and closing
                                                                                 management
loans investment opportunities. We apply a highly commercial, proactive
approach – underpinned by a deep knowledge of real estate collateral
                                                                                                                                                                                 Direct
assets and judicial procedures.                                                                                            ADV
                                                                                                                                  ISORY                                        Investor
                                                                                                                                                                             introduction
Our highly experienced teams work to deliver and exceed the strategic                             NPL / UTP
goals and objectives of our clients including leading private equity firms,                    deal opportunity
international institutional investors, asset managers and banks.                                   sourcing

                                                                                                                    Due Dilligence /    End to end buy /
                                                                                                                     Underwriting       sell side advisory

BCMGlobal Banking and Credit Management - Italy                                                                                                                                                         3
OUR SERVICES
IN ITALY
Credit servicing                                  Real estate services                          Advisory
This includes all aspects of NPE                  We partner with the best market               We offer our clients end-to-end advisory
management across all loan types: NPL,            professionals implementing tailor-made        services for the acquisition or sale of
UTP including leasing and performing              solutions for each collateral asset in        NPL and UTP portfolios or single names.
from the point of acquisition right through       order and maximise loan recovery. We          We can originate off-market investment
to resolution. We proactively engage with         deliver auction facilitation, oversee a       opportunities tailored to our clients’
borrowers to target extra judicial outcomes       broker network and their sales marketing      investment criteria or support them in
and determine the most suitable                   campaigns.                                    the context of a competitive sale process,
outcome for exposures.                                                                          also by providing underwriting assistance.  
                                                  We also manage real estate collaterals
                                                  on behalf of ReoCos (vehicle dedicated        We can also help institutional sellers
                                                  to the securitization). The collateral is     implement their deleverage plans or
                                                  either acquired at auction or via ‘friendly   help investors optimise their portfolio
                                                  repossession’ with the borrower.              returns at the end of the cycle with
                                                                                                secondary trades.
                                                  We help our clients identify commercially
                                                  viable value-add projects, providing
                                                  support through property due diligence,
                                                  the credit bid analysis and the legal
                                                  acquisition phases. Post-acquisition,
                                                  we handle all real estate asset management
                                                  activities. To maximise value, we monitor
                                                  the full sales strategy and we can
                                                  introduce third-party investors directly
                                                  to portfolio assets.

BCMGlobal Banking and Credit Management - Italy                                                                                                4
WHY CHOOSE US?
           Local market knowledge                 Disruptive approach                     D.Lgs. n. 231/2001 and                    Industry relationships
                                                                                          code of ethics
           In 2017, we established a branch in    Our experienced professionals                                                     One of our greatest success factors
           Milan to extend our services to the    use market-leading banking              We adopted a code of ethics and           is our established network with
           Italian market. We onboarded and       and management software to              an Organizational, Management             market-leading partners, including
           manage on behalf of our clients        deliver innovative solutions to         and Control Model in May 2019.            top-tier law firms, master servicers,
           (primary institutional investors),     NPEs in Italy. Our core banking                                                   real estate technical service
           NPL and UTP portfolios originated      system can onboard complex                                                        providers and both institutional and
           from various Italian banks. We also    loan structures including UTP
                                                                                          International experience
                                                                                                                                    local real estate brokers.
           provide oversight services of a        and performing loans together           We have a range of experience
           leading third-party special servicer   with new lending products.              and best practice from working
           on NPL portfolios.                                                             with clients in multiple jurisdictions.
                                                                                                                                    Member of UNIREC
                                                                                          We combine international best             Since January 2020 we are
                                                  Experienced team
                                                                                          practice with local expertise,            members of UNIREC, the main
           Track record
                                                  This helps us grow rapidly and          resulting in a ‘best-in-class’            Italian industry association
           We target extra judicial recoveries    enhance our teams through               proactive approach and                    representing companies
           and resolve around 70 per cent         attracting experienced                  performance for our clients in Italy.     operating in the credit
           of portfolios consensually. Where      professionals and retaining the best                                              management, debt collection
           a consensual outcome is not            talent in the market. Our internships                                             and debt purchase sector.
           possible, we can expedite a return     with leading universities also allows
           on the collateral asset, faster than   us to hire top class graduates.
           the market average.

BCMGlobal Banking and Credit Management - Italy                                                                                                                         5
CONTACTS
Our experienced Italian senior management team
enables strong delivery for clients.

Get in touch for more information on how we can help your business.

   Lisa Burns                                     David Campion
   Director of Asset Management, Europe           Head of Servicing
   lisa.burns@bcmglobal.com                       david.campion@bcmglobal.com
   +39 345 4360 763                               +39 340 4581 367

   Luigi La Loggia                                Alessandro Di Martino
   Business Development & Advisory                Senior Manager, Business Development
   Luigi.LaLoggia@bcmglobal.com                   alessandro.dimartino@bcmglobal.com
   +39 334 6270 403                               +39 342 7903 676

BCMGlobal Banking and Credit Management - Italy                                          6
BCMGlobal is a trading name of companies that offer banking and credit
management services. All companies trading as BCMGlobal are wholly owned
subsidiaries of Link Administration Holdings Limited (“Link Group”) which is
a company incorporated in Australia and listed on the Australia Securities
Exchange.Link Group’s registered address is Level 12, 680 George Street,
Sydney, NSW, 2000, company registration number 120964098. Link Holdings
together with its subsidiary companies form the Link Group (“the Link Group”).
Use of the www.bcmglobal.com website is subject to the terms and conditions
set out in the Legal Statement and the laws of England and Wales.

                                                                                 BCM0185_05/21
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