2021 Benefits Annual Enrollment Guide - Enrollment Period October 7 - October 20, 2020 - Avaya
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Active Salaried Employees Annual Enrollment is your once-a-year opportunity to review your benefit options for the coming year and select the coverages that will work best for you and your family. Annual Enrollment 2021 Click on a topic below to go directly to the October 7 – 20, 2020 information you need. Benefits selected during this enrollment period will be effective January 1, 2021. What's New for 2021 Please review this Guide in its entirety. It is your source of information for what’s changing in 2021. Consider all Medical Plan Comparison of your benefit options and your financial and health care needs during Annual Enrollment. You will not need to actively enroll in most benefits for 2021 if you do not wish to make changes, with the exception of the following Important Reminders elections that do not carry over from year to year: • Health Care or Limited Flexible Spending Account elections Helpful Links & Tools • Dependent Care Flexible Spending Account elections to Take Control of Your Health • Employee tax-favored Health Savings Account contributions Here is a highlight of enhancements to our plans for 2021: Legal Reminders If you (and/or your dependents) • No Medical, Dental (PPO) or Vision Contribution Increases •N o Medical Deductible or Out-Of-Pocket Maximum Increases have Medicare or will become Important Contacts • New Voluntary Benefits: Critical Illness, Accident and Hospital Indemnity eligible for Medicare in the next 12 • MetLife Legal Enhancement Option to add Plus Parents Option months, a Federal law gives you • Spouse Life and Spouse AD&D Additional Options more choices about your prescription drug coverage. Please see page 25 for more details. 2 Next ▶
What's New for 2021 Avaya knows how important health and insurance plans are for you New! Teladoc Behavioral Health and your family. The following pages include a summary of what’s Beginning 2021, you can use Teladoc to speak with experienced changing for the year ahead. Additional details are available in later psychiatrists, psychologists and Masters level therapists via an online sections of this Guide and at https://my.adp.com. If you have questions video consultation. Providers are available seven days a week, 7 a.m. to 9 or need assistance, contact the Avaya Health & Benefits Decision Center p.m. local time. Here’s how it works: at 1-800-526-8056 option 1 (TDD 1-800-952-0450) or via e-mail at • Members can request appointments through the app on avayaservicecenter@adp.com. their mobile device, through the website, or via phone, with appointment acceptance notice within 48 hours. Attend a What’s New Webinar to learn about 2021 benefits • Tele-video appointments include treatment and goal setting. October 9 at 1:30 p.m. ET Members may use the same provider throughout the course of October 15 at 2 p.m. ET care if desired. Teladoc has emergency protocols in place should See the Annual Enrollment email for details. an at-risk member need crisis care. Nurse outreach for ongoing care includes evaluation and guidance after the 2nd and 6th Benefits Genius Bar visits. Call in with your annual enrollment benefit questions. Open weekdays To enroll go to Teladoc.com from October 9 - October 20 from 3 - 4p.m. ET for the Annual Enrollment period. See the Annual Enrollment email for details. New! Teladoc - Caregiver Beginning 2021, you can use Teladoc not only for yourself and immediate Aetna Enhancements family members that are covered under Aetna, but also for extended If you are enrolled with Aetna through the Avaya Medical Plan following family members for whom you are a caregiver; such as your parents or are the benefit enhancements: grandparents. If you are a caregiver, use Teladoc to get fast and affordable medical advice even if the one you care for is not covered by you Avaya In 2021, there will be no increase in the individual and family deductibles medical plan option. Here’s how it works: and out-of-pocket (OOP) maximums! • Add the care recipient to your Teladoc account New! Expert Medical Opinion through 2nd.MD • Connect with a doctor in 2-way or 3-2way phone or video visits Once you receive a diagnosis, you can contact 2nd.MD to review the recommended course of treatment. Your information will be reviewed • Pay $47 per visit (CDHP or POS medical plan options) by a national board-certified physician and a specialist will schedule a • Share Teladoc visit summaries with the care recipient’s doctor consultation to review the recommendation with you via video or phone. If you are enrolled in Aetna in 2021 through the Avaya Medical Plan, go to To get started, visit Teladoc.com http://www.2nd.MD/Aetna to sign up. New! Aetna Behavioral Health Case Management Telemedicine is a convenient alternative to costly urgent care and ER visits. Aetna clinicians are available 24/7 to handle clinically urgent and complex needs to ensure access to appropriate behavioral health services and With Teladoc, you can connect with a board-certified doctor care. This also includes Autism advocacy. Aetna will provide support in any time by phone, web or mobile app for help with a variety navigating services and assist in identifying resources for your care. of medical issues including general medicine, dermatology, and behavioral health (7 a.m. to 9 p.m. local time). 3 ▶ Back Next ▶
What's New for 2021 Please review the Medical Comparison Chart for Active Salaried Accident Insurance provides you with a lump-sum benefit if you or Employees on page 10 of this Guide for more details. your eligible family members experience the following non-work related New! Voluntary Benefits – Beginning 2021, you can enroll in Critical Illness, accidents: Accident and/or Hospital Indemnity Insurance. • Fractures* • Cuts/Lacerations Critical Illness Insurance can ease the financial impact of serious illness – such as cancer or a heart-related condition – with a lump-sum payment to • Dislocations* • Concussions spend on extra medical or living expenses. Here’s how it works: • C overage is voluntary; you must enroll during annual enrollment • Eye Injuries • 2nd or 3rd Degree Burns if you want coverage. You must be actively at work and enrolled in a medical plan, but it does not have to be Avaya’s plan. • Broken tooth • Y ou can elect coverage of $10,000, $20,000 or $30,000 for yourself only or elect coverage for eligible family members. *Chip fractures are paid at 25% of Fracture Benefit and partial dislocations Spouse/domestic partners receive 100% Guaranteed Insurance are paid at 25% of Dislocation Benefit. (GI) coverage. Children receive 50% GI. For example, if you elect Accident Insurance can help you pay for out-of-pocket expenses that may $10,000 coverage for your family, your spouse is also covered not be covered by traditional insurance, such as deductibles, rehabilitation up to $10,000 and the child coverage amount is up to $5,000. and transportation. Here’s how it works: • Y ou pay for coverage through after-tax payroll deductions. • You must be actively at work Rates are based on your tobacco usage status, your age and level of coverage you select. • T here are two options you can choose: a Low Plan Option or a High Plan Option. See schedule of benefits at https://www. • If you elect Critical Illness, effective Jan. 1, 2021, and are metlife.com/avaya diagnosed with a covered illness illness, file a claim with MetLife and you will receive a lump-sum tax-free payment that can be • You pay for coverage through after-tax payroll deductions. used to cover medical and even living expenses. • If you or your covered dependents have an accident, notify • T here is an annual screening benefit of $50. If you obtain a MetLife and payment will be made directly to you, not to the routine physical exam or an age appropriate screening and doctors, hospitals or other health care providers. You will receive notify MetLife, they will send you a one-time payment of $50. a check, payable to you, for maximum convenience. For more in-depth information about voluntary benefits, please visit For more in-depth information about voluntary benefits, please visit https://www.metlife.com/avaya. https://www.metlife.com/avaya. 4 ▶ Back Next ▶
What's New for 2021 Voluntary Benefits - MetLife EyeMed Vision Plan Virtual Benefit Fair Hospital Indemnity Insurance can help ease the financial impact of New! Virtual Benefit Fair so you can learn about available vision benefits hospitalization. and find in-network providers. Here’s how it works: To visit the Virtual Benefits Fair, copy the link into your browsers: • You must be actively at work https://eyemedvirtualbenefitfair.com/ and enter password "KD63Z9LK" • There are two options you can choose: a Low Plan Option of $750 admission and $150 confinement or a High Plan Option of $1,500 admission and $300 confinement • You pay for coverage through after-tax payroll deductions. • If you or your covered dependents are hospitalized, you would notify MetLife and payments will be paid directly to you, not to the doctors, hospitals or other health care providers. You will receive a check, payable to you, for maximum convenience. For more in-depth information about voluntary benefits, please visit https://www.metlife.com/avaya. Note: If you are a New Hampshire resident, you will be offered a slightly different Hospital Indemnity plan. Please refer to the outline of coverage and click on the state you reside in to see plan specific coverages. New! MetLife Legal Plus Parents Parents Plus covers all eligible family members including parents and parents-in-law. You and your family members would receive fully covered legal advice and representation for a wide range of legal matters. You pay for coverage through after-tax payroll deductions. Improved! Spouse Life Insurance and Spouse AD&D Spouse Life Insurance can now be elected up to $250K (increments of 25K). Statement of Health (SOH) is required for all new entrants and increases in coverage. Dependent AD&D can now be elected up to $300K (increments of 25K). Statement of Health is not required for this coverage. 5 ▶ Back Next ▶
What's New for 2021 Kaiser Plan Changes 2021 carrier-mandated changes (pending approval from the Department of Insurance): Plan Benefit 2020 Avaya Plan Design 2021 Mandated Plan Design Listed as preventative service with no Kaiser Pre-Exposure Prophylaxis Not listed under preventative cost share for people at high risk of HIV All Groups (PrEP) services infection Certain chronic conditions can get the following testing free of cost: • A1c testing for diabetes Kaiser CA and Chronic Condition Lab testing cost share applies for • Low-density lipoprotein (LDL) testing MAS Management testing for chronic conditions for heart disease • Internalized normalized ratio (INR) testing for liver disease or bleeding disorders No charge, when provided during a Kaiser MAS Pregnancy Tests Subject to lab test cost share contraceptive visit Non-Pediatric Eyewear Percent discount for standard vision Flat dollar allowance for standard vision Kaiser MAS and Contact Lenses hardware hardware One copay/visit for injections and Clinically Administered Office copay applies for clinically Kaiser MAS infusions in addition to the office copay Medications administered medications for clinically administered medications The following services/devices are considered preventive: • Retinopathy screening for diabetes • A1c preventive lab for diabetes • Low-density lipoprotein (LDL) testing The listed 2021 preventive care for heart disease Kaiser GA Preventive Services services to the right are currently • International normalized ratio testing not covered as preventive care. for liver and/or bleeding disorders • Anxiety screening for women • Glucose meters including testing strips, lancets, and control solutions • Peak flow meters HMSA Medical Plan Changes Please visit https://www.avaya.com/benefits/salariedbenefits/ to review HMSA’s 2020/2021 carrier-mandated changes. 6 ▶ Back Next ▶
What's New for 2021 Annual Express Scripts (ESI) Prescription Drug Formulary Changes The lists below describe some of the ESI carrier-mandated drug list and program changes, effective January 1, 2021. Personalized notifications, reminder communications, and targeted alerts will go out to affected members before January 1. ESI’s formulary will continue to ensure that clinically sound, cost- effective drugs are available to members and will drive greater savings. ESI's 2021 carrier-mandated drug exclusion list is available at https://www.express-scripts.com/art/open_enrollment/DrugListExclusionsAndAlternatives.pdf. The 2021 formulary is available at https://my.adp.com under the Forms & Plan Documents tile. Filter on “M” and click on the "MEDICAL BENEFITS - ESI RX PREFERRED DRUG GUIDE" link. 2021 Preferred-to-Non-Preferred Changes ALREX BEPREVE FIRST-LANSOPRAZOLE FIRST-MOUTHWASH BLM FIRST-OMEPRAZOLE ILEVRO ORACEA PRIVIGEN PROLENSA QBREXZA RANITIDINE SYRUP 2021 Health Care or Limited FSA Contribution Maximum The annual contribution maximum for Health Care or Limited Flexible Spending Account elections in 2021 has increased from $2,700 to $2,750. Please make your new election at https://my.adp.com. 2020 elections will not carry over to 2021. 8 ▶ Back Next ▶
What's New for 2021 Employee Paycheck Contributions Avaya reviews the benefit plans every year to ensure they remain comprehensive and competitive, keeping the costs for you and the company manageable. Avaya will be picking up the plan cost increase for 2021. What does that mean for you? No medical, dental or vision plan contribution changes for 2021! Below, please find the monthly employee contributions for the 2021 medical, dental and vision plans. These contributions will apply in your first paycheck of 2021. Monthly Employee Contributions Benefit Type Benefit Plan Status Employee Only Employee + Spouse Employee + Child(ren) Family Medical Aetna CDHP Alternative Salaried Non-Smoker $60.00 $144.00 $113.00 $200.00 Medical Aetna CDHP Alternative Salaried Smoker $80.00 $192.00 $151.00 $267.00 Medical Aetna CDHP w/HSA Salaried Non-Smoker $99.00 $246.00 $192.00 $339.00 Medical Aetna CDHP w/HSA Salaried Smoker $132.00 $328.00 $256.00 $452.00 Medical Aetna Point-of-Service (POS) Salaried Non-Smoker $172.00 $429.00 $335.00 $598.00 Medical Aetna Point-of-Service (POS) Salaried Smoker $229.00 $572.00 $447.00 $797.00 Kaiser (CA, CO, GA, MD Medical Salaried Non-Smoker $191.00 $432.00 $377.00 $619.00 and NW only) Kaiser (CA, CO, GA, MD Medical Salaried Smoker $255.00 $576.00 $503.00 $825.00 and NW only) Dental Aetna DMO $7.00 $13.00 $19.00 $30.00 Dental Aetna PPO $16.00 $41.00 $33.00 $59.00 Monthly Employee Contributions Benefit Type Benefit Plan Status Employee Only Two-Person Family Medical HMSA (HI residents only) Salaried Non-Smoker $99.00 $246.00 $339.00 Medical HMSA (HI residents only) Salaried Smoker $132.00 $328.00 $452.00 Vision EyeMed $8.01 $15.21 $22.33 9 ▶ Back Next ▶
2021 POS and CDHP Medical and Prescription Drug Comparison Chart for Active Salaried Employees Kaiser HMO information can be found online at https://my.adp.com under Forms & Plan Documents > Filter by the letter "S" for SBCs. Aetna Salaried Point-of-Service (POS)1 Closed to new enrollees Aetna Healthy Direction CDHP with HSA1 Aetna CDHP Alternative1 Features Annual HSA funding amount2: Each time you need care, you choose: Each time you need care, you choose: Up to $500/$1,000 (single/all other tiers) In-Network Out-of-Network In-Network Out-of-Network In-Network Out-of-Network Any Aetna Choice POS II network Any Aetna Choice POS II Any Aetna Choice POS II provider, including Teladoc network provider, including network provider, including physicians and dermatologists for Teladoc physicians and Teladoc physicians and 24/7 phone or video physician dermatologists for 24/7 phone dermatologists for 24/7 phone visits and behavior health or video physician visits and or video physician visits and Choice of doctors through a licensed therapist by Any eligible provider behavior health through a Any eligible provider behavior health through a Any eligible provider licensed therapist by phone or licensed therapist by phone or phone or video (available by video (available by downloading video (available by (available downloading the Teladoc app on the Teladoc app on your by downloading the Teladoc your smartphone or tablet or by smartphone or tablet or by app on your smartphone or visiting https://www.teladoc.com/ visiting https://www.teladoc. tablet or by visiting https://www. Aetna) com/Aetna) teladoc.com/Aetna) Preventive care (age and Covered at 100%; deductible You pay 35% after deductible, Covered at 100%; deductible You pay 35%, plus anything over Covered at 100%; deductible You pay 40% after deductible, frequency guidelines apply) does not apply plus anything over R&C does not apply R&C; deductible does not apply does not apply plus anything over R&C $1,000 for single tier coverage $2,000 for single tier coverage $2,000 for single tier coverage $3,375 for single tier coverage $3,400 for single tier $6,800 for single tier Annual deductible3 and up to $3,000 maximum for and up to $6,000 maximum for $6,750 for all other coverage coverage, $6,800 for all coverage, $13,600 for all all other coverage tiers all other coverage tiers $4,000 for all other coverage tiers other coverage tiers other coverage tiers tiers Coinsurance (Plan pays) Physician Office Visit You pay 20% after deductible You pay 35% after deductible, You pay 20% after deductible You pay 35% after deductible, You pay 20% after You pay 40% after deductible, plus anything over R&C plus anything over R&C deductible plus anything over R&C E mergency Room You pay 20% after deductible Paid as in-network if Aetna You pay 20% after deductible Paid as in-network if Aetna You pay 20% after Paid as in-network if Aetna (For emergencies) Member Services is notified Member Services is notified deductible Member Services is notified Urgent Care, Ambulance4 within 48 hours within 48 hours within 48 hours In-Patient/Out-Patient You pay 20% after deductible You pay 35% after deductible, You pay 20% after deductible You pay 35% after deductible, You pay 20% after You pay 40% after Services includes: Lab & plus anything over R&C plus anything over R&C deductible deductible, plus anything X-ray, Surgery, Anesthesia, over R&C Physician Hospital Visits/ Consultations, Room and Board, Maternity, Radiation Therapy, Chemotherapy Are you responsible for Yes, unless you use a National Yes, unless you use a National Yes, unless you use a charges in excess of the No Advantage Program (NAP) No Advantage Program (NAP) No National Advantage Program Reasonable & Customary network provider network provider (NAP) network provider Annual Out-of-Pocket $4,500 for single tier coverage $9,000 for single tier coverage $5,000 for single tier $10,000 for single tier Maximum5 $3,500 for single tier coverage, $8,000 for single tier coverage and up to $9,000 maximum for and up to $18,000 maximum coverage, $10,000 coverage, $20,000 for all (Includes Deductible) $7,000 for all other coverage tiers $16,000 for all other coverage tiers (embedded at $7,150) 6 all other coverage tiers for all other coverage tiers other coverage tiers Precertification Your network provider You Your network provider You Your network provider You responsibility Yes, unless you use a National Yes, unless you use a National Yes, unless you use a Are claim forms required? No Advantage Program (NAP) No Advantage Program (NAP) No National Advantage Program network provider network provider (NAP) network provider Notes: 1) R&C: Reasonable & Customary; (continued on next page) 2) Cells shaded in light red denote change from 2020 plan design. 10 ▶ Back Next ▶
2021 POS and CDHP Medical and Prescription Drug Comparison Chart for Active Salaried Employees Aetna Salaried Point-of-Service (POS)1 Aetna CDHP Alternative1 Closed to new enrollees. Aetna Healthy Direction CDHP with HSA1 (No HSA with this option) Features Prescription Drug Program coverage offered Prescription Drug Program coverage offered through Prescription Drug Program coverage offered through through Express Scripts, Inc. (ESI) Express Scripts, Inc. (ESI) Express Scripts, Inc. (ESI) In-Network Out-of-Network In-Network Out-of-Network In-Network Out-of-Network Not subject to a deductible. Not covered The full cost of the drug is applied to Not covered The full cost of the drug is applied to Not covered the Medical deductible before the Medical deductible before Retail Drugs benefits are considered for payment. benefits are considered for payment. (up to a 30-day supply) After the deductible, you pay: After the deductible, you pay: • Tier 1 (Generic) $10 copay Retail Drugs Retail Drugs • Tier 2 (Preferred Brand) (up to a 30-day supply) (up to a 30-day supply) 30% Coinsurance, $30 min., • Tier 1 (Generic) $10 copay • Tier 1 (Generic) $10 copay $80 max. • Tier 2 (Preferred Brand) • Tier 2 (Preferred Brand) • Tier 3 (Non-preferred Brand) 25% Coinsurance, $30 min., 25% Coinsurance, $30 min., 50% Coinsurance, $60 min., $70 max. $70 max. Prescription Drug $120 max. • Tier 3 (Non-preferred Brand) • Tier 3 (Non-preferred Brand) Benefits7 35% Coinsurance, $50 min., 35% Coinsurance, $50 min., ESI Mail Order, Walgreens $90 max. $90 max. Retail, or CVS Retail Drugs (up to a 90-day supply) ESI Mail Order, Walgreens Retail, ESI Mail Order, Walgreens Retail, or CVS Retail Drugs or CVS Retail Drugs • Tier 1 (Generic) $25 copay (up to a 90-day supply) (up to a 90-day supply) • Tier 2 (Preferred Brand) • Tier 1 (Generic) $20 copay • Tier 1 (Generic) $20 copay 30% Coinsurance, $60 min., $200 max. • Tier 2 (Preferred Brand) • Tier 2 (Preferred Brand) 25% Coinsurance, $60 min., 25% Coinsurance, $60 min., • Tier 3 (Non-preferred Brand) $175 max. $175 max. 50% Coinsurance, $120 min., $300 max. • Tier 3 (Non-preferred Brand) • Tier 3 (Non-preferred Brand) 35% Coinsurance, $100 min., 35% Coinsurance, $100 min., $225 max. $225 max. $2,000 individual coverage tier Same as Medical Out-of-Pocket Same as Medical Out-of-Pocket Pharmacy Out-of-Pocket Max N/A Maximum N/A Maximum N/A $4,000 all other coverage tiers The Prescription Drug Utilization Management Program requires prior authorization for certain types of prescription drugs, including but not limited to Nonsedating Antihistamines and Antifungals. Prescription Drug Utilization Prior authorization means that requirements must be met before the Prescription Drug Program will cover the prescription. After three fills at the retail level, the member will pay 100% of the Express Scripts- Management Program discounted cost for the medication for future retail fills not picked up at a Walgreens or CVS retail store. Out-of-pocket costs for long-term medications not ordered through ESI Home Delivery or CVS/Walgreens retail do not apply to the member/family deductible or out-of-pocket maximum. If you purchase a brand name medication when a generic medication is available, you will pay the generic copay plus the difference in cost between the brand name and the generic. Notes: 1) R&C: Reasonable & Customary; 2) Cells shaded in light red denote change from 2020 plan design. 1 If you do not have access to in-network providers, upon approval from Aetna, you may receive benefits at the in-network level. 2 Company HSA contributions will be processed once annually for eligible employees according to the date your Health Savings Account with Fidelity is opened. Company HSA contributions will be deposited to your Fidelity HSA within 10 business days of the paycheck in which it was processed. If you leave the company (voluntarily or involuntarily), or your coverage under the Aetna Healthy Direction CDHP with HSA medical plan terminates for any reason before the normal payroll date the HSA funds would otherwise be processed for deposit, your employer and employee HSA contributions will not be deposited. Mid-year qualified status changes that result in a medical plan tier change will not result in an adjustment to your company HSA contribution. 3 The medical deductible is separate from any deductible under the Prescription Drug Program for the POS. For the CDHP plans, the health care deductible must be met before plan benefits are paid, including Prescription Drug Program benefits. Under the CDHP plans, for two-person or family coverage, the deductible is not satisfied for any family member until the two-person or family deductible is met. 4 Non-emergent Emergency Room or Ambulance services will be covered at the out-of-network level plus amounts over R&C. 5 Certain expenses (e.g., precertification penalties and any expenses in excess of the Reasonable & Customary charge) do not count toward the annual Out-of-Pocket Maximum. The annual Out-of-Pocket Maximum for the POS Prescription Drug Program is separate from the annual Out-of-Pocket Maximum for the POS Medical plan. 6 Once one member of the family hits $7,150 in combined medical/Rx expenses, that individual will no longer incur expenses towards the family out-of-pocket maximum and most covered expenses would be paid at 100% of the allowable amount for the rest of the calendar year for that family member; it would be up to the other covered members in the family to reach the remaining in-network out-of-pocket maximum (before their covered expenses would be paid at 100% of the allowable amount for the remainder of the calendar year). 7 Mandatory home delivery through ESI or retail pick-up from either Walgreens or CVS applies to all long-term (maintenance) drugs. 11 ▶ Back Next ▶
Important Reminders Which Medical Plan is Right for You? Company HSA contributions will be processed once annually for eligible ALEX, Avaya's interactive Benefits Advisor, explains your medical plan employees, as follows: options to determine which may be best for you, It is personalized, easy On the first to use and confidential. Try ALEX today by visiting https://www.myalex. For HSA's opened between You are eligible for this normal payroll com/avaya/2021! ALEX is best viewed in Google Chrome. these dates... much... date in this month*... Employer HSA Contribution Process $500/indiv or $1,000/ The HSA is only available if you enroll in the Aetna Healthy Direction On/before 1/11/2021 family CDHP with HSA February CDHP with HSA Medical Plan. election tier From October 7, 2020 – October 20, 2020, make your 2021 HSA election $375/indiv or $750/ at https://my.adp.com. Your HSA election does not roll over each year. If 1/11/2021 - 4/12/2021 family CDHP with HSA May you do not make a 2021 election, you will not contribute to the HSA or election tier receive the Avaya contribution. $250/indiv or $500/ 4/13/2021 - 7/12/2021 family CDHP with HSA August If this is your first time enrolling, you will need to agree to Fidelity’s terms election tier & conditions. Then, in December, go to www.401k.com to activate your $125/indiv or $250/ HSA with Fidelity. 7/13/2021 - 10/12/2021 family CDHP with HSA November See your 401(k) and HSA balance on the same website: www.401k.com election tier Funding will begin in Fidelity has no minimum for investing so any savings that is not needed 10/13/2021 or after 2022 for current qualified expenses can be invested. You can pay for qualified medical expenses through a variety of options to access your funds, * If you leave the company (voluntarily or involuntarily), or your coverage under the Aetna Healthy Direction CDHP with HSA medical plan terminates for any reason before including using an HSA checkbook, online bill paying service, or direct the normal payroll date the HSA funds would otherwise be processed for deposit, your debit. employer HSA contributions will be forfeited and will not be deposited. Your employee HSA contributions will not be deposited and will be returned to you. Active employees are eligible for Avaya's HSA contribution based on the date your HSA is opened, not the date you enroll in the Aetna Healthy Direction CDHP with HSA medical plan. Company HSA contributions will be deposited to your Fidelity HSA within 10 business days of the paycheck in which it was processed. Mid-year qualified status changes that result in a medical plan tier change will not result in an adjustment to your company HSA contribution. It is your responsibility to ensure you do not exceed the annual maximum contribution. 12 ▶ Back Next ▶
Important Reminders 2021 HSA Contribution Maximums Identification Process, you will not be eligible to make HSA contributions or receive Avaya’s HSA contributions. Go to www.401k.com and click on Based on Internal Revenue Service rules, the maximum amount you Activate Health Savings Account to complete the opening of your account. can contribute to a Health Savings Account (HSA) in 2021 is $3,600 for self-only CDHP medical plan coverage and $7,200 for all other coverage 2020 Flexible Spending Account Elections Do Not Rollover to 2021 tiers. If you are turning age 55 in 2020 or are already over 55, you can contribute an additional $1,000 in HSA catch-up contributions in 2021. If you wish to participate in the Health Care Flexible Spending Account These limits include: the contributions you make via payroll deductions, (HCFSA), Limited Flexible Spending Account (LFSA), and/or the Dependent any contributions you make to your HSA outside of payroll deductions, Care Flexible Spending Account (DCFSA) in 2021, you must re-enroll during and the HSA dollars Avaya contributes to your HSA. Remember, the tax- Annual Enrollment. Your 2020 elections do not carry over to 2021. favored HSA is only available if you enroll in Avaya's Healthy Direction CDHP with HSA medical plan. Flexible Spending Account Balance Carryover Avaya allows HCFSA and LFSA participants to carryover up to $550 2020 Employee HSA Contribution Elections Do Not Rollover to 2021 of unused funds into the following calendar year. If you have unused If you continue to be enrolled in the Aetna Healthy Direction CDHP with HCFSA or LFSA funds at the end of 2020, the rollover will happen for HSA medical plan for 2021 and elected to defer tax-favored Health Savings you automatically. Please factor this in to your 2021 elections to ensure Account contributions from your paycheck in 2020, you will need to log you don’t over-contribute in the upcoming year. in to https://my.adp.com to continue those contributions, or elect new MetLife Legal Plan contributions for 2021. HSA and HSA Catch-Up contributions can be changed at any time throughout the year by selecting “DECLARE AN Annual Enrollment is the one time of year you can enroll in (if not EVENT” under the Report a Qualifying Change tile on the home page. already enrolled) or drop the MetLife Legal Plans. To make changes to your legal services plan coverage, visit https://my.adp.com. HSA contributions will be deposited to your personally-owned Health Savings Account with Fidelity within 10 business days of the paycheck Planning to Enroll in the CDHP Alternative Medical Plan in 2021? from which they are deducted and cannot be used until deposited. HSA If you enroll in the CDHP Alternative medical plan (which does not have contributions made by both you and Avaya will cease if you terminate an HSA) and you intend to open a private HSA through your own bank, employment or leave the Healthy Direction CDHP with HSA medical you are strongly encouraged NOT to enroll in Avaya’s Health Care Flexible plan. You must be actively employed and enrolled in the CDHP with Spending Account (HCFSA). Per IRS guidelines, if you are contributing HSA medical plan on the normal payroll date your or the company HSA to or receiving contributions to an HSA, you may only be reimbursed contributions would otherwise be processed to be eligible to receive for eligible dental and vision expenses (no medical or prescription drug them. expense reimbursement is allowed) from a Limited Flexible Spending Account. You are not able to enroll in Avaya’s Limited Flexible Spending HSA Customer Identification Process Requirement Account unless you are enrolled in the Healthy Direction CDHP with HSA If you are newly enrolling in the Healthy Direction CDHP with Health medical plan offered by Avaya. Savings Account (HSA) medical plan and are opening an HSA with Fidelity Cutoff Date for Earning Incentives with Avaya's Well-Being Program for the first time, Section 326 of the U.S. Patriot Act requires that you verify your identity through the Customer Identification Process before the HSA The cutoff date for earning incentives is November 30, 2021 can be opened. If you do not complete and pass the Customer 13 ▶ Back Next ▶
Important Reminders Spousal Surcharge Beneficiaries If you choose to cover your spouse/domestic partner under an Avaya Maintaining beneficiary information is an important part of your financial medical plan and your spouse/domestic partner has the opportunity planning. Annual Enrollment is a good time to review your life and to enroll in medical coverage through his/her employer, an additional AD&D insurance beneficiaries. You can update life and AD&D insurance $100 per month will be added to your health insurance premium. This beneficiary information online at any time at https://my.adp.com by surcharge is waived if your spouse or domestic partner works for an selecting "MANAGE" under the Manage Information tile on the home employer who doesn't offer medical coverage, doesn’t qualify for their page. If you do not have Internet access, you may contact the Avaya employer’s coverage, or is eligible for Medicare. Health & Benefits Decision Center at 1-800-526-8056 (option 1), TDD Dependent Verification 1-800-952-0450 or via e-mail at avayaservicecenter@adp.com to obtain a beneficiary form. If you choose to enroll an eligible dependent(s) that is not currently covered under Avaya's health benefits, you will be required to Summary of Benefits Coverage (SBC) provide proof that they are your eligible dependent(s) per the Plan In compliance with health care reform, Avaya provides a SBC for each guidelines. Dependent coverage will be pended until the appropriate medical plan for which you are eligible to help you compare your documentation is received by ADP, our Dependent Verification vendor. coverage options. Please note that the SBC is not a full plan description Upon completion of your enrollment, you will receive a verification letter like the Summary Plan Descriptions. SBCs are available at https://my.adp. from ADP explaining how to verify dependent eligibility. Verification is com under the Forms & Plan Documents tile on the home page. Paper due by the deadline on your request for verification form. copies are also available, free of charge, by contacting the Avaya Health & 2021 Mid-Year Changes Benefits Decision Center at 1-800-526-8056 (option 1), TDD 1-800-952- 0450, or via e-mail at avayaservicecenter@adp.com. Once Annual Enrollment ends, you will not be able to make changes to most benefits unless you have a qualified status change. Information on qualified status changes is available in the Summary Plan Descriptions (SPDs) at https://www.avaya.com/benefitanswers. Prescription Drug Coverage Drugs are the fastest growing category of health spending. In cases where you select a brand name drug when a generic equivalent is available, you will be required to pay the generic copayment plus the difference in cost between the brand name drug and the generic drug. If you are prescribed a medication, ask your doctor or pharmacist if your condition could be treated effectively with a lower-cost or generic version of the drug. Remember, the Prescription Drug Program has a mandatory fill-provision for long-term (maintenance) medications. Aside from a limited number of exceptions, after the third fill of a long-term medication, you must begin obtaining your prescription through Express Scripts Pharmacy Mail Order service, or at either a CVS or Walgreens retail location, to avoid paying a penalty. 14 ▶ Back Next ▶
Helpful Links and Tools to Take Control of Your Health Taking Control of Your Health Tool (click link) Description • Enroll in or change your benefits Your one-stop-shop for all of your benefit needs. • Update your HSA contribution Note: Need to update your HSA or HSA Catch-Up contribution mid-year or https://my.adp.com • Change a beneficiary outside of Annual Enrollment? From https://my.adp.com, select "DECLARE • Find information on your medical carrier AN EVENT" under the Report a Qualifying Change tile on the home page. • Understand your medical plan options and determine which option may Choose the right medical plan for you and https://www.myalex.com/avaya/2021 be best for you your family using ALEX, our interactive (Available to Kaiser and Aetna members) • See how you may benefit from contributing to a Flexible Spending Benefit Advisor ALEX is best viewed in Chrome Account and/or Health Savings Account www.aetna.com (for Aetna medical members) Get the best price on health care services Search for doctors and health care services based on cost, quality and Login using your existing Navigator without sacrificing quality convenience. credentials or download the Aetna Health app at the App Store® or Google Play™ store Current Aetna members may log on to their Aetna’s online participating directory allows you to locate physicians account at www.aetna.com and other health care providers such as dentists and hospitals. Try the Aetna Mobile App for quick and convenient access to in-network providers. Locate Aetna in-network physicians or Potential members may log on to dentists where you need them www.aetna.com > Find a doctor > Under Participating physicians are also available 24/7 via phone or video chat “Not a member yet?", select “Plan from an through Teladoc, Avaya's telemedicine vendor through Aetna. You may employer"> When asked to Select a Plan, download the Teladoc app on your smartphone or tablet or visit choose Aetna Choice POS II (Open Access) https://www.teladoc.com/Aetna for access. Review the Medical Benefits - CDHP Learn more about the Healthy Direction Newsletter under the Forms & Plan Consumer Directed Health Plan (CDHP) with A great way to set aside tax-favored dollars for future medical expenses. Documents tile on the home page at HSA medical plan https://my.adp.com Express Scripts (ESI) Annual Enrollment Annual Enrollment support including formulary lookup, pharmacy lookup www.express-scripts.com/avaya website and pricing medications. It’s important to find a doctor who's right for you. Choose or change Locate Kaiser physicians in your region https://www.kp.org doctors at any time, browse online profiles by region, or call Member Services in your area. A Health Savings Account (HSA) is designed to help pay for your current • Review your HSA balance eligible health care costs and save for future health care expenses. Your • Send a payment to a provider www.401k.com contributions, earnings and withdrawals are all tax-favored. It’s a triple tax- • Update your notification settings savings opportunity that can put more money in your pocket. 15 ▶ Back Next ▶
Helpful Links and Tools to Take Control of Your Health Taking Control of Your Health Tool (click link) Description Check out EyeMed's Virtual Benefit Fair to find an eye doctor near you and Wondering where to get your next EyeMed other plan information: https://www.eyemedvisioncare.com in-network eye exam? https://eyemedvirtualbenefitfair.com/ Password: KD63Z9LK All Avaya employees have access to a complete wellness platform. Check Take control of your well-being with out some additional tools that will get you closer to achieving your health https://www.aetna.com Avaya Wellness goals. Track your activity, get wellness advice, find healthy recipes, and much more. An FSA (not to be confused with an HSA) may be used for reimbursement of eligible health care* expenses, and child or elder daycare expenses. The amount you decide to contribute to the account for the year is deducted Go to the Forms & Plan Documents tile on from your salary before income taxes. This reduces your taxable income, What are Flexible Spending Accounts? the home page at https://my.adp.com. Filter saving you money on taxes. on “F” for FSA forms and resources. *If contributing to or receiving contributions to an HSA, medical expenses are not reimbursable under a general-purpose FSA. Let ALEX teach you about this at https://www.myalex.com/avaya/2021! ALEX is best viewed in Google Chrome. Now it’s really easy to figure out how much you should contribute to your Health Care and/or Dependent Care Flexible Spending Account with this Determine the right amount to contribute https://www.myalex.com/avaya/2021 intuitive online tool. ALEX, our interactive Benefit Advisor (https://www. to your Flexible Spending Account myalex.com/avaya/2021) can also assist you with this decision! ALEX is best viewed in Google Chrome. Go to the Forms & Plan Documents tile on the • Saves you money on parking and transportation expenses to work Save tax dollars on your commute to and home page at https://my.adp.com. • Lets you pay for certain commuting expenses with pre-tax dollars from work every day! Filter on “C” for Commuter Benefit resources. • A great way to LOWER your taxable income The Employee Assistance Program (EAP) is available 24/7 to help you and your family successfully deal with life’s problems and challenges. The Talk to someone about a personal issue https://www.magellanascend.com EAP is a prepaid, confidential counseling and referral resource coordinated through Magellan Behavioral Health. The Family Resource Program provides services to busy parents Looking for childcare and eldercare who are looking for help on issues such as adoption, senior care, and https://www.magellanascend.com resources? education resources. Additionally, the Family Resource Program offers free tutoring through its Homework Connection program. Avaya Discount Marketplace brings you some of the hottest deals of the Avaya Discount Marketplace https://avaya.savings.beneplace.com/home year. 16 ▶ Back Next ▶
Legal Reminders Premium Assistance Under Medicaid and the Children’s Health Insurance Program (CHIP) If you or your children are eligible for Medicaid or CHIP and you’re eligible for health coverage from your employer, your state may have a premium assistance program that can help pay for coverage, using funds from their Medicaid or CHIP programs. If you or your children aren’t eligible for Medicaid or CHIP, you won’t be eligible for these premium assistance programs but you may be able to buy individual insurance coverage through the Health Insurance Marketplace. For more information, visit www.healthcare.gov. If you or your dependents are already enrolled in Medicaid or CHIP and you live in a State listed on the following pages, contact your State Medicaid or CHIP office to find out if premium assistance is available. If you or your dependents are NOT currently enrolled in Medicaid or CHIP, and you think you or any of your dependents might be eligible for either of these programs, contact your State Medicaid or CHIP office or call 1-877-KIDS NOW or www.insurekidsnow.gov to find out how to apply. If you qualify, ask your state if it has a program that might help you pay the premiums for an employer-sponsored plan. If you or your dependents are eligible for premium assistance under Medicaid or CHIP, as well as eligible under your employer plan, your employer must allow you to enroll in your employer plan if you aren’t already enrolled. This is called a “special enrollment” opportunity, and you must request coverage within 60 days of being determined eligible for premium assistance. If you have questions about enrolling in your employer plan, contact the Department of Labor at www.askebsa.dol.gov or call 1-866-444-EBSA (3272). 17 ▶ Back Next ▶
Legal Reminders If you live in one of the following states, you may be eligible for assistance paying your employer health plan premiums. The following list of states is current as of July 31, 2020. Contact your State for more information on eligibility. ALABAMA – Medicaid FLORIDA – Medicaid Website: https://www.flmedicaidtplrecovery.com/flmedicaidtplrecovery.com/ Website: http://myalhipp.com/ hipp/index.html Phone: 1-855-692-5447 Phone: 1-877-357-3268 ALASKA – Medicaid GEORGIA – Medicaid The AK Health Insurance Premium Payment Program Website: http://myakhipp.com/ Website: https://medicaid.georgia.gov/health-insurance-premium-payment- Phone: 1-866-251-4861 program-hipp Email: CustomerService@MyAKHIPP.com Phone: 678-564-1162 ext 2131 Medicaid Eligibility: http://dhss.alaska.gov/dpa/Pages/medicaid/default.aspx ARKANSAS – Medicaid INDIANA – Medicaid Healthy Indiana Plan for low-income adults 19-64 Website: http://www.in.gov/fssa/hip/ Website: http://myarhipp.com/ Phone: 1-877-438-4479 Phone: 1-855-MyARHIPP (855-692-7447) All other Medicaid Website: https://www.in.gov/medicaid/ Phone 1-800-457-4584 COLORADO – Health First Colorado (Colorado's Medicaid Program) & Child Health CALIFORNIA – Medicaid Plan Plus (CHP+) Health First Colorado Website: https://www.healthfirstcolorado.com/ Health First Colorado Member Contact Center: 1-800-221-3943/ State Relay 711 CHP+: https://www.colorado.gov/pacific/hcpf/child-health-plan-plus Website: https://www.dhcs.ca.gov/services/Pages/TPLRD_CAU_cont.aspx CHP+ Customer Service: 1-800-359-1991/ State Relay 711 Phone: 916-440-5676 Health Insurance Buy-In Program (HIBI): https://www.colorado.gov/pacific/hcpf/ health-insurance-buy-program HIBI Customer Service: 1-855-692-6442 IOWA - Medicaid and CHIP (Hawki) KANSAS – Medicaid Medicaid Website: https://dhs.iowa.gov/ime/members Medicaid Phone: 1-800-338-8366 Website: http://www.kdheks.gov/hcf/default.htm Hawki Website: http://dhs.iowa.gov/Hawki Phone: 1-800-792-4884 Hawki Phone: 1-800-257-8563 KENTUCKY – Medicaid and KI-HIPP NEW HAMPSHIRE – Medicaid Kentucky Medicaid Website: https://chfs.ky.gov Kentucky Integrated Health Insurance Premium Payment Program (KI-HIPP) Website: https://chfs.ky.gov/agencies/dms/member/Pages/kihipp.aspx Website: https://www.dhhs.nh.gov/oii/hipp.htm Phone: 1-855-459-6328 Phone: 1-603-271-5218 Email: KIHIPP.PROGRAM@ky.gov Toll-Free: 1-800-852-3345, ext 5218 KCHIP Website: https://kidshealth.ky.gov/Pages/index.aspx Phone: 1-877-524-4718 18 ▶ Back Next ▶
Legal Reminders LOUISIANA – Medicaid NEW JERSEY – Medicaid and CHIP Medicaid Website: http://www.state.nj.us/humanservices/dmahs/clients/medicaid/ Website: www.medicaid.la.gov or www.ldh.la.gov/lahipp Medicaid Phone: 1-609-631-2392 Phone: 1-888-342-6207 (Medicaid hotline) or 1-855-618-5488 (LaHIPP) CHIP Website: http://www.njfamilycare.org/index.html CHIP Phone: 1-800-701-0710 MAINE – Medicaid NEW YORK – Medicaid Enrollment Website: https://www.maine.gov/dhhs/ofi/applications-forms Phone: 1-800-442-6003 TTY: Maine relay 711 Website: https://www.health.ny.gov/health_care/medicaid/ Private Health Insurance Premium Webpage: Phone: 1-800-541-2831 https://www.maine.gov/dhhs/ofi/applications-forms Phone: -800-977-6740. TTY: Maine relay 711 MASSACHUSETTS – Medicaid and CHIP NORTH CAROLINA – Medicaid Website: http://www.mass.gov/eohhs/gov/departments/masshealth/ Website: https://medicaid.ncdhhs.gov/ Phone: 1-800-862-4840 Phone: 919-855-4100 MINNESOTA – Medicaid NORTH DAKOTA – Medicaid Website: https://mn.gov/dhs/people-we-serve/children-and-families/health-care/ Website: http://www.nd.gov/dhs/services/medicalserv/medicaid/ health-care-programs/programs-and-services/other-insurance.jsp Phone: 1-844-854-4825 Phone: 1-800-657-3739 MISSOURI – Medicaid OKLAHOMA – Medicaid and CHIP Website: http://www.dss.mo.gov/mhd/participants/pages/hipp.htm Website: http://www.insureoklahoma.org Phone: 573-751-2005 Phone: 1-888-365-3742 MONTANA – Medicaid OREGON – Medicaid and CHIP Website: http://healthcare.oregon.gov/Pages/index.aspx Website: http://dphhs.mt.gov/MontanaHealthcarePrograms/HIPP Website: http://www.oregonhealthcare.gov/index-es.html Phone: 1-800-694-3084 Phone: 1-800-699-9075 NEBRASKA – Medicaid PENNSYLVANIA – Medicaid Website: https://www.dhs.pa.gov/providers/Providers/Pages/Medical/HIPP- Website: http://www.ACCESSNebraska.ne.gov Program.aspx Phone: (855) 632-7633; Lincoln: (402) 473-7000; Omaha: (402) 595-1178 Phone: 1-800-692-7462 NEVADA – Medicaid RHODE ISLAND – Medicaid Website: http://dhcfp.nv.gov Website: http://www.eohhs.ri.gov/ Phone: 1-800-992-0900 Phone: 1-855-697-4347, or 401-462-0311 (Direct RIte Share Line) SOUTH CAROLINA – Medicaid VIRGINIA – Medicaid and CHIP Website: https://www.coverva.org/hipp/ Medicaid Website: https://www.scdhhs.gov Medicaid Phone: 1-800-432-5924 Medicaid Phone: 1-888-549-0820 CHIP Phone: 1-855-242-8282 19 ▶ Back Next ▶
Legal Reminders SOUTH DAKOTA - Medicaid WASHINGTON – Medicaid Website: http://dss.sd.gov Website: https://www.hca.wa.gov/ Phone: 1-888-828-0059 Phone: 1-800-562-3022 TEXAS – Medicaid WEST VIRGINIA – Medicaid Website: http://gethipptexas.com/ Website: http://mywvhipp.com/ Phone: 1-800-440-0493 Toll-free phone: 1-855-MyWVHIPP (1-855-699-8447) UTAH – Medicaid and CHIP WISCONSIN – Medicaid and CHIP Medicaid Website: https://medicaid.utah.gov/ Website: https://www.dhs.wisconsin.gov/badgercareplus/p-10095.htm CHIP Website: http://health.utah.gov/chip Phone: 1-800-362-3002 Phone: 1-877-543-7669 VERMONT– Medicaid WYOMING – Medicaid Website: http://www.greenmountaincare.org/ Website: https://health.wyo.gov/healthcarefin/medicaid/programs-and-eligibility/ Phone: 1-800-250-8427 Phone: 1-800-251-1269 To see if any other states have added a premium assistance program since July 31, 2020 or for more information on special enrollment rights, contact either: U.S. Department of Labor U.S. Department of Health and Human Services Employee Benefits Security Administration Centers for Medicare & Medicaid Services www.dol.gov/agencies/ebsa www.cms.hhs.gov 1-866-444-EBSA (3272) 1-877-267-2323, Menu Option 4, Ext. 61565 Paperwork Reduction Act Statement According to the Paperwork Reduction Act of 1995 (Pub. L. 104-13) (PRA), no persons are required to respond to a collection of information unless such collection displays a valid Office of Management and Budget (OMB) control number. The Department notes that a Federal agency cannot conduct or sponsor a collection of information unless it is approved by OMB under the PRA, and displays a currently valid OMB control number, and the public is not required to respond to a collection of information unless it displays a currently valid OMB control number. See 44 U.S.C. 3507. Also, notwithstanding any other provisions of law, no person shall be subject to penalty for failing to comply with a collection of information if the collection of information does not display a currently valid OMB control number. See 44 U.S.C. 3512. The public reporting burden for this collection of information is estimated to average approximately seven minutes per respondent. Interested parties are encouraged to send comments regarding the burden estimate or any other aspect of this collection of information, including suggestions for reducing this burden, to the U.S. Department of Labor, Employee Benefits Security Administration, Office of Policy and Research, Attention: PRA Clearance Officer, 200 Constitution Avenue, N.W., Room N-5718, Washington, DC 20210 or email ebsa.opr@dol.gov and reference the OMB Control Number 1210-0137. OMB Control Number 1210-0137 (expires 1/31/2023) 20 ▶ Back Next ▶
Legal Reminders Notice of Availability: The Avaya Inc. Medical Expense Plan for a voluntary Health Quality Assessment or "HQA" that asks a series Salaried Employees, a component of the Avaya Inc. Health & of questions about your health-related activities and behaviors and Welfare Benefits Plan for Salaried Employees, Notice of Privacy whether you have or had certain medical conditions (e.g., cancer, Practices diabetes, or heart disease). You may also be asked to complete a voluntary biometric screening, which will include a blood test THIS NOTICE DESCRIBES HOW YOU MAY OBTAIN A COPY OF THE for Glucose, HDL Cholesterol, Total Cholesterol, LDL Cholesterol, PLAN’S NOTICE OF PRIVACY PRACTICES, WHICH DESCRIBES THE and Triglycerides. You are not required to complete the HQA or WAYS THAT THE PLAN USES AND DISCLOSES YOUR PROTECTED participate in the blood test or other medical examinations. HEALTH INFORMATION. Employees who choose to participate in the well-being program will The Avaya Inc. Medical Expense Plan for Salaried Employees, receive incentives in the form of gift cards up to a maximum of $100, a component of the Avaya Inc. Health & Welfare Benefits Plan subject to applicable taxes, for completing the various activities listed for Salaried Employees, (the “Plan”) provides health benefits to on the Avaya Well-Being Program page of www.aetna.com. eligible employees of Avaya Inc. (the “Company”) and their eligible dependents as described in the summary plan description(s) for the If you are unable to participate in any of the voluntary health related Plan. The Plan creates, receives, uses, maintains and discloses health activities or achieve any of the health outcomes required to earn an information about participating employees and dependents in the incentive, you may be entitled to a reasonable accommodation or an course of providing these health benefits. The Plan is required by alternative standard. You may request a reasonable accommodation law to provide notice to participants of the Plan’s duties and privacy or an alternative standard by contacting your plan administrator at practices with respect to covered individuals’ protected health hwplanadmin@avaya.com. information, and has done so by providing to Plan participants a The information from your HQA and the results from your biometric Notice of Privacy Practices, which describes the ways that the Plan screening will be used to provide you with information to help you uses and discloses protected health information. To receive a copy understand your current health and potential risks, and may also be of the Plan’s Notice of Privacy Practices you should contact Avaya’s used to offer you services through the well-being program, such as Health Plan Administrator, who has been designated as the Plan’s health coaching, physical activity opportunities, and healthy-habit contact person for all issues regarding the Plan’s privacy practices and tracking tools. You also are encouraged to share your results or covered individuals’ privacy rights. You can reach this contact person concerns with your own doctor. at: 350 Mount Kemble Avenue, Morristown, NJ 07960, or via e-mail at hwplanadmin@avaya.com. Notice Regarding Well-Being Program Avaya’s Well-Being program is a voluntary well-being program available to all employees. The program is administered according to federal rules permitting employer-sponsored well-being programs that seek to improve employee health or prevent disease, including the Americans with Disabilities Act of 1990, the Genetic Information Nondiscrimination Act of 2008, and the Health Insurance Portability and Accountability Act, as applicable, among others. If you choose to participate in the well-being program you may be asked to complete 21 ▶ Back Next ▶
Legal Reminders Protections from Disclosure of Medical Information You may not be discriminated against in employment because of the We are required by law to maintain the privacy and security of your medical information you provide as part of participating in the well- personally identifiable health information. Although the well-being being program, nor may you be subjected to retaliation if you choose program and Avaya may use aggregate information it collects to not to participate. design a program based on identified health risks in the workplace, If you have questions or concerns regarding this notice, or about Aetna will never disclose any of your personal information either protections against discrimination and retaliation, please contact publicly or to the employer, except as necessary to respond to Aetna at 1-877-508-6927. a request from you for a reasonable accommodation needed to participate in the well-being program, or as expressly permitted by HIPAA Special Enrollment Rights for Medical Plan Coverage law. Medical information that personally identifies you that is provided Loss of Eligibility for Other Health Coverage in connection with the well-being program will not be provided to your supervisors or managers and may never be used to make If you are declining medical plan enrollment for yourself or your decisions regarding your employment. dependents (including your spouse) because of other health insurance or group health plan coverage, you may be able to enroll yourself and Your health information will not be sold, exchanged, transferred, or your dependents in the medical plans under the Avaya Inc. Health & otherwise disclosed except to the extent permitted by law to carry Welfare Benefits Plan, the Avaya Inc. Health & Welfare Benefits Plan out specific activities related to the well-being program, and you will for Salaried Employees, or any other group health plan(s) that are not be asked or required to waive the confidentiality of your health applicable to your health status and may be maintained by Avaya information as a condition of participating in the well-being program from time to time (collectively and/or individually, as applicable, the or receiving an incentive. Anyone who receives your information for “Plan” or “Health Plan”), or switch health benefit options under the purposes of providing you services as part of the well-being program applicable plan, if you or your dependents lose eligibility for that other will abide by the same confidentiality requirements. coverage (or if the employer stops contributing toward your or your The only individuals who will receive your personally identifiable dependents’ other non-COBRA coverage). However, you must request health information are the account management team at Aetna and enrollment within 31 days after the date your or your dependents’ other Aetna Customer Care Management Unit representatives in order to coverage ends (or after the employer stops contributing toward the provide you with services under the well-being program. other coverage) by contacting the Avaya Health & Benefits Decision Center at 1-800-526-8056 (option 1). Loss of eligibility for coverage In addition, all medical information obtained through the well-being includes: program will be maintained separate from your personnel records, information stored electronically will be encrypted, and no information you provide as part of the well-being program will be used in making any employment decision. Appropriate precautions will be taken to avoid any data breach, and in the event a data breach occurs involving information you provide in connection with the well-being program, we will notify you immediately. 22 ▶ Back Next ▶
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