Retirement growth industry - New Zealands largest - February 2015 - Grey Power Tauranga ...
←
→
Page content transcription
If your browser does not render page correctly, please read the page content below
Official publication of Tauranga & WBOP Grey Power Phone 07 571 2558 email: tgagreypower@gmail.com February 2015
New Zealands largest
growth industry -
retirement
See page 4
Older workforce On duty Linda‘s 107 Boys Toys
65+ STAYING FIT
VISIT
www.ageconcerntauranga.org.nz/fitnessclass
www.ageconcerntauranga.org.nz/fitnessclass
for a Full List of
Exercise Classes
in and around
TAURANGA
KEEP ACTIVE -
PREVENT FALLS
• Walking groups
• Gym classes
• Bowls
• Dancing Disclaimer: Tauranga & Western Bay of Plenty Grey
Power Assoc Inc and any person or organisation
associated with it will not accept any liability of the
• Aquarobics contents of this publication. Opinions expressed
herein are not necessarily the opinions of Tauranga
& Western Bay of Plenty Grey Power Assoc Inc.
• Swimming
• And many more
177a Fraser Street, Tauranga 3110
P: 07 578 2631
E: ageconcerntga@xtra.co.nz
W: www.ageconcerntauranga.org.nz
2
Tauranga & WBOP Grey Power
The Village 17th Avenue
PRESIDENT’S WORD
PO box 841 Hope you all had a good Christmas with the family! It has certainly
TAURANGA 3140 been beautiful weather for all the summer activities.
Email: tgagreypower@gmail.com I am exhausted after grandaughters staying and visits to the Luge in
Phone 07 571 2558 Rotorua, Waitomo caving [which really was a bit much for me] then
Office hours Waihi beach, also the Katikati Twilight concerts which are held every
10 – 1pm Mon to Friday two weeks in the Uretara Park on a Saturday night and well worth a
We would like to hear your opinions or concerns
visit if you haven’t done so.
on subject matter for printing in our magazine. Thank you to Carolyn and Warren who put up our Grey Power
Mail to: The Editor, Tauranga WBOP Grey Power, tent at the Tauranga A&P show on the 17th Jan with a few folks
Box 841,Tauranga 3140. visiting, but not buzzing like we normally experience. Thank you,
Website : www.greypowertauranga.org.nz these things do take effort by the few!
Email : tgagreypower@gmail.com We do have a few up and coming events like the ‘Fun Travel
Subject line - Letters. Letters must include the writ- meeting’ to be held at the ‘Bob Owens Retirement Village’ on 27th
ers name, home address and phone number. February at 3.30pm with drinks afterwards. Not to be missed!
Letters should not exceed 120 words inclusive. Our AGM is on the 21st May. Hopefully we will have a full com-
Letters may be edited for clarity and length. mittee again. Check notice board for nomination details.
Don’t forget our Coffee mornings for all to visit at the Village Café.
COMMITTEE: Now to be held on the first Thursday of the month, 10am. Your new
PRESIDENT: Christina Humphreys host will be Joy Webster, and John Sinteur has offered to help too.
Magazine Editor.
VICE PRESIDENT: Jennifer Custins Jenni Hoven can no longer be your host because of family reasons,
Elders Forum, Grey Power representative. but we say a big thank you to her for the effort in getting the Coffee
TREASURER: Joan Willcock Mornings happening. Grey Power is always grateful for all these
SECRETARY: [offers] volunteers who keep these events happening.
MEMBERSHIP SECRETARY: Carolyn Townsend We always need to hear from members on what the major issues
COMMITTEE AND LIASON OFFICER:
Warren Townsend are out there among you all for us to inform MP’s and the news
DISCOUNT BOOKLET CO-ORDINATERS: Warren media.
We have Todd Muller National MP [Western Bay area] visiting us
Disclaimer: Tauranga & Western Bay of Plenty at the Office on Friday 13th Feb for a chat to hear about the issues
Grey Power Assn. Inc.and any person or organisation pertaining to our group.
associated with it will not accept any liability of the
contents for this publication. Opinions expressed
This will probably have happened by the time this magazine gets
herein are not necessarily the opinions of Tauranga & you all.
Western Bay of Plenty Grey Power Assn. Inc. Take care
Christina
Magazine designed and produced by SunMedia Ltd President, Tauranga & WBOP Grey Power Assn
For advertising enquiries phone Suzy on 07 578 0030
www.greypowertauranga.org.nz
or email suzy@thesun.co.nz
SCOTTSDALE
3
Ignore our
Linda is in her late 50’s, and is working The baby boomers are coming into
her own hydra ladder to increase her the pension system in their droves,
income for retirement. the number increasing to over
600,000, making them one of the
largest demographic groups in the
country and set to number over 1
million after 2020.
This is a force to be reckoned with, to be
ignored at your peril, business sectors or govern-
ments alike.
Governments are warned: if this group were
to become militant, it could become a big
problem. This group would certainly have the
muscle to vote a government out. So we strongly
suggest you listen to us, particularly in the area
of health and/or superannuation.,
There are many facets to this large demo-
graphic grouping that can be of financial benefit
for businesses, such as housing, travel, transport
and retirement villages. It is a costly sector for
health, but this could be managed better than it
is by using the private sector more efficiently.
There is a great opportunity here for Govern-
ments to use lateral thinking!
Here we have this large number of educated,
highly skilled, knowledgeable, loyal people that
should be employed more than they are. They
should not be shunned for being too old for
employment.
The sad part about this section of the commu-
nity is that the majority have been underpaid for
the latter part of their working life, because con-
secutive Governments have not allowed wages to
rise, to the detriment of their incomes.
Skills to be used
The consequences of this inaction is that this
section of citizens are coming to the end of
their accepted employable working life, under-
prepared to retire, with home mortgages not
paid off, little savings and suddenly no job.
Many are being laid off in their late 50’s and are
finding re-employment difficult. They are con-
4
pensioners at your peril!
sidered to be too old, yet have all the skills imaginable dairy factories, freezing works, bridges, iron sand devel-
along with a great work ethic. opments, forestry, communications and gas lines. The
I write this in the hope that the culture will change and infrastructure list was huge. This generation paid the
businesses will consider employing more of the “baby highest taxes and interest rates ever in NZ’s history to
boomer generation” who do have those skills, maturity pay for all these assets. Now, consecutive governments
and reliability and who can have a calming influence in are selling off these assets to pay for ever-increasing
the work place. Many have got to those final interviews demands from other sections of our community -
and been rejected because of age discrimination. demands for paid parental leave ( for wage earners only
So many of the “baby boomer generation” have trades not the self-employed), demands from Councils and
and tertiary training, because in that era there was a the Resource Management Act, treaty settlements for
huge emphasis on skills. For the sake of NZ, please ever-more fictitious claims and we wonder why we are in
utilize this resource. debt!
Many retirees who cannot get jobs often end up start- Youth of today
ing small businesses or creating a job for themselves, The Government’s story is always that we don’t have
which they have to do as a survival mechanism. There enough young people coming through to fund the
is still the need and desire to work to fund a better superannuation scheme, but they need to look at what
retirement lifestyle. Also, we have to keep the brain consecutive Governments have NOT done in preparing
stimulated and working! Remember the old adage of for the future. There are too many people in NZ not
‘use it or lose it’? So don’t be frightened to try something paying enough, if any, taxes, and not being productive.
new. The middle income taxpayer in NZ has always carried
Reaching new heights the majority of the tax burden.
Linda is one such person who, in her late 50’s, is I consider the biggest mistake that Governments have
working her own hydra ladder to increase her income done lately is to not look after the middle income tax
for retirement. These ladders are used to pick the high payer. If they had, it would have stopped the ‘brain-
fruit in the avocado trees. She is involved in the business drain’ of our young people leaving the country and
with her son. Matt Becker has a number of hydra lad- crossing the Tasman to greener pastures, where they DO
ders which are contracted out to local avocado orchards look after their work force better. They are very happy
when their fruit is due to be picked. This is hard work, to take our educated young people who have trades and
especially in the summer picking season, but Linda qualifications.
enjoys her work as she knows she has employment and We need to look at keeping these highly-qualified
the extra income will certainly help later on. young people for the future wealth of New Zealand.
On the subject of avocado orchards, a high percentage There is an urgent need to reorganize the financial
of them in the Katikati area would be owned by retired situation of the over 50’s by lowering taxes, (the first
people in a bid to have another income stream to help $14,000 of income to be tax free), removal of secondary
fund their retirement. In the early retired years, work tax (in a lot of cases it is simply not viable to get a job if
interest is needed along with passive income. This group you are on superannuation), or remove the taxation on
has always been a resilient and entrepreneurial lot always the pension altogether. More stringent immigration laws
looking for any opportunity that may present itself. would disallow access to NZ by people who will always
Previous generations be a financial burden [e.g. under the family unification
It was this generation and the previous one who truly program, the parents arrive in NZ having never paid tax
did build the infrastructure in NZ. We paid for and here and immediately collect the pension].
built all those hydropower dams that the government is Surely it’s time to be looking after New Zealanders
so quick to sell off. We built many of the schools, roads, first, not last! By Christina Humphreys
5
An ageing solution for
the workforce
Mitre 10 MEGA Tauranga team members Noel Meredith, 70, Dave Watson, 71, and Dave Semple, 74,
with general manager Wayne Mansell. Photo by Tracy Hardy.
Removing the stigma surrounding employing “The reason we look at employing people a bit older is
simply experience – they have the knowledge and they also
older people and making businesses have the integrity of the work ethic.
realise the ageing population’s enormous “We have a number of retiree plumber and builders who’ve
worked in the building game in the past and are looking
opportunity is an aim for Tauranga City. to continue to stay in the workforce – and we’re happy to
Elders Forum chair Max Lewis says “65 is the new 45”. He oblige.”
believes older workers have as many benefits as others, just Wayne says older staff are also more flexible. “They’re will-
different. ing part-time or full-time hours, extra days don’t have issues
“We need to lift the perception of age as being a positive. around working weekends.”
We’ve got to stop this perceived bias. We have so many tal- Age Concern fundraising manager Michael Vujnovich says
ented people, and they want to be working.” an Older Workforce Forum it hosted with the Chamber of
“If you can get them working where their strengths are, they Commerce forum last September discussed the ‘why, how and
can be offering advice and knowledge to younger staff, you’re spin-offs’ of workforce generation change.
getting 30 years of knowledge and experience.” “We’re trying to raise people’s awareness of the issue of an
Max also sees Tauranga as “the pace-setter for the whole ageing workforce but enable them to realise there is an enor-
country”. mous opportunity here.
One such business employing the merits of older workers is “If we continue with our old, outdated model of what it
Mega Mitre 10 Tauranga. means to be getting old we’ll continue to fail to address the
General manager Wayne Mansell knows the benefits of older issues that confront older people and fail to address opportu-
workers and his company has diversity-friendly policies in nities they present to employers and society as a whole.”
action. By Merle Foster
6
M E D I A R E L E A S E F R O M G R E Y P OW E R F E D E R AT I O N
Super Gold Health Check Bill before parliament
Grey Power has welcomed a New Zealand hospital but for people over 65 there was a dramatic increase
in the number of people requiring specialist medical treatment
First Bill which would see people with the and the amount of time they spend in hospital. The average
Super Gold card and who draw national cost of a visit to the doctor was now about $35.
For most families on the average income these costs can
superannuation get three free visits to be met but for people over 65 who are reliant on National
their GP per year. Superannuation the frequency and costs of GP visits can be a
serious financial burden.
With about 600,000 Super Gold cardholders, the Bill, if Mr King said many folk had heard of cases where elderly
it became law, would add about $60 million to the national people either put off going to the doctor or declined to pick
health cost of about $15.5 billion, less than half of one per- up prescriptions from the chemist to avoid the costs.
cent. That simply makes matters worse when they finally go to the
The Super Gold Health Check Bill was drawn from the doctor and we need a circuit breaker to ensure these people
ballot of private members’ Bills in December 2013 and will be get the medical attention they need.
considered by Parliament in February. Mr King said that because Labour Party policy at the Sep-
If the bill passes its crucial first reading, New Zealand First tember election was for free doctor visits for people over 65 he
leader Winston Peters is expected to send it to the Finance and presumes they will support the Bill.
Expenditure committee for consideration. A spokesman for United Future and Associate Health Min-
Grey Power National President Terry King said that medical ister Peter Dunne said, as there had yet to be a formal briefing
costs increased with age for most people, including visits to from New Zealand First on the Bill, he was unable to com-
the GP. On average New Zealanders spend 10 days a year in ment.
Grey Power Coffee Mornings
Held at Village Café next door to the Grey Power Office.
Historic Village, 17th Ave.
First Thursday of every month at 10am.
DATES: 5th Feb/5th March/2nd April
Enquiries phone 571 2558. ALL WELCOME
Village café, ‘The Sugar Plum Tree’ is next door to the
Grey Power office. Grey Power has initiated this coffee
morning for new and all members to meet. Also volun-
teers this may be an opportunity to meet each other too.
•
Often this doesn’t happen as they are at the office on
different days. Joy will be your host, also John!
The Café offers
•
a special price
to Grey Power
members of
$6.50 for a
coffee and cake.
Wear your name
badge if you have one!
Please join us?
7
Peter Washer from Cooney Lees Morgan discusses two
methods of legal ownership:
Joint ownership and
tenancy in common
The method of ownership needs to be decided before Title is
We can help. transferred to the new owners.
The basic differences between the two methods of ownership
are:
(a) Where the property is owned in joint ownership, if one of
Cooney Lees Morgan specialises the owners dies, this deceased owner’s share in the property will
in issues affecting the elderly. automatically belong to the surviving owner (or owners). The
deceased owner’s Will cannot override this.
When you’re looking for legal advice, (b) Where the property is owned as tenants in common, if one
confidence is knowing that you’re of the owners dies, this deceased owner’s share in the property
dealing with people you can trust. will not automatically belong to the surviving owner (or owners).
The deceased owner’s Will would decide who takes the deceased
Call Murray Telfer, Peter Washer or owner’s share in the property.
While joint ownership can be more simple and straight forward
Margaret Cannon today, 07 578 2099. if it is intended that surviving co-owners should have automatic
www.clmlaw.co.nz full ownership on the death of one owner, there are advantages to
Home visits by appointment for Grey Power members. ownership as tenants in common, which include:
(c) Owners can still leave their share in the property to the
surviving owners. However, this is something that can be decided
in an owner’s Will, instead of being automatic.
(d) Owners would have the option of leaving their share in the
property on trust (for the surviving owners or anyone else) under
their Wills
The point at (b) above can be utilised to protect against this
example:
o A couple own their property in joint ownership. One partner
in the couple dies and the surviving partner receives full owner-
ship in the property.
o The surviving partner later enters into a relationship with a
new partner.
o After 3 years in the new relationship, the new partner claims a
half share of ownership in the property.
o This results in the deceased partner’s share in the property
being taken by the new partner, and this means:
o the surviving partner loses ownership of the deceased partner’s
half share in the property; and
o any children from the first relationship could miss out on
their deceased parent’s share in the property.
If the property had been owned as tenants in common (instead
of joint ownership), the deceased partner’s share in the property
could have been left on trust (under a life interest Will) for the
surviving partner and any children. This would mean that:
(a) Ownership of the deceased’s partner’s property would not
legally pass to the surviving partner; and
(b) Any new partner would be unable to make a claim for own-
ership in the deceased’s partner’s property, because this property
would be held on trust by the surviving partner; and
(c) The surviving partner would still have full use and control of
the deceased partner’s property, and final ownership of this prop-
erty could be preserved for any children of the deceased partner.
Tenancy in common ownership and life interest Wills are noth-
ing new. They have been a method used for estate planning and
asset protection for many decades, and as illustrated by the above
example, they are an important structure to consider.
A family trust brings a whole new level and scope to estate and
asset protection matters. However, if you do not have a family
trust, consideration should be given to the above matters.
8
Zeppelins, Linda
Hopkins –
the life of a
107-year-
old. Photo by
bluebells
Zoe Hunter.
and Bert
The year was 1908. It was historically
significant for women – and Linda Hopkins.
New York City banned women from smoking in public,
Mother’s Day was celebrated for the first time and the first 14-year-old Linda happened on a 16-year-old.
beauty contest was held in Folkestone, England. “A smart, debonair young man with a cane.” He wore a “nice
Oh yes – and just up the road in London, Linda Hopkins suit with a handkerchief tucked in the pocket”.
was born. Do the math – yes, 1908 makes Linda 107 years Six years later Linda married her ‘Bert’, they had daughter
old, perhaps the oldest woman in the Bay and in New Zea- Shirley, travelled the world and moved to New Zealand.
land. Was there ever any disagreements, any arguments. “Of
The other events are a matter of history but Linda, now of course and I won them all.” I bet she did.
Tauranga, who turned 107 on January 19, 2015, is living The marriage survived nearly eight decades, more than a life
history. expectancy, until Bert passed in 2008 aged 101.
At 107 Linda assures us she’s just fine, thank you. Alert, “I loved that man so much.” Linda still wears his wrist
articulate, very mobile and with attitude – lots of attitude and watch, she strokes it often and lovingly like she’s holding his
a flawless complexion. hand. “I still love him.”
But this story just about didn’t happen. At this point my colleague, The Weekend Sun photogra-
The reporter sports clipped whiskers and Linda has learned pher Zoe Hunter tears up. Zoe’s a sucker for honest, real-life
“not to trust men with beards”. Apart from that she has “abso- romance.
lutely nothing of interest to tell” especially to the media and Bert’s picture hangs in Linda’s room where she still cares for
the rest of the world. herself. “I talk to Bert every night. I tell him what I’ve been
Well wrong! She lived through perhaps the most eventful doing that day. I wonder if he can hear me. I wonder.” We all
century since the dawn of civilisation. For a start there were a hope and pray Bert is listening.
couple of global wars. Now the world – according to Linda – on young people.
“I saw a Zeppelin shot down in World War I. Part of it “We never got drunk and fell over in the street. Life is too
landed on my Dad’s garden. A German with a gun climbed complicated and busy for them.”
out of the crash as smart as you like.” Food. “I eat anything, everything and anything.” Longev-
Daughter Shirley Pemberton, aged 84 and a fellow resident ity. “I have no idea why I’ve lived a wee bit longer than other
with mum at Bethlehem’s Bob Owens Retirement Village, is people. Genes perhaps.” Although she lost her mother, aged
riding shotgun for ‘Mother’ today. She nods incredulously. 50, to cancer.
Has the ‘German’ story grown legs over the years? It’s a good Alcohol? “I don’t drink beer, I only have a shandy.” Have I
story none-the-less, had me hooked. missed something?
During World War II Linda hid under the kitchen table as I thank 107-year-old Linda for her time and remind her we
the blitz raged. can learn from her years and experience.
“I wasn’t frightened.” And I bet she wasn’t. I’m sure Hitler “Yes, but will you?”
wouldn’t have contemplated an invasion if he knew he might A parting acerbic shot, a smile like a lunar event and a vice-
encounter Linda and her attitude one day. like handshake – a person of many parts. Today Linda will be
Then there were those huge shifts in politics, economics, back knitting – she loves knitting.
society, science, technology and medicine. “Something small for the Russian kids – something to keep
But Linda kept things simple. “Bike rides and picking blue- them warm.”
bells; I just jogged along through it all.” People like Linda make a reporter’s job an absolute pleasure
Then one summer Sunday evening at the band stand and privilege. By Hunter Wells
9
TO SELL
Exclusive offers
ALL PENSIONERS’ SETS
& BLOW WAVES FREE
MALE PENSIONERS’
CUTS FREE
PENSIONERS’ PERMANENT
WAVE FROM $25
Does not include cut and blow wave
OFFERS VALID ON PRESENTATION OF
THIS ADVERT AND GOLD CARD
9 Anson Street, Tauranga Tel 578 5747
5 Totara Street, Mount Maunganui Tel 574 5752
www.hairtotrain.co.nz
10Power to the people
More new members are always welcome to join and receive are on Grey Power Electricity you will soon be switched back
their electricity at a reduced rate. It’s certainly is worth having! to Pulse Energy as a regular customer, which is more expen-
Please be aware you must first be a member of our local Grey sive.
Power Assn and pay our local membership Sub. This then We are a voluntary organization trying hard to look out for
qualifies you to join Grey Power Electricity. the needs of Older NZ. This is just one of the great things
Some folks seem to be under the misapprehension they can our organization has done for folks. Please don’t deny us our
at the very least fill in our membership form, but not pay our minimal sub – it helps us keep up the good work!
subscription. I am sorry, folk. It doesn’t work that way! Christina Humphreys
If you are not a current member of our Association and you President, Tauranga & WBOP Grey Power Assn
Smart meters – the issues, concerns and implications
Smart meters are being installed around the world as part of a by 91% when the smart meters were removed from their
global roll-out of smart power grids. homes.
Why new meters are being installed - The Future-
1. A lot of analogue power meters are coming to the end of 1. Once smart meters are established, the next step will be the
their useful life as the calibration certificate on many meters will sale (already happening) of smart appliances in retail outlets.
expire in April 2015. Each smart appliance will have a computer chip in it that ‘talks’
2. Power firms are using this as an excuse to install smart to your smart meter.
meters, but modern versions of older style analogue meters are 2. We predict within 5-10 years, every electrical item you
still being made. buy will have a chip, from your toothbrush to your washing
3. Brand new older style analogue meters cost around $40, machine, drier, toaster, microwave,(you know clock,
TV, alarm those ones
stovealready
, in your c
whereas smart meters cost $450 ( we wonder if the shareholders radio.etc food packaging, your fridge could recog
of these firms know how their profits are being spent) 3. With smart meters in your home, yourthefreezer.
powerNotcoy only
will bethat, it will know
4. Analogue meters are a proven and perfectly reliable and safe that your
able to remotely turn off items it doesn’t wantoven
youistoturned
use; e.g.on moments la
technology having been in use since 1872, yes 1872! for dinner.
you may only be able to use your washing Expect
machine a discount voucher f
between
Privacy CUT
1. Smart electricity meters are basically surveillance devices,
the hours of 7am and 3pm and your
and 6am. They could then conceivably
phone.
dishwasher between 11pm
What can you more
charge do? for the
wiretapping without a warrant. electricity you use between 7am-3pm 1. or 11pmPlenty of people are simply re
-6am.
2. These meters send data of your power usage back to the 4. The installation of smart metersproperty.
is often Just say ‘no’with
associated and stick to it - re
power co. many times during the day. We don’t know for sure higher power bills, commonly blamed or engage
on theinprevious
any compromise.
analogue
how often your data is sent out over the wireless network; it 2. smart
meter’s inaccuracy, but maybe it’s because Tell meters
your neighbours
can also and frien
could be once a day or 10 times a day or once a minute. measure not only actually used power3.but also People are writing
‘reactive power to their pow
3. This data helps the power company build a detailed profile install a smart
usage’. Reactive power exists as a contaminant onmeter.
the electrical
of your daily usage. supply. It cannot be used by appliances4. and so They are writing
is useless to theto the install
4. By studying the peaks, spikes and troughs of your daily consumer but may be measured byathe smart meter.
smart meter and maybe
usage they can determine what time you get up, when you are that’s why there is an increase in your5.power Some
bill inpower
$ terms,firms in NZ (and
out of the house, on holiday, when you go to bed and if there customers, claiming it is law that a sma
without any increase in your consumption?
are any patterns of unusual usage. smart
5. In short, your freedom to do what youmeter
want,installation
when youin NZ.
5. We believe power companies should have one job, to 6. and
want, in your own home will be curtailed Lots of peoplebyhave
monitored the had mode
measure the amount of power you use each month (your billing power company’s computers. 7. They have the right to ensure
period). All the power company needs, and has ever needed but they do
6. There is no evidence that any consumer hasNOT
savedhave
money theasright to inst
until now, is the set numbers that show the amount of power a result of the information they may wishes.
get from a smart meter.
you have used. Marketing
6. We believe that people should have the choice as to what Except from
1. With smart meters and smart appliances Power
working Struggle – the cam
together,
technology is attached to their home. http://smartmeterpowerstruggle.world
sending data back to your power company, your private life will
Health – they can impact on your health be an open book. information from Investigate magazin
1. People can be susceptible to the effects of wireless technol- 2. Power firms will know what make meters’
andby Katherine
model Smith
you have for
ogy, e.g. wifi modems, baby monitors, mobile phones and any given appliance.
cordless phones etc. Some people are being made ill by wireless 3. They will know when it is used and for how long.
smart meters on theirs and their neighbours’ properties. 4. They will know when you make a slice of toast, turn
2. All people are different and each person can react differ- on the kettle, turn your TV off or vacuum your carpet.
ently to different things such as medications but the evidence 5. This data will be gold for the companies wanting
and anecdotal stories of people becoming unwell following the to sell you stuff. Power companies will be able to tell retailers
installation of smart meters are stacking up around the world. and manufacturers that you have a Samsung TV, a Sanyo Hifi
There is a case to answer and more research needs to be under- system and Tellus vacuum cleaner or a Panasonic TV, and how
taken by people who do not have a conflict of interest. often you use them.
3. It’s worth noting there was improvement to people’s health 6. It could get even worse than this – With RFID chips
11Superannuation and taxation review
Follow-up activities to the recommendations of the 2013 2. A workshop was held on 21 November with the FSC
review of Retirement Income Policy will start to emerge into (Financial Services Council in conjunction with the Auck-
the public arena over the next three to four months. land University’s Retirement Policy Research Group (RPRG)
on ‘ways to facilitate ‘decumulation’ of retirement savings to
1. Work commissioned by the Commission for Financial ensure a well managed lifestyle in retirement.’
and Retirement Income (CFLI) delegated to Treasury, best The suggested meaning of the word ‘decumulation’ is that it
described verbatim from the final report: is intended to ‘describe realization of non-cash assets’ and the
‘Treasury be directed to develop a model by December 2014 development of an annuities market.
that will show the likely impacts on living standards of older My concern is that each of these subjects is likely to attract a
NZ’ers of a new method of indexation of NZ Super, based on good deal of media attention and the impending convergence
the average of percentage change of consumer prices and earn- of thes contentious issues give us little time to firmly establish
ings but no less than price of inflation in any year’ and further, an adequate high level GPNZF media profile in support of
that ‘the model will need to take into account projected Grey Power policy.
growth in Kiwi Saver balances and transfer of a proportion of
any fiscal savings being applied to measuring and maintaining By Lew Rohloff, Grey Power Federation Chair
the real living standards of less well-off New Zealanders.’ Superannuation & Taxation
Advance care planning
This Process, known as Advance especially when they are unable to to a living will but it doesn’t require
Care Planning is important for health speak for themselves. a lawyer or enduring power of attor-
care providers, individuals and their It is a document that is voluntary ney. It is free and readily available on
families and loved ones as it enables an and non-legally binding, that informs the internet. What you do with it is
understanding of a person’s wishes for your family, friends and medical staff entirely up to you, give it to your near-
their future health care provision, what of your wishes at a time when you may est and dearest, your GP, your hospital
matters to them and what makes life have no voice for yourself. It is also specialist. It can be a trigger to have
meaningful to them. a gift to your family that unburdens that conversation that counts with
Once developed, an advance Care them from making the hard decisions those who count to you.
Plan can be stored alongside a patient’s on your behalf. It can unite a divided
medical records, making it easier for family and guide them through the For more information – call the office
health professionals to make treatment difficult stresses of acute severe illness on 578 2551 for a brochure or visit
and care decisions about their patients, that could result in death. It is similar ww.conversationsthatcount.org.nz
FIRST CL ASS FREE
Feeling Great
12POLITICAL FORUM
Paying tribute to those who built this country
As an MP, I have the privilege So many volunteers work hard to improve the lives of
others, and the government is also working hard to improve
of being part of a Government which Kiwis’ lives by providing better public services.
has been producing great results Our Health system has made some hard-earned gains over
for New Zealanders. the previous six years of National-led government. The Bay
of Plenty District Health Board exceeded several targets in
I also get the opportunity to meet many remarkable people its most-recent quarterly review, including targets for elec-
who do great things for our country. tive procedures and for providing all cancer patients with
Keeping the age of eligibility for Superannuation at radiotherapy or chemotherapy within four weeks.
65 is an important part of the relationship between Nationally, we are also enjoying the lowest crime rate
this Government and those it represents. National in over 30 years, including a dramatic fall in violent
stands by those who have contributed so much to and youth crime. Though we may sometimes take it for
our society, who are entitled to be supported as granted, feeling safe in our homes and on the streets is so
they make the most of their twilight years. crucial to enjoying the simple things in life.
As MP for Bay of Plenty, I would like to pay In short, we are lucky to live in this part of the
tribute in particular to the volunteerism I see world and to be surrounded by people who give
around me on a daily basis. New Zealand so much to make it the warm and welcoming
has the third highest volunteer participation place it is.
rate in the OECD, and I believe the Bay of I hope to meet as many of you as possible,
Plenty is exemplary from what I have seen over time. Constituents are always welcome
in the electorate with people helping others. to come by my office at 184 Devonport
In fact, statistically the largest group of vol- Road, Tauranga.
unteers are seniors who have helped build
Todd Muller, MP for Bay of Plenty
this country to what it is.
TAURANGA & WBOP GREY POWER ASSN.
FUN TRAVEL MEETING
in conjunction with
BOB OWENS RETIREMENT VILLAGE
Come and enjoy an address by Venue: BOB OWEN RETIREMENT VILLAGE,
112 Carmichael Road, Bethlehem
‘HARVEY WORLD TRAVEL’
on exciting travel destinations, Tuesday 27th February 2015 at 3.30 pm
experiences and countries ALL WELCOME AFTER THE ADDRESS ENJOY DRINKS,
to visit. NIBBLES & GOOD COMPANY
Speaker: David Cull
Enquiries Tauranga & WBOP Grey Power Assn. phone 571 2558 email:tgagreypower@gmail.com
13Gareth Morgan wrong on Treaty of Waitangi
Self-appointed guru Gareth Morgan bought into human- torrent of spat tacks from grievers on the gravy train.
induced global warming in an earlier book and his current Because Morgan is woefully ignorant of the contents of the
work on the Treaty of Waitangi shows him as a devotee of the treaty he can make an idiotic statement like “how do we help
make-it-up-as-you-go-along biculturalism that is the defining Maoridom realise the all-important aspirations encompassed
characteristic of New Zealand’s race gravy train. in rangatiratanganonsensical
(used in Articleconcept 2, te
of reo version) to
aspirations in asserting
modern possession
Promoting ‘Are we there yet’? The future of the Treaty of day Aotearoa New overZealand?”
property already sold.
Waitangi, Morgan has got the New Zealand Herald to agree If he had lookedAnd at the English source draft
if “rangatiratanga” to see
is taken to what
meanthe “self-deter-
to run a four-part series to promote his book, with the first word “rangatiratanga”
mination”,translated in Article 2, heaspiration
the “rangatiratanga” would have appears to
installment published today. seen that it translated
describe theeither
Englishtheword
state “possession”,
of self-reliance as that
in “the
every citizen
His conclusion that the treaty process is a success because the Queen of England whoconfirms
works for anda living
guarantees
alreadyto has
the orchiefs
Maoriandseparatism.
“treaty is now taken to mean whatever Maori leaders and the the tribes and toIfallthe
thelatter
people of New
is the case, Zealand,
is Morganthe possession
talking up Maori
Crown, as the public’s representatives, agree it means” ignores of their lands, dwellings
separatism? and all their property.”
the elephant in the room by way of a racial faultline that came Morgan is also wrong to buyMorgan
I challenge into land-loss
to presentrhetoric when argument
a coherent he to
into existence with the creation of the Waitangi Tribunal in writes “justice and reparations
support have beenthat
his contention a long time coming
“because the chiefs’ signa-
1975.
CUT
Along this faultline has widened a gap of haves and have-
and, as generoustures
cents in the dollar
as they
they
were might
fordidn’t
on the
what cede
Maori
look to non-Maori,
te reo version, it’s they’re
lost in terms
sovereignty
certainly
of property”.
then”.
justpossible
nots, both among citizens with some Maori ancestry and No mention by Morgan of the fact that land-owner Maori
between those of Maori ancestry and those without, with the sold New ZealandIftohethe hadwicked
read the white colonizer
treaty he would in hundreds
know that article
progress of successive “full and final settlements”. of transactions painstakingly
1 clearly statesrecorded
“the chiefsin Turton’s deeds posted of the
of the Confederation
The total settlement bill to March last year was $2.3-billion. for all to see on United
the NewTribes ZealandandElectronic Text Centre
the other chiefs who have of not joined
The newly rich tribal corporations pay little or no tax and the Victoria University of Wellington’s
the confederation, cedewebsite.
to the Queen of England for
two entities, Waikato-Tainui and Ngai Tahu, are entitled to New Zealand has ever26.8-million hectares ofofland.
the entire Sovereignty theirAcountry”.
total
repeated top-ups as a percent of the increasing grand total. 1.2-million hectares were confiscated during the 1860s
Morgan’s assertion that making it up as they (Crown and wars (much of which Anyone was who
returned
refersattothethetime).
“uniqueThere are
bicultural character
claimants) go along was necessary because “the original docu- approximately 1.47 million hectares
of Aotearoa New Zealand”of Maori in aland (includ-
sentence, as Morgan
ments aren’t very useful” shows that he has not looked closely ing customary land).
does, Therefore,
has outed him Maori or land owners
herself sold
as a card-carrying treatyist
at the texts of either Te Tiriti or the official English and has 24.13-million hectares.
who is looking for a seat on the gravy train.
ruled out the Busby February 4 draft, also known as the Lit- The staggeringly foolish policy by the fourth Labour govern-
tlewood treaty. ment to look intoEvengrievances
thoughback to 1840
Morgan invited
criticises theclaimants
conduct of the
Morgan has either forgotten or has not thought about the to get cash-for-grievance
Waitangi top-ups
Tribunalon 19th hold
I don’t century
much salehope
and for his pro-
fact that the treaty was drafted in English and translated into purchase agreements.
posal for a different course.
Maori, which means the meaning and intent is clear in the Once “rangatiratanga” is understood to translate “posses-
source document, the original English. sion”, Morgan’s pompous assertion about the “all-important
That source document is quite likely the Busby February 4 aspirations encompassed in rangatiratanga” is reduced to the
draft that has only four words that differ from Te Tiriti, one of By MIKE BUTLER: [Hastings journalist who wrote ‘The
which is the date. But any mention of that document brings a First Colonist and Tribes Treaty Money Power’]
Michael Coddington
Carey Wright
14Tauranga Model
Railway Club’s
n Kevin Kinsella.
Photo by Bruce Barnard.
n
Men and their toys
t
Rod Stewart, Frank Sinatra, Johnny Cash, England was an enthusiast and shortly after they became
important to him too.
Neil Young – and you can throw Kevin “It was one thing that tied me to him once he was gone, but
Kinsella of Bethlehem into that mix. since then my own passion has grown exponentially.”
Kevin, like the crooners, has a deep-seated passion for model Everyone in the club is driven by the want to create some-
railways. thing that’s to scale, is realistic and life-like as possible.
“What is it about men and toys? We’re into anything that And they’ve beefed up their online presence to attract new
moves really,” explains Kevin. and younger members.
But despite the illustrious showbiz company, Kevin and the “But the main attraction for young potential members is
Tauranga Model Railway Club need a new place to live, new this hobby is now digital – there are sophisticated electronics
sponsors and new members. starting and stopping trains and driving signals and points,”
“It’s difficult to believe we need new members given that says Kevin.
model railways have enjoyed a huge global spurt over the last And now there are lights and sounds and smoke for added
five years. It’s more than toys nowadays.” touches of reality.
And while Rod’s 450 square metre diorama including a And it’s not all romance and paper mache – it’s an invest-
perfect 1:87 scale model of New York’s Grand Central station ment.
occupies the top floor of his expansive house, the Tauranga Kevin says 93 per cent of modellers overspend. “But most of
Model Railways club survives in a dock building with an model railway collectibles can be sold for profit.”
earthquake risk that’s due for demolition. By the way Rod Stewart has appeared three times on the
The club has 28 members – many of them in their 60s. cover of worldwide ‘Model Railroader Magazine’. He rates this
“Because there are time scales building model railway layouts, better than appearing in the iconic ‘Rolling Stone’ magazine.
and these guys are retired and have the time and the money,” The club meets every Thursday evening at 7.30pm.
says Kevin. To find out more, see their website
Models trains actually found Kevin – his father back in www.taurangamodelrailwayclub.co.nz By Hunter Wells
15BUPA IN
THE BAY
OF PLENTY
Bupa’s purpose is to enable
people to live longer,
healthier, happier lives. We
do this by providing a broad
range of healthcare services,
support and advice to
people of all ages.
Personal Medical Alarms Retirement Villages
With a Bupa medical alarm you can Moving into a Bupa retirement village
feel comfortable pressing your alarm is a big step, but there are plenty of
whenever you need it. At the push of a advantages:
button we can provide an individualised • Company and friendship in our small
and tailored service to best suit your village communities
situation. You choose the help you
• Support and personal safety
require – your neighbour, family,
ambulance, police, or the fire service. • No home maintenance
• Peace of mind for the future with a
Care Homes care home right next door or close by
Care is at the heart of everything we • Bupa’s buy back guarantee after six
do; at each care home we develop months
individual care plans and tailor activities
to suit. Understanding what you need Rehabilitation
is really important, so that we can Bupa rehabilitation offers a broad
make sure your care is personalised range of services and care, specialising
and you live the best life possible. Your in traumatic brain injury and other
enjoyment of each day is our main focus neurological conditions like stroke. We
– we make sure you can live ‘your day, provide residential rehabilitation in the
your way’ community which is primarily funded by
ACC and the Ministry of Health.
To find out more about our medical alarms, retirement villages, care homes or
rehabilitation, call free on 0800 60 80 99 or visit www.bupa.co.nz
16Eyes and ears of the empire
Katikati’s J Troop
“God Guard Thee” – it’s a lofty sentiment hot sun minding a near empty carpark.
He can hear the race call and gets a glimpse of the horses on
on the crest of Barry Coker’s hat badge. their way to and from the birdcage.
But he doesn’t need divine assistance today. There are just Effectively race day passes him by – but more importantly
three horse floats in the back carpark at the Tauranga race- for Barry, it passes without incident.
course where he’s “on duty” – and the threat levels would “The Legion has fulfilled its duty,” he says proudly.
be low. And tomorrow ‘duty’ will be a full muster of J Troop at the
“I am here because that is what we do.” Katikati Christmas Parade.
‘We’ is the Legion of Frontiersmen – a paramilitary group, a The town is a Legion stronghold – there’s about eight Fron-
fiercely patriotic bunch of adventur- tiersmen here including Val Baker and
ers and fighters who came together to Barry Coker her twin daughters, Florrie and Ali.
protect the empire when war clouds on duty The Legion is etched in them – Val’s
were gathering in 1905. father, the late Doug Baker, was the
One century later, the task has world’s longest-serving Frontiersmen
changed but the ideal and spirit of the when he died aged 80.
Legion lives on. His Frontiersman spirit lives on in
“Now we’re happy helping people daughter and her daughters – and this
have a better day,” says Barry Coker, town and will no doubt be ‘on duty’
Frontiersman 3095. tomorrow.
And while it is a ‘better day’, the war Back at the racetrack Barry’s in full
clouds are gone, the empire has disin- uniform – he’s impeccable and would
tegrated and the Legion is a shadow pass military inspection.
of itself. The trademark lemon squeezer hat
But Barry, like all Frontiersmen, is with a glistening legion badge, the epau-
staunch in the face of reality. “I will lets, hi-viz vest with the Legion chevron
die a frontiersman.” and name tag.
In the heady days the Legion could muster a 1000 men with “It’s just having a presence at places,” says Barry. “Being
a call to duty. Now there are just pockets of mostly ageing uniformed helps people take direction and makes some of the
enthusiasts and memories. unruly ones think twice.”
“When young people discover we don’t get paid in the Then Frontiersmen 3095 turns back to the gate, back to
Legion, they’re not interested,” says Barry. duty, back to being the eyes and ears of the empire, back to
What you don’t get paid for are “duties”. helping people have a better day.
And for Barry ‘duty’ today is eight voluntary hours in the By Hunter Wells
17A D V E R TO R I A L Ocean Shores is Australasian Village of the Year In 2014, 70 Australian and New Zealand Lend Lease for local organisations such as the Waipuna Hospice villages competed for the Village of the Year award, and St John’s Ambulance. Sandy says she “has an an award that was won by amazing team of staff but it Ocean Shores Village in is our inspiring residents who Mount Maunganui. This make Ocean Shores such a extraordinary achievement great village”. was an acknowledgement of The newly refurbished the outstanding leadership apartments at the retirement of Village Manger Sandy village are both modern Quigley who with the and spacious. Ocean Shores support of her dedicated Village is a sought after, safe team and understanding and healthy place to live and of the resident community incorporates 84 apartments in guided the village through a most difficult time of two three-level buildings and a single-storey central extensive change. In 2013, Sandy was recognised by building housing the reception and common areas. the New Zealand Retirement Villages Association by Ocean Shores is set within mature landscaped being awarded its Manager of the Year Award. gardens, with its own bowling-green, gymnasium The judges were impressed by how the team coped and heated swimming pool. The main building with a redevelopment as well as the Village residents’ is part of an 8.5 hectare village that includes 124 sense of community through their ongoing support quality, spacious villas. 18
Health insurance leaves elderly in catch 22
Elderly Kiwis are in a catch 22 as
they hit retirement with their health
insurance becoming unaffordable just
when they need it the most.
In a domino effect, the aging population is bal-
looning health insurance claims, which is causing
the cost of premiums to sky-rocket, forcing thou-
sands to let go of their health cover and seep into an
already pressure-cooked public system.
The number of Kiwis with health insurance fell
from 1.39 million in March 2010 to 1.34 million
in March this year, while premiums rose from $895
million to $1.1billion over the same period, accord-
ing to Health Fund Assoc. of NZ.
Only 1 in 4 New Zealanders over the age of 65
now has health insurance. Elderly advocates have In 2013 those aged over 65 made up 12% of Soth-
recently been rallying around NZ’s major health ern Cross health insurance members yet accounted
insurers to introduce a nationwide flat ‘for-life’ for 33% of its claims costs.
premium to end the phenomenon. Grey Power held serious concerns over the insur-
Many of the affected elderly have paid premiums ance saga and over the past 6 months it has been
for decades, but cut their cover when it became championing a scheme to encourage insurers to set
unaffordable and now face long waits in the public a ‘for-life’ premium, for long term members.
sector or digging deep into their savings if their Grey Power was asking for a flat market premium
health fails. rate to allow elderly to carry their insurance into the
The cost of claims has risen to $900 million annu- years when their health was most likely to fail.
ally for NZs health insurers and the industry is HFANZ –Health Fund Association of NZ –
buckling under the load. believe it is the Government that needs to step in
Southern Cross, a not-for-profit organisation and to help ease the pressure on private insurers. It has
the country’s largest health insurer, has seen its total suggested the Crown offer a tax rebate for those
claims costs grow more than 50% in the past 6 with health cover over the age of 65 or scrap the
years from $418m in June 2007 to $693m in June fringe benefit tax from workplace health insurance
2013. employer subsidies. Fairfaz NZ News
JUST JULIE
19Need Short Term
Mobility Equipment?
Hire & Sales Available from
• Wheelchairs
• Knee Scooter
• Orthopaedic Chairs
• Commodes
• Crutches
• Walkers
• Shower Chairs
758 kawikadesign.com
• Toilet Frames
• Overbed Tables
... and more!
Brook Street, Tauranga
Phone/Fax 07 578 4874
Mobile 027 473 3708
info@tubularequipment.co.nz
www.tubularequipment.co.nz
20Honk a ‘hi’ to Eric The Niederer Roundabout – the reporter at one with Eric.
It’s a small but strategic bit of realty – boasting 360 degree His son Neal Niederer says his Dad could afford it. “Hydro-
views of nothing much, street frontage on all sides and easy electricity development around Mangakino had been very good
access to everywhere west of Tauranga really. business for his hardware store. It served the family well.”
And with 70 squares metres of tussock and rock, it smacks of a And it also served the community very well, thank you Eric.
Graham Sydney landscape. But it was the council which decided the roundabout would
The upside? High profile and easy maintenance. Downside? also be a memorial – they put the sign up.
Constant traffic noise and fumes. And the Chadwick Rd/Fraser St roundabout became the
It’s the Niederer Roundabout in Greerton. And regardless of Niederer Roundabout.
that pitch, it’s not for sale. Nice touch TCC! – where else in the country, or the world for
Even off-peak, 40 cars a minute pass through or around – I that matter world, is there a commemorative roundabout?
counted them – and a couple of buses and trucks. And not “It’s kind of nice he is remembered this way. It’s nice they still
one of them paid a jot or tittle to the sign bearing the name associate the roundabout with the family,” says Neal, all the
‘Niederer’. time reinforcing the fact this wasn’t the motivation.
Which begs the question – who or what was Niederer? And It was also “nice” that when Eric died, the hearse drove around
why is a name attached to a roundabout? Did Niederer lay the Niederer Roundabout on Eric’s final journey.
claim to this land in the name of Greerton? Perhaps his spirit stopped right there, watching his beloved
Ryan scratches his chin – a 28-year local and passerby and he traffic flow safely through his intersection.
has no idea. This story has lots of “nice” touches.
“But you’ve got me interested.” His mate Liam lives just Nice touches and funny touches. A few years ago Neal was
up the road, passes the roundabout umpteen times a day. He introduced to a young man in a Tauranga café – a clandestine
shrugs. souvenir hunter who flatted nearby the roundabout.
“It’s been the Fraser St roundabout all my life.” No it hasn’t The young man remembered the Niederer name and con-
Liam – it’s been the Niederer roundabout since 1989 – before fessed he’d “nicked” the roundabout sign as a trophy. It wasn’t
Liam was even born. returned but it was replaced.
The Niederer roundabout is the Charles De Gaulle Airport of In 2012 there were noises about replacing the roundabout
Greerton, the Henry Ford Hospital of Chadwick St. with traffic lights. The noises are getting louder but the family is
And while those two notables probably didn’t contribute a comfortable with that.
cent to their eponymous memorials, Eric Niederer – former “That’s progress – our needs change,” says Neal.
Tauranga City Councillor from 1968-1971 and road safety And I sense there would be absolutely no objection from
apostle – did contribute and handsomely. the man himself – Eric Niederer, the former chairman of the
But not for self-aggrandisement or being immortalised. Western bay of plenty’s Road Safety Council, who especially
Eric gave $20,000 of his own towards the roundabout simply appreciated good traffic flows and safe roads.
because he wanted to make the road safer for you and me. He probably would have offered to pay for the lights. Imagine!
That was the man – a religious money-savvy man, an entre- The Eric Niederer Memorial Traffic Lights, boasting special
preneur and philanthropist, a good and kind man. safety phases.
He asked the city council if they had a project he could invest In the meantime I might even toot and say ‘hi’ and a big
in, could pay for. thanks when next I negotiate the Niederer Roundabout in
They nominated the roundabout and Eric in his quiet, inimi- Greerton. We all should. Go safely Eric.
table style wrote the cheque. A roundabout would be just fine. By Hunter Wells
21NOTICE BOARD February 2015
GREY POWER ELECTRICIT Y This automatic membership benefit is provided to you at no
To maintain your Grey Power Electricity account you must cost and covers you as long as you are a financial member of
remain a financial member of our Grey Power Assn otherwise our association.
you will revert to Pulse Energy and be charged at a higher rate. To receive your Certificate of Coverage and name your
The same applies to join Grey Power Electricity; you must be beneficiary, members can click on this link: www.ailnz.
a paid up member of your local Grey Power Assn. co.nz/request
An AIL representative will contact you to make an appoint-
VOLUNTEERS ment to deliver your
The Grey Power office would appreciate offers from any Certificates and discuss other benefits available. AIL offers
members who have a little time to give to our busy office. superb Funeral Cover & Life Insurance plans, plus Accident,
No office experience or computer skills are necessary, but Hospital & Cancer Protection policies (all international
appreciated. Our Office hours are 10am to 1pm, 5 days a cover.)
week. You are under No Obligation whatsoever.
Remember all our staff are volunteers and sometimes the AIL is an A+ Superior rated company (AM Best.) For
load is just too great on too few! further info, please call (09) 827 9900 or freephone 0800 894
121.)
To: Seniors (MSD)
Subject: Senior Ser vices December 2014 NGO TAURANGA GREY POWER DISCOUNT
newsletter BOOKLET
Good afternoon
Please find below a link to the Senior This year we will have a new revamped book with quite a
Services December 2014 NGO newsletter: https://www.msd. few new businesses
govt.nz/what-we-can-do/seniorcitizens/news-updates/2014/ offering you all more discounts and we thank them for this.
ngo-newsletter-december-issue.html Remember our booklet is offered to members 50+ and your
If you have any feedback or suggestions for articles please let Gold card is for
me know. Over-65’s so there are advantages here for our younger
Happy reading and apologies that this issue is later than members!
usual!
Regards, Mark, Email: seniors@msd.govt.nz
TAURANGA & WBOP Grey Power AGM
EMAIL & WEB SITE Thur 21st May 2015
Our email is: tgagreypower@gmail.com Wesley St Methodist Church Hall, 1.30 pm
Our web site is up and running - Guest speaker TBA
www.greypowertauranga.org.nz
You can apply for membership and/or renewal online then NOMINATIONS FOR COMMIT TEE
pay online as well at Kiwibank 38 9001 0051732 00, but be Nominations need to be in our Office and Secretary’s hand
sure to add your name and send us a separate email with your one month prior to AGM or by the 21st April 2015 and duly
full details. signed and witnessed on our Grey Power form.
FOR SALE - FUND RAISING FOR GREY POWER GREY POWER FEDERATION AGM
Fund raising initiative for Grey Power: 12th- 14th May 2015
Liquid Gold Fertilizer - makes up 10 litres for those pot ROTORUA HOLIDAY INN, Whakarewarewa
plants or small Gardens. $4 per sachet Tauranga will have two representatives attending. Observers
can also attend.
CREDIT CARD and or PASSPORT WALLET
security protectors. FARM FRESH MILK - Yum!
We have a selection of these protection covers at Grey Power Produced and sold from Walnut Tree Farm, rigorously tested
office, prices ranging from $2.50 to $20. These have been sell- and harvested daily.
ing well so be aware you may have to wait on an order. Nothing added, nothing removed, pure, natural, real milk.
Fresh, creamy and delicious.
AIL INSURANCE. Walnut Tree Farm,
All members of Grey Power are covered by an: 512 Welcome Bay Road, Ph: 027 379 8494
$2000 Accidental Death & Dismemberment Policy. Members of Raw Milk Producers Assn NZ
22You can also read
