EMPLOYEE BENEFITS MEETING - 2021 OPEN ENROLLMENT Presented by: The Ashley Group - Sharpnack Ford
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EMPLOYEE BENEFITS MEETING
2021 OPEN ENROLLMENT
Presented by:
The Ashley Group
WELCOME TO OPEN ENROLLMENT
Benefit Enrollment
▪ The open enrollment period runs from April 1, 2021 – April 30, 2021
▪ Elections made during open enrollment will become effective May 1, 2021 OPEN
▪ Sharpnack Auto offers you and your eligible family members a ENROLLMENT
comprehensive and valuable benefits program. We encourage you to take
Employee Benefits
the time to educate yourself about your options and choose the best
coverage for you and your family.WHO IS ELIGIBLE
If you are a full-time employee OR an employee working 30 or more hours per week on a regular basis), you
are eligible to enroll.
When you enroll, the following will be eligible for coverage:
➢ Full-time employees who have fulfilled their probationary period
➢ Spouses
➢ All enrolled eligible children will continue to be covered until the child turns age 26Qualified changes in status include:
• Marriage
QUALIFYING LIFE •
•
Divorce
Legal separation
EVENTS •
•
Birth or adoption of a child
Change in child’s dependent status
• Death of a spouse, child or other qualifying
status dependent
• Commencement or termination of adoption
proceedings
• Change in spouse’s benefits or employment
➢ It is important to get your changes in now or you will not have an
opportunity to change until next April 2022 unless one of the
obove events occur.
➢ You have 30 days from the date of the event to notify your Human
Resource Department of a change.MEDICAL PLANS FOR
2021Coronavirus Aid, Relief, and Economic Security …
CARES ACT
Prescription Drugs
The CARES Act permanently reinstates coverage of
over-the-counter (OTC) medications as eligible for
reimbursement from FSAs, HRAs, and HSAs
without need for a prescription.
This change is retroactively effective for expenses
incurred on or after January 1, 2020.MEDICAL BENEFIT – Plan 1 $2,500 PPO
MEDICAL & Prescription Drug
PREVENTATIVE CARE In-Network Benefits
PAID AT 100% SINGLE FAMILY
DEDUCTIBLE (Embedded) $2,500 $5,000
CO-INSURANCE (80%) 20%
OFFICE VISIT → PRIMARY CARE $15
OFFICE VISIT → SPECIALTY CARE $50 | $100
OFFICE VISIT → URGENT CARE $25 Copay
OFFICE VIST → EMERGENCY ROOM $300 Copay plus deductible + 20% Co-Insurance
PRESCRIPTION DRUG
RETAIL $10 | $40 | $85 | $250
MAIL ORDER $25 | $100 | $213 | $625
MAXIMUM OUT OF POCKET $7,150 $14,300MEDICAL BENEFIT – Plan 2 $5,000 PPO
MEDICAL & Prescription Drug
PREVENTATIVE CARE In-Network Benefits
PAID AT 100% SINGLE FAMILY
DEDUCTIBLE (Embedded) $5,000 $10,000
CO-INSURANCE (80%) 20%
OFFICE VISIT → PRIMARY CARE $15
OFFICE VISIT → SPECIALTY CARE $50 | $100
OFFICE VISIT → URGENT CARE $25 Copay
OFFICE VIST → EMERGENCY ROOM $300 Copay plus deductible + 20% Co-Insurance
PRESCRIPTION DRUG
RETAIL $10 | $40 | $85 | $250
MAIL ORDER $25 | $100 | $213 | $625
MAXIMUM OUT OF POCKET $7,150 $14,300MEDICAL BENEFIT – Plan 3 $5,000 HSA
MEDICAL & Prescription Drug
PREVENTATIVE CARE In-Network Benefits
PAID AT 100%` SINGLE FAMILY
DEDUCTIBLE (Embedded) $5,000 $10,000
CO-INSURANCE 100%
OFFICE VISIT → PRIMARY CARE Deductible + $25
OFFICE VISIT → SPECIALTY CARE Deductible + $50
OFFICE VISIT → URGENT CARE Deductible + $75
OFFICE VIST → EMERGENCY ROOM Deductible + $250
PRESCRIPTION DRUG Rx Copays after deductible
RETAIL $10 | $40 | $85 | $250
MAIL ORDER $25 | $100 | $213 | $625
MAXIMUM OUT OF POCKET $6,650 $13,3002021 Plan Cost (Employee Contributions)
2021 Employee Contributions
Weekly
Plan 1 Plan 2 Plan 3
Employee Rates
Single $41.95 $27.68 $17.33
Employee + Spouse $191.93 $160.52 $137.75
Employee + Child(ren) $141.94 $116.24 $97.61
Family $291.91 $249.08 $218.03
When you enroll in HSA Option 3 plan, you also have
the option FUND a health savings account…
12Health Care Hacks
5 TIPS TO KEEP YOUR MONEY IN YOUR POCKET
1 2 3 4 5
Know WHERE to Take advantage Know WHERE to Know WHERE to Get digitally
seek treatment of Telemedicine find care fill prescriptions adoptedGet Digitally Adopted
There is an APP for EVERYTHING!
Dr. On Demand GoodRx
UHCUHC Tools & Resources ...............................................
Rally® – Digital Health & Wellness
Health Survey and Rally AgeSM
Start with the Health Survey to get your Rally Age.
Missions
Choose simple activities, called Missions, to help you toward your health
goals.
Challenges
Drive engagement and get members excited about Rally.
Communities
Many topics bring people together with common interests or profiles.Real Appeal
Everything you need to lose
weight and keep it off.
Real Appeal is a digital weight-loss program that helps you focus
on making small changes to live healthier. It features:
• Up to a year of support from a personalized Transformation
Coach.
• 24/7 online support and a mobile app.
• A Success Kit with fitness guides, a recipe book, a digital food
scale and more.
Join today at success.realappeal.com.Quit for Life®
Get the support you need to quit your way.
Quit For Life is a tobacco cessation
program offered by
UnitedHealthcare.
The program uses an evidence-
based combination of physical,
psychological and behavioral
strategies designed to help
employees overcome their tobacco
addiction.
Enroll in the Quit For Life program at myuhc.com®.How do I get
enrolled?
• Please indicate with a YES via Bernie Portal to
meet with Kris Ruble to discuss your options.
• Those who express interest via Bernie Portal will
receive individual time with an Aflac representative
during the follow-up days to have questions
answered and receive assistance enrolling.Open Enrollment
BERNIE PORTAL
Please log in to the Bernie
Portal to make your elections,
follow these directions:
• Go to www.bernieportal.com –
click login in the right top
corner
• Your username should be your
email address
• If you can’t remember your
password, click on Forgot
Password and it will email you a
link to change it or see HRYou can also read
