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JANUARY - MARCH 2021 VOL. 24. NO. 1

           I
           CAN
        SERVE
                                      BECAUSE
                                         YOU
                                         GIVE
SERVE I CAN BECAUSE - Adventist.org
ADDITIONAL
                                                                                                                                                                                                                                            CONTRIBUTING EDITORS
                                                                                                                                                                                                                                            ECD          William Bagambe
                                                                                                                                                                                                                                            ESD          Oleg Kharlamov
                                                                                                                                                                                                                                            EUD          Ioan Câmpian Tatar
                                                                                                                                                                                                                                            IAD          Roberto Herrera
                                                                                                                                                                                                                                            NAD          Michael Harpe
                                                                                                                                                                                                                                            NSD          Kwon Johnghaeng
                                                                                                                                                                                                                                            SAD          Josanan Alves, Jr.
                                                                                                                                                                                                                                            SID          Mundia Liywalii
                                                                                                                                                                                                                                            SPD          Christina Hawkins
 GREASED WHEELS AND A MISSION RIVER                                                                                                                                                                                                         SUD          Zohruaia Renthlei
                                                                                                                                                                                                                                            TED          Paul Lockham

                                                                                                                                         06
 P. 04
                                                                                                                                                                                                                                            WAD          Jallah S. Karbah, Sr.
 GARY KRAUSE                                                                                                                                                                                                                                MENA         Kheir Boutros
                                                                                                                                                                                                                                            IF           Julio Mendez
 WHEN GOD IS IN IT                                                                                                                                                                                                                          CHUM         Andy Chen

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SERVE I CAN BECAUSE - Adventist.org
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                                    SUPPORT OTHERS IN BEING
                                            A   BLESSING!
T                     he association between giving and
                      mission is one that is embedded in
                      Scripture. The passage most com-
               monly used to encourage giving clearly
               says the reason is “that there may be
                                                              13:10, 11). He seriously rebuked the lead-
                                                              ers for this state of affairs and required
                                                              immediate corrective measures as part
                                                              of his final revival initiatives. As a result,
                                                              the people responded massively to Ne-
                                                                                                               ing members about their responsibility
                                                                                                               as stewards has eternal importance.
                                                                                                               The article from Gary Krause, director
                                                                                                               of Adventist Mission for the General
                                                                                                               Conference, as well as inspiring tes-
               food in my house” (Mal. 3:10).1 Giving at-     hemiah’s appeal to support mission: “All         timonies from missionaries, bring to
               tends to a need. Is it the foremost rea-       Judah brought the tithes of grain, new           light what can happen when “there is
               son? The answer is debatable and prob-         wine and olive oil into the storerooms”          food in His house.” We are also happy
               ably not pertinent. But it is definitely one   (Neh. 13:12).                                    to share with you more articles from
               among other reasons that have divine               Is it time to downsize or dismiss            our experts relating to various aspects
               sanction. In addition, the effectiveness of    church workers? I don’t think so! Many           of the Stewardship Ministries strategic
               the mission motive is one that is firmly       more are needed on the frontline of mis-         orientation.
               grounded in research.2 As spiritual lead-      sion. With this conviction, may these in-
               ers and stewardship educators, we can          spired words echo from our publications,                 Blessings and be a blessing in 2021.
               boldly encourage regular and systematic        media and social media outlets, and from                              ANIEL BARBE, EDITOR
               giving to support those set apart to be a      our pulpits: “To accomplish this work,
               blessing to others.                            means is needed. I know that times are           ¹ Bible texts are from the Holy Bible, New International
                   Nehemiah, the great builder, observed      hard, money is not plenty; but the truth            Version. Copyright © 1973, 1978, 1984, 2011 by
                                                                                                                  Biblica, Inc. Used by permission. All rights reserved
               that during his absence from Jerusalem,        must be spread, and money to spread it              worldwide.
               the Levites and musicians, through no          must be placed in the treasury.”3                ² Smith, Emerson, & Snell, Passing the Plate (New
                                                                                                                  York: Oxford University Press, 2008).
               fault of their own, left their spiritual as-       “I can serve because you give,” the
                                                                                                               ³ E llen G. White, Counsels on Stewardship
               signments and returned to their fields         theme for this issue of Dynamic Stew-               (Washington, D.C.: Review and Herald Pub. Assn.,
               because of an absence of support (Neh.         ard, leads us to appreciate that educat-            1940), p. 39.

               d y n a m i c s t e wa r d                                                                              January – March 2021                           3
SERVE I CAN BECAUSE - Adventist.org
i serve because you give

GREASED WHEELS                                                                                        through the years.

AND A MISSION
                                                                                                      OFF THE BEATEN PATH

RIVER
                                                                                                           When I first flew to N’djamena, Chad’s
                                                                                                      capital, more than 20 years ago, I didn’t
                                                                                                      really know what to expect. Of course I
                                                                                                      knew that Chad was, in a sense, one of
                                                                                                      the world’s “forgotten” countries. The
B e c a u s e Yo u G ive                                                                              only people who seemed interested in
                                                                                                      the country were those exploiting its rich
                                                                                                      oil reserves.

W
GARY KRAUSE                                                                                                Kind church leaders and members
                                                                                                      welcomed me like a long-lost family
           hen I met Nguerabaye, I was                                                                member. Leaders told me I was the first
           struck by the ritual cuts                                                                  person from the General Conference to
           heavily scarred into his face,                                                             visit them. I don’t know if that was true,
a reminder of his heritage and former                                                                 but it was easy to believe. In the middle
life. Beads of perspiration lubricated                                                                of Africa, Chad isn’t often a logical stop-
his skin, made leathery by the hot                                                                    over destination; you have to make a de-
African sun. A Global Mission pioneer,                                                                liberate decision to go there. Everywhere
Nguerabaye was working in Moissala,                                                                   I went, people expressed joy that their
                                                 Brazilian missionaries Delmar and Natieli Reis
a town in southern Chad. He was on               (pictured with baby, Clara) are serving in Albania   church hadn’t forgotten them.
a mission to share with the people of            and running an urban center of influence because          I quickly saw that although Chad may
this town the good news about a Man              you give.

named Jesus who could bring them
peace, joy, and salvation.                       received his modest living stipend for
     In tough, unwelcoming conditions,           more than 12 months. I was shocked.
Nguerabaye—a married man with four               Global Mission pioneers sacrifice
children—was planting a new group of             enough without this type of neglect.
believers. He had already led nearly 50          But at no stage did he complain to me
people to baptism. Among those new               about his situation.
believers, I met former prostitutes and              Finally I asked him how he and his
alcoholics who had found new lives               family were surviving, and he simply
through Jesus.                                   said, “It is hard.”
                                                                                            American missionaries Olen and Danae Netteburg
     Nguerabaye told me how he and his               “Why have you kept working?”           (pictured with their children Lyol, Zane, Addison, and
Global Mission partner had been treated              “I want to free people from guilt Juniper) serve at Bere Adventist Hospital in Chad because
                                                                                            you give.
as if they were animals. Mistaken for an         by telling them about the blood of
occult group, they weren’t even permit-          Jesus.”                                          have been rich in resources, the coun-
ted to buy produce at the market. But                On Sabbath morning, hundreds of              try’s people weren’t benefiting. It has one
they just kept praying.                          townspeople gathered to hear the gos-            of the lowest per-capita incomes in the
     A boy in town had severe mental health      pel preached. Nguerabaye, leading from           world, and the Adventist Church was op-
challenges and was tied down with chains.        the front, was a proud parent looking out        erating with meager resources. The Chad
The two pioneers came and prayed for             at his new children in the faith.                Mission had one old vehicle, and the sec-
him. After three days, he came to his senses         It was inspiring for me to meet Nguer-       retary-treasurer didn’t even own a bicycle,
and asked to be released. “I’m not sick, I’m     abaye and several other pioneers work-           yet the Seventh-day Adventist Church was
healed,” he said. After his full recovery, the   ing on the frontlines of mission in Chad.        alive and witnessing. They had programs
people of Moissala decided the pioneers          But they weren’t there by accident. They         and projects. They were reaching out to
were magicians.                                  were serving because of the way you              the community. People were finding hope
     I then discovered that through some         and millions of other church members             in Jesus. There was a humble office for
glitch in the system, Nguerabaye had not         around the world have sacrificially given        the Chad Mission, and there were church-

4          January – March 2021                                                                                        s t e wa r d s h i p. a d v e n t i s t. o r g
SERVE I CAN BECAUSE - Adventist.org
es, schools, and even a hospital. Through-            probably never visit. We’re helping plant          houses, media outreach, publishing,
out the country there were nearly 1,500               churches we may never worship in. We’re            church planting, and so much more.
baptized Adventists, and a large team of              bringing life to the church’s mission.             We’re helping the church stay alive in
Global Mission pioneers were planting                                                                    areas where many church members earn
new groups of believers.                              SQUEAKY WHEELS AND A MISSION                       less than a dollar a day. We’re making
    How had that happened? I would                    RIVER                                              sure that wheels that can’t squeak also
suggest that it was through the work of                   After that first visit, I began thinking       get some grease.
the Holy Spirit and faithful church mem-              about the old expression “the squeaky
bers around the world who had been                    wheel gets the grease.” Roughly translated         A WORLDWIDE COMMITMENT
systematically giving their tithes and of-            it means that whoever makes the most                   The Seventh-day Adventist Church
ferings through the years, not knowing                noise gets the most funding. Today in              finds its strength in mission. Through the
exactly where each dollar would end up. I             the church some wheels squeak loudly               years, Seventh-day Adventists have gen-
think it’s fair to say that Chad still doesn’t        and with great skill. And often it’s the big-      erously supported mission through their
loom large on the world church’s radar,               wheel organizations that have the most             tithes and mission offerings because
and the average Seventh-day Adventist                 interesting pictures, the most compelling          they’ve believed the Gospel Commission.
probably doesn’t give much thought to                                                                    They believe we’re called to help the less
Chad or the church there. Many would                                                                     fortunate, the poor, the sick, and those
have trouble finding it on a world map.                                                                  who don’t know about Jesus.
                                                         Through our giving, we’re
And yet, thanks to the Adventist Church’s                                                                    For decades now Adventists have
system of tithes and offerings, mission               helping the church grow not                        talked longingly of “finishing the work.”
in Chad was funded by faithful church                                                                    But declining mission offerings prevent
members who know nothing about mis-                    only locally but also in areas                    the church from starting new work in
sion in Chad!                                                                                            new areas, reduce the number of mis-
    Through our giving, we’re helping the               we may not have heard of.                        sionaries, and restrict our mission.
church grow not only locally but also in                                                                     In recent years, millions of people
areas we may not have heard of. We’re                                                                    from challenging areas of the world have
helping missionaries we may never meet.               videos, the most heart-touching stories            found salvation in Jesus and have joined
We’re building schools and clinics we’ll              that get the big donations—“the grease,”           the Seventh-day Adventist Church. Thou-
                                                      so to speak.                                       sands of new congregations have been
                                                          But what do we do about those parts            established in new areas. How are these
                                                      of the world and those people groups               new believers nurtured? How do they re-
                                                      that can’t or don’t “squeak”? Those that           ceive resources, materials, and programs
                                                      have no way to share heart-gripping                to strengthen their new faith? How do
                                                      pictures and stories with us? What do we           they receive ongoing pastoral care?
                                                      do? Just ignore them?                                  Life-giving mission offerings, given
                                                          One of the beauties of the Adventist           regularly and systematically, help sustain
                                                      Church’s system of regular and systematic          and grow new work around the world.
                                                      tithe and offerings, which Stewardship             And that is what the church is for!
                                                      Ministries calls “Promise,” is that funds are
                                                      pooled together to make sure the church                           Gary Krause is an associate secretary
                                                                                                                        of the General Conference of
                                                      also cares for areas of the world, such as                        Seventh-day Adventists, Silver Spring,
                                                      Chad, that may not seem so “glamorous”                            Maryland. He serves as the director
                                                                                                                        of Adventist Mission, which oversees
                                                      or have the visibility of other areas. It’s like   the Global Mission Study Centers, church planting,
                                                      we’re adding life-giving water to a mission        and mission promotion.
                                                      river that flows through parched lands
                                                      around the world. We’re making sure that
Many Adventists generously give to specific mission
projects (such as Global Mission projects in Chad)    wheels that can’t squeak get attention.
above their regular and systematic giving. But it’s       Every time we return our tithes and
the regular and systematic giving that provides
the foundation and framework for these projects       give mission offerings, we’re helping
to flourish.                                          support schools, hospitals, publishing

d y n a m i c s t e wa r d                                                                                      January – March 2021                        5
SERVE I CAN BECAUSE - Adventist.org
i serve because you give

LITTLE IS MUCH                                                                             invited into cross-cultural service, God

                             GOD
                                                                                           confirmed, again and again, our call to
                                                                                           serve. Our first international service was

WHEN                                                                                       in Sri Lanka, where I was the coordina-
                                                                                           tor for Global Mission. During our time
                                                                                           there, God continued to affirm that His

IS IN IT                                                                                   work does not depend on human efforts.
                                                                                           In fact, our efforts were small and weak,
                                                                                           but we look back and are reminded of
                                                                                           many miracles and moments where we

S
RICK McEDWARD                                                                              could not deny that “little is much, when
                                                                                           God is in it.”
      ome of our ear-                                                                          With limitations on every hand, God
      liest experiences                                                  MENA UNION        continually used little to provide much
      are etched in our mem-                                                               for His work. We frequently experienced
ories as if they had occurred yesterday.                                                   a need for more qualified people to help
Following seminary, I was assigned a                                                       open up new work. Financial resources
successful church plant that needed to                                                     were tight as well, but God always pro-
purchase property to build. At that time                                                   vided what was needed. During our time
we owned some worn-out furniture, a                                                        in Sri Lanka, several new congregations
well-used car, and little else. As we fund-                Is in It.”                      were formed. New workers appeared,
raised for a church property, we experi-                     Somehow God multiplied        committed to the task of sharing the
enced what it meant to seek God’s guid-       the little we had, and added so many         gospel in spite of invariably challenging
ance as we worked to fulfill His mission      blessings on top of it. It became enough     circumstances.
in our new community. When the church         to share and to advance God’s kingdom            I can remember one young man
members were asked to give, my family         in the local community. We had no idea       who was not hired the first year he in-
and I made a commitment that was born         at that time that the lessons we learned     terviewed, since he had just been bap-
out of faith and prayer. Our pledge was       would one day be valuable to us today        tized. He returned the next year and was
far less than other families were giving,     as cross-cultural missionaries for the       hired as a Global Mission pioneer. He was
but it was also much more than we could       church.                                      a humble young man, growing up and
afford to give. It was an act of faith.           Most of our missionary lives have        working on the plantations. In his first
    During the next several months, we        been spent in the 10/40 Window, where        week, he built a small place of prayer that
experienced so many miracles of God’s         we see the reality of the “little is much”   consisted of four posts and some palm
providence. Sometimes an elderly man          principle.                                   branches in the middle of a tea planta-
would give us fresh greens from his               In 2000 we felt a strong pull on our     tion. He started a prayer meeting, and
garden. Other times we found bags of          hearts to the mission field. The doors did   that prayer meeting grew and became
groceries by our door, and often a birth-     not open immediately, but when we were       four new worship groups. He did what he
day or Christmas gift of cash met our                                                                     knew, and God blessed him.
obligations exactly. When the campaign                                                                        Another man took up work
was over, we found that we had received                                                                   in a nearby district and walked
back what we had committed. Hearing                                                                       to area villages. Sometimes ti-
our story, one church member said, “You                                                                   gers stalked him as he covered
did not have enough faith; if you would                                                                   the miles between villages late
have pledged more, God would have met                                                                     at night on foot. The groups he
that too!”                                                                                                formed and nurtured were always
    The church purchased a property                                                                       full of joyful people who knew
that it occupies to this day. We learned                                                                  that Jesus had set them free from
lessons of trust in God day by day, ex-                                                                   fear. His long walks wore holes re-
pressed beautifully in the words of an old                                                                peatedly through his shoes until
gospel song: “Little Is Much When God                                                                     they could be repaired no longer.

6         January – March 2021                                                                              s t e wa r d s h i p. a d v e n t i s t. o r g
SERVE I CAN BECAUSE - Adventist.org
God took the hours and miles offered                                                        thing special in this large city!
by this humble servant and made some-              In the harvest field now ripened              We see stories like this in most MENA
thing beautiful out of them.                          There’s a work for all to do.         countries, stories that cannot be told be-
     Since 2016 we have been serving in            Hark! the Master’s voice is calling      cause of the security risk to individuals
the Middle East and North Africa Union                 To the harvest calling you.          who are faithfully sharing the message
(MENA). To say that the task here is im-                                                    with others. Each story in the Middle East
mense is an understatement. MENA                   Does the place you’re called to          and North Africa represents the work of
comprises 20 nations, none of which are                          labor                      the Holy Spirit, a work that defies national
Christian. In only seven of these is the           Seem so small and little known?          boundaries and communication barriers.
church legal. All others are nations where             It is great if God is in it          Every day we see the fruit of God’s love
Christian mission is not legal, and in many,        For He’ll not forsake His own.          being demonstrated by church members
being a Christian can bring persecution.                                                    and workers spread throughout this im-
With a population of more than 558 mil-           Little is much when God is in it!         mense territory.
lion people, where most do not know the            Labor not for wealth or fame.                 Some people doubt the effective-
basics of God’s plan of salvation, MENA is       There’s a crown, and you can win it        ness of their mission offerings. “I can’t
considered one of the most challenging                If you go in Jesus’ name.             give much, so I wonder if it makes a dif-
mission tasks remaining.                                                                    ference?” Every time I hear these doubts
     Currently, MENA has 5,200 church             And when the conflict has ended           I think of stories such as those of David
members spread among these 20 nations,              And our race on earth is run            and Goliath, Jehosephat, and the wid-
meaning there is one Seventh-day Adven-           He will say, if you’ve been faithful      ow’s mite. So many stories in the Bible
tist for every 107,000 people. Our small          “Welcome home, My child—well              speak of God taking our small offerings
band of workers seems insignificant when                          done!”                    and making them powerfully effective to
compared to the populations all around                                                      share His love in this world.
us. Even our faithful workers often feel            Little is much when God is in it!            Here in the 10/40 Window, we can
unequipped for the daily and constant              Labor not for wealth or fame.            see personally and dramatically how
challenges they face. We can easily ask the      There’s a crown, and you can win it        God uses the smallest of offerings to
question, “Who is qualified for this task?”                   If you go . . .               change the lives of those who seek
Then we remember the promises of God,                         If you go . . .               Him. Every day we pray for God to pour
whose “strength is made perfect in our                If you go in Jesus’ name.             out visions and dreams on the people
weakness” (2 Cor. 12:9).                                                                    of this territory, dreams leading people
     Whenever we see a challenge so              kittie louise jennet suffield (1924)       to ask a Seventh-day Adventist about
daunting that we feel we cannot face it,                                                    Jesus and His soon return. My prayer
God gives us reassurance through His                                                        is being answered. It is the stories of
Word. He always fulfills His promises. Every       One day he was walking along a busy      changed lives that tell how much my
week I hear the stories of God’s miraculous    street on his way to the university. He      little offering still matters.
deliverance for young men and women            stopped at a rack of books along the              God’s mustard-seed conspiracy is
who have found joy and hope in Jesus!          sidewalk. His eyes were drawn to one         still moving forward through you! I want
Even with few frontline workers available in   book. Once it was in his hands, he could     to thank the members of the church
needy areas throughout MENA, we see, day       not put it down. That book dramatically      around the world! Through your contri-
by day, how God is using the little we have    changed his trajectory, leading him to       butions to the mission offerings, God is
to provide for His work.                       give his life to the Lord as a Global Mis-   working miracles. It is worth repeating—
     One young man living in London had        sion pioneer. He would tell stories about    little is much when God is in it.
a strong impression that he should re-         Jesus to inquirers at that very same side-
turn to his home country in the Middle         walk bookstand. His life with God has                     Rick McEdward ser ves as the
                                                                                                         president of the Middle East and
East. He could not understand why this         since taken him to other places. But at                   North Africa Union, a territory
was being asked of him, but he knew for        that bookstand, he invited many people                    attached to the General Conference
                                                                                                         of Seventh-day Adventists.
sure that it was a call from God. In the       to join in a small group. Today, thanks to
middle of winter, when it was cold and         his service for God, there is a congrega-
rainy, he returned to his home city, one       tion made up of local people worship-
of the largest in the world.                   ping each Sabbath. God is doing some-

d y n a m i c s t e wa r d                                                                        January – March 2021                   7
SERVE I CAN BECAUSE - Adventist.org
i serve because you give

MODERN-DAY
WALDENSIANS                                                                                          concerning classes and exams
                                                                                                     on Sabbath, but I no longer see
                                                                                                     them as challenges but rather as
                                                                                                     opportunities God is granting me

M
                                                                                                     to share my faith. Several times
                                                                                                     I’ve been asked why I don’t attend
         y story begins in 2016 during my                                                            classes on Sabbath, and it always
         last year at university. Some of                                                            ends up with me sharing about
         you might know from anecdote                                                                God, His creation, and the Bible.
         or personal experience how diffi-                                                                For a whole year, I didn’t go
cult it can be to be a Seventh-day Adven-                                                            to classes on Sabbath, but still I
tist student at a university where they do                                                           was able to get good grades. My
not know about the Sabbath. Well, be-                                                                classmates were quite surprised.
lieve it or not, this challenge brought me                                                           When scheduling the yearly ex-
to where I am today: a missionary serving                                                            ams, the university administration
in the 10/40 Window.                                                                                 decided to put two important
     My final exam was scheduled to be                                                               exams on Sabbath. The only way
held on a Sabbath. I did everything I could    ty where I am enrolled, in the tradition of   I had to move them was for all my class-
to have it changed: wrote letters, met with    the Waldensians in the Middle Ages who        mates to agree to move them to other
coordinators, went from office to office.      pursued secular activities as a vehicle for   dates. All of them agreed to the sched-
They all refused my request, saying that       the preaching of the gospel.                  ule change just for me! Even the admin-
for this one time I should be flexible in my       Being in a foreign land is challenging.   istrators were surprised that the other
beliefs and that God would understand. I       You miss your family, your home country,      students agreed to the change. They all
knew that this was not just the ultimate       and your friends. You also have to adapt      understood how important it is for me
exam for my graduation, but also a critical    to a new culture, the people, the climate,    to keep the Sabbath, and I know that God
test of my faith. On that Sabbath morn-        and so forth. The only thing that you         is planting some seeds here and there. I
ing while at church, I pleaded with God for    can count on is the unchangeable,             am so grateful to God for His ways of
answers, but answers did not come just         unwavering love of God, and the promise       working.
then. I made a promise in faith, however,      He made to be with you always. With this
that I would be a missionary wherever He       perspective in mind, things go smoothly.      FATIMA
wanted me to go if He would allow me to            Universities are amazing mission              My friend Fatima (not her real name)
graduate this same year.                       fields. You meet people your own age,         and I met in December at a Christmas
     Well, He answered that prayer. He         you easily make friends, and you have         party, and we became good friends be-
always answers prayers in one way or           many opportunities to share about God         cause we both like to cook (and also to
another. He answered my prayers in His         with open-minded, inquisitive people. I       eat)! We began sharing cooking tips and
time! Now here I am, fulfilling my promise     have been serving God here for a year,        recipes until one day she invited me for
to Him.                                        and I can see His hand working in my life     lunch at her house. We had a conversa-
                                               and the lives of my friends.                  tion about our beliefs and values, many
SERVING AS A MISSIONARY                            When I look back and think of all the     of which we had in common.
    I served for two years as a mission-       Sabbath challenges I had at the university         We soon started seeing each other
ary teacher in Central America. Now I          three years ago, I understand why God         socially and spent all summer together.
am serving in the Middle East and North        allowed me to go through that. He was         Today I am almost part of her family. They
Africa Union (MENA) as a missionary            simply preparing me for what I am going       invite me every week to spend time with
preaching to the students at the universi-     through now. Again I have “problems”          them, to go to the beach with them, or to

8         January – March 2021                                                                                s t e wa r d s h i p. a d v e n t i s t. o r g
SERVE I CAN BECAUSE - Adventist.org
attend social events. Her parents met mine, and now our families      TESTIMONY FROM A PAIR OF
know and trust each other. But the amazing part is how God is       WALDENSIANS WORKING IN MENA
working in her heart.
    The first time I went to Fatima’s house for lunch we started
talking about God, and especially about Sabbath. She was sur-             For times of crisis, we need extreme solu-
prised to hear about my beliefs and how a “Christian” can have so     tions. And that’s why at the beginning of the
many common values with Muslims.                                      lockdown because of COVID-19, we weren’t
    As we continued talking, she decided that she would join          quite sure what to do. Our dream of having a
our small group for vespers on a Friday, mostly out of curi-          small Bible study group had vanished with the
osity. She loved it! We gave her an Arabic Bible and a Sab-           isolation measures, and our friends weren’t
bath School quarterly so she could follow our study and even          ready to continue with only spiritual-conversa-
share her thoughts about it. It’s amazing how she switched            tions groups. But then we saw an opportunity
from seeing the Bible as something corrupted by human                 to share the health message. Our local friends
hands to an amazing book that she wants to read every day. It         were bored at home with plenty of time on their
went so quickly from spiritual conversations to Bible studies         hands, and a friend suggested we try the CRE-
that I myself was surprised and not ready for it. God’s timing        ATION Life* program. So we decided to give it a
is never ours! Now Fatima often comes for Sabbath vespers             try and to have meetings twice a week via Zoom,
or Sabbath morning service.                                           and cover one topic per week.
    These experiences are just a few of the many where I have             At the beginning attendance was low, but
seen God working through me as an instrument.                         we now have an average of three to six girls
                                                                      coming to every meeting! We’ve been able to
                                                                      have spiritual discussions with some of them,
                                                                      and we are giving Bible studies to one girl. We
                                                                      gave a copy of Ellen White’s book The Great
                                                                      Controversy to another girl. And we have been
                                                                      praying with all of them.
                                                                          It is wonderful to see the ways God is lead-
                                                                      ing us to witness for Him in difficult times, and
                                                                      He has shown us once again that nothing is im-
                                                                      possible for Him. He uses even a time of crisis
                                                                      as an opportunity to show His glory.
                                                                          When we finished the CREATION Life
                                                                      program, we met with the girls during Rama-
                                                                      dan, the fasting period in the Muslim faith.
                                                                      Later, we held a second and a third series of
                                                                      the CREATION Life program, which focused
PRAISING GOD!                                                         on emotional, personal, and relationship top-
     I want to praise the Lord for the church members who faith-      ics. We have been able to tell parables, as
fully contribute financially to the mission in MENA. We thank         well as stories of Jesus, the prophets, and
you for giving generously to support modern-day Waldensians           Creation.
who preach and live the gospel in difficult and challenging en-           We know that God is working through
vironments. It is through your financial help that we are able to     these meetings, and each topic awakens a
work every day here in the mission field. Please remember that        need in the girls’ hearts that only the Holy
every time you give, it may mean a free Bible offered, a heart        Spirit can fill. We praise the Lord because He
touched by the Word of God, or a new person giving his or her         is the Lord of the harvest, and His ways are
life to the Lord. Your monetary contributions are life-saving and     incredible!
of eternal significance.
     Keep us in your prayers.                                         * https://www.adventhealth.com/creation-life

      the Waldensians

d y n a m i c s t e wa r d                                                                  January – March 2021          9
SERVE I CAN BECAUSE - Adventist.org
i serve because you give

      I CAN                                                                                        VID-19, which worsened the situation of

      SERVE
                                                                                                   those already in great need.
                                                                                                       DS: What can you say about the work
                                                                                                   of ADRA?
                                                                                                       LC: Bringing relief to communities in
                                                                                                              distress is not always a simple or easy
                                                                                                              mission, but with God’s protection
                                                                                                              and wisdom ADRA has been success-
                                                                                                              ful in its attempts to bring humani-
                                                                                                              tarian relief to those communities
                                                                                                              in need. It’s a mission that involves
                                                                                                              knowing the cultural and political
                                                                                                              environment of the country, which
                                                                                                              has been quite fragile for a long time.
                                                                                                              This requires humanitarian workers

D
      LUIZ CAMARGO                                                                                            to harmonize the efforts between
                                                                                                              communities and government in
             ynamic Steward: How did God            need wherever God sends me.                    order for ADRA to bring much-needed
             get your attention for mission?           DS: What are the characteristics of         support to disadvantaged communities.
                  Luiz Camargo: My call to mis-     your mission territory?                            The different regions in which ADRA
      sion and purpose in life came as an un-          LC: As country director of ADRA             operates are fairly complex and highly in-
      expected one, even though I have always       Somalia, one of the most challenged            secure due to several factors, one being
      asked God to use me as His instrument         countries in the world, it is important        the terrorism that has been present in
      to bring relief to those who are suffering    to know how to navigate in order to            the country for many years. ADRA does
      and in need. I wanted to follow the very      reach the communities in need. I have          not take its work and accomplishments
      example of Jesus Christ, who showed in-       been able to witness the support and           through the years for granted. Every single
      credible care for the humanitarian needs      the opportunities ADRA has provided to         step in implementing a project has to be
of the people surrounding Him. It all                                                              well thought out to avoid any unintended
started when I went to visit my sister                                                             outcome that could jeopardize the whole
and brother-in-law, who were already                                                               organization. We believe that God has been
serving as missionaries in one of the                                                              our protection and support throughout
African countries. Once there, many                                                                the years as we continue bringing relief to
things caught my attention: the culture,                                                           the communities we have been called to
the people, and the environment. I was                                                             serve.
shocked by the level of poverty and                                                                    DS: How has your organization rep-
the serious needs of a great part of the                                                           resented God to people who may not
population living outside the capital.                                                             know Him in the same way we do as
Through the local churches and our Ad-                                                             Adventist Christians?
ventist university in that country, some                                                               LC: As a Christian faith-based organiza-
      small relief projects implemented by lay      communities need through its different         tion within a non-Christian country, we can
      people were taking place. Then upon the       sector projects such as education, water       attest that the mission is not something
      request of my sister and brother-in-law,      and sanitation, livelihood, and emergency      that can be accomplished only through our
      I decided to stay in that country. Later I    response. The country is under tremen-         own efforts. We attribute the overcoming
      had an opportunity to start an internship     dous stress due to its violence and po-        of the many challenges within the country
      with ADRA [Adventist Development and          litical instability, making it very insecure   to the powerful hand of God, even though
      Relief Agency], which resulted in a posi-     apart from recurring natural disasters         some of the circumstances in which we
      tion within the organization. From there      such as drought and annual floods. The         find ourselves seem to be insurmountable
      the humanitarian work took on a life of       year 2020 has been harsher than usual          in human eyes. We always pray to God for
      its own. I have since dedicated my life to    because of locust swarms around East           wisdom as to how to conduct ourselves in
      this mission of bringing relief to those in   African countries and the arrival of CO-       this environment, and He has been work-

      10        January – March 2021                                                                                s t e wa r d s h i p. a d v e n t i s t. o r g
ing on our behalf through all of ADRA’s em-     others through the work we have been            as God blesses our efforts in alleviating
        ployees, even though the majority of them       called to do. This call is clearly from our     the suffering of the needy around us. We
        are not Christians.                             Lord Jesus, and it is He who goes ahead         also recognize the power of our church
            Throughout my years of work within          of us opening the way. It is so satisfying      members’ prayers, which sustain us while
        this country I have seen the hands of           to see children having the opportunity          accomplishing what we are called to do
        God doing many wonderful things to              to go to school and have adequate food,         according to the Bible in Matthew 25:35.
        alleviate the suffering of those in need        things that many of us take for granted.        In a way, we are the extension of the arms
        around the country. One example of the          The opportunity to learn about other            and legs of those who support us from
        success of the work that has been done          cultures and to live in them together with      afar. Please keep exercising your faith in
        in the past is the construction of bore-        my wife and kids is so fulfilling, because it   God’s mission for the world, and you will
        holes and elevated water tanks in some          is not only me who is learning, my chil-        reap what He has in store for all of us. We
        very dry areas where people were thirsty        dren as well are absorbing it and seeing        cannot thank you enough for the great
        and developing diseases due to the lack         God’s provision when the days are not           support for the mission field. We know
        of clean water. After drilling a borehole in    so good. Throughout the years we have           that God has been touching the hearts of
        one of the areas, people felt so grateful       experienced many challenges, and God’s          church members to help enable mission-
to ADRA that they started naming their
children “ADRA,” showing how much
they appreciated what ADRA had done
for them. Another example is that ev-
ery time the people would go to fetch
water from the water point, they would
say “I’m going to fetch ADRA” instead
of “I’m going to fetch water.” These are
things that show how God responds to
the prayers of people, independently of
their background or religion. ADRA has
been following the example of Jesus as
He healed those who were sick and dy-
ing, fed people when they were hungry,
and stood up for those unjustly accused
        or judged. In our case, as a Christian faith-   hand has been so present that we can-           aries around the world to accomplish the
        based organization, we believe that Jesus       not refute the fact of His presence when        Great Commission given by Jesus Christ.
        stood up for the outcasts as well, as is        going through those hard times. God al-         We appreciate all those who are educat-
        shown in the Bible (John 4:5-42).               ways comes through for us. In the end,          ing our members about the importance
            As Christians, we do not discriminate       the opportunity to serve is not only ben-       of supporting God’s mission.
        as to who should and should not receive         efiting the poor communities we serve, it           To our church membership around
        help and support from our organization.         is also a privilege for us who serve. Serv-     the world, I say, “Thank you so much for
        We believe that Jesus is sending us             ing is such a great opportunity, because        your support.” My family and I are grate-
        to wherever the needs are, and our              it gets you to focus on others instead of       ful for the opportunity to serve. “I can
        simple presence in those non-Christian          yourself (Phil. 2:4).                           serve because you give.”
        countries should show how much we                    DS: As you enjoy the privilege of serv-
        value human lives and souls.                    ing outside your home country, would                          Luiz Camargo has worked in the relief
                                                                                                                      and development field for 15 years,
            DS: How has your life been enriched         you like to say something to our church                       seven of which have been with ADRA
        by the experience of serving as a mis-          members and stewardship educators                             Somalia as the country director. He
                                                                                                                      has also been the chairman of the
        sionary in an unfamiliar setting?               worldwide?                                      Somalia NGO Consortium, a platform that represents
            LC: It has been a great privilege to             LC: We are very thankful for our           all NGOs working in Somalia.
        serve as a missionary in Africa for many        Adventist Church members who have
        years, and it is such a humbling experi-        been supporting the world mission for
        ence for which I am always grateful. There      so long. This support, through tithes and
        is joy in knowing that we are serving           offerings, is felt in our day-to-day work

        d y n a m i c s t e wa r d                                                                             January – March 2021                      11
s t e wa r d s h i p e d u c at i o n f o r a l l

THE
                                                                                                     to a frog. These examples demonstrate
                                                                                                     the extent to which our minds need to

GIVING
                                                                                                     be transformed. It’s a radical change in

EQUATION
                                                                                                     thinking, in which we discard our default
                                                                                                     consumeristic mindset and replace it with
                                                                                                     God’s way of thinking. It means abandon-
                                                                                                     ing our materialistic values and replacing
                                                                                                     them with God-inspired values of benevo-
                                                                                                     lence, abundance, and generosity.
Li f e - C h a n g i n g S te w a rds hip                                                                 Note two things about the way Paul
                                                                                                     said, “Be transformed.” First, he used
                                                                                                     the passive voice. Let yourself be trans-
                                                                                                     formed. It’s hard to realize, and even
                                                    wants us to give for our benefit. It’s not,      harder for us to accept, that transforma-
                                                    “What’s in it for God?” It’s not, “What’s in     tion is something that God does for us.
KEN LONG                                            it for my church?” It’s “What’s in it for me?”   It is not something we can do ourselves,
                                                    Giving was designed by God to help us            as we have to “let God re-mould [our]

F
LET’S GET THE EQUATION RIGHT                        build a benevolent and generous character,       minds from within” (Rom. 12:2, Phillips).
                                                    a character just like God’s.                          Second, Paul used the imperative voice.
       or many, the word stewardship trig-               For those instinctively feeling scared      He didn’t say, “Consider being transformed.”
       gers an immediate defensive reac-            or defensive about stewardship, the              Transformation is not an option, but a com-
       tion and a closed mind. Giving to            Giving Equation presents a simple                mand. He was emphatic, concise, and to the
God is a threat to our independence and             mathematical formula to answer the               point. You must be transformed. If you want
our standard of living. It reduces our life         question, “If I give my hard-earned              to be a disciple of God, then transformation
options. The more we give, the less we              income, what benefit do I get?” This             is compulsory. Let God do the transforming.
have to live on—to make our mortgage                formula provides understanding about             So very, very simple, but in our do-it-yourself
repayments; to educate our children;                why people are reluctant to give, and            world, so very, very difficult.
to purchase our groceries, clothes, and             insights into the true meaning of
electronic gadgets; to travel; and to en-           stewardship; information that can change         THE BASIC EQUATION
tertain ourselves.                                  the giver’s life and giving behaviors.                Everyone is born with two things—a
     Our consumeristic mindset is rein-                                                              measure of time and a measure of talent.
forced by the messages we receive in the            BE TRANSFORMED!                                  These two elements of life are insepa-
media. Our society equates personal happi-              When Paul warned Christians not to           rable. There’s no value in having time but
ness with the purchase of material posses-          conform to the consumeristic “pattern            no talent, or having immense talent but
sions. We have a “work–spend–work-some-             of this world,” he provided an answer to         no time to capitalize on it. As Mel Rees
more” lifestyle fueled by the desire to             the mindset problem. “Be transformed,”           said, “With time and talent every activ-
obtain things that we currently don’t have,         he said, “by the renewing of your mind”          ity of life is possible. In fact, they are es-
thus (we are told), achieving enhanced ful-         (Rom. 12:2, NIV). According to Paul, the         sential to life, for life is time and talent.”³
fillment, satisfaction, and significance in our     only way we can counteract our con-               Our life is the result of how we combine
own eyes and those of others. When our              sumeristic mindset is to get new minds,          our time and talents. The money we earn
consumeristic mindset becomes the lens              to learn a new way of thinking.                  is also the result of how we apply our time
through which we view the world, it pro-                The extent of the change required is         and talents. When we reduce these two
vides the framework of values we use for            encapsulated in the word transformed,            simple concepts to an equation we get:
decision-making and problem-solving.                derived from the ancient Greek word
     Yet, a true understanding of                   metamorphoo. It is defined as “a change                    Time + Talents = Life
stewardship is essential for us to grow as          in form, appearance, nature, or charac-                   Time + Talents = Money
Christians. It’s a fundamental, indispensable       ter”¹ or “a marked change, as in appear-
principle of Christian living. It’s about           ance or character.”² The word is used to              So, from a mathematical perspective,
building Christian character, and building          describe the dramatic changes in form            if life comprises time and talents, and
our faith and dependence on God. He                 of a caterpillar to a butterfly, or a tadpole    money does as well, then money = life.

12           January – March 2021                                                                                       s t e wa r d s h i p. a d v e n t i s t. o r g
6:38, “Give away your life”
                                                                                                                            (The Message) because
                                                                                                                            that’s how most people
                                                                                                                            feel when they give. The
                                                                                                                            rich farmer Jesus spoke
                                                                                                                            about in Luke 12:13–21
Getty Images

                                                                                                                            could well have been the
                                                                                                                            champion of the Me-
                                                                                                                            economy as he was stor-
                                                                                                                            ing up treasure on earth
               TWO ECONOMIES                                  credit cards or home loans. The reality is       and was not “rich toward God” (Luke
                    In Matthew 6:19–21, Jesus identified      that your income, which is the function          12:21, NIV).
               two ways of thinking—two perspectives          of your time and talent, provides the
               on treasure management—on money                money to fund your life and your life-           DEPENDENCE VERSUS
               and giving. What Jesus was saying was          style. Very little could take place in your      INDEPENDENCE
               that where you invest your money, where        life without the money provided by your               Most of us spend our working week
               you place your treasure, is a strong indi-     income. That’s why in the giving equation        utilizing our time and talents to accu-
               cator of where your priorities lie, what       money = life. It also follows that more          mulate money to live on. We’re striv-
               you value in life, and how much you trust      money = more life, and less money = less         ing for independence, to be free from
               God for your future.                           life.                                            the control and influence of others. We
                    In the Giving Equation, I’ve called the         Let’s assume that you are a Me-            want to control our own destiny. We
               “treasure on earth” way of thinking the        economy Christian who feels obliged to           believe that ultimate freedom comes
               “Me-economy,” because of its primary           return a tithe or give an offering to God.       from our independence. The indepen-
               focus on satisfying my needs. The al-          Let’s characterize your giving as $G. The        dence message is one that we receive
               ternative way of thinking, looking at life     giving equation looks like this: money –         all through our lives.
               from God’s perspective, is called the “G-      $G. When you give money to God, you                   By contrast, God offers the freedom
               economy.” The challenge is that we can’t       are, in reality, offering a portion of your      of dependence as an alternative to the
               live in two economies. The principles of       life—both a portion of the life you ex-          freedom of independence that the Me-
               the Me-economy and the G-economy               pended in producing the money and also           economy says we need. The Bible tells us
               are opposed to each other. Following           the life you could have spent the money          that if we put God and His kingdom first
               one set of principles automatically ex-        on. So the Giving Equation in the Me-            in our lives, all the necessities of life—
               cludes following the other. If you live in     economy looks like this:                         food, shelter, and clothing—will be pro-
               the Me-economy, you’ll hate the G-econ-                                                         vided (see Matt. 6:33). So giving is an act
               omy (Matt. 6:24–26). So we have to make                                                         of trust. It doesn’t take much faith to give
                                                                        Money – $G = Life – $G
               an intentional choice to live in the G-                                                         God whatever money is left after we’ve
               economy, as “treasures on earth” is our                                                         paid for everything else, but it does take
               default setting (“Don’t keep hoarding for          Imagine you have $5,000 in the bank          faith to give money off the top.
               yourselves earthly treasure” [Matt. 6:19,      and you’re returning a tithe of $400 and              The freedom of dependence is God’s
               first part, The Passion Translation]).         an offering of $100. In Me-economy               plan. When we recognize God as the own-
                                                              thinking, giving the $500 means that             er of everything, and our role as a manager,
               GIVING IN THE ME-ECONOMY                       you not only have $500 less money, but           we are free to depend on Him; He has
                   So, let’s explore how giving looks in      you also have $500 less life. One of the         promised to supply all our needs (see Phil.
               the Me-economy. Most people get paid           reasons we’re reluctant to give to God is        4:19). If God is our partner, at all times and
               every two weeks or monthly, or they re-        that giving seems to be making a deduc-          under all circumstances, we’ll be free from
               ceive a passive income such as interest        tion from my future life. If I give, I’m going   worrying over the uncertainties of life.
               or dividends. At the end of each pay pe-       to have to give something up—maybe a             “Therefore I tell you, do not worry about
               riod, income gets divided. Your income is      holiday or a new dress or the latest iPad.       your life, what you will eat or drink, or about
               figuratively set aside in parcels of money         The more money I give, the less life I’ll    your body, what you will wear. . . . Can any of
               for future expenses such as rent or food,      have. That’s the essence of Me-economy           you by worrying add a single hour to your
               or for expenses already incurred, such as      thinking. That’s why Jesus said in Luke          life?” (Matt. 6:25, 27, NIV).

               d y n a m i c s t e wa r d                                                                            January – March 2021                   13
GIVING IN THE G-ECONOMY                         is denoted as $G+. So, this is how the          God will guide us in how to allocate our
     In Me-economy thinking, it’s impor-        giving equation looks in the G-economy:         finances, including spending now and
tant that you get more value, utility, or                                                       saving for the future.
satisfaction than the cost of the pur-
                                                      Money – $G+ = Life Abundant
chase. Giving is a poor transaction in                                                          THE GIVING EQUATION
Me-economy terms: the more you give,                                                            APPLICATION
the less money you have to support your             You give from your God-given re-                 The Bible is filled with stories about
lifestyle. The strategy in Me-economy           sources, but God gives from His unlim-          giving. Each of the biblical case stud-
thinking is to minimize your giving and         ited resources (see Phil. 4:19). The New        ies analyzed in Chapter 6 support the
keep as much of your money as you               International Version puts it this way,         Giving Equation. They demonstrate
can—after all, you can’t afford to give         “Give, and it will be given to you. A good      unequivocally the difference between
away your life. You can’t afford to lose        measure, pressed down, shaken together          giving in the Me-economy and giving
your independence.                              and running over, will be poured into           in the G-economy. Me-economy giv-
     The G-economy mindset is the com-          your lap. For with the measure you use,         ers—the rich young ruler and Zacchae-
plete opposite. First, the motivation is        it will be measured to you” (Luke 6:38).        us before his conversion—showed a
different. Contrary to the get-and-keep                                                         compulsive desire to accumulate more
philosophy of the Me-economy, the               WHAT’S THE PURPOSE OF GOD’S                     and more material possessions in their
motto of the G-economy is give. “Give           ABUNDANCE?                                      quest for independence. On the oth-
away your life;” Jesus directed in Luke              In order to comprehend what an             er hand, the G-economy givers—the
6:38 (The Message), “you’ll find life given     abundant life might look like, it’s necessary   widow, Zacchaeus after his conversion,
back, but not merely given back—given           to understand our abundant God and              the Macedonians, and Mary—all gave
back with bonus and blessing. Giving, not       why He wants to pour blessings into             generously, reflecting the character
getting, is the way. Generosity begets          our lives. The word “abundance” comes           of God. They recognized that giving
generosity.” The underlying philosophy          from the Latin word abundare, meaning           to God should be the highest priority,
of G-economy is giving—generous, unre-          to overflow.⁴ John says, “From God’s            a priority motivated by the grace that
strained, abundant giving.                      abundance we have all received one              God gives so freely. In saving them, God
     Jesus’ words indicate a paradox of the     gracious blessing after another” (John          had already opened the floodgates of
G-economy. In the Me-economy, you give          1:16, NLT). Everything He is, everything He     heaven. He was a God they could wor-
but you lose. You’re left with less money       does, everything He gives is influenced         ship and a God they could trust and
(money – $G). If I give 10 percent of my        by His generous heart—a heart that              depend on. So they gave out of the
income to God as tithe, logically I have        overflows with love.                            abundance of their hearts.
to be worse off, don’t I? While Jesus said           Paul illustrated the superabundance             In conclusion, Paul summed up G-
that when you give you are actually giving      of God when he said, “And God is able           economy thinking in this way: “Observe
away your life, the paradox is that there’s a   to bless you abundantly, so that in all         how Christ loved us. His love was not cau-
much greater return on your gift than you       things at all times, having all that you        tious but extravagant. He didn’t love in or-
could imagine. When you give in the Me-         need, you will abound in every good             der to get something from us but to give
economy, you lose part of your life. When       work” (2 Cor. 9:8, NIV; emphasis added).        everything of himself to us. Love [and give]
you give in the G-economy, you don’t lose       “All,” “all,” “all,” “every.” People who are    like that” (Eph. 5:1, The Message, adapted).
because you get life back. And it’s given       “rich toward God” are generous to those
back with “bonus and blessing.” So when         in need (Luke 12:21; Matt. 25:34–36), and                       Ken Long, PhD, is a business
                                                                                                                consultant living in Sydney, Australia.
you give in the G-economy, you lose some        intentionally stockpile treasure in heaven.                     He authored the book The Giving
of your life but get back an abundant life           Storing up treasure in heaven means                        Equation, June 2020.
in return (see John 10:10).                     seeking the kingdom of God above all            ¹ “Transformation,” Dictionary.com, .
                                                                                                ² “Transformation,” The Free Dictionary, .
purely transactional—the simple transfer        everything we need (see Matt. 6:33). It         3
                                                                                                  M. Rees (1974), I Work for God, Litho, United States.
of money—whereas in the G-economy               means seeking God’s guidance through
                                                                                                4
                                                                                                  “Abundance,” Online Etymology Dictionary, .
giving is clothed in willingness,               prayer in how we live and give; to align
cheerfulness, and generosity. That’s why        our priorities with God’s priorities. If
giving in the G-economy giving equation         God is the Lord of our finances, then

14         January – March 2021                                                                                       s t e wa r d s h i p. a d v e n t i s t. o r g
PLANNING                                                                                                      us learn how to maximize our health.

                             CRISES
                                                                                                              One of the best books to guide your
                                                                                                              thinking concerning the broad principles

FOR
                                                                                                              of health is The Ministry of Healing by
                                                                                                                         Ellen G. White. “ ‘A merry [rejoicing]
                                                                                                                         heart doeth good like a medicine.’
T h e T h re e E s s en tia ls                                                                                           Proverbs 17:22. Gratitude, rejoicing,
                                                                                                                         benevolence, trust in God’s love and
                                                                                                                         care—these are health’s greatest
                                                                                                                         safeguard. To the Israelites they were
                                                                                                                         to be the very keynote of life.”³

G
DENNIS CARLSON
                                                                                                                            FINANCIAL
        o to the ant, you sluggard! Con­                                                                                        “For wisdom is a defense as mon-
                                                Getty Images

        sider her ways and be wise, which,                                                                                  ey is a defense, but the excellence of
        having no captain, overseer or ruler,                                                                               knowledge is that wisdom gives life to
provides her supplies in the summer, and                                                                                    those who have it” (Eccl. 7:12). The fi-
gathers her food in the harvest” (Prov.                                                                                     nancial resources, if still available to you
6:6-8).¹                                                       Him; and so long as you do this, He will       during hard times, will help to cushion the
    Trusting God first and always is the                       work in you to will and to do according        impact and allow for time to seek the best
only way to survive serious future crises.                     to His good pleasure.”²                        way to resolve challenging issues. If your
“And there shall be a time of trouble,                             The spiritual preparation for future       financial emergency fund is not available,
such as never was since there was a na-                        emer­gencies is the most important that        then the spiritual resources and the in-
tion” (Dan. 12:1). There are three resourc-                    anyone can make. This daily preparation        vestment you’ve made in your health will
es that you can improve now to plan and                        by prayer, studying the Scriptures, and        give you the courage to trust in God to
prepare for future emergencies:                                sharing your faith with friends will pre-      provide for all your needs. “Blessed is he
    Spiritual: Seek a close, trusting, daily                   pare the Christian for anything that might     who considers the poor; the Lord will de-
relationship with God.                                         come in the future. A strong spiritual ex-     liver him in time of trouble” (Ps. 41:1).
    Health: Maximize your health.                              perience with God will be very hard to              Having a spending plan (budget)
    Financial: Set aside emergency re­                         take from you during a crisis. The Holy        will also help to prepare for future
sources.                                                       Spirit is the Teacher that will guide you in   emergencies. A spending plan allows you
    The coming crisis will test every fol-                     this relationship with God.                    to control your money rather than your
lower of Jesus Christ. Yet these three es-                                                                    money (or lack thereof) controlling you.
sential elements (spiritual, physical, and                     HEALTH                                         With a spending plan, you understand
financial resources) are crucial factors for                       Our physical health may vary by what       at the beginning of the month what is
survival. The first two are portable and dif-                  our heredity and historical habits have        needed, and you have decided where the
ficult to take away from you. These first                      left to us. At any point in time we can        money will go. After gaining experience
two essentials will prepare you for what-                      choose to improve our health by seeking        in planning your personal spending, you
ever your circumstances might be during                        to understand the teachings on health          will find that you have funds to pay your
the next emergency.                                            that God has shared with the Seventh-          bills when they are due, and you may find
                                                               day Adventist Church: drinking pure wa-        that you have money still available at the
SPIRITUAL                                                      ter, eating a plant-based diet, and (with      end of the month.
    Our spiritual relationship with God is                     guidance from your physician) imple-                In the recent COVID-19 pandemic many
the most important element of planning                         menting an exercise program. Our health        people had no spending plan and no re-
for and surviving an emergency. Jesus                          may be compromised by poor habits              serve resources to assist them in making it
understood this important survival factor.                     and practices in the past, but there is no     through the time of mass unemployment.
    “Christ changes the heart. He abides                       better time than now to improve your           A spending plan will help you to set aside
in your heart by faith. You are to maintain                    health. With God’s mercy and blessing,         resources for emergencies, as the ant does
this connection with Christ by faith and                       the body may restore itself.                   in our opening Bible text (Prov. 6:6-8).
the continual surrender of your will to                            Many resources are available to help            An important part of this spending

d y n a m i c s t e wa r d                                                                                           January – March 2021                    15
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