HUD Announces $145 Million For Youth Homelessness
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June, 2021
HUD Announces $145 Million For Youth Homelessness
The US Department of Housing to local communities through our transitional housing, and to fund
and Urban Development is making Youth Homelessness Demonstra- innovative programs, such as host
$145 million in competitive funding tion Program not only helps vulner- homes. YHDP will also support
available to build systems intended able youth but it also brings us clos- youth-focused performance mea-
to end youth homelessness in lo- er to ending youth homelessness as surement and coordinated entry
cal and rural communities through we know it.” systems. To date, HUD has funded
HUD’s Youth Homelessness Dem- The Youth Homelessness Dem- almost 300 projects in 44 communi-
onstration Program (YHDP). Com- onstration Program was developed ties across the country through the
petitive funding is available to up to with youth in mind, relying upon the Youth Homelessness Demonstra-
50 communities for implementation recommendations provided directly tion Program. HUD is excited to
of youth specific innovative pro- from young people who had expe- work with the next cohort of YHDP
grams to address the needs of youth rienced homelessness. To ensure communities and the great work
experiencing or at risk of homeless- that the program meets the needs of that they will do to address youth
ness. . young people, HUD has continued homelessness.
“Getting and keeping young to work closely with young people To review the NOFA, visit: www.
people off the streets and helping with lived experience in the applica- grants.gov/web/grants/view-oppor-
them find a safe, stable home can tion review process and to provide tunity.html?oppId=333749&utm_
change the trajectory of their lives,” technical assistance to communi- medium=email&utm_
said HUD Secretary Marcia L. ties to help them incorporate youth source=govdelivery.
Fudge. “Local leaders who are on voices and leadership into their lo-
the ground every day know what it cal work. HUD works closely with
takes to meet the needs of youth ex- Federal partners, including the De- In This Issue...
periencing homelessness, and this partments of Health and Human CFA Funding Round................Pg 3
funding will empower them to do Services (HHS), the Department of Healthy Homes Month............Pg 3
so. I am pleased to announce this Education, and the US Interagency Green Bank RFP......................Pg 4
funding and encourage local groups Council on Homelessness, program RCAC Housing Counseling
to apply.” development and application as- Training...................................Pg 4
“While eradicating youth home- sessment to ensure that YHDP com- Housing Counseling
lessness is a tough challenge, we munities are working with a diverse Funding....................................Pg 4
can work toward the goal of get- set of stakeholders and across silos Section 502/504 Mortgages.....Pg 6
ting it done with the help of our lo- to assist youth in crisis. Do You Know What
cal partners,” said Arthur Jemison, Selected communities will use An NFT Is?........................Pg 6
HUD Principal Deputy Assistant funding for rapid re-housing, per- Environmental Justice.............Pg 6
Secretary. “Offering this funding manent supportive housing, and IRS Homeless Search..............Pg 7Page 2 . June 1, 2021 . Rural Delivery
Bits & Pieces
RD Rural Delivery Bank of America Grants
Deadline Announced
Rural Delivery is published by the June 25th is the deadline for grants for the 2021
New York State Rural Housing Coalition, Inc. round of funding from the Bank of America Chari-
The Coalition is a non-profit statewide membership organization
dedicated to strengthening and revitalizing rural New York by as-
table Foundation. Find out more at https://about.
sisting housing and community development providers. bankofamerica.com/en/making-an-impact/charita-
ble-foundation-funding.
Officers:
Bruce Misarski, Chair
Josiah Lamp, Vice-Chair
Bill Dessingue, Treasurer
Consultant Directory Published
Christina Doughty, Secretary The Gifford Foundation has published a directory
of local consultants serving the nonprofit commu-
Directors:
nity of Central New York. The directory is found
at https://giffordfoundation.org/capacity-building/
Dr. Shelly Bartow Evon Ervin resources/local-consultant-directory/.
Renee Bloom Jeffrey Hampshire
Philip Borrelli Guy Kempe
Tim Brinduse Kathleen Langton Faith Moore Named Assistant
Suzanne Brought Michael Levine
Alex Castro Jerome Nagy VP Of Operations At RUPCO
Julie Chevalier Marion Naramore
Lorraine Collins Matthew Nelson
Faith Moore, who already serves as Executive
Heidi Dennis Erica Ryan Director of Rural Development Advisory Corpora-
Kristi Dippel Reg Schwietzer tion, a RUPCO affiliate agency in Orange County,
Staff: has been promoted to Assistant Vice President of
Operations! Faith will be adding the responsibility
of overseeing RUPCO’s HomeOwnership Center.
Michael Borges Congratulations Faith!
Executive Director
Ext. 112
Colin McKnight
Housing Counseling Training
Deputy Director HUD will hold a training for housing counsel-
Ext. 114 ors on June 17th, on Housing Protections for Mil-
iary Service Members. It begins at 1:00 PM. Reg-
ister at: https://register.gotowebinar.com/register/3
046832896742991883?utm_medium=email&utm_
Rural Delivery is published monthly and source=govdelivery.
delivered electronically to a mailing list of 200
community development professionals and policy makers.
For information on advertising in Rural Delivery is made possible
Rural Delivery and to receive a copy of our
advertising rate sheet, please contact the Coalition at: through the generous support of
79 North Pearl Street, Albany, New York 12207
Tel: 518/458-8696 * Fax: 518/458-8896
Web Site: www.ruralhousing.org
Federal and US military employees can support the
Rural Housing Coalition through the annual Combined
Federal Campaign (CFC). If you are a federal govern-
ment or military employee and would like to donate
through the CFC, please enter CFC code #9614 on your
pledge card during the next fund drive.Rural Delivery . June 1, 2021 . Page 3
Equity Focus Of CFA Funding Round Announced
Training Program NYS Homes & Community Re-
newal (HCR) is pleased to announce
PM on Friday July 30, 2021.
Application Training Opportunities
Join NeighborWorks America the opening of the 2021 Consoli- OCR program staff will conduct
for a special two-day training event, dated Funding Application that in- one more webinar presentation to
“Stabilizing and Advancing Com- cludes HCR resources through the provide instructions and guidance
munity: A National Convening on NYS Community Development for preparing successful applica-
Equity-Based Revitalization”, hap- Block Grant Program and the New tions. The session will cover pro-
pening online June 17-18th. York Main Street Program. gram updates, requirements, and
This event will include a total of • CDBG Public Facility, Public tips for successful applications.
18 webinars, plenaries and a “Solu- Infrastructure and Community Staff will conduct Q&A sessions
tion Spotlight” showcase. Plenaries Planning funding round materi- following the presentation.
will cover the topics, “Working To- als are available now. Applica- The last webinar session, taking a
ward Safer Asian American/Pacific tions for Public Infrastructure, deep dive into application process,
Islander (AAPI) Communities” and Public Facility and Community tips for preparing a competitive
“Bridging the Wealth and Home- Planning projects will be ac- application including identifying
ownership Divide.” cepted until 4:00 PM on Friday common deficiencies in unsuccess-
• Examine pressing challenges July 30, 2021. ful applications, will take place on
facing our communities • CDBG Economic Development, June 2nd, beginning at 10:00 AM.
• Discover exciting best-practice Small Business & Microenter- Information on registration for
examples from local organiza- prise funding round materials the remaining webinar is found at
tions working to enhance the are available now. Applications https://hcr.ny.gov/new-york-main-
quality of community life for Open Round Economic De- street#funding-round-materials, or
• Gain innovative strategies and velopment and Microenterprise by clicking on https://meetny.we-
approaches you can implement applications will be accepted bex.com/meetny/onstage/g.php?MT
in your community-focused throughout 2021 with rolling ID=e0914727189db7536ee717bea
work awards. ad6acdb8.
Register at: https://collabor- • New York Main Street Program
nation.net/juneconvening?utm_ funding round materials are
source=BenchmarkEmail&utm_ available now. Applications for
c a m p a i g n = N e i g h b o r Wo r k s _ the New York Main Street Pro-
June_Convening_Open_for_ gram will be accepted until 4:00
Registration&utm_medium=email.
June Is Healthy Homes Month
Throughout June, you are invited This year, OLHCHH salutes the and safety ofthe home environment
to join HUD’s Office of Lead Haz- many and diverse partners with the may emerge. Additionally, new and
ard Control and Healthy Homes theme of “The Power of Partner- innovative types of partnerships
(HUD/OLHCHH) for an exciting ships.” may come into focus, while long-
and educational webinar program. The target audiences for these standing relationships evolve.
This year, they take a broader look webinars are the organizations, pro- OLHCHH has worked closely
at the healthy homes environment. grams and individuals concerned with presenters to develop this dy-
National Healthy Homes Month about the need for healthy hous- namic program. The presenters are
(NHHM) is an annual national ing. Healthy homes programs can highly regarded and experienced in
outreach campaign, coordinated potentially encompass single or their specialized areas. To register
by OLHCHH. They aim to create multiple health issues, and differing for the sessions, please visit the Na-
awareness of, and encourage pre- strategies and models. In 2021 and tional Healthy Homes Month web-
ventative actions around indoor en- beyond, new approaches (including site at www.hud.gov/program_of-
vironmental health hazards. policies) to improve the health fices/healthy_homes/nhhm.Page 4 . June 1, 2021 . Rural Delivery
Green Bank Financing For HUD Certification
High-Performance Affordable Housing Trainings
NY Green Bank has announced RFP 18 is now accepting pro- RCAC is offering a last minute
the release of a new financing path- posals and will remain open with training series for the required HUD
way for multifamily affordable submissions evaluated on a rolling certification for housing counselors.
housing electrification and electri- basis. On Wednesday, July 14th the sessions are from June 02-16,
fication-readiness. The launch of at noon, the NY Green Bank team 2021: Core Competencies for HUD
this request for proposals aligns will host an informational webi- Certification Webinar Series: Schol-
with NY Green Bank’s target of nar featuring Vice President Tibita arships are available for the first 75
$150 million in affordable housing Kaneene. Register at https://ny- registrants.
investment announced by Governor serdany.webex.com/mw3300/my- • June 2, 2021: Financial Man-
Andrew M. Cuomo in July 2020 webex/default.do?nomenu=true& agement
and supports NY Green Bank’s siteurl=nyserdany&service=6&r • June 4, 2021: Housing Afford-
overall strategy to prioritize energy nd=0.7154131555303145&main_ ability
efficiency and building electrifica- url=https%3A%2F%2Fnyserdany. • June 7, 2021: Fair Housing
tion investments in historically un- webex.com%2Fec3300%2Feventc • June 9, 2021: Homeownership
derserved communities. This new enter%2Fevent%2FeventAction.do (including property mainte-
pathway to engage with NY Green %3FtheAction%3Ddetail%26%26 nance)
Bank supports an equitable transi- %26EMK%3D4832534b00000004 • June 11, 2021: Avoiding Fore-
tion to a clean energy economy and 64972d8805ea2709368fd9a57155b closure and Eviction
the delivery of at least 35 percent da4a3f1ba750119190cae3385acf65 • June 14, 2021: Tenancy (Rent-
with a goal of 40 percent of the ben- 28859%26siteurl%3Dnyserdany% al)
efits of clean energy investments to 26confViewID%3D1941048018264 • June 16, 2021: Bonus Session,
disadvantaged communities as out- 49535%26. Math and Fair Housing Boot-
lined in the Climate Leadership and NY Green Bank recognizes that camp
Community Protection Act. high-performance multifamily af- Learn more at: www.rcac.org/
NY Green Bank’s RFP 18 in- fordable housing is one of the many housing/housing-counseling/hous-
vites property owners and develop- sectors in which clean energy and ing-counseling-training/?utm_
ers, energy service companies and sustainable infrastructure invest- medium=email&utm_
equipment manufacturers, capital ment is needed in the State’s his- source=govdelivery.
providers, and other market par- torically underserved communities.
ticipants to submit proposals for Other investment RFPs, including
investment in the construction or RFP 1 (https://portal.greenbank.
Housing Counseling
retrofit of multifamily affordable ny.gov/CORE_Solicitation_Detail_ Funding
housing buildings to high levels of Page?SolicitationId=a0rt0000000 NeighborWorks America has
energy performance in New York QnxtAAC), remain open to propos- announced the Housing Stability
State. This investment approach is als for projects that serve disadvan- Counseling Program. All HUD-ap-
backed by: taged communities but do not fit proved housing counseling agen-
Products, terms, and rates that are within the scope of this opportunity, cies can apply for funds from the
calibrated to the needs of the sector such as rooftop solar installations on $100 million in the American Res-
and based on comparable transac- affordable housing properties, high cue Plan starting June 2nd.
tions in the market; performance non-residential build- The deadline to submit applica-
• Beneficial impact to residents ings, and community solar that will tions is June 30th. To learn more
weighed as a key investment benefit low- to moderate-income about the Housing Stability Coun-
goal; and subscribers. seling Program, visit: www.stable-
• Dedicated senior team with af- If you have any questions please communities.org/HSCP?eType=E
fordable housing investment ex- contact Clara Grantier, at clara. mailBlastContent&eId=41871c7c-
pertise. grantier@greenbank.ny.gov. a03c-4789-87ed-12a418dd4670.Rural Delivery . June 1, 2021. Page 5
Career Opportunities
Property Manager Coordinated Entry Outreach Specialist
The Property Manager is respon- RUPCO is an active participant in the Ulster County Continuum of Care
sible for completing assigned work (CoC) and serves as the Collaborative Applicant for the Ulster County CoC.
and assisting with the day-to-day The CoC oversees the Coordinated Entry (CE) list, a prioritization list to
operations for all RUPCO-owned house the chronically homeless and the most vulnerable people experi-
or managed properties. High school encing homelessness in Ulster County. The Coordinated Entry Outreach
diploma and 3 years of property Specialist will go to motels and engage the individual by offering stabiliza-
management, leasing or real estate tion services and light case management. The Coordinated Entry Outreach
experience desired. Real Estate Li- Specialist will also be in charge of updating the CE list contact information
cense is preferred. to ensure a warm hand off when CoC agencies report vacancies.
Learn more about this position Learn more about this position at https://rupco.org/were-hiring-coor-
at https://rupco.org/property-man- dinated-entry-outreach-specialist/. After carefully reading the duties and
ager-3/. After carefully reading the requirements of this position, if you feel you are qualified and interested in
duties and requirements of this po- being considered, please submit a letter detailing your experience/educa-
sition, if you feel you are qualified tion to Kelsey Vargas at kvargas@rupco.org. EOE
and interested in being considered,
please submit a letter detailing your
Homeless Case Manager
Snow Belt Housing seeks a Homeless Case Manager. Works Closely
experience/education to Tasyka De-
with Solutions to End Homelessness Program (STEHP) Case Manager and
Rosalia at tderosalia@rupco.org.
Accountant. Learn more details of the job requirements at https://www.fa-
EOE
cebook.com/jobs/job-opening/1391801987841947/?source=post_homep-
age_stream. You may apply through that link. EOE
The New York State Rural Housing Coalition is happy to be able to provide help wanted advertising opportunities for our members and
non-profit community development agencies. Ad copy must be provided in Microsoft Word format, and may be transmitted by email
to rhc@ruralhousing.org. Ad copy must comply with federal and state equal opportunity requirements to be published, and must be
received by the 25th of the month to ensure placement in the succeeding issue of Rural Delivery. Ads provided in this fashion will also
be posted inthe Career Opportunities page of the Coalition’s website, unless a request is specifically made not to place the advertise-
ment on-line.
Restoring Communities Left Behind Act
This federal legislation, if enacted, will create a $5 billion program for FY21-31 to award competitive grants
to eligible local partnerships to carry out neighborhood revitalization support activities in economically distressed
areas, administered by HUD. Eligible activities include: weatherization and energy efficiency improvements;
housing accessibility improvements for seniors and persons with disabilities; purchasing delinquent mortgages;
purchasing and developing vacant or distressed properties to create affordable rental housing and for other pur-
poses; and improving parks, sidewalks, and street lighting. To ensure regional inclusivity, the bill ensures geo-
graphic diversity and provides for a set-aside for communities outside metropolitan statistical areas.
Follow progress of this legislation at www.congress.gov/bill/117th-congress/house-bill/816/titles.
Join the conversation!
Staff of Rural Preservation Companies are invited to join with their peers on the NYS Rural Hous-
ing Coalition’s Peer-to-Peer RPC Forum on Facebook to discuss issues related to administering
housing programs and share ideas on new strategies for addressing housing needs in our communi-
ties. Join the conversation today!Page 6 . June 1, 2021 . Rural Delivery
USDA Releases Assistance for 502/504 Environmental
Mortgages In Arrears Justice &
The American Rescue Plan borrowers who may have the most
(ARP) Act of 2021 appropriated ad- immediate need for assistance and
Redevelopment
ditional funds, to remain available to provide them every opportunity The siting of infrastructure and in-
until September 30, 2023, with a fo- for success post-moratorium, the dustry have helped to create system-
cus on refinancing existing Section Agency will have tiered outreach atically unequal communities, mak-
502 and Section 504 borrowers who under which borrowers will be sent ing vulnerable neighborhoods at risk
have received a payment moratori- a notification from the Servicing for disinvestment, the climate crisis,
um related to COVID-19. There is and Asset Management Office (Ser- and income inequality. Ground-
an estimated $656.6 million of ARP vicing Office) about the availability work USA is holding a webinar on
program funding in FY 21, in addi- of this option and how to apply. In- June 2nd at 2:00 PM on Leveling
tion to the normal program funding formation is provided in a May 12, the Playing Fields Through Land
levels. 2021, Unnumbered Letter available Re-use. Land re-use offers oppor-
Beginning May 17th, USDA Ru- under Housing Programs at www. tunities to repair the wrongs of the
ral Development will accept appli- rd.usda.gov/resources/directives/ past and use their projects to move
cations from existing Section 502 unnumbered-letters. the needle towards equity, making
and Section 504 direct loan borrow- Additional information for ex- spaces healthier and safer for all.
ers, to refinance outstanding loans isting 502 direct and 504 borrow- What does “good” redevelopment
which have been in an approved ers, including a standardized ARP look like? Can you build consensus
COVID-19 moratorium. To be eli- application package, is available at among stakeholders? Learn more
gible for refinance under this tem- https://pubmai.sc.egov.usda.gov/. and link to the registration page at
porary authority, bor-rowers meet- An ARP Fact Sheet is also avail- https://groundworkusa.org/event/
ing these criteria may apply at any able, as well as general information building-equity-leveling-the-play-
time. However, in an effort to reach on the Direct Home Loan website. ing-field-through-land-reuse-and-
how-to-know-youre-doing-it-well/.
NFTs Enter The Real Estate Marketplace
As if the pandemic real estate on the property at approximately work for the new transplants. Bid-
market in New York hasn’t been $2,700. There is a reserve price for ding wars are commonplace, and
challenging enough for first time the home, presumably for substan- LMI homebuyers are routinely shut
homebuyers, now enter NFTs. A tially more than the current bid. out of the marketplace. Using an
home in Westchester County was The house being sold is a mid- entirely new form of currency pretty
listed for sale in April priced in century modern home designed by much guarantees that lower income
NFT. For the uninitiated, an NFT is Paul Rudolph. With 9,000 square homebuyers will have even greater
a Non-Fungible Token. feet, it is unlikely that this property difficulty competing for a home on
A Non-Fungible Token is a form would be affordably priced for an a level playing field.
of digital currency, as are Bitcoin LMI family, even if the price was We can only guess what the
and Dogecoin. But those two forms quoted in dollars and cents. Westchester County assessor is go-
of cryptocurrency are both fungible Homebuying across New York ing to do with this transaction while
tokens, because one bitcoin is the has become an extreme sport dur- adjusting the comps for the new
same as any other bitcoin. Non- ing the lockdown, as residents of property assessment.
Fungible Tokens are totally unique. Manhattan and Brooklyn have fled See for yourself at https://open-
and thus Non-Fungible. NFTs seem the city for homes in the Adiron- sea.io/assets/0x495f947276749ce6
to be popular in the fine arts market. dacks, the Catskills, Finger Lakes 46f68ac8c248420045cb7b5e/5909
Backing up the NFT status is an as- and western New York. Many prop- 0609650892209989886845992857
sessment of this house as a piece of erties are sold sight unseen, in ru- 3035725906155797028086789543
art in which one can live. The web- ral and suburban neighborhoods. 13652981240692737?ref=0x74cee
site for the property’s sale appears Decent broadband seems to be the 2b09961c3ab6efed41519ad35a53-
to be an auction, with one bid only requirement, to allow remote e2d448d.Rural Delivery . June 1, 2021 . Page 7
IRS Requests Help Reaching Homeless
FROM THE IRS… the Recovery Rebate Credit. There ply for these benefits based on tax
Dear Partner, is a special section on IRS.gov that year 2020 rules. In addition, the
We need your help reaching eli- can help: Claiming the 2020 Recov- American Rescue Plan, enacted in
gible individuals who need to take ery Rebate Credit if you are not re- March 2021, expands EITC and the
action to get Economic Impact Pay- quired to file a tax return. CTC benefits for the 2021 tax year.
ments (EIP). While the informa- More people qualify for the 3rd Some people will be able to get ad-
tion provided here is lengthy, it is EIP than earlier payments. Here’s vance payments of the CTC later
very important. Please share this what is different: this year. There is nothing those who
information with your contacts, • Payment amounts. Most fami- qualify need to do at this point other
both internal and external, during lies will get $1,400 per person, than file a 2020 tax return based on
meetings, via e-mail, through social including all eligible dependents current law.
media and on your websites. You’ll claimed on their tax return. Challenges and Resources for the
also find links to multilingual IRS • Qualifying dependents. Not re- Homeless
materials at the end of this message; stricted to children under 17. Some individuals who do not
please share them in your commu- Eligible individuals will get a normally file a return will need to
nity. payment based on all their qual- file a 2020 tax return to receive this
3rd Economic Impact Payment ifying dependents claimed on 3rd EIP.
The IRS is currently issuing a their return. The Earned Income Tax Credit
3rd EIP to every eligible American. • Taxpayers who file using an and Child Tax Credit
EIPs, also known as stimulus pay- ITIN may be eligible to receive For people experiencing home-
ments, are different from most other a third payment for their quali- lessness who have a job, filing a
tax benefits; people can get the pay- fying dependent. Up to $1,400 return often carries a bonus —get-
ments even if they have little or no per qualified dependent who ting a refund based on various tax
income and even if they do not usu- has a valid SSN can be received benefits, especially the Earned In-
ally file a tax return. This is true as if the taxpayer does not have come Tax Credit (EITC) for low-
long as they have a Social Security a valid SSN but meets all the and moderate-income workers and
number and are not being support- other eligibility and income re- working families.
ed by someone else who can claim quirements. The EITC is for workers who
them as a dependent. Getting the payment do not earn a high income. Like
Help Needed The IRS will use available infor- many other workers, some workers
Please help us reach individuals mation to determine eligibility and experiencing homelessness earned
who do not normally file a tax return issue the 3rd payment to eligible too little income during 2020 to
because they do not have enough people who: owe tax but still qualify for the
income requiring them to file. We • Filed a 2020 tax return credit. For 2020, the income limit is
are especially trying to reach peo- • Filed a 2019 tax return if the $56,844. Those who make less than
ple experiencing homelessness and 2020 tax return has not been this amount must also meet other
those who are unbanked. They will submitted or processed yet eligibility requirements.
need to provide information to the • Did not file a 2020 or 2019 tax Because it is a refundable credit,
IRS to get this 3rd payment. While return but registered for the first those who qualify and claim the
these payments continue to be made EIP payment with the Non-Fil- credit could pay less federal tax,
automatically to most people, the ers tool in 2020 pay no tax, or even get a tax refund.
IRS cannot issue a payment to eli- • Are federal benefit recipients The EITC can put up to $6,660 into
gible Americans when information who do not usually file a tax re- a worker’s pocket. The amount var-
about them is not available in the turn. ies depending upon the worker’s
tax agency’s systems. NOTE: If none of the above ap- income, marital status, and other
People who did not receive the plies, the individual will need to file factors.
first two EIP payments can still qual- a 2020 federal tax return. The IRS recognizes that eligible
ify for those payments when they The former IRS non-filer tool is workers experiencing homelessness
file their 2020 return by claiming no longer available. Individuals ap- often encounter unique challenges
Continued on Page 8Page 8 . June 1, 2021 . Rural Delivery
IRS Seeks Help With Round 3, Cont’
Continued from Page 7 meet that requirement. stitution to ensure the card can be
such as internet capability, a bank Options for people without a bank used and to obtain the routing num-
account, or a permanent address account for direct deposit ber and account number, which may
and may need assistance claiming Many financial institutions will be different from the card number.
their EIP payment. help a person lacking an account File for free
Permanent address not required to open a low-cost or no-cost bank The fastest and easiest way to
People can claim an Economic account. Individuals who open ac- get the 2020 Recovery Rebate Cred-
Impact Payment or other credits counts will then have an account it and EITC or to get the third EIP
even if they don’t have a permanent and routing number available when payment is to file a return electroni-
address. For example, someone ex- they file and claim a direct deposit cally using IRS Free File. People
periencing homelessness may list of the EIP payment. can use a smartphone or computer
the address of a friend, relative or Please visit the Federal Deposit to visit IRS.gov and click the File
trusted service provider, such as a Insurance Corporation (FDIC) web- Your Taxes for Free link.
shelter, drop-in day center or tran- site for details, in both English and Through the Free File system,
sitional housing program, on the re- Spanish, on opening an account on- anyone who qualifies for the EITC
turn filed with the IRS. If they are line. Among other things, people also qualifies to use brand-name
unable to choose direct deposit, a can also use the FDIC’s BankFind software to prepare and electroni-
check for the tax refund and a check tool to locate a nearby FDIC-in- cally file their return for free. The
or debit card for the 3rd EIP can then sured bank. In addition, BankOn, IRS urges anyone experiencing
be mailed to this address. Also, free American Bankers Association, homelessness who has access to a
post office boxes may be available Independent Community Bankers smartphone or computer to take ad-
by applying to the local post office. of America, National Credit Union vantage of this service.
The postal service also has “Gener- Administration have all compiled Refund and payment status
al Delivery” mail service for people lists of banks and credit unions that People can check the status of
without a permanent address. can open an account online. their tax refund using Where’s My
Homeless shelter counts as a home For veterans, see the Veterans Refund? at IRS.gov or call (800)829-
A worker experiencing home- Benefits Banking Program (VBBP) 1954 for automated refund informa-
lessness can get EITC. To get the for access to financial services at tion. They can check the status of
credit, federal law requires that a participating banks. their third Economic Impact Pay-
worker live in the US for more than For those with a prepaid debit ment using Get My Payment on
half of the year and meet other re- card, they may be able to have their IRS.gov. IRS phone assistors do not
quirements. This means living in a refund applied to the card. Many have more information than what is
home in any of the 50 states or the reloadable prepaid cards or mobile available in this online tool.
District of Columbia. Therefore, payment apps have account and For more information on pan-
individuals experiencing homeless- routing numbers that can be pro- demic relief, see IRS.gov/coronavi-
ness, including those who reside at vided to the IRS. Individuals would rus.
one or more homeless shelters, can need to check with the financial in -
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