SEAT Approved Used Warranty Cover Booklet - Volkswagen ...

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SEAT Approved Used Warranty Cover Booklet - Volkswagen ...
SEAT Approved Used Warranty
Cover Booklet.
SEAT Approved Used Warranty Cover Booklet - Volkswagen ...
Contents.
                              01 Welcome.

                                            02 Approved Used
                                               Warranty.
                                               06	Who provides your
                                                                       03 MOT Cover.
                                                   SEAT Approved
                                                                          17 Welcome.
                                                   Used Warranty.                                 04 Use of data.
                                                                          18	Who provides your
                                               07 Policy summary.
                                                                              SEAT MOT Cover.
                                               08 Meaning of words.
                                                                          19 Policy summary.
                                               09 Policy wording.
                                                                          20 Meaning of words.
                                               13	How to make
                                                                          21 Policy wording.
                                                   a claim.
                                                                          24	How to make
                                               14	Important
                                                                              a claim.
                                                   information.
                                                                          25	Important
                                                                              information.

                                                                          26	Privacy notice.

2   Approved Used Warranty.                                                                          Approved Used Warranty.   3
SEAT Approved Used Warranty Cover Booklet - Volkswagen ...
Welcome to your                                                                                Approved
SEAT Approved                                                                                  Used Warranty.
Used Warranty.                                                                                      Who provides your SEAT
                                                                                                    Approved Used Warranty.

         Your SEAT Approved Used Warranty has                                                       Policy summary.
         been designed to give you additional
         peace of mind when you need it most.                                                       Meaning of words.
                                                            To locate your nearest SEAT
         Your cover is made up of various sections as       Approved Dealer please go to            Policy wording.
         shown on your Confirmation of Cover. Please        seat.co.uk                              • What is covered
         ensure you read this Cover Booklet and fully                                               • General exclusions
         understand the terms and conditions relating       Please keep this Cover Booklet          • General conditions
         to the cover provided to you.                      and your Confirmation of Cover
                                                            in a safe place.                        How to make a claim.
         All the details of how to make a claim, together
         with any conditions that you must comply with,     Certain words in both the               Important information.
         are set out in the following pages. If you have    Approved Used Warranty and
         any questions that are not answered within this    MOT sections of your Cover
         Cover Booklet your SEAT Approved Dealer will       Booklet have a specific meaning.
         be able to help you.                               We explain what these words
                                                            mean under the Meaning of words
                                                            headings in the Warranty and MOT
                                                            sections of this Cover Booklet.

4   Approved Used Warranty.                                                                                           Approved Used Warranty.   5
SEAT Approved Used Warranty Cover Booklet - Volkswagen ...
Who provides your                                                                                                                             Policy
SEAT Approved Used Warranty.                                                                                                                  summary.
This section explains how your SEAT             SEAT Approved Used Warranty cover from           by the Financial Conduct Authority and the   Your SEAT Approved Used Warranty will             You must ensure your vehicle is serviced in    Dealer please go to seat.co.uk
Approved Used Warranty works and the            SEAT Financial Services is administered          Prudential Regulation Authority in           pay for the costs of repairing or replacing       accordance with the manufacturers              Your SEAT Approved Dealer will assess your
benefits you enjoy as a beneficiary of a        by Lawshield UK Ltd, registered in England       respect of underwriting insurance business   any components which are covered under            recommendations.                               vehicle and liaise with us on your behalf.
group insurance policy arranged by SEAT         (company registration number 3360532)            in the UK (register number: 621892).         this policy. You have not been charged a
Financial Services for SEAT UK.                 whose registered office is 850 Ibis Court,                                                    premium for this cover.                           How long does your SEAT Approved               How to make a complaint
                                                Lakeside Drive, Centre Park, Warrington,         Volkswagen Financial Services (UK)                                                             Used Cover last?                               Contact our Customer Services Manager at:
                                                                                                                                              Significant features and benefits                 SEAT Approved Used Warranty lasts for          SEAT Warranty, PO Box 869,
SEAT UK is a trading division of Volkswagen     WA1 1RL who are authorised and regulated         Limited, Volkswagen Group United Kingdom
                                                                                                                                              of the policy                                     12 months. Your period of cover is shown       Warrington WA4 6LD
Group United Kingdom Limited (company           by the Financial Conduct Authority.              Limited and Volkswagen Versicherung
                                                                                                                                              This is a Named Component policy which            on your Confirmation of Cover.                 By telephone: 0333 043 3783
registration number 514809, VAT registration                                                     Aktiengesellschaft are part of the same
                                                                                                                                              covers only those components that are                                                            By email: customerservices@
number 217990930) whose registered office       SEAT Approved Used Warranty Cover is             corporate group. Lawshield (UK) Limited      listed in this policy.                            Who provides your cover?                       seat-usedwarranty.co.uk
is at Yeomans Drive, Blakelands, Milton         underwritten by Volkswagen Versicherung          are not part of the same corporate group.                                                      Your cover is provided by Volkswagen           If we have not resolved the situation within eight
Keynes, MK14 5AN, a company authorised          AG, acting through its French branch                                                          Significant conditions and exclusions             Versicherung AG.                               weeks we will provide you with information
to conduct business in the UK.                  registered in Pontoise number: 529212912                                                      of the policy                                                                                    about the Financial Ombudsman Services.
                                                (registered office: 15 Avenue de la Demi Lune,                                                The maximum we will pay per claim is £1,000       Your right to cancel
SEAT Financial Services is a trading name       Batiment Ellipse, 95700, Roissy en France).                                                   incl. of VAT. The maximum payable within          You may cancel this SEAT Approved Used         Financial Services
of Volkswagen Financial Services (UK)                                                                                                         the period of cover is the market value of your   Warranty cover at any time, however as this    Compensation Scheme
Limited, registered in England number:          Volkswagen Versicherung is authorised                                                         vehicle at the time of sudden failure.            has been provided free of charge there is no   You may be entitled to compensation from
2835230 (registered office: Brunswick Court,    and regulated by the German Finance                                                           We will not pay for:                              cancellation or surrender value.               the FSCS if the insurer cannot meet
Yeomans Drive, Blakelands, Milton Keynes,       Authority (Bundesanstalt für                                                                  • The failure of any components as a result                                                     its obligations. This policy summary does
                                                                                                                                                of wear and tear                                How to make a claim                            not contain the full terms and conditions of
Milton Keynes MK14 5LR). Volkswagen             Finanzdienstleistungsaufsicht, located at
                                                                                                                                              • The failure of any fixed or portable in        Take your vehicle to a SEAT Approved Dealer    your policy. These can be found in this Cover
Financial Services is authorised and            Graurheindorfer Str. 108, 53117 Bonn,
                                                                                                                                                car entertainment systems or satellite          and show your Confirmation of Cover. If you    Booklet. You will also need to refer to your
regulated by the Financial Conduct Authority.   Germany) and subject to limited regulation
                                                                                                                                                navigation system                               need help finding your local SEAT Approved     Confirmation of Cover.

6     Approved Used Warranty.                                                                                                                                                                                                                                    Approved Used Warranty.        7
SEAT Approved Used Warranty Cover Booklet - Volkswagen ...
Meaning of words.                                                                                                                                  Policy wording.
When the following words and phrases             limited to the market value of your vehicle    deterioration is not covered under the
appear in the Warranty section of this           at the time of sudden failure.                 definition of electrical or mechanical failure.
Cover Booklet, they have the specific
meanings given below. These words are            Period of cover                                United Kingdom
highlighted in bold print.                       Means the period shown on your                 Means England, Scotland, Wales                     We will pay for the costs of repairing or         differential and transfer box internal           • Heating and cooling: All components
                                                 Confirmation of Cover.                         & Northern Ireland.                                replacing the factory-fitted mechanical           components; switchgear; ECU                        relating to heating and air conditioning
Confirmation of cover                                                                                                                              and electrical components of your vehicle         and relay.                                         systems and engine cooling (excludes
Means the document that accompanies this         Private individual                             We, Us, Our                                        listed below that have suffered sudden           • Electrics: Control units (excluding software     coolant pipes and hoses, heated seats,
Cover Booklet specifying your details            Means a person who is using the vehicle        Means Volkswagen Versicherung AG. All              failure during the period of cover subject         updates unless required as a result of            heated rear windows, door glasses and
and the sections of the cover which apply.       named on the Confirmation of Cover for         sections of the policy are administered by         to the maximum claim limit and the terms           replacing a covered component); switches;         heated mirrors).
                                                 their own personal use and who is not a        Lawshield (UK) Limited on behalf of the insurer.   and conditions of this Warranty.                   relays; motors and instrument clusters.         • Locking system: All electrical components
Continental Europe                               motor trader, garage, business or individual                                                                                                                                                           fitted as standard.
                                                                                                Wear and tear                                                                                       • Engine: All internal components; timing
Means Andorra, Austria, Belgium, Bulgaria,       dealing in the buying and selling or repair                                                       Components covered
                                                                                                Means the gradual reduction in performance                                                            belt and tensioner; turbocharger;               • Oil leaks: Seals and gaskets replaced to
Cyprus, Czech Republic, Denmark, Estonia,        of motor vehicles.                                                                                • Braking system: All parts including
                                                                                                of a component over time from normal                                                                  supercharger; all solid-state sensors and         rectify the oil leaks on the components in
Finland, France, Germany, Gibraltar,                                                                                                                 ABS system components; stop light
                                                                                                usage, resulting in the failure to perform its                                                        control units (including immobiliser ECU)         this list of cover.
Greece, Hungary, Italy, Latvia, Liechtenstein,   SEAT Approved Dealer                                                                                switch; relays; discs; drums; cylinders;
                                                                                                intended function.                                                                                    of the engine management system                 • Steering system: All components including
Lithuania, Luxembourg, Malta, Monaco,            Means a SEAT Dealer or vehicle servicing                                                            pipes and hoses.                                 including supply relays; ignition switch;         from the steering wheel to the track rod
Netherlands, Norway, Poland, Portugal,           facility which is approved by SEAT UK.
                                                                                                You, Your, Yours                                   • Catalytic converter: Internal failure of        petrol or diesel injection lift pumps; fuel       ends; rear wheel steering (if fitted); PAS
Republic of Ireland, Romania, San Marino,
                                                                                                Means the private individual named on the            catalytic converter.                             injectors and fuel pipes; starter motor;          system (excludes drive belt); solid-state
Slovakia, Slovenia, Spain, Sweden,               Sudden failure
                                                                                                Confirmation of Cover and any subsequent           • Clutch: Clutch cover; centre plate; release     starter motor relay; alternator; water pump;      sensors and relays.
Switzerland and the Vatican City.                Means the sudden and unexpected
                                                                                                owner of the vehicle during the period of cover.     bearing; cable and adjuster; pedal;              thermostat; engine mountings.
                                                 mechanical or electrical failure of a                                                                                                                                                                • Suspension: All components including
Maximum claim limit                              component which is covered by the                                                                   solenoid; switch.                              • Gearbox (automatic or manual):                   self-levelling system; wheel bearings;
                                                                                                Your vehicle                                                                                          All internal components, gear selection
The maximum we will pay is £1,000                Warranty section of this Cover Booklet                                                            • Drive-line components: All parts including                                                        switchgear; ECU and relay; hydraulic
                                                                                                Means the vehicle named on the                                                                        linkages and ECUs; automatic selection
including VAT per claim. The total value         and which needs immediate repair or                                                                 four wheel drive system; propeller or drive                                                        pumps and valves.
                                                                                                Confirmation of Cover principally used                                                                switchgear; reverse light switch.
of claims within the period of cover is          replacement. Wear and tear or normal                                                                shafts including gaiters and centre bearing;
                                                                                                and registered in the United Kingdom.
8     Approved Used Warranty.                                                                                                                                                                                                                                          Approved Used Warranty.       9
SEAT Approved Used Warranty Cover Booklet - Volkswagen ...
Policy wording.                                                                                                                                    Policy wording.

General exclusions                                vehicle, loss of earnings, death or bodily      •W
                                                                                                    e will not pay for any costs of repair or     – floods                                        – being under the influence of drugs           • There is no mileage limitation on your
The following exclusions apply to your            injury, damage to property or any other          replacement of any components where             – snow-affected roads or embedding in            (unless medically supervised) or alcohol,       vehicle while the Warranty is in place.
SEAT Approved Used Warranty Cover:                loss or damage which is a direct or              the sudden failure is as a result of wear         mud or sand                                     misuse or neglect                             • Servicing must be carried out in
                                                  indirect result of the sudden failure            and tear.                                                                                       – any unlawful act or omission                    accordance with vehicle manufacturer
•W
  e will not pay for sudden failure caused                                                                                                        – a recurring problem where you have
                                                  of a covered component.                         • Design Faults and Recalls – Any component                                                                                                       recommendations. Genuine brand
 by an excluded component.                                                                                                                           not sought repair advice from a SEAT          – acts of war, nuclear explosion, sonic boom
                                                 • Unless otherwise stated in the Warranty         which is subject to recall by the covered        Approved Dealer                                 or radioactivity                                components, oils and other fluids or
•W
  e will not replace drive belts, filter,
                                                   terms and conditions we will not pay for         vehicle’s manufacturer, a manufacturing                                                                                                          components, oils and other fluids of
 lubricants, antifreeze and fluids unless                                                                                                          – failure to respond to a                     •W
                                                                                                                                                                                                    e will not pay for repair or replacement
                                                   losses that may be caused by defective           defect or design fault.                                                                                                                          equivalent specification and matching
 damage is caused by the sudden failure                                                                                                              manufacturer’s recall                         if the fault causing the component failure
                                                   or damaged components. For example,            •W
                                                                                                    e will not pay more than the                                                                                                                    quality must be used. Failure to comply
 of a component covered by the Warranty                                                                                                            – not maintaining your vehicle in a safe       or damage existed before the Warranty
                                                   your Warranty may cover repairs to or           manufacturers list prices for parts and                                                                                                           with this condition will result in a Warranty
 section of this Cover Booklet.                                                                                                                      and roadworthy condition                      came into effect.
                                                   replacement of a wheel bearing but would        labour time in excess of that published by                                                                                                        claim being rejected.
•W
  e will not cover damage to components           not cover any loss of earnings that you may                                                     – improper repair
                                                                                                   the manufacturer. Please bear this in mind if                                                                                                   • Failure to keep your vehicle serviced in
 not covered by your SEAT Approved Used            suffer while your vehicle is being repaired.                                                                                                   General conditions
                                                                                                   you authorise a repair overseas.                – intentional damage or injury                                                                     accordance with the manufacturer’s
 Warranty even if the damage is caused                                                                                                                                                            The following conditions apply to your
                                                 •W
                                                   e will not pay for failure caused by          •W
                                                                                                    e will not pay for damage caused by any       – loss or damage to contents of your vehicle                                                       service schedule will void the Warranty.
 by a component that is covered.                                                                                                                                                                  SEAT Approved Used Warranty Cover
                                                  deterioration of a covered component             of the following:                                                                                                                                  You must keep all servicing receipts and
•W
  e will not pay for any claim covered                                                                                                            – the theft of your vehicle                    and you must meet them before we make
                                                  commensurate with its age and mileage.                                                                                                                                                              invoices. We will be entitled to check that
 under any other guarantee, insurance or                                                           – alterations, experimental equipment           – participating in a criminal act              a payment:
                                                  This includes, but is not limited to, gradual                                                                                                                                                       your vehicle has been serviced regularly
 Warranty. For the avoidance of doubt             loss of engine compression requiring the         – fire                                          – wilful exposure to danger                    • The Warranty is valid in the United              and may ask to see these in the unlikely
 this includes a gesture of good will from        repair of valves or rings and the gradual        – water ingress                                                                                  Kingdom and for up to 60 days during the          event that the condition of your vehicle
                                                                                                                                                   – any type of accident
 a motor manufacturer.                            increase in the oil consumption due to                                                                                                            period of cover in Continental Europe.            does not appear to correspond with your
                                                                                                   – corrosion                                     – any failure of a cosmetic nature only
•W
  e will not pay for any depreciation to your    normal operating functions.                                                                                                                                                                         vehicle service schedule.
                                                                                                   – frost

10    Approved Used Warranty.                                                                                                                                                                                                                                        Approved Used Warranty.         11
SEAT Approved Used Warranty Cover Booklet - Volkswagen ...
Policy wording.                                                                                                                                     How to make
                                                                                                                                                    a claim.
• The cost of any investigation work can only    • Where your motor insurance should pay         • If a claim is made which you or anyone        If you need to make a claim, please take the       Claiming while outside                       On your return to the UK, please send the
  be authorised by you, in the event that it is     for a repair or will deem your vehicle to be     acting on your behalf knows is false,          following steps:                                   the United Kingdom                           invoice and copies of the covered vehicle’s
  found that the problem is not covered by the      a write-off, then your motor insurance be        fraudulent or exaggerated, we will not                                                            If you need to make a claim please contact   service records to SEAT Warranty either by:
  Warranty, you will remain responsible for         used and not this Warranty.                      make any payment to you and all cover          1. Take your vehicle to any SEAT                  us on 0333 043 3783                          Telephone: 0333 043 3783
  any costs incurred.                             •Y
                                                    our Warranty may be invalidated if your         under this section will cease.                    Approved Dealer and show them your                                                           Email: customerservice@
• Your vehicle must not be used for hire or       vehicle continues to be driven when             • Modification to the vehicle – If you would       Confirmation of Cover. If you need              If you are unable to contact us you may      seat-usedwarranty.co.uk
   reward, public services (e.g. emergency         a fault becomes apparent which results            like your vehicle to be modified in any           help finding your local SEAT Approved           arrange for your vehicle to be repaired.     Post: SEAT Warranty, PO Box 869,
   services), commercial use, professional         in further damage.                                way, you should obtain our prior approval.        Dealer please go to seat.co.uk                  Please contact us at the address below       Warrington WA4 6LD
   instruction, competition or off-road use,                                                         In the event that a modification, which was                                                       within 30 days of any repair and you
                                                  • If your is registered to a VAT registered
   motor rally, speed or duration tests or any                                                       not approved by us, contributes to a fault,    2. Y
                                                                                                                                                        our SEAT Approved Dealer will                 will be advised if repairs completed are     Please retain a copy of the repair invoice
                                                    company or individual, the VAT element
   practice for these events.                                                                        we reserve the right to reject any claim you      assess your vehicle and liaise with us          covered by your Warranty.                    and the original service records for your
                                                    of a valid Warranty claim can be claimed
                                                                                                     may wish to make in relation to that fault.       on your behalf.                                                                              own safekeeping as we will be unable
•W
  e reserve the right to have your vehicle         by that company or individual and it is
                                                                                                                                                                                                       Please ensure that you retain a detailed     to return these to you.
 inspected by an expert before authorising          the responsibility of that company or          •Y
                                                                                                     ou must take all reasonable steps
                                                                                                                                                    3. If it is not possible for you to return your   repair invoice to support your claim.
 repairs and may also arrange for                   individual to do so. We will not be liable      to safeguard your vehicle against
                                                                                                                                                       vehicle to a SEAT Approved Dealer,                                                           Your claim will then be processed and
 components to be examined by an expert.            for any such amount.                            sudden failure.
                                                                                                                                                       please contact us for authority prior to        If your claim is covered you will be         reimbursed to you in pounds sterling at the
 You may be asked to ensure any faulty            • This policy is governed by English law.       • If a claim occurs you must comply with           the commencement of any work to your            reimbursed in GBP at the prevailing          rate of exchange for the relevant currency
 component is retained for our inspection           If there is a dispute it will only be dealt      the relevant claim procedures within this         vehicle on 0333 043 3783                        exchange rate at the time of settlement.     at the time of the repair, providing that
 following a repair.                                with in the courts of England or within the      section of this Cover Booklet. Failure to do                                                                                                   your claim is valid. If you are VAT registered
                                                    United Kingdom in which your main                so may invalidate your cover.                                                                                                                  you remain responsible for settling the VAT
                                                    residence is situated.                                                                                                                                                                          content of any claim separately.

12    Approved Used Warranty.                                                                                                                                                                                                                                        Approved Used Warranty.         13
Important information.

Getting in touch                                      If you have a complaint please contact our    How to cancel your cover                       Sale of Goods Act
You can contact us at:                                Customer Services Manager at:                 You may cancel your Approved Used              All vehicles sold are subject to the Sale of
SEAT Warranty, PO Box 869,                            SEAT Warranty, PO Box 869,                    Warranty at any time, however as this has      Goods Act 1979 as from time to time amended.
Warrington WA4 6LD                                    Warrington WA4 6LD                            been provided free of charge there is no
By telephone: 0333 043 3783                           By telephone: 0333 043 3783                   cancellation or surrender value.               The legal rights that the buyer enjoys against
By email: customerservices@                           By email: customerservices@                                                                  the seller if the goods are not of merchantable
seat-usedwarranty.co.uk                               seat-usedwarranty.co.uk                       Transfer of ownership                          quality or are unfit for their purpose or are
                                                                                                    If you sell your vehicle the remaining         not as described and which cannot be
What to do if you are not satisfied with              Financial Services                            Warranty will be transferred to the new        lawfully restricted are in no way affected
the cover or service provided                         Compensation Scheme                           owner subject to the terms and conditions of   by this Warranty.
Our aim is to get it right, first time, every time.   For your added protection the insurer is      the Warranty as outlined in this booklet
If we make a mistake we will try and                  covered by the Financial Services             being met.
put it right promptly. We will always confirm         Compensation Scheme (FSCS). If the insurer
to you the receipt of your complaint                  is unable to pay a valid claim, you may       Change of address
within five working days and do our best to           be entitled to compensation from the          You can change your address by contacting
resolve the problem within four weeks.                scheme. Depending on the type of business     your local SEAT Approved Dealer.
If we cannot, we will let you know when an            and circumstances of the claims, the scheme   In writing to SEAT Warranty, PO Box 869,
answer may be expected. If we have not                will cover 90% of the claim with no           Warrington WA4 6LD
resolved the situation within eight weeks we          maximum claim amount.                         By telephone: 0333 043 3783
will provide you with information about                                                             By email: customerservices@
the Financial Ombudsman Service.                                                                    seat-usedwarranty.co.uk

14     Approved Used Warranty.                                                                                                                                                                       Approved Used Warranty.   15
MOT Cover.                 Welcome to your
                                                          SEAT MOT Cover.
                                 Contents.                  Your SEAT MOT Cover has been designed
                                                            to give you additional peace of mind
                                 Welcome.                   when you need it most.

                                 Who provides your          Please ensure you read this Cover Booklet
                                 SEAT MOT Cover.            and fully understand the terms and conditions
                                                            relating to the MOT Cover provided to you.
                                 Policy summary.
                                                            All the details of how to make a claim, together
                                 Policy wording.            with any conditions that you must comply
                                 • What is covered          with, are set out in the following pages. If you
                                 • What is not covered      have any questions that are not answered
                                 • General exclusions       within this Cover Booklet, please contact us.
                                 • General conditions
                                                            Please keep this Cover Booklet and your
                                 How to make a claim.       Confirmation of Cover in a safe place.

                                 Important information.     Certain words in this section have a specific
                                                            meaning. We explain what these words
                                                            mean under the Meaning of words section.

16   Approved Used Warranty.                                                               Approved Used Warranty.   17
Who provides your                                                                                                                             Policy summary.
SEAT MOT Cover.
This booklet explains how your MOT Cover       in the United Kingdom (“SEAT UK”).              Great Lakes Insurance SE, UK Branch, is        Your MOT Cover will cover the cost of              How long does your MOT Cover last?             How to make a complaint
works and the benefits you enjoy as a                                                          authorised by Bundesanstalt für                repairs to your vehicle as a result of a part      Your period of cover is shown on your          Contact our Customer Services Manager at:
beneficiary of a group insurance policy        SEAT MOT Cover from SEAT Financial              Finanzdienstleistungsaufsicht and subject to   covered by this cover being cited on an            Confirmation of Cover.                         SEAT MOT Cover, PO Box 869,
arranged by SEAT Financial Services for        Services is administered by Lawshield           limited regulation by the Financial Conduct    official notification of refusal to issue an MOT                                                  Warrington WA4 6LD
SEAT UK.                                       UK Ltd, registered in England (company          Authority and Prudential Regulation            Certificate (VT30) being issued during the         Who provides your cover?                       By telephone: 0333 043 3783
                                               registration number 3360532) whose              Authority. Details about the extent of         period of cover.                                   Your SEAT MOT Cover is provided as a benefit   By email: customerservices@
SEAT Financial Services is a trading name of   registered office is 850 Ibis Court, Lakeside   their regulation by the Financial Conduct                                                         of group insurance policy issued to SEAT UK    seat-motcover.co.uk
Volkswagen Financial Services (UK) Limited,    Drive, Centre Park, Warrington, WA1 1RL         Authority and Prudential Regulation            Significant features and benefits                  by UK General Insurance on behalf of Great
registered in England number: 2835230          who are authorised and regulated by the         Authority are available on request.            of the policy                                      Lakes Insurance SE.                            If we have not resolved the situation
(registered office: Brunswick Court, Yeomans   Financial Conduct Authority.                                                                   The most we will pay is £750 inclusive of VAT.                                                    within eight weeks we will provide you
Drive, Blakelands, Milton Keynes, Milton                                                       UK General Insurance Ltd is an agent of        You will need to pay the first £10 towards any     Your right to cancel                           with information about the Financial
Keynes MK14 5LR). Volkswagen Financial         SEAT MOT Cover is underwritten by UK            Great Lakes Insurance SE and in the matters    claim (the excess).                                You may cancel this MOT Cover at any time,     Ombudsman Services.
Services is authorised and regulated by the    General Insurance Ltd on behalf of Great        of a claim act on behalf of Great Lakes                                                           however as this has been provided free
Financial Conduct Authority.                   Lakes Insurance SE. Great Lakes Insurance       Insurance SE.                                  Significant conditions and exclusions              of charge there is no cancellation or          Financial Services
                                               SE is a German insurance company with                                                          of the policy                                      surrender value.                               Compensation Scheme
SEAT UK is a trading division of Volkswagen    its headquarters at Königinstrasse 107,         Volkswagen Financial Services (UK) Ltd,        We will not pay for items subject to wear                                                         You may be entitled to compensation from
                                                                                                                                                                                                 How to make a claim
Group United Kingdom Ltd (company              80802 Munich. UK Branch office: Plantation      Lawshield (UK) Ltd, UK General Insurance Ltd   and tear (such as bulbs, fuses, tyres etc).                                                       the FSCS if the insurer cannot meet it’s
                                                                                                                                                                                                 Take your vehicle to a SEAT Approved Dealer
registration number 514809, VAT                Place, 30 Fenchurch Street, London,             and Great Lakes Insurance SE are not part of   We will not pay for repairs to bodywork                                                           obligations. This policy summary does not
                                                                                                                                                                                                 and show your Confirmation of Cover. If you
registration number 217990930) whose           EC3M 3AJ. UK General Insurance Ltd are          the same corporate group.                      or glass. We will not pay for the MOT                                                             contain the full terms and conditions of your
                                                                                                                                                                                                 need help finding your local SEAT Approved
registered office is at Yeomans Drive,         authorised and regulated by the Financial                                                      Test or re-test fee. You must ensure your                                                         policy. These can be found in this Cover
                                                                                                                                                                                                 Dealer please go to seat.co.uk
Blakelands, Milton Keynes MK14 5AN,            Conduct Authority.                                                                             vehicle is serviced in accordance with the                                                        Booklet. You will also need to refer to your
                                                                                                                                                                                                 Your SEAT Approved Dealer will assess your
a company authorised to conduct business                                                                                                      manufacturers recommendations.                                                                    Confirmation of Cover.
                                                                                                                                                                                                 vehicle and liaise with us on your behalf.

18    Approved Used Warranty.                                                                                                                                                                                                                                   Approved Used Warranty.     19
Meaning of words.                                                                                                                               Policy wording.

The words or expressions detailed in this MOT   MOT Test                                        United Kingdom                                  What is covered                                     • Steering and Suspension: Steering control,   • General: Emission control systems
Cover section have the following meaning        Ministry of Transport test completed by a       England, Scotland, Wales, Northern Ireland,     We will pay the reasonable cost of repairing          steering mechanism, power steering,             including catalytic converter, electronic
wherever they appear in this policy in bold.    company authorised by The Vehicle &             the Channel Islands and the Isle of Man.        or replacing such part or parts of your               transmission shafts, wheel bearings,            stability control system, fuel injection,
                                                Operator Services Agency to offer an MOT                                                        vehicle listed below up to a maximum of               front suspension, rear suspension,              engine mountings, ECU replacement
Confirmation of cover                           Testing service on behalf of the Secretary      You/Your/Yours                                  £750 (inclusive of VAT) in the event of a part or     shock absorbers, wheel alignment,               as a result of calibration failure to meet
The document that accompanies this              of State for Transport.                         The person named on the Confirmation of         parts covered herein being cited on an official       steering, suspension, brake, transmission       MOT exhaust gas emission standards,
cover booklet specifying your details and                                                       Cover being the registered owner of your        “Refusal of an MOT Certificate” (Form VT30)           dust covers / gaiters, and steering wheel       horn, mirrors, registration plates,
your cover.                                     Notification of refusal to issue an             vehicle, or any subsequent owner of the         as the reason for your vehicle failing to pass        locking mechanism.                              speedometer, driving controls, windscreen
                                                MOT Certificate (VT30)                          vehicle during the period in which this cover   the MOT Test during the period of cover.            • B rakes: ABS warning system / controls,        wipers and washers.
Excess                                          The notification of refusal to issue an         remains valid.                                                                                        condition of service brake system,
                                                                                                                                                • Lighting Equipment: Front and rear
The first amount of any claim payable by        MOT Certificate (VT30) issued by an MOT                                                                                                               condition of parking brake system,            What is not covered
                                                                                                                                                  lamps, headlamps, stop lamps, rear
you which is £10.                               Test station should your vehicle fail to meet   Your vehicle                                                                                          service brake performance, parking brake
                                                                                                                                                  reflectors, direction indicators, hazard                                                          We will not pay for:
                                                the requirements of the MOT Test.               The vehicle detailed on the Confirmation of                                                           performance, brake fluid levels where
                                                                                                                                                  warning lamps, switches, tell tales, high                                                         • Bulbs, fuses, wiring or connections
Insurer/We/Our/Us                                                                               Cover. Your Confirmation of Cover will                                                                below the minimum indication.
                                                                                                                                                  intensity discharge (HID), LED headlamps,
UK General Insurance Ltd on behalf of Great     Period of cover                                 confirm if MOT Cover is applicable to you.                                                                                                          • Tyres or wheels
                                                                                                                                                  washing and levelling system, power               • Seatbelts: All seatbelts mountings, their
Lakes Insurance SE. This policy is              Means the period shown on your                                                                                                                                                                      • Brake pads and shoes where
                                                                                                                                                  steering malfunction indicator lamp (MIL),          condition and operation; front driver’s and
administered by Lawshield UK Ltd on behalf      Confirmation of Cover.                                                                                                                                                                                the condition is wear related
                                                                                                                                                  electronic parking brake MIL, illumination          passenger seat mountings; driver’s seat
of the Insurer.
                                                                                                                                                  of speedometers, brake fluid level warning          adjustment mechanism, backrest security       • Bodywork or glass
                                                Seat Approved Dealer
                                                                                                                                                  lamps, electronic stability control system          in an upright position and supplementary      • Exhaust system
MOT Certificate (VT20)                          Means a SEAT franchise retailer or vehicle
                                                                                                                                                  MIL, tyre pressure monitoring system                restraint systems (SRS) including airbags
MOT Certificate (VT20) issued by the            servicing facility which is approved by                                                                                                                                                             • Items listed as “advisory” only
                                                                                                                                                  warning lamp.                                       and seatbelt pre-tensioners.
MOT Test station.                               SEAT UK.

20    Approved Used Warranty.                                                                                                                                                                                                                                        Approved Used Warranty.   21
Policy wording.                                                                                                                                     Policy wording.

• Adjustments, tuning or cleaning                  • Repair or servicing of the your vehicle      – Irradiation, or contamination by nuclear       vehicle serviced in accordance with the              •W
                                                                                                                                                                                                            e reserve the right to take over and carry   • Only MOTs scheduled 30 days prior to the
• The first £10 of any claim                         or parts subject to recall for repair or        material; or                                    manufacturer’s service schedule will void             out the defence or settlement of any claim       MOT due date will be covered.
                                                     replacement by the manufacturer.              – The radioactive, toxic, explosive or other     this MOT Cover. You must keep all servicing           after a payment has been made under this       • This cover will be invalidated if during
• The MOT Test or re-test fees
                                                   • A fault or defect in any part which can        hazardous or contaminating properties           receipts and invoices. We will be entitled to         policy. Legal action may be taken in your        the term:
                                                     reasonably be said to have been known           of any radioactive matter; or                   check that your vehicle has been serviced             name to recover payment from a third party
                                                                                                                                                                                                                                                          –Y
                                                                                                                                                                                                                                                            our vehicle is not serviced or repaired,
General exclusions                                   to exist before the commencement                                                                regularly and may ask to see these in the             made under this policy.
                                                                                                   – Any device or weapon which employs                                                                                                                   in accordance with the manufacturers
These exclusions apply to all sections               of the period of cover.                                                                         event of a claim.                                    • In the event of a claim under your policy,
                                                                                                     atomic or nuclear fission or fusion or                                                                                                                recommendations;
of your cover.                                     • Any repairs covered under the                  other comparable reaction or radioactive       •W
                                                                                                                                                      e reserve the right to have your vehicle             you must refer to the How to make a claim
                                                                                                                                                                                                                                                          – A claim is made on a fraudulent basis;
• Damage caused by a road traffic accident          manufacturer’s or supplier’s warranty           force or matter.                                and failed components inspected by an                  section of your policy.
                                                                                                                                                     expert before authorising repairs.                                                                   –Y
                                                                                                                                                                                                                                                            our vehicle has been used for racing,
  and/or fire.                                       or any other form of cover.                                                                                                                          • Where dismantling of a covered component
                                                                                                                                                                                                                                                           rallying or other competition purposes.
• Structural damage, rust or corrosion.            • Any direct or indirect consequence of                                                         • This MOT Cover has no surrender value or             is necessary to determine the validity of
                                                                                                   General conditions
                                                     war, civil war, invasion, acts of foreign                                                        provision for a refund or repayment.                  a claim, you must authorise any
• Parts fitted as part of the repairs that                                                        These conditions apply to all sections of this
                                                     enemies (whether war be declared or                                                            • Only one claim can be made during the                dismantling. Costs incurred will only be
  are not detailed under the ‘What is                                                              MOT Cover and you must meet them before
                                                     not), rebellion, revolution, insurrection,                                                       period of cover.                                      met as part of a valid claim where we agree
  covered section’.                                                                                we make a payment.
                                                     military or usurped power, or confiscation,                                                                                                            to meet the cost of repair.
• Repairs arising as a result of any deliberate                                                                                                    • This MOT Cover is governed by English law.
                                                     nationalisation, requisition, destruction     • Your vehicle must be under 10 years old                                                             • Within 30 days prior to the MOT due date,
  damage, neglect or misuse of your                                                                                                                   If there is a dispute, it will only be dealt with
                                                     of or damage to property by or under             and must have done under 100,000 miles to                                                             your vehicle must be submitted for an
  vehicle or any modifications such as the                                                                                                            in the courts of England or of the country
                                                     the order of any government, local               be eligible for cover                                                                                 MOT Test and any faults identified on
  fitting of replacement or experimental                                                                                                              within the United Kingdom in which your
                                                     or public authority, terrorism.               • Servicing must be carried out in                main residence is situated.                           the MOT Test failure certificate must be
  parts or other equipment not approved
                                                   • Any direct or indirect consequence of:          accordance with vehicle manufacturer                                                                   rectified by a SEAT Approved Dealer.
  by the manufacturer.
                                                                                                     recommendations. Failure to keep your

22     Approved Used Warranty.                                                                                                                                                                                                                                              Approved Used Warranty.     23
How to make                                                                Important information.
a claim.
If you need to make a claim please take the following steps within         Getting in touch                                      If you have a complaint please contact          The above complaints procedure is in
seven days from the date of issue of the VT30.                             You can contact us at:                                our Customer Services Manager at:               addition to your statutory rights as a
                                                                           SEAT MOT Cover, P.O. Box 869,                         SEAT MOT Cover, P.O. Box 869,                   consumer. For further information about
1. T
    ake your vehicle to a SEAT Approved Dealer and show your              Warrington WA4 6LD                                    Warrington WA4 6LD                              your statutory rights contact your local
   Confirmation of Cover. If you need help finding your local SEAT         Telephone: 0333 043 3783                              Telephone: 0333 043 3783                        authority Trading Standards Service
   Approved Dealer please go to seat.co.uk                                 Email: customerservices@                              Email: customerservices@                        or Citizens Advice Bureau.
                                                                           seat-motcover.co.uk                                   seat-motcover.co.uk
2. Y
    our SEAT Approved Dealer will assess your vehicle and liaise                                                                                                                Financial Services
   with us on your behalf.                                                 What to do if you are not satisfied                   If it is not possible to reach an agreement,    Compensation Scheme (FSCS)
                                                                           With the cover or service provided                    you have the right to make an appeal to         For your added protection the insurer is
3. If your claim is valid we will authorise your SEAT Approved            Our aim is to get it right, first time, every time.   the Financial Ombudsman Service. This           covered by the Financial Services
   Dealer to repair your vehicle and we will settle the costs covered      If we make a mistake we will try and put it           also applies if you are insured in a business   Compensation Scheme (FSCS). You may be
   by your MOT Cover directly to your SEAT Approved Dealer.                right promptly. We will always confirm to             capacity and have an annual turnover of less    entitled to compensation from the scheme,
                                                                           you the receipt of your complaint within five         than €2million and fewer than ten staff.        if they cannot meet their obligations. This
4. You will be responsible for the following costs:                      working days and do our best to resolve the                                                           depends on the type of business and the
   • The first £10 of any repairs, (the excess)                            problem within four weeks.                            You may contact the Financial                   circumstances of the claim. Most insurance
   • Costs not covered by this policy                                                                                            Ombudsman Service at:                           contracts are covered for 90% of the
   • Costs in excess of £750 inclusive of VAT                              If we cannot, we will let you know when an            The Financial Ombudsman Service,                claim with no upper limit. You can get more
   • Any VAT arising on the repairs (only where you are VAT registered)   answer may be expected. If we have not                Exchange Tower, London E14 9SR                  information about compensation scheme
   • Any MOT Test or re-test fee                                           resolved the situation within eight weeks we          Telephone: 0300 123 9 123                       arrangements from the FSCS or visit
                                                                           will provide you with information about the           Email: complaint.info@                          fscs.org.uk
                                                                           Financial Ombudsman Service.                          financial-ombudsman.org.uk

24    Approved Used Warranty.                                                                                                                                                                    Approved Used Warranty.    25
UK General Insurance Ltd.                                                                                                                          Use of data.
Privacy notice.
We are UK General Insurance Ltd, referred       able to proceed appropriately or handle           the data where it is necessary for a legal       SEAT Approved Used Warranty cover               VWFS may share your information with other      If your personal information is stored outside
to as “we/us/our” in this notice. Our data      any claims if you decide not to do so.            obligation, or as part of the establishment      is administered on behalf of SEAT UK            Volkswagen Group companies for audit            of the UK, we will require your personal
controller registration number issued by                                                          or defence of a legal claim.                     by Volkswagen Financial Services (UK)           purposes, risk management and to carry out      information to be protected to UK standards.
                                                What information do we collect
the Information Commissioner’s Officer                                                                                                             Limited (“VWFS”).                               customer modelling, statistical and trend
                                                about you?                                        UK General’s full privacy notice
is Z7739575. This privacy notice is relevant                                                                                                                                                       analysis, with the aim of developing and        Further information on how your information
                                                Where you have purchased an insurance             This notice explains the most important
to anyone who uses our services, including                                                                                                         VWFS will use your information and              improving products and services, and to         is used, how we maintain the security of
                                                policy through one of our agents, you             aspects of how we use your data. You can
policyholders, prospective policyholders, and                                                                                                      share it with Lawshield UK Limited and          comply with legal requirements.                 your information, your right to access
                                                will be aware of the information that             get more information about this by viewing
any other individuals insured under a policy.                                                                                                      Opteven Services SA (“Opteven”) for                                                             information we hold on you and details
                                                you gave to them when taking out the              our full privacy notice online at
We refer to these individuals as “you/your”                                                                                                        the following reasons:                          We will not disclose your information to        of relevant third party and Volkswagen
                                                insurance. The agent will pass your               ukgeneral.com/privacy-notice
in this notice.                                                                                                                                    • To provide you with the product and          anyone else except:                             Group companies for data sharing purposes
                                                information to us so that we can administer       or request a copy by emailing us at
                                                                                                                                                     notify you about important changes or         • Where the law says we may or must do so       is in our Privacy Policy which is available:
We are dedicated to being transparent           your insurance policy.                            dataprotection@ukgeneral.co.uk
about what we do with the information that we                                                                                                        developments to the features and operation    • To companies that provide services to        • At our website
                                                For specific types of insurance policies, for     Alternatively, you can write to us at:             of those products and services                                                                  insurewithseat.co.uk/privacy
collect about you. We process your personal                                                                                                                                                          VWFS and/or Volkswagen Group United
                                                example when offering you a travel insurance      Data Protection, UK General Insurance
data in accordance with the relevant data                                                                                                          • Manage your account, including                 Kingdom Limited to perform activities         • By contacting us at DPO@vwfs.co.uk
                                                policy, we may process some special               Ltd, Cast House, Old Mill Business Park,
protection legislation.                                                                                                                              responding to your enquiries and complaints     relating to your contract and/or to protect   • From the retailer submitting your
                                                categories of your personal data, such as         Gibraltar Island Road, Leeds LS10 1RJ
                                                                                                                                                   • Comply with audits                              our rights and/or property                      application for our product
Why do we process your data?                    information about your health.
                                                                                                  Great Lakes Insurance                                                                            • To our franchised retailers to manage
The provision of your personal data is                                                                                                             • Carry out risk management
                                                We have a legitimate interest to collect this     SE Information Notice                                                                              claims under your warranty cover
necessary for us to administer your insurance                                                                                                      • Carry out customer modelling, statistical
                                                data as we are required to use this information   Personal Data provided in connection with this
policy and meet our contractual requirements                                                                                                         and trend analysis, with the aim of
                                                as part of your insurance quotation or            policy will be used and processed in line with
under the policy. You do not have to provide                                                                                                         developing and improving products
                                                insurance policy with us. We may also process     the Information Notice. For more information,
us with your personal data, but we may not be                                                                                                        and services
                                                                                                  please visit munichre.com

26    Approved Used Warranty.                                                                                                                                                                                                                                       Approved Used Warranty.     27
insurewithseat.co.uk

                                              08/2018 Printed in the UK.

SEAT 17374_001 SEAT-UK-NON-VWG AUW-CB 08/18
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