CONDOMINIUM INSURANCE AND RISK MANAGEMENT - CCI Nova Scotia
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FALL 2020
CONDO connection
Quarterly Newsletter for a Positive, Strong, and Informed
Nova Scotia Condominium Community
Nova Scotia Chapter
CONDOMINIUM
INSURANCE AND
RISK MANAGEMENT
THAT BLOOMIN’ NEVILLE! CCI-NOVA SCOTIA - I DIDN’T KNOW I HAD
1
CREATE YOUR OWN “VIEW” OCTOBER 2020 SEMINARS TO DO THAT
Nova Scotia Chapter
Advertise In The
CCI-Nova Scotia
Quarterly Newsletter
ONDO
onnection
Are you a business or professional stakeholder in the Nova Scotia Condominium industry? Do you have a
particular product or service that will interest condo owners, condo boards, or property managers? Advertise
in Condo Connection to reach Nova Scotia’s condominium community—18,000 strong and growing!
For more information e-mail info@ccinovascotia.ca or call 902-222-4002.
Here’s what you need to know
Rates for CCI members: (see illustrations)
Per Issue Per Year Business-card size 1/4 page size 1/2 page size Full page size
• Business-card sized ad: $75 $300
3.5" wide x 2" high 3.5" wide x 4" high 7" wide x 8" high
• Quarter-page sized ad: $130 $520 3.5" wide
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(Rates for non-CCI members are double)
Publication Dates: Distribution:
October; January; April; June Newsletter email blast to membership and posted as full-colour PDF at
www.ccinovascotia.ca
Formats:
Ad 2copy canCONNECTION
CONDO be submitted in PDF formats.
| FALL 2020
Fall 2020 TABLE OF CONTENTS
ONDO
onnection President’s Message 4
CANADIAN CONDOMINIUM INSTITUTE
CCI NOVA SCOTIA Schedule “A” 5
Professional and Business Partners Directory - CCI-NS Chapter 6
Nova Scotia Chapter FEATURES
#3 - 644 Portland Street, Suite 135
Condominium Insurance and Risk Management 7
Dartmouth, NS, B2W 2M3
That Bloomin’ Neville! Create Your Own “View” 9
Telephone: info@ccinovascotia.ca
I Didn’t Know I Had To Do That 10
Fax: (902) 222-4002
E-mail: ccins.board@gmail.com
ANNOUNCEMENTS
Website: www.ccinovascotia.ca
CCI-Nova Scotia – October 2020 Seminars 12
Newsletter Administration:
Email: info@ccinovascotia.ca CCI-NS’s First Virtual AGM 13
This publication attempts to provide the CCI CCI Director’s Code of Ethics 14
Nova Scotia membership with information on
condominium issues. Authors are responsible for
their expressed opinions and for the authenticity Small Business Every Day in Nova Scotia 15
of all presented facts in articles. The CCI Nova
Scotia Chapter does not necessarily endorse or CCI-NS Education Plan for 2020/2021 16
approve statements of fact or opinions made in
this publication and assumes no responsibility
for these statements. Reminder for Seniors – Survivor Benefit 16
This publication also notifies members of the Membership Application – Corporate 17
Nova Scotia Chapter of events and services. The
products and services advertised are not neces-
sarily endorsed by the Eastern Ontario Chapter. Membership Application 18
Readers should conduct their own review of the
products and services and seek legal and other
professional advice on the particular issues
which concern them.
Permission to reprint is hereby granted provided:
1) N
otice is given by phone : (902) 222-4002
and/ or in writing to the CCI Nova Scotia
Chapter; and
2) Proper
credit is given as follows: Reprinted
from Condo Connection.
Copyright by CCI Nova Scotia Chapter of the
Canadian Condominium Institute.
NEWSLETTER is published four times a year:
Fall, Winter, Spring and Summer.
Ads in this newsletter are not an endorsement
by CCI of any company or service.
CONDO CONNECTION | FALL 2020 3
MESSAGE FROM THE PRESIDENT
RE LOOK LIKE FOR CCI-NS
By: Devon Cassidy
etter, Committee
President, CCI Chair and Editor
Nova Scotia
expectations and commitments both from a fiduciary
perspective
We but alsothe
can now celebrate from a membership
beginning support
of another year ofand
CCI in Nova
service
Scotia. perspective.
Looking back over the past year, I believe I can speak for
everyone when never imagining finding ourselves or our CCI -NS
Finally, from a planning perspective, it was important
Chapter in the place we are now.
to also consider provincial housing trends driven by
a number
COVID-19 hasofchanged
factors including
many things positive
for manyincreases
people.inFor CCI-NS
it has made us embrace technology, specifically virtualand
economic prosperity, rise in community diversity an
meetings
aging demographic wall which would suggest that
and seminars, quicker than we would have otherwise. We have an- over
the nestadecade
nounced plan for ,all
there will
virtual be evensessions
education more importance
for the 2020/2021.
placed upon a strong and informed condominium
We have held two of these sessions thus far, and with only a few
community
technical thatthey
hiccups, theyhave
are gone
able to easily
really well.navigate the Board we
As a CCI-NS
complexities of the landscape.
have been holding virtual Board meetings since April. I for one have
, preferred the virtual Board meetings, as it makes it easier for our and what we can provide to support them. To this end, National has
Board to meet, and allows me my favourite treat to be home with put a focus on producing National content for members, they put
my dog during our meetings. together a National Insurance Webinar held on October 22nd which
is now available on the CCI National Resource Center. I encourage
THE we can help FOR THE CCI NEWSLETTER
The pandemic has also made your CCI-NS Board more conscious
FUTURE
of how we spend our time, working to make sure that the count- you to visit the CCI National website to view this very revealing and
less hours we put into CCI-NS translate to results and value for our informative webinar.
~ By the Legal
members. advice
Newsletter
This to meet
Team
has resulted your
in prioritizing, incorporating the aims of
I am excited and cautiously optimistic about the next year for our
condominium
the Strategic Plan, andneeds.
moving to create a strategic CCI-NS Board
Lauren M. Randall
chapter. We are growing, and with a new embracing of technology,
The plan would be
as opposed to to transition
a more forward
operational one.with
We Real ahope
totally
Estate electronic
change will newsletter.
thisLawyer
The growth possibilities available through by lrandall@boyneclarke.ca
thisourtransition areand I am
currently hopeful that
unavailable towe will be able to reach even more members.
CCI-NS.
result in more projects being undertaken committees,
902.460.3421 as
With the advanced
Your system
full service CCI
lawyou, would
firm.our Please reach out
benefit allowing the opportunity for information gathering, to us and let us know your ideas,
updating data,how
andwe are do-
greater
a result more value for members.
efficiency. www.boyneclarke.ca
ing, or if there is anything you would like to see or hear more about.
Nationally, CCI has been grappling with many of the same issues We can be reached by phone (902) 422-4002, through our Website,
Throughout the transitioning we would continue to sell advertising and at the same time ensure that all advertisers would get
we are at the chapter level but primarily focusing on our members Facebook, and our E-mail ccins.board@gmail.com. n
increased coverage.
The Newsletter Team has set deadline and distribution dates for
the Summer
Deadline Summer -- June 12th and June 30th for Distribution
by August the Newsletter committee will begin to get ready
for the newer system in the Fall and by Fall we anticipate the
new system would be in effect. Michael from LS Graphics will
produce the design of the Template with info from CCI-NS and
CCI-NS will continue to seek stories and operate the system.
IT’S RENEWAL TIME !!
~ By Lorena Mac Donald, CCI -NS Membership Chair
It’s that time of year again and membership renewal forms
are on their way. 2020 has been a challenging year for
everyone and as condo owners we have had to make lots of
adjustments due to Covid-19. Here at CCI, we would like
to reward members for making it through these challenging
times.
This year only, all of our courses and seminars will be free
to all our members. Get your renewals in and enjoy free
access for all your condo owners to the informative and
educational seminars.
4 CONDO CONNECTION | FALL 2020
CCI - Nova Scotia SPRING 2020 3
#3 - 644 Portland Street, Suite 135
e any topics you would like to see addressed please send
e at 461-9855.
d
Specia
BFL CANADA
HEALTH AND SAFET Y
INSURANCE SERVICES INC.
a REAL ESTATE DIVISION
bflrealestate.ca
by
SCHEDULE “A”
Engineering Inc.
uilding Property & Surveying
POTTING
Renewal of Provincial State of Emergency by Minister (subsection 19(2) of the Emergency Management Act)
SOILisFIRES
eyors, our expertise grounded in a detailed Continued from page 8
ebuilding design & construction and pathology.
the Reserve Fund to cover the capital repai
ced EMERGENCY AREA:
eed in integrated building engineering and surveying as a separate line item directly below opera
Many On March
people
m condominiums in Atlantic Canada.
22,
think 2020
that they a State
can safely of Emergency
butt out in awas plantdeclared for all the Province will of
beNova Scotia.
the annual surplus or deficit, which s
y or flower pot, however, both the plants and soils contain accounted for a surplus remains a contribu
m. chemicals that can ignite. A problem related to fertilizers
the that had been previously overlooked or defe
ic condominium
in the soil isbuiltthat they environment
act as oxidizers include: that accelerate fires.
Overthelastfewyears,firedepartmentsthroughoutNorthAmericahavereportedahigher
Nature
realisticManyreserve of the
fund emergency:
studies The COVID-19 virus, which has tember
thanaveragenumberoffirescausedbypottingsoiland/orpeatmoss.
6, from September trimming expense
6 to September 20,orfrom
increasing condominiu
September
Halifa
rpot potting soils on the market today contain less dirt
ments and caused a pandemic, is in the Province and that event requires 20 to October 4, from October
andrehabilitations
more organic substances that are flammable, such will consider all options
4 to October available,
18, from one of wh
October
prompt coordinated
Some Examples ofaction
Large Fires or regulation for the protection of 18 to November 1, and from November
ownership. 1, 2020 to November
www.coo
eagement asof structural
shredded wood, & building
bark, peat envelope
moss, ifstyrofoam
you havepellets not and
• Langley, BC – December 2016: Fire caused by
We ask for yourCaused continued
by Potting support,
Soil Catching Fire acarelessdisposalofacigarettebuttleft100
property and for the health and safety of persons in Nova Sco- 15, 2020.
people displaced
cementrenewedprojects
vermiculite. • Calgary, AB – March 2010: Fire caused by a
• C
algary, AB – May 2018:Largefirelossdueto
your membership, please do so to continue
cigaretteleftsmolderinginaflowerpotleft250
people displaced
improper disposal of cigarette in a planter on
tia. • Edmonton, AB – July 2014: Fire caused by
balconyleft200occupantsdisplaced
the uninterrupted service offered. Any questions or
ThereAreTwoMainCauses
acigaretteinaflowerpotleft400people
With the approval of Governor in Council, I hereby further
oper Helpful Prevention
g dilapidations, building
displaced
Tips
envelope defects, and expert
1. Careless disposal of smoking materials
issues you would like addressed at our seminars or
• Edmonton, AB – May 2015: Fire caused by
I•am satisfied that an emergency, as defined
carelesslydisposingofcigaretteinflowerpot
Provide smokers with a designated smoking area, and
left155peopledisplaced in clause 2(b) of
2. Spontaneous combustion
renew the declaration of a State of Emergency for all of the
The majority of smokers today light up outside
where there are often insufficient ashtrays or
forums, please contact Phil Williams at 506. 454.3499
Management Act, Province to continue on and after 12:00 pm (noon) on Sunday,
• Montreal, QC – August 2016: Fire starting in a
Chapter
provide 8 of the Acts
proper of 1990, the
receptacles Emergency
for cigarette
flowerpotleft30peopledisplaced
disposal.
receptacles for cigarette butts. Many butt out in
any available container, such as a patio planter.
nt and or strategies
• philwilliams@bellaliant.net
Advise smokers
continues to exist or notmay to use existorany inccinewbrunswick@cci.
pots containing potting
the Province. November 15, 2020.
agement ca. soil as an ashtray.
While underplanters,
a Provincial keepState of Emergency, I may require
Want to reach more than 5,000 C
and any If this Declaration is not renewed or terminated earlier, the
and NewuntilBrunswick?
• Maintain plants fresh and watered
out BRK -- orElizabeth
Engineering
check McDermott
them
all of the Inc.
frequently
actions (emcdec606@rogers.com)
please
specificallyin hot listedcontact
sunnyunder clauses 14(a) to (m) State of Emergency remains
dry weather. in effect 14 days after the
ael Williams,•of Discard P. Eng
any deadManagementplants in planters. date and time it is declared, which is until 12:00 pm (noon) on
Consider advertising in this quarte
the Emergency Act, or anything else I deter-
25-0972; • or Email:
Do
mine not
is keepMichael.brk@bellaliant.net
necessary pottedfor the plants near combustible
protection and the health Sunday, November 29, 2020.
of property materials.
Business
Nova Scotiacard size ad $60 per
er, • Do not store bags of
or safety of persons in the Province. potting soil in direct sunlight and/or
Dated November 4, 2020, at Halifax,
near any combustible materials.
CCI – Nova Scotia Fall 2013 5 Original Signed By
•TheAvoid plastic issued
Directions containers from– March use clay 22,planter
2020 pots untilwhenever
today shall Hon. Chuck Porter
USEFUL 1/4 INFO
pageFOR sizeCONDOad $120 pe
OWNERS
continue in place under this renewal unlessbetter
possible, as they may keep potting soil fires terminated or Minister of Municipal Affairs and Housing
contained.
changed by me in writing. Further Directions may be issued
and posted for the public throughout us the State of Emergency. COVID-19 INFORMATION AND For
Filing a Lien again
1/2 page size ad
REMINDERS
$240 pe
Pt, more information e-ma
Scotia
Contact
https://novascotia.ca/coronavirus/avoiding-infection/#so-
This renewed Declaration,
1-844-404-1104
and the associated Directions, are in -- Gregory Auld, direct
R enix@bflcanada.ca cial-distancing n
addition to and do not replace any Orders issued by the Medi-
Established Property Management Company ONE OF THE GREAT POWERS granted t
cal Officer
For of Health under
more information on our Section
people32and of Chapter
our services:4 of the Acts
Specializing in Property Management Service corps under the Condominium Act (Nova S
S of 2004, the Health Protection Act 2004.
bflrealestate.ca
ln since 1972 and a proud member of CCI-NB the ability to file a lien against unit owners in
t6 in
ut.
O
This State of Emergency
GOOD P.O. PEOPLE.
Past President’s Remarks
370 was
Rainsford
Box 1374, Fredericton, GREAT
Lane
previously
April 19, from April 19 to May 3, from May 3 to May 17, from May
renewed from April 5 to
N.B. E3BCOVERAGE.
5E3
--circumstances. Condo 51
by Carol Conrad
MANAGEMENT LTD
+DO
Thanks To The Many Who Make CCI Happen
eting A lien is a charge against an owner’s unit an
from May PEACE
17 to May 31,vanwart@vanwart.nb.ca 31 to OF June MIND
14, from June 14 to June 28,
www.vanwart.nb.ca
common interest of that unit. The great ben
from June 28 to July 12, from July 12 to July 26, from July 26 to
this/HLJK1LFNHUVRQ
charge is that pursuant ,&( to the Act it tak
August 9, from August 9 to August 23, from August 23 to Sep- is how do 3URSHUW\0DQDJHU
we attract new members and also retain&
to all other liens charges or mortgages affec
existing unit,
members.
exceptWe
3URMHFW0DQDJHPHQW must
a lien forensure that
&RQVXOWLQJ
taxes or we for
a lien aremon
providing you with the benefits that make
Nova Scotia Power. Subject to ŵĂŝů͗ůŶŝĐŬĞƌƐŽŶΛ it worthw
those excep
to belong to
condo CCI.
lienTo this end gets
otherwise it would be most
to “butt
,QWHUSURYLQFLDO&RQVWUXFWLRQ(OHFWULFLDQ help
intĞď͗ǁǁǁ
line” in
to the Board if you as members would give us your
a mortgage registered by a lender or a lien f
feedback on how we are doing. Let’s hear from you
judgment creditor.
with your ideas.
The moves
As the year circumstances
forward thatyourcan lead
Board tobe
will a condo
active
being able to file a lien typically occur
in developing an educational agenda for the Spring when
ers in
101-371 St. Margaret's Bay Road months,owner
pushingfailsthe
to fair
provide payment
taxation issue to theHRM
with corpo
d like Council,the following
providing reasons:
input on future changes to the
your Condominium Act and other matters of relevance to
• Outstanding
the condominium assessments,
community as they including
arise. cond
WHERE DO THE
- NovaYEARS
CCI Hall GO? 2020
Scotia SUMMER I was 9first elected to
Tony
the Board in the Fall of 2003 as Treasurer and served Again, it•has been
A condo acorp
CONDOpleasure to| have
is forced
CONNECTION served
to2020
FALL make as to
5 repairs
Continued on page 9
in that capacity for seven years. I am pleased to have your President
are the and I look forward
responsibility of anto my continued
owner but which
been National Council Representative for a three-year involvement onmake;
fails to the Board.
Professional and Business Partners Directory - CCI-NS Chapter
CCI-NS ACCI PROFESSIONALS
Alex Astbury, FRI, ACCI Red Door Realty 902-499-1119
Pat Cassidy, QC, ACCI Cox & Palmer 902-491-3022
Stacy Wentzell, FRI, ACCI Harbourside Realty Limited 902-456-2740
CONDOMINIUM DEVELOPERS
Rob Bell Bell Enterprises Limited 902-464-3939
CHARTERED ACCOUNTANTS
Tracey Wright, CA Levy Casey Carter MacLean 902-445-4446
ENGINEERING SERVICES -RESERVE FUND STUDIES
Rachel Smith, P.Eng. WSP Canada (Halifax) 902-536-0524
Jim Fletcher, MASC., P.Eng. Bluenose Engineering 902-403-3001
INSURANCE SERVICES
Walter Tingley Crawford and Company (Canada Ltd.) 902-497-1332
Edmund Nix BFL Risk & Insurance Inc. 902-404-1104
Ken Myers Gateway Insurance Brokers 902-431-9300
LEGAL SERVICES
Lauren Randall Boyne Clarke LLP 902-460-3421
Devon Cassidy Cox & Palmer 902-491-3029
Pat Cassidy, QC, ACCI Cox & Palmer 902-491-3022
MANAGEMENT SERVICES
Joan and Don Buck Canmar Services Ltd. 902-445-1399
Tony Hall Podium Properties Ltd. 902-445-4936
Heather Nickerson Condo 51 Management Ltd. 902-830-2010
Parker Deighan Open Door Property Management 902-880-1335
Brian and Angel Dort Providence Property Management 902-292-6156
Lisa Power Real Estate 360 902-464-7777
Brian Lugar Novacorp Properties Limited 902-462-8666
OTHER SERVICES
Wayne Sajko Fennell and Associates Appraisers Limited 902-453-5051
Rob Mabe Maxium Financial Services 905-780-6150
Robert Liang Liang Painting Services 902-292-8346
Debbie McIssac Sonco Group Inc. 902-429-8200
REAL ESTATE SERVICES-REALTORS
Stacy Wentzell, FRI, ACCI Harbourside Realty Limited 902-456-2740
Bonnie Hutchins, FRI RE/MAX 902-488-2820
Alex Astbury, FRI, ACCI Red Door Realty 902-499-1119
Melissa Massey Royal LePage Atlantic 902-719.9935
Disclaimer: The professionals listed in this directory are members of the Nova Scotia Chapter of the Canadian Condominium
Institute. The CCI-NS Chapter does not warrant, guarantee, or accept any responsibility for work performed by companies or
individuals.
Nova Scotia Chapter
6 CONDO CONNECTION | FALL 2020
COVER FEATURE
CONDOMINIUM INSURANCE
AND RISK MANAGEMENT
By Edmund Nix, BA, CAIB, CRM, BFL Risk and Insurance Inc.
O
ver the past two years Nova Scotia condominium corpora- shared challenges in their regions, with measures corporations might
tions have experienced increased premiums and deduct- incorporate to prevent and mitigate future claims.
ibles and now find there are fewer options in the insurance
marketplace. Aging buildings, municipal infrastructure and deferred
maintenance is a concern across Canada. Building, heating,
Your insurance provider may discuss “Hard Market”, “Capacity Short- electrical and plumbing systems may no longer be sufficient for
age”, or “Insurer Performance”. These industry facts are relevant to modern demands.
you as insurance consumers. Understanding what is happening in
the marketplace can help owners and boards lead risk management What does the age of my building have to do with fire insurance? Most
discussions and loss prevention measures in your corporation. fires are caused by cooking or smoking, not buildings, right? The fact is
this, the most frequent insurance claims in Canada are water related, not
Insurers globally have encountered challenging market conditions
fire. Water from domestic hot water tanks, appliance hoses, ice makers,
over the past several years. Declining investment income, record low
interest rates, increasing claims costs and reduced investor interest. stuck valves in washing machines, overflow from tubs and sinks, and air
Declining performance measures created the “Hard Market” and “Ca- conditioning/heat pump drains. Water ingress through the building en-
pacity Shortage”, meaning that fewer insurers providing less insur- velope, windows, doors, and damaged roofing are also on the rise due
ance products to a growing marketplace. Supply is down, demand is to building age and changing weather patterns.
up, the result of which is what we are experiencing.
While these are not as spectacular as the Calgary hail event or a
CCI National held a Cross Canada “Insurance State of the Market” we- building fire, it is the frequency and volume of these claims that
binar on October 22. Insurance brokers from across Canada outlined makes them the leading cause of loss in Canada.
CONDO CONNECTION | FALL 2020 7
COVER FEATURE
7) BBQ and Smoking By-Laws;
8) Fire safety inspections;
9) Work performed only by qualified, licensed and insured profes-
sionals;
10) Disaster recovery plan including contact information for Resto-
ration Contractor(s), EHS, EMO, Fire, Police, Community Services,
Red Cross, Insurance, Legal, and Accounting;
11) Reconstruction cost appraisals;
12) Active communication and education plan;
13) Speak to legal counsel specializing in Condominium Law in
Nova Scotia;
14) Speak to your insurance provider and detail your efforts;
15) All records, manifests and documentation available that detail
all of the above, and where this information is stored.
The CCI Insurance panel were also in agreement on the path ahead.
Most water losses are preventable or when they occur can be miti- This is not an exhaustive list of risk management topics. Every corpo-
gated through an active risk management and disaster recovery plan. ration is different. Risks change as buildings age; new developments
occur; legislation, owners, boards, community, climate, environment,
Insurers are looking to corporations as their partners in risk. Is your and economic changes happen. Risk management is an active process,
corporation actively managed through self management and/or a it serves you best when it is maintained, utilized, and well documented.
property management firm? Do you have a risk reduction strategy in
place including some or all of the following? What can your corporation do? How can you prevent future insurance
1) Hot water tank replacements, drip pan and water alarms; premium and deductible increases? How can you make and create
more options for insurance in the future? Do not look at insurance
2) Electronic water monitoring and detection devices; as a maintenance plan or financing vehicle. Look at insurance as a
3) Plumbing inspections including hose replacements; disaster recovery measure, one part of your risk management strat-
4) Building envelope inspections; egy that you develop with the owners and board and your property
manager. Be the “Best in Class” corporation, your efforts today will
5) Dryer vent cleaning; pay dividends in the future for risk mitigation, loss prevention, cost
6) Chimney and flue inspection and cleaning; reduction and protect the value of your condominium, your home. n
#3 - 644 Portland Street, Suite 135
Dartmouth, NS, B2W 2M3
Telephone: info@ccinovascotia.ca Fax: (902) 222-4002
E-mail: ccins.board@gmail.com Website: www.ccinovascotia.ca
Nova Scotia Chapter
CCI Nova Scotia Board of Directors 2020-2021 Board Members
President.....................................................Devon Cassidy Dan Campbell Rachel Smith
Vice-President...........................................Parker Deighan Barbara Hart Brian Dort
Secretary.....................................................Thomas Birchall Edmund Nix Administrator Vacant
Treasurer......................................................Tracey Wright Michael Kennedy Newsletter Editor Barbara Hart
National Council Representative ......Devon Cassidy Lorena MaDonald
CondoConnection is published four times a year: Fall, Winter, Spring and Summer.
Ads in this newsletter are not an endorsement by CCI of any company or service.
Visit CCI-Nova Scotia Web Site
www.ccinovascotia.ca
8 CONDO CONNECTION | FALL 2020
FEATURE
By Neville Mac Kay,
My Mother’s Bloomers
THAT BLOOMIN’ NEVILLE!
CREATE YOUR OWN “VIEW”
W
e have all been spending a LOT more time in our homes You may have noticed I did NOT mention adding lights, sparkly bits
this year than we usually have, and I know many have and bobs, etc. to the mix…well, go ahead if you want to, but be
used the time to decorate and embellish their homes sure that whatever you add is easily removed in a timely manner
and balconies. Plants were (and still are!) hot must- shortly after the Holidays. I have been to too many places that have
haves and now we cannot enjoy our petunias and geraniums outside, put a pile of Christmas do-dads in their planters only to have them
it doesn’t mean we have to completely do without something pretty secured in the permafrost until March. Not good…not good at all.
to enjoy looking out at.
Another good thing to think about when creating this outdoor Win-
Many use their balconies as “Outside storage” for the winter, and ter-scape is to be sure to have a place to sit too….there may well be
that may be all good and well for some, but can look rather un- days that we can stand going outside once the snow flies, and this
kempt very quickly. I’ve got a suggestion or two for you that won’t can be a serene and calmingly fragrant space that can be utilized.
break the bank and will allow you to enjoy the beauty of Nature all Oh and don’t forget to use enough so you can bring some sprigs in
winter long. once and a while, “just for the Smell of it!”
Many of us have had lovely planters filled with Summer offerings Some go so far as to get an evergreen tree, either potted or cut and
that have long passed…. well, don’t remove them or get rid of the “potted” in a container for their balcony, which is also a fun and
soil! These are perfect to stuff full with various Winter greenery like beautiful look. And if you have a permanent table out there, be sure
pine, fir, cedar, and magnolia. I cut branches also from the garden to put a heavy pot of assorted greenery on it too!
(or the woods) from birch, alder, etc. for texture and height…or you
could go to your local florist for curly willow to put in the middle. Look, this may sound like a lot of work, but it isn’t. And anyway,
Stuff the branches and greenery, (and don’t be afraid to use a lot!) what else are you going to do with your time?
all through the planters, window or balcony railing boxes and create
Stay safe, stay well, and be kind to others.
a Winter Garden! I also suggest adding a few large pine cones to
the mix, again for texture. Share LOVE through the Beauty of Flowers. n
CONDO CONNECTION | FALL 2020 9
FEATURE
By Tom Birchall CCI Board of Directors and Secretary
I DIDN’T KNOW I HAD TO DO THAT
For those that have been following my journey to self-management This brings up the second “learning”:
we had our unusual covid-19 detour and while we are still observing
For good maintenance both literally and figuratively, regularly keep
the emergency health directives, it has so far been a very enlighten-
in touch with all of your trades, pay them as quickly as possible, and
ing experience not only for me but our Owners as well. (I thought I
give them as much lead time as possible. This is about continuing to
would talk about “still staying at home and very bored”, but anyone
build important relationships.
who has seen our zoom offerings of late knows I am anything but
bored!) The same goes for your Owners - communicate, communicate, com-
municate!
One of our most difficult challenges
has been getting trade support and I have never been known for my patience, but a supportive board re-
maintenance issues dealt with. Which ally helps when you get 8 emails over 4 hours from the same owner
for the same reason and you’ve already told then six different ways
brings up our first “learning”: there is nothing you can do. During this period, I have been learning
Have an alternate for all your trades and do your due diligence now to rely more heavily on my fellow Board members for support and
to save scrambling around later. Most of our maintenance contractors they all come through.
experienced severe shortage of labour, partially because of various
government programs and partially due to their own health concerns. Third lesson learned:
Because we have a practice of over-maintaining our units, these de- Keep Board members informed in a seamless and regular fashion
lays, while inconvenient, have not resulted in any adverse incremen- regarding all segments of Condo development and concerns, listen
tal costs to repair a unit – so far. to and heed their advice.
10 CONDO CONNECTION | FALL 2020FEATURE
Having all this extra time on my hands has allowed me to re-read costs have decreased as has our paper usage. We have also devel-
the Declaration, By-Laws, and Common Element Rules (I didn’t know oped processes for most of our work and we are already seeing more
how many rules we were breaking but then the question became consistency and time-savings leaving me more time for an afternoon
does it really matter?) I now have a list of possible amendments for nap!
consideration. One interesting item I picked up was how to deal with
AGMs and in particular quorums and deferred/postponed meetings – Hopefully, we can get back on track with the continuing efforts to
if you have not had your AGM and are worried about holding it with self-management by the time our next newsletter is published. In
a quorum you might want to give this section a read! the interim, stay safe, and stay socially engaged whenever possible.
One of the more unpleasant revelations during this period concerned
our lovely outdoor swimming pool. We found out that we are sub-
Coming next: “It’s time to move on” or
jected to several rules and regulations that we had no idea applied “Is this the real new normal?”
to us. There is a Nova Scotia guideline passed in 2014 that notionally
classifies condominium pools as “public” and subject to RLSS (Royal I have three requests:
Life-Saving Society) regulations – not nice! We are looking into it but
1. If you are not already a member of the CCI-NS, consider joining as
the bottom line – we did not open our pool this year.
either an individual or a corporation,
Funny thing, we have seen a tremendous up-tick in modification re-
2. P ass this article along to someone who is not a member of the
quests (exceptions to Common Use and Exclusive Common use areas).
We developed processes to deal with them and in a couple of cases CCI-NS; and,
we even set up ad hoc committees to look at the request bearing in
3. P rovide feedback on the article (so far, I’ve had no feedback so fell
mind the issue of precedence. As a result of some of the requests
like a mushroom!)
being granted we are also reviewing our rules and regulations – you
know those rules that are subject to Owner concurrence but are not Tom Birchall has been the president of his local condominium cor-
registered on title and should always be included with any estoppel poration since 2012 and together with his board operate a 79-unit
certificate issued.
townhouse type development that is still growing. They have agreed
As we continue to be in semi-self-isolation, we are continuing our to share their many “lessons learned” from changing to a self-man-
digitization process and now have all the various Board and AGM aged corporation in 2011. The views expressed herein are theirs and
minutes available to both the Board and Owners on request. Our ink do not necessarily reflect the opinion or views of the CCI-NS. n
Here to support your legal needs
Our condominium law team represents over 400 existing condominium corporations in Nova Scotia and continues
to grow their services throughout Atlantic Canada. With extensive experience in this area since 1982, our lawyers
advise on all areas relevant to condominium boards and owners. Our team also has extensive experience with the
development and registration of new condominium corporations.
From strategic advice to development solutions, our team is committed to your legal needs every step of the way.
Patrick I. Cassidy, QC Devon E. Cassidy
902.491.3022 902.491.3029
CONDO CONNECTION | FALL 2020 11CCI-NOVA SCOTIA NEWS
CCI-NOVA SCOTIA
OCTOBER 2020
SEMINARS
By Devon Cassidy, CCI- NS President, and Lawyer Cox & Palmer
O
n October 28, 2020 CCI-NS held its first seminar of the three chapters of the manual. The presentation touched on how con-
2020-2021 Education Season. This seminar was free for dominium is created, the essential elements of any condominiums;
members and non-members alike. The seminar was geared the foundation documents of a corporation and insurance.
towards educating the greater community about CCI Na-
tional, and CCI-NS. It was a great opportunity to speak to what we do Michael Kennedy led this session, with Edmund Nix providing an in-
and strive to do, to bring value to our members. surance perspective; Devon Cassidy providing the legal perspective
and Tom Birchall providing the perspective of a self managed cor-
Michael Kennedy as Education Chair lead the session with interjec- poration.
tions from Devon Cassidy, to provide the National prospective. It was
an opportunity for the chapter to explain to the membership where The virtual format of part 1 of the CM 100 allowed for a more casual
the chapter has been and where it is going. exchange on the information than you would typical have in an in
person seminar format. There were great questions asked by the par-
On October 31, 2020 Condominium Management 100 (CM 100) was ticipants, and an enlightening sharing of information among not just
launched using an online format. This year the CM 100 course is the speakers but the participants as well.
being split over two weekends, to help fight any webinar fatigue.
This new format has the added benefit of allowing more members to October was a great month for CCI-NS education and we look for-
participate in the course as well. Part 1 of CM 100 covered the first ward to continuing the program for the rest of our 2020/2021 year. n
12 CONDO CONNECTION | FALL 2020CCI-NOVA SCOTIA NEWS
BUY LOCAL IN NOVA SCOTIA DURING COVID-19
CCI-NS’s FIRST
~ By Cheryl Van Varseveld, CCI Newsletter Committee
VIRTUAL AGM
Choosing Nova Scotia products will be easier than ever
thanks to increased funding for Select Nova Scotia, the
province's buy-local marketing initiative.
consumers want to know where their food comes from, how
it's made, and they want to have a relationship with you.
Select Nova Scotia builds on this by increasing consumer
A new $250,000 investment by the province doubles awareness and connecting producers to consumers."
By Devon Cassidy,
program funding to CCI- NS President,
$500,000 and Lawyer
for Select Cox & Palmer
Nova Scotia More than 400 businesses across the province are part of
O
beginning this year. The successful provincial marketing the Select Nova Scotia network. Since Select Nova Scotia
program nlaunched
September in 17, 2020
2007 to CCINS
promote heldlocal
its Annual General Meet-
food products began, awareness of buying local has increased 33 per cent
ing. Due to the
by increasing consumer awareness. concern for members brought about by
among Nova Scotians, more farmers markets are popping
"Government COVID-19 and restrictions
recognizes to social
the importance gatherings, this AGM
of promoting up across the province, and Nova Scotians are buying more
local food wasto held virtually.
support our farmers and the local economy," local food.
said Jim Morton, MLA Kings North, on behalf of Visit www.selectnovascotia.ca for information on local
Every year following
Agriculture Ministerthe CCI-NS
John AGM, a mini
MacDonell. seminar
"Buying localis isput on. This products, where to buy local, recipes for seasonal foods,
year,
goodthe forAGM
NovawasScotia
part ofconsumers
the seminar.andAs more
goodand for more
Novacondominium
Scotia events and attractions featuring local products, and the
businesses. are
corporations It's considering
a win-win."holding their own AGMs virtually, CCI NS benefits of eating and buying local.
The additional
decided funding
to use their AGM as will
an allow
exampleforofa how
moretorobust
run a virtual AGM. North End Business Association www.opencithalifax.ca
marketing campaign, which began on television and there
has was a recap session
information held, where
about special attendees
events startingcould
June ask
27thquestions
and
online
The in late
evening March.
began withItTom
alsoBirchall,
includesCCI-NS
a redesign of Select
Secretary providing an and discussfor
running thefour
virtual AGM.
consecutive weekends to promote local
Nova Scotia's
introduction logoconcept
to the to showcase the provincial
of a virtual AGM and flag--
things to consider businesses in HRM.
making it even easier to identify local products.
when planning to hold any meeting virtually. Attendees then partic- The AGM was well attended and ran smoothly, considering that for
Visit www.selectnovascotia.ca for information on local
"As business owners who add value to a primary product
ipated in the CCI-NS AGM, where Devon Cassidy, in the role of chair many of the where
products, attendees and local,
to buy Board itrecipes
was a new experience.
for seasonal The ability
foods,
and sell directly to the consumer, we know first-hand
and Tom Birchall, in the role of moderator, led the CCI-NS AGM. Once toevents
combine education
and withfeaturing
attractions the business
localofproducts,
CCI-NS was
anda the
great learn-
the importance of producer/customer relationships,"
the
saidbusiness
Jeanita of the meeting
Rand, co-owner wasofcompleted,
Fox Hill Farm.and the AGM adjourned,
"Today's ingbenefits of eating
opportunity and buying
for everyone. n local.
Building
solutions
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Building Repair and Renewal
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Performance Audits and Warranty Claims
Environmental Engineering
Mechanical and Electrical Engineering
Energy Efficiency and Sustainability Consulting
Retro-Commissioning
wsp.com
Rachel Smith, P.Eng.
Halifax: 902-425-4466
CCI - Nova Scotia
CONDO SUMMER| 2020
CONNECTION 5
FALL 2020 13CCI-NOVA SCOTIA NEWS
CCI DIRECTOR’S CODE OF ETHICS
Extracted from CCI National Resource Centre
CCI code of ethics for use by Condominium and Strata Corporations Confidentiality
are important for all Condominium Boards to have in place. Here I will not disclose to any person (including my spouse) information
is a guide form that can be completed and signed by potential decided by the Board to be confidential or privileged or which
directors. reasonably ought to be deemed confidential. When in doubt, I will
request determination by a resolution of the Board.
I have consented to act as a Director of the Corporation and I agree
Support
to comply with the following Directors’ Code of Ethics throughout
I will abide by decisions of the majority of the Directors even
my term(s) as a Director: though I may disagree, but I reserve the right to express my own
views to owners upon non-confidential issues.
Care, Diligence and Skill
I will exercise the degree of care, diligence and skill of a reason- Defamation
ably prudent person in comparable circumstances. I will make a I will not make erroneous or defamatory statements about the Cor-
concerted effort to attend all Board and owners’ meetings. I will poration or any owner, resident, director, officer, manager, staff or
contractor of the Corporation.
act responsibly and with due diligence to become familiar with the
affairs of the Corporation and to uphold its Declaration, Description Education
Plans, By-Laws, Rules, Resolutions, Policies, Agreements and Re- Recognizing that governance of a Condominium Corporation in-
quirements of the Condominium Act and other legislation. volves complex and changing requirements, I will continue to ed-
ucate myself by reading relevant magazines and any such publica-
tion published by my local CCI Chapter.
14 CONDO CONNECTION | FALL 2020CCI-NOVA SCOTIA NEWS
THE RULES
SMALL OF THE GAME
BUSINESS – GOVERNANCE
EVERY DAY IN NOVAOFSCOTIA
A
CONDOMINIUM
Extracted from CCI National Resource Centre
- By Dan Campbell, CCI-NS Board member and Lawyer with Cox & Palmer You ca n make
At www.SmallBusinessEveryDay.ca consum-
a differen
A condominium is an odd sort of property. When I owned ersthe
willadministrative
find a series ofinfrastructure
doable challenges (the Registry of ce
a house, I could point to the four corners of my lot and say likeCondominiums,
walking to a localthebusiness
office ofandthebuying
Registrar). While we can
that I owned everything within, including the house, lawn, advocate
a treat to the government
for a neighbour. The website for will
changes, we cannot do
driveway – everything. But now, living on the seventh anything
also promotedirectly
the many about
otherthe Act andcampaigns
Canadian Regulations.that have been
floor of a high-rise condominium, I on a space in the air. The Declaration
My space is bounded by gyprock walls and a concrete launched to support local businesses and has tools for business
The Declaration is our document – the Constitution of
slab floor and ceiling, but I do not own them – just the owners such as free posters
our condominium. they can
It defines theuse
unitsto that
thankwecustomers
own andfor
space between them. I am dependent on my co-owners doing their part.
sets our percentage ownership of common elements
for access to my unit, to maintain the walls and slabs that and our responsibility for cost.toBut
1. Visit smallbusinesseveryday.ca gettheyourDeclaration
challenge(s)can
surround it, to keep the elevators running, and many, many also include limits on the rights of owners within their
other things; and I must pay a monthly fee to cover my 2. ShowTwo
units. yoursuch
support on socialthat
restrictions media
haveusing
been the subject
share of the costs. Such a complex living arrangement of #SmallBusinessEveryDay
attention lately are non-smoking rules and minimum
requires clear rules. rental rules (to discourage Airbnb-type operations). Many
Small
Nova Business Every Day campaign
Scotia condominium launches, are
corporations challenging
governedCanadi- 3. Get your friends, family, and neighbours involved because
condominiums in Nova Scotia have adopted either or both
ans
bytoa support
hierarchysmall business recovery.
of documents: the Condominium Act, the supporting
of these small businesses
provisions is critical for our communities,
in their declarations.
Regulations, the Declaration, the Bylaws, and the Rules and towns and
Because cities, and the
the declaration country
can greatlyright now.the rights of
affect
Almost half of Canadians
Regulations, each withknow a business
its own scope ofthat has closed
coverage, perma-
methods owners, it can be amended only with the supportinofsome
at of
4. Check out our Support Local Hub to get involved
of amendment,
nently and methods
due to COVID-19. of enforcement.
As reopening is happening across the coun- least 80% of the owners – all the owners, not just those at
the many shop local efforts happening across the country
try,The Act out
seven andofRegulations
ten business owners are worried customers won’t a meeting.
The Act and Regulations are made by government. 5.
TheLook out for the yellow #SmallBusinessEveryDay posters, you
Bylaws
come back. The Canadian Federation of Independent Business (CFIB)
They create the legal status of condominiums (the Thecancondominium’s
even share posters Bylaws
with usually includeyou
the businesses theknow
provisions
and love.
has launched
joint the Small
ownership Businesselements
of common Every Dayand
campaign
so on) to emphasize
and about governance of the condominium – meetings of
that customers are critical to local business survival. Thank you for supporting #SmallBusinessEveryDay n
~ Continued on page 8
A property without
management is like a
net without a goalie...
PROPERTY MANAGEMENT
Asset Management
Financial Services
Administration
Property Service
Communication
podiumproperties.ca
(902) 445-4936
CONDO CONNECTION | FALL 2020 15
CCI - Nova Scotia SUMMER 2020 7CCI-NOVA SCOTIA NEWS
CCI-NS Education Plan Reminder for Seniors who
receive the Guaranteed Income
for 2020/2021 Supplement, Allowance or
By Michael Kennedy, CCI BOD, and Chair of Education Committee Allowance for the Survivor
COURSES
CCI-NS conducted an online Condo Management 100 course on
two consecutive Saturdays - October 31 and November 7. The
Condo Management 200 online course will take place in the
same format on Saturday, January 30, 2021 and February 21,
2021 from 9:00am to 1:00pm both days.
The main objective of the CM100 is to give new board members
and property managers basic skills that they can build on and then
further develop with the CM200 in the winter months.
SEMINARS
CCIS is planning five seminars on the last Wednesdays of the
month from 7-9 pm of these dates:
During the week of October 5, 2020, Service Canada sent re-
minder letters and Statement of Income forms to clients in
November 25, 2020
receipt of these benefits whose income information for 2019
Typical Issues – members only seminar on typical issues facing
had not been received. These individuals received a ‘reminder
Board members including differences in personalities and commu- kit’ requesting completion and submission of the Statement of
nication styles, making decisions, communicating with owners, han- Income form. The reminder kit contains:
dling requests from owners and working with a Property Manager.
• a reminder letter;
• a Statement of Income form and instruction sheet; and,
February 24, 2021
• a self-addressed return envelope.
Digitizing Record – members only seminar on digitizing your
records such as Board and AGM minutes, reserve fund studies, dec- Each year in July, an individual’s ongoing entitlement to bene-
larations, by-laws, and common element rules. fits is reviewed based on the most recent income information.
Because of the COVID-19 pandemic, individuals who could not
March 31, 2021 be assessed due to a lack of income information continued to
Rentals – members only seminar on the challenges faced with receive payments and were notified by letter in July 2020 that
rentals particularly airbnb and powers afforded the Board via the income information must be provided.
Residential Tenancy Act.
This special measure has ensured that clients who have not
April 28, 2021 provided income information continue to receive their benefits
Risk Mitigation – members only seminar on developing a risk uninterrupted; however this measure expires in December 2020.
mitigation plan, including defining a standard unit and identifying
Clients who have not yet submitted 2019 income information
the corporation’s and owners’ insurance requirements.
should do so as soon as possible. Clients who do not submit
their income information will not receive the Guaranteed In-
May 26, 2021 come Supplement, Allowance or the Allowance for the Survivor
Dispute Resolution – members only seminar on dealing with in January 2021.
disputes including the use of the province’s dispute resolution
process. If community members or individuals within your network do
not have access to the internet or face other barriers, the Service
Check the Upcoming Events Canada Outreach Support Centre will ensure they get access to
http://ccinovascotia.ca/news-events/upcoming-events on the CCI-NS the critical benefits they need. Client can call the toll-free number
website for details and registration information for all education (1-877-464-2657) TTY: 1-833-719-2657 from 8:30am to 4:00pm
Monday to Friday.
16 CONDO CONNECTION | FALL 2020MEMBERSHIP APPLICATION
MEMBERSHIP TO JUNE 30, 2021
CONDOMINIUM CORPORATION MEMBERSHIP n NEW MEMBER n RENEWAL
MANAGEMENT COMPANY:
Contact Name:
Address: Suite #:
City: Province: Postal Code:
Phone: Fax: Email:
n I agree to receive electronic correspondence n I DO NOT wish to receive electronic correspondence Signature: Date:
CONDO CORPORATION:
■ Townhouse ■ Apartment Style ■ Other Board Member 3: n Mr. n Mrs. n Ms. n Other
Condo Name/No.: Name:
No. of Units: Registration Date: Address:
Address: City: Province: Postal Code:
City: Province: Postal Code: Email:
Phone: n I agree to receive electronic correspondence Signature:
Email: n I DO NOT wish to receive electronic correspondence Date:
n I agree to receive electronic correspondence Signature: Board Member 4: n Mr. n Mrs. n Ms. n Other
n I DO NOT wish to receive electronic correspondence Date: Name:
Address:
Board Member 1: n Mr. n Mrs. n Ms. n Other
Name: City: Province: Postal Code:
Address: Email:
City: Province: Postal Code: n I agree to receive electronic correspondence Signature:
Email: n I DO NOT wish to receive electronic correspondence Date:
n I agree to receive electronic correspondence Signature: Board Member 5: n Mr. n Mrs. n Ms. n Other
n I DO NOT wish to receive electronic correspondence Date: Name:
Address:
Board Member 2: n Mr. n Mrs. n Ms. n Other
Name: City: Province: Postal Code:
Address: Email:
City: Province: Postal Code: n I agree to receive electronic correspondence Signature:
Email: n I DO NOT wish to receive electronic correspondence Date:
n I agree to receive electronic correspondence Signature: Electronic Correspondence: This section must be completed in order for the
membership application to be processed. CCI communicates with its membership
n I DO NOT wish to receive electronic correspondence Date: via e-mail regarding updates on condominium legislation, CCI events and opportunities,
newsletters, and member communications; in accordance with the Canada anti-spam
law, you must indicate whether you wish to receive electronic correspondence from us.
Please forward all correspondence to: ■ Management Company address ■ Condo Corporation address
Fee: $5.00 per condo unit in a condo corp. No. of condo units: x $5.00 = $ 0.00
or ■ Minimum $80.00 ■ Maximum $225.00
METHOD OF PAYMENT:
Cheques should be made payable to:
Canadian Condominium Institute - Nova Scotia Chapter
#3-644 Portland St., Suite 135, Dartmouth, NS B2W 2M3
Tel: 902-222-4002 • Email: info@ccinovascotia.ca
17water problems; Moncton’s was hosted
them to info@ccinovascotia.ca by Mount
or call the office at 461-985
Over
Pleasant theCondominiums
Village last few years,andfiretopics
departments
discussed
included condominium
throughout North taxation
Americaand have
maintenance
reported a
MEMBERSHIP APPLICATION
4issues.
CCI –than
higher Novaaverage
Scotia number
Fall 2013of fires caused by
MEM S H Ipotting
B E RPresidents’
These P TO soil
J U Nand/or
Forums 0 ,peat
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are 2 0 2moss. BRK
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Board of DirectorsBuilding Pr
meet
SometoExamples
discuss common problems
of Large Fires Causedtoby
share
Potting Soil
information As building engineers
and solutions. Members of the CCI-NB
Catching Fire and surveyors, our e
PROFESSIONAL, BUSINESS PARTNER, INDIVIDUAL
Board MEMBERSHIP
• Calgary,
are onABhand understanding
– March 2010: Fire
to facilitate events.by a cigarettebuilding de
of
thecausedcondominium
left smoldering in a flowerpot left 250 people displaced
n NEW MEMBER n RENEWAL
CCI-NB is working
• Edmonton, AB BRK JulyEngineering
– up a2014:
course entitled
Fire Inc.
caused has
“Living
by provided
Well in integrate
a cigarette
Man
CONTACT INFORMATION: in AaCondominium.”
flower pot left 400 people
It will services
displaced
interest to over 200 condominiu
new condominium
• Edmonton, AB –considering
May 2015: Fire caused by carelessly or fl
owners or anyone buying a condominium. chem
n Mr. n Mrs. n Ms. n Other
Thedisposing
session runs of cigarette
about in flowerpot
Our services
90 minutes left 155others
amongst
and peoplein the condom
provides basic in th
displaced
Name: information about the • Surveys for
governance, preparation
financial aspects, of realisticMan
re
• Montreal, QC – August 2016: Fire starting in a flowerpot
Company Name (if Professional or Business Partner): andleft
common
30 people elements
displaced
•rules
Building envelope assessments
of condominium living. and
andr
The course is
• Langley, BCSuiteplanned
– December •
forDesign
November and contract
2013
2016: Fire caused by aand management
is free We asofsh
as
Address: #:
to attend.
carelessMembers
disposal of of atherefurbishments
NB Chapter
cigarette butt leftBoardand replacement
will be
100 people proj
verm
renew
City: Province:
on hand
displaced Postal Code:
for a Question •&Energy
Answer Consultancy
session following the un
• Calgary, AB – May • Legal
2018: Largeconsultancy
fire loss covering Help
dilapidati
Phone: Fax: Email: the presentation. Check the website for due to improper
details: issues
disposal of cigarette in a planterwitness on balcony left 200 • Pr
Business Website: ccinewbrunswick@cci.ca. forumpr
occupants displaced • Maintenance management and strate
or•phi
Ad
CCI-NB will be hosting •the CCI National
Project and programmid-year management ca. so
There Are
Meeting Twospring
in the Main Causes
of 2016. The event will be held
This section must be completed in order for the membership application to be processed. CCI communicates
1. Careless disposal of smoking materials with its membership via •M
in Moncton
e-mail regarding updates on condominium legislation, CCI events and opportunities, newsletters, and
and will draw
member
2. Spontaneous combustion
For further
many CCI
communications; ininformation
memberswith
accordance from about BRK-- Eliz
En
ch
across
the Canada anti-spam law, you must indicate whether you wish to receive electronic the country.
correspondence from The
us. event will offer
The majority of smokers today light up outside where a variety Michael
of William• Di
workshops
■ I AGREE to receive electronic correspondence ■ I DO NOT wish to receive thereany Tel: (902)ashtrays
and insufficient
areelectronic
often courses.
correspondence 222-2213; Fax: (902)
or receptacles for 425-0972; or
• Do
cigarette butts. Many butt out in any available container, • Do
Signature Date ne
such as a patio planter.
• Av
BFL CANADA INSURANCE INC. | REAL ESTATE po
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CONDOMINIUM RESERVE FUND STUDIES
There have also been reports 300of fires where potting soil bflre
Inglewood Drive, Fredericton
has self-ignited. This can occur if a plastic planterNB E3B is left
2K6 in
METHOD OF PAYMENT:
direct sun, neglected and allowed
phone 506 447to completely
1511 C | 506 454dry3499out.
O
Cheques should be made payable to: e-mail philwilliams@bellaliant.net
Fire departments advise that the chance of this happening
Canadian Condominium Institute - Nova Scotia Chapter
is relatively
#3-644 Portland St., Suite 135, Dartmouth, low,
NS B2W 2M3however, if a potted plant is allowed
to dry out and something hot is placed in it, such as a
Tel: 902-222-4002 • Email: info@ccinovascotia.ca
cigarette,CCI
10 it will burn. Scotia
– Nova Fall 2013
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18 CONDO CONNECTION | FALL 2020 Scott Grant Senior Account Manager
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Email: sgrant@heritagegas.comYou can also read
