COVID-19 & The Workplace - Employment Issues, Legislative Trends & Medical Updates - Brown & Brown Insurance
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Disclaimer The information in this program is based upon the very dynamic and evolving seeking legal, tax, or medical advice from a professional in your area. Only outbreak of respiratory disease caused by a novel (new) coronavirus that was your individual attorney, tax advisor, or health care professional can provide first detected in China and which has now been detected in more than 100 assurances that the information contained herein – and your interpretation of locations internationally, including in the United States. The virus has been it – is applicable or appropriate to your particular situation. Use of, and access named “SARS-CoV-2” and the disease it causes has been named to, this live stream program or any of the links or resources contained within “coronavirus disease 2019” (abbreviated “COVID-19”). The information this program do not create an attorney-client relationship, or doctor-patient presented is current as of the date of this program, but it may change in the relationship, between the participant, user, or browser and program coming hours and days ahead. Participants are encouraged to refer to presenters, authors, contributors, contributing third party organizations, or information from the U.S. Centers for Disease Control and Prevention (“CDC” their employees/agents. All liability with respect to actions taken or not taken at www.cdc.gov). based on contents of this site are hereby expressly disclaimed. The content on this presentation is provided “as is;” no representations are made that the The information provided in this live stream does not, and is not intended to, content is error-free. constitute legal, tax, or medical advice; instead, all information, content and materials available in this program are for general informational purposes Please be advised that any and all information, comments, analysis, and/or only. Information on this live stream may not constitute the most up-to-date recommendations set forth relative to the possible impact of COVID-19 on legal, tax, medical or other information. This program contains links and potential insurance coverage or other policy implications are intended solely references to other third-party websites. Such links are only for the for informational purposes and should not be relied upon as legal advice. As convenience of the participant, users or browser; Brown & Brown, Inc. and its an insurance broker, we have no authority to make coverage decisions as teammates are not responsible for the contents of the third-party sites. that ability rests solely with the issuing carrier. Therefore, all claims should be submitted to the carrier for evaluation. The positions expressed herein are Participants in this live stream program should contact their attorney or tax opinions only and are not to be construed as any form of guarantee or advisor to obtain advice with respect to any particular legal matter or tax warranty. Finally, given the extremely dynamic and rapidly evolving COVID- issue. Likewise, participants in this live stream program should contact their 19 situation, the commentary herein does not take into account any health care professional to obtain advice with respect to any particular applicable pending or future legislation introduced with the intent to override, medical question. No participant, user, or browser of this program should act alter or amend current policy language. or refrain from acting on the basis of information in this program without first 1 bbinsurance.com/covid19 | March 27, 2020 © 2020 Brown & Brown, Inc. All rights reserved.
Today’s Presenters Louise J. Short, Bob Lloyd Nick Karls Jeremy Sosna MD, MSc Executive Vice Vice President, Guest Presenter National President, General Regulatory & Shareholder Clinical Leader Counsel Legislative Strategy Brown & Brown, Inc. Hays Companies Littler Mendelson SBA and Brown & Brown, Inc. 2 bbinsurance.com/covid19 | March 27, 2020 © 2020 Brown & Brown, Inc. All rights reserved.
Questions Answered With Nick Karls & Jeremy Sosna How do I know if my company is covered by the Families First Coronavirus Recovery Act (FFCRA)? 3 bbinsurance.com/covid19 | March 27, 2020 © 2020 Brown & Brown, Inc. All rights reserved.
Questions Answered With Nick Karls & Jeremy Sosna If we need to consider furloughs or temporary layoffs, are we able to implement immediately or do we have to provide notice to the employees? 4 bbinsurance.com/covid19 | March 27, 2020 © 2020 Brown & Brown, Inc. All rights reserved.
Questions Answered With Nick Karls & Jeremy Sosna If an employee is out on furlough, and they then get diagnosed with COVID-19, do they qualify for paid sick leave under the FFCRA? How about the new PFL if they have to look after dependents? 5 bbinsurance.com/covid19 | March 27, 2020 © 2020 Brown & Brown, Inc. All rights reserved.
Questions Answered With Nick Karls & Jeremy Sosna In lieu of a furlough or temporary layoff, are employers permitted to simply reduce the hours worked by employees to cut costs temporarily? What other strategies might be available as an alternative to a layoff? 6 bbinsurance.com/covid19 | March 27, 2020 © 2020 Brown & Brown, Inc. All rights reserved.
Questions Answered With Nick Karls & Jeremy Sosna Many employers are establishing temporary leave and wage replacement policies (unpaid and paid). What happens when they are unable to maintain these policies due to durations – and how do they sunset them? 7 bbinsurance.com/covid19 | March 27, 2020 © 2020 Brown & Brown, Inc. All rights reserved.
Questions Answered With Nick Karls & Jeremy Sosna I know that the focus has been on laying off, terminating or furloughing employees, but what about employers within what is considered an essential industry that are trying to maintain their workforce by offering incentive pay? What are your recommendations or concerns about putting that into place? And should there be a time in which incentive pay is no longer necessary, how should that be conveyed? What is the associated risk? 8 bbinsurance.com/covid19 | March 27, 2020 © 2020 Brown & Brown, Inc. All rights reserved.
Questions Answered With Nick Karls & Jeremy Sosna If the employee is working from home due to a Shelter-in-Place mandate, but at a reduced work schedule, does that qualify them for unemployment (difference between regular hours vs. reduced)? Can an employer force an employee to use accrued vacation or PTO to cover the wage gap between regular scheduled and reduced scheduled hours? 9 bbinsurance.com/covid19 | March 27, 2020 © 2020 Brown & Brown, Inc. All rights reserved.
Questions Answered With Nick Karls & Jeremy Sosna We know that we have guidance from the EEOC that employers can take their employees’ temperature when they show up for work. What would you say is the limit as far as what an employer can do to try and keep the Coronavirus out of their workplace? What kinds of questions can I ask employees who report for work, and what kinds of questions are off limits from an employment law/privacy perspective? 10 bbinsurance.com/covid19 | March 27, 2020 © 2020 Brown & Brown, Inc. All rights reserved.
Questions Answered With Nick Karls & Jeremy Sosna Our business has remained open and is starting to report cases of Coronavirus in the workplace. What actions should I take if I learn that an employee has a confirmed, positive diagnosis? 11 bbinsurance.com/covid19 | March 27, 2020 © 2020 Brown & Brown, Inc. All rights reserved.
Questions Answered With Nick Karls & Jeremy Sosna How should I address having elderly employees or other employees that may be higher risk for contracting the virus in the workplace? 12 bbinsurance.com/covid19 | March 27, 2020 © 2020 Brown & Brown, Inc. All rights reserved.
Questions Answered With Nick Karls & Jeremy Sosna Say an individual knowingly shows up at work with COVID-19. Grounds for termination? 13 bbinsurance.com/covid19 | March 27, 2020 © 2020 Brown & Brown, Inc. All rights reserved.
Questions Answered With Nick Karls & Jeremy Sosna We are an essential or life-sustaining business that remains open while others have closed due to “Shelter-in-Place” orders. Our employees have expressed concern about having to report to work during this time because of the risk of contracting the virus. What can we do when it comes to performance management for employees who simply refuse to report to work? 14 bbinsurance.com/covid19 | March 27, 2020 © 2020 Brown & Brown, Inc. All rights reserved.
Questions Answered With Nick Karls & Jeremy Sosna As employers are trying to accommodate requests associated with return to work with limited or no medical return to work clearance documentation, what steps would you recommend the employer take? 15 bbinsurance.com/covid19 | March 27, 2020 © 2020 Brown & Brown, Inc. All rights reserved.
Questions Answered With Nick Karls & Jeremy Sosna We now have a large group of employees that are telecommuting due to the COVID-19 outbreak. What risks do we need to be aware of for this "new normal"? 16 bbinsurance.com/covid19 | March 27, 2020 © 2020 Brown & Brown, Inc. All rights reserved.
Control of COVID-19 Source: CDC; J. P. Morgan, Cembalest, Michael. “Eye On The Market.” 23 Mar. 2020, Https://Www.Jpmorgan.Com/Jpmpdf/1320748302164.Pdf. 17 bbinsurance.com/covid19 | March 27, 2020 © 2020 Brown & Brown, Inc. All rights reserved.
Generational Data Source: CDC; J. P. Morgan, Cembalest, Michael. “Eye On The Market.” 23 Mar. 2020, Https://Www.Jpmorgan.Com/Jpmpdf/1320748302164.Pdf. 18 bbinsurance.com/covid19 | March 27, 2020 © 2020 Brown & Brown, Inc. All rights reserved.
Update on CDC Defined Risk Groups • People 65 years and older • People who live in a nursing home or long-term care facility • Other high-risk conditions could include: • People with chronic lung disease or moderate to severe asthma • People who have serious heart conditions • People who are immunocompromised including cancer treatment • People of any age with severe obesity (body mass index [BMI] >40) or certain underlying medical conditions, Chromic Lung Disease particularly if not well controlled, such as those with diabetes, renal failure, or liver disease might also be at risk • People who are pregnant should be monitored 19 bbinsurance.com/covid19 | March 27, 2020 © 2020 Brown & Brown, Inc. All rights reserved.
Actions to Take in the Workplace • How long can the COVID-19 live on surfaces? • Updated guidance on environmental disinfection if a case of COVD-19 has been identified in the work-place • Viruses lose 90% of infectivity in several hours • Close off areas used and wait as long as practical • They can be disinfected in one minute using the prior for cleaning and disinfection (up to 24 hours if appropriate chemicals/cleaners possible) • www.epa.gov/pesticide-registration/list-n- disinfectants-use-against-sars-cov-2 • Open outside doors and windows to increase air circulation in the area • www.cdc.gov/coronavirus/2019- ncov/community/organizations/cleaning- • PPE should be used by those performing disinfection.html the disinfection • Increase ventilation rates • Cleaning staff should clean and disinfect all areas (e.g., offices, bathrooms, and common areas) • Increase the percentage of outdoor air that circulates into the system used by the ill persons, focusing especially on frequently touched surfaces 20 bbinsurance.com/covid19 | March 27, 2020 © 2020 Brown & Brown, Inc. All rights reserved.
Testing, Vaccines & Treatment • Testing • Availability • Evive.care - www.evive.care • Verily in CA - www.projectbaseline.com/study/covid-19 • Home testing • Turnaround times and rapid testing • Vaccines: • Two phase I trials being run by the NIH • Several pre-clinical vaccine trials • Estimated time-frame 12-18 months at this point • Approximately 30 drug trials going on with multiple combinations of drugs • Chloroquine – what we know today • Side effects and safety * Visit ClinicalTrials.gov for additional information on COVID-19 drug trials 21 bbinsurance.com/covid19 | March 27, 2020 © 2020 Brown & Brown, Inc. All rights reserved.
Social Distancing ≠ Being Alone Keeping Employee Needs in Mind Create Community Stay Smart Virtual Volunteering Create a sense of community Start an online book club or have Support your community with “outside of work” virtual meals, friendly competitions with online virtual volunteering or making coffee chats, or happy hours games donations to local charities https://www.cnn.com/specials/im pact-your-world Stay Active Make Future Plans Encourage employees to stay Make a plan to stay connected active with daily exercise – ride with your employees until you can your bike, take a walk, or find a return to the office class online 22 bbinsurance.com/covid19 | March 27, 2020 © 2020 Brown & Brown, Inc. All rights reserved.
How We Can Support Resource Center • Find more information at bbinsurance.com/covid19 • Resource Links: • WHO - www.who.int/health-topics/coronavirus • CDC - www.cdc.gov/coronavirus/2019-ncov/index.html • National Business Group on Health - https://www.businessgrouphealth.org/topics/blog/the-evolving- situation-of-coronavirus-what-we-know-and-what-we-dont • OSHA – www.osha.gov Q&A • Please submit any questions in the Live Chat feature of this webinar or send them directly to your service team. 23 bbinsurance.com/covid19 | March 27, 2020 © 2020 Brown & Brown, Inc. All rights reserved.
Live Stream Survey Accessing Your 1.0 SHRM Credit Certificate Survey Via Email • You will receive a follow-up survey via email that includes a question you must complete to access your 1.0 SHRM credit. Once you complete the survey, the SHRM Program ID # will appear on the survey submission confirmation page. COVID-19 Resource Center • Don’t want to wait? Having trouble receiving our email? Access the survey now at bbinsurance.com/covid19 to claim your 1.0 SHRM credit. 24 bbinsurance.com/covid19 | March 27, 2020 © 2020 Brown & Brown, Inc. All rights reserved.
Thank You Please contact your service team for Save the Date any additional information and visit Friday, April 3 bbinsurance.com/covid19 2pm ET | 11am PT Live Stream No. 4 Further details to follow.
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