Welcome to Dean Health Plan - 2022 Medicare New Member Guide
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2022 Medicare New Member Guide Welcome to Dean Health Plan Getting Started Extra Benefits Using Your Plan Plan Details
Contents Welcome 3 Using Your Plan Getting Started Prescription Drug Coverage 18 Member Checklist 4 Preventive Care 22 Tools and Resources 6 Diabetes Benefits 24 Extra Benefits Prior Authorization 26 Silver&Fit® 8 Plan Details Papa Pals Assistance Extra 9 Your Rights and Responsibilities 27 Delta Dental Benefits 10 Grievance and Appeals 27 Lyft Transportation 12 Limitations and Exclusions 27 Living Healthy 14 Non-Discrimination Notice 28 Getting the Right Care 16 Language Assistance 29 Appointment Tips 17 You have opinions. The Customer Care We listen. Center is Here to Help! Call our knowledgeable Medicare We care how you feel about us Specialists to get answers to your and we’re listening. You’re invited health plan coverage questions. to join our online forum to express your thoughts about how we can continue delivering an exceptional Toll-free experience in all that we do. CALL 877-232-7566 (TTY: 711) Local Just visit ssmhealthlistens.com 608-828-1978 (TTY: 711) to sign up. Visit For more information CLICK on membership visit deancare.com/ medicareadvantagemembers Keep the attached magnet on your refrigerator for easy reference. 2 | 2022 New Member Guide | Dean Advantage Medicare Coverage by Dean Health Plan
Welcome to Dean Health Plan Dean Medicare Advantage Plans • Essential (HMO) • Assurance (HMO-POS) | SSM Presence (HMO-POS) • Balance (HMO-POS) • Complete (HMO) • Harmony (HMO-POS MA-Only) Quality matters. Our Medicare Advantage achievements show our commitment to providing high-quality care and services to you. To learn about our quality efforts visit deancare.com/quality The Home Team Advantage Coordinated Network At Dean Health Plan, a member of SSM Health, you’ll find your primary care provider (PCP) working together with a whole Care Team of nurses, pharmacists, case managers, social workers and others who know you and your specific medical needs. They collaborate to guide you to health resources within our system, Physicians Health Plan including nutrition services, pharmacy Member Coverage needs, community programs and more. Turn to your Care Team – that’s the Dean Advantage. Hospitals Service Area The service area and provider network for Dean Advantage plans include: Wisconsin’s Columbia, Dane, Dodge, Fond Du Lac, Green, Iowa, Jefferson, Rock and Sauk counties. deancare.com/medicareadvantagemembers | 3
Getting Started To find out more information… visit deancare.com/ Member Checklist medicareadvantagemembers We encourage you to complete this checklist to take advantage of the benefits and services available to you as a Dean Advantage member. Schedule your $0 Annual Wellness Review Your Benefits Visit and $0 Annual Physical Exam Make sure you understand your health plan You’ll want to make an appointment to see benefits, including limitations and exclusions. your doctor so they can learn more about you Find information in Chapter 4 of your and how to best care for you. Evidence of Coverage, which can be found in the Member Portal or at deancare.com/ Transfer Your Medical Records medicareadvantagemember (For members new to SSM Clinics) Review Your Drugs* Once you’ve scheduled an appointment with your new doctor, you should transfer your Check to make sure your medications are medical records from your previous clinic on the formulary and see which preferred to your new clinic. Contact your previous network location is near you. Go to clinic to complete an authorization to release deancare.com/medicareadvantagemember protected health information so your new to see our formulary and pharmacy network. doctor knows about your previous health conditions and medical treatments to better Enroll in the Papa Program meet your medical needs. You will receive a phone call from Papa to be part of the Papa Pals Program, if interested. Complete Your Health See page 9 for more information on the Papa Assessment Survey Program. You can also call Papa directly at Complete the short health assessment survey 888-840-1609 to enroll. enclosed in this kit. This survey helps us provide you more personalized health care. * This does not apply to member on the Harmony plan, which does not include drug coverage. 4 | 2022 New Member Guide | Dean Advantage Medicare Coverage by Dean Health Plan
Tell Us If You Have Other Create a Member Portal Account Health Insurance Your member portal provides secure access If you have more than one health insurance to information about your health insurance policy for your medical care, please contact benefits, access to make premium payments, the Customer Care Center to let us know. We view claims information and more. will help you determine how your other health insurance works together with your Medicare Create a MyChart Account Advantage plan. MyChart gives you secure access to your health information. Use this portal to make Complete the Automatic Withdrawal appointments, message your provider, view Payment Form lab results and more. This form ensures you never miss a payment. Completing the form will allow your premium payments to be automatically withdrawn from your bank account of choice. Complete the Appointment of Representative Form This form ensures that your authorized representative can speak with Dean Health Plan on your behalf. deancare.com/medicareadvantagemembers | 5
Getting Started Find helpful tools and information… To activate your member portal Take Advantage account and sign up for MyChart visit deancare.com/login of Tools and Resources What you need, when you need it. Visit deancare.com/medicareadvantage We want to take the stress out of finding members to discover helpful tools that the information you need to manage provide easy access to your coverage your health care and coverage. information, benefit details and answers to questions you might have along the way. Your Online Member Portal Access your plan information any time. 3. Enter your account Discover a helpful tool that provides easy access information: to your coverage information. Access current portal features: a. Enter your first and last name • View Personal Information as shown on your Member ID Card • Order Member ID Card b. Enter a valid email address • Download Member Benefit Documents 4. Following the password requirements, create and confirm your password • View Claims and Claim Details 5. Complete the Multi-factor Authentication • Direct Access to Pharmacy Information process by: • Direct Link to Living Healthy a. Selecting either text or call verification • Pay Premium b. Enter your phone number and click “Request Code” c. The code will be sent to your phone. Once you receive your code, enter it in the To Sign Up “Verification Code” box, click on “Verify You may only register for the Member Portal Code” and then on “Continue” on or after the effective date of your Dean 6. Complete the “Member Details” page using Advantage policy. the information from your ID card You will need your Member ID card to activate 7. Read the “Terms and Conditions” and when your member portal account. finished click on “Accept Terms & Conditions” 1. Navigate to member.deancare.com and then click “Continue” 2 Click on “Create Account” 8. The “Registration Complete” screen will appear, letting you know your registration was successful. 6 | 2022 New Member Guide | Dean Advantage Medicare Coverage by Dean Health Plan
Your Online Health Record Access your health information any time. MyChart is a free service for SSM patients, providing online access to information in your personal and family health records. MyChart deancare.com/login or the MyChart app*. With MyChart, you can: • Communicate with a physician and health care team through secure messaging • Get answers to your medical questions from the comfort of your own home • Get real time lab and test results – Common Questions no more waiting for a phone call or letter – view your results and your I forgot my password. doctor’s comments within days How do I find out what it is? • Request a prescription refill from Click Login to member portal and your doctor select “Forgot your password?” to choose a new password. • View current medical records • Manage your appointments – schedule your I forgot my User ID. next appointment, or view details of your How do I find out what it is? past and upcoming appointments IMPORTANT: Store your user ID in a handy place so you can easily access it • Pay medical bills online when you need to login. If you forget your user ID, you will have to create Sign Up for MyChart in Three Easy Steps: a new account and re-register your account to access your information. 1. Sign up at deancare.com/login 2. Under the MyChart section, select “MYCHART Who can I contact if I’m having LOGIN” and then “Sign Up Now” under the issues or questions about the “New User?” section to enroll. Complete the member portal? online form and activate your account today. Please call Dean Advantage If you need help, call MyChart support at the Customer Care Center at 888-521-3326. 877-232-7566 (TTY: 711), 8 am to 8 pm (year-round) and 3. Activate your account. weekends (Oct. 1 - Mar. 31). *Ask your clinic if MyChart or another secure messaging system is available. deancare.com/medicareadvantagemembers | 7
Getting Started Learn more at... Find more information about our extra Extra Benefits benefits at deancare.com/extrabenefits Not Covered by Original Medicare Our Medicare Advantage benefits support healthy aging. They are designed to help you stay active, manage your emotional wellbeing and make good health a priority. Stay Active Fitness Living Healthy Rewards The Silver&Fit® program includes: You can earn up to $150 in gift cards as a reward for • Fitness Center Membership: You completing healthy activities. can visit participating fitness centers or YMCAs near you that Here’s how it works: take part in the program. • Choose the healthy activities you want • Home Fitness Kit: There are a variety of to complete. home fitness kits to choose from. You can • Each completed activity is worth reward select one home fitness kit with Fitbit, points (example: 500 points = $50) Garmin or other exercise equipment per year. • Earn up to 1,500 points for a maximum • Get Started Program: By answering a few of $150 per calendar year (before online questions about your areas of interest, December 31, 2022) you will receive a customized program for your exercise of choice, including • Rewards come in the form of gift card(s) instructions on how to get started and of your choice to many national retailers, suggested online workout videos. restaurants and other popular merchants. • 8,000+ on-demand videos through • You must enter and redeem all points by the website and mobile app digital December 31, 2022 to be eligible for rewards. library, including the Silver&Fit Log into the Member Portal to access Living Signature Series Classes®. Healthy Rewards. See page 6 for more directions • The Silver&Fit Connected™ tool on the member portal. for tracking your activity. • Online Healthy Aging classes. • Online quarterly newsletter. Go to SilverandFit.com to register for the program. It’s quick and easy! 8 | 2022 New Member Guide | Dean Advantage Medicare Coverage by Dean Health Plan
Manage Your Emotional Wellbeing In-Home Support We partnered with Papa, a We cover 10 hours per month of Papa company that connects you with services. Pals can support you either in your screened and trained Papa Pals. home or virtually. Enroll with Papa by calling Pals provide assistance with 888-840-1609. organization, light housework, technology and transportation. This includes: • Household Tasks: Pals help around the house with light cleaning, organization, laundry, cooking/meal prep, and taking care of pets. • Technology Help: Pals teach you how to use a computer, smart phone, and tablet. This includes assistance with using social media, accessing a telehealth provider, starting a video chat with loved ones and accessing health plan resources online. • Transportation: Pals assist you with transportation to doctor appointments, grocery/pharmacy shopping and other errands. Pals will pick you up at home, take you to the store/appointment, bring you back home, and help you carry bags into the home. deancare.com/medicareadvantagemembers | 9
Getting Started Learn more at... Find more information about our extra Extra Benefits benefits at deancare.com/extrabenefits Not Covered by Original Medicare (continued) Dean Health Plan is dedicated to our members’ well-being. Make Good Health a Priority $0 Primary Care Visits Dental We cover all visits with a primary We cover both preventive and care provider at $0. This includes comprehensive dental benefits in person visits and telehealth. through our partner Delta Dental. Our plan has no waiting period, no deductibles or coinsurance. Benefits include: • Preventive and diagnostic services: $0 copay • Gum disease maintenance and bridge/ implants/dentures repairs: $45 copay • Fillings, non-surgical gum disease treatment and extractions: $95 copay • Root canals, bridges, implants, dentures, crowns and surgical gum disease procedures: $595 copay • We cover $1,500 in dental services per year Members with cancer-related treatments, weakened immune systems, periodontal disease, high-risk cardiac conditions, kidney failure and diabetes may be eligible for up to 2 additional cleanings and 1 additional fluoride treatment every calendar year. See deancare.com/extrabenefits to search the dental directory and see a full list of covered procedures. 10 | 2022 New Member Guide | Dean Advantage Medicare Coverage by Dean Health Plan
Over-the-Counter Allowance We cover $50 quarterly to be used You can shop: towards the purchase of eligible • In-store at participating retailers including over-the-counter (OTC) health and some SSM Health Pharmacies, Walgreens, wellness products. This benefit CVS, Walmart, Dollar General and is available at the beginning of Kroger stores each quarter (January, April, July, • Online at OTCNetwork.com October). Unused dollars will not carry forward to the next quarter. • Mail-order catalog After you receive your OTC card in the mail, visit Your OTC card can be used to purchase OTCNetwork.com or download the OTC app to items such as: see the list of all participating retailers, a full list • Vitamins and minerals of covered items and to check your card balance. • Heart health and essential fatty acids (fish oil, flax, GLA, etc.) • Adult aspirin and pain relief • Allergy, sinus and combo liquids and tablets • Cough, cold and flu liquids or tablets • Digestive aids (probiotics and prebiotics) • Incontinence products • Oral care • Acid controller liquids/tablets • Laxatives (stool softeners and fiber acid) • Ear drops and eye wash deancare.com/medicareadvantagemembers | 11
Getting Started Learn more at... Find more information about our extra Extra Benefits benefits at deancare.com/extrabenefits Not Covered by Original Medicare (continued) Ways to Promote Healthy Aging: Staying Active Emotional Well-being Good Health Make Good Health a Priority (continued) Transportation Vision Exam and Eyewear We partnered with Lyft to cover We cover one $0 routine vision 24 one-way personal rides each exam and a $200 eyewear year to medical appointments allowance per year at our in- and to the pharmacy. Contact network eyeglass providers. the Customer Care Center at Find an in-network least three business days in eyeglass provider at advance if you would like a ride deancare.com/locations to an upcoming appointment. Making life easier to get to your appointments! Hearing Exam and Hearing Aids Post-Discharge Meals We cover one $0 routine hearing exam and a $750 hearing aid If you are discharged from the allowance per year at in-network hospital or skilled nursing facility, hearing aid providers. you are eligible to receive 14 meals delivered to your door. Find an in-network If meals are not coordinated hearing aid provider at through your care manager as deancare.com/locations part of discharge planning, reach out to the Customer Care Center to access the Moms Meals benefit. We’re here to help! 12 | 2022 New Member Guide | Dean Advantage Medicare Coverage by Dean Health Plan
Routine Footcare Virtual Care We cover 10 routine footcare With an SSM Health E-Visit you visits every calendar year. This can get a diagnosis, a treatment includes treatment of the foot plan, and a prescription if needed which is generally considered for common conditions like upper preventive, i.e., cutting or respiratory infection or allergies, removal of corns, warts, calluses urinary tract infections, tick bites or nails. You pay your plan’s and skin problems from anywhere specialist copay for routine in Wisconsin at any time. See footcare services. conditions treated and complete an online health interview. An SSM Health provider will respond Routine Chiropractic within 1 hour during office hours, We cover 12 routine chiropractic or first thing the next morning if visits every calendar year. after hours. Depending on your plan, you pay $10 or $15 copay per visit for routine chiropractic services. Find an in-network provider at deancare.com/doctors deancare.com/medicareadvantagemembers | 13
Getting Started Be A Healthier You Your comprehensive wellness program Dean Health Plan in partnership with WebMD offers a variety of programs focusing on the whole person across eight dimensions of wellness, making healthy living achievable and fun. Wellness Programs and Features Health Assessment Based on your individual questionnaire results, WebMD provides recommendations for each lifestyle category. A variety of interactive self-management tools are customized to your needs. Case Management Your lowest risks are… Provides support through complex health situations. Fitness Emotional Tobacco Cervical The Silver&Fit® program includes fitness center Health Cancer Screening memberships, home fitness kit with exercise equipment, 8,000+ on-demand videos and more. You should work on… Tobacco Cessation Tobacco cessation and vape free programs for families. Blood Stress Safety Pressure R.E.A.L. Goals (Realistic, Easy, Attainable, Life Goals) Preset goals covering all eight dimensions along with tips and trackers to help you achieve success. Optimal YOU is 100 You scored a 41 out of 100 Wellness Webinars Covering all eight dimensions, available 24/7. 100 Health Assessment Example Earn up to $150 in rewards! 14 | 2022 New Member Guide | Dean Advantage Medicare Coverage by Dean Health Plan
Questions about Living Healthy Rewards? Visit deancare.com/rewards to learn how to redeem reward points through Living Healthy your Living Healthy portal. Rewards Your rewards. Your choice. Earn up to $150* in rewards! Living Healthy Rewards 2022 will focus on Preventive Health Services! Dean Health Plan will reward you up to $150* for your healthy lifestyle. It’s one of the many Prevention or early detection of common reasons Living Healthy has its rewards! diseases is the best way to be the healthiest you. The list below includes Here’s how it works: some of the more common preventive Choose the healthy activities and screening services proven to improve you want to complete health, but it is important to check with your primary care provider to determine which tests are appropriate for you, based on your medical history and family history. Each completed activity Earn points for taking care of you! Points is worth reward points 500 (example: 500 points = $50) Immunizations: Influenza, Varicella, Tetanus, Earn up to 1,500 points Meningococcal and for a maximum of $150* Pneumococcal per calendar year (before December 31) Cancer screenings: Rewards come in the form Mammogram, Colon Cancer of gift card(s) of your (FIT testing, Cologuard, choice to many national Colonoscopy) and PAP retailers, restaurants and smear other popular merchants Other screenings: Chlamydia, Gonorrhea, All rewards MUST be redeemed before HIV, Hepatitis C, Diabetes December 31, 2022. and Depression * Check with your plan administrator for reward offerings specifc to your plan. Only Dean Health Plan members, ages 18 and older, are eligible for Living Healthy Rewards. Your employer may be required to report health plan-issued incentives as taxable income. Dean Health Plan may be required to report incentive payment information to your employer. Your health information is protected by federal law and will not be shared with your employer. Adult dependents (ages 18 and older) who are covered under a family member’s policy can earn up to $100 in Dean Health Plan’s Living Healthy Rewards program. We are here to help Visit deancare.com/rewards deancare.com/medicareadvantagemembers | 15
Getting Started Need to know where to go for care? Getting the Right Care Call the 24-Hour Nurse Advice Line* at 800-576-8773 (TTY: 711). at the Right Place Experienced registered nurses are here to help 24/7/365. at the Right Time *Due to licensing regulations, 24-Hour Nurse Advice Line triage services are only available to Wisconsin residents. The Importance of Primary Care We ask our members, at enrollment, to select attack symptoms (chest pain, shortness of a primary care provider (PCP) within the Dean breath, nausea/vomiting), stroke symptoms network when you enroll. This is because (slurred speech, sudden weakness and vision our coverage options emphasize a proactive, loss, and dizziness), and head trauma or sudden preventive approach to care – one where a confusion. Call 911 if you think your health PCP oversees all aspects of your health care problem is life-threatening or could worsen needs and keeps you well through regular visits. on the way to the hospital. Your PCP should serve as your first point of contact when medical care is needed, especially Specialty Care for treatment of a chronic condition or for In addition to primary care, the Dean network preventive care. includes a variety of medical specialties. Your PCP can help you select the specialist who is Urgent Care** right for you. Visit deancare.com/doctors for If you need a same-day appointment, try calling our online provider directory, which contains a your primary care clinic first, as appointments comprehensive list of Dean’s specialty providers, are often available the same day for immediate behavioral health services and hospitals. Turn to treatment. Your clinic may direct you to go to page 26 for more information about specialty urgent care if you need attention sooner than a care and when a prior authorization might be clinic visit. Common reasons to visit urgent care needed for these types of services. include minor burns, sprains or strains, minor lacerations or rashes, and migraines. Urgent care E-Visit sites are generally open evenings and weekends. Go to deancare.com/evisit to get a diagnosis, a treatment plan and even a prescription, if Emergency Care** needed! E-Visits are available to members Severe illnesses, injuries and symptoms might through age 80. To ensure members receive the mean you need emergency care. Common highest quality of care, those age 81 and above reasons to seek emergency care include heart should be seen at a clinic or doctor’s office. **Both urgent and emergency care are covered under your plan if you are not able to return to the Dean Health Plan network for immediate treatment. If you require urgent or emergency care outside the network and are unable to get to a plan provider, please go to the nearest urgent care center or emergency room for treatment. It is important to 16 | 2022 New Member Guide | Dean Advantage Medicare Coverage by Dean Health Plan
Tips for a Schedule Your Annual Wellness Better Appointment Visit and Annual Physical Today Creating a strong, trusting relationship Your annual wellness visit and annual physical with a primary care provider (PCP) is at the are at the core of your preventive care plan. heart of our preventive care philosophy at Preventive screenings can catch diseases, such Dean Health Plan. as cancer, early when they are most treatable. By regularly scheduling your annual wellness visit and annual physical, your PCP will be more familiar with your health history and can make better recommendations about your care. Plan Ahead Ask Questions Bring a list of your symptoms, including when Don’t hesitate to ask a question of your PCP they started, how often they occur and what if you do not understand something. eases them before coming to a diagnostic appointment. List any other topics you also want Be Open and Honest to discuss with your PCP. Talk about the most The more your PCP knows about your lifestyle, important concerns first. the better he or she is able to treat you. Be prepared to discuss details like where you live, Talk About Preventive Care family medical history, your diet and sleeping During a routine or annual checkup, make sure habits. to talk to your PCP about what preventive screenings may be right for you and when you Take Notes should have them. See page 22 for preventive Write down information or ask your care details. PCP to make notes for you during your appointment. You might consider bringing Bring Your Medications a friend or family member to take notes and help Bring in bottles of your current prescriptions you remember important information. and the over-the-counter medications and supplements you take. (Put them in a bag so you Contact Your PCP can easily carry everything.) Also, be sure If you have more questions or have problems to write down the contact information for any with medications, call your PCP or send a other providers, a list of your allergies and any message through MyChart (or another secure pertinent medical information. online health messaging system). notify Dean of your out-of-network urgent or emergency visit by calling the Customer Care Center at 877-232-7566 (TTY: 711). If you are enrolled in an HMO plan, a plan provider should deliver all follow-up care. Out-of-network care services require approval by Dean Health Plan unless you are enrolled in a HMO-POS plan. deancare.com/medicareadvantagemembers | 17
Using Your Plan Questions on prescription drug coverage? Drug Coverage Reach out to our Customer Care Center at 877-232-7566 (TTY: 711), Questions and Answers 8 am – 8 pm, weekdays (year-round) and weekends (Oct. 1 – Mar. 31). Medicare drug coverage can be hard to understand. Here are answers to some of our most frequently asked questions: Are my drugs covered What is the diference between Q by the plan? Q Part D and Part B drugs? Our plan uses a drug formulary It is important to understand the to determine how each drug is diference in coverage as Part D A covered and any requirements for coverage. Visit deancare.com/ A drugs are covered under the drug beneft while Part B drugs are medicareadvantagemember to considered a medical beneft: view our comprehensive drug formulary. The formulary allows • Part D drugs are the more common drugs you you to search by drug name, type get at the pharmacy counter and can be self- or tier. See your plans Evidence of administered. See chapters 5 and 6 of your Coverage to calculate how much Evidence of Coverage document to learn more you can expect to pay for drugs in about Part D drugs. each tier. • Part B drugs are drugs that are either given in a doctor’s ofce, home infusion or an outpatient clinic that you cannot self administer or these drugs are oral drugs or supplies for certain chronic disease states that you can pick up at your local pharmacy. Some examples of drugs given in a clinic include injectable anticancer drugs, intravenous immune globulin or injectable dialysis drugs. Drugs that you could pick up at your pharmacy include those drugs Oral transplant medication, nebulized drugs, some oral chemotherapy and diabetic supplies for testing. Please be aware these drugs will have either a co share amount or a copay. 18 | 2022 New Member Guide | Dean Advantage Medicare Coverage by Dean Health Plan
Can using mail order Why does my cost sharing for a Q really provide savings? Q drug change through the year? The mail order program can provide The Medicare Part D program has savings through the Initial Coverage four defned segments of beneft A Stage, as we ofer discounted copays on a 90-day supply for tiers A oferings known as the Deductible Stage, Initial Coverage Stage, 1, 2 and 3. Using mail order is also Coverage Gap and Catastrophic convenient! You can avoid taking Stage. Each beneft segment time to drive to a pharmacy by may have diferent member cost having your drugs delivered sharing amounts. The coverage to your home. You can get a 90 and description of these beneft day supply of many drugs at most segments can be found in pharmacies at the same discounted Chapter 6 of your Evidence price as mail order drugs. of Coverage document. deancare.com/medicareadvantagemembers | 19
Using Your Plan Need to find a pharmacy near you? Understanding Visit deancare.com/ medicareadvantagemembers Your Prescription to find preferred pharmacies and standard retail pharmacies near you. Drug Coverage* How to use your pharmacy benefit Members save money by filling Insulin Savings prescriptions in our preferred retail You only pay a $30 copay per prescription at pharmacy network and through our preferred pharmacies and $35 at standard retail mail order pharmacy. pharmacies for insulin included on our formulary • All SSM Pharmacies, until you reach the catastrophic coverage stage. These savings apply through the deductible and Walgreens and copay stages and the donut hole. Walmart pharmacies • Costco** retail and mail Drug Formulary order pharmacies Your prescription coverage is based on a drug Members have access to formulary, or list of drugs, used by Dean Health standard retail pharmacy network Plan to help you differentiate what is and isn’t that includes: covered. The Dean Health Plan formulary breaks the drug list into tiers, indicating different levels • Most national pharmacy chains, of cost sharing. As with most prescription drug including CVS coverage, there are limitations to coverage • Many retail and grocery that help keep plan costs down. Make sure store pharmacies you are familiar with both your plan’s specific • Many independent, local coverage details and our general limitations and community pharmacies procedures as explained on the following page. The formulary, pharmacy network, and/or provider network may change at any time. You will Save money by filling your receive notice when necessary. prescriptions at Preferred Pharmacy locations * No prescription coverage for Harmony MA-only. **You do not need to be a Costco member to use the Costco Pharmacy. 20 | 2022 New Member Guide | Dean Advantage Medicare Coverage by Dean Health Plan
For more information… Understanding To view our drug formulary and other pharmacy resources visit deancare.com/ Your Prescription medicareadvantagemembers Drug Coverage* Formulary Management Procedures The Dean Health Plan drug formulary is reviewed prescription or per a specific amount of time. every month and updated on a regular basis. For For example, we may limit a drug to 60 tablets example, we update the drug formulary when a over a 30 day period. new generic drug is approved. Visit deancare. com/medicareadvantagemembers and click on • Step Therapy: In some cases, Dean Health Plan 2022 Drug list/formulary for the most up-to- requires you to first try certain drugs to treat date drug formulary details. your medical condition before we will cover another drug for that condition. For example, Restrictions and limitations apply to the drug if Drug A and Drug B both treat your medical formulary, when necessary: condition, Dean Health Plan may not cover Drug B unless you try Drug A first. If Drug A • Prior Authorization: Dean Health Plan requires does not work for you, then Drug B will be you or your physician to get prior covered. authorization for certain drugs. This means that you will need to get approval from • 90 Day Supply of Drugs: You may be able to Dean Health Plan before you fill your receive a 90 day supply of most drugs on our prescriptions. If you don’t get approval, drug formulary. These drugs are available with the drug will not be covered. The drug reduced cost sharing at most pharmacies and formulary lists drugs that need prior through our convenient mail order service. authorization. You may also call the Customer Drugs not available through mail order are Care Center for questions or information about noted with “NM” in the notes column of the your prescription drug benefits. drug formulary. • Quantity Limits: For certain drugs, Dean • Limited Distribution: The Food and Drug Health Plan limits the amount of the drug Administration restricts certain drugs to that you can have each time you fill your certain pharmacies. These drugs can only be prescription. The amount or supply of the drug obtained at specialty-designated pharmacies product dispensed can be limited either per able to appropriately handle the drugs. *No prescription coverage for Harmony MA-only. deancare.com/medicareadvantagemembers | 21
Medicare Advantage Preventive Care By focusing on preventive care and wellness, we can work together to help you stay well and avoid illness. Welcome to Medicare Office Visit Annual Wellness Visit and Annual Physical As soon as you enroll in Medicare Part B, you At this visit, the following preventive services, and can schedule your welcome to Medicare visit. more, are covered at no ($0) out-of-pocket costs This visit is covered at no cost to you. to you when received by an in-network provider: • Breast cancer mammography screening During this visit, your primary care physician (PCP) will record your medical history and check • Colorectal cancer screening your vision, blood pressure, and weight and • Prostate cancer screening height to measure your body mass index (BMI). • Diabetes screenings, monitoring supplies This visit is also a great way to get up-to-date on and self-management training important screenings and shots and to talk with • Annual Physical your doctor about your family’s medical history During this visit, your PCP will take a medical/ and ways to manage your health. family history and may perform a head-to- toe general health assessment with hands-on examination of all the body systems. An annual wellness exam does not necessarily involve a physical exam—your provider may or may not do both of these together. Did You Know? When you are new to Medicare Advantage you can schedule your Welcome to Medicare AND an Annual Wellness Visit. • Your Welcome to Medicare visit is covered at no cost ($0) to you during your first year of enrollment. • The Annual Wellness and PCP visits are covered at no cost ($0) to you. 22 | 2022 New Member Guide | Dean Advantage Medicare Coverage by Dean Health Plan
Vaccinations* Other Preventive Services Vaccines will cost $0 copay to help you stay All preventive services are listed in your healthy. It is important to keep vaccines current: Evidence of Coverage. See the Medical Benefits you may not have been vaccinated as a child or chart in Chapter 4, Section 2.1. You will see an your immunity may have faded. Most importantly, apple listed next to the preventive services in vaccines help keep you safe from possible life- the benefits chart. threatening, vaccine-preventable, diseases. Telehealth Part B Vaccines Telehealth can be used to assess your risk for Medicare Part B covers these vaccines certain health conditions. It may also be used when received in your clinic: for your annual preventive visit or for other appointments if you do not need lab work • Annual flu shot or vaccines. Talk with your PCP and ask if a • Hepatitis B for intermediate to high risk telehealth appointment is right for you. • Pneumococcal pneumonia • Tetanus shot, but only due to an injury Part D Vaccines Medicare Part D covers these vaccines when received at an in-network pharmacy. You must receive the Part D vaccine in the pharmacy for it to be covered. • Hepatitis B for low risk members • Shingles • Td (tetanus and diphtheria) booster • Tdap (tetanus, diphtheria, and pertussis) booster * Your plan must include Part D for Part D vaccines to be covered. deancare.com/medicareadvantagemembers | 23
Using Your Plan Struggling to manage your diabetes? Medicare Advantage Get the help you need by completing our Care Management form to Diabetes Benefits be connected with a nurse case manager. Visit deancare.com/ wellness/care-management Dean Health Plan understands the special needs of individuals with diabetes. Our Medicare Advantage plans offer specific benefits geared toward those needs. Diabetes Management Insulin Savings Do you have diabetes? Does insulin play a role in managing your Make sure you are taking steps to stay healthy: diabetes? We can help. Our plans offer reduced copays on insulin until you reach the catastrophic • Get an HbA1c test at least twice stage of Medicare Part D coverage. We offer: a year to check your average blood glucose level for the past • $30 insulin fills at preferred two to three months. pharmacy locations. • Get an LDL test when you are • $35 insulin fills at standard first diagnosed with diabetes retail pharmacies. to check your level of “bad” cholesterol, and repeat • Our insulin savings program testing as recommended applies to all insulins on the by your doctor. formulary,* including: Fiasp 100 unit/ml • Get diabetic kidney Humulin R 500 unit/ml disease testing. Levemir 100 unit/ml • Get an eye exam which may Novolin 70/30 unit/m include a dilated retinal exam. Novolog 100 unit/ml Lantus 100 unit/ml • Get a regular foot exam. Novolin N 100 unit/ml • Eat a healthy diet and Novolin R 100 unit/ml exercise regularly. Soliqua 100un/0.033mg/ml Toujeo 300 unit/ml • Stay active. Register Toujeo 100 unit/ml for Silver&Fit. Tresiba 100 unit/ml Tresiba 200 unit/ml Xultrophy 100unit/3.6mg/ml *Includes Pen Injector, Injectable Solution, Injectable Suspension and Cartridge. 24 | 2022 New Member Guide | Dean Advantage Medicare Coverage by Dean Health Plan
Diabetic Supplies $0 Diabetic Supplies Insulin supplies Supplies to monitor your blood glucose are Insulin supplies are covered under the Part D covered at $0. Covered supplies include blood benefit. Covered insulin supplies include syringes, glucose monitors, blood glucose test strips, needles, alcohol swabs and gauze. Insulin lancet devices and lancets, and glucose-control supplies are on Tier 2 of our formulary. The Tier solutions for checking the accuracy of test strips 2 copay is $5 at preferred retail pharmacies and and monitors. Diabetic testing supplies must be $12 at standard retail pharmacies. Accu-Chek brand in order to be covered. Therapeutic Shoes and Inserts Continuous Glucose Monitors For people with diabetes who have severe Continuous glucose monitors are covered at $0. diabetic foot disease, we cover one pair per Continuous glucose monitors and supplies must calendar year of therapeutic custom-molded be obtained at a pharmacy and be FreeStyle shoes (including inserts provided with such Libre or Dexcom brand. Ask your doctor if you shoes) and two additional pairs of inserts, or one meet Medicare guidelines for the $0 continuous pair of depth shoes and three pairs of inserts glucose monitor benefit. (not including the non-customized removable inserts provided with such shoes). This coverage Insulin Pumps includes fitting. You will pay 20% coinsurance Insulin pumps covered by our plan in-network for therapeutic shoes and inserts. are Minimed, T Slim and Omnipod. Insulin Therapeutic shoes and inserts are only available pumps are covered under the Durable Medical through NPS Foot Health. Equipment (DME) benefit. You will pay 20% coinsurance in-network for insulin pumps. Minimed and Omnipod testing supplies you Benefits Supporting Diabetes Management will pay 20% coinsurance. $0 Part C Benefits • PCP Visits • Labs • Diabetic Supplies • Kidney Disease Education deancare.com/medicareadvantagemembers | 25
Using Your Plan Understanding Prior Authorization Making sure it’s covered As you navigate your health care, it’s important Services that may require a prior to remember that certain medical services authorization include, but are not require prior authorization. If it is determined limited to: that your specific service need requires this, it must be submitted to Dean Health Plan. • Medically-related dental services Dean Health Plan will not cover the cost of certain medical services if your • Radiology services prior authorization request is not received • Durable medical equipment or approved. • Mental health care • Outpatient therapy • Outpatient substance abuse • Outpatient surgery • Prosthetic devices • Inpatient hospital care • Skilled nursing facility • Certain drugs (see formulary for more details) • Out-of-network services* *Members on HMO-POS plans do not require a prior authorization before using out-of-network services. For HMO plans, if prior authorization is approved for out-of-network services, the member will pay the in-network cost-sharing amount. 26 | 2022 New Member Guide | Dean Advantage Medicare Coverage by Dean Health Plan
Plan Details Need more information? Your Rights and Reach out to our Customer Care Center at 877-232-7566 (TTY: 711), Responsibilities 8 am – 8 pm, weekdays (year-round) and weekends (Oct. 1 – Mar. 31). You deserve the best service and health care possible. Rights and responsibilities help foster cooperation among members, practitioners and Dean Health Plan. Visit deancare.com to view your Notice Limitations and Exclusions of Privacy Practices or call the Customer Reference your Evidence of Coverage, Care Center. which can be found online at deancare.com, for a list of services and items that either Grievance and Appeals are not covered under any condition or We know that at times you may have questions are covered only under specific conditions. or concerns about benefits, claims or services you have received from Dean Health Plan. When such a concern or complaint arises, we encourage you to reach out to the Customer Care Center. A Medicare Specialist will make every effort to resolve your concern promptly and completely. Your input matters, and we encourage you to call with any concerns you may have regarding your health care. As a Dean Advantage member, you also have certain grievance and appeals rights. You can call the Customer Care Center or visit deancare.com/medicareadvantagemembers for more information on how to file a grievance or appeal. deancare.com/medicareadvantagemembers | 27
Non-Discrimination Notice The Health Plan*: • Provides free aids and services to people with disabilities to communicate effectively with us, such as: qualified sign language interpreters and written information in other formats (large print, audio, accessible electronic formats, other formats). • Provides free language services to people whose primary language is not English such as: qualified interpreters and information written in other languages. If you need these services, contact the Customer Care Center at 1-877-317-2410 (TTY: 711). The Health Plan complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, sex, or religion. The Health Plan does not exclude people or treat them differently because of race, color, national origin, age, disability, sex, or religion. If you believe that the Health Plan has failed to provide these services or discriminated in another way on the basis of race, color, national origin, age, disability, sex, or religion, you can file a grievance with the organization’s Civil Rights Coordinator. If you need help filing a grievance, the Civil Rights Coordinator for the Health Plan is available to help you. You can file a grievance in person, by mail, or email at: Civil Rights Coordinator Phone: 1-608-828-2216 (TTY: 711) 1277 Deming Way Email: civilrightscoordinator@deancare.com Madison, Wisconsin 53717 You can also file a civil rights complaint with the U.S. Department of Health and Human Services, Office for Civil Rights, electronically through the Office for Civil Rights Complaint Portal, available at https://ocrportal.hhs.gov/ocr/portal/lobby.jsf, by mail, or phone at: U.S. Department of Health and Human Services 200 Independence Avenue, SW Room 509F, HHH Building Phone: 1-800-368-1019 or 1-800-537-7697 (TDD) Washington, D.C. 20201 Complaint forms are available at http://www.hhs.gov/ocr/office/file/index.html. *Dean Health Plan; Prevea360 Health Plan; WellFirst Health 2021-2022 General Tagline v1.0P 28 | 2022 New Member Guide | Dean Advantage Medicare Coverage by Dean Health Plan
Language Assistance Spanish - ATENCIÓN: si habla Somali - DIGTOONI: Haddii aad español, tiene a su disposición ku hadasho afka Soomaaliha, servicios gratuitos de asistencia adeegyada caawimada luqadda lingüística. Llame al waxaa laguu heli karaa iyagoo 1-877-317-2410 (TTY: 711). bilaash ah. Wac 1-877-317-2410 (TTY: 711). Hmong - LUS CEEV: Yog tias koj hais lus Hmoob, cov kev pab txog lus, muaj kev pab dawb rau koj. Hu rau 1-877-317-2410 (TTY: 711). Polish - UWAGA: Jeżeli mówisz po polsku, możesz skorzystać z bezpłatnej pomocy językowej. Zadzwoń pod numer 1-877-317-2410 (TTY: 711). Vietnamese - CHÚ Ý: Nếu bạn nói Tiếng Việt, có Arabic - các dịch vụ hỗ trợ ngôn ngữ miễn phí dành cho bạn. ﻓﺈن ﺧﺪﻣﺎت، إذا ﻛﻨﺖ ﺗﺘﺤﺪث اذﻛﺮ اﻟﻠﻐﺔ:ﻣﻠﺤﻮظﺔ Gọi số 1-877-317-2410 (TTY: 711). اﺗﺼﻞ ﺑﺮﻗﻢ.اﻟﻤﺴﺎﻋﺪة اﻟﻠﻐﻮﯾﺔ ﺗﺘﻮاﻓﺮ ﻟﻚ ﺑﺎﻟﻤﺠﺎن .(711 : )رﻗﻢ ھﺎﺗﻒ اﻟﺼﻢ واﻟﺒﻜﻢ1-877-317-2410 Tagalog - PAUNAWA: Kung nagsasalita ka ng Russian - ВНИМАНИЕ: Если вы говорите на Tagalog, maaari kang gumamit ng mga serbisyo ng русском языке, то вам доступны бесплатные tulong sa wika nang walang bayad. Tumawag sa услуги перевода. Звоните 1-877-317-2410 1-877-317-2410 (TTY: 711). (телетайп: 711). German - ACHTUNG: Wenn Sie Deutsch sprechen, stehen Ihnen kostenlos sprachliche Hilfsdienstleistungen zur Verfügung. Rufnummer: 1-877-317-2410 (TTY: 711). French - ATTENTION : Si vous parlez français, Urdu - des services d'aide linguistique vous sont proposés ﺗﻮ آپ ﮐﻮ زﺑﺎن ﮐﯽ ﻣﺪد، اﮔﺮ آپ اردو ﺑﻮﻟﺘﮯ ﮨﯿﮟ:ﺧﺒﺮدار gratuitement. Appelez le 1-877-317-2410 ﮐﯽ ﺧﺪﻣﺎت ﻣﻔﺖ ﻣﯿﮟ دﺳﺘﯿﺎب ﮨﯿﮟ ۔ ﮐﺎل ﮐﺮﯾﮟ (ATS : 711). 1-877-317-2410 (TTY: 711). Italian - ATTENZIONE: In caso la lingua parlata sia l'italiano, sono disponibili servizi di assistenza linguistica gratuiti. Chiamare il numero 1-877-317-2410 (TTY: 711). H9096_tagline0821_C H5264_tagline0821_C 1-877-234-0126 (TTY:711) | deancare.com/medicare | 29
Your Notes 30 | 2022 New Member Guide | Dean Advantage Medicare Coverage by Dean Health Plan
Follow us on LinkedIn and Facebook Dean Health Plan, Inc. 1277 Deming Way Madison, WI 53717 Local: 608-828-1941 Toll-free 877-234-0126 (TTY: 711) deancare.com/medicare Dean Health Plan, Inc. is a HMO/ HMO-POS with a Medicare contract. Enrollment in Dean Health Plan, Inc. depends on contract renewal. Dean Health Plan markets under the names Dean Advantage and Prevea360 Medicare Advantage. This information is not a complete description of benefits. Call 877-234-0126 (TTY: 711) for more information. You must continue to pay your Medicare Part B premium. ©2021 Dean Health Plan, Inc. H9096_545291R03_C
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