Holiday Issue - Grand Traverse - Grand Traverse Woman

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Holiday Issue - Grand Traverse - Grand Traverse Woman
Grand Traverse
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                                                         49684

            WOMAN
northern michigan’s network for women ◆ NOV/DEC '15

  The
  holiday
                         I ssue

Free
Holiday Issue - Grand Traverse - Grand Traverse Woman
Grand Traverse Woman

    GET $500 OFF
      YOUR MORTGAGE CLOSING
    COSTS WITH CREDIT UNION ONE.

       It’s the perfect time to apply for a mortgage
       with Credit Union ONE. Take advantage of our
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       Apply online at cuone.org/HomeCenter
       or call (800) 451-4292 to get started
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       with a Mortgage Sales Consultant.

        Traverse City Branch
        1407 S. Division St.

        *Excludes Home Equity, Home Equity Line of Credit, and Equity Advantage Loans. Applications subject to approval based on overall credit worthiness factors and
        collateral. Valid for applications received September 11, 2015 through December 31, 2015. Loan must be funded by February 29, 2016. Minimum loan amount
        is $10,000, maximum loan amount is $750,000. Other conditions may apply.

2   Nov/Dec '15                                                                                                                                     www.grandtraversewoman.com
Holiday Issue - Grand Traverse - Grand Traverse Woman
Grand Traverse Woman

                                 CARPET • TILE • WOOD • VINYL • RUGS • BLINDS
      We’re proud to be a member of Carpet One Floor & Home ®, where you’ll receive
      the Beautiful Guarantee. If you are not completely happy with the Carpet One floor
      you have chosen, we’ll replace it. Free! That includes your carpet or hard surface
      flooring and tile… even the labor!

                                                                                                                                                                                             — Miriam Pico’ Spokesperson

                                                                                                     Traverse City • Acme
                                                                                           231.941.4700 • Floorcoveringbrokers.com
   *Manufacturer’s mail-in rebate offer valid for qualifying purchases made 9/15/15—12/7/15 from participating dealers in the U.S. only. A qualifying purchase is defined as a purchase of any of the product models set forth above in the quantities set forth
   above. If you purchase less than the specified quantity, you will not be entitled to a rebate. Offer excludes Nantucket™ Window Shadings, a collection of Silhouette™ Window shadings. Rebate will be issued in the form of a prepaid reward card and mailed
   within 6 weeks of rebate claim receipt. Funds do not expire. Subject to applicable law, a $2.00 monthly fee will be assessed against card balance 7 months after card issuance and each month thereafter. Additional limitations may apply. Ask participating
   dealer for details and rebate form. ©2015 Hunter Douglas. All rights reserved. All trademarks used herein are the property of Hunter Douglas.

www.grandtraversewoman.com                                                                                                                                                                                                                    Nov/Dec '15          3
Holiday Issue - Grand Traverse - Grand Traverse Woman
Grand Traverse Woman

       Experience
       Interlochen

                  2015-16 Performing Arts Series
                                        NOVEMBER
                                        “The Caucasian Chalk Circle”
                                        Nov. 6 & 7
                                        Julian Lage, Guitar
                                        Nov. 7
                                        John Bruce Yeh, clarinet recital
                                        Nov. 18
                                        “Urinetown”
                                        Nov. 19-20, Dec. 4-5

                                        DECEMBER
                                        “The Nutcracker”
                                        Dec. 10 - 12
                                        Sounds of the Season
                                        Holiday Concert
                                        Interlochen Arts Academy
                                        Band and Choir
                                        Dec. 10 - 12

    tickets.interlochen.org
         800.681.5920
4   Nov/Dec '15                                                www.grandtraversewoman.com
Holiday Issue - Grand Traverse - Grand Traverse Woman
Grand Traverse Woman
                                                                                                                                          Grand Traverse
  WOMAN2WOMAN WOMAN                              By Kandace Chapple & Kerry winkler                                                         northern michigan’s magazine for women
                                                                                                                                         Volume 13, No. 2
                                                                                                                                         November/December 2015

                                                                                                                                         Grand Traverse Woman
                                                                                                                                         P.O. Box 22
                                                                                                                                         Interlochen, MI 49643
                                                                                                                                         tel: 231.276.5105
                                                                                                                                         fax: 231.276.5106
                                                                                                                                         info@grandtraversewoman.com
                                                                                                                                         www.grandtraversewoman.com
                                                                                                                                         Blog: www.grandtraversewoman.com
                                                                                                                                         Facebook: http://companies.to/grandtraversewoman

                                                                                                                                         Publishers
                                                                                                                                         Kandace Chapple
                                                                                                                                         Kerry Winkler

                                                                                                                                         Editor
                                                                                                                                         Kandace Chapple, kandace@grandtraversewoman.com

                                                                                                                                         Account Director
                                                                                                                                         Kerry Winkler, kerry@grandtraversewoman.com

                                                                                                                                         Account Executives
                                                                                                                                         Deb Dent, deb@grandtraversewoman.com
                                                                                                                                         Lisa Foley, lisa@grandtraversewoman.com
   It was a rarity for us: A beautiful fall      and Kandy kept yammering on                                                             Sherry Galbraith, sherry@grandtraversewoman.com
                                                                                                                                         Lori Maki, lori@grandtraversewoman.com
   afternoon and a road trip to visit new        about that bike ride. So we
                                                                                                                                         Assistant Editor
   advertisers in Boyne City. We rarely go       fended off any pampering and                                                            Lisa Maxbauer Price, lisam@grandtraversewoman.com
   on a road trip, just the two of us. In        stayed on-point, businesswom-
                                                                                                                                         COPY Editor
   fact, maybe never.                            en to the end.                                                                          Christine Kurtz
      We know you must imagine our                  We moved on, our tack
                                                                                                                                         DesignerS
   days filled with shared meetings, good        being to super-speed-meet the lady at                                                   Bethany Gulde, bethany@grandtraversewoman.com
                                                                                                                                         Erin Waineo, www.erinwaineodesign.com
   times and long lunches. But the reality       our next meeting, then zip down U.S.
                                                                                                  “Really, we can’t!” we insisted,
   is that we usually divvy up jobs and          31 in Kandy’s Jetta driving in “Sport”                                                  cover photo
                                                                                              browsing the menu and wondering            Liz Lancashire, manager of Fustini’s in Traverse City.
   meetings and spend most of our work           mode, the first use of it ever. (Poisoning                                              See her story on page 8.
                                                                                              what the hell we were doing exactly.
   day apart.                                    everyone with our VW exhaust the                                                        Photo by Beth Price, Beth Price Photography
                                                                                                  We wrapped things up, looked long-     www.bethpricephotography.com
      So a road trip, together, no kids and      entire way.)
                                                                                              ingly at the spa and food we would         Photographers
   lots of sunshine? Unheard of. Still, our
                                                                                              never have, and got back to the car.       Sarah Brown, Sarah Brown Photography
   freedom required certain parameters.          Problem No. 2                                                                           www.sarahbrown-photography.com
                                                                                              (Quick wave to our man in uniform for      Scarlett Piedmonte, Photography by Scarlett
   The day would need to be a precise               We whipped into the next beautiful,
                                                                                              goodwill.)                                 www.photobyscarlett.com
   stacking of dominoes: early drop-off at       classy resort in record time, shouted                                                   Beth Price, Beth Price Photography
                                                                                                  This is when we had to face the        www.bethpricephotography.com
   school, three scheduled meetings, 200         “Front row!” and parked next to an
                                                                                              facts. We had to be back at 4 p.m. It
   traveled miles and four kids to pick up       environmentally friendly Hummer.                                                        Administrative Assistant
                                                                                              was a two-hour drive home. That left       Melissa Cartwright, The Beancounter
   by 4 p.m.                                     Jetta diesel fumes billowed. We grabbed
                                                                                              exactly one hour of free time. A quick     Contributing Writers
      But, as always, we took it too far:        our GTWoman paraphernalia and pre-
                                                                                              Mapquest search confirmed we had an        Rodasi Campbell
   We tacked on plans for a bike ride            pared to leap from the car, every second
                                                                                              additional hour of driving round-trip      Deb Dent
   at Glacial Hills Pathway on our way           counting.                                                                               Joy Frawley
                                                                                              to our third meeting, leaving no time      Janice Keegan
   home. Kandy had talked about doing               Tap, tap, tap.                                                                       Liz Lancashire
                                                                                              to actually meet.
   this trail for three years now. To be            We looked up; a man was at our car                                                   Kristen Lowe
                                                                                                  Would we go anyway, call someone       Susan Melton
   driving by it, kid-free, for the first time   window.                                                                                 Holly Olszewski
                                                                                              else to pick up the kids and make it       Carrine Pomaranski
   in her life, was too tempting an invita-         Tiny window crack.
                                                                                              happen? We called our dad to do it. No     Lindsey (Jonkhoff) Rogers
   tion. There was no way we were com-              “Yessssss?”                                                                          Johanna Schmidt
                                                                                              answer, straight to voicemail.             Rachael Sherman
   ing home without getting dirt under              Reaching for pepper spray.
                                                                                                  More silence from the Jetta.           Kari Sovis
   our tires.                                       “Ma’am, this is valet parking only.                                                  Barb Termaat
                                                                                                  It was clear that there was only one   Dorothea Wilson
                                                 May I park your car for you?”
                                                                                              thing we could do: Reschedule the          Heidi Yates
   Problem No. 1                                    Silence from the Jetta.
                                                                                              third meeting and beat a hasty path to     Advertising
       Kerry had miscalculated the driving          “Or you can park in the visitor                                                      Kerry Winkler at 231.276.5105 or
                                                                                              Glacial Hills.
   distance. We no sooner arrived at the         parking in the far lot,” he continued                                                   kerry@grandtraversewoman.com
                                                                                                  It’s not a decision we are proud       Visit www.grandtraversewoman.com for rates.
   first meeting before we realized making       smoothly.
                                                                                              of, but it’s a decision we thoroughly      Subscriptions
   our bike ride was going to be a stretch.         We zoomed (again in Sport mode,
                                                                                              enjoyed. The bike path was a beauty        To receive GTWoman at home,
   Disappointment set in. We mutually            three minutes wasted!) over to visitor                                                  mail $20 (for 6 issues) to:
                                                                                              and we made it back to pick up the         Grand Traverse Woman,
   blamed Kerry, but what could we do?           parking, made sure our bikes wouldn’t
                                                                                              kids, sweaty, panicked, un-massaged        P.O. Box 22, Interlochen, MI 49643
       Nothing. We carried on at the first       get hit in any way, and raced into the
                                                                                              and un-facialed.                           Articles/Press Releases
   meeting, smiling, laughing, planning.         meeting. We cut through the lawn,                                                       Letters, inquiries, press releases and
                                                                                                  That bike ride was a long-term goal    GTWoman In Business submissions are welcome.
   All the while sneaking glances out the        past the valet guy, and opened the door
                                                                                              come to fruition. Albeit, at the expense   See www.grandtraversewoman.com for guidelines.
   window at our bikes on the car-rack.          ourselves.
                                                                                              of free spas, food and oh yes, that one    Mission Statement
   Our perfect day was already off track.           The second meeting was another test
                                                                                              client who wondered what happened          Grand Traverse Woman is a bimonthly magazine
       There were more temptations and           of wills. This spa not only had facials                                                 dedicated to the interests of women in the five-county
                                                                                              to the twins.                              region. Our mission is to provide women with a
   detours. We were meeting at spas. Yes,        and massages, it had food and outdoor                                                   publication that is educational and inspirational. We
                                                                                                  To her, we offer our apologies, and
   spas. Not only that, we were being            seating on the lake.                                                                    strive to maintain a positive, well-balanced and genuine
                                                                                              to everyone else, our firm encourage-      forum for women's issues. (We also like funny stuff.)
   offered spa services. With no kids to hold       “Join us for lunch!” our amazing cli-
                                                                                              ment to work a little fun and joy into     © Copyright 2015 Grand Traverse Woman LLC
   us back. But the clock was ticking            ent cajoled.
                                                                                              your next “business” road trip!            All rights reserved.

www.grandtraversewoman.com                                                                                                                                                    Nov/Dec '15           5
Holiday Issue - Grand Traverse - Grand Traverse Woman
Grand Traverse Woman

                  A Sign of Confidence
                   When the most respected brand in
                      the world Berkshire Hathaway
                   puts its name on a real estate sign,
                  that’s a good sign for the market and
                            a great sign for you.

                   Announcing our newest location in
                  the heart of downtown Traverse City!

                                                                                                 Michigan
                                                                                                 Real Estate

                       Angela DiLorenzo        Rebecca Cole
                         231.632.5105          231.383.2881

                                             630 E. Front Street | Traverse City | 231.632.5105

                                     42 offices across Michigan and Northern Indiana.

              Locals receive
               10% OFF* spa
                treatments

          Give the Gift of Relaxation
          Purchase a Spa Grand Traverse gift card and receive $20 off* your next spa treatment valued
          at $99 or more. From manicures to massages, facials to hairstyling, Spa Grand Traverse has
          everything you need to unwind and recharge. As a part of your Spa experience, enjoy our
          indoor pools, hot tubs, sauna, and fitness classes.
          * Certain restrictions may apply. Offer expires December 31, 2015.

          231-534-6750 | grandtraverseresort.com | Owned & Operated by the Grand Traverse Band of Ottawa & Chippewa Indians

6   Nov/Dec '15                                                                                                               www.grandtraversewoman.com
Holiday Issue - Grand Traverse - Grand Traverse Woman
Grand Traverse Woman

                                         'Bike Happy'                   By Johanna Schmidt

     Name: Johanna Schmidt, 41, Traverse City
                                                                                                                                   The hardest part: Some Friday nights, after a long
     Jobs: Co-founder and “super volunteer” of Norte!                                                                              week of shuffling kids around, the last thing I want
     Youth Cycling; physical therapist at Munson Com-                                                                              to do is go for a mountain bike ride. But once I get
     munity Health Center; mom to Carter, 11, and                                                                                  there and hang out with the kids, I’m so happy I
     Jameson, 8.                                                                                                                   made the effort.

     The start: My husband, Ty, and I saw the need for                                                                             The perks: I’ve met some awesome individuals and
     an organization to empower and educate youth                                                                                  families. And although my husband and I are both
     about safe riding. We saw the need while riding                                                                               successful Cat 2 road racers/elite level mountain
     bikes with the kids on neighborhood bucket-sling-                                                                             bikers, we are most proud of seeing our two boys
     ing sessions for Carter’s Compost and when leading                                                                            fall in love with bikes. We believe that bicycles are
     rides to school, We also saw an opportunity to share                                                                          much more than tangible things or toys. They are
     our love of bikes-for-life with local kids. So Ty and I                                                                       powerful tools in promoting independence, free-
     founded Norte! Youth Cycling in the fall of 2013 to                                                                           dom and confidence.
     advocate for more active, engaged riders in Traverse                                                                             Whether it’s commuting to work year round
     City. It is an organization to empower youth to be                                                                            or just riding to the library, bikes are a huge part of
     independent, confident and safe on their bikes.                                                                               our family. We say: Bikes for health. Bikes for hap-
                                                                                                                                   piness. Bikes for fun.
     The name: I’m a northern girl, a native of Leelanau.                            Johanna and her son, Jameson, celebrating
                                                                                                  her birthday with a bike ride.
     Ty and I met after college in Tucson. After spending                                                                          The background: I started cycling in my early 30’s
     several years together in southern Arizona—where                                                                              as a way to get back into shape after having our first
     we fell in love with the Hispanic culture, the Mexi-       The growth: We had an average of 60 people show
                                                                                                                                   son. I rode with a women’s club and then a race
     can food and the Sonoran desert—we moved North             up for the weekly summer rides. Nearly 200 showed
                                                                                                                                   team spun off. It turned out I was pretty competi-
     (Norte!) to Traverse City in 2006 to be closer to my       up to ride with the music group, The Acciden-
                                                                                                                                   tive on the bike. I raced for about nine years, then
     family. Norte! seemed like the perfect name for our        tals. And B2SFri is growing. We’ve exceeded 100
                                                                                                                                   retired from that part of cycling two years ago. I’ve
     organization.                                              bike-train riders TC-wide already this school year.
                                                                                                                                   been riding at kid pace ever since. I have to admit, I
                                                                Some 70+ awesome people showed up for Take-a-
                                                                                                                                   much prefer kid pace.
     The details: Norte! organizes “TC Rides”—Tra-              Kid-Mountain-Biking Day Oct. 3. And nearly 60
     verse City’s weekly community bicycle rides every          showed up for Vasa Domingos to ride with Mr. Ice-
                                                                                                                                   The Iceman connection: Mr. Iceman has been a
     Wednesday evening through the summer. The goal             man Steve Brown himself later that month.
                                                                                                                                   supporter of Norte! since day one. He comes out for
     is to create awareness for the growing presence of                                                                            our weekly Sunday mountain bike rides. He spends
     people on bikes in Traverse City. Norte! uses the          The best part: I love riding with the kids. Recently
                                                                                                                                   lots of time with the kids helping them become more
     power of the bicycle to build community. It’s infec-       I took two sisters, ages 6 and 9, mountain biking at
                                                                                                                                   efficient on the bike and to be safe on the trails.
     tious. The rides start at F&M Park and finish at The       The Commons during our Friday night ride. Their
                                                                                                                                      The Norte! kids are in full-blown Iceman fever.
     Little Fleet for beverages and food-truck eats.            mom was unable to ride with them as she had two
                                                                                                                                   I think we’ll have about 20 racers enter the Slush
        In addition, Norte!’s “Bike to School Fridays”          younger siblings to watch. If anyone has walked The
                                                                                                                                   Cup and two are doing the full Iceman in the ju-
     (B2SFri) is Traverse City’s community-wide, multi-         Commons, you know there isn’t an easy trail there.
                                                                                                                                   nior scholarship category on Nov. 7. They all have
     school celebration of kids on bikes actively trans-        At some point, you’re going to go up and then down.
                                                                                                                                   trained hard and I can hardly wait to watch. Anoth-
     porting themselves to school. This is the third year.         The younger sister had to push her bike up a cou-
                                                                                                                                   er bonus of retiring from racing is that I can enjoy
     Thanks to a partnership with TCAPS and our Safe-           ple of hills, but she was OK with that. When we got
                                                                                                                                   cheering on everyone else.
     Routes-To-School-funded program, The Great Tra-            to the downhill, that’s when the tears almost start-
                                                                                                                                      Now my philosophy is: Bike Happy. Bike Más.
     verse City Bike Train Experiment, B2SFri aims to be        ed. I told her just to follow me. We went slowly and
                                                                                                                                   Bike TC.
     bigger and better than ever before. It’s fun and can       she made it to the bottom and immediately said,
     reduce car line congestion. Plus, it’s also a scientific   “Let’s do it again.” The next time around she was                  Johanna Schmidt can be contacted by email at
     fact that biking to school can make you happier,           the first one down the hill and I could barely keep                norteyouthcycling@gmail.com. To learn more about
     smarter and healthier. High five!                          up with her.                                                       Norte!, visit elgruponorte.org.

www.grandtraversewoman.com                                                                                                                                                     Nov/Dec '15   7
Holiday Issue - Grand Traverse - Grand Traverse Woman
Grand Traverse Woman

                                                                                                                                                                                Beth Price Photography
                                                             By Liz Lancashire
    “When you guys opened, I never thought you’d make it.” Customers weren’t the
    only ones unsure about the possibility of an oil-and-vinegar-tasting shop succeed-
    ing in Traverse City. I was still new to town when I saw the Fustini’s storefront be-
    ing finished, and I scoffed at the idea as much as anyone. I had no idea that seven
    years later it would be such a big part of my life.
       I moved here from Portland, Ore., in 2006 with my husband, Michael, and our
    three boys. Michael owned an ad agency in Portland, where I also worked part-
    time, allowing me to spend most of my time at home with our then-small children.
       Life was good in Portland, but we were ready to slow things down a bit. As the
    city and the traffic quickly grew, we decided we wanted to live in the kind of place
    we were driving longer and longer to find for weekend getaways. We ended up driv-
    ing 2,500 miles to TC and found it permanently.
       We knew we were taking a big chance with this move, but we felt good about it
    as soon as we got here. A little too good, perhaps. We spent a year not working—
    not even looking for work—just enjoying Northern Michigan and having time with
    our kids.
       Unfortunately, we’d never heard the phrase, “A view of the bay is worth half the
    pay” until it was too late. It quickly became obvious that we’d have to use a wider
    set of our job skills to make it in this smaller market.
       Admittedly, it was pretty rough for a while before we really got our feet under
    us again. In order to be more versatile, Michael split his role as an agency creative
                                                                                              employees. For me, it feels a little like having 15 kids; you hate to see
    director into individual parts as designer, copywriter and photographer.
                                                                                              them go, but you have a sense of pride that maybe you were a part of an
       For me, it meant going back to my most marketable skill—retail management.
                                                                                              experience that will be useful to them in the future.
    Before having children I had been vice president of a 12-store import chain in Or-
                                                                                                  This town made Fustini’s a success by being open to this crazy little
    egon, in charge of human resources and, while the owner was gone on extensive
                                                                                              niche company in the first place. Giving back a little through our col-
    buying trips, day-to-day operations. I was also fortunate enough to go on a few of
                                                                                              laboration with organizations like Food Rescue is one of the more re-
    those trips to Mexico and Indonesia all the while learning all aspects of the busi-
                                                                                              cent and rewarding aspects of working at Fustini’s.
    ness.
                                                                                                  My whole family has been affected too. Fustini’s is an important part
       With this experience under my belt I felt pretty confident about what I could
                                                                                              of my husband’s freelance business in TC—he does all of the branding
    offer—but let’s face it, in the retail world you don’t just walk into many such great
                                                                                              and design. Our children, while they would love it if I had both week-
    opportunities.
                                                                                              end days off, recognize what a great company we are involved with and
       I joined Fustini’s in August of 2007, just four months after they opened. I liked
                                                                                              even have their favorite product flavors in the Front Street shop. Some-
    to cook so it seemed as good a place as anywhere else. It soon became clear that it
                                                                                              times I have to remind them that the samples are for customers and that
    was something entirely different than what I initially expected. I realized the store
                                                                                              tasting 10 spoons of honey is a bit much…
    could and would succeed. And I leapt at the chance to become manager.
                                                                                                  In the end, through the big move from the West Coast we made all
       Within four years, Fustini’s expanded to four Michigan stores (and last year
                                                                                              those years ago and the professional life I’ve found here, I’ve learned a
    added a Maui location). We’ve published five cookbooks and expanded our product
                                                                                              lot about myself. I’ve learned how important support is from all sides.
    line to include the Fustini’s Pantry (items that work well with our oils and vinegars).
                                                                                              And I have learned how important a strong community is.
    And just this spring we opened the Fustini’s School of Cooking in Traverse City.
                                                                                                  I am constantly learning about work-and-home balance. I’ve learned
    I have been very fortunate to see my role grow along with all these developments.
                                                                                              it’s so important to be where you want to be, even if it means you have
       Fustini’s works because it’s a simple formula done well: sell a fantastic product in
                                                                                              to journey far and change your life. And, most importantly, I have
    an appealing way and provide great service. Good service starts at the top, and the
                                                                                              learned not to make assumptions about people, jobs or life—you just
    owner, Jim Milligan, is a perfect example of this. He leads by example and expects
                                                                                              never know when an opportunity might pop up.
    me to do the same.
       For the last five years I’ve also been lucky enough to work along with the best
                                                                                              Liz Lancashire is the manager of Fustini’s in Traverse City. When not waxing
    assistant manager in town, Maxine Ferris. We are one big “Fustini’s family” and
                                                                                              poetic about oils and vinegars, she loves spending time with her family, run-
    over the years we have seen marriages, babies and college graduations among our           ning, gardening and hiking. Visit www.fustinis.com.

8   Nov/Dec '15                                                                                                                                    www.grandtraversewoman.com
Holiday Issue - Grand Traverse - Grand Traverse Woman
Grand Traverse Woman

                                                          GIVE AND ENJOY
                                                   Enjoy a $25 Bonus Spa Certificate* with every $99 Crystal Spa
                                                   Gift Certificate purchase. Certificates are good toward any Spa
                                                   service, which includes use of infrared saunas, steam rooms
                                                   and hot tubs.

                                                   * Offer valid 11/20/15 — 12/22/15. Bonus certificate valid 1/3/16 — 11/30/16.
                                                     Some restrictions may apply.

                                                               M A K E IT YOU R MOMEN T.
                                                         C R Y S TA L M O U N TA I N . C O M       |   844.782.2208

                                  38010 GT Woman Nov-Dec Crystal Holiday Retail Ad.indd 1                                          10/19/15 3:36 PM

            All Your Favorite
        Christmas Music On Your
         Home For The Holidays!

        Merry Christmas!
www.grandtraversewoman.com                                                                                                Nov/Dec '15      9
Holiday Issue - Grand Traverse - Grand Traverse Woman
Grand Traverse Woman

                                                                                                          Creating a

                                                                                           MESSAGE
                                                                                                         out of your

                                                                                                                      By Deb Dent

       The word “mess” is defined as “a situa-                 mean! Secretly, I had been wishing and hoping         free, striving to overcome the pain of abuse,
       tion or state of affairs that is confused or full of    all through high school for my knight in shining      learning how to make better choices for myself.
       difficulties.”                                          armor to come whisk me away like they do in the       Bruises and physical injuries heal up relatively
          This fully defined my life for many years.           fairy tales. My mom used to read those books          fast, but the scars left from the emotional and
          I was a senior in high school at a prestigious       to me when I was a little girl. (Didn’t all of our    mental abuse, well, those took a lot longer to
       all-girl Catholic school, where we wore stiff plaid     moms!?) And I wanted so badly to believe that         heal. I had to fight hard to find my way back to a
       uniforms and were taught mostly by full-habit-          those things could happen in real life. Whether       place of healing, where I felt worthy again, where
       clothed nuns. I was a good student from a good          my prince had a horse or a motorcycle was no          I felt “whole.” With much work and plenty of
       family, had many friends, had a decent job bag-         concern to me. I just longed for that sweet, sweet    prayer, I was eventually able to stand strong and
       ging groceries at a local store, and was involved       story of true love, where we would ride off into      get back to me and to who I was supposed to be;
       in several extracurricular activities.                  the sunset together and live happily ever after.      to who I “wanted” to be.
          I had my whole life ahead of me and a world              That one boy, that one decision to enter into        We learn so much about ourselves and what
       full of endless possibilities. I wasn’t quite certain   a relationship with someone so undeserving,           we are truly made of from how we rise after we
       what I wanted to do with my life at that point,         changed the entire course of my life. I didn’t go     fall. I did more than just fall... I did a triple somer-
       except that I wanted to make a difference in the        to U of M, I moved out of my parents’ house and       sault, followed by a major face plant! But I got up!
       lives of others. My dad had high hopes of his           away from my family. And that boy I thought              Troubled times can defeat you or they can de-
       first-born attending the University of Michigan,        worthy of my unconditional love was the first         fine you, but only if you let them. To me, it is
       and he was willing to do whatever it took to            boy to hit me.                                        no coincidence that the word “message” actually
       make that dream a reality. But then along came              That one choice led me down a path of de-         contains the word “mess.” Now, I use my story,
       this boy.                                               structive behavior and bad relationship after bad     my “mess,” as my message to help guide teenage
          My parents said he was from “the wrong side          relationship. I don’t even know who that girl         girls to make better choices than I did at that age.
       of the tracks” and did everything they could to         was... so insecure, so frightened, so alone and so       It breaks my heart to witness way too many
       steer me away from him. I just thought they were        damaged.                                              young girls making poor choices and defining
       being overprotective and didn’t want me dating              I lost myself. Years of being with various men,   themselves by which little boy or how many little
       a boy who went to a public school. They told me         hopeful at the beginning of each new relation-        boys they are involved with. These choices often
       that they knew he was trouble. But I was a naïve,       ship that it would be different. Each had a dif-      leave them broken and with a hole in their lives
       wide-eyed little girl who had struggled with self-      ferent face, but sadly, all were the same person,     that they are consistently trying to “fill up” with
       esteem since grade school; and suddenly here            with the same M.O.                                    all the wrong things. They need a strong exam-
       was this wild, long-haired cute boy with a mo-              I have heard it said that, when life knocks you   ple of someone who has “been there, done that.”
       torcycle, who would tell that innocent little girl      to your knees, you are in the perfect position to     Someone to teach them what not to do. Someone
       everything that she had always wanted to hear.          start praying. And that is exactly what I did. In     to show them how to navigate the rough waters
          I fell hard, and I fell quick.                       the quiet, peace-filled moments of my chaotic         of teenage years, and how to come out confident
          I was never much of a “popular girl.” I had a        life, when I was down on my knees, God whis-          and secure on the other end. Someone to help
       few good girlfriends, but was not really “high          pered to my heart: “You deserve better.”              them recognize their value and to help them be-
       in demand” with the boys, if you know what I                For many years I struggled, trying to break       lieve in themselves.

10   Nov/Dec '15                                                                                                                                      www.grandtraversewoman.com
Grand Traverse Woman

         That is why, when I was presented with an opportunity to use my
      experience to mentor teenage girls, I jumped on it! Every summer, I
      get the chance to work with an amazing group of young girls, through
      the Life Works Girls program, offered through the local non-profit: the
      Traverse Life Center.
         Some of the young ladies in our group come from very challenging
      family and home dynamics. This program is specifically designed to
      help combat family breakdown and poverty. Through this program, we
      teach the girls necessary life skills and the value of good work-ethic and
      servant leadership.

       “We learn so much about ourselves from how
      we rise after we fall. I did more than just fall . . .
           I did a triple somersault, followed by a
               major face plant! But, I got up!”

         We pour every positive thing we can into them, to help them grow in
      character and confidence, and to help them increase their self-esteem
      and self-worth. In today’s society, this program is invaluable, and every
      teenage girl can benefit from these lessons. I only wish something like
      this existed when I was young.
         Feeling blessed that God is using me to help these young girls, I al-
      ways share my story openly with them, hoping that they will learn from
      my mistakes. If I can use the experiences of my “mess” to help at least
      one little girl go down a better and brighter path than I did at that age,
      it would make going through all of it worth it.
         Helping to steer them away from a life that I, with the grace of God,
      escaped from, would bring something positive out of my darkest days.
      Helping these girls fills me with such joy.
         There is so much POWER in owning your story.
         There is FREEDOM in sharing your story with others.
         And there is HEALING in using your story to help others change the
      course of their own story.
         Use your MESS as your MESSAGE to the world!

      Deb Dent lives in Traverse City with her three amazing children. She works
      as an account executive for GTWoman and as a leader for the Life Works
      Girls program. When she is not running around playing taxi-cab Momma or
      cheerleader Momma, she thoroughly enjoys freelance writing. Check out her
      blog at http://soaringsoloinnorthernmichigan.wordpress.com or email her at
      deb@grandtraversewoman.com.

             change a life
               The Life Works program is offered through
          Traverse Life Center, a local non-profit organization.
          Eight-week summertime sessions for both boys and
                girls (12 to 15 years old) are available.
                       For more information, visit
                    www.traverselifecenter.org
                         or contact Deb directly:
                 deb@grandtraversewoman.com

www.grandtraversewoman.com                                                         Nov/Dec '15 11
Grand Traverse Woman

                                                                                     Local mom creates book to
                                                                                      help children with loss
                                                                                                        By Lindsey (Jonkhoff) Rogers

                                                                            As a funeral director at Reynolds-Jonkhoff Funeral Home in downtown Traverse
                                                                            City, I get asked a lot of questions. Some of the questions are pretty standard: “Why are you
                                                                            a funeral director?” … “Isn’t it hard to be around death all day?” … “Do you cry every day?”
                                                                               Then there are questions that are more difficult to answer: “Should we bring our 6 year
                                                                            old to the funeral or cemetery?” … “How do I prepare my children for what they will see?” …
                                                                            “How do I explain death to kids?”
                                                                                These questions kept coming up and I am sure they always will. As a parent myself, I know
                                                                            kids ask a ton of questions!
                                                                               Back in March, while brainstorming with my mom, Peg Jonkhoff, we came up with an idea
                                                                            that might help to answer those difficult questions. We thought a coloring book would be a
                                                                            great tool for educating families and their young children about death in a simple and honest
                                                                            way.
                                                                               Our funeral home had already been giving kids a teddy bear keepsake since the mid-1990s.
                                                                            So we decided to use that character as inspiration for the new book. And then it hit us: we
                                                                            should name the bear “Hannah Bear” after Perry Hannah, the founder of Traverse City and
                                                                            original owner of the building (once his retirement home) that is now the Reynolds-Jonkhoff
                                                                            Funeral Home.
                     Lindsey holds her new Hannah Bear coloring book and       I was excited to get to work on this project and a few days later, while at home waiting for my
                    plush toy outside the Reynolds-Jonkhoff Funeral Home.

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12    Nov/Dec '15                                                                                                                                   www.grandtraversewoman.com
Grand Traverse Woman

   2-year-old son to wake up from his afternoon nap, the ideas         easily fit into a purse or diaper bag) and the ideal
   started flowing. Just 45 minutes later, I had my first draft.       paper so that it would be suitable for crayons,
      After writing the text, I was eager to show my family. I was     colored pencils and markers. (I had no idea there
   faced with new questions as a few people wondered: “Isn’t           were that many types of paper!) All that was left to
   something like this already out there?”                             do was print it. It is amazing to think back on all
      To find the answer I began researching and reading every         that went into this simple 12-page coloring book
   book I could locate on the subject. I discovered there were a       available at Reynolds-Jonkhoff Funeral Home.
   ton of books for adults who experienced the death of a loved           Looking at this completed project, and knowing
   one and a few coloring books for kids who had experienced           how it helps families, brings me joy in my job. My
   a loss. But a coloring book that did both—helped kids and           favorite page of the book reminds readers to: “Re-
   offered tips for adults—simply didn’t exist. I knew I had to        member, with grief there is no rule book, no time
   make one!                                                           frames and no stages to pass through or complete.
      Over the next few weeks, I continued to edit each page of
                                                                       Grief is as individual as a snowflake.” I hope read-
   Hannah Bear and started looking for an illustrator. My prayers
                                                                       ers, both young and old, truly grasp that concept.
   were answered when my colleague, Tom Gorsline, recom-
                                                                       The only cure for grief is to grieve.
   mended Jenifer Thomas, a local graphic designer and illustra-
                                                                          I am proud to be a funeral director and carry on my family
   tor.
                                                                       legacy. My job allows me to help families and friends through
      After our initial meeting I knew she was just the person
                                                                       emotional and difficult times in their lives. The circumstances
   to help make our dream a reality. Jenifer was able to capture
                                                                       that bring people into my care vary greatly. Some days are
   the vision, and turn my sketches into actual artwork that ex-
   ceeded my expectations.                                             difficult, but I know that I am helping the family, and that
      Once the text was written and the illustrations complete,        provides solace. Plus, with each family I have the opportunity
   I sought advice from a trusted group of friends. World-re-          to assist in planning the celebration of the life that was lived.
   nowned grief expert Mary Raymer read the book to ensure I              And, in case you’re wondering, yes, I do cry! I think most
                                                                                                                                           Lindsey (Jonkhoff) Rogers is a busy
   was providing good (and accurate) advice. My mother-in-law,         funeral directors cry. Tears are good. We all cry because we
                                                                                                                                           wife and mother to two happy boys:
   Robbi Rogers, a retired elementary school teacher, proofread        care.                                                               Harvey, 2, and Carson, 3 months;
   the book to make sure the reading level was on point. And              Recently at work, I saw three kids sitting in the family         proud sixth-generation funeral
   several of my colleagues reviewed it as well, searching for any     lounge during a visitation for their grandmother, coloring pag-     director at the Reynolds-Jonkhoff
   missed errors.                                                      es inside Hannah Bear. I couldn’t help but smile, knowing and       Funeral Home; avid golfer and
                                                                                                                                           author of Hannah Bear. Email her
      We then selected the size of the book (small, so that it could   hoping that I, in a very small way, was able to help.
                                                                                                                                           at lindseyj@reynolds-jonkhoff.com.

www.grandtraversewoman.com                                                                                                                                         Nov/Dec '15 13
Grand Traverse Woman

                                                Northern Michigan’s
                                                 Apple Specialist

                                  The

           What* is Easy!
                   *Great Apple® products

                             Why?
                      is where we shine!                                                                                        Susan's chalk Art

     Our reason for being here is to
     make sure that you get the most
     from your Apple products!

                                                                                            By Susan Melton

                                                                      It took me a long time to say the words out loud: “I suffer
                                                                      from depression.” I thought that admitting it would somehow make
                                                                      it worse. I worried that people might think it was a ploy to get at-
                                                                      tention, or that it would just pass, or that I may end up in a hospital
                   21.5” iMac©              15” MacBook Pro©          somewhere unable to care for my kids.
                                                                         I always tried to be in a good mood and feel positive about life.
                                                                      Sure, I was going through some setbacks, but I was more blessed

                             How?                                     than most. I had a roof over my head, family and friends who loved
                                                                      me. Still, it seemed I’d lost my “happy.”
                                                                         When things got so bad that I considered taking my life, I knew
                                                                      I had to confront my “demon.” It wasn’t a shift that happened over-
     • Free Training Seminars for 3 months                            night. I started my journey back to joy by seeking out positive

     • Private Lessons                                                phrases, quotes and sayings. I wrote them down on any spare piece
                                                                      of paper I could find and taped them up on mirrors, bedposts and
     • In-store support                                               doorways. Like: “Hello beautiful! Have a great day!”

     • Friendly and helpful sales staff                                  This habit began helping, but it wasn’t enough.
                                                                         Then after watching the movie, What the Bleep Do We Know?
     • Premium Service Packages                                       which talks about how we can affect our own reality with just our

     • Discounts on service                                           thoughts, I knew that I wanted to take the positive I was finding and
                                                                      put it out into the world.
     • Apple certified technicians                                       So I decided to display some of the messages I liked on local side-

     • Authorized iPhone warranty center
                                                                      walks for others to see, using chalk. I gave myself a three-month
                                                                      goal to chalk at least one message a day, no matter what. I started on
                                                                      Memorial Day, May 30, 2011, by chalking five messages in down-
     Mac notebooks and desktops • iPad Air and iPad Mini              town Traverse City. Things such as: “If you’re reading this you are
                                                                      beautiful like a rainbow,” and “Smile! Good things are happening
     iPod Shuffle, iPod Nano, iPod Touch • Full line of
                                                                      everywhere.”
     Apple Accessories for iPhone, Computer and iPod                     I liked how it made me feel so I kept at it and it became a routine.
                                                                      I’d start each morning looking for something positive, something
                    3480 S. Airport Rd, Traverse City MI 49684        that I could share to make someone else smile. Then I’d set out to
                     (by MC Sports near Grand Traverse Mall)          draw. My bending down working on the ground must have looked
                                                                      strange to some passersby. In fact, people would stop and ask what
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14   Nov/Dec '15                                                                                                        www.grandtraversewoman.com
Grand Traverse Woman

       I was doing and I explained that I was simply trying to leave a posi-
       tive message that might help someone get through his or her day.
          My chalk art was fleeting—it got walked on and was washed
       away by wind and rain. I started taking photos of my work and post-
       ing them on my Facebook page. At some point someone suggested
       that I start a separate page just for my sidewalks and so began the
       Sidewalk Chalk Project.
          I was quickly growing a following on Facebook, and invited oth-
       ers to start sidewalk chalk projects in their hometowns. I have re-
       ceived many messages of encouragement and, more importantly,                                      • Closet Organizers
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       messages from people who have said that seeing my daily posts has
                                                                                                         • Home Offices
       given them joy or helped them through a difficult time. The way I
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          When I finally hit my goal of three months, I found that I couldn’t                            • Pantry Organizers
       stop. I took it day by day and every day I’d feel better after I chalked.
       I’m not sure if it was the act of looking for something positive, or the                               Storage Solutions
       act of chalking it that made me feel better, but I found my “happy”                                     to Organize Your Life
       again.
          When I hit my first full year of chalking everyday, I knew that               Traverse City l 231-946-4493
       this activity would be part of my life forever. I found joy in knowing              Traverse  City l 231-946-4493
                                                                                            upnorthclosets.com
       that I was not the only person who struggled with mood. It helped
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       realizing that no matter what had me down in life, there was always
       hope.
          It’s been more than four years now, and I still have not missed one
       day of chalking. That’s 1,900+ sidewalks, 1,568 days and counting.
       This daily practice has turned my life around. Knowing that it not
                                                                                                                             41

       only brings me joy, but has also brought joy to people around the                                                       41

       world gives my life new purpose.
          It’s true. If you want to make yourself happy, make someone else
       happy. It’s like the colorful quote I once left on the cement: “A simple
       act of caring starts a ripple of kindness.”

                                                                                                                       41

                                                                                                                             41

                                           Susan Melton is a graduate of Specs
                                           Howard School of Broadcasting and
                                           has been the program director/after-
                                           noon personality at 102.9 Big Country
                                           Hits since August of 2011. She lives in
                                           Cheboygan with her husband, Brian.
                                           To learn more about her chalk art, visit
                                           Facebook.com/SidewalkChalkProject.

www.grandtraversewoman.com                                                                                                  Nov/Dec '15 15
Grand Traverse Woman

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Grand Traverse Woman

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www.grandtraversewoman.com                                                                                                       Nov/Dec '15 17
Grand Traverse Woman

        Flying
        with the
        President                                                 By Rachael Sherman
                                                                                                                      Sgt. Sherman (left) waiting for Vice President Biden, January 2009.

         Meet the second-ever female 'Marine One' crew chief who
         flew Presidents Bush & Obama & lunched with the first lady
         I knew in high school                 that college    year until my security clearance was approved       HMX-1 also had its first-ever female pilots, and
         wasn’t in the cards for me. I had no idea how I       and I transferred to presidential helicopters.      on July 16, 2009, two pilots, a female Marine
         would pay for it. So when my brother joined the       Before long, I began traveling all over the coun-   Corps security guard and I formed the first all-
         Marine Corps, I decided that I would follow in        try with the squadron wherever the President        female crew to transport the president by heli-
         his footsteps.                                        went.                                               copter.
             I raised my right hand to take the oath of en-       I will never forget the breezy day in October       We picked President Obama up at Andrews
         listment on my 17th birthday. And after gradu-        2008 when President George W. Bush visited          Air Force Base and flew him to the south lawn
         ating from Traverse City West Senior High in          the squadron before he left office. He shook the    of the White House where there were hundreds
         2004, I promptly began my training to become          hand of every marine and sailor to say “Thank       of onlookers, cameras and news reporters.
         a United States Marine.                               you.”                                                  By that time I had already gotten pretty good
             I achieved my goal on my dad’s birthday              When my turn came, the President shook           at pretending not to be nervous, but when I
         when I marched across the parade deck of Ma-          my hand, looked me in the eye and asked how         opened the door of the helicopter and looked
         rine Corps Recruit Depot Parris Island, and           I was doing. I felt like the only person in the     out, I was terrified. It was probably the scariest
         was awarded the Eagle, Globe and Anchor that          room. He truly and genuinely cared for each         day of my life. I had to march and do what I was
         would forever signify me as a Marine.                 and every one of us. That was easy to see.          supposed to, but I felt dizzy, like I was going to
             After one year of additional training I was as-      After President Obama took office, I knew        pass out, throw up or both.
         signed to The Presidential Helicopter Squadron        that a new Marine One crew chief would be              I was scared most of all that I would fall be-
         HMX-1 to be a helicopter crew chief of the CH-        chosen and I wanted to be considered a serious      cause I’m a little clumsy and it wouldn’t have
         53E Super Stallion.                                   candidate for the job.                              been the first time. I’d heard rumors of holes or
             When I first found out my assignment, I was          Marine One is the title given to any crew        divots in the south lawn grass by the landing
         upset. I had wanted to deploy, as crazy as it         chief or pilot who flies with the president. The    pad, but when Marines march we cannot look
         seemed. I joined the military for a reason and I      crew chiefs serve under the title for one year      down, we must have the “thousand yard stare.”
         knew that this squadron did not deploy. It trav-      with a new one selected every three months.         I guess being dizzy and feeling like I was go-
         eled, but never into a war zone. It was a rather         I was selected to be the second-ever female      ing to spontaneously combust at any moment
         cushy version of what I wanted at the time.           Marine One crew chief!                              helped me forget about the ground under my
             I worked as a crew chief and mechanic for a          The timing couldn’t have been more perfect.      feet.

18   Nov/Dec '15                                                                                                                                           www.grandtraversewoman.com
Grand Traverse Woman

          It was tremendously humbling to be a part             There were so many highlights of my time                    ther. I have a great job as an administrative as-
       of the historic moment, but the best part was         serving in the military. During my travels I was               sistant at a local doctor’s office and I’m less than
       hearing how proud my parents were. That was           able to see so many things that I never knew                   a year away from earning my bachelor’s degree.
       worth so much more to me. I remember, after           I wanted to see. I visited dozens of states and                    I am currently majoring in Healthcare Man-
       I left the south lawn, I checked my phone and         places like Roswell, Kennebunkport, New York                   agement through Southern New Hampshire
       saw that my mom had called a few times. She           City, New Orleans, West Palm Beach and Sac-                    University and I will graduate in August 2016. I
       had seen me on CNN and was so excited, even           ramento. I also stopped in most of the cities in               am not sure what I want to do specifically but I
       more than I was. (I supposed that’s because I         Texas as it is President Bush’s home state and he              know I want to help people.
       had a job to do.)                                     spent a lot of time there.                                         With my rare free time I enjoy volunteering
          Then in November 2009 I opened my mail-               My time in the Marine Corps also made it                    at Reining Liberty Ranch, where veterans can
       box one day to find a thick envelope with a pres-     possible for me to visit destinations I never                  receive free horsemanship training as a form of
       idential seal. I had been invited to join the First   imagined I’d see like the Maginot Line (the pre-               therapy. I love being around the animals and
       Lady at the White House for tea and cucumber          WWII fortifications) in France and the Chichen                 knowing that every poop I scoop is helpful in
       sandwiches with some of the highest ranking,          Itza (the Mayan archeological site) in Mexico.                 so many ways.
       most incredible and influential women in the             Despite all the adventure, I still think the                    Service is important to me, whether it’s mili-
       military. My achievements were minuscule com-         best experience I had was visiting an elementary               tary service or community service. It was Gan-
       pared to the amazing pioneers at the event.           school for career day. Several pilots had children             dhi who said that “the best way to find yourself
          There, I met Jill Biden. I met a woman who         at the same school, so we landed a helicopter in               is to lose yourself in the service of others,” and
       was a Marine Corps Humvee driver in World             their playground. All the kids were in awe. They               he was absolutely right. When one person gives
       War II. I met the Commandant of the Marine            loved meeting me, especially because I was only                selflessly, it brings joy to so many.
       Corps and the Sergeant Major of the Marine            18 at the time and I probably looked like a child
       Corps. And, of course, I met Michelle Obama.          myself. It was such a fun day.                               Rachael Sherman is a 29-year-old Marine Corps
          I honestly don’t remember my conversation             All that I’ve experienced in my short life is             veteran and Traverse City West High School gradu-
       with the First Lady. I just remember her being        only the tip of the iceberg. I want to travel and            ate. She enjoys learning, volunteering and discovering
       so confident, well versed and poised with an al-      witness other cultures and help others even                  new ways to get involved in her community with an
       most regal air about her. She’s a powerful force      more.                                                        emphasis on veteran outreach. Contact Rachael at
       and I’m so grateful to have had the opportunity          I am so indescribably fortunate and thank-                rayrayofsunshine86@gmail.com.
       to shake her hand.                                    ful for all the places I’ve been able to see, all the
          All of these incredible people graced me           powerful people I’ve had the opportunity to                      MEET RACHAEL
       with their presence and I was actually fighting       meet, and doing so alongside the greatest col-                   Rachael will also be speaking about her
       through a fever and flu symptoms the whole day.       lection of human beings ever to walk this great                  experiences at GTWoman’s Nov. 11th
       I couldn’t eat the cucumber sandwiches, despite       planet of ours: United States Marines.                           Network Nite at Sarah Brown
       how lovely they looked. But I didn’t want to miss        I was honorably discharged from the Marine                    Photography Studio. We will be honoring vets
       this once-in-a-lifetime experience. It was a day I    Corps in July 2010 and I moved back to Traverse                  and celebrating women in service!
       will never forget.                                    City this past year after the loss of my grandfa-                For more information, visit
                                                                                                                              www.grandtraversewoman.com.

                                                                                         Sgt. Sherman with President Obama, 2010.                         TOP: Sgt. Sherman in Kansas City, MO.
                                                                                                                                                  Bottom: The Sherman Family, Christmas 2010.

www.grandtraversewoman.com                                                                                                                                                     Nov/Dec '15 19
Grand Traverse Woman

                                  SOS! I’m a
                                loser in l ve!
                                                                                  By Joy Frawley

                              Like many women, I had tried online dating and any other attempt to meet the man of
                              my dreams. Oh, the stories! Some so unbelievable you would think I made them up, like the
                              guy who rearranged my shoes on the rug by his door when I arrived at his house and wiped

                                                                      T R AV E R S E C I T Y
                              his counter surface off whenever I touched it.
                                 Anyway, I decided to give online dating one more try, but this time I went into it with a
                              completely different attitude. I firmly believeBthis
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                              how I approached things made all the difference in finding an incredible man who genuinely

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                              loves and cares for me.
                                 First, I went forth with the attitude that I was not looking for love. There was no requirement

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                              that a man be a love connection. My expectations were light and airy, without some heavy
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                              a bald man before and, guess what? The future love of my life, Kenn, was bald!
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                                                                          Left to right: Dan Stoudt, Andy Sabatine, Dan Galbraith and Michael Caruso

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                                                                                                                                       dgalbraith@bankmbank.com                        231.929.5600
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                                                                                Individual NMLS# 500598
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                                                 mBank#465939  Traverse City
                                                  mBank NMLS #465939
                                                       NMLS #465939
                                                                                                                                   Individual NMLS #563180
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                                                                                                                                      Individual NMLS #563180                      231.929.5600
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                                                                Traverse         City                                                                                    231.929.5600
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                                                         bankmbank.com
                                                            bankmbank.com
                                                                mBank
                                                                mBank NMLS #465939
                                                                      NMLS #465939

                                                                           bankmbank.com          Member FDIC.
                                                                                                          Member
                                                                                                               EqualFDIC.
                                                                                                                     Housing
                                                                                                                          Equal
                                                                                                                             Lender.
                                                                                                                                Housing Lender.
                                                                                                                                                   Member FDIC. Equal Housing Lender.
                                                                                bankmbank.com                                                     Member FDIC. Equal Housing Lender.
                                                                                       bankmbank.com
                                                                                      bankmbank.com
                                                                                                                                            Member FDIC. Equal Housing Lender.

                                                                                      bankmbank.com
20   Nov/Dec '15
                                                                                                                                            Member
                                                                                                                                           Member   FDIC.
                                                                                                                                                  FDIC.   Equal
                                                                                                                                                        Equal   Housing
                                                                                                                                                              Housing
                                                                                                                                                                         www.grandtraversewoman.com
                                                                                                                                                                         Lender.
                                                                                                                                                                      Lender.
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