Signature Banking 2023 Pricing
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Preserve your wealth for you and your family with first class Private banking Experience the convenience of Signature Banking and allow us to assist you with preserving and growing your wealth to secure your legacy. With a Private Banker and team of 24/7 experts allow us to manage your local and international portfolio while you enjoy premium lifestyle, travel and family banking benefits. In 2023, the Signature Banking monthly service fee will increase in line with inflation. At only R495, you can expect more banking value that enables you to growth and preserve your wealth. 2023 pricing highlights SERVICE FEE FREE FREE 60% COMPLIMENTARY ACCESS Cash withdrawals and R495 deposits (up to R15 000 per month Offshore Platinum Optimum account discount on Secondary account to domestic and international airport at a Standard Bank ATM) lounges
Standard Bank 2023 Pricing: Signature Banking Navigate Click below to find the information you need, fast What you get What Signature Banking gets you 1 Monthly fees 2 Payments 3 Prepaids 4 Unsuccessful/ Disputed transaction fees 5 Standard Trust Limited 6 Transactional Withdrawals 2 InstantMoney TM 3 Notifications 4 Other fees 5 fees Deposits 2 Card purchases 3 Statement 4 Overdraft fees 6 Everyday Stay in control of your money with exclusive benefits and services for your day-to-day banking needs 7 Banking Travel and Lifestyle Discover the special perks that enable you to travel with ease and enjoy life’s special moments 10 Benefits Wealth and 11 Build your legacy and protect what matters most Insurance All the contact details you will need to get in touch with us 12 Contact us
Standard Bank 2023 Pricing: Signature Banking What you get Everyday Banking benefits with Signature Banking: R495 a month What you get Includes Unlimited FREE Transactional - Free Standard Bank ATM cash withdrawals up to -E lectronic transactions including: debit orders, -E njoy the benefits of a World Citizen Credit Card and fees R15 000. electronic account payments, electronic inter- cheque Card bundled into the monthly service fee. account transfers and prepaid airtime, data, Everyday - Free Standard Bank ATM cash deposits up to R15 000. voucher, electricity and card swipe purchases. - S MS notifications from MyUpdates to help you keep Banking track of what’s leaving and coming into your account. - World Citizen Credit Card at a once off fee of R180 – -F ree Point-of-sale (POS) cashback cash giving you access to international travel benefits*. withdrawals at participating retailers. - Access to Internet, telephone, cellphone banking and Travel and our banking app for tablets and smartphones. - Personal accidental cover of up to R40 000. - Make unlimited online transactions using digital Lifestyle Benefits payment platforms such as GooglePay and ApplePay. Wealth and Insurance * For a small fee you can add the family banking benefit and enjoy family travel benefits (Additional R75). Contact us 1
Standard Bank 2023 Pricing: Signature Banking Transactional Fees MONTHLY FEES Monthly fee R495 Internet, cellphone and banking app Free What you get Family Banking fee R75 UCount monthly fee R25 Transactional fees WITHDRAWALS ATM BRANCH Everyday Standard Bank R2.20 per R100 or part thereof R80 + R2.50 per R100 or part thereof Banking Other bank R2.20 per R100 or part thereof - International R3 per R100 or part thereof (min R70) + International transaction fee of - 2.75% Travel and Lifestyle Coin withdrawal - R80 + R10 per R100 or part thereof Benefits Notes and coin withdrawal - R80 + R2.50 per R100 (for notes) + R10 per R100 (for coins) or part thereof Wealth and Insurance DEPOSITS ATM BRANCH Notes R1.20 per R100 or part thereof R80 + R2.50 per R100 or part thereof Contact us Coin deposit - R80 + R10 per R100 or part thereof Notes and coin deposit R1.20 per R100 or part thereof R80 + R2.50 per R100 (for notes) + R10 per R100 (for coins) or part thereof 2
Standard Bank 2023 Pricing: Signature Banking Transactional Fees PAYMENTS ONLINE ATM BRANCH Inter-account transfers Free Free R80 Account payments Free Free R80 What you get Immediate payments below R2 000 R10 - 0.3% of value. Min R326. Max R1 627 Immediate payments R2 000 and above R50 - 0.3% of value. Min R326. Max R1 627 Transactional Debit orders Free - - fees Stop order - amend, establish, cancel Free - R25 Everyday Banking INSTANT MONEY ONLINE ATM Wallet R7 R7 Up to R500 R9 R9 Travel and R501 to R1 000 R11.50 R11.50 Lifestyle Benefits Above R1 000 R13.50 R13.50 Wealth and CARD PURCHASES POINT OF SALE Insurance Purchases Free Withdrawal at retailer Free Contact us Purchase with withdrawal at retailer Free Garage card purchases R20 International purchases 2.75% of value POS decline R8.50 3
Standard Bank 2023 Pricing: Signature Banking Transactional Fees PREPAIDS ONLINE ATM Airtime Free Free Airtime other banks - R15 What you get Electricity Free Free Lotto R2.70 R2.70 Transactional Voucher purchase Free - fees NOTIFICATIONS Everyday MyUpdates* Free Banking Email payment notification# R1.10 SMS payment notification requested for payment R1.35 Travel and Scheduled payment monthly notification R1 Lifestyle *Free for 1 cellphone number or email address. R11 monthly for additional cellphone numbers/email addresses. SMS Notification for transaction below R100 will be charged R1.10 per month. Benefits # Payment notifications sent through the Branch is charged at R20. STATEMENT FEES ONLINE ATM BRANCH Wealth and Balance enquiry Free View Free | Print R1.80 R15 Insurance Balance enquiry other bank - R10 - Monthly statements: charged per 30 day period* Free R7 R45 Contact us eStatements greater than 6 months R10 - - Monthly estatements R10 - - Weekly estatements R30 - - Daily estatements R50 - - *For posted statements a fee of R45 per statement is charged. 4
Standard Bank 2023 Pricing: Signature Banking Transactional Fees UNSUCCESSFUL/DISPUTED ONLINE ATM BRANCH TRANSACTION FEES Standard Bank ATM decline - Free - What you get Other bank ATM decline - R8 - Unpaid debit orders Free for the first 4 unpaids in a past 12-month - - cycle thereafter R147 each Transactional Unpaid stop orders R125 - - fees Honouring fee# R100 - - Future dated R65 - - Everyday Disputed debit orders under 40 days R5 - R45 Banking Disputed debit orders above 40 days - - R135 # If the transactional amount is less than R100, the honouring fee will be equal to the transactional amount that is honoured. Travel and Lifestyle Benefits OTHER FEES ONLINE ATM BRANCH Pin reset - Free R11 Wealth and Insurance Card replacement - - R145 Proof of banking Free 1 Free thereafter R5 1 Free thereafter R20 Subsidy letter - - R22 Contact us Stop payments R2 - R75 5 Please note we will no longer be processing cheques.
Standard Bank 2023 Pricing: Signature Banking Transactional Fees OVERDRAFT FEES Monthly service fee R69 Initiation fee R74,75 + 11.5% of limit. Max R1 207 What you get Transactional fees STANDARD TRUST LIMITED Will drafting fee (new and review, where STL is the nominated executor) Free Everyday Will drafting fee (new and review, where STL not is the nominated executor) R2 250 Banking Estate planning consultation (where there is no preparation of a Will or Trust) R2 000 per hour Will safe custody annual fee (where STL is the nominated executor) R150 Travel and Lifestyle Benefits Wealth and Insurance Contact us 6
Standard Bank 2023 Pricing: Signature Banking Everyday Banking Access to a Private Banker and a team of Bankers that Enjoy preferential interest rates on your Credit Card, are available 24/7. Instant messaging available through Home loans and Vehicle Financing when you apply through What you get the banking app. your private banker. Transactional fees Family banking: share the benefits of Signature Banking Access to diverse offerings on short- and long-term and travel benefits with up to five family members for an savings and investment options (Melville Douglas and Everyday addtional R75 per month. Online share Trading). Banking Travel and Receive a fee rebate on the Diners Club card annual Bank securely worldwide with a free Offshore Platinum Lifestyle fees and access international travel benefits for R38 per Optimum account - no minimum deposit required. Benefits month. Wealth and Insurance Access to a Business banker to assist you with business A secondary debit and credit card for your loved one at products, local and cross border deals and tips to help you a discounted rate. The secondary card will share the same grow your business or franchise. limit as the primary card. Contact us 7
Standard Bank 2023 Pricing: Signature Banking Everyday Banking Manage and grow your money with the award-winning My360 App. What you get Transactional fees Open an Online Share Trading account and enjoy discounted brokerage fees. You will also have access to a range of investment tools, online webinars and investment content. Everyday Banking Travel and Get rewarded for banking with us by joining our UCount programme. Swipe your card instead of using cash at Lifestyle retailers and earn instant rewards with UCount Rewards. Pay with a Standard Bank Credit Card and earn double Benefits the UCount Rewards Points. Wealth and Insurance Skip the queues, branch visits or phone calls – our digital platforms are here to make payments, deposits, transfers and other account management easy and convenient. Whether it’s online banking, cellphone banking or the banking app, you’re in complete control. Contact us - Visit onlinebanking.standardbank.co.za to access online banking. - Dial *120*2345# for cellphone banking. - Download our banking app. 8
Standard Bank 2023 Pricing: Signature Banking Everyday Banking Make checkout easy and safe, go cashless and cardless at the till. When you don’t have cash or card on hand or simply need to take extra precaution when paying for items, use any of our other value-added products to pay online or instore quickly and easily. Masterpass: Make online shopping as simple as ‘click and pay’. Link your What you get Tap to Pay: Go contactless at the till. Tap-to-pay for items worth R500 or less Standard Bank Card to the Masterpass app and make safe online purchases – it’s fast, safe and requires no pin. from any smart device. Transactional fees Virtual credit card: For your peace of mind, our virtual cards are digital bank SnapScan: Link your Standard Bank Card to the SnapScan app and make cards that you can create to safely shop online. Load your virtual card with purchases directly from your smartphone by scanning the retailers SnapCode. funds and use its details at check out. Everyday Banking Samsung Pay: Use Samsung Pay to make purchases with your compatible Apple Pay: Apple Pay is a mobile payment and digital wallet service that Samsung Galaxy smartphone or watch anywhere you see the contactless allows you to pay for purchases using your iPhone, Apple watch, iPad or Mac. icon. Travel and Lifestyle Benefits Google Pay: Use Google Pay to make purchases with your android phone, InstantMoney™: Receive, store, spend and send money from your cellphone watch or tablet anywhere you see the contactless icon. without the need for a bank account. Wealth and Insurance EasyScan at Pick n Pay: EasyScan is a cashless and cardless way to pay Fitbit pay: Make purchases easy with Fitbit Pay. From buying water after by scanning a QR code on a Pick ‘n Pay payment machine, using our banking workouts to tickets for the train, Fitbit Pay lets you pay on the go – right from app, making shopping quicker, safer and easier. your watch or tracker. Contact us SBG Mobile Tap to Pay: You can enable your credit card on the Standard Garmin Pay: Garmin Pay lets you make purchases quickly and effortlessly Bank banking app immediately while you wait for your physical credit card to with nothing needed but your watch. To pay, simply enter your passcode, arrive. You can pay for purchases by tapping your smartphone and you can select your credit card and then hold your wrist near the payment machine. shop online. 9
Standard Bank 2023 Pricing: Signature Banking Travel and Lifestyle Benefits Access to exclusive Mastercard® Free forex 15% off IHG hotels and resorts around the world Priceless specials. Visit our delivery to and 5% cashback on hotel bookings from website for more information. metro areas. Booking.com/standardbank. What you get Get your monthly bundled account fee (R495) back in airtime or Up to 35% discount on Avis rentals using your Transactional data with Standard Bank Mobile for just R65 a month. World Citizen Credit Card or Signature Combo card. fees Transfer funds overseas with Shyft – Standard Bank’s award-winning foreign exchange app which allows you to purchase, send and store USD, Everyday EUR, GBP and AUD within an individual’s Single Discretionary Allowance of R 1m per annum. With Shyft you can easily buy, sell and manage shares. You Banking can also order a Mastercard® multicurrency card and create Mastercard® virtual cards for international online shopping, all from your Apple or Android mobile phone. Travel and Lifestyle Benefits 18 complimentary visits visits to the Standard Bank Library lounge at OR Tambo International Airport and Fluent Lounge at Lanseria Airport for yourself, one guest and 2 kids. 24 complimentary domestic (Bidvest) and international lounge visits with your World Citizen Credit or Signature Combo Card. Wealth and Insurance LookSee equips homeowners with effective tools and resources to better manage and service their homes. LookSee.co.za offers a wide variety of advice and tools from property valuations to solar solutions and money saving tips. Contact us PluggedIn is a career success platform designed to empower the youth to realise their career potential and succeed in the modern economy. Gain access to innovative career assessments to learn about your strengths, personality, and best-suited career path. Use tools that help you easily explore a variety of opportunities. Benefit from skills courses to increase your employability and get a high-quality CV to help you land your dream job. *Ts and Cs apply 10
Standard Bank 2023 Pricing: Signature Banking Wealth and Insurance All Signature Banking clients can get free will drafting. What you get Transactional fees All Signature Banking accounts opened after 1 January 2016 qualify for accidental cover of R40 000 at no extra costs*. Everyday Banking Free automatic basic travel insurance when booking your return tickets with your Standard Bank Cheque or Credit Card. Travel and Lifestyle Benefits Our group of Standard Bank companies have a host of wealth management products and services through which you can manage and grow your Wealth and wealth. Our financial planners will take the time to get to know you, your family and your business requirements and create a financial plan unique to Insurance your needs. Contact your Private Banker for more information. Contact us *Ts and Cs apply 11
Standard Bank 2023 Pricing: Signature Banking Contact us General customer enquiries South Africa: 0860 004 149 Internet Banking: www.standardbank.co.za What you get International: +27 11 299 4715 Cellphone Banking: *120*2345# Visit your nearest branch Dedicated Email: SignatureBanking@standardbank.co.za Transactional fees UCount Rewards Insurance Everyday Call: 0860 UCOUNT (82 68 68) South Africa: 0860 123 444 Banking Email: enquiries@UCount.co.za Email: sil.claims@standardbank.co.za Lost or stolen cards Fraud Travel and Lifestyle South Africa: 0800 020 600 South Africa: 0800 222 050 Benefits International: +27 10 249 4114 International: +27 11 641 6114 Wealth and Insurance Standard Bank supports the Ombudsman for Banking Standard Bank will never ask you for personal information over the phone or send you links that take Services Sharecall number 0860 800 900 you to a site where you are required to capture your Internet Banking details. Stay safe & stay alert. Contact us Fees effective from the 1 January 2023 (Including VAT). Disclaimer Our products and services, and the terms under which they are offered, may change. We will inform you within a reasonable time of these changes. It is in your interest to read your contract carefully. If you have any questions or need more information, please contact your branch. Standard Bank subscribes to the Code of Banking Practice. Please ask your branch for details. **Ts&Cs apply. Authorised financial services and registered credit provider (NCRCP15). The Standard Bank of South Africa (Registration Number 1962/000738/06) is an authorised financial services and credit provider (NCR CP15). 12
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